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                                                                     EXHIBIT 4.1


                            THE TRIZETTO GROUP, INC.

                             RIMS STOCK OPTION PLAN



        1. PURPOSE. In connection with The TriZetto Group, Inc.'s acquisition of
Resource Information Management Systems, Inc. ("RIMS") on November 30, 2000,
TriZetto is adopting this non-statutory Stock Option Plan based on RIMS existing
stock option plan. This RIMS Stock Option Plan is intended to advance and
promote the interests of RIMS by providing an incentive to key employees and
RIMS' directors, consultants and advisers who conspicuously contribute to the
management, growth and protection of RIMS to continue their employment or to
continue to provide services through the use of stock options, thus providing
said employees and directors a means to participate in the further success and
growth of RIMS. The capitalized terms herein shall have the definitions set
forth in Paragraph 19.

        2. STOCK SUBJECT TO PLAN. TriZetto shall reserve for issuance upon the
exercise of options to be granted from time to time under the Plan, 300,105
shares of TriZetto's Common Stock. The aggregate number of shares to be issued
upon exercise of all Options under the Plan shall not exceed 300,105. If any
Option shall expire for any reason without having been exercised in full, the
unpurchased shares subject thereto shall again be available for purposes of the
Plan.

        3. EFFECTIVE DATE. The Plan shall become effective November 30, 2000.

        4. OPTION PERIOD. Unless previously terminated by the stockholders or as
provided in Paragraph 18, the Plan shall terminate at the close of business on
January 1, 2009, and no Options shall be granted under it thereafter. Such
termination shall not affect any Option previously granted.

        5. COMPANY'S RIGHT TO TERMINATE OPTIONS IN CERTAIN CIRCUMSTANCES. Upon a
Business Combination by TriZetto with any corporation or other entity, TriZetto
may provide written notice to Optionee that Options shall terminate on a date
not less than 14 days after the date of such notice unless theretofore
exercised. In connection with such notice, TriZetto may, in its discretion,
accelerate or waive any deferred exercise period. A "Business Combination"
occurs: i) upon the sale of more than 50% of TriZetto's assets ("Asset Sale"),
ii) through the adoption of a plan of merger, consolidation, share exchange or
similar occurrence as a result of which the TriZetto stockholders, Option
holders, and other equity security holders (existing at the time of the grant of
Options to Optionee) own, in the aggregate, less than 50% of the equity
securities (Common Stock, Preferred Stock, Options, warrants, debentures, any
securities that are convertible into common or preferred stock, or any other
equity securities) of TriZetto or surviving entity; or iii) through the adoption
of a plan of merger, consolidation, share exchange or similar occurrence as a
result of which the TriZetto stockholders, Option holders, and other equity
security holders (existing at the time of the grant of Options to Optionee) own,
in the aggregate, less than 50% of the voting stock of TriZetto or surviving
entity.
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        6. ADMINISTRATION.

               A. COMPENSATION COMMITTEE. The Plan shall be administered by
TriZetto's Compensation Committee. Two members of the Committee shall constitute
a quorum for the transaction of business. If TriZetto's Board has not appointed
the Compensation Committee, the term "Compensation Committee" shall refer to
TriZetto's Board.

               B. COMPENSATION COMMITTEE'S AUTHORITY. Subject to the express
provisions of the Plan, the Compensation Committee shall have the sole
discretion and authority to determine from among eligible employees, directors,
consultants and advisers, those to whom and the time at which Options may be
granted, and the number of shares of Common Stock to be subject to each Option.
Subject to the express provisions of the Plan, the Compensation Committee shall
also have complete authority to interpret the Plan, to prescribe, amend, and
rescind rules and regulations relating to it, to determine the details and
provisions of each Stock Option Agreement required by paragraph 8 hereof, to
determine whether an employee has been terminated for Cause for purpose of
Paragraph 13.b., to determine whether a directorship or relationship with a
consultant has been terminated for Cause, and to make all other determinations
necessary or advisable in the administration of the Plan. The Compensation
Committee's determination on any of the foregoing matters shall be conclusive.

        7. PARTICIPATION. Options may be granted to any employee, director,
consultant or adviser of RIMS or any Affiliate, including officers and directors
who are employees. Subject to the express provisions of the Plan, the
Compensation Committee shall select individuals to whom Options shall be
granted, the terms and provisions of the respective Option agreements (which
need not be identical), the times at which such Options shall be granted, and
the number of shares subject to each Option. An individual who has been granted
an Option may, if such individual is otherwise eligible, be granted additional
Options if the Compensation Committee shall so determine. Notwithstanding
anything contained herein to the contrary, no member of the Compensation
Committee may be granted Options under the Plan, except with the approval of the
majority of the Board.

        8. GRANT OF OPTION. Each Option granted hereunder shall be evidenced by
minutes of a meeting or the written consent of the Compensation Committee, and
by a written Stock Option Agreement dated as of the date of the grant ("Grant
Date"), executed by TriZetto and the grantee of the Option, which Agreement
shall set forth such terms and conditions as may be determined by the
Compensation Committee consistent with the Plan.

        9. OPTION PRICE. The guidelines for determination of the Option price of
any Option granted under the Plan is set forth in Schedule 1.

        10.EXERCISE OF OPTION.

               A. TIME OF EXERCISE. The Compensation Committee, in granting
Options hereunder, shall have the discretion to determine the terms upon which
Options shall be exercisable (which shall be included in the Option Agreement),
including the incremental dates of exercisability, acceleration provisions, and
the right of TriZetto to issue shares in compliance with state and federal
securities laws.

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All terms of such Agreement shall be subject to the applicable provisions of the
Plan. No Option shall be exercisable after the expiration of ten years and one
day immediately following the Grant Date.

               B. MANNER OF EXERCISE. Options may be exercised in whole at any
time to the extent exercisable, or in part from time to time with respect to
whole shares only. Options shall be exercised by written notice of intent to
exercise the Option with respect to a specified number of shares, which notice
shall be delivered to TriZetto, attention of the Secretary, at its principal
office, accompanied by payment in full of the Option price for the number of
shares of Common Stock with respect to which the Option is then being exercised.
In addition, if approved by the Compensation Committee, in lieu of cash, an
Optionee may make payment for the shares in whole or in part by tendering to
TriZetto whole shares of Common Stock owned by him and with the certificates
therefore registered in his name. The value of such shares of Common Stock shall
be the Fair Market Value.

        11. SECURITIES AND BLUE SKY MATTERS AND LIMITATIONS. At the time of
grant or exercise of any Option, TriZetto may, for any reason, condition the
grant or exercise of the Option upon delivery to TriZetto by the Optionee (or
his or her heirs, legatees, or legal representative) of a written representation
of present intention to purchase the shares for investment and not for
distribution or resale and may impose any other condition the Compensation
Committee deems desirable. In the event such representation is required to be
delivered, an appropriate legend may be placed upon each certificate delivered
to the Optionee upon his or her exercise of part or all of the Option, and a
stop transfer order may be placed with any transfer agent. If at any time
TriZetto determines in its discretion, that it is necessary or desirable to
list, register, or qualify the shares subject to an Option upon any securities
exchange or under any state or federal law, or that consent or approval of any
governmental regulatory body is necessary or desirable in connection therewith,
the issue or purchase or shares under an Option may not be exercised in whole or
in part but may be deferred unless and until such listing, registration,
qualification, consent or approval shall have been effected or obtained free of
any conditions not acceptable to TriZetto. Notwithstanding anything in this Plan
to the contrary, in the event TriZetto makes any public offering of its
securities and determines in its sole discretion that it is necessary to reduce
the number of granted but unexercised Stock Options so as to comply with any
state securities or Blue Sky law limitation with respect thereto, the
Compensation Committee shall have the right (a) to accelerate the dates on which
Options granted hereunder may be exercised and (b) cancel any Options if they
are not exercised within 14 days after notice to the holder of the Option.

        12.NON-TRANSFERABILITY OF OPTION. No Option shall be transferred by the
holder thereof other than by will or the laws of the descent and distribution,
and an Option may be exercised during the life of the holder of an Option only
by such holder. The naming of a Designated Beneficiary does not constitute a
transfer.

        13.TERMINATION OF RELATIONSHIP TO COMPANY/IMMEDIATE LAPSE.

               A. UNEXERCISED OPTIONS. If any Option granted under the Plan
shall expire or terminate for any reason without having been exercised in full,
the unpurchased shares subject thereto may again be subject to reservation for
an Option under the Plan.

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               B. TERMINATION OF EMPLOYMENT. In the event of the termination of
the employment of an employee to whom an Option has been granted under the Plan
that is either (i) for Cause; or (ii) voluntary on the part of the employee and
without the written consent of TriZetto, any Option held by such employee under
the Plan (whether exercisable or not), to the extent not theretofore exercised,
shall immediately terminate.

               C. TERMINATION OF DIRECTORSHIP. In the event of the termination
of the directorship of a director to whom an Option has been granted under the
Plan due to the director's voluntary resignation or removal from TriZetto's
Board of Directors for Cause, any Option held by such director under the Plan
(whether exercisable or not), to the extent not theretofore exercised, shall
immediately terminate.

               D. TERMINATION OF OTHER RELATIONSHIP. In the event of a final,
written termination of RIMS's relationship with a consultant or adviser to whom
an Option has been granted under the Plan for Cause, or termination of the
relationship due to the consultant's voluntary disassociation from TriZetto by
failing to provide services TriZetto within a 90 day period (other than as set
forth in Paragraph 14a,) any Option held by such consultant or adviser (whether
exercisable or not), to the extent not theretofore exercised, shall immediately
terminate as of the date of the written notification from TriZetto of the
termination for Cause or of the disassociation.

        14.TERMINATION OF EMPLOYMENT, DEATH, DISABILITY/LAPSE AFTER GRACE
PERIOD.

               A. TERMINATION BY REASON OF DEATH OR PERMANENT DISABILITY. In the
event of the death or Permanent Disability of a Participant (whether employee,
director, consultant or adviser) his or her Option (whether then exercisable or
not) may be exercised (in whole or in part) by the Participant, the
Participant's Designated Beneficiary, or, if no Designated Beneficiary has been
appointed, then a legatee or legatees of such Option under the Participant's
will, or the Participant's personal representative, may exercise the
Participant's Option at any time within a period of 90 days after the
Participant's death or determination of Permanent Disability, but not after
expiration of the term of the Option. The Participant's Option shall lapse if
not exercised during the 90 day period. In the case of an employee, Permanent
Disability shall be determined by a licensed physician appointed by the
Compensation Committee. In the case of a director, consultant or adviser,
Permanent Disability shall be determined by the Participant's personal
physician.

               B. OTHER TERMINATION OF COMPANY RELATIONSHIP. In the event of
termination of the Participant's relationship to TriZetto, (such as in the case
of a director not being elected to a new term of office or TriZetto's failing to
use the services of the consultant within the 90 day period), other than due to
termination specified in Paragraph 13(b),(c) or (d) hereof, the Participant may
exercise such Option at any time within 30 days after termination of employment
to the extent the Option was exercisable at the date of termination, or at such
other time as the Compensation Committee shall authorize, but in no event after
expiration of the term of the Option period. The Participant's Option shall
lapse at the end of the 30 day period or such other period, if any, that the
Compensation Committee has authorized.

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        15.NO ADDITIONAL RIGHTS CREATED OR CONFERRED.

               A. EMPLOYMENT RIGHTS. Neither the establishment nor any
continuance of the Plan, nor the granting of Options thereunder, shall be
construed as conferring any legal rights upon any eligible employee or other
employee for a continuation of employment, nor shall such establishment,
continuance, or granting of Options interfere with the rights of TriZetto to
discharge any eligible employee or other employee.

               B. DIRECTORSHIP RIGHTS. Neither the establishment nor any
continuance of the Plan, nor the granting of Options hereunder shall be
construed as conferring any legal rights upon any director for a continuation of
directorship, nor shall such establishment, continuance, or granting of Options
interfere with the rights of the TriZetto's stockholders to remove any director
or to fail or refuse to re-elect a director at the expiration of his or her
term.

               C. OTHER RELATIONSHIPS. Neither the establishment nor any
continuance of the Plan, nor the granting of Options thereunder, shall be
construed as creating an employer-employee relationship or in any way changing
the status of the consultant or adviser as an independent contractor TriZetto;
nor shall such establishment, continuance, or granting of Options interfere with
the rights of TriZetto to terminate the services of the consultant or adviser at
any time.

        16.ADJUSTMENTS FOR CHANGES IN CAPITALIZATION. In the event that the
Compensation Committee determines that any stock dividend, extraordinary cash
dividend, creation of a class of equity securities, recapitalization,
reorganization, merger, consolidation, split-up, spin-off, combination, exchange
of shares, warrants, or rights offering to purchase Common Stock at a price
substantially below Fair Market Value, or other similar transaction affects the
Common Stock such that an adjustment is required in order to preserve the
benefits or potential benefits intended to be made available under the Plan,
then the Compensation Committee shall equitably adjust any or all of (i) the
number and kind of shares in respect of which Options may be granted under the
Plan, (ii) the number and kind of shares subject to outstanding Options, and
(iii) the award, exercise or conversion price with respect to any of the
foregoing. However, as set forth in Paragraph 5 above, in the event of a
Business Combination, in lieu of the foregoing, TriZetto may upon written notice
to Optionee provide that the Options shall terminate on a date not less than 14
days after the date of such notice unless theretofore exercised.

        17.RIGHTS OF STOCKHOLDER. An Optionholder or a transferee of an Option
shall have no rights as a stockholder with respect to any shares subject to such
Option prior to the purchase of such shares by exercise of such Option as
provided herein.

        18.TERMINATION, AMENDMENT, AND MODIFICATION OF THE PLAN. The
Compensation Committee may at any time terminate or may at any time, from time
to time, amend or modify the Plan in any respect, subject to stockholder
approval as required by law. Unless the Plan is thus terminated by the
Compensation Committee, it shall terminate on January 1, 2009, with no further
Options granted hereunder. No amendment, modification, or termination of the
Plan for any reason shall (a) change or impair any Option previously granted
without the consent of the Optionee; (b) increase the maximum number of shares
which may be purchased pursuant to the Plan without the approval TriZetto's
Board; or

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(c) change the Option period or increase the time limitations on the grant of
Options without the approval of the TriZetto's Board.

        19.DEFINITIONS.

               A. "Affiliate" means any business entity in which TriZetto owns
directly or indirectly 50% or more of the total combined voting power or has a
significant financial interest as determined by the Compensation Committee.

               B. "Board of Directors" means TriZetto's Board of Directors.

               C. "Cause" means the Participant's engaging in any act
constituting fraud or dishonesty relating to TriZetto; the Participant's
serious, substantial and persistent failure to perform his duties or to follow
the written directions of TriZetto's Board of Directors; the Participant's
serious, substantial and persistent wrongdoing or misconduct resulting in
substantial injury to the interests of TriZetto; or intentional breach of the
terms of the Confidentiality or Non-Competition provisions of the Participant's
written employment agreement, if any.

               D. "Common Stock" means the common stock, $0.001 par value, of
TriZetto.

               E. "Compensation Committee" means a Compensation Committee of not
less than two members of TriZetto's Board of Directors appointed by TriZetto's
Board of Directors to administer the Plan.

               F. "Designated Beneficiary" means the beneficiary designated by a
Participant, in a manner determined by the Compensation Committee, to exercise
rights of the Participant in the event of the Participant's death or disability.

               G. "Director" means a member of TriZetto's Board of Directors.

               H. "Fair Market Value" means, if the shares are listed on any
national securities exchange, the closing price on the most recent trade date
immediately prior to the valuation date. If the shares are not then listed on
any such exchange, the Fair Market Value of such share shall be the most recent
exercise price per share set by the Compensation Committee based upon the
guidelines established in Paragraph 3(B) of Schedule 1 to this Plan.

               I. "Option" means the non-statutory stock Option subject to the
Plan.

               J. "Participant" means a person selected by the Compensation
Committee to receive an Option under the Plan.

               K. "Permanent disability" means a mental or physical condition
which renders a Participant unable or incompetent to carry out tasks or hold the
responsibilities he or she held or was assigned at the time the disability was
incurred.

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               L. "Plan" means RIMS Stock Option Plan set forth herein.

               M. "RIMS" means Resource Information Management Systems, Inc.

               N. "TriZetto" means The TriZetto Group, Inc. and each of its
wholly-owned subsidiaries and Affiliates.

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                         SCHEDULE 1 TO STOCK OPTION PLAN


1.      PURPOSE. This Schedule 1 provides guidance for setting exercise
        ("strike") prices for Options issued under the RIMS Stock Option Plan.

2.      STRIKE PRICE CONCEPTS. The strike price must be set at a level that
        equals or exceeds the Estimated Market Value of the Common Stock as of
        the date of the grant.

3.      ESTIMATED MARKET VALUE FORMULA. Per share Estimated Market Value/share
        will be determined as follows:

        A.      If the Common Stock is publicly traded on a national stock
                exchange or over-the-counter, Estimated Market Value/share shall
                be the price per share of TriZetto Common Stock paid in the last
                trade on the trading day immediately prior to the Grant Date.

        B.      If the Common Stock is not publicly traded on a national stock
                exchange or over-the-counter, Estimated Market Value will be
                determined by the Compensation Committee. The Compensation
                Committee will determine such per share price based upon all
                circumstances at the time of the determination. Such
                determination may be guided by the following: a review of two or
                more publicly traded companies comparable in size and
                product/service offerings as TriZetto, or, if no market
                comparable company information is available, upon the "Corporate
                Value" of TriZetto divided by "Diluted Shares Outstanding".

4.      DEFINITIONS.

        A.     "Corporate Value" shall mean: "Tangible Book Value" plus ten
               times the average of the annual net income determined in
               accordance with generally accepted accounting principles and
               reflected in TriZetto 's consolidated financial statements in the
               three years ended on the 31st of the December immediately
               preceding the date of grant.

        B.     "Tangible Book Value" shall mean total assets minus total
               liabilities minus intangible assets as of December 31 immediately
               proceeding the date of grant, all determined in accordance with
               generally accepted accounting principles.

        C.     "Diluted Shares Outstanding" shall mean the total of all shares
               of all classes of Common Stock that are outstanding as of the
               Grant Date, plus all shares of all classes of Common Stock that
               would be outstanding if all outstanding Options were exercised
               and all existing convertible securities of any type were
               converted into Common Stock as of the Grant Date.