PROMISSORY NOTE

$10,000.00                                                      October 30, 2000
                                                         Los Angeles, California

         FOR VALUE RECEIVED, IGOHEALTHY.COM, INC. (the "Issuer" herein) promises
to pay to the order of HEALTHY USA, INC., a Nevada Corporation  ("Holder"),  the
principal  sum  of  Ten  Thousand  and  no/100ths  Dollars  ($10,000.00).   This
Promissory  Note,  which is issued in connection with the sale and assignment by
the Holder to the Issuer of the Internet domain name iGoHealthy.com,  shall bear
six percent (6%) interest,  which may be accrued during its term until repayment
of the entire principal. Interest shall be computed from October 30, 2000 on the
loaned  amount on the basis of a 365-day year,  as  applicable,  and actual days
lapsed from the respective date of the loan.  Issuer shall have the privilege of
prepaying the principal under this Promissory Note in whole or in part,  without
penalty or premium,  at any time. All payments  hereunder shall be applied first
to interest,  then to  principal.  Payment  shall be made in lawful money of the
United  States,  at Los  Angeles,  California  or such other place as the Holder
hereof may designate.

         This Promissory Note shall be payable as follows:

         1.   In the event the proposed initial public offering of securities of
              Issuer  pursuant to a  Registration  Statement on Form SB-2, to be
              underwritten  by the  Issuer  (the  "Offering"),  is  closed on or
              before April 30, 2001,  this  Promissory  Note shall be payable in
              full at the closing of the Offering.

         2.   In the event the Offering has not closed on or before the close of
              business on April 30, 2001, this Promissory Note shall  thereafter
              be  payable  thirty  (30) days  after  demand  for  payment by the
              Holder.

         Issuer waives diligence,  presentment,  demand,  protest, and notice of
any kind  whatsoever.  The  non-exercise  by  Holder of any of  Holder's  rights
hereunder in any instance  shall not  constitute a waiver thereof in that or any
subsequent instance.

         Issuer shall pay upon demand any and all expenses, including reasonable
attorney  fees,  incurred or paid by Holder without suit or action in attempting
to  collect  funds due under  this  Promissory  Note.  In the event an action is
instituted  to enforce or  interpret  any of the terms of this  Promissory  Note
including  but not  limited to any action or  participation  by Issuer in, or in
connection  with, a case or  proceeding  under the U.S.  Bankruptcy  Code or any
successor  statute,  the  prevailing  party  shall be  entitled  to recover  all
expenses  reasonably  incurred  at,  before and after trial,  on appeal,  and on
review,  whether  or  not  taxable  as  costs,  including,  without  limitation,
attorneys' fees, witness fees (except and otherwise),  deposition costs, copying
charges and other expenses.

         This  Promissory  Note is to be  construed in all respects and enforced
according to the laws of the State of California.

                                                ISSUER:

                                                IGOHEALTHY.COM, INC.
                                                a Colorado corporation


                                                By:     /s/ Farid E. Tannous
                                                     ---------------------------
                                                     Farid E. Tannous
                                                Its: President

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AGREED & ACCEPTED:

         HOLDER:

         HEALTHY USA, INC.
         a Nevada corporation


By:         /s/ Bill Glaser
         ------------------------------
         Bill Glaser
Its:     President & CEO


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