SECTION 302 CERTIFICATION

     I, Vito S. Pantilione, President and Chief Executive Officer, certify that:

1.   I have  reviewed  this  Quarterly  Report on Form 10-QSB of Parke  Bancorp,
     Inc.;

2.   Based on my knowledge,  this  Quarterly  Report does not contain any untrue
     statement of a material fact or omit to state a material fact  necessary to
     make the statements  made, in light of the  circumstances  under which such
     statements  were made, not misleading with respect to the period covered by
     this Quarterly Report;

3.   Based on my  knowledge,  the  financial  statements,  and  other  financial
     information  included  in this  Quarterly  Report,  fairly  present  in all
     material respects the financial  condition,  results of operations and cash
     flows of the  registrant  as of, and for,  the  periods  presented  in this
     Quarterly Report;

4.   The  registrant's  other  certifying  officer  and  I are  responsible  for
     establishing and maintaining disclosure controls and procedures (as defined
     in Exchange Act Rule 13a-15(e)) for the registrant and have:

     (a)  Designed  such  disclosure  controls  and  procedures,  or caused such
          disclosure   controls  and   procedures  to  be  designed   under  our
          supervision,  to ensure  that  material  information  relating  to the
          registrant,  including its consolidated subsidiaries, is made known to
          us by others within those entities,  particularly during the period in
          which this report is being prepared;

     (b)  Evaluated the  effectiveness of the registrant's  disclosure  controls
          and procedures and presented in this report our conclusions  about the
          effectiveness of the disclosure controls and procedures, as of the end
          of the period covered by this report based on such evaluation; and

     (c)  Disclosed  in this  report  any  change in the  registrant's  internal
          control  over  financial  reporting  (as defined in Exchange Act Rules
          13a-15 (f)) that occurred during the  registrant's  most recent fiscal
          quarter  that has  materially  affected,  or is  reasonably  likely to
          materially  affect,  the registrant's  internal control over financial
          reporting; and

5.   The registrant's  other certifying  officer and I have disclosed,  based on
     our most recent evaluation of internal control over financial reporting, to
     the  issuer's  auditors and the audit  committee  of the issuer's  board of
     directors (or persons performing the equivalents functions):

     (a)  All significant  deficiencies and material weaknesses in the design or
          operation of internal  control;  over  financial  reporting  which are
          reasonably  likely to adversely affect the issuer's ability to record,
          process summarize and report financial information; and

     (b)  Any fraud, whether or not material,  that involves management or other
          employees who have a significant role in the issuer's internal control
          over financial reporting.


Date:    May 20, 2005                      /s/Vito S. Pantilione
                                           -------------------------------------
                                           Vito S. Pantilione
                                           President and Chief Executive Officer


<PAGE>

                            SECTION 302 CERTIFICATION

     I, Ernest D. Huggard, Senior  Vice  President  and Chief Financial Officer,
certify that:

1.   I have  reviewed  this  Quarterly  Report on Form 10-QSB of Parke  Bancorp,
     Inc.;

2.   Based on my knowledge,  this  Quarterly  Report does not contain any untrue
     statement of a material fact or omit to state a material fact  necessary to
     make the statements  made, in light of the  circumstances  under which such
     statements  were made, not misleading with respect to the period covered by
     this Quarterly Report;

3.   Based on my  knowledge,  the  financial  statements,  and  other  financial
     information  included  in this  Quarterly  Report,  fairly  present  in all
     material respects the financial  condition,  results of operations and cash
     flows of the  registrant  as of, and for,  the  periods  presented  in this
     Quarterly Report;

4.   The  registrant's  other  certifying  officer  and  I are  responsible  for
     establishing and maintaining disclosure controls and procedures (as defined
     in Exchange Act Rule 13a-15(e)) for the registrant and have:

     (a)  Designed  such  disclosure  controls  and  procedures,  or caused such
          disclosure   controls  and   procedures  to  be  designed   under  our
          supervision,  to ensure  that  material  information  relating  to the
          registrant,  including its consolidated subsidiaries, is made known to
          us by others within those entities,  particularly during the period in
          which this report is being prepared;

     (b)Evaluated the effectiveness of the registrant's  disclosure controls and
          procedures  and  presented  in this report our  conclusions  about the
          effectiveness of the disclosure controls and procedures, as of the end
          of the period covered by this report based on such evaluation; and

     (c)  Disclosed  in this  report  any  change in the  registrant's  internal
          control  over  financial  reporting  (as defined in Exchange Act Rules
          13a-15 (f)) that occurred during the  registrant's  most recent fiscal
          quarter  that has  materially  affected,  or is  reasonably  likely to
          materially  affect,  the registrant's  internal control over financial
          reporting; and

5    The registrant's  other certifying  officer and I have disclosed,  based on
     our most recent evaluation of internal control over financial reporting, to
     the  issuer's  auditors and the audit  committee  of the issuer's  board of
     directors (or persons performing the equivalents functions):

     (a)  All significant  deficiencies and material weaknesses in the design or
          operation of internal  control;  over  financial  reporting  which are
          reasonably  likely to adversely affect the issuer's ability to record,
          process summarize and report financial information; and

     (b)  Any fraud, whether or not material,  that involves management or other
          employees who have a significant role in the issuer's internal control
          over financial reporting.




Date: May 20, 2005             /s/Ernest D. Huggard
                               -------------------------------------------------
                               Ernest D. Huggard
                               Senior Vice President and Chief Financial Officer