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                                                     EXHIBIT 10(o)

              AMENDMENT TO PARTICIPATION AGREEMENT


      THIS  AMENDMENT, made and entered into as of this 30th
day  of October, 2000, by and among GOLDEN AMERICAN LIFE
INSURANCE  COMPANY (hereinafter "GALIC"),  a  Delaware  life
insurance  company, on its own behalf and on behalf  of  its
SEPARATE  ACCOUNT  B (the "Account"); THE PRUDENTIAL  SERIES
FUND,   INC.,  an  open-end  management  investment  company
organized  under  the  laws  of  Maryland  (hereinafter  the
"Fund");   THE  PRUDENTIAL  INSURANCE  COMPANY  OF   AMERICA
(hereinafter  the "Adviser"), a New Jersey mutual  insurance
company;  and PRUDENTIAL INVESTMENT MANAGEMENT SERVICES  LLC
(hereinafter   the   "Distributor"),  a   Delaware   limited
liability company.

       WHEREAS,  GALIC,  the  Fund,  the  Adviser,  and  the
Distributor entered into a Participation Agreement dated  as
of   the   25th  day  of  April,  2000  (the  "Participation
Agreement"), whereby the Account expressed its intention  to
purchase shares of a certain series of the Fund, defined  as
the Designated Portfolio in the Participation Agreement,  on
behalf  of  certain variable life insurance policies  and/or
variable annuity contracts; and

      WHEREAS, the parties desire to amend the Participation
Agreement  to  add an additional Designated  Portfolio,  the
shares  of  which may be purchased by the Account  upon  the
terms   and   conditions  described  in  the   Participation
Agreement.

      NOW,  THEREFORE,  in  consideration  of  their  mutual
promises,  GALIC, the Fund, the Distributor and the  Adviser
agree as follows:

      The  parties hereby agree to amend Schedule B  of  the
Participation   Agreement   to   identify   the   Designated
Portfolios   as:  Prudential  Series  Fund,  Inc.-Prudential
Jennison  Portfolio  and  Prudential  Series  Fund,  Inc.-SP
Jennison International Growth Portfolio.

       The   remaining   provisions  of  the   Participation
Agreement,  as  amended  by  the addition  of  a  Designated
Portfolio, shall remain in full force in effect.


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      IN  WITNESS  WHEREOF, each of the parties  hereto  has
caused  this  Amendment  to Participation  Agreement  to  be
executed  in  its  name  and  on  its  behalf  by  its  duly
authorized  representative and  its  seal  to  be  hereunder
affixed hereto as of the date specified below.

            GOLDEN AMERICAN LIFE INSURANCE COMPANY

            By its authorized officer,

            By: /s/ David L. Jacobson
               ---------------------------
            Title: Senior Vice President
            Date: 10/30,2000

            THE PRUDENTIAL SERIES FUND, INC.

            By its authorized officer,

            By: /s/ John R. Strangfeld
               ---------------------------
            Title: President
            Date: 10/30,2000

            THE PRUDENTIAL INSURANCE COMPANY OF AMERICA

            By its authorized officer,

            By: /s/ John R. Strangfeld
               ---------------------------
            Title:  Executive Vice President
            Date: 10/30,2000

            PRUDENTIAL INVESTMENT MANAGEMENT SERVICES LLC

            By its authorized officer,

            By: /s/ Robert F. Gunia
               ---------------------------
            Title:  President
            Date: 10/30,2000


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