Exhibit
10.22


InsWeb
Services Agreement


This Services Agreement (“Agreement”)
is made by and between InsWeb Corporation, a Delaware
Corporation, 11290 Pyrites Way, Suite 200, Gold River, California, 95670-4481
(hereinafter “InsWeb”) and NetQuote Inc,a Colorado corporation, 1860 Blake
Street, Suite 900, Denver, Colorado 80206 (hereinafter “Company”).


Recitals


WHEREAS, InsWeb is the owner and
developer of the InsWeb Site; and


WHEREAS, Company desires to
participate in the InsWeb Site as a distributor of insurance leads to insurance
agents and carriers;


WHEREAS, The parties acknowledge
and agree that they will promptly enter into a supplemental agreement with
respect to Company’s delivery of a minimum of ten thousand automobile insurance
leads to InsWeb. The supplemental agreement will specify that InsWeb will pay
Company 60% of the net revenue InsWeb receives from sales of the leads provided
by Company.


NOW, THEREFORE, in consideration
of the mutual consideration, promises, representations, and covenants set forth
herein, the receipt and sufficiency of which are hereby acknowledged, the
parties agree as follows:


1.  EFFECTIVE
DATE/TERM.   This Agreement shall be
effective as of October 1, 2006 and shall continue for a period of one year.


2.  COMPANY
INFORMATION. Information provided directly by the Company, (“Company
Information”) shall be utilized by InsWeb to provide the content of all
information to be presented on the InsWeb Site on behalf of Company. The
accuracy and completeness of any Company Information is the sole responsibility
of Company.


3.  COMPANY LOGO AND
VALUE PROPOSITION.  Company will provide
InsWeb with a graphic image used to identify Company on the InsWeb Site (“Company’s
Logo”) and a description of Company’s insurance quotation service located on a
web page on the InsWeb Site (“Value Proposition”).  InsWeb will provide Company with
specifications for each upon execution of this Agreement.  InsWeb, in its sole discretion, may modify
the consumer interface, including the presentation of Company Logo and Value
Proposition, at any time during this Agreement; however, InsWeb may not alter
the content of Company Information or Company Logo without the prior written
agreement of Company


4.  OBLIGATIONS
OF INSWEB.  InsWeb shall, so long as
Company is in full compliance with the terms of this Agreement, (a) provide
Company, access to its web site on the Internet World Wide Web communications
network (“InsWeb Site”) for posting by Company of Company Information; (b)
present Company’s products, offered as part of the InsWeb Site and (c) maintain
the InsWeb Site and Company Information available to Internet users, subject,
however, to failure of access or availability due to causes beyond InsWeb’s
reasonable control, including, but not limited to Acts of God, wind, fire,
flood or water damage, strikes, acts of war, terror or sabotage, power outages,
or downtime of data network carriers or Internet access providers.  InsWeb is not required to present Company
Information on the InsWeb Site for every tier, state or product requested by
Company and no specific position or location on the InsWeb Site for Company
Information is guaranteed by InsWeb. InsWeb will use commercially reasonable
efforts to maintain the security of the InsWeb Site that are (a) at least equal
to industry standards for such types of locations and (b) which provide
reasonably appropriate technical and organizational safeguards against
accidental or unlawful destruction, loss, alteration or unauthorized disclosure
or access of Company Information.


5.  OBLIGATIONS
OF COMPANY.  Company covenants that: (a)
it owns or has the right to use the form and content of all Company
Information, free of any claims of infringement, misappropriation or misuse by
third parties; (b) it holds and will continue to hold all licenses necessary to
advertise and sell each product or service offered by the Company Information;
and, (c) all representations made by or on behalf of Company or its products or
services in the Company Information shall be truthful, lawful and not
misleading.  Company shall bear the
responsibility to monitor and maintain its Company Information; Company shall
not assert and shall indemnify and hold harmless InsWeb from and against any
claims arising out of any alteration of the Company Information by Company.



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6. 
INCORPORATED TERMS.  InsWeb and
Company shall abide by the terms as set forth in the “Schedule of Insurance
Request for Quotation Program Services and Fees” (“Exhibit A”) incorporated
herein in its entirety.


7.  PRICE AND
PAYMENT.   Company shall pay the fees and
charges as set forth in Exhibit A attached herewith.  In lieu of payment to InsWeb. Company may, at
its option, pay such fees and charges to InsWeb’s wholly owned subsidiary,
InsWeb Insurance Services, Inc.  The fees
and charges set forth in this Agreement shall not be increased during its
initial term.  Thereafter, fees and
charges may be modified upon thirty (30) days prior written notice to
Company.  Bills are due and payable by
Company upon presentation and become delinquent thirty (30) days from the date
shown on the bill.  Delinquent amounts
shall bear interest from the date of delinquency until paid at an interest rate
equal to the lesser of (i) 1.5% per month (18% per annum); or, (ii) the maximum
allowed under applicable law.


8. 
CONFIDENTIALITY.  Confidential
Information.  “Confidential Information”
shall mean all non-public information supplied by any party to the other
including, without limitation, printed or electronically recorded matter,
business information, pricing and terms, technical information, algorithms,
source codes, performance statistics, future plans, and campaigns, know-how,
trade secrets, and other information of a non-public nature that is known or
used by a party.  Confidential
Information includes information generated as a result of the activities of the
parties hereunder, as well as background information owned by a party prior to
the date hereof and made available to the other party hereunder, whether
disclosed in writing or orally, or whether designated as “confidential.”


(a) Obligation of
Confidentiality.  Each party agrees to
take all reasonable steps to maintain the confidentiality of Confidential
Information so as to prevent the unauthorized use, dissemination and disclosure
of such Confidential Information.  To
protect Confidential Information against unauthorized use, dissemination and
disclosure, and in addition to those efforts specifically required hereunder,
each party agrees to use protective measures no less stringent than those the
party uses within its business to protect its own similarly situated
proprietary information, which protective measures shall under all
circumstances be at least reasonable measures designed to ensure the continued
confidentiality of the Confidential Information.  Each party agrees to use Confidential
Information solely for the purposes expressly set forth in this Agreement.  Each party shall only disclose Confidential
Information to their employees and affiliates on a need-to-know basis.


(b) Exclusions.  Notwithstanding the other provisions of this
Agreement, Confidential Information shall not include information that the
receiving party can show: (i) is generally known or available, or becomes known
or available, without breach of this Agreement; (ii) is or has been publicly
disclosed in a lawful manner; (iii) was known to the party to whom it is
disclosed prior to such disclosure; (iv) is or has been rightfully received
from a third party without breach of an obligation of confidence; (v) is
independently developed by one party without use of Confidential Information of
the other party;  (vi) is required to be
disclosed pursuant to official governmental process, order or demand, or as
otherwise required by law or regulation, provided that prior written notice of
such disclosure is furnished to the disclosing party as soon as practicable in
order to afford the disclosing party an opportunity to seek, at its own
expense, a protective order (it being agreed that if the disclosing party is
unable to obtain or does not seek a protective order and the receiving party is
legally compelled to disclose such information, disclosure of such information
may be made without liability); or (vii) must be disclosed to third party
venders, who need to know, to the extent reasonably necessary to perform the
duties and obligations assigned under the Agreement.  In the event such information is disclosed to
a third party vender, the disclosing Party will require such third party vender
to protect Confidential Information to the same extent the disclosing Party is
required to protect such Confidential Information under this Agreement.


(c) Reverse Engineering.  Neither party shall directly or indirectly
attempt to reverse engineer, decrypt, decipher, reconstruct or re-orient the
circuit design, algorithms, logic or program code in any of the other’s
products, models or prototypes that contain Confidential Information and that
are provided pursuant to this Agreement.


(d) The parties hereto acknowledge
that any nonpublic personal information (as defined by applicable law or
regulation, including laws or regulations promulgated under Title V of the
Gramm-Leach-Bliley Act of 1999 (the “Act”)) of consumers, including customers
(both as defined by the Act or other applicable law or regulation), will be
disclosed or utilized in compliance with the Act as it applies to this
Agreement.



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(e) Survival of Section.  The terms of this Section entitled “Confidentiality”
shall survive the termination of this Agreement.


9.  LIMITED WARRANTY AND REMEDIES.  InsWeb warrants that the services provided
Company hereunder will conform to their description as set forth in this
Agreement and that any custom package programming performed for Company by
InsWeb shall conform to high professional standards.  ALL OTHER GUARANTEES AND WARRANTIES, EXPRESS,
IMPLIED OR STATUTORY, REGARDING THE SERVICES OR ANY OTHER PERFORMANCE BY INSWEB
HEREUNDER ARE HEREBY EXCLUDED.  INSWEB
SPECIFICALLY DISCLAIMS THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS
FOR A PARTICULAR PURPOSE.  The terms of
this Section entitled “ Limited Warranty and Remedies” shall survive the
termination of this Agreement.


10. 
INFORMATION RIGHTS InsWeb shall acquire no ownership or intellectual
property rights in the form or content of Company Information by virtue of its
posting on the InsWeb Site, nor shall Company, acquire any rights in the form
or content of the InsWeb Site or any information posted thereon other than
Company’s own Information.  InsWeb shall
be entitled to use Company’s name and/or logo in press releases from time to
time, provided the Company has been given an opportunity to review and approve
such press releases before their use.


11.  ACCEPTABLE
USE/SUSPENSION. InsWeb reserves the right promptly to remove Company
Information from the InsWeb Site in the event of a claim by a third party that
any portion of the Company Information: (i) infringes, misappropriates or
misuses any intellectual property right; (ii) libels any person or company; or
(iii) presents material that is fraudulent, obscene or pornographic; or, (iv)
violates any law or regulation.


12.  LIMITATION OF LIABILITY.EITHER
PARTY’S MAXIMUM LIABILITY, SHOULD IT BE FOUND LIABLE TO THE OTHER PARTY FOR
BREACH OF CONTRACT OR FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO THIS
AGREEMENT OR ITS PERFORMANCE HEREUNDER, INCLUDING, BUT NOT LIMITED TO ANY CLAIM
FOR INFRINGEMENT, NEGLIGENCE, INFLICTION OF EMOTIONAL HARM OR BASED ON ECONOMIC
LOSS, SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY COMPANY FOR SERVICES PROVIDED
HEREUNDER DURING THE SIXTY (60) DAYS PRECEDING SUCH CLAIM.  IN NO EVENT SHALL A PARTY BE LIABLE FOR
INCIDENTAL OR CONSEQUENTIAL DAMAGES.  In
the event of any claims against InsWeb based on Company Information presented
on the InsWeb Site by or on behalf of Company not resulting from InsWeb’s
negligent acts or omissions, Company shall defend, indemnify and hold harmless
InsWeb and its directors, officers, employees, consultants, agents and
affiliates from and against any reasonable attorneys’ fees, costs, expense,
damages, penalties, equitable relief or other liability whatsoever. The terms
of this Section entitled “Limitation of Liability” shall survive the
termination of this Agreement.


13.  MISCELLANEOUS.   This Agreement constitutes the entire
understanding between the parties relating to the subject matter hereof and
supersedes all prior agreements, proposals or understandings between the
parties regarding such subject matter. 
Further, each party shall comply with all applicable federal, state and
local laws and regulations in the performance of its obligations under this
Agreement.  The recitals above are true
and correct and are part of this Agreement. 
This Agreement shall be governed by and construed in accordance with the
laws of the State of California, excluding those relating to conflict of laws.
Any lawsuit or action brought by the parties hereto shall be filed and
adjudicated in Sacramento County, California, and the prevailing party shall be
entitled to reasonable attorneys’ fees, expert witness fees and costs of suit,
as well as all such fees associated with enforcing any judgment pursuant
hereto.  This Agreement and the rights
and obligations set forth herein may not be assigned, in whole or part, by
either party without the prior written consent of the other party, except that
InsWeb may assign this Agreement to its wholly owned subsidiary.  This Agreement may be amended only by a
writing executed by duly authorized officers of both parties.  The failure of either party to enforce any
provision hereof shall not be construed as a waiver of such provision.  All notices given hereunder shall be in
writing and shall be sent by personal delivery, overnight courier service, or
by certified or registered mail, return receipt requested, to the address given
by the other party on the first page of this Agreement, or as the parties may
designate in writing from time to time and shall be deem given when deposited
with the U. S. Postal Service or courier service if mailed, or when delivered
if by personal delivery.    This Agreement
may be executed by facsimile and in counterparts, counterparts, each of
which when so executed shall be deemed to be an original and all of which taken
together shall constitute one and the same agreement.



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  InsWeb Corporation

  
	
  “InsWeb”

  
	
   

  
	
  By:

  	
  /S/  Bill Griffin

  	
   

  
	
   

  
	
   

  
	
  Name:

  	
  William D. Griffin

  	
   

  
	
   

  
	
   

  
	
  Title:

  	
  CFO

  	
   

  
	
   

  
	
   

  
	
  Date:

  	
  Sept. 29, 2006

  	
   

  
	
   

  
	
   

  
	
  NetQuote Inc

  
	
  “Company”

  
	
   

  
	
  By:

  	
  /s/ Gregg Coccari

  	
   

  
	
   

  
	
   

  
	
  Name:

  	
  Gregg Coccari

  	
   

  
	
   

  
	
   

  
	
  Title:

  	
  CEO

  	
   

  
	
   

  
	
   

  
	
  Date:

  	
  Sept. 29, 2006

  	
   

  
											



 



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EXHIBIT A

Schedule of Insurance Request for Quotation Program Services and Fees


I.              Terms and
Definitions used in Exhibit


1.0           “Zero RFQ” refers to an automobile or homeowners RFQ
that InsWeb has not distributed to (a) an agent or agency
participating in InsWeb’s agent network program; (b) a lead aggregator (i.e. any individual or
entity that aggregates and resells Internet-based insurance leads to third
parties); or (c) more than three other entities consisting of insurance
carriers and insurance call centers.


1.1           “One+ RFQ” refers to an automobile or homeowners RFQ
that InsWeb has distributed to one or more agents registered in InsWeb’s agent
network.


1.2           “Filters” is criteria for the selection of consumers
who will be presented with Company’s Logo and Value Proposition.


1.3           “Logo” is a graphic
image provided by Company and used to identify Company on the InsWeb Site


1.4           “Poor Credit RFQ” means
a Zero RFQ for automobile insurance that indicates the consumer selected “poor”
to describe his/her credit history.


1.5           “Preferred Auto” means
a Zero RFQ representing a consumer whose automobile insurance profile does not
have any of the following characteristics (as determined by their responses on
the InsWeb quote request form):


·              Self-select
credit is Poor.


·              SR-22
is Yes.


·              A
DUI or major violation in the last 3 years.


·              2
or more accidents/ violations in the last 3 years.


·              Not
currently insured.


·              No
driver has more than 3 years of driving experience.


1.6           “Products” is
automobile insurance, homeowners insurance, and health insurance, and other
insurance products agreed to by the parties from time to time.


1.7           “Program”  is the InsWeb insurance Request for Quotation
Program located on the InsWeb Site through which access to Company’s service
will be presented to consumers.


1.8           “Qualified Consumer” is
a consumer who meets the filtering criteria specified herein.


1.9           “Release”  is InsWeb’s regularly scheduled modification
to the InsWeb Site, and the Programs offered thereon.



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1.10         “RFQ”  is Request for Quotation and consists of the
data provided by consumer in a Quote Form and submitted to Company to obtain a
quotation for a Product.


1.11         “Scheduled Release Date”  is the day on which a Release occurs.


1.12         “Specialty Auto” means a
Zero RFQ for automobile insurance that fails to meet the minimum criteria to
qualify for Preferred Auto status.


1.13         “Value Proposition”  is the description of Company’s Products and
services offered through Program and located on a web page on the InsWeb Site.


II.            Scope of Insurance
Request for Quotation Program


For each Product,
InsWeb will provide a Quote Form through which insurance rate quotes can be
obtained by Consumers.   If a Qualified
Consumer elects to have his/her information sent to Company in order to request
a quotation from Company’s agent network, the relevant personal information
will be collected and submitted to Company as a RFQ.


2.0          Data Collection


InsWeb will collect consumer information using the Quote Form for the
Product.


2.1          Company Logo and Value
Proposition


Company will provide InsWeb with Company’s Logo and a Value
Proposition.  InsWeb will provide Company
with specifications for each upon execution of this Agreement.  InsWeb, in its sole discretion, may modify
the consumer interface, including the presentation of Company Logo and Value
Proposition, at any time during this Agreement.


2.2          Filtering


InsWeb will
filter out RFQs from consumers residing in the following zip codes: 323XX,
324XX, 326XX, 335XX, 336XX, 337XX, 344XX, 346XX, 700XX, 701XX, 703XX, 705XX.
All other filtering criteria will be determined by InsWeb in its sole
discretion and may be changed by InsWeb at any time with not less than 15 days
prior notice to Company.


2.3          RFQ Delivery


a.             Qualified
Consumers may elect to have his/her Quote Form information and relevant
personal information delivered to Company via an RFQ.


b.             For
automobile and homeowners RFQs: (i) the maximum times that a One+ RFQ may be
distributed is 5, including distributions by InsWeb and by NetQuote; (ii)
InsWeb will deliver a One+ RFQ to NetQuote only when InsWeb’s 



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own distribution of the RFQ will permit NetQuote to distribute the RFQ
at least one time; (iii) each RFQ will identify each insurance company that
received the RFQ, the name of the insurance company represented by a Captive
Agent that received the RFQ, and whether an Independent Agent received the RFQ.
NetQuote will use the information to suppress distribution of the RFQ to the
same insurance company, Captive Agent company, or to any independent agent.


2.3.1       Format


<XML
1.0.0> InsWeb will deliver RFQs to Company in the XML
1.0.0 standard layout.


2.3.2       Method


InsWeb will deliver RFQs to Company via a secure HTTPS
transmission.


2.3.3       Batching


<single RFQ per file/email> InsWeb
will deliver one RFQ per transmission.


2.3.4       Encryption


Company has elected to
receive RFQs encrypted via a secure HTTPS transmission.


2.3.5       Destination


Each
RFQ will be sent to a fixed destination via HTTPS.  Unless otherwise agreed, Company must provide
InsWeb with a delivery address in advance of the Scheduled Release Date.


2.4          Reserved for future use


2.5          Statistics


InsWeb will provide Company with a standard electronic
monthly statistical report regarding consumer traffic on the InsWeb Site.  Company will provide InsWeb with monthly
statistics regarding RFQ processing performance times and conversion rates in
an Excel format no later than the fifteenth (15th) of the month; which reports shall
include, at a minimum:


InsWeb Company ID

Billed Revenue



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2.6          Scheduled Release Date


InsWeb
in its sole discretion, will assign Company to a Scheduled Release Date and
will define a project plan and schedule that will include key tasks, major
milestones, joint testing efforts and targeted dates.  The Scheduled Release Date to which Company
is assigned will depend on: a) the date by which this Agreement is jointly
executed by Company and InsWeb; b) the submission of development requirements
for Program by Company to InsWeb; c) Company’s technical capability to receive
and process RFQs; and d) InsWeb’s pending inventory of existing development
activities.   During the term of this
Agreement, InsWeb shall assign such other Scheduled Release Dates as may be
required to implement changes to Program whether such changes are requested by
Company or InsWeb.


III.           Fees


3.1           Company shall pay InsWeb a RFQ Fee described
in Schedule 1 for the Product, state, consumer segment, and number of
distributions made by InsWeb indicated in the RFQ.


3.2           Company shall be entitled to a credit for RFQ
Fees paid on RFQs that are duplicates or non bona fide according to criteria
established by mutual agreement of the parties from time to time. However, the
credit may be applied to 33% of the RFQs that are determined to be duplicates
or non bona fide.


3.3           Confidential Treatment Requested



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SCHEDULE 1       **CONFIDENTIAL TREATMENT
REQUESTED**


	
  AK

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AL

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AR

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  AZ

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  CA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  CO

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  CT

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DC

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  DE

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  FL

  	
   

  	
  Confidential

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  GA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  HI

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  IA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  ID

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  IL

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  IN

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Treatment

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  KS

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  KY

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  LA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  MA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  MD

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  ME

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
  Requested

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  MI

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  MN

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  MO

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  MS

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  MT

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  NC

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  ND

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  NE

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  NH

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  NJ

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  NM

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  NV

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  NY

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OH

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OK

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  OR

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  PA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  RI

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  SC

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  SD

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TN

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  TX

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  UT

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  VA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  VT

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  WA

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  WI

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  WV

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  WY