EXHIBIT 21.1

SUBSIDIARIES OF U.S.I. HOLDINGS CORPORATION



|                                                     |  |                       
|---------------------------------------------------- |  | ----------------------
|Name of Entity                                       |  | State of Incorporation
|USI Services Corporation                             |  | Delaware              
|Association Growth Enterprises, Incorporated         |  | Maryland              
|Bertholon-Rowland, Inc.                              |  | Pennsylvania          
|Signature Premium Finance, Inc.                      |  | Pennsylvania          
|Dexter-Bertholon Rowland, Inc.                       |  | Pennsylvania          
|Bertholon Rowland, Inc.                              |  | New Jersey            
|Colburn Insurance Agency                             |  | Ohio                  
|USI Gulf Coast, Inc.                                 |  | Louisiana             
|USI Northeast, Inc.                                  |  | New York              
|Riverside Insurance Associates, Inc.                 |  | Connecticut           
|USI Insurance Services of Northern California, Inc.  |  | California            
|Henderson & Phillips, Incorporated                   |  | Virginia              
|USI of Georgia                                       |  | Georgia               
|Overstreet & Newell, Inc.                            |  | Georgia               
|Colonial Premium Finance Company                     |  | Virginia              
|Campbell, Galt & Newlands, Inc.                      |  | Oregon                
|Hurley, Atkins & Stewart, Inc.                       |  | Washington            
|The Insurance Exchange, Inc.                         |  | New Hampshire         
|Roger Ryan & Company, Inc.                           |  | New Hampshire         
|USI Insurance Services of Rhode Island, Inc.         |  | Rhode Island          
|Inex Alternative Programs, Inc.                      |  | New Hampshire         
|Inex Alternative Program Administrators, Inc.        |  | New Hampshire         
|Bechard Insurance Agency, Inc.                       |  | New Hampshire         
|USI Insurance Services of Florida, Inc.              |  | Florida               
|Strategic Asset Advisors, Inc.                       |  | Florida               
|CICORP  USI, Inc.                                   |  | Florida               
|Commercial Broker Services, Inc.                     |  | Florida               
|Employers Safety Council of Florida, Inc.            |  | Florida               
|USI MidAtlantic, Inc.                                |  | Pennsylvania          
|Rental Industry Services, Inc.                       |  | Pennsylvania          
|USI Insurance Services Corporation of Illinois, Inc. |  | Illinois              
|Progressive Plan Administrators, Inc.                |  | New York              
|USI Retirement Services, Inc.                        |  | New York              
|Emerson, Reid & Company, Inc.                        |  | New York              
|Morrill Koslow & Associates Insurance Agency, Inc.   |  | Massachusetts         
|USI Consulting Group, Inc.                           |  | Connecticut           
|USI Consulting Group of Massachusetts, Inc.          |  | Massachusetts         
|USI Advisors, Inc.                                   |  | Connecticut           
|USI Consulting Group of New York, Inc.               |  | New York              
|Benefit Strategies, Inc.                             |  | New Hampshire         
|Benefit Strategies of Maine, Inc.                    |  | New Hampshire         
|The Capital Planning Group, Inc.                     |  | Georgia               
|USI Midwest, Inc.                                    |  | Ohio                  
|USI of Southern California Insurance Services, Inc.  |  | California            
|Max Behm & Associates, Inc.                          |  | California            
|United California Insurance Agency                   |  | California            
|El Camino Insurance Agency                           |  | California            
|USI Securities, Inc.                                 |  | Delaware              
|USI of Illinois, Inc.                                |  | Delaware              



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SUBSIDIARIES OF U.S.I. HOLDINGS CORPORATION



|                                                      |  |                       
|----------------------------------------------------- |  | ----------------------
|Name of Entity                                        |  | State of Incorporation
|WRIMS Corp.                                           |  | Pennsylvania          
|Insurance Risk Managers, Inc.                         |  | Texas                 
|ANCO Corporation                                      |  | Texas                 
|MD Premium Finance Corporation                        |  | Texas                 
|Western Claims Services, Inc.                         |  | Texas                 
|Regional Insurance Management Services, Inc.          |  | Texas                 
|ANCO Management Corporation                           |  | Texas                 
|ANCO Life & Benefits Services, Inc.                   |  | Texas                 
|Strategic Benefit Planning Corporation                |  | Texas                 
|Anco Insurance Services of Houston, Inc.              |  | Texas                 
|Commercial Insurance Concepts, Inc.                   |  | Texas                 
|Inter/National Rental Insurance Services, Inc.        |  | California            
|Inter/National Rental Insurance, Inc.                 |  | Texas                 
|Fleet and Equipment Rental Risk Purchasing Group      |  | California            
|Kisco Partners, Inc.                                  |  | New York              
|Acquisition Risk Management Services, Inc.            |  | New York              
|Custom Benefit Programs, Inc.                         |  | New Jersey            
|Turner P. Williams & Associates LLC                   |  | Tennessee             
|Future Planning Associates, Inc.                      |  | New York              
|U.S.I. Insurance Services of Massachusetts, Inc.      |  | Massachusetts         
|Governmental Entities Management Services, Inc.       |  | New York              
|Netcare Services, Inc.                                |  | Massachusetts         
|Phoenix Insurance Agency, Inc.                        |  | Massachusetts         
|OLeary-Kientz, Inc.                                  |  | Ohio                  
|Bertholon-Rowland Corp.                               |  | New York              
|American Insurance Administrators, Inc.               |  | Ohio, Colorado        
|B-R Corp. of North Carolina                           |  | North Carolina        
|BR Insurance Services Corp.                           |  | California            
|DWP/USI of Southern California Insurance Agency, Inc. |  | Delaware              
|Summit Global Partners, Inc.                          |  | Delaware              
|Meridian Credit Services, Inc.                        |  | Delaware              
|SGP Benefits of Texas, Inc.                           |  | Texas                 
|SGP Service Company, Inc.                             |  | Texas                 
|SGP Surplus Lines of Texas, Inc.                      |  | Texas                 
|Summit Global Partners (Texas) Holdings, Inc.         |  | Delaware              
|Summit Global Partners Holdings, Inc.                 |  | Delaware              
|Summit Global Partners Insurance Services, Inc.       |  | California            
|Summit Global Partners of Arizona, Inc.               |  | Arizona               
|Summit Global Partners of Florida, Inc.               |  | Florida               
|Summit Global Partners of Illinois, Inc.              |  | Illinois              
|Summit Global Partners of Memphis, Inc.               |  | Tennessee             
|Summit Global Partners of Michigan, Inc.              |  | Michigan              
|Summit Global Partners of New Jersey, Inc.            |  | New Jersey            
|Summit Global Partners of New Mexico, Inc.            |  | New Mexico            
|Summit Global Partners of Texas, Inc.                 |  | Texas                 
|Summit Global Partners of the Carolinas, Inc.         |  | North Carolina        
|Vista Insurance Agency of Oklahoma, Inc.              |  | Oklahoma              
|Vista Insurance Partners of Florida, Inc.             |  | Florida               



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SUBSIDIARIES OF U.S.I. HOLDINGS CORPORATION



|                                              |  |                       
|--------------------------------------------- |  | ----------------------
|Name of Entity                                |  | State of Incorporation
|Vista Insurance Partners of Georgia, Inc.     |  | Georgia               
|Vista Insurance Partners of Illinois, Inc.    |  | Illinois              
|Vista Insurance Partners of Louisiana, Inc.   |  | Louisiana             
|Vista Insurance Partners of Mississippi, Inc. |  | Mississippi           
|Vista Insurance Partners of New Mexico, Inc.  |  | New Mexico            
|Vista Insurance Partners of Tennessee, Inc.   |  | Tennessee             
|Vista Insurance Partners, Inc.                |  | Texas                 
|Vista Wholesale Insurance Partners, Inc.      |  | Texas                 
|WMK, Inc.                                     |  | Colorado