20982 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules

DEPARTMENT OF HOUSING AND

URBAN DEVELOPMENT

24 CFR Part 888

[Docket No. FR–4063–N–01]

Office of the Secretary; Fair Market

Rents for the Section 8 Housing

Assistance Payments Program—Fiscal

Year 1997

AGENCY: Office of the Secretary, HUD.

ACTION: Notice of Proposed Fiscal Year

(FY) 1997 Fair Market Rents (FMRs).

SUMMARY: Section 8(c)(1) of the United

States Housing Act of 1937 requires the

Secretary to publish FMRs annually to

be effective on October 1 of each year.

FMRs are used for the Section 8 Rental

Certificate Program (including space

rentals by owners of manufactured

homes under that program); the

Moderate Rehabilitation Single Room

Occupancy program; housing assisted

under the Loan Management and

Property Disposition programs; payment

standards for the Rental Voucher

program; and any other programs whose

regulations specify their use.

Today’s notice provides proposed FY

1997 FMRs for all areas.

DATES: Comments due date: July 1,

1996.

ADDRESSES: Interested persons are

invited to submit comments regarding

HUD’s estimates of the FMRs as

published in this Notice to the Office of

the General Counsel, Rules Docket

Clerk, Room 10276, Department of

Housing and Urban Development, 451

Seventh Street SW., Washington, DC

20410. Communications should refer to

the above docket number and title and

should contain the information

specified in the ‘‘Request for

Comments’’ section. To ensure that the

information is fully considered by all of

the reviewers, each commenter is

requested to submit two copies of its

comments, one to the Rules Docket

Clerk and the other to the Economic and

Market Analysis Staff in the appropriate

HUD Field Office. A copy of each

communication submitted will be

available for public inspection and

copying during regular business hours

(7:30 a.m.–5:30 p.m. Eastern Time) at

the above address.

FOR FURTHER INFORMATION CONTACT:

Gerald Benoit, Operations Division,

Office of Rental Assistance, telephone

(202) 708–0477. For technical

information on the development of

schedules for specific areas or the

method used for the rent calculations,

contact Alan Fox, Economic and Market

Analysis Division, Office of Economic

Affairs, telephone (202) 708–0590.

Hearing- or speech-impaired persons

may use the Telecommunications

Devices for the Deaf (TTY) by contacting

the Federal Information Relay Service at

1–800–877–8339. (Other than the ‘‘800’’

TDD number, telephone numbers are

not toll free.)

SUPPLEMENTARY INFORMATION: Section 8

of the United States Housing Act of

1937 (the Act) (42 U.S.C. 1437f)

authorizes housing assistance to aid

lower income families in renting decent,

safe, and sanitary housing. Assistance

payments are limited by FMRs

established by HUD for different areas.

In general, the FMR for an area is the

amount that would be needed to pay the

gross rent (shelter rent plus utilities) of

privately owned, decent, safe, and

sanitary rental housing of a modest

(non-luxury) nature with suitable

amenities.

Publication of FMRs

Section 8(c) of the Act requires the

Secretary of HUD to publish FMRs

periodically, but not less frequently

than annually. The Department’s

regulations provide that HUD will

develop FMRs by publishing proposed

FMRs for public comment and after

evaluating the public comments,

publish the final FMRs (see 24 CFR

888.115). The proposed FY 1997 FMR

schedules at the end of this document

list the FMR levels for the Rental

Certificate program (Schedule B), and

for the areas where the manufactured

home space FMRs have had

modifications approved (Schedule D).

Method Used To Develop FMRs

FMR Standard: FMRs are gross rent

estimates; they include shelter rent and

the cost of utilities, except telephone.

HUD sets FMRs to assure that a

sufficient supply of rental housing is

available to program participants. To

accomplish this objective, FMRs must

be both high enough to permit a

selection of units and neighborhoods

and low enough to serve as many

families as possible. The level at which

FMRs are set is expressed as a percentile

point within the rent distribution of

standard quality rental housing units.

The current definition used is the 40th

percentile rent, the dollar amount below

which 40 percent of the standard quality

rental housing units rent. The 40th

percentile rent is drawn from the

distribution of rents of units which are

occupied by recent movers (renter

households who moved into their unit

within the past 15 months). Newly built

units less than two years old are

excluded, and adjustments have been

made to correct for the below market

rents of public housing units included

in the data base.

Data Sources: HUD used the most

accurate and current data available to

develop the FMR estimates. The sources

of survey data used for the base-year

estimates are:

(1) the 1990 Census, which provides

statistically reliable rent data for all

FMR areas;

(2) the Bureau of the Census’

American Housing Surveys (AHSs),

which are used to develop betweenCensus revisions for the largest

metropolitan areas and which have

accuracy comparable to the decennial

Census; and

(3) Random Digit Dialing (RDD)

telephone surveys of individual FMR

areas, which are based on a sampling

procedure that uses computers to select

statistically random samples of rental

housing.

The base-year FMRs are updated

using trending factors based on

Consumer Price Index (CPI) data for

rents and utilities or HUD regional rent

change factors developed from RDD

surveys. Annual average CPI data are

available individually for 102

metropolitan FMR areas. RDD regional

rent change factors are developed

annually for the metropolitan and

nonmetropolitan parts of each of the 10

HUD regions. The RDD factors are used

to update the base year estimates for all

FMR areas that do not have their own

local CPI survey.

State Minimum FMRs: Starting with

the FY 1996 FMRs, HUD implemented

a new minimum FMR policy in

response to numerous public concerns

that FMRs in rural area were too low to

operate the program successfully. As a

result, FMRs are established at the

higher of the local FMR or the Statewide

average of nonmetropolitan counties,

subject to a ceiling rent cap. The State

minimum also affects a small number of

metropolitan areas whose rents would

otherwise fall below the State

minimum.

FY 1997 FMRs: This document

proposes revised FMRs that reflect

estimated 40th percentile rent levels

trended to April 1, 1997. FMRs have

been calculated separately for each

bedroom size category. For most FMR

areas, the bedroom size ratios are based

on 1990 Census data for that area.

Exceptions have been made for areas

with local bedroom size rent intervals

below an acceptable range. For those

areas the bedroom size intervals

selected were the minimums

determined after outliers had been

excluded from the distribution of

bedroom ratios for all metropolitan
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20983

areas. Higher ratios continue to be used

for three-bedroom and larger size units

than would result from using the actual

market relationships. This is done to

assist the largest, most difficult to house

families in finding program-eligible

units.

RDD Surveys: RDD surveys are used

to obtain statistically-reliable FMR

estimates for selected FMR areas. This

survey technique involves drawing

random samples of renter units

occupied by recent movers. RDD

surveys exclude public housing units,

units built in the past two years,

seasonal units, non-cash rental units,

and those owned by relatives. A HUD

analysis has shown that the slight

downward RDD survey bias caused by

including some rental units that are in

substandard condition is almost exactly

offset by the slight upward bias that

results from surveying only units with

telephones.

On average, about 8,000 telephone

numbers need to be contacted to achieve

the target survey sample level of at least

400 eligible responses. RDD surveys

have a high degree of statistical

accuracy; there is a 95 percent

likelihood that the recent mover rent

estimates developed using this approach

are within 3 to 4 percent of the actual

rent value. Virtually all of the estimates

will be within 5 percent of the actual

value.

Today’s notice proposes reduced

FMRs based on RDD surveys for 7 areas.

They are the Aguadilla, Arecibo, Ponce,

and the nonmetropolitan areas of PR,

plus the Danbury, CT, Portland, ME,

and Portsmouth-Rochester, NH-ME FMR

areas.

AHS Areas: AHSs cover the largest

metropolitan areas on a four-year cycle,

encompassing nearly half of the nation’s

rental housing stock. The 40th

percentile rents for these areas are

calculated from the distributions of twobedroom units occupied by recent

movers. Public housing units, newly

constructed units and units that fail a

housing quality test are excluded from

the rental housing distributions before

the FMRs are calculated. The proposed

FY 1997 FMRs incorporate the results of

the 1994 AHSs. Based on the 1994

survey results, the FMRs for the Orange

County, CA and Riverside-San

Bernardino, CA FMR areas are being

proposed with decreases. No changes

were necessary for 5 other AHS areas.

The FMRs for Buffalo-Niagara Falls, NY,

Dallas, TX, Fort Worth-Arlington, TX,

Milwaukee-Waukesha, WI, and San

Diego, CA, were updated in the normal

manner.

FMR Area Definition Change

At the request of the Rural Housing

and Community Development Service

(RHS), HUD has reevaluated the

Lafayette Louisiana FMR area definition

and has decided to use the full OMB

metropolitan area definition. This

publication, therefore, proposes the

revised definition, consisting of Acadia,

Lafayette, St. Landry, and St. Martin

Parishes. HUD accepts the RHS position

that there is significant commuting

among these four Parishes and that they

should be treated as a single housing

market area for FMR purposes.

The proposed FY 1997 FMRs for the

Lafayette FMR area, therefore, are based

on an RDD survey of the four-Parish

area conducted by HUD in 1995 and

updated to the as-of date of this year’s

FMR estimates. As a result of combining

the four Parishes into one FMR area, the

proposed FMRs for Lafayette and St.

Martin Parishes are $21 lower and those

for Acadia and St. Landry Parishes are

$37 higher than last year’s levels. HUD

invites public comments on the

appropriateness of the revised FMR area

definition as well as the accuracy of the

proposed FMRs.

Manufactured Home Space FMRs

Manufactured home space FMRs are

30 percent of the applicable Section 8

Rental Certificate program FMR for a

two-bedroom unit. HUD accepts public

comments requesting modifications of

these FMRs where they are thought to

be inadequate to run the program. In

order to be accepted as a basis for

revising the FMRs, such comments must

contain statistically valid survey data

that show the 40th percentile space rent

(excluding the cost of utilities) for the

entire FMR area. This program uses the

same FMR area definitions as the

Section 8 Rental Certificate program.

Manufactured home space FMR

revisions are published as final FMRs in

Schedule D. Once approved, the revised

manufactured home space FMRs

establish new base year estimates that

are updated annually using the same

data used to update the Rental

Certificate program FMRs.

Puerto Rico FMRs

RDD surveys were conducted for all

Puerto Rico FMR areas during 1995. For

three of them, Aguadilla, Arecibo, and

Ponce, not enough sample cases were

obtained in 1995 to be usable with

sufficient confidence for FMR purposes.

In early 1996, HUD resumed and

completed the RDD surveys of these

three areas, and re-evaluated the 1995

nonmetropolitan survey results, and this

Federal Register notice includes

proposed reductions for all of them.

This notice also corrects an erroneous

statement in the February 21, 1996

Federal Register notice regarding

Aguadilla and the nonmetropolitan

areas that their RDD surveys had been

completed. The FMRs for the

nonmetropolitan areas of Puerto Rico

are being proposed for reduction, using

data from the 1995 RDD survey. As

stated in previous Federal Register

notices on this subject, the Puerto Rico

surveys used an augmented

questionnaire which included many

questions regarding housing quality,

and the survey was administered in

Spanish. This completes HUD’s RDDbased review of FMRs throughout

Puerto Rico.

Technical Correction—Santa Rosa, CA

In the February 21, 1996, Federal

Register publication (61 FR 6690), the

FMRs for the zero-bedroom, 3-bedroom,

and 4-bedroom sizes for the Santa Rosa,

CA PMSA were in error. The corrected

FY 1996 FMRs are as follows:

Bedroom

0 1 2 3 4

Santa

Rosa,

CA

PMSA $512 581 753 1047 1236

FMRs for Federal Disaster Areas

Under the authority granted in 24 CFR

part 899, the Secretary finds good cause

to waive the regulatory requirements

that govern requests for geographic area

FMR exceptions for areas that are

declared disaster areas by the Federal

Emergency Management Agency

(FEMA) during FY 1996. HUD is

prepared to grant disaster-related

exceptions up to 10 percent above the

applicable FMRs. HUD field offices are

authorized to approve such exceptions

for: (1) Single-county FMR areas and for

individual county parts of multi-county

FMR areas that qualify as disaster areas

under the Robert T. Stafford Disaster

Relief and Emergency Assistance Act; if

(2) the PHA certifies that damage to the

rental housing stock as a result of the

disaster is so substantial that it has

increased the prevailing rent levels in

the affected area. Such exceptions must

be requested in writing by the

responsible PHAs. Once approved by

HUD, they will remain in effect until

superseded by the publication of the

final FY 1999 FMRs.

Request for Comments

HUD seeks public comments on FMR

levels for specific areas. Comments on
20984 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules

FMR levels must include sufficient

information (including local data and a

full description of the rental housing

survey methodology used) to justify any

proposed changes. Changes may be

proposed in all or any one or more of

the bedroom-size categories on the

schedule. Recommendations and

supporting data must reflect the rent

levels that exist within the entire FMR

area.

HUD recommends use of

professionally-conducted Random Digit

Dialing (RDD) telephone surveys to test

the accuracy of FMRs for areas where

there is a sufficient number of Section

8 units to justify the survey cost of

$10,000–$12,000. Areas with 500 or

more program units usually meet this

criterion, and areas with fewer units

may meet it if actual two-bedroom FMR

rents are significantly different from the

FMRs proposed by HUD. In addition,

HUD has developed a version of the

RDD survey methodology for smaller,

nonmetropolitan PHAs. This

methodology is designed to be simple

enough to be done by the PHA itself,

rather than by professional survey

organizations, at a cost of $5,000 or less.

PHAs in nonmetropolitan areas may,

in certain circumstances, do surveys of

groups of counties. All grouped county

surveys must be approved in advance by

HUD. PHAs are cautioned that the

resultant FMRs will not be identical for

the counties surveyed; each individual

FMR area will have a separate FMR

based on its relationship to the

combined rent of the cluster of FMR

areas.

PHAs that plan to use the RDD survey

technique may obtain a copy of the

appropriate survey guide by calling

HUD USER on 1–800–245–2691. Larger

PHAs should request ‘‘Random Digit

Dialing Surveys; A Guide to Assist

Larger Public Housing Agencies in

Preparing Fair Market Rent Comments.’’

Smaller PHAs should obtain ‘‘Rental

Housing Surveys; A Guide to Assist

Smaller Public Housing Agencies in

Preparing Fair Market Rent Comments.’’

HUD prefers, but does not mandate,

the use of RDD telephone surveys, or the

more traditional method described in

the small PHA survey guide along with

the simplified RDD methodology. Other

survey methodologies are acceptable as

long as the surveys submitted provide

statistically reliable, unbiased estimates

of the 40th percentile gross rent. Survey

samples should preferably be randomly

drawn from a complete list of rental

units for the FMR area. If this is not

feasible, the selected sample must be

drawn so as to be statistically

representative of the entire rental

housing stock of the FMR area. In

particular, surveys must include units of

all rent levels and be representative by

structure type (including single-family,

duplex and other small rental

properties), age of housing unit, and

geographic location. The decennial

Census should be used as a starting

point and means of verification for

determining whether the sample is

representative of the FMR area’s rental

housing stock.

Local rental housing surveys

conducted with alternative methods

must include the same type of

documentation required of the RDDtype surveys. Specifically, PHA

submissions must include:

—Identification of the 40th percentile

gross rent (gross rent is rent including

the cost of utilities) and the actual

distribution (or distributions if more

than one bedroom size is surveyed) of

the surveyed units rank-ordered by

gross rent.

—An explanation of how the rental

housing sample was drawn and a

copy of the survey questionnaire,

transmittal letter, and any publicity

materials.

—An explanation of how the contract

rents of the individual units surveyed

were converted to gross rents. (For

RDD-type surveys HUD requires use

of the Section 8 utility allowance

schedule.)

—An explanation of how the survey

excluded units built within two years

prior to the survey date.

—The date the rent data were collected

so that HUD can apply a trending

factor to update the estimate. If the

survey has already been trended to

this date, the date the survey was

conducted and a description of the

trending factor used.

—Copies of all survey sheets.

Since FMRs are based on standard

quality units and units occupied by

recent movers, both of which are

difficult to identify and survey, HUD

will accept surveys of all rental units

and apply appropriate adjustments.

Most surveys cover only one- and

two-bedroom units, in which case HUD

will make the adjustments for other size

units consistent with the differentials

established on the basis of the 1990

Census data for the FMR area. When

three- and four-bedroom units are

surveyed separately to determine FMRs

for these unit size categories, the

commenter should multiply the 40th

percentile survey rents by 1.087 and by

1.077, respectively, to determine the

FMRs. The use of these factors will

produce the same upward adjustments

in the rent differentials as those used in

the HUD methodology.

Other Matters

A Finding of No Significant Impact

with respect to the environment as

required by the National Environmental

Policy Act (42 U.S.C. 4321–4374) is

unnecessary, since the Section 8 Rental

Certificate program is categorically

excluded from the Department’s

National Environmental Policy Act

procedures under 24 CFR 50.20(d).

The undersigned, in accordance with

the Regulatory Flexibility Act (5 U.S.C.

605(b)), hereby certifies that this Notice

does not have a significant economic

impact on a substantial number of small

entities, because FMRs do not change

the rent from that which would be

charged if the unit were not in the

Section 8 program.

The General Counsel, as the

Designated Official under Executive

Order No. 12606, The Family, has

determined that this Notice will not

have a significant impact on family

formation, maintenance, or well-being.

The Notice amends Fair Market Rent

schedules for various Section 8 assisted

housing programs, and does not affect

the amount of rent a family receiving

rental assistance pays, which is based

on a percentage of the family’s income.

The General Counsel, as the

Designated Official under section 6(a) of

Executive Order No. 12611, Federalism,

has determined that this Notice will not

involve the preemption of State law by

Federal statute or regulation and does

not have Federalism implications. The

Fair Market Rent schedules do not have

any substantial direct impact on States,

on the relationship between the Federal

government and the States, or on the

distribution of power and responsibility

among the various levels of government.

The Catalog of Federal Domestic

Assistance program number is 14.156,

Lower-Income Housing Assistance

Program (section 8).

Accordingly, the Fair Market Rent

Schedules, which will be codified in 24

CFR Part 888, are amended as follows:

Dated: April 30, 1996.

Henry G. Cisneros,

Secretary.

Fair Market Rents for the Section 8

Housing Assistance Payments Program

Schedules B and D—General

Explanatory Notes

1. Geographic Coverage

a. The FMRs shown in Schedule B

incorporate the Office of Management

and Budget’s (OMB) most current

definitions of metropolitan areas (with

the exceptions discussed in paragraph

b). HUD uses the OMB Metropolitan

Statistical Area (MSA) and Primary
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20985

Metropolitan Statistical Area (PMSA)

definitions for FMR areas because they

closely correspond to housing market

area definitions. FMRs are housing

market-wide rent estimates that are

intended to provide housing

opportunities throughout the geographic

area in which rental housing units are

in direct competition.

b. The exceptions are counties deleted

from seven large metropolitan areas

whose revised OMB definitions were

determined by HUD to be larger than the

housing market areas. The FMRs for the

following counties (shown by the

metropolitan area) are calculated

separately and are shown in Schedule B

within their respective States under the

‘‘Metropolitan FMR Areas’’ listing:

Metropolitan Area and Counties Deleted

Atlanta, GA—Carroll, Pickens, and

Walton Counties.

Chicago, IL—DeKalb, Grundy and

Kendall Counties.

Cincinnati-Hamilton, OH–KY–IN—

Brown County, Ohio; Gallatin,

Grant and Pendleton Counties in

Kentucky; and Ohio County,

Indiana.

Dallas, TX—Henderson County.

Flagstaff, AZ-UT—Kane County, UT

New Orleans, LA—St. James Parish.

Washington, DC—Berkeley and

Jefferson Counties in West Virginia;

and Clarke, Culpeper, King George

and Warren counties in Virginia.

c. FMRs also are established for

nonmetropolitan counties and for

county equivalents in the United States,

for nonmetropolitan parts of counties in

the New England states and for FMR

areas in Puerto Rico, the Virgin Islands,

and the Pacific Islands.

d. FMRs for the areas in Virginia

shown in the table below were

established by combining the Census

data for the nonmetropolitan counties

with the data for the independent cities

that are located within the county

borders. Because of space limitations,

the FMR listing in Schedule B includes

only the name of the nonmetropolitan

county. The complete definitions of

these areas including the independent

cities are as follows:

Virginia Nonmetropolitan County FMR

Area and Independent Cities Included

County Cities

Allegheny .......... Clifton Forge and Covington

Augusta ............ Staunton and Waynesboro

Carroll ............... Galax

Frederick .......... Winchester

Greensville ....... Emporia

Halifax .............. South Boston

Henry ................ Martinsville

Montgomery ..... Radford

Rockbridge ....... Buena Vista and Lexington

Rockingham ..... Harrisonburg

Southhampton Franklin

Wise ................. Norton

e. FMRs for Section 8 manufactured

home spaces are 30 percent of the twobedroom Section 8 Rental Certificate

program FMRs, with the exception of

the areas listed in Schedule D whose

manufactured home space FMRs have

been revised on the basis of public

comments. Once approved, the revised

manufactured home space FMRs

establish new base-year estimates that

are updated annually using the same

data used to estimate the Rental

Certificate program FMRs. The FMR

area definitions used for manufactured

home spaces are the same as for the

Section 8 Certificate program.

2. Arrangement of FMR Areas and

Identification of Constituent Parts

a. The FMR areas in Schedule B are

listed alphabetically by metropolitan

FMR area and by nonmetropolitan

county within each State. The exception

FMRs for manufactured home spaces in

Schedule D are listed alphabetically by

State.

b. The constituent counties (and New

England towns and cities) included in

each metropolitan FMR area are listed

immediately following the listings of the

FMR dollar amounts. All constituent

parts of a metropolitan FMR area that

are in more than one State can be

identified by consulting the listings for

each applicable State.

c. Two nonmetropolitan counties are

listed alphabetically on each line of the

nonmetropolitan county listings.

d. The New England towns and cities

included in a nonmetropolitan part of a

county are listed immediately following

the county name.

e. The FMRs are listed by dollar

amount on the first line beginning with

the FMR area name.

BILLING CODE 4210–32–P
20986 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20987
20988 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20989
20990 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20991
20992 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20993
20994 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20995
20996 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20997
20998 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 20999
21000 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21001
21002 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21003
21004 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21005
21006 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21007
21008 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21009
21010 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21011
21012 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21013
21014 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21015
21016 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21017
21018 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21019
21020 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21021
21022 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21023
21024 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21025
21026 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21027
21028 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21029
21030 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21031
21032 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21033
21034 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21035
21036 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21037
21038 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21039
21040 Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules
Federal Register / Vol. 61, No. 90 / Wednesday, May 8, 1996 / Proposed Rules 21041

[FR Doc. 96–11417 Filed 5–7–96; 8:45 am]

BILLING CODE 4210–32–C