Exhibit 21.1

Subsidiaries of U.S.I. Holdings Corporation



|                                                                         |  |              
|------------------------------------------------------------------------ |  | -------------
|USI Services Corporation                                                 |  | Delaware     
|Association Growth Enterprises, Incorporated                             |  | Maryland     
|Bertholon-Rowland, Inc.                                                  |  | Pennsylvania 
|Signature Premium Finance, Inc.                                          |  | Pennsylvania 
|Dexter-Bertholon Rowland, Inc.                                           |  | Pennsylvania 
|Bertholon Rowland, Inc.                                                  |  | New Jersey   
|Colburn Insurance Agency                                                 |  | Ohio         
|USI Gulf Coast, Inc.                                                     |  | Louisiana    
|USI Northeast, Inc.                                                      |  | New York     
|Riverside Insurance Associates, Inc.                                     |  | Connecticut  
|USI Insurance Services of Northern California, Inc.                      |  | California   
|Henderson & Phillips, Incorporated                                       |  | Virginia     
|USI of Georgia                                                           |  | Georgia      
|Overstreet & Newell, Inc.                                                |  | Georgia      
|Colonial Premium Finance Company                                         |  | Virginia     
|Campbell, Galt & Newlands, Inc.                                          |  | Oregon       
|Hurley, Atkins & Stewart, Inc.                                           |  | Washington   
|The Insurance Exchange, Inc.                                             |  | New Hampshire
|Roger Ryan & Company, Inc.                                               |  | New Hampshire
|USI Insurance Services of Rhode Island, Inc.                             |  | Rhode Island 
|Inex Alternative Programs, Inc.                                          |  | New Hampshire
|Inex Alternative Program Administrators, Inc.                            |  | New Hampshire
|Bechard Insurance Agency, Inc.                                           |  | New Hampshire
|USI Insurance Services of Florida, Inc.                                  |  | Florida      
|Strategic Asset Advisors, Inc.                                           |  | Florida      
|CICORP  USI, Inc.                                                       |  | Florida      
|Commercial Broker Services, Inc.                                         |  | Florida      
|Employers Safety Council of Florida, Inc.                                |  | Florida      
|USI MidAtlantic, Inc.                                                    |  | Pennsylvania 
|Rental Industry Services, Inc.                                           |  | Pennsylvania 
|USI Insurance Services Corporation of Illinois, Inc. (d/b/a USI Midwest) |  | Illinois     
|Diversified Insurance Services of Illinois, Inc.                         |  | Illinois     
|Progressive Plan Administrators, Inc.                                    |  | New York     
|USI Retirement Services, Inc.                                            |  | New York     
|Emerson, Reid & Company, Inc.                                            |  | New York     
|Morrill Koslow & Associates Insurance Agency, Inc.                       |  | Massachusetts
|USI Consulting Group, Inc.                                               |  | Connecticut  
|USI Consulting Group of Massachusetts, Inc.                              |  | Massachusetts
|USI Advisors, Inc.                                                       |  | Connecticut  
|USI Consulting Group of New York, Inc.                                   |  | New York     
|Benefit Strategies, Inc.                                                 |  | New Hampshire
|Benefit Strategies of Maine, Inc.                                        |  | New Hampshire
|The Capital Planning Group, Inc.                                         |  | Georgia      
|USI Midwest, Inc.                                                        |  | Ohio         
|USI of Southern California Insurance Services, Inc.                      |  | California   
|Max Behm & Associates, Inc.                                              |  | California   
|United California Insurance Agency                                       |  | California   



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|                                                 |  |              
|------------------------------------------------ |  | -------------
|El Camino Insurance Agency                       |  | California   
|USI Securities, Inc.                             |  | Delaware     
|USI of Illinois, Inc.                            |  | Delaware     
|WRIMS Corp.                                      |  | Pennsylvania 
|Insurance Risk Managers, Inc.                    |  | Texas        
|ANCO Corporation                                 |  | Texas        
|MD Premium Finance Corporation                   |  | Texas        
|Western Claims Services, Inc.                    |  | Texas        
|Regional Insurance Management Services, Inc.     |  | Texas        
|ANCO Management Corporation                      |  | Texas        
|ANCO Life & Benefits Services, Inc.              |  | Texas        
|Strategic Benefit Planning Corporation           |  | Texas        
|Anco Insurance Services of Houston, Inc.         |  | Texas        
|Commercial Insurance Concepts, Inc.              |  | Texas        
|Inter/National Rental Insurance Services, Inc.   |  | California   
|Inter/National Rental Insurance, Inc.            |  | Texas        
|Fleet and Equipment Rental Risk Purchasing Group |  | California   
|Kisco Partners, Inc.                             |  | New York     
|Acquisition Risk Management Services, Inc.       |  | New York     
|Custom Benefit Programs, Inc.                    |  | New Jersey   
|U.S.I. Insurance Services of Massachusetts, Inc. |  | Massachusetts
|Governmental Entities Management Services, Inc.  |  | New York     
|Netcare Services, Inc.                           |  | Massachusetts
|Phoenix Insurance Agency, Inc.                   |  | Massachusetts
|OLeary-Kientz, Inc.                             |  | Ohio