Power of Attorney



 POWER OF ATTORNEY: VARIABLE INSURANCE PRODUCT FILINGS 
  
 The Undersigned, Michael Rollings, Executive Vice President and Chief Financial Officer of
Massachusetts Mutual Life Insurance Company (“MassMutual”), appoints Mark Roellig, Executive Vice President and General Counsel of MassMutual and all persons succeeding him in the capacity of General Counsel, as well as Stephen Kuhn,
Senior Vice President, Secretary, and Deputy General Counsel of MassMutual, and all persons succeeding him in the capacity of Secretary (collectively referred to hereafter as “Attorneys”), as the Undersigned’s true and lawful
attorneys and agents, each with full power to act individually. 
  
 This Power of
Attorney authorizes each such Attorney to sign the Undersigned’s name, solely in the capacity as Executive Vice President and Chief Financial Officer of MassMutual, to any registration statements, amendments thereto, reports, or documents to be
filed with the Securities and Exchange Commission pursuant to the Securities Act of 1933, as amended, the Securities Exchange Act of 1934, as amended, and the Investment Company Act of 1940, as amended, (collectively, the “Acts”) relating
to the MassMutual separate investment accounts and variable insurance product registration statements listed below: 
  

			
	Separate Account Name	  	Registration Statement Numbers
	 Massachusetts Mutual Variable Annuity Separate
Account 1
	  	002-72715, 002-75412, 033-7724
	 Massachusetts Mutual Variable Annuity Separate
Account 2
	  	002-75413, 033-7723
	 Massachusetts Mutual Variable Annuity Separate
Account 3
	  	33-83798
	 Massachusetts Mutual Variable Annuity Separate
Account 4
	  	333-45039, 333-81015, 333-95851, 333-73406, 333-109620, 333-112626, 333-130156,
333-131007
	 Massachusetts Mutual Variable Life Separate
Account I
	  	033-23126, 033-89798, 333-41657, 333-88503, 333-49475, 333-50410, 333-101495, 333-114171, 033-32361,
033-87904, 333-65887, 333-22557
	 Massachusetts Mutual Variable Life Separate
Account II
	  	033-31348
	 Massachusetts Mutual Variable Annuity Fund
1
	  	002-30696
	 Massachusetts Mutual Variable Annuity Fund
2
	  	002-48707
	 Panorama Separate Account
	  	333-01363
	 Connecticut Mutual Variable Life Separate Account
I
	  	333-01349, 033-91072
	 CML Variable Annuity Account A
	  	333-01369
	 CML Variable Annuity Account B
	  	333-01351
	 CML Accumulation Annuity Account
E
	  	333-01357

  
 Such Attorneys shall have full
authority to take any action and execute all instruments they deem necessary or advisable to enable MassMutual to comply with the Acts and any rule, regulation, order or other requirement of the Securities and Exchange Commission. 
  
 This Power of Attorney hereby revokes any powers of attorney previously given relating to the
MassMutual Separate Accounts listed above, provided that this revocation shall not affect the exercise of such power prior to the date hereof. This Power of Attorney shall not be affected by subsequent disability or incapacity of the Undersigned.

  
 IN WITNESS WHEREOF the Undersigned has
set his hand this 8th day of September, 2006. 
  
  

			
	 /s/ Michael Rollings

	  	

	 Michael Rollings
 Executive Vice President
and
 Chief Financial Officer
	  	Witness