AXA

CERTIFICATION PURSUANT
  TO
  SECTION 302 OF THE SARBANES OXLEY ACT OF 2002

I, Henri de Castries, Chief Executive Officer
  and Chairman of the Management Board of AXA, certify
  that:

1. 
    I have reviewed this Annual Report on Form 20-F of AXA (the Registrant);

2. 
    Based on my knowledge, this report does not contain any untrue statement
  of a material fact or omit to
  state a material fact necessary to make the statements made, in light of the
  circumstances under which
  such statements were made, not misleading with respect to the period covered
  by this report;

3. 
    Based on my knowledge, the financial statements, and other financial
  information included in this
  report, fairly present in all material respects the financial condition, results
  of operations and cash
  flows of the Registrant as of, and for, the periods presented in this report;

4. 
    The Registrants other certifying officer and I are responsible
  for establishing and maintaining
  disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e)
  and 15d-15(e)) and
  internal control over financial reporting (as defined in Exchange Act Rules
  13a-15(f) and 15d-15(f))
  for the Registrant and have:

designed such disclosure controls and procedures, or caused such
  disclosure controls and
  procedures to be designed under our supervision, to ensure that material information
  relating
  to the Registrant, including its consolidated subsidiaries, is made known to
  us by others within
  those entities, particularly during the period in which this report is being
  prepared;

designed such internal control over financial reporting, or caused
  such internal control over
  financial reporting to be designed under our supervision, to provide reasonable
  assurance
  regarding the reliability of financial reporting and the preparation of financial
  statements for
  external purposes in accordance with generally accepted accounting principles;

evaluated the effectiveness of the Registrants disclosure
  controls and procedures and
  presented in this report our conclusions about the effectiveness of the disclosure
  controls and
  procedures, as of the end of the period covered by this report based on such
  evaluation; and

disclosed in this report any change in the Registrants internal
  control over financial reporting
  that occurred during the period covered by the annual report that has materially
  affected, or is
  reasonably likely to materially affect, the Registrants internal control
  over financial reporting;
  and

5. 
    The Registrants other certifying officer(s) and I have disclosed,
  based on our most recent evaluation
  of internal control over financial reporting, to the Registrants auditors
  and the audit committee of the
  Registrants board of directors (or persons performing the equivalent functions):

all significant deficiencies and material weaknesses in the design
  or operation of internal
  control over financial reporting which are reasonably likely to adversely affect
  the Registrant's
  ability to record, process, summarize and report financial information; and

any fraud, whether or not material, that involves management or
  other employees who have a
  significant role in the Registrant's internal control over financial reporting.



|/s/ | Henri de Castries
      ____________________
      Chief Executive Officer
      Chairman of the Management Board
      June 28, 2007
|--- | -------------------------------------------------------------------------------------------------------------------------------------



---

AXA

CERTIFICATION PURSUANT
  TO
  SECTION 302 OF THE SARBANES OXLEY ACT OF 2002

I, Denis Duverne, Chief Financial Officer
  and a Member of the Management Board of AXA, certify that:

1. 
    I have reviewed this Annual Report on Form 20-F of AXA (the Registrant);

2. 
    Based on my knowledge, this report does not contain any untrue statement
  of a material fact or omit to
  state a material fact necessary to make the statements made, in light of the
  circumstances under which
  such statements were made, not misleading with respect to the period covered
  by this report;

3. 
    Based on my knowledge, the financial statements, and other financial
  information included in this
  report, fairly present in all material respects the financial condition, results
  of operations and cash
  flows of the Registrant as of, and for, the periods presented in this report;

4. 
    The Registrants other certifying officer and I are responsible
  for establishing and maintaining
  disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e)
  and 15d-15(e)) and
  internal control over financial reporting (as defined in Exchange Act Rules
  13a-15(f) and 15d-15(f))
  for the Registrant and have:

designed such disclosure controls and procedures, or caused such
  disclosure controls and
  procedures to be designed under our supervision, to ensure that material information
  relating
  to the Registrant, including its consolidated subsidiaries, is made known to
  us by others within
  those entities, particularly during the period in which this report is being
  prepared;

designed such internal control over financial reporting, or caused
  such internal control over
  financial reporting to be designed under our supervision, to provide reasonable
  assurance
  regarding the reliability of financial reporting and the preparation of financial
  statements for
  external purposes in accordance with generally accepted accounting principles;

evaluated the effectiveness of the Registrants disclosure
  controls and procedures and
  presented in this report our conclusions about the effectiveness of the disclosure
  controls and
  procedures, as of the end of the period covered by this report based on such
  evaluation; and

disclosed in this report any change in the Registrants internal
  control over financial reporting
  that occurred during the period covered by the annual report that has materially
  affected, or is
  reasonably likely to materially affect, the Registrants internal control
  over financial reporting;
  and

5. 
    The Registrants other certifying officer(s) and I have disclosed,
  based on our most recent evaluation
  of internal control over financial reporting, to the Registrants auditors
  and the audit committee of the
  Registrants board of directors (or persons performing the equivalent functions):

all significant deficiencies and material weaknesses in the design
  or operation of internal
  control over financial reporting which are reasonably likely to adversely affect
  the Registrant's
  ability to record, process, summarize and report financial information; and

any fraud, whether or not material, that involves management or
  other employees who have a
  significant role in the Registrant's internal control over financial reporting.



|/s/ | Denis Duverne
      ____________________
      Chief Financial Officer
      Member of the Management Board
      June 28, 2007
|--- | -------------------------------------------------------------------------------------------------------------------------------