EXHIBIT 10.10


                          FINANCIAL SERVICES AGREEMENT
                                     BETWEEN
                         FIRST AMERICAN FINANCIAL GROUP
                                       AND
                              ADZONE RESEARCH, INC.


     WHEREAS, ADZONE RESEARCH, INC. (ADZR), whose address is 211 Roanoke Avenue,
Riverhead,  NY 11901,  is  desirous of  securing  financing  vis a vis a Private
Placement or any other form of financing acceptable to ADZR, and

     WHEREAS, FIRST AMERICAN FINANCIAL GROUP (First American),  whose address is
140  Broadway,  46th Floor,  New York, NY 10005,  is interested  inn acting as a
Financial Consultant to ADZR in the pursuit of its desired objective,

     NOW, THEREFORE, both parties do hereby agree to the following:

     1. ADZR will  compensate  First  American  as outlined in #3 herein for any
successful  negotiation resulting from an introduction made by First American to
any of its Investment Funds.

     2. All negotiations shall be conducted through First American to the extent
that First American deems it appropriate.

     3. First American shall be entitled to compensation as follows:

         i. A cash fee equal to five  percent  (5%) of the  gross  amount of any
financing accepted by ADZR.

         ii. That number of common  shares of ADZR equal to five percent (5%) of
the gross  amount of any  financing  accepted  by ADZR  divided by the price per
share (valuation) agreed to with the Investor.

     4. In consideration  of the expense to be incurred by First American,  ADZR
hereby agrees to pay a  non-accountable  expense  allowance to First American in
the sum of ten thousand  dollars  ($10,000).  Fifty percent  ($5,000) is due and
payable  upon  signing of this  Agreement;  fifty  percent  ($5,000)  is due and
payable upon first funding.

     5. In  consideration  of the  relationship  between First  American and its
Fund,  ADZR agrees  that said fees as outlined in #3 herein  shall be payable to
First  American on any additional  financing(s)  provided by any of its Funds to
ADZR for a period of sixty (60) months from date.

     Further this  Agreement is also binding on  subsidiaries  or  affiliates of
ADZR, its principals, and their successors and assigns.

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     6. ADZR will be  responsible  for providing all of the necessary  corporate
material, financial information and access to data reasonably required for First
American to perform its duties.

     7.  ADZR  acknowledges  that the Terms and  Conditions  of this  Agreement,
and/or any related Term Sheet, as well as any  information  pertaining to any of
First  American's  Investment  Funds or any other  Financing  sources  are to be
considered strictly Confidential.  No information pertaining to, but not limited
to, the above may be  distributed  to the public or any third party  without the
express written permission of First American.

     8. Any and all  claims,  disputes,  controversies  or  differences  arising
between the parties hereto in relation to or in connection  with this Agreement,
shall be settled according to the rules of the American Arbitration  Association
in New York County,  New York before one Arbitrator  selected in accordance with
said rules.  The decision of such Arbitrator shall be final and binding upon the
parties  hereto and may be enforced by any court  having  jurisdiction  over the
subject  matter  contained  therein.  In  addition  to any  Award  granted,  the
prevailing  party shall be entitled to payment of all costs and expenses related
to the Arbitration.

     9. This Agreement represents the total agreement between the parties.  This
contract  cannot be modified or changed  unless done so in writing and signed by
all parties hereto.

     10. This Agreement  shall be governed by the Laws of the State of New York.
Should  any  portion of this  Agreement  be held to be  illegal,  then only that
portion shall be void and not the entire Agreement.

     11. ADZR acknowledges that First American is neither attorneys, accountants
nor  brokers  and  is  acting  exclusively  as an  independent  contractor  on a
financial consulting basis.  Accordingly,  ADZR and/or its Officers,  Directors,
Employees or assigns hereby agree to indemnify and hold First American  harmless
from and  against any  losses,  claims,  damages,  liabilities,  fees,  costs or
expenses arising from any transaction agreed upon between an Investment Fund and
ADZR.

     12. The  undersigned  acknowledges  that he has authority from the Board of
Directors of ADZONE Research, Inc. to execute this Agreement.

Agreed & Accepted:

ADZONE RESEARCH, INC.                             FIRST AMERICAN FINANCIAL GROUP


s/ CHARLES CARDONA                                s/ WILLIAM J. ROGERS, JR
----------------------------------                ------------------------------
Charles Cardona                                   William J. Rogers, Jr.
Chief Executive Officer, Chairman                 Managing Director

Dated:  June 20, 2002                             Dated:  June 19, 2002