As filed with the Securities Commission on June 22, 2005

**UNITED    STATES SECURITIES AND EXCHANGE COMMISSION****WASHINGTON, D.C. 20549**

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**ANNUAL REPORT PURSUANT TO SECTION  13 OR 15(d)   OF THE SECURITIES EXCHANGE ACT OF 1934****for the fiscal year ended December 31, 2004**

| **Commission File Number:        1-14410**                                                                                                                                                                                                                                                                                                                                                           |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                                                                                                                                                                                      |
| **AXA**                                                                                                                                                                                                                                                                                                                                                                                              |
| **(Exact name of Registrant as        specified in its charter)**                                                                                                                                                                                                                                                                                                                                    |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |
|                                  **N        / A**                                                                                                                                                                               | **The Republic of France** |
|                                  **(Translation        of Registrant’s**                                                                                                                                                   | **(Jurisdiction of incorporation** |
|                                  **name        into English)**                                                                                                                                                                  | **or organization)** |
|                                                                                                                                                                                                                                                                                                                                                                                                      |
| **25, avenue Matignon - 75008        Paris - France**                                                                                                                                                                                                                                                                                                                                                |
| **(Address of registrant’s        principal executive offices)**                                                                                                                                                                                                                                                                                                                                |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |
| **Securities registered or to        be registered pursuant to Section 12(b) of the Act:**                                                                                                                                                                                                                                                                                                           |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |
| **Title of each class:**                                                                                                                                                                                                                                                                                                                                                                             | **Name of each exchange on which        registered:** |
|                                                                                                                                                                                                                                                                                                                                                                                                      |  |
| **Ordinary shares**                                                                                                                                                                                                                                                                                                                                                                                  | **New York Stock Exchange** |
| **American Depositary Shares**                                                                                                                                                                                                                                                                                                                                                                       |  |
| **(as evidenced by American Depositary        Receipts),**                                                                                                                                                                                                                                                                                                                                           |   |
| **each representing one Ordinary        Share**                                                                                                                                                                                                                                                                                                                                                      | **New York Stock Exchange** |
|                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Securities registered or to        be registered pursuant to Section 12(g) of the Act: None**                                                                                                                                                                                                                                                                                                      |
|                                                                                                                                                                                                                                                                                                                                                                                                      |
| **Securities for which there        is a reporting obligation pursuant to Section 15(d) of the Act: None**                                                                                                                                                                                                                                                                                           |
|                                                                                                                                                                                                                                                                                                                                                                                                      |
| **The number of outstanding shares        of each of the issuer’s classes of capital or common stock as of        March 31, 2005 was: 1,909,548,432 Ordinary Shares of euro 2.29 nominal        value per share, including 63,389,401 American Depositary Shares (as evidenced        by American Depositary Receipts), each representing one Ordinary Share.**                                 |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |
|  **Indicate by check mark        whether the registrant (1) has filed all reports required to be filed        by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the        preceding 12 months (or for such shorter period that the registrant was        required to file such reports) and (2) has been subject to such filing        requirements for the past 90 days.** |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |
| **Yes [X]                 No [  ]**                                                                                                                                                                                                                                                                                                           |
|                                                                                                                                                                                                                                                                                                                                                                                                 |   |
| **Indicate by check mark which        financial statement item the registrant has elected to follow:**                                                                                                                                                                                                                                                                                               |
|                                                                                                                                                                                                                                                                                                                                                                                                 |
| **Item 17 [  ]                Item 18****[X]**                                                                                                                                                                                                                                                                                                |

***Table of contents:***

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