U.S. Securities and Exchange Commission

Washington, D.C. 20549



Form 10-QSB

[x] QUARTERLY REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE
ACT OF 1934

For the quarter ended March 31,
2007

[ ] TRANSITION REPORT UNDER SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE
ACT OF 1934

For the transition period from to

Commission File No. 333-123774

eSavingsStore.com, Inc. (formerly
Celtic Cross Ltd.)

(Name of Small Business Issuer in its
Charter)



NEVADA                                        
86-1098668

---------------                                    
--------------------

(State or Other Jurisdiction of            
(I.R.S. Employer I.D. No.)

incorporation or organization)

1174 Manitou Dr., NW

P.O. Box 363

Fox Island, WA 98333



-----------------------------

(Address of Principle
Executive Offices)



Issuer's Telephone
Number:

Check whether the Issuer (1) filed all reports required to be filed by
section 13 or 15(d) of the Exchange Act during the past 12 months (or for such
shorter period that the Company was required to file such reports). And (2) has
been subject to such filing requirements for the past 90 days.

(1) Yes         X        
No             (2)
Yes         X        
No

----                
----                       
----                
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(APPLICABLE ONLY TO CORPORATE ISSUERS)

State the number of shares outstanding of each Issuer's classes of common
  equity, as of the latest practicable date:





DOCUMENTS INCORPORATED BY REFERENCE

A description of any "Documents Incorporated by Reference" is contained in
  Item 6 of this report.

Transitional Small Business Issuer
Format Yes          No    
X

-----           -----



---

eSavingsStore.com,
Inc.

(formerly Celtic Cross
Ltd.)

TABLE OF CONTENTS

PART I. FINANCIAL INFORMATION                                                                                                                                                                                    
PAGE

Item 1. Financial Statements
(unaudited):

Balance
Sheet as of March 31, 2007 and December 31, 2006                                                                                                                                                    
5



Statements of Operations for the
three months ended

March 31, 2007 and 2006 and from
Inception through

March 31, 2007                                                                                                                                                                                                                                 
6



Statements of Cash Flows for the
three months ended

March 31, 2007 and 2006 and from
Inception through

March 31, 2007                                                                                                                                                                                                                                 
7



Notes to Financial Statements for the
periods of February 25, 2004 (inception)

through December 31, 2006, and the
three months ended March 31, 2007 (unaudited)                                                                                                      
8-10



Item 2. Management's Plan of
Operations                                                                                                                                                                                 
1



Item 3. Controls and Procedures                                                                                                                                                                                                 
16



PART II. OTHER INFORMATION



Item 1. Legal Proceedings                                                                                                                                                                                                            
16



Item 2. Changes in
Securities                                                                                                                                                                                                      
16



Item 3. Defaults upon Senior
Securities                                                                                                                                                                                    
16



Item 4.
Submission of Matters to a Vote of Securities Holders                                                                                                                                            
16



Item 5. Other Information                                                                                                                                                                                                           
16



Item 6.
Exhibits                                                                                                                                                                                                                            
16



Signatures and
Certifications                                                                                                                                                                                                   
16



---



PART I - FINANCIAL INFORMATION

Item 1. Financial Statements

The Financial Statements of the Company required to be filed with this 10-QSB
Quarterly Report were prepared by management and commence on the following page,
together with related Notes. In the opinion of management, these Financial
Statements fairly present the financial condition of the Company, but should be
read in conjunction with the Financial Statements of the Company for the year
ended December 31, 2006 previously filed with the Securities and Exchange
Commission.



---









eSavingsStore,com, Inc

(formerly Celtic
Cross, Ltd.)

(A Development Stage
Company)



Unaudited Financial
Statements



For the Three Months
Ended March 31, 2007,

and the Period of
February 25, 2004 (date of inception)

through March 31,
2007,





---











eSavingsStore,com,
Inc.

(formerly Celtic
Cross, Ltd.)

(A Development Stage
Company)

Balance Sheets



|                                          |                                                         |                             | March 31,          |          | December 31,
|----------------------------------------- | ------------------------------------------------------- | --------------------------- | ------------------ | -------- | ------------
|                                          |                                                         |                             | 2007
    Unaudited |          | 2006        
|Assets                                    |                                                         |                             |                   
|Current assets                            |                                                         |                             |                   
|                                          | Cash                                                    | 300                         |                    | -       
|                                          | Prepaid rent and
    deposits (note 5)                  | -                           |                    | -       
|                                          |                                                         | Total current assets        | 300                |          | -           
|Fixed assets                              |                                                         |                             |                   
|                                          | Office and
    computer equipment                       | 4,222                       |                    | 4,222   
|                                          | Less accumulated
    depreciation                       | (4,043)                     |                    | (4,004) 
|                                          |                                                         | Net fixed assets            | 179                |          | 218         
|Other assets                              |                                                         |                             |                   
|                                          | Intangible asset
    (note 3)                           | 33,100                      |                    | 33,100  
|                                          |                                                         | Total other assets          | 33,100             |          | 33,100      
|                                          |                                                         |                             |                    |          |             
|                                          | Total assets                                            | 33,519                      |                    | 33,318  
|                                          |                                                         |                             |                    |          |             
|Liabilities
    and Stockholders' Deficit |                                                         |                             |                   
|Current
    liabilities                   |                                                         |                             |                   
|                                          | Accounts payable                                        | 17,240                      |                    | 31,620  
|                                          | Due to related
    party - note payable (note 3)        | 23,294                      |                    | -       
|                                          | Current portion -
    note payable (note 3)             | 2,367                       |                    | 2,303   
|                                          |                                                         | Total current liabilities   | 42,901             |          | 33,923      
|Long-term
    liabilities                 |                                                         |                             |                   
|                                          | Note payable,
    less current portion (note 3)         | 22,414                      |                    | 23,044  
|                                          |                                                         | Total long-term liabilities | 22,414             |          | 23,044      
|                                          |                                                         |                             |                    |          |             
|                                          | Total liabilities                                       | 65,315                      |                    | 56,967  
|                                          |                                                         |                             |                    |          |             
|                                          |                                                         |                             |                    |          |             
|Stockholders'
    deficit (note 4):       |                                                         |                             |                   
|                                          | Common stock;
    $.001 par value, 1,000,000,000 shares |                             |                    |         
|                                          | authorized,
    101,850,000 shares issued & outstanding | 101,850                     |                    | 101,850 
|                                          | Additional
    paid-in capital                          | (25,950)                    |                    | (25,950)
|                                          | Deficit
    accumulated during development stage        | (107,636)                   |                    | (99,549)
|                                          |                                                         | Total stockholders' deficit | (31,736            |          | (23,649)    
|                                          |                                                         |                             |                    |          |             
|                                          | Total liabilities
    and stockholders' deficit         | 33,579                      |                    | 33,318  

See accompanying notes to financial statements.

---

eSavingsStore,com,
Inc.

(formerly Celtic
Cross, Ltd.)

(A Development Stage
Company)

Statements of Operations



|                       
|-----------------------
|                       
|                       
|                       
|                       
|                       
|Revenues               
|Revenue from operations
|                       
|Expenses               
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       
|                       













See accompanying notes to financial statements.

---



eSavingsStore,com,
Inc.

(formerly Celtic
Cross, Ltd.)

(A Development Stage
Company)

Statements of Cash Flows



|                              |                                                         |                                                                                |                               |                                        |                                        |              | February 25,    
|----------------------------- | ------------------------------------------------------- | ------------------------------------------------------------------------------ | ----------------------------- | -------------------------------------- | -------------------------------------- | ------------ | ----------------
|                              |                                                         |                                                                                | Three months                  |                                        | Three months                           |              | 2004 (inception)
|                              |                                                         |                                                                                | ended Mar. 31,                |                                        | ended Mar. 31,                         |              | through Mar. 31,
|                              |                                                         |                                                                                | 2007
    Unaudited            |                                        | 2006
    Unaudited                     |              | 2007            
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|                              | Operating
    activities                                |                                                                                |                               |                                        |                                        |             
|                              | Net income (loss)                                       | $                
    (8,087)                                                  |                               | $                         
    (9,787) |                                        | $  (101,636)
|                              |                                                         | Adjustments to reconcile net
    loss to net cash                              |                               |                                        |                                        |              |                 
|                              |                                                         | used in operations:                                                            |                               |                                        |                                        |              |                 
|                              |                                                         | Depreciation                                                                   | 39                            |                                        | 109                                    |              | 4,043           
|                              |                                                         | Revenues from sale of
    travel points
    for settlement of accounts payable | -                             |                                        | -                                      |              | (27,575)        
|                              |                                                         | Transfer agent fees paid for
    with common stock                             | -                             |                                        | -                                      |              | 500             
|                              |                                                         | Changes in operating assets
    and liabilities:                               |                               |                                        |                                        |              |                 
|                              |                                                         | Increase in prepaid rent and deposits                                          | -                             |                                        | 1,512                                  |              | -               
|                              |                                                         | Increase (decrease) in accounts payable                                        | (14,380)                      |                                        | 8,583                                  |              | 44,816          
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|                              | Net cash used in
    operating activities               | (22,428)                                                                       |                               | 417                                    |                                        | (85,853)    
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|                              | Investing
    activities                                |                                                                                |                               |                                        |                                        |             
|                              |                                                         | Purchase of fixed
    assets                                                   |                               |                                        |                                        |              | (4,222)         
|                              | Net cash used in
    investing activities               |                                                                                |                               |                                        |                                        | (4,222)     
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|Financing
    activities      |                                                         |                                                                                |                               |                                        |                                       
|                              |                                                         | Due to related
    party                                                       | 23,294                        |                                        | -                                      |              | 23,294          
|                              |                                                         | Issuance of
    common shares for cash                                         | -                             |                                        | -                                      |              | 75,400          
|                              |                                                         | Principal
    payments on note payable                                         | (566)                         |                                        | (505)                                  |              | (8,319)         
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|                              | Net cash provided
    by (used in) financing activities | 22,728                                                                         |                               | (505)                                  |                                        | 90,375      
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|                              |                                                         | Net increase
    (decrease) in cash                                            | 300                           |                                        | (88)                                   |              | 300             
|                              |                                                         | Cash at beginning
    of period                                                | -                             |                                        | 150                                    |              | -               
|                              |                                                         | Cash at end of
    period                                                      | $                      300    |                                        | $                                 62   |              | $  300          
|                              |                                                         |                                                                                |                               |                                        |                                        |              |                 
|Supplemental
    disclosures: |                                                         |                                                                                |                               |                                        |                                       
|                              | Interest paid for
    in cash                           | $                      678                                                     |                               | $                               740    |                                        | $  8,319    
|                              | Non-cash
    investing and financing activities:        |                                                                                |                               |                                        |                                        |             
|                              |                                                         | Purchase of
    investment property with
    note payable                      | $                           - |                                        | $                                    - |              | $      30,104   
|                              |                                                         | Settlemnt of debt
    through sale of travel points                            | $                  27,576     |                                        | $                                    - |              | $  27,576       

See accompanying notes to financial statements.

---

eSavingsStore,com,
Inc.

(formerly Celtic
Cross, Ltd.)

(A Development Stage
Company)

Notes to Financial Statements

For the three months
ended March 31, 2007



1. Organization and Summary of Significant Accounting Policies

This summary of significant accounting policies of eSavingsStore,com, Inc.
(formerly Celtic Cross, Ltd.)(a development stage company) (the
Company) is presented to assist in understanding the Company's financial
statements. These accounting policies conform to accounting principles generally
accepted in the United States of America and have been consistently applied in
the preparation of the accompanying financial statements. The Company has
realized minimal revenues from its planned principal business purpose and,
accordingly, is considered to be in its development stage in accordance with
SFAS #7.

Business Description

eSavingsStore.com, Inc. (the Company) is a Nevada corporation organized on
February 25, 2004 to acquire timeshares and like entities and facilitate rentals
and sales of the entities and travel packages via its full-service travel
website. The Company has elected a fiscal year end of December 31.

Income Taxes

The Company recognizes the tax effects of transactions in the
year in which such transactions enter into the determination of net income,
regardless of when reported for tax purposes. Deferred taxes are provided in the
financial statements under Financial Accounting Standards Board Statement No.
109 to give effect to the resulting temporary differences which may arise from
differences in the bases of fixed assets, depreciation methods, allowances, and
start-up costs based on the income taxes expected to be payable in future years.
Minimal development stage deferred tax assets arising as a result of net
operating loss carryforwards have been offset completely by a valuation
allowance due to the uncertainty of their utilization in future periods.

Estimates

Preparation of financial statements in accordance with
accounting principles generally accepted in the United States of America
requires the use of estimates, such as depreciation. Because of the use of
estimates inherent in the financial reporting process, actual results could
differ significantly from those estimates.

Fixed Assets

Fixed assets are stated at cost. Depreciation is computed
using the accelerated double-declining method based on estimated useful lives of
3 years.



Cash and Cash Equivalents



For the purpose of the statements of cash flows, the Company
considers all highly liquid debt instruments purchased with a maturity of three
months or less to be cash equivalents. The Company had $300 and $nil in Cash and
cash equivalents at March 31, 2007 and December 31, 2006, respectively.



Advertising



The Company generally expenses advertising costs as incurred.
No advertising costs were incurred during the period of February 25, 2004
(inception) through March 31, 2007, or for the three months ended March 31,
2007.

---



eSavingsStore,co, Inc.

(formerly Celtic
Cross, Ltd.)

(A Development Stage
Company)

Notes to Financial
Statements

For the three months
ended March 31, 2007



1. Organization and Summary of Significant Accounting Policies (continued)

Recently Issued Accounting Pronouncements

In December of 2002, the FASB issued SFAS 148, "Accounting
for Stock-Based Compensation - Transition and Disclosure - An Amendment of FASB
Statement No. 123."SFAS 148 provides alternative methods of transition for
a voluntary change to the fair value based method of accounting for stock-based
employee compensation. In addition, the statement amends the disclosure
requirement of Statement No. 123 to require prominent disclosures in both annual
and interim financial statements about the method of accounting for stock-based
employee compensation and the effect of the method used on reported results.



In April 2003, the FASB issued SFAS No. 149, "Amendment of
Statement 133 on Derivative Instruments and Hedging Activities."SFAS No.
149 amends and clarifies financial accounting and reporting for derivative
instruments, including certain derivative instruments embedded in other
contracts and for hedging activities under FASB Statement No. 133, "Accounting for Derivative Instruments and Hedging Activities."SFAS No. 149
is generally effective for contracts entered into or modified after June 30,
2003 and for hedging relationships designated after June 30, 2003.



In May 2003, the FASB issued SFAS No. 150, "Accounting for
Certain Financial Instruments with Characteristics of both Liabilities and
Equity."SFAS No. 150 establishes standards for how an issuer measures
certain financial instruments with characteristics of both liabilities and
equity and requires that an issuer classify a financial instrument within its
scope as a liability (or asset in some circumstances). SFAS No. 150 was
effective for financial statements entered into or modified after May 31, 2003
and otherwise was effective and adopted by the Company in 2003.



In May 2005, the FASB issued SFAS No. 154, "Accounting
Changes and Error Corrections, a replacement of APB Opinion No. 20 and FASB
Statement No. 3." This statement changes the requirements for the accounting
for and reporting of a change in accounting principle. Previously, Opinion 20
required that most voluntary changes in accounting principle be recognized by
including in net income of the period of change the cumulative effect of
changing to a new principle. This statement requires retrospective application
to prior periods' financial statements of changes in accounting principle, when
practicable.



In February 2006, FASB issued Financial Accounting Standards
No. 155, "Accounting for Certain Hybrid Financial Instruments - an amendment
of FASB Statements No. 133 and 140."This statement amends FASB Statements
No. 133, "Accounting for Derivative Instruments and Hedging Activities,'
and No. 140, "Accounting for Transfers and Servicing of Financial Assets and
Extinguishments of Liabilities."This Statement resolves issues addressed in
Statement 133 Implementation Issue No, D1, "Application of Statement 133 to
beneficial Interests in Securitized Financial Assets."SFAS 156 is effective
in the first fiscal year that begins after September 15, 2006.



In March 2006, FASB issued Financial Accounting Standards No.
156, "Accounting for Servicing of Financial Assets - an amendment of FASB
Statement No. 140."This statement amends FASB Statement No. 140, "Accounting for Transfers and Servicing of Financial Assets and Extinguishments
of Liabilities"with respect to the accounting for separately recognized
servicing assets and servicing liabilities. SFAS 156 is effective in the first
fiscal year that begins after September 15, 2006.



In September 2006, FASB issued Financial Accounting Standards
No. 157, "Fair Value Measurements."This Statement defines fair value,
establishes a framework for measuring fair value in generally accepted
accounting principals (GAAP), and expands disclosures about fair value
measurements. This Statement applies under other accounting pronouncements that
require or permit fair value measurements, the Board having previously concluded
in those accounting pronouncements that fair value is the relevant measurement
attribute. Accordingly, this Statement does not require any fair value
measurements. However, for some entities, the application of this Statement will
change current practice. SFAS 157 is effective in the first fiscal year that
begins after November 15, 2007.



In September 2006, FASB issued Financial Accounting Standards
No. 158, "Employers' Accounting for Defined Benefit Pension and Other
Postretirement Plans - an amendment of FASB Statements No. 87, 88, 106, 132(R)"This Statement improves financial reporting by requiring an employer to
recognize the overfunded or underfunded status of a defined benefit
postretirement plan (other than a multiemployer plan) as an asset or liability
in its statement of financial position and to recognize changes in that funded
status in the year in which the changes occur through comprehensive income of a
business entity or changes in unrestricted net assets of a not-for-profit
organization. This Statement also improves financial; reporting by requiring an
employer to measure the funded status of a plan as of the date of its year-end
statement of financial position, with limited exceptions. SFAS 158 is effective.
An employer with publicly traded equity securities is required to initially
recognize the funded status of a defined benefit postretirement plan and to
provide the required disclosures as of the end of the first fiscal year ending
after December 15, 2006.



None of the above new pronouncements has current application
to the Company, but may be applicable to the Company's future financial
reporting.

Revenue Recognition

As described in Note 3, the Company has acquired an interest in a timeshare
property. Revenues will be recognized upon rent or sale of the property, or when
the Company performs other travel related services. The Company has recognized
revenues of $31,576 from its intended business purpose as of March 31, 2007.



Earnings Per Share

The computation of net income (loss) per share of common
stock is based on the weighted average number of shares outstanding during the
period presented. There were no potentially dilutive common share equivalents
outstanding during the periods shown and, accordingly, the computation of net
loss per share on a fully dilutive basis is the same as "primary" net loss per
share.



Foreign Currency

Transactions and balances originally denominated in U.S.
dollars are presented at their original amounts. Transactions and balances in
other currencies are converted into U.S. dollars in accordance with Statement of
Financial Accounting Standards (SFAS) No. 52, "Foreign Currency Translation,"
and are included in determining net income or loss.

Net gains and losses resulting from foreign exchange
transactions are included in the statements of operations and were not material
during the periods presented.



2.  Related Party Transactions

On April 22, 2004, the Company entered into a consulting
agreement with an entity affiliated with its former president/director. The
entity was engaged to perform consulting services and provide office space for
the Company for a term of six months commencing April 22, 2004, in exchange for
$15,000. On December 30, 2004, the former president/director resigned from his
position with the Company.

For the period of February 25, 2004 (inception) through April
22, 2004 (see above paragraph), and for the period of July 2006 to the present
(see note 5), office space and services were provided without charge by the
Company's President. Such costs are immaterial to the financial statements and
have not been reflected therein.



3.  Intangible Asset & Long-term Liabilities

The Company has acquired an undivided interest in the
Fairfield Resorts, Inc. (FRI) timeshare resort, along with the rights to
participate in timeshare use, or to allow certain others the use, of a specified
number of days lodging in FRI timeshare properties. These rights are granted in
the form of points. In June of 2004, the Company purchased 315,000 points from
FRI and was given a bonus of 300,000 additional points as an incentive, and will
receive 315,000 points for the next 99 years. The points work as currency and
are redeemable at any time at any FRI resort during the year. Although the
points represent a specific interest in the Grand Desert Resort in Las Vegas,
Nevada, they can be used at any time in exchange for accommodations at any of
the other properties around the world owned by FRI.

As part of its business plan, the Company will put together
travel packages for its customers, providing hotel accommodations at FRI resorts
via redemption of its points. Since the actual undivided ownership interest in
timeshare property real estate has a nominal value (based on the Company's share
of the total cost of FRI resort properties), the entire value of the purchase
price has been assigned to the points acquired in the transaction, which will be
used to generate future cash flows for the Company. The points have been
reported as an intangible asset in accordance with SFAS No. 142, "Goodwill
and Other Intangible Assets." The points do not have a finite useful life
over which to amortize their cost, and will therefore be tested for impairment
in accordance with SFAS No. 142. No impairment had been noted as of December 31,
2006.

The contract sales price of the points was $33,100 and is
being financed through FRI. The note carries 10.99% annual interest rate with
monthly payments of $415 during the 10-year loan period, and is collaterized by
the timeshare property. During the period of February 25, 2004 (inception)
through December 31, 2006, the Company made a $2,996 down payment, and principal
payments totaling $4,757 resulting in a note payable balance of $25,347 at
December 31, 2006. During the three months ended March 31, 2007, the Company
made $566 in principal payments, for a note payable balance of $24,781 at March
31, 2007. Interest expense for the period ended March 31, 2007 and the three
months ended March 31, 2007 and 2006, was $8,314, $678, and $740 respectively.

---



eSavingsStore,com,
Inc.

(formerly Celtic
Cross, Ltd.)

Notes to Financial
Statements

For the three months
ended March 31, 2007

3.    Intangible Asset & Long-term Liabilities (Cont'd)

On August 25, 2006 the Company entered into an agreement with
one of its vendors wherby the Company sold 600,000 of its travel points to the
vendor to settle debts totaling $27,576. The transaction reduced the Company's
available points to 645,000 at December 31, 2006.



4.  Stockholders' Equity

During March and April 2004, the Company issued common stock for cash in
accordance with separate private offering memoranda as follows:

Number of shares                        
Price per share                               
Cash received

27,000,000                                        
$ .000033                                           
$      900

28,500,000                                             
..00033                                                
9,500

30,000,000                                                 
..001                                              
30,000

11,400,000                                               
..0017                                              
19,000

4,950,000                                                 
..0033                                              
16,000

101,700,000                                                                                                  
$ 75,400

On July 1, 2006, the Board of Directors authorized a 30:1 forward stock
split. The number of shares issued in accordance with private offerings in 2004
as listed above include the effects of the split.

Pursuant to a Form 8-K filed with the SEC on July 28, 2006, the Board of
Directors voted to increase the Company's authorized common shares from
75,000,000 to 1,000,000,000 shares.

On October 1, 2006, the Company issued 150,000 shares of its common stock at
$.0034 per share to its transfer agent in exchange for $500 services rendered,
resulting in 101,850,000 common shares issued and outstanding at December 31,
2006 and March 31, 2007.

5.  Commitments and Contingencies

The Company entered into a lease agreement for office space
in Nevada for a one-year period commencing April 1, 2005 with monthly rent
payments of $400. The Company paid $4,800 for the entire year of rent up front,
an initial security deposit of $1,200, and $625 for use of the lessor's office
furniture for the term of the lease. The initial security deposit was applied
towards rent for the period of April through June 2006. Rent expense and
amortization of the office furniture fund for the period ended March 31, 2007
and December 31, 2006 was $nil and $1,512 respectively. The contract was not
renewed upon its expiration, and during the period of July 2006 through the
present, the Company's President has been providing office space at no cost to
the Company.

6. Consulting Agreement

In October 2006, the Company entered into an agreement with a
non-related consultant (the Consultant), who would perform services for the
Company during the fourth quarter of 2006. As compensation , the Company is
required to pay the consultant $9,000 cash and 300,000 timeshare points. The
points were valued proportionately to be $27,575 in revenue recognized from the
600,000 points granted in connection with the reduction of debt (note 3).
Accordingly, the 300,000 points were assigned a value of $13,788. The agreement
was not renewed for a subsequent term.



7.  Going Concern and Liquidity Considerations

The accompanying financial statements have been prepared
assuming that the Company will continue as a going concern, which contemplates,
among other things, the realization of assets and satisfaction of liabilities in
the normal course of business. As at March 31, 2007, the Company has a working
capital deficit of $42,601 and an accumulated deficit of $107636. Unanticipated
costs and expenses or the inability to generate revenues could require
additional financing, which would be sought through bank borrowings, equity or
debt financing, or asset sales. To the extent financing is not available, the
Company may not be able to, or may be delayed in, developing its services and
meeting its obligations.

The Company plans to mitigate the threat to its continuation
by increasing its brand awareness throughout the United States, Europe, the
Caribbean, and all international markets the Internet reaches, as well as to
increase recognition and world wide market awareness by the use of market
advertising, Internet advertising, referral incentive programs and affiliating
with regional rental organizations and travel agents. Management also plans to
offer rental units at popular convention locations using its Fairfield Resorts
timeshare points, as well as other timeshare brands the Company might acquire.
 The Company has developed a full service website to facilitate its ability to
offer not only rental units, that it reserves using Fairfield points but also
air, cruise, hotel and auto reservations. The Company's long-term goals will be
to increase its timeshare points and to advertise product availability.

The Company will continue to evaluate its projected
expenditures relative to its available cash and to evaluate additional means of
financing in order to satisfy its working capital and other cash requirements.
The accompanying financial statements do not reflect any adjustments that might
result from the outcome of these uncertainties.

---

Item 2. Management's Plan
of Operations.

eSavingsStore.com, Inc. (formerly Celtic Cross Ltd.) was incorporated in the
State of Nevada on February 25, 2004. Since its inception, the Company has not
been involved in any bankruptcy, receivership or similar proceedings. It has not
undergone any material reclassification, merger, consolidation, or purchase or
sale of a significant amount of assets in the ordinary course of business.

GENERAL

The Company is in the business of providing travel bookings
and timeshare rentals and sales. eSavingsStore, Inc.. was formed on February 25,
2004 as a "For Profit" corporation for the purpose of acquiring the timeshare
entities discussed herein, and additional like entities going forward including
a full sales and service website. On July 6, 2006, John McLane was appointed
President, Chief Executive Officer and a member of the Board of Directors.
Howard Bouch resigned his position as President and CEO but retains his position
as a director and CFO. On July 17, 2006, the Board of Directors voted to change
the name of the Company to eSavingStore.com, Inc. Our website has been completed
and can be viewed at www.esavingsstore.com. The website has been expanded to
offer discounts on many everyday shopping and dining services

The Company has acquired an undivided interest in the Fairfield Resorts, Inc.
(FRI) timeshare resort, along with the rights to participate in timeshare use,
or to allow certain others the use, of a specified number of days lodging in FRI
timeshare properties.

In June of 2004, the Company purchased 315,000 points from Fairfield Resorts
Inc. and was given a bonus of 300,000 additional points as an incentive. The
Company receives 315,000 points on each anniversary date in October for the next
99 years. The maintenance at the Fairfield facilities are the responsibility of
Fairfield Resorts, Inc., however, the Company pays a monthly fee to Fairfield
for this service. The maintenance fee is $141 per month at our current ownership
level. The points are redeemable at numerous resort locations around the world.
These points can be used to rent vacation or business use accommodations. The
Company books space in the resorts and rents these accommodations based on time
and market conditions. Once the Company's website is completed, the Company can
commence retail business activity.

The "points" represent a specific interest in the Grand Desert Resort in Las
Vegas, NV, and can be used in exchange for accommodations at any of the other
properties around the world owned by Fairfield Resorts, Inc.

The 315,000 "ownership" points are awarded each year to the Company and can
be carried over from one year to the next. At July 1, 2006 the Company had
accumulated 930,000 points including the bonus points, and will receive 315,000
points on each anniversary date in October for the next 99 years. On August 25,
2006 the Company agreed that Wannigan Capital Corp would purchase 600,000 points
in Fairfield from the Company in full satisfaction of the $27,575.68
indebtedness owed by the Company to Wannigan at June 30, 2006.

At December 31, 2006, the Company has in its inventory 645,000 original
ownership points, which the Company may use as currency to reserve vacation
weeks at any Fairfield Resort. The amount of points charged by Fairfield Resorts
varies by season and popularity of the resort. A specific example would be the
Fairfield golf and beach resort in Myrtle Beach, South Carolina. The Company
could rent a two bedroom deluxe accommodation in an off-season month for 93,500
points and in high demand season for 154,000 points. The Company can then rent
this unit to a consumer for $250 per day or $1,500 per week in the off-season or
$350 per day or $2,250 per week in the high demand season. Off-season and high
demand seasons vary by location and range from a low of 49,000 points per week
at Lake Ozark, MO to high of 266,000 points per week at Atlantic City and
Hawaii.

The Company has received minimal revenues to date, which were the result of
two transactions during 2006 totaling $31,576.

eSavingsStore.com, Inc. will generate revenues by using itsFairfield
points as currency and charging the consumer a premium to that cost based on
location and season. The Company does not act as a property manager, real estate
agent or landlord. The Company will hire these services as needed.

The contract sales price of the points was $33,100 and is being financed
through Fairfield Resorts, Inc. (FRI). The note carries a 10.99% annual interest
rate with monthly payments of $415 during the 10-year loan period, and is
collateralized by the timeshare property. During the period of February 25, 2004
(inception) through December 31, 2006, the Company made a $2,996 down payment,
and principal payments totaling $4,757 resulting in a note payable balance of
$25,347 at December 31, 2006. During the three months March 31, 2007, the
Company made $566 in principal payments, for a note payable balance of $24,781
at March 31, 2007. Interest expense from inception through March 31, 2007 and
the three month period ended 31, 2007 and 2006, was $8,314, $678 and $740
respectively.



Marketing



According to information from Resort Condominiums LLC. (RCI), our target
market wants to spend time with family and less time planning trips. 
Unlike standard hotel rooms, timeshare rental, often with two or three bedrooms,
can easily accommodate larger families with children and friends or couples
traveling together in a well-appointed accommodation with social activities,
entertainment, pools, tennis courts and other free amenities.

Most vacation ownership condominiums have two bedrooms and
two baths, unit sizes range from studios to three or more bedrooms. Most units
include a fully equipped kitchen with dining area, washer and dryer, stereo,
televisions, VCRs and more. Timeshare resort amenities rival those of other
top-rated resort properties and may include planned children's activities,
swimming pools, tennis, Jacuzzi, golf and bicycles as well as spa and exercise
facilities. Others feature boating, skiing, restaurants and equestrian
facilities on-site or nearby.



With vacation rentals, consumers have the opportunity to
purchase time at quality resorts offering an array of amenities in popular
international destinations. In fact, there are now more than 5,400 resorts in
some 100 countries around the world and annual vacation ownership sales are
estimated to be in excess of $9.4 billion. Today, 3 million U.S. households own
4.9 million weeks at nearly 1,600 resorts.



Outlook

According to the American Resort Development Association, the
concept was originated in the French Alps in the 1960s. Now, 44 years later, it
is firmly positioned as one of the most popular vacation options enjoyed by
today's leisure travelers. Millions of owners have found timeshares' spacious
floor plans and home-like amenities very attractive when compared with
traditional hospitality products. Truly a home away from home, vacation
ownership provides the space and flexibility needed to easily accommodate
families and larger traveling parties in single, full service accommodations
with multi bedroom or attached units. eSavingStore.com, Inc.. believes an even
larger market exists for one time single usage of these facilities by
individuals and families who do not wish to own, but would rather rent on an "As
Needed" basis from a company such as eSavingStore.com, Inc..

LIQUIDITY.

During the next 12 months, the Company will need significant working capital
to fund its marketing efforts. The Company intends to obtain working capital
from the sale of product and through private investments made by third parties.

Item 3. Controls and Procedures

Evaluation of Disclosure Controls and Procedures

The Company's chief executive officer and chief financial officer have
evaluated the effectiveness of the design and operation of the Company's
disclosure controls and procedures (as defined in Exchange Act Rule 13a-14c) as
of a date within 90 days of the filing date of this quarterly report. Based on
that evaluation, the chief executive officer and chief financial officer have
concluded that the Company's disclosure controls and procedures are effective to
ensure that material information relating to the Company is made known to such
officers by others within these entities, particularly during the period this
quarterly report was prepared, in order to allow timely decisions regarding
required disclosure.

Changes in Internal Controls

There have not been any significant changes in the Company's internal
controls or in other factors that could significantly affect these controls
subsequent to the date of their evaluation.

PART II - OTHER INFORMATION



Item 1. Legal Proceedings.



None

Item.2. Changes
in Securities and Use of Proceeds.

eSavingsStore.com, Inc.'s common stock is traded on the OTC Bulletin Board
market under the symbol ESAV. On December 23, 2005, the Company was declared
effective pursuant to section 8(a) of the securities act of 1933 as amended. The
following description of the capital stock of the Company and certain provisions
of the Company's Articles of Incorporation and Bylaws is a summary and is
qualified in its entirety by the provisions of the Articles of Incorporation and
Bylaws.

The amended Articles of Incorporation, as included in a Form 8-K filed with
the SEC on July 28, 2006, authorize the issuance of 1,000,000,000 shares of
common stock, with a par value of $0.001. The holders of the Shares: (a) have
equal ratable rights to dividends from funds legally available therefore, when,
as, and if declared by the Board of Directors of the Company; (b) are entitled
to share ratably in all of the assets of the Company available for distribution
upon winding up of the affairs of the Company; (c) do not have preemptive
subscription or conversion rights and there are no redemption or sinking fund
applicable thereto; and (d) are entitled to one non-cumulative vote per share on
all matters on which shareholders may vote at all meetings of shareholders.
These securities do not have any of the following rights: (a) cumulative or
special voting rights; (b) preemptive rights to purchase in new issues of
Shares; (c) preference as to dividends or interest; (d) preference upon
liquidation; or (e) any other special rights or preferences. In addition, the
Shares are not convertible into any other security. There are no restrictions on
dividends under any loan, other financing arrangements or otherwise. See a copy
of the original Articles of Incorporation and Bylaws of the Company, attached as
Exhibit 3.1 and Exhibit 3.2, respectively filed with the Company's registration
statement on Form SB-2/A dated April 1, 2005 and incorporated by reference.

Item 3. Defaults Upon
Senior Securities.



None

Item
4. Submission of Matters to a Vote of Security Holders.

None

Item 5. Other Information.

The following issuance occurred subsequent to the 30:1 forward stock split:

On October 1, 2006, the Company issued 150,000 shares of its common stock at
$.0034 per share to its transfer agent, Stalt, Inc., in exchange for $500 in
services rendered.

All of these offerings were undertaken pursuant to the limited offering
exemption from registration under the Securities Act of 1933 as provided in Rule
504 under Regulation D as promulgated by the U.S. Securities and Exchange
Commission. These offerings met the requirements of Rule 505 in that: (a) the
total of funds raised in the five offerings does not exceed $5,000,000; and (b)
the offer and sale of the Shares was not accomplished by means of any general
advertising or general solicitation.

The class of persons to whom these offerings were made were "sophisticated
investors." As a result, offers were made only to persons that the Company
believed, and had reasonable grounds to believe, either (a) have such knowledge
and experience in financial and business matters as to be capable of evaluating
the merits and risks of the proposed investment, or (b) can bear the economic
risks of the proposed investment (that is, at the time of investment, could
afford a complete loss). Additionally, sales were made only to persons whom the
Company believed, and had reasonable grounds to believe immediately prior to
such sale and upon making reasonable inquiry, (a) are capable of bearing the
economic risk of the investment, and (b) either personally possess the requisite
knowledge and experience, or, together with their offeree's representative, have
such knowledge and experience.

Item 6. Exhibits

The following exhibits are filed herewith:

31.1 Certification pursuant to Rule 13a-14(a) or
    15d-14(a) under the Securities Exchange Act of 1934, as amended.

32.1 Certification pursuant to 18 U.S.C. Section
    1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.



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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.

> eSavingsStore,com, Inc.

Date:            
5/15/07                                                                                                                            
By: /s/ John McLane

> President CEO and Director





Date            
5/15/07                                                                                                                            
By:/s/ Howard Bouch

> CFO and Director