FORM OF 302 CERTIFICATION

                           EXHIBIT 31

                         CERTIFICATIONS

     I, Helen M. Dickens, certify that:

     1.   I have reviewed this annual report on Form 10K of Fund
America Investors Corporation II;

     2.   Based on my knowledge, this report does not contain any
untrue statement of a material fact or omit to state a material
fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not
misleading with respect to the period covered by this report;

     3.   Based on my knowledge, the financial statements, and
other financial information included in this report, fairly
present in all material respects the financial condition, results
of operations and cash flows of the registrant as of, and for,
the periods presented in this report;

     4.   The registrant's other certifying officer(s) and I are
responsible for establishing and maintaining disclosure controls
and procedures (as defined in Exchange Act Rules 13A-15(e) and
15d-15(e) for the registrant and have:

          (a)  Designed such disclosure controls and procedures,
     or caused such disclosure controls and procedures to be
     designed under our supervision, to ensure that material
     information relating to the registrant, including its
     consolidated subsidiaries, is made known to us by others
     within those entities, particularly during the period in
     which this report is being prepared;

          (b)  Evaluated the effectiveness of the registrant's
     disclosure controls and procedures and presented in this
     report our conclusions about the effectiveness of the
     disclosure controls and procedures, as of the end of the
     period covered by this report based on such evaluation; and

          (c)  Disclosed in this report any change in the
     registrant's internal control over financial reporting that
     occurred during the registrant's most recent fiscal quarter
     (the registrant's fourth fiscal quarter in the case of an
     annual report) that has materially affected, or is
     reasonably likely to materially affect, the registrant's
     internal control over financial reporting; and

     5.   The registrant's other certifying officer(s) and I have
disclosed, based on our most recent evaluation of internal
control over financial reporting, to the registrant's auditors
and the audit committee of the registrant's board of directors
(or persons performing the equivalent functions):

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          (a)  All significant deficiencies and material
     weaknesses in the design or operation of internal control
     over financial reporting with are reasonably likely to
     adversely affect the registrant's ability to record,
     process, summarize and report financial information; and

          (b)  Any fraud, whether or not material, that involves
     management or other employees who have a significant role in
     the registrant's internal control over financial reporting.


Date:  April 11, 2005

                                   /s/  HELEN M. DICKENS
                                   -----------------------------
                                     Helen M. Dickens
                                     President/ (Principal Financial
                                       Officer)