<TABLE> <S> <C>

<ARTICLE>     9
<LEGEND>
   THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION
   EXTRACTED FROM DEARBORN BANCORP, INC. AND SUBSIDIARY
   CONSOLIDATED BALANCE SHEETS AT DECEMBER 31, 1999 AND THE
   CONSOLIDATED STATEMENTS OF INCOME FOR THE YEAR ENDED
   DECEMBER 31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
   REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                                             <C>
<MULTIPLIER>                                          1,000
<PERIOD-TYPE>                                        12-MOS
<PERIOD-START>                                  JAN-01-1999
<FISCAL-YEAR-END>                               DEC-31-1999
<PERIOD-END>                                    DEC-31-1999
<CASH>                                           $    2,446
<INT-BEARING-DEPOSITS>                                    0
<FED-FUNDS-SOLD>                                      4,963
<TRADING-ASSETS>                                          0
<INVESTMENTS-HELD-FOR-SALE>                          55,022
<INVESTMENTS-CARRYING>                                    0
<INVESTMENTS-MARKET>                                      0
<LOANS>                                              85,390
<ALLOWANCE>                                             781
<TOTAL-ASSETS>                                      152,698
<DEPOSITS>                                          118,875
<SHORT-TERM>                                          5,000
<LIABILITIES-OTHER>                                   1,070
<LONG-TERM>                                             493
<PREFERRED-MANDATORY>                                     0
<PREFERRED>                                               0
<COMMON>                                             28,822
<OTHER-SE>                                           (1,562)
<TOTAL-LIABILITIES-AND-EQUITY>                      152,698
<INTEREST-LOAN>                                       6,302
<INTEREST-INVEST>                                     3,162
<INTEREST-OTHER>                                        213
<INTEREST-TOTAL>                                      9,677
<INTEREST-DEPOSIT>                                    4,687
<INTEREST-EXPENSE>                                    4,735
<INTEREST-INCOME-NET>                                 4,942
<LOAN-LOSSES>                                           772
<SECURITIES-GAINS>                                      (12)
<EXPENSE-OTHER>                                       3,804
<INCOME-PRETAX>                                         924
<INCOME-PRE-EXTRAORDINARY>                              924
<EXTRAORDINARY>                                           0
<CHANGES>                                                 0
<NET-INCOME>                                            530
<EPS-BASIC>                                          0.21
<EPS-DILUTED>                                          0.21
<YIELD-ACTUAL>                                         3.69
<LOANS-NON>                                             105
<LOANS-PAST>                                            190
<LOANS-TROUBLED>                                          0
<LOANS-PROBLEM>                                           0
<ALLOWANCE-OPEN>                                        627
<CHARGE-OFFS>                                           639
<RECOVERIES>                                             21
<ALLOWANCE-CLOSE>                                       781
<ALLOWANCE-DOMESTIC>                                    781
<ALLOWANCE-FOREIGN>                                       0
<ALLOWANCE-UNALLOCATED>                                   0

</TABLE>