SECURITIES AND EXCHANGE COMMISSION
                           WASHINGTON, D.C. 20549
                                  _______

                                 FORM 10-K
(Mark One)

XX  ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
--- EXCHANGE ACT OF 1934 (FEE REQUIRED)

For the fiscal year ended December 31, 1995

                                     OR

    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
--- SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED)

For the transition period from                  to                    .

Commission file numbers 0-21686

                      FORD CREDIT AUTO LOAN MASTER TRUST
                  SERIES 1992-1, 1992-2, 1994-1, AND 1995-1 
          (Ford Credit Auto Receivables Corporation - Originator)
           ------------------------------------------------------
           (Exact name of registrant as specified in its charter)

      Delaware                               38-2973806
------------------------           ----------------------------
(State of Incorporation)           (Employer Identification No.)

The American Road, Dearborn, Michigan              48121
----------------------------------------         ----------
(Address of principal executive offices)         (Zip code)

Registrant's telephone number, including area code  (313) 322-3000

Securities registered pursuant to Section 12(b) of the Act: NONE

Securities registered pursuant to Section 12(g) of the Act: NONE
                                      
      Indicate by check mark whether the registrant (1) has filed all
reports required to be filed by Section 13 or 15(c) of the Securities
Exchange Act of 1934 during the preceding 12 months (or for such
shorter period that the registrant was required to file such reports),
and (2) has been subject to such filing requirements for the past 90
days.  XX  Yes.     No.
      -----    -----     


<PAGE>
<Page 2>                              PART I.

ITEM 1.                              Business

The Ford Credit Auto Loan Master Trust (the "Trust") was created on
February 5, 1992 pursuant to the Pooling and Servicing Agreement (the
"Pooling and Servicing Agreement") dated as of December 31, 1991 among
Ford Motor Credit Company ("Ford Credit"), as servicer, Ford Credit
Auto Receivables Corporation (the "Company"), as seller, and Chemical
Bank (the "Trustee"), as trustee.  Pursuant to the Pooling and
Servicing Agreement, the Company transferred to the trust property
primarily consisting of wholesale receivables generated from time to
time in a portfolio of revolving financing arrangements with
automobile dealers to finance their automobile and light truck
inventory, collections as to the receivables, security interests in
the vehicles financed thereby and certain other property.  Such
property was obtained by the Company pursuant to the Receivables
Purchase Agreement dated as of December 31, 1991 between the Company,
as purchaser, and Ford Credit, as servicer.

The Company has registered with the Securities and Exchange
Commission under the Securities Act of 1933, as amended, and sold to
the general public the Series 1992-1, 6 7/8% Auto Loan Asset Backed
Certificates (the "Series 1992-1 Certificates") in the initial
principal amount of $1,000,000,000, the Series 1992-2, 7 3/8% Auto
Loan Asset Backed Certificates (the "Series 1992-2 Certificates") in
the initial principal amount of $700,000,000, the Series 1994-1, Floating
Rate Auto Loan Asset Backed Certificates (the "1994-1 Certificates") in the
initial principal amount of $1,000,000,000 and the Series 1995-1, 6.50% Auto
Loan Asset Backed Certificates (the "1995-1 Certificates") in the initial
principal amount of $1,000,000,000.  The Series 1992-1 Certificates, 
Series 1992-2 Certificates, Series 1994-1 Certificates and the 1995-1
Certificates were created pursuant to the Series 1992-1
Supplement dated as of December 31, 1991 to the Pooling and Servicing
Agreement (the "1992-1 Supplement"), the Series 1992-2 Supplement dated as of
March 31, 1992 to the Pooling and Servicing Agreement (the "1992-2
Supplement"), the Series 1994-1 Supplement dated as of June 30, 1994 to
the Pooling and Servicing Agreement (the "1994-1 Supplement") and the Series
1995-1 Supplement dated as of June 30, 1995 to the Pooling and Servicing
Agreement (the "1995-1 Supplement"), respectively.  Each Series of
Certificates represents an undivided interest in certain assets of the Trust.


<PAGE>
<Page 3>
ITEM 2.  PROPERTIES
-------------------

For information regarding the property of the Trust, see the
Pooling and Servicing Agreement, the 1992-1 Supplement, the 1992-2
Supplement, the 1994-1 Supplement, the 1995-1 Supplement and the prospectuses
(Exhibits 19.13, 19.14, 19.15 and 19.16) relating to the Series 1992-1
Certificates, the Series 1992-2 Certificates, the 1994-1 Certificates and the
1995-1 Certificates and incorporated  hereby by reference.  For
additional information regarding the Certificates contained in the
Distribution Date Statements furnished to the Trustee on  each Distribution
Date during 1995, see the Current Reports on Form 8-K incorporated by
reference herein (Exhibits 19.1 through 19.12).  For additional information,
regarding the Certificates, see Exhibit 99.

ITEM 3.  LEGAL PROCEEDINGS

Nothing to report.

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

Nothing to report.


                                  PART II.



ITEM 5. MARKET FOR REGISTRANT'S COMMON STOCK AND RELATED
        STOCKHOLDER MATTERS

There were 60 Series 1992-1 Certificateholders, 70 Series 1992-2
Certificateholders, 27 Series 1994-1 Certificateholders and 79 Series 
1995-1 Certificateholders at February 1, 1996.  There is no 
established public trading market for any of the Certificates.

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON
        ACCOUNTING AND FINANCIAL DISCLOSURE.

Nothing to report.


<PAGE>
<Page 4>                               PART III.

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND
MANAGEMENT

                                    (3)Amount and     
                                       nature of       
              (2) Name and Address     beneficial      
(1)Title of       of beneficial        ownership     (4)Percent
   Class          owner*              (in thousands)    of Class
  ---------       ----------------    --------------    --------
Series 1992-1,    Bankers Trust Company  $ 96,790        9.7%
6 7/8% Auto Loan    Corporate Securities 
Asset Backed        Services
Certificates      16 Wall Street, Level D
                  New York, NY  10005

Series 1992-1,    Chemical Bank/MHT      $  83,580       8.4%
6 7/8% Auto Loan  55 Water Street, Room 510
Asset Backed      New York, NY  10017
Certificates

Series 1992-1,    The Chase Manhattan    $179,130       17.9%
6 7/8% Auto Loan    Bank, N.A.
Asset Backed      1 Chase Manhattan Plaza
Certificates      3B - Proxy Dept.
                  New York, NY  10081

Series 1992-1,    Marine Treasury        $ 75,300        7.5%
6 7/8% Auto Loan    Investment
Asset Backed      140 Broadway,
Certificates      Level A
                  New York, NY  10015

Series 1992-1     Citibank, N.A.         $ 67,460        6.7%
6 7/8% Auto Loan  111 Wall Street
Asset Backed      New York, NY  10043 
Certificates      
                                   
Series 1992-1,    SSB-Custodian          $109,445       10.9%
6 7/8% Auto Loan  c/o ADP Proxy Services
Asset Backed      51 Mercedes Way    
Certificates      Edgewood, NY  11717

Series 1992-1     First National Bank    $ 99,925       10.0%
6 7/8% Auto Loan    of Chicago
Asset Backed      c/o ADP Proxy Services 
Certificates      51 Mercedes Way  
                  New York, NY

<PAGE>
<Page 5>
ITEM 12. (CONTINUED)
  

                                    (3)Amount and     
                                       nature of       
              (2) Name and Address     beneficial      
(1)Title of       of beneficial        ownership     (4)Percent
   Class          owner*              (in thousands)    of Class
  ---------       ----------------    --------------    --------
Series 1992-2     Bank of New York        $ 57,700         8.2%
7 3/8% Auto Loan  925 Patterson Plank Rd.
Asset Backed      Secaucus, NJ  07094
Certificates

Series 1992-2,    Bankers Trust Company   $ 99,075        14.1%
7 3/8% Auto Loan    Corporate Securities 
Asset Backed        Services
Certificates      16 Wall Street, Level D
                  New York, NY  10005

Series 1992-2,    Boston Safe Deposit &   $ 47,100         6.7%
7 3/8% Auto Loan    Trust Co.
Asset Backed      c/o ADP Proxy Services
Certificates      51 Mercedes Way
                  Edgewood, NY  11717

Series 1992-2,    The Chase Manhattan     $143,525        20.5%
7 3/8% Auto Loan    Bank, N.A.
Asset Backed      1 Chase Manhattan Plaza
Certificates      3B - Proxy Dept.
                  New York, NY  10081

Series 1992-2     Citibank, N.A.          $ 51,800         7.4%
7 3/8% Auto Loan  111 Wall Street
Asset Backed      20th Floor, Zone 9 
Certificates      New York, NY  10043
                                   
Series 1992-2     SSB-Custodian           $ 50,815         7.2%
7 3/8% Auto Loan  c/o ADP Proxy Services
Asset Backed      51 Mercedes Way    
Certificates      Edgewood, NY  11717

 


<PAGE>
<Page 6>


ITEM 12. (CONTINUED)
  

                                    (3)Amount and     
                                       nature of       
              (2) Name and Address     beneficial      
(1)Title of       of beneficial        ownership     (4)Percent
   Class          owner*              (in thousands)    of Class
  ---------       ----------------    --------------    --------
Series 1994-1     Boston Safe Deposit      $ 55,335         5.5%
Floating Rate       & Trust Co.
Auto Loan         c/o ADP Proxy Services
Asset Backed      51 Mercedes Way
Certificates      Edgewood, NY  11717

Series 1994-1     Chase Manhattan Bank     $ 64,590         6.5%
Floating Rate     1 Chase Manhattan Plaza
Auto Loan         3B-Proxy Dept.
Asset Backed      New York, NY  10081
Certificates

Series 1994-1     Citibank, N.A.           $278,700        27.9%
Floating Rate     111 Wall Street
Auto Loan         20th Floor, Zone 9
Asset Backed      New York, NY  10043
Certificates

Series 1994-1     PNC National             $255,100        25.5%
Floating Rate       Association
Auto Loan         c/o ADP Proxy Services
Asset Backed      51 Mercedes Way
Certificates      Edgewood, NY  11717

Series 1994-1     SSB-Custodian            $140,100        14.0%
Floating Rate     c/o ADP Proxy Services
Auto Loan         51 Mercedes Way
Asset Backed      Edgewood, NY  11717
Certificates      

Series 1995-1     Bank of New York          $118,671       11.9%
6.50% Auto Loan   925 Patterson Plank Rd.
Asset Backed      Secaucus, NJ  07094
Certificates

Series 1995-1     Chase Manhattan Bank,     $135,062       13.5%
6.50% Auto Loan     N.A.(The)
Asset Backed      3B-Proxy Dept.
Certificates      New York, NY  10081

Series 1995-1     Morgan Guaranty Trust Co. $ 52,800        5.3%
6.50% Auto Loan   37 Wall Street, 16th FL
Asset Backed      New York, NY  10260
Certificates<PAGE>
<Page 7>
ITEM 12. (CONTINUED)
  

                                    (3)Amount and     
                                       nature of       
              (2) Name and Address     beneficial      
(1)Title of       of beneficial        ownership     (4)Percent
   Class          owner*              (in thousands)    of Class
  ---------       ----------------    --------------    --------
Series 1995-1     Northern Trust Co.       $ 52,115         5.2%
6.50% Auto Loan     -Trust
Asset Backed      c/o ADP Proxy Services
Certificates      51 Mercedes Way
                  Edgewood,  NY 11717

Series 1995-1     SSB-Custodian            $159,018        15.9%
6.50% Auto Loan   c/o ADP Proxy Services
Asset Backed      51 Mercedes Way
Certificates      Edgewood, NY  11717








* As of February 1, 1996<PAGE>
<Page 8>
ITEM 13.      CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS

Nothing to report.

                                  PART IV.

ITEM 14.      EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON
FORM 8-K

   (a)3.     Exhibits
             
Designation  Description                Method of Filing
-----------  -----------                ----------------  

Exhibit 3.1  Restated Certificate of    Filed as Exhibit 3.1 to
             Incorporation of Ford      Ford Credit Auto
             Credit Auto Receivables    Receivables Corporation's
             Corporation.               Registration Statement on
                                        Form S-1 (No. 33-44432)
                                        and incorporated herein
                                        by reference.

Exhibit 3.2  By-Laws of Ford Credit     Filed as Exhibit 3.2 to 
             Auto Receivables           Ford Credit Auto
             Corporation.               Receivables Corporation's
                                        Registration Statement on
                                        Form S-1 (No. 33-44432)
                                        and incorporated herein
                                        by reference. 
                                        
Exhibit 4.1  Conformed copy of Pooling  Filed as Exhibit 4.1 to 
             and Servicing Agreement    Ford Credit Auto
             dated as of December 31,   Receivables Corporation's
             1991 among Ford Credit     Registration Statement on
             Auto Receivables           Form S-1 (No. 33-47582)
             Corporation, as seller,    and incorporated herein
             Ford Motor Credit Company  by reference.
             as servicer, and Chemical 
             Bank, as trustee.

Exhibit 4.2  Conformed copy of Series   Filed as Exhibit 4.2 to
             1992-1 Supplement dated    Ford Credit Auto Loan 
             as of December 31, 1991    Master Trust Current 
             to the Pooling and         Report on Form 8-K dated
             Servicing Agreement        February 7, 1992 and
             referenced in Exhibit      and incorporated herein
             4.1 above among Ford       by reference.
             Credit Auto Receivables 
             Corporation, as seller,
             Ford Motor Credit Company,
             as servicer, and Chemical 
             Bank, as trustee.

<PAGE>
<Page 9>
ITEM 14.     (Continued)

Designation  Description                Method of Filing
-----------  -----------                -----------------

Exhibit 4.3  Conformed copy of Series   Filed as Exhibit 4.2 to
             1992-2 Supplement dated    Ford Credit Auto Loan
             as of March 31, 1993 to    Master Trust Current
             Pooling and Servicing      Report on Form 8-K dated
             Agreement referred to in   May 15, 1992 and
             Exhibit 4.1 above among    incorporated herein by
             Ford Credit Auto           reference.
             Receivables Corporation, 
             as seller, Ford Motor Credit 
             Company, as servicer, and 
             Chemical Bank, as trustee.

Exhibit 4.4  Form of Series              Filed as Exhibit 4.2 to
             1994-1 Supplement dated     Registration Statement No.
             as of June 30, 1994         33-54673 on Form S-3 and
             to Pooling and Servicing    incorporated herein by 
             Agreement referred to in    reference.
             Exhibit 4.1 above among
             Ford Credit Auto Receivables
             Corporation, as seller, Ford
             Motor Credit Company, as
             servicer, and Chemical Bank,
             as trustee.

Exhibit 4.5  Form of Series             Filed as Exhibit 4.2 to
             1995-1 Supplement dated    Registration Statement
             as of June 30, 1995        No. 33-61033 on Form S-3
             to Pooling and Servicing   and incorporated herein by
             Agreement referred to in   reference.
             Exhibit 4.1 above among    
             Ford Credit Auto           
             Receivables Corporation,
             as seller, Ford Motor Credit
             Company, as servicer, and 
             Chemical Bank, as trustee.

             
Exhibit 19.1 Distribution Date Statement  Filed as Exhibit 19 to
             for Collection Period        Ford Credit Auto Loan
             ended January 31, 1995.      Master Trust Current
                                          Report on Form 8-K
                                          dated February 8, 1995 
                                          and incorporated herein
                                          by reference.
<PAGE>
<Page 10>
ITEM 14.     (Continued)

Designation  Description                Method of Filing
-----------  -----------                -----------------

Exhibit 19.2 Distribution Date Statement  Filed as Exhibit 19 to
             for Collection Period ended  Ford Credit Auto Loan
             February 28, 1995.           Master Trust Current
                                          Report on Form 8-K
                                          dated March 5, 1995
                                          and incorporated herein
                                          by reference.
              
Exhibit 19.3 Distribution Date Statement  Filed as Exhibit 19 to
             for Collection Period ended  Ford Credit Auto Loan
             March 31, 1995.              Master Trust Current
                                          Report on Form 8-K
                                          dated April 4, 1995
                                          and incorporated herein
                                          by reference.

Exhibit 19.4 Distribution Date Statement  Filed as Exhibit 19 to
             for Collection Period        Ford Credit Auto Loan
             ended April 30, 1995.        Master Trust Current
                                          Report on Form 8-K
                                          dated May 9, 1995 and
                                          incorporated herein by
                                          reference.

Exhibit 19.5  Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended May 31, 1995.          Master Trust Current
                                           Report on Form 8-K
                                           dated June 2, 1995 and
                                           incorporated herein by
                                           reference.

Exhibit 19.6  Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended June 30, 1995.         Master Trust Current
                                           Report on Form 8-K
                                           dated July 18, 1995 and
                                           incorporated herein by
                                           reference.

Exhibit 19.7  Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended July 31, 1995          Master Trust Current
                                           Report on Form 8-K
                                           dated August 9, 1995
                                           and incorporated 
                                           herein by reference.

<PAGE>
<Page 11>
ITEM 14.     (Continued)

Designation  Description                Method of Filing
-----------  -----------                -----------------

Exhibit 19.8  Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended August 31, 1995.       Master Trust Current
                                           Report on Form 8-K
                                           dated September 14, 1995
                                           and incorporated herein
                                           by reference.

Exhibit 19.9  Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended September 30, 1995.    Master Trust Current
                                           Report on Form 8-K
                                           dated October 16, 1995
                                           and incorporated herein
                                           by reference.
Exhibit 19.10 Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended October 31, 1995.      Master Trust Current
                                           Report on Form 8-K
                                           dated November 15, 1995
                                           and incorporated herein
                                           by reference.
 
Exhibit 19.11 Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended November 30, 1995.     Master Trust Current
                                           Report on Form 8-K
                                           dated December 11, 1995
                                           and incorporated herein 
                                           by reference.

Exhibit 19.12 Distribution Date Statement  Filed as Exhibit 19 to
              for Collection Period        Ford Credit Auto Loan
              ended December 31, 1995.     Master Trust Current
                                           Report on Form 8-K
                                           dated January 12, 1996
                                           and incorporated herein 
                                           by reference.

Exhibit 19.13 Prospectus dated January     Filed as Exhibit 28.1
              30, 1992 relating to         to Ford Credit Auto
              Series 1992-1                Master Trust Current
              Certificates.                Report on Form 8-K
                                           dated February 7, 1992
                                           and incorporated herein
                                           by reference.

<PAGE>
<Page 12>
ITEM 14.     (Continued)

Designation  Description                  Method of Filing
-----------  -----------                  -----------------

Exhibit 19.14 Prospectus dated May         Filed as Exhibit 28.1 to
              11, 1992 relating to         Ford Credit Auto Loan
              Series 1992-2                Master Trust Current.
              Certificates.                Report on Form 8-K dated
                                           May 15, 1992 and
                                           incorporated herein by
                                           reference.

Exhibit 19.15 Prospectus dated July        Filed with the Commission
              26, 1994 relating to         pursuant to Rule 424(b)(1) on
              Series 1994-1                July 27, 1994 and
              Certificates.                incorporated herein by
                                           reference.

Exhibit 19.16 Prospectus dated August 1,   Filed with the Commission
              1995 relating to Series      pursuant to Rule 424(b)(1)
              1995-1 Certificates          on August 3, 1995 and
                                           incorporated herein by
                                           reference.

Exhibit 99    Selected Information         Filed with this report. 
              relating to the Series 
              1992-1 Certificates, the
              the Series 1992-2 
              Certificates, the Series 
              1994-1 Certificates and the
              1995-1 Certificates.


<PAGE>
<Page 13>
    (b) Reports on Form 8-K                  

Date of Report                                  Item

October 16, 1995                          Item 5 - Other Events
November 15, 1995                         Item 5 - Other Events 
December 11, 1995                         Item 5 - Other Events 
January 12, 1996                          Item 5 - Other Events


                                 SIGNATURES


Pursuant to the requirements of Section 13 of the Securities
Exchange Act of 1934, the registrant has duly caused this report
to be signed on its behalf by the undersigned, thereunto duly
authorized.


                             Ford Credit Auto Loan Master Trust
                                       (Registrant)

                                                                  
    
                                                                  
    
March 22, 1996                      By: /s/ Richard P. Conrad
                                    ------------------------
                                    Richard P. Conrad
                                    (Assistant Secretary of Ford
                                    Credit Auto Receivables
                                    Corporation, originator of
                                    Trust)<PAGE>
<Page 14>         
                 EXHIBIT INDEX

Exhibit 
Number              Description of Exhibit            Page
--------            ----------------------            ----

Exhibit 3.1         Restated Certificate of           *   
                    Incorporation of Ford Credit 
                    Auto Receivables Corporation.     

Exhibit 3.2         By-Laws of Ford Credit Auto       *   
                    Receivables Corporation.
                                                          
Exhibit 4.1         Conformed copy of Pooling and     *
                    Servicing Agreement dated as 
                    of December 31, 1991 among 
                    Ford Credit Auto Receivables
                    Corporation, as seller, Ford
                    Motor Credit Company, as 
                    servicer, and Chemical Bank,
                    as trustee.

Exhibit 4.2         Conformed copy of Series          *
                    1992-1 Supplement dated as of
                    December 31, 1991 to the
                    Pooling and Servicing 
                    Agreement referenced in Exhibit 
                    4.1 above among Ford Credit 
                    Auto Receivables Corporation, 
                    as seller, Ford Motor Credit 
                    Company, as servicer, and 
                    Chemical Bank, as trustee.

Exhibit 4.3         Conformed copy of Series          *
                    1992-2 Supplement dated as of 
                    March 31, 1993 to the Pooling 
                    and Servicing Agreement
                    referred to in Exhibit 4.1 
                    above among Ford Credit Auto 
                    Receivables Corporation, as 
                    seller, Ford Motor Credit 
                    Company, as servicer, and 
                    Chemical Bank, as trustee.

Exhibit 4.4         Form of Series 1994-1             *
                    Supplement to the Pooling
                    and Servicing Agreement
                    referred to in Exhibit 4.1
                    above among Ford Credit
                    Auto Receivables Corporation,
                    as seller, Ford Motor Credit
                    Company, as servicer, and
                    Chemical Bank, as trustee.
<PAGE>
<Page 15>
Exhibit 4.5         Form of Series 1995-1             *
                    Supplement to the Pooling
                    and Servicing Agreement
                    referred to in Exhibit 4.1
                    above among Ford Credit
                    Auto Receivables Corporation,
                    as seller, Ford Motor Credit
                    Company, as servicer, and
                    Chemical Bank, as trustee.

Exhibit 19.1        Distribution Date Statement       *   
                    for Collection Period             
                    ended January 31, 1995.            
                                                      
Exhibit 19.2        Distribution Date Statement       *    
                    for Collection Period             
                    ended February 28, 1994.           
                                                      
Exhibit 19.3        Distribution Date Statement       *    
                    for Collection Period             
                    ended March 31, 1995.                        
                             
                                                      
Exhibit 19.4        Distribution Date Statement       *
                    for Collection Period
                    ended April 30, 1995.

Exhibit 19.5        Distribution Date Statement       *
                    for Collection Period 
                    ended May 31, 1995.

Exhibit 19.6        Distribution Date Statement       *
                    for Collection Period
                    ended June 30, 1995.
                                 
Exhibit 19.7        Distribution Date Statement       *
                    for Collection Period 
                    ended July 31, 1995.

Exhibit 19.8        Distribution Date Statement       *
                    for Collection Period 
                    ended August 31, 1995.

Exhibit 19.9        Distribution Date Statement       *
                    for Collection Period 
                    ended September 30, 1995.

Exhibit 19.10       Distribution Date Statement       *
                    for Collection Period 
                    ended October 31, 1995.

<PAGE>
<Page 16>
Exhibit 19.11       Distribution Date Statement       *
                    for Collection Period 
                    ended November 30, 1995.

Exhibit 19.12       Distribution Date Statement       *
                    for Collection Period 
                    ended December 31, 1995.

Exhibit 19.13       Prospectus dated January 30,      *
                    1992 relating to Series
                    1992-1 Certificates.

Exhibit 19.14       Prospectus dated May 11, 1992     *
                    relating to Series 1992-2
                    Certificates.

Exhibit 19.15       Prospectus dated July 26, 1994    *
                    relating to Series 1994-1
                    Certificates.

Exhibit 19.16       Prospectus dated August 1, 1995   *
                    relating to Series 1995-1
                    Certificates.

Exhibit 99          Selected Information relating     Filed with this Report.
                    to the Series 1992-1
                    Certificates, the Series 1992-2 
                    Certificates, the Series
                    1994-1 Certificates and the
                    1995-1 Certificates.
                                                                
__________________
* Previously Filed