**EXHIBIT21.1**

 

**Subsidiariesof the Registrant**

 
| **Parent**         |   | **Subsidiary**                                                |   | **Percentage****of  Ownership** |   | **State of  Incorporation****or  Organization** |
|--------------------|--------|---------------------------------------------------------------|--------|---------------------------------|--------|-------------------------------------------------|
|               |   |                                                          |   |                            |   |                                            |
| HF Financial Corp. |   | Home Federal Bank                                             |   | 100%                            |   | Delaware                                        |
|               |   |                                                          |   |                            |   |                                            |
| HF Financial Corp. |   | HomeFirst Mortgage Corp.                                      |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| HF Financial Corp. |   | HF Card Services, LLC *                                       |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| HF Financial Corp. |   | HF Financial Capital Trust I                                  |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| HF Financial Corp. |   | HF Financial Capital Trust II                                 |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| HF Financial Corp. |   | HF Financial Capital Trust III                                |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| HF Financial Corp. |   | HF Financial Group, Inc.                                      |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| Home Federal Bank  |   | Hometown Insurors, Inc.                                       |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| Home Federal Bank  |   | Mid-America Service Corporation                               |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| Home Federal Bank  |   | PMD, Inc.                                                     |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| Home Federal Bank  |   | Mid America Capital Services, Inc.  d/b/a/Mid America Leasing |   | 100%                            |   | South Dakota                                    |
|               |   |                                                          |   |                            |   |                                            |
| Home Federal Bank  |   | Home Federal Securitization Corp.                             |   | 100%                            |   | Delaware                                        |

 

The financial statements of HF Financial Corp. are consolidated withthose of its subsidiaries.

 

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*Dissolved on February 28, 2003.

 

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