Ex-99.3 a)


May 15, 2001




Wells Fargo
11000 Broken Land Parkway
Columbia, MD  21044
Attn: Delana Pratt

RE:      Officer's Certificate
         Foreclosure and Abandonment IRS Filings
         SAMI 1998-12; 1999-2; 1998-9

Dear Master Servicer:

The undersigned officer certifies the following for the 2000 calendar year.

1. I have reviewed the activities and performances of the Servicer during the
preceding fiscal year under the terms of the Servicing Agreement, Trust
Agreement, Pooling and Servicing Agreement and/or Servicer Guide and to the best
of my knowledge, the Servicer has fulfilled all of its duties, responsibilities
or obligations under these Agreements throughout such year, or if there has been
a default or failure of the Servicer to perform any such duties,
responsibilities or obligations, a description of each default or failure and
the nature and status thereof has been reported to NorWest; no sub-servicer
exists

2. I have confirmed that the Servicer is currently an approved FNMA or FHLMC
Servicer in good standing;

3. I have confirmed that the Fidelity Bond, the Errors and Omissions Insurance
Policy and any other bonds required under the terms of the Servicing Agreement,
Trust Agreement, Pooling and Servicing Agreement and/or Servicer Guide are in
full force and effect;

4. To the best of my knowledge, all premiums for each Hazard insurance Policy,
Flood Insurance Policy (if applicable) and Primary Mortgage Insurance Policy (if
applicable), with respect to each Mortgaged Property, have been paid and that
such insurance policies are in full force and effect;

5. To the best of my knowledge, all real estate taxes, governmental assessments
and any other expenses accrued and due, that if not paid could result in a lien
or encumbrance on any Mortgaged Property, have been paid, or if any such costs
or expenses have been paid with respect to any Mortgaged Property, the reason
for the non-payment has been reported to NorWest;

6. To the best of my knowledge, all Custodial Accounts have been reconciled and
are properly funded; and

7. To the best of my knowledge, all annual reports of foreclosure and
Abandonment of Mortgaged Property required per section 6050J and 6050P of the
Internal Revenue Code, respectively, have been prepared and filed.



<PAGE>

Certified by:

/s/ Marc J. Hinkle
--------------------------------
Officer - Marc J. Hinkle


Vice President - Loan Servicing
-------------------------------
Title


4/19/2001
---------
Date



Ex-99.3 b)

                              OFFICER'S CERTIFICATE
                              ---------------------


The following shall certify, to the best of my knowledge, that (1) a review of
the activities of the Master Servicer during the preceding fiscal year and of
performance under this Agreement have been made under the supervision of an
officer of IndyMac Bank, and that (2) IndyMac Bank, acting as Master Servicer,
has fulfilled all of its obligations under this Agreement for such year, (3) a
review of the activities of each Sub-Servicer, if any, and its performance under
its Sub-Servicingt Agreement has been made under such Officer's supervision, and
that (4) based on this review each Sub-Servicer has performed and fulfilled its
duties, responsibilities and obligations under this Agreement and its
Sub-Servicing Agreement.



                                                By  /s/ Robert M. Abramian
                                                    -------------------------
                                                    Robert M. Abramian
                                                    Vice President
                                                    Master Servicing Division



Prepared for:             Wells Fargo Bank (aka Norwest Bank of Minnesota, N.A.)

Date:                     May 4, 2001

Ref:                      SAMI Series 1999-2

                          Pooling and Servicing Agreement dated as of April 1,
                          1999 executed by Securitized Assets Mortgage
                          Investment, Inc., as Seller, Cendant Mortgage
                          Corporation and IndyMac, Inc., as Master Servicer, and
                          Norwest Bank of Minnesota, National Association, as
                          Trustee.