<TABLE> <S> <C>

<ARTICLE>     9
<RESTATED>
<MULTIPLIER>  1000
       
<S>                                                <C>                 <C>
<PERIOD-TYPE>                                      YEAR                YEAR
<FISCAL-YEAR-END>                                  DEC-31-1996         DEC-31-1997 
<PERIOD-END>                                       DEC-31-1996         DEC-31-1997 
<CASH>                                                  68,883              97,389 
<INT-BEARING-DEPOSITS>                                       0                   0 
<FED-FUNDS-SOLD>                                             0                   0 
<TRADING-ASSETS>                                             0                   0 
<INVESTMENTS-HELD-FOR-SALE>                            617,943             768,517 
<INVESTMENTS-CARRYING>                                 116,322              94,971 
<INVESTMENTS-MARKET>                                   117,806              96,481 
<LOANS>                                              2,559,649           2,856,049 
<ALLOWANCE>                                             24,114              29,117 
<TOTAL-ASSETS>                                       3,506,136           4,083,097 
<DEPOSITS>                                           3,013,129           3,483,791 
<SHORT-TERM>                                            42,346              68,747 
<LIABILITIES-OTHER>                                    101,475             100,885 
<LONG-TERM>                                             30,061              20,061 
<PREFERRED-MANDATORY>                                        0                   0 
<PREFERRED>                                                  0                   0 
<COMMON>                                                   157                 157 
<OTHER-SE>                                             318,968             359,456 
<TOTAL-LIABILITIES-AND-EQUITY>                       3,506,136           4,083,097 
<INTEREST-LOAN>                                        194,108             218,347 
<INTEREST-INVEST>                                       50,635              48,710 
<INTEREST-OTHER>                                         3,783               2,119 
<INTEREST-TOTAL>                                       248,526             269,176 
<INTEREST-DEPOSIT>                                     119,405             125,138 
<INTEREST-EXPENSE>                                     122,885             132,430 
<INTEREST-INCOME-NET>                                  125,641             136,746 
<LOAN-LOSSES>                                            5,775               7,200 
<SECURITIES-GAINS>                                           8                 476 
<EXPENSE-OTHER>                                         90,303              84,390
<INCOME-PRETAX>                                         41,717              59,422	
<INCOME-PRE-EXTRAORDINARY>                              26,207              43,424 
<EXTRAORDINARY>                                              0                   0 
<CHANGES>                                                    0                   0 
<NET-INCOME>                                            26,207              43,424 
<EPS-PRIMARY>                                             1.99<F1>            3.41<F1>
<EPS-DILUTED>                                             1.87                3.17 
<YIELD-ACTUAL>                                            3.91                3.96 
<LOANS-NON>                                             19,231              24,551 
<LOANS-PAST>                                            10,585               7,263 
<LOANS-TROUBLED>                                             0                   0 
<LOANS-PROBLEM>                                              0                   0 
<ALLOWANCE-OPEN>                                        15,949              24,114 
<CHARGE-OFFS>                                            9,648               5,272 
<RECOVERIES>                                               728               1,075 
<ALLOWANCE-CLOSE>                                       24,114              29,117 
<ALLOWANCE-DOMESTIC>                                    19,048              21,124 
<ALLOWANCE-FOREIGN>                                          0                   0 
<ALLOWANCE-UNALLOCATED>                                  5,066               7,993 
<FN>
<F1>EPS Primary represents Basic EPS
</FN>
        

</TABLE>