<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   9-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999             DEC-31-1998
<PERIOD-START>                             JAN-01-1999             JAN-01-1998
<PERIOD-END>                               SEP-30-1999             SEP-30-1998
<CASH>                                          44,013                  66,905
<INT-BEARING-DEPOSITS>                             105                     105
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    199,871                 232,241
<INVESTMENTS-CARRYING>                               0                       0
<INVESTMENTS-MARKET>                                 0                       0
<LOANS>                                        877,587                 812,877
<ALLOWANCE>                                    (10,279)                 (9,107)
<TOTAL-ASSETS>                               1,165,043               1,142,622
<DEPOSITS>                                     826,009                 775,448
<SHORT-TERM>                                   165,825                 248,799
<LIABILITIES-OTHER>                              9,000                  17,016
<LONG-TERM>                                    112,453                  52,919
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                         1,256                   1,250
<OTHER-SE>                                      50,500                  47,190
<TOTAL-LIABILITIES-AND-EQUITY>               1,165,043               1,142,622
<INTEREST-LOAN>                                 56,278                  51,551
<INTEREST-INVEST>                                5,294                  10,048
<INTEREST-OTHER>                                   692                     358
<INTEREST-TOTAL>                                62,264                  61,957
<INTEREST-DEPOSIT>                              29,448                  28,654
<INTEREST-EXPENSE>                              38,475                  38,335
<INTEREST-INCOME-NET>                           23,789                  23,622
<LOAN-LOSSES>                                    2,674                   3,067
<SECURITIES-GAINS>                              12,023                   8,272
<EXPENSE-OTHER>                                 45,928                  35,462
<INCOME-PRETAX>                                  6,916                   9,919
<INCOME-PRE-EXTRAORDINARY>                       5,320                   5,784
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     5,320                   5,784
<EPS-BASIC>                                       4.24                    4.25
<EPS-DILUTED>                                     4.24                    4.25
<YIELD-ACTUAL>                                    3.17                    3.22
<LOANS-NON>                                      4,923                   7,253
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                 1,960                   2,034
<LOANS-PROBLEM>                                  6,883                   9,287
<ALLOWANCE-OPEN>                                10,040                   7,333
<CHARGE-OFFS>                                    2,688                   1,412
<RECOVERIES>                                       695                     492
<ALLOWANCE-CLOSE>                              (10,279)                 (9,107)
<ALLOWANCE-DOMESTIC>                           (10,279)                 (9,107)
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                              0                       0



</TABLE>