Income Benefit Rider Contract Schedule

    

    

    	
             

            Owner:

          	
             

            [John Doe]

          	
             

            Contract Number:

          	
             

            [??687456]

          
	
            Owner’s Date of Birth:

          	
            [January 15, 1977]

          	
            Issue Date:

          	
            [04/15/22]

          
	
            Owner’s Gender:

          	
            [Male]

          	
            Annuitant:

          	
            [John Doe]

          
	
            [Joint Owner:

          	
            [Jane Doe]]

          	
            Annuitant’s Date of Birth:

          	
            [January 15, 1977]

          
	
            [Joint Owner’s Date of Birth:

          	
            [January 15, 1977]]

          	
            Annuitant’s Gender:

          	
            [Male]

          
	
            [Joint Owner’s Gender:

          	
            [Female]]

          	 	 
	
            Eligible Person(s):

          	
            [John Doe]

          	 	 
	 	
            [Jane Doe]

          	 	 


    

    

    Minimum Exercise Age:                                                                                                  [50]

    Maximum Exercise Age:                                                                                                  [100]

    Maximum Issue Age for Level Income Guarantee:  [75] Maximum Exercise Age for Level Income Guarantee:  [80]

    

    

    Income Payment Waiting Period:                                                                      [[3] Index Year(s)] Minimum Income Payment:  $[100]

    Annual Increase Age:                                                                      [45]

    

    

    Rider Fee:                                                                      [0.70]% guaranteed for all Contract Years

    

    

    [Earliest Rider Removal Date:                                                                      [Third] Index Anniversary]

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    S40902-02                                                                                                                                                                        [Admin. Tracking Identifier]

    
      

      
        


      

    

    

    

    Income Percentage Table

    

    

    	
             

            Eligible Person’s*
              Age

          	
            Income Percentage

          	
             

            Income Percentage Increase **

          
	
            Level Income

          	
            Increasing Income

          
	
            Single Income Payments

          	
            Joint Income Payments

          	
            Single Income Payments

          	
            Joint Income Payments

          
	
            [0-50

          	
             

            4.40%

          	
             

            3.90%

          	
             

            3.40%

          	
             

            2.90%

          	
             

            0.25%]

          
	
            [51

          	
             

            4.50%

          	
             

            4.00%

          	
             

            3.50%

          	
             

            3.00%

          	
             

            0.25%]

          
	
            [52

          	
             

            4.60%

          	
             

            4.10%

          	
             

            3.60%

          	
             

            3.10%

          	
             

            0.25%]

          
	
            [53

          	
             

            4.70%

          	
             

            4.20%

          	
             

            3.70%

          	
             

            3.20%

          	
             

            0.25%]

          
	
            [54

          	
             

            4.80%

          	
             

            4.30%

          	
             

            3.80%

          	
             

            3.30%

          	
             

            0.25%]

          
	
            [55

          	
             

            4.90%

          	
             

            4.40%

          	
             

            3.90%

          	
             

            3.40%

          	
             

            0.30%]

          
	
            [56

          	
             

            5.00%

          	
             

            4.50%

          	
             

            4.00%

          	
             

            3.50%

          	
             

            0.30%]

          
	
            [57

          	
             

            5.10%

          	
             

            4.60%

          	
             

            4.10%

          	
             

            3.60%

          	
             

            0.30%]

          
	
            [58

          	
             

            5.20%

          	
             

            4.70%

          	
             

            4.20%

          	
             

            3.70%

          	
             

            0.30%]

          
	
            [59

          	
             

            5.30%

          	
             

            4.80%

          	
             

            4.30%

          	
             

            3.80%

          	
             

            0.30%]

          
	
            [60

          	
             

            5.40%

          	
             

            4.90%

          	
             

            4.40%

          	
             

            3.90%

          	
             

            0.35%]

          
	
            [61

          	
             

            5.50%

          	
             

            5.00%

          	
             

            4.50%

          	
             

            4.00%

          	
             

            0.35%]

          
	
            [62

          	
             

            5.60%

          	
             

            5.10%

          	
             

            4.60%

          	
             

            4.10%

          	
             

            0.35%]

          
	
            [63

          	
             

            5.70%

          	
             

            5.20%

          	
             

            4.70%

          	
             

            4.20%

          	
             

            0.35%]

          
	
            [64

          	
             

            5.80%

          	
             

            5.30%

          	
             

            4.80%

          	
             

            4.30%

          	
             

            0.35%]

          
	
            [65

          	
             

            5.90%

          	
             

            5.40%

          	
             

            4.90%

          	
             

            4.40%

          	
             

            0.40%]

          
	
            [66

          	
             

            6.00%

          	
             

            5.50%

          	
             

            5.00%

          	
             

            4.50%

          	
             

            0.40%]

          
	
            [67

          	
             

            6.10%

          	
             

            5.60%

          	
             

            5.10%

          	
             

            4.60%

          	
             

            0.40%]

          
	
            [68

          	
             

            6.20%

          	
             

            5.70%

          	
             

            5.20%

          	
             

            4.70%

          	
             

            0.40%]

          
	
            [69

          	
             

            6.30%

          	
             

            5.80%

          	
             

            5.30%

          	
             

            4.80%

          	
             

            0.40%]

          
	
            [70

          	
             

            6.40%

          	
             

            5.90%

          	
             

            5.40%

          	
             

            4.90%

          	
             

            0.45%]

          
	
            [71

          	
             

            6.50%

          	
             

            6.00%

          	
             

            5.50%

          	
             

            5.00%

          	
             

            0.45%]

          
	
            [72

          	
             

            6.60%

          	
             

            6.10%

          	
             

            5.60%

          	
             

            5.10%

          	
             

            0.45%]

          
	
            [73

          	
             

            6.70%

          	
             

            6.20%

          	
             

            5.70%

          	
             

            5.20%

          	
             

            0.45%]

          
	
            [74

          	
             

            6.80%

          	
             

            6.30%

          	
             

            5.80%

          	
             

            5.30%

          	
             

            0.45%]

          
	
            [75

          	
             

            6.90%

          	
             

            6.40%

          	
             

            5.90%

          	
             

            5.40%

          	
             

            0.50%]

          
	
            [76

          	
             

            7.00%

          	
             

            6.50%

          	
             

            6.00%

          	
             

            5.50%

          	
             

            0.50%]

          
	
            [77

          	
             

            7.10%

          	
             

            6.60%

          	
             

            6.10%

          	
             

            5.60%

          	
             

            0.50%]

          
	
            [78

          	
             

            7.20%

          	
             

            6.70%

          	
             

            6.20%

          	
             

            5.70%

          	
             

            0.50%]

          
	
            [79

          	
             

            7.30%

          	
             

            6.80%

          	
             

            6.30%

          	
             

            5.80%

          	
             

            0.50%]

          
	
            [80+

          	
             

            7.40%

          	
             

            6.90%

          	
             

            6.40%

          	
             

            5.90%

          	
             

            0.55%]

          


    

    

    *If you select joint Income Payments, we will use the Age of the younger Eligible Person.

    **Income Percentage Increase does not apply until the Age of the Eligible Person* is greater than
      or equal to the Annual Increase Age. For all Purchase Payments received on or before the Index Effective Date, the Age of the Eligible Person* on the Index Effective Date is used to determine the Income Percentage. For any Additional Purchase
      Payments received after the Index Effective Date, the Age of the Eligible Person* on the Index Anniversary that occurs on or after we receive the Additional Purchase Payments is used to determine the Income Percentage attributable to those Additional
      Purchase Payments. After the Issue Date, current Lifetime Income Percentages will appear on your Index Options Statement.

    
      
        	
                S40902-02

              


        	
                [Admin. Tracking Identifier]

              


        

        

      

      
        


      

    

    

    

    Level Income Guarantee Payment Percentage Table

    

    

    	
             

            [Covered Person’s* Age

          	
             

            Level Income Guarantee Payment

            Percentage

          
	
            50

          	
            2.23%

          
	
            51

          	
            2.28%

          
	
            52

          	
            2.33%

          
	
            53

          	
            2.39%

          
	
            54

          	
            2.44%

          
	
            55

          	
            2.50%

          
	
            56

          	
            2.57%

          
	
            57

          	
            2.64%

          
	
            58

          	
            2.71%

          
	
            59

          	
            2.78%

          
	
            60

          	
            2.86%

          
	
            61

          	
            2.95%

          
	
            62

          	
            3.04%

          
	
            63

          	
            3.13%

          
	
            64

          	
            3.23%

          
	
            65

          	
            3.34%

          
	
            66

          	
            3.45%

          
	
            67

          	
            3.58%

          
	
            68

          	
            3.71%

          
	
            69

          	
            3.85%

          
	
            70

          	
            4.00%

          
	
            71

          	
            4.17%

          
	
            72

          	
            4.35%

          
	
            73

          	
            4.55%

          
	
            74

          	
            4.77%

          
	
            75

          	
            5.00%

          
	
            76

          	
            5.27%

          
	
            77

          	
            5.56%

          
	
            78

          	
            5.89%

          
	
            79

          	
            6.25%

          
	
            80

          	
            6.67%

          
	
            81+

          	
            0.00%]

          


    

    

    *If you select joint Income Payments, we will use the Age of the younger Covered Person.

    
      	
              S40902-02

            


      	
              [Admin. Tracking Identifier]