**EXHIBIT 21.1**

 

**Subsidiaries of the Registrant**

 

 
| **Parent**         |   | **Subsidiary**                                                |   | **Percentage  of Ownership** |   | **State of  Incorporation  or Organization** |   |
|--------------------|--------|---------------------------------------------------------------|--------|------------------------------|--------|----------------------------------------------|--------|
| HF Financial Corp. |   | Home  Federal Bank                                            |   | 100%                         |   | Delaware                                     |   |
|               |   |                                                          |   |                         |   |                                         |   |
| HF Financial Corp. |   | HomeFirst  Mortgage Corp.                                     |   | 100%                         |   | South  Dakota                                |   |
|               |   |                                                          |   |                         |   |                                         |   |
| HF Financial Corp. |   | HF  Card Services LLC                                         |   | 100%                         |   | South  Dakota                                |   |
|               |   |                                                          |   |                         |   |                                         |   |
| HF Financial Corp. |   | HF  Capital Trust I                                           |   | 100%                         |   | South  Dakota                                |   |
|               |   |                                                          |   |                         |   |                                         |   |
| HF Financial Corp. |   | HF  Capital Trust II *                                        |   | 100%                         |   | South  Dakota                                |   |
|               |   |                                                          |   |                         |   |                                         |   |
| Home Federal Bank  |   | Hometown  Insurors, Inc.                                      |   | 100%                         |   | South  Dakota                                |   |
|               |   |                                                          |   |                         |   |                                         |   |
| Home Federal Bank  |   | Mid-America  Service Corporation                              |   | 100%                         |   | South  Dakota                                |   |
|               |   |                                                          |   |                         |   |                                         |   |
| Home Federal Bank  |   | PMD,  Inc.                                                    |   | 100%                         |   | South  Dakota                                |   |
|               |   |                                                          |   |                         |   |                                         |   |
| Home Federal Bank  |   | Mid  America Capital Services, Inc. d/b/a/Mid America Leasing |   | 100%                         |   | South  Dakota                                |   |

 

The financial statements of HF FinancialCorp. are consolidated with those of its subsidiaries.

 

*Subsequent event on July 11, 2002.