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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


FORM 10-K

ANNUAL REPORT PURSUANT TO SECTION 13 OR l5(d) OF THE SECURITIES EXCHANGE ACT OF
1934

For the fiscal year ended December 31, 2002

Commission file number 333-60771

HOMEQ SERVICING CORPORATION(AS REPRESENTATIVE UNDER A POOLING AND SERVICING AGREEMENT DATED AS OF
FEBRUARY 28, 2001 PROVIDING FOR THE ISSUANCE OF THE HOMEQ TRUST SERIES
2001-A).



|HOMEQ SERVICING CORPORATION
THE MONEY STORE/D.C. INC.
THE MONEY STORE HOME EQUITY CORP.
THE MONEY STORE/MINNESOTA INC.
|----------------------------------------------------------------------------------------------------------------------
|(Exact name of registrant as specified in its charter)                                                                

|                                                               |  |                                           
|-------------------------------------------------------------- |  | ------------------------------------------
|*                                                              |  | *                                         
|                                                               |  |                                           
|(State or other jurisdiction
of incorporation or organization) |  | (Trust I.R.S. Employer
Identification No.)
|                                                               |  |                                           
|707 Third Street, West Sacramento, California                  |  | 95605                                     
|                                                              
|(Address of principal executive offices)                       |  | (Zip Code)                                

Registrants telephone number, including area code (917) 617-1000

Securities registered pursuant to section 12(b) of the Act:

|                    |  |                                          
|------------------- |  | -----------------------------------------
|Title of Each Class |  | Name of Each Exchange on which registered
|                    |  |                                          
|NONE                |  | NONE                                     

Securities registered pursuant to section 12(g) of the Act:



| | NONE             | 
| | ---------------- | 
| |                  | 
| | (Title of
class) | 

*Schedule A attached hereto.





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Schedule A

|                                  |  |               |  |             
|--------------------------------- |  | ------------- |  | ------------
|                                  |  | State of      |  | IRS Employer
|Registrant                        |  | Incorporation |  | ID Number   
|                                  |  |               |  |             
|HomEq Servicing Corporation       |  |               |  |             
|                                  |  |               |  |             
|The
Money Store/D.C. Inc.         |  | D.C.          |  | 22-2133027  
|                                  |  |               |  |             
|The
Money Store Home Equity Corp. |  | Kentucky      |  | 22-2522232  
|                                  |  |               |  |             
|The
Money Store/Minnesota Inc.    |  | Minnesota     |  | 22-3003495  





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Indicate by check mark whether the registrant (1) has filed all reports
required to be filed by Section 13 or 15(d) of the Securities Exchange Act
of 1934 during the preceding 12 months (or for such shorter period that
the registrant was required to file such reports), and (2) has been
subject to such filing requirements for the past 90 days.

þ
Yes
oNo

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405
of Regulation S-K (§ 229.405 of this chapter) is not contained herein, and will
not be contained, to the best of registrants knowledge, in definitive proxy or
information statements incorporated by reference in Part III of this Form 10-K
or any amendment to this Form 10-K.

Not Applicable.

State the aggregate market value of the Voting Stock held by non-affiliates of
the registrant.

Not Applicable

Indicate the number of shares outstanding of each of the registrants classes

of common stock, as of December 31, 2002.

Not Applicable

PART I

|        |  |                                                                                      
|------- |  | -------------------------------------------------------------------------------------
|Item 1. |  | BUSINESS                                                                             
|        |  |                                                                                      
|        |  | Omitted.                                                                             
|        |  |                                                                                      
|Item 2. |  | PROPERTIES                                                                           
|        |  |                                                                                      
|        |  | Reference is made to the Annual Compliance Certificate attached hereto
as Exhibit 20.
|        |  |                                                                                      
|        |  | Reference is made to the Annual Statement attached hereto as Exhibit 13.             
|        |  |                                                                                      
|Item 3. |  | LEGAL PROCEEDINGS                                                                    
|        |  |                                                                                      
|        |  | None.                                                                                
|        |  |                                                                                      
|Item 4. |  | SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS                                  
|        |  |                                                                                      
|        |  | None.                                                                                





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PART II

|        |  |                                                                                                                                                                                                                                                                                                                                
|------- |  | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|Item 5. |  | MARKET FOR REGISTRANTS COMMON EQUITY AND RELATED STOCKHOLDER MATTERS                                                                                                                                                                                                                                                          
|        |  |                                                                                                                                                                                                                                                                                                                                
|        |  | There is no established trading market for Registrants
securities subject to this filing.                                                                                                                                                                                                                                     
|        |  |                                                                                                                                                                                                                                                                                                                                
|Item 6. |  | SELECTED FINANCIAL DATA                                                                                                                                                                                                                                                                                                        
|        |  |                                                                                                                                                                                                                                                                                                                                
|        |  | Omitted.                                                                                                                                                                                                                                                                                                                       
|        |  |                                                                                                                                                                                                                                                                                                                                
|Item 7. |  | MANAGEMENTS DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND
RESULTS OF OPERATIONS                                                                                                                                                                                                                                          
|        |  |                                                                                                                                                                                                                                                                                                                                
|        |  | Omitted.                                                                                                                                                                                                                                                                                                                       
|        |  |                                                                                                                                                                                                                                                                                                                                
|Item 7A |  | QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK                                                                                                                                                                                                                                                                     
|        |  |                                                                                                                                                                                                                                                                                                                                
|        |  | Not Applicable.                                                                                                                                                                                                                                                                                                                
|        |  |                                                                                                                                                                                                                                                                                                                                
|Item 8. |  | FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA                                                                                                                                                                                                                                                                                    
|        |  |                                                                                                                                                                                                                                                                                                                                
|        |  | Reference is made to the Annual Compliance Certificate attached as
Exhibit 20.                                                                                                                                                                                                                                                 
|        |  |                                                                                                                                                                                                                                                                                                                                
|        |  | Reference is made to the annual Independent Accountants Report on the
Servicers compliance with loan servicing standards as prepared by
KPMG Peat Marwick, the Servicers and Registrants Independent
Certified Public Accountants, accompanied by the Registrants
Management Assertion, and attached as Exhibit 99 hereto.
|        |  |                                                                                                                                                                                                                                                                                                                                
|Item 9. |  | CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE                                                                                                                                                                                                                                           
|        |  |                                                                                                                                                                                                                                                                                                                                
|        |  | None.                                                                                                                                                                                                                                                                                                                          

PART III

|         |  |                                                               
|-------- |  | --------------------------------------------------------------
|Item 10. |  | DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT            
|         |  |                                                               
|         |  | Omitted.                                                      
|         |  |                                                               
|Item 11. |  | EXECUTIVE COMPENSATION                                        
|         |  |                                                               
|         |  | Omitted.                                                      
|         |  |                                                               
|Item 12. |  | SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT
|         |  |                                                               
|         |  | Not applicable                                                





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|         |  |                                               
|-------- |  | ----------------------------------------------
|Item 13. |  | CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS
|         |  |                                               
|         |  | (a)         None                              
|         |  |                                               
|         |  | (b)-(d)  Omitted.                             

PART IV

|         |         |                                                         |                     
|-------- | ------- | ------------------------------------------------------- | --------------------
|Item 14. |         | EXHIBITS, FINANCIAL STATEMENTS, AND REPORTS ON
FORM 8-K
|         |         | (a)                                                     |                     
|         |         |                                                         |                     
|         |         | 1.                                                      | Not applicable.     
|         |         |                                                         |                     
|         |         | 2.                                                      | Not applicable      
|         |         |                                                         |                     
|         |         | 3.                                                      | Exhibits            
|         |         |                                                         |                     
|         |         | 13.                                                     | Annual Statement    
|         |         |                                                         |                     
|         |         | 99.1                                                    | Annual Certification
|        
|         | (b)-(d) | Omitted.                                               





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SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange
Act of 1934, the Registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized as representative on
behalf of the trust on the 31st day of March, 2003.

| |  |                                                                                                                       
| |  | ----------------------------------------------------------------------------------------------------------------------
| |  | HOMEQ SERVICING CORPORATION
THE MONEY STORE/D.C. INC.
THE MONEY STORE HOME EQUITY CORP.
THE MONEY STORE/MINNESOTA INC.
| |  |                                                                                                                       
| |  | By: /s/ Arthur Q. Lyon
Name:  Arthur Q. Lyon
Title:  President                                                        





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EXHIBIT INDEX

|                     |  |             |  | 
|-------------------- |  | ----------- |  | 
|Description          |  | Page Number
|                     |  |             |  | 
|Annual Statement     |  |            
|Annual Certification |  |