<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9

<S>                             <C>                     <C>
<PERIOD-TYPE>                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000           DEC-31-2000
<PERIOD-START>                             JAN-01-2000           JAN-01-2000
<PERIOD-END>                               JUN-30-2000           MAR-31-2000
<CASH>                                       1,312,132                     0
<INT-BEARING-DEPOSITS>                               0                     0
<FED-FUNDS-SOLD>                               549,959                     0
<TRADING-ASSETS>                                     0                     0
<INVESTMENTS-HELD-FOR-SALE>                  9,276,160                     0
<INVESTMENTS-CARRYING>                         488,000                     0
<INVESTMENTS-MARKET>                           488,000                     0
<LOANS>                                     34,103,459                     0
<ALLOWANCE>                                    491,000                     0
<TOTAL-ASSETS>                              47,292,339                     0
<DEPOSITS>                                  35,914,965                     0
<SHORT-TERM>                                   212,500                     0
<LIABILITIES-OTHER>                            408,816                     0
<LONG-TERM>                                  2,000,000                     0
<PREFERRED-MANDATORY>                                0                     0
<PREFERRED>                                          0                     0
<COMMON>                                     1,235,000                     0
<OTHER-SE>                                   7,521,058                     0
<TOTAL-LIABILITIES-AND-EQUITY>              47,292,339                     0
<INTEREST-LOAN>                              1,687,610               902,145
<INTEREST-INVEST>                              249,433               130,943
<INTEREST-OTHER>                                71,165                47,381
<INTEREST-TOTAL>                             2,008,208             1,080,469
<INTEREST-DEPOSIT>                             777,473               436,207
<INTEREST-EXPENSE>                             841,855                31,470
<INTEREST-INCOME-NET>                        1,166,353               612,792
<LOAN-LOSSES>                                   86,000                37,000
<SECURITIES-GAINS>                                   0                     0
<EXPENSE-OTHER>                              1,228,400               701,304
<INCOME-PRETAX>                                (33,325)              (38,468)
<INCOME-PRE-EXTRAORDINARY>                           0                     0
<EXTRAORDINARY>                                      0                     0
<CHANGES>                                            0                     0
<NET-INCOME>                                   (33,325)              (38,468)
<EPS-BASIC>                                      (0.03)                (0.06)
<EPS-DILUTED>                                    (0.03)                (0.06)
<YIELD-ACTUAL>                                    9.71                  9.88
<LOANS-NON>                                          0                     0
<LOANS-PAST>                                   151,000               151,000
<LOANS-TROUBLED>                                     0                     0
<LOANS-PROBLEM>                                      0                     0
<ALLOWANCE-OPEN>                               405,000               441,000
<CHARGE-OFFS>                                        0                     0
<RECOVERIES>                                         0                     0
<ALLOWANCE-CLOSE>                              488,000               488,000
<ALLOWANCE-DOMESTIC>                           488,000               488,000
<ALLOWANCE-FOREIGN>                                  0                     0
<ALLOWANCE-UNALLOCATED>                              0                     0


</TABLE>