<PAGE>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 10-QSB

                  QUARTERLY REPORT UNDER SECTION 13 or 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

                FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 1999

                                   ----------

                       Commission file number: 33-49261-D

                        TRANSITION AUTO FINANCE II, INC.
        (EXACT NAME OF SMALL BUSINESS ISSUER AS SPECIFIED IN ITS CHARTER)

         TEXAS                                          75-2753067
(State of incorporation)                 (I.R.S. employer identification number)

        5422 ALPHA RD., SUITE 100,
               DALLAS, TEXAS                                      75240
(Address of principal executive offices)                        (Zip code)

         Issuer's telephone number, including area code: (972) 404-0042

Check whether the registrant (1) has filed all reports required to be filed by
Section 13 or 15(d) of the Securities Exchange Act of 1934 during the past 12
months (or for such shorter period that the registrant was required to file such
reports), and (2) has been subject to such filing requirements for the past 90
days. Yes | |  No |X|

State the number of shares outstanding of each of the issuer's classes of Common
equity, as of the latest practicable date: As September 30, 1999, the issuer'
had 1,000 shares of common stock

    TRANSITIONAL SMALL BUSINESS DISCLOSURE FORMS (CHECK ONE): YES | | NO |X|

================================================================================
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                                   FORM 10-QSB

                    FOR THE QUARTER ENDED SEPTEMBER 30, 1999
<TABLE>
<CAPTION>

                                                                                                                Page No.
                                                                                                                --------
<S>                                                                                                             <C>
PART I.  FINANCIAL INFORMATION
         ITEM 1.  Financial Statements

                  Balance Sheets...............................................................................     3
                    September 30, 1999 (Unaudited) and December 31, 1998

                  Statements of Income (Unaudited).............................................................     5
                    Quarter and nine months ended September 30, 1999

                  Statements of Cash Flows (Unaudited).........................................................     6
                    Nine Months ended September 30, 1999

                  Notes to  Financial Statements (Unaudited)...................................................     7

         ITEM 2.  Management's Discussion and Analysis of Financial Condition and Results of
                  Operations...................................................................................    11

PART II. OTHER INFORMATION

         ITEM 1.  Legal Proceedings............................................................................    12

         ITEM 2.  Changes in Securities and Use of Proceeds....................................................    12

         ITEM 3.  Defaults Upon Senior Securities..............................................................    12

         ITEM 4.  Submission of Matters to a Vote of Security Holders..........................................    12

         ITEM 5.  Other Information............................................................................    12

         ITEM 6.  Exhibits and Reports on Form 8-K.............................................................    12

         Signatures............................................................................................    13
</TABLE>

      In the opinion of management, all adjustments necessary to a fair
statement of the results for interim periods presented have been reflected in
these financial statements.


                                       2
<PAGE>

                          PART I. FINANCIAL INFORMATION

                          ITEM 1. FINANCIAL STATEMENTS

                        TRANSITION AUTO FINANCE II, INC.

                                 BALANCE SHEETS

                                     ASSETS

<TABLE>
<CAPTION>
                                                                   9 months ended      FYE
                                                                      9/30/1999     12/31/1998
                                                                     (unaudited)   (See Note 1)
                                                                   --------------  ------------
<S>                                                                <C>             <C>
CURRENT ASSETS
  Cash and cash equivalents                                          $ 3,188,292    $ 3,227,839
  Accounts receivable                                                    163,451            -0-
  Vehicles held for sale                                                 126,154        142,542
                                                                     -----------    -----------
      Total Current Assets                                             3,477,897      3,370,381
                                                                     -----------    -----------
PROPERTY, at cost
  Vehicles leased                                                      5,790,546        950,236
  Less accumulated depreciation                                         (755,658)       (40,813)
                                                                     -----------    -----------
      Net Property                                                     5,034,888        909,423
                                                                     -----------    -----------
OTHER ASSETS
  Debt issuance costs, net of amortization of $259,551 and $67,587       833,972        473,112
                                                                     -----------    -----------

TOTAL ASSETS                                                         $ 9,346,757    $ 4,752,916
                                                                     ===========    ===========
</TABLE>


                                       3
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                           BALANCE SHEETS (Continued)

                 LIABILITIES AND STOCKHOLDERS' EQUITY (DEFICIT)

<TABLE>
<CAPTION>
                                                                                  FYE
                                                                                  ---
                                                            9 Months Ended     12/31/1998
                                                                9/30/99       ------------
                                                              (Unaudited)     (See Note 1)
                                                            --------------    ------------
<S>                                                         <C>               <C>
CURRENT LIABILITIES
  Accrued liabilities                                        $    161,339     $    43,817
  Current portion of deferred revenue                             217,011             -0-
                                                             ------------     -----------
        Total Current Liabilities                                 378,350          43,817
                                                             ------------     -----------

OTHER LIABILITIES
  Due to affiliate                                                (44,912)         84,627
  Deferred revenue                                                308,285         157,548
  Investor notes payable                                       10,000,000       4,780,000
                                                             ------------     -----------
      Total Other Liabilities                                  10,263,373       5,022,175
                                                             ------------     -----------

TOTAL LIABILITIES                                              10,641,723       5,065,992
                                                             ------------     -----------

SUBORDINATED DEBT TO AFFILIATE                                          0             -0-
                                                             ------------     -----------

STOCKHOLDERS' EQUITY (DEFICIT)
   Common stock, $.10 par value, 1,000 shares authorized,
      issued and outstanding                                          100             100
   Additional paid-in capital                                         900             900
   Retained earnings (deficit)                                 (1,295,966)       (314,076)
                                                             ------------     -----------
       Total Stockholders' Equity (Deficit)                    (1,294,966)       (313,076)
                                                             ------------     -----------
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY
   (DEFICIT)                                                 $  9,346,757     $ 4,752,916
                                                             ============     ===========
</TABLE>

Note 1: The balance sheet at December 31, 1998, as presented, is derived from
the audited financial statements at that date.


                                       4
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                              STATEMENTS OF INCOME

                                   (Unaudited)

<TABLE>
<CAPTION>
                                                  Quarter Ended      Nine Months Ended
                                                September 30, 1999   September 30, 1999
                                                ------------------   ------------------
<S>                                             <C>                  <C>
REVENUES

  Vehicle monthly lease payments                    $ 361,355          $   803,885
   Amortization of down payments                       68,847              109,649
                                                    ---------          -----------
        Total Revenues                                430,202              913,534
                                                    ---------          -----------

OPERATING EXPENSES

  Operating costs                                     130,221              300,834
  General and administrative                           27,395               40,808
  Depreciation and amortization                       508,318              970,022
  Impairment loss                                         -0-                  -0-
                                                    ---------          -----------
        Total Operating Expenses                      665,934            1,311,664
                                                    ---------          -----------

Operating Income (Loss)                              (235,732)            (398,130)
                                                    ---------          -----------

OTHER INCOME (EXPENSE)

Investment income                                      82,239              108,442
Other expense                                             -0-                  -0-
Interest expense                                     (198,186)            (605,470)
Loss on sale of inventory                             (86,731)             (86,731)
                                                    ---------          -----------
        Total Other Income (Expense)                 (202,678)            (583,759)
                                                    ---------          -----------

Provision for Federal Income Taxes                        -0-                  -0-
                                                    ---------          -----------

Net Loss                                            $(438,410)         $  (981,889)
                                                    =========          ===========

Loss per share ( basic and diluted)                 $  438.41          $    981.89
</TABLE>


                                       5
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                             STATEMENT OF CASH FLOWS

                                   (Unaudited)

<TABLE>
<CAPTION>
                                                                9 Months Ended
                                                              September 30, 1999
                                                              ------------------
<S>                                                           <C>
CASH FLOWS FROM OPERATING ACTIVITIES
Net loss                                                            $  (981,889)
Adjustments to reconcile net income to net cash provided by
  operating activities:
     Depreciation and amortization                                      970,022
     Amortization of down payments                                     (109,649)
     Impairment loss                                                        -0-
     Provision for allowance for doubtful accounts                          -0-
     (Gain) loss on sale of property                                     86,731
Net changes in operating assets and liabilities:
     Accounts receivable                                               (163,451)
     Accrued liabilities                                                117,522
     Deferred revenue                                                   477,397
                                                                    -----------
NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES                        396,683
                                                                    -----------

CASH FLOWS FROM INVESTING ACTIVITIES
   Purchase of fixed assets                                          (5,125,218)
   Cash proceeds from sale of property                                  151,351
                                                                    -----------
NET CASH (USED) BY INVESTING ACTIVITIES                              (4,973,867)
                                                                    -----------
CASH FLOWS FROM FINANCING ACTIVITIES
   Proceeds from issuance of common stock                                   -0-
   Net advances (payments) to affiliates                               (129,539)
   Debt issuance costs                                                 (552,824)
   Proceeds from notes payable                                        5,220,000
                                                                    -----------
NET CASH PROVIDED  BY FINANCING ACTIVITIES                            4,537,637
                                                                    -----------

NET INCREASE (DECREASE)  IN CASH                                        (39,547)
CASH AND CASH EQUIVALENTS, beginning of period                        3,227,839
                                                                    -----------

CASH AND CASH EQUIVALENTS, end of period                            $ 3,188,292
                                                                    ===========
CASH PAID DURING THE YEAR FOR
   Interest                                                         $   273,680
                                                                    ===========
   Income taxes                                                     $       -0-
                                                                    ===========
</TABLE>


                                       6
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                          NOTES TO FINANCIAL STATEMENTS
                                   (Unaudited)

                               SEPTEMBER 30, 1999

NOTE 1:     BUSINESS ACTIVITY

            The Company was established to purchase motor vehicles and
            automobile lease contracts, collect and service automobile lease
            contracts and remarket motor vehicles upon termination of their
            leases. A summary of the significant accounting policies
            consistently applied in the preparation of the accompanying
            financial statements follows. Transition Leasing Management, Inc.
            (TLMI) owns 100% of the Company's common stock.

NOTE 2:     SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

            CASH AND CASH EQUIVALENTS

                  For purposes of the statement of cash flows, the Company
                  considers all highly liquid investments with a maturity of
                  three months or less when purchased to be cash equivalents.

                  The Company maintains cash balances at financial institutions
                  in Dallas, Texas. Accounts at the institutions are insured by
                  the Federal Deposit Insurance Corporation up to $100,000. The
                  Company has not experienced any losses in such accounts and
                  believes it is not exposed to any significant credit risk on
                  cash and cash equivalents.

            REVENUE

                  The vehicles are leased to individuals under leases with terms
                  ranging from thirty-six to forty-two months. The leases are
                  considered to be operating leases. At the end of the lease
                  period, the lessee may purchase the equipment at the
                  contractual residual value plus any other outstanding items
                  due. Monthly lease payments are recognized as revenue in the
                  month that the payments are due. The vehicle leases require a
                  down payment from the lessee at the inception of the lease.

                  The down payments are initially recorded as deferred revenue
                  and then recognized as income over the term of the leases on a
                  straight-line basis.

            VEHICLES HELD FOR SALE

                  Vehicles held for sale are leased vehicles in which the lease
                  term has expired or that have been repossessed. Vehicles held
                  for sale are valued at the lower of book value or market
                  value. Generally these vehicles will be sold at auction by the
                  Company.


                                       7
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                          NOTES TO FINANCIAL STATEMENTS
                                   (Unaudited)

                               SEPTEMBER 30, 1999

NOTE 2:     SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
            (CONTINUED)

            EQUIPMENT AND LEASED VEHICLES

                  Equipment and leased vehicles are stated at cost less
                  accumulated depreciation. Depreciation is provided in amounts
                  sufficient to relate the cost of depreciable assets to
                  operations over their estimated service lives using the
                  straight-line-method. Leased vehicle depreciation is
                  calculated over the term of the vehicle lease, using the cost
                  of the vehicle less the estimated residual value of the
                  vehicle at the end of the lease. Present leases have terms
                  ranging from thirty-six to forty-two months.

            OTHER ASSETS

                  Other assets include debt issuance costs incurred in
                  connection with the Company's offering of securities filed
                  with the Securities and Exchange Commission. These costs are
                  being amortized, on a straight-line basis, over the term of
                  the debt securities which mature on June 30, 2002.

            DEFERRED REVENUE

                  Deferred revenue consists of down payments made by lessees at
                  the inception of the lease. The down payments are amortized
                  over the lease term. Lease terms range from thirty-six to
                  forty-two months.

            FAIR VALUE OF FINANCIAL INSTRUMENTS

                  Fair values of financial instruments are estimated to
                  approximate the related book value, unless otherwise
                  indicated, based on market information available to the
                  Company.


                                       8
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                          NOTES TO FINANCIAL STATEMENTS
                                   (Unaudited)

                               SEPTEMBER 30, 1999

NOTE 2:     SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
            (CONTINUED)

            USE OF ESTIMATES

                  In preparing the Company's financial statements, management is
                  required to make estimates and assumptions that affect the
                  reported amounts of assets and liabilities, the disclosure of
                  contingent assets and liabilities at the date of the financial
                  statements, and the reported amounts of revenues and expenses
                  during the reporting period. Actual results could differ from
                  these estimates.

            CONCENTRATION OF CREDIT RISK

                  A majority of the lessees are residents of the Dallas/Fort
                  Worth Metroplex. Vehicles are used as collateral for leases.

NOTE 3:     INVESTOR NOTES PAYABLE

            The Company has issued fixed rate redeemable asset-backed notes
            (Investor Notes) as follows:

<TABLE>
<S>                                        <C>
                        1999 (YTD)         $ 5,220,000
                        1998                 4,780,000
                                           -----------
                                           $10,000,000
                                           ===========
</TABLE>

            These Investor Notes were issued pursuant to a public offering on
            Form SB-2 under the Securities Act of 1933. The Investor Notes bear
            interest at the rate of 11%. Interest is payable monthly on the 15th
            day of each month.

            The Investor Notes were issued at various times during 1999 and
            1998, however the maturity date for all of the Investor Notes is
            June 30, 2002. The Investor Notes are collateralized by the
            following:

                  1.    Automobile contracts for the leasing of new or late
                        model automobiles.
                  2.    The leased vehicles.


                                       9
<PAGE>

                        TRANSITION AUTO FINANCE II, INC.

                          NOTES TO FINANCIAL STATEMENTS
                                   (Unaudited)

                               SEPTEMBER 30, 1999

NOTE 4:     INCOME TAXES

            The Company is a corporation subject to federal and state income
            taxes. The Company and its parent intend to file a consolidated tax
            return. Each company in the consolidated group determines its
            taxable income or loss, on a separate company basis, and the
            consolidated tax liability is allocated to each company with taxable
            income in proportion to the total of the taxable income amounts.

            The Company has a deferred tax asset as of December 31, 1998
            (primarily from net operating loss carryforward), which has been
            completely offset by recognition of a valuation allowance.

            The Company has a net operating loss (NOL) carryforward of
            approximately $260,000 for the year ended December 31, 1998. The
            Company's NOL carryforward expires between December 31, 2011 and
            December 31, 2018.

NOTE 5:     RELATED PARTIES

            The Company has entered into a Servicing Agreement with TLMI. TLMI
            will be entitled to a servicing fee of $20 per month per contract
            and a payment of $150 per contract purchased. TLMI will receive, as
            a marketing fee, 57.5% of the down payment made by the customers
            with respect to contracts it originates. TLMI will receive from the
            Company a Releasing Fee of 57.5% of the down payment with respect to
            a new contract following repossession of a leased vehicle.


                                       10
<PAGE>

ITEM 2.  MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS
         OF OPERATIONS

      The following discussions and analysis relates to factors that have
affected the operating results of the Company for the quarter ended and nine
month period ended September 30, 1999. Prior to December 31, 1998, the Company
kept its books on a cash basis but converted to an accrual basis on January 1,
1999. consequently financial information prior to December 31, 1998, is not
available for comparative purposes. The Company's public offering of
Asset-Backed Notes was not effective with the Securities and Exchange Commission
until July 17, 1998, and no material business was conducted by the Company
during the third quarter of 1998. The balance sheet at December 31, 1998, as
presented, is derived from the audited financial statements at that date.

General.

      As of September 30,1999, the Company had sold $10,000,000 of its 11%
Redeemable Secured Notes and had originated a total of 150 leases at a cost of
approximately $3,365,882. In February of 1999 the Company also purchased 116
lease contracts from Transition Auto Finance, Inc. for $2,883,000.

Results of Operations:Three months ended September 30, 1999, and nine months
ended September 30, 1999

      For the three months ended September 30, 1999, the Company had received
monthly contract lease payments of $361,355 and amortization of down payments of
$68,847. For the nine month period ended September 30, 1999, the Company had
contract lease income of $803,885, amortization of down payments of $109,649.

      Operating costs including general and administrative expenses were
$157,616 for the third quarter of 1999 and were $341,642 for the nine months
ended September 30, 1999.

      Depreciation and amortization was $508,318 for the three months ended
September 30, 1999 and $970,022 for the nine months ended September 30, 1999.

      Interest expense for the three months ended September 30, 1999, was
$198,186 and $605,470 for the nine months ended September 30, 1999.

      Loss on sale of inventory for the third quarter of 1999 and the nine
months ended September 30, 1999,was $86,731 for each period. Loss on sale of
inventory occurs when the book value of the asset exceeds the market value of
the repossessed vehicle.

      The net loss for the three months ended September 30, 1999 was $438,410
and $981,889 for the nine months ended September 30, 1999.

Liquidity and Capital Resources

      As of September 30, 1999, the Company utilized cash of $4,973,867 in its
investing activities and received $4,537,637 in its financing activities.

      The Company's only source of liquidity in the future will be proceeds from
the sale of notes and its monthly lease payments after interest and other
allowed expenses.

      The Company's portfolio, which consisted of 266 leases, included 19 leases
which resulted in early terminations. The information on the Company's
experience with respect to early terminations is set forth below:

<TABLE>
<CAPTION>
                                                                    Vehicle                                       Total
                 # of    Gross Cost   Misc.     Total      Down       Sale     Sales Tax  Warranty   Marketing    Amount    Profit
              Contracts  Of Vehicle  Expenses  Payments   Payment    Amount     Credit     Rebate    Fee Paid    Received   (Loss)
<S>           <C>        <C>         <C>       <C>        <C>       <C>        <C>        <C>        <C>        <C>        <C>
Repossession      13      $252,882    $5,360   $ 94,528   $42,354   $146,669    $ 9,167    $1,990    $24,353    $270,354   $12,113
Early Payoff       6      $158,023    $    0   $ 62,064   $31,348   $115,727    $ 7,233    $    0    $18,132    $198,239   $40,216
                  --      --------    ------   --------   -------   --------    -------    ------    -------    --------   -------
Total             19      $410,905    $5,360   $156,592   $73,702   $262,396    $16,400    $1,990    $42,485    $468,593   $52,329
</TABLE>

Note: The above results on early termination does not include any allowance for
      interest expense
      This report contains various forward looking statements and information
      that are based on management's


                                       11
<PAGE>

      belief as well as assumptions made by and information currently available
      to management. Although the Company believes that the expectations
      reflected in such forward-looking statements are reasonable, it can give
      no assurance that such expectations will prove to have been correct. Such
      statements are subject to certain risks, uncertainties and assumptions.
      Should one or more of these risks or uncertainties materialize, or should
      underlying assumptions prove incorrect, actual results may vary materially
      from those expected. Among the key factors that may have a direct bearing
      on the Company's operating results are fluctuations in the economy and in
      the level of activity in the automobile and consumer finance industry,
      demand for the Company's products, the impact of competition and interest
      rate fluctuations.

PART II. OTHER INFORMATION

ITEM 1. LEGAL PROCEEDINGS

      The Company is not a party to any material legal proceedings, and no
material legal proceedings have been threatened by or, to the best of the
Company's knowledge, instituted against the Company.

ITEM 2. CHANGES IN SECURITIES AND USE OF PROCEEDS

      (a) Not Applicable
      (b) Not Applicable
      (c) Not Applicable
      (d) The company applied 90% of the gross proceeds from the sale of the
      Notes to the purchase or acquisition of the Leased Vehicles and the
      contracts. The Company paid to the Underwriter sales commissions of 6% of
      the principal amount of the Notes sold by the Underwriter. Additionally,
      the Company reimbursed the Underwriter for certain expenses incurred in
      connection with its due diligence activities with regard to the Offering
      of 2.5% of the aggregate principal amount of the Notes sold. The Company
      also used 1.5% of the gross proceeds from the sale of the Notes to pay
      offering and organizational expenses, including filing and registration
      fees, legal fees of the Company's counsel, accounting fees, trustee's
      fees, escrow agent's fees, "blue sky" expenses and printing expenses.

ITEM 3. DEFAULTS UPON SENIOR SECURITIES

None

ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS

      No matters were submitted to a vote of the Company's sole stockholder
during the Third quarter of 1999.

ITEM 5. OTHER INFORMATION

None

ITEM 6. EXHIBITS AND REPORTS ON FORM 8-K

(a)   Financial Statements

      The following financial statements are filed as a part of this Form
10-KSB:

            The Index to Financial Statements is set out in Item 7 herein.

      Exhibits

      The following exhibits are filed as exhibits to this report on Form
10-KSB:

            The information required is set forth in the Index to Exhibits
      accompanying this Form 10-QSB.

(b)   Reports on Form 8-K

      No reports on Form 8-K were filed during the six months ended September
30, 1999


                                       12
<PAGE>

                                   SIGNATURES

      In accordance with section 13 or 15(d) of the Exchange Act, the registrant
has duly caused this report to be signed on its behalf by the undersigned,
thereunto duly authorized.


                                             TRANSITION AUTO FINANCE II, INC.
                                          --------------------------------------
                                                      (Registrant)


Date: March 19, 2002                           /s/ KENNETH C. LOWE
      ---------------------------         --------------------------------------
                                                   Kenneth C. Lowe, President/
                                                   Chief Executive Officer


Date: March 19, 2002                           /s/ KENNETH C. LOWE
      ---------------------------         --------------------------------------
                                                   Kenneth C. Lowe, President/
                                                   Chief Operating Officer


Date: March 19, 2002                           /s/ KENNETH C. LOWE
      ---------------------------         --------------------------------------
                                                   Kenneth C. Lowe, President/
                                                   Chief Financial Officer


                                       13
<PAGE>

                                INDEX TO EXHIBITS

<TABLE>
<CAPTION>
EXHIBIT
NUMBER                          DESCRIPTION
<S>   <C>
3.1   Articles of Incorporation of Transition Auto Finance II, Inc. *

3.2   Bylaws of Transition Auto Finance II, Inc. *

4.1   Form of Indenture between Transition Auto Finance II, Inc. and Trust
      Management, Inc., as Trustee ***

4.2   Form of Secured Note Due June 30, 2002 (included in Article Two of
      Indenture filed as Exhibit 4.1)

10.1  Form of Master Contract Purchase Agreement between Transition Auto Finance
      II, Inc. and Transition Leasing Management, Inc. **

10.2  Form of Servicing Agreement between Transition Leasing Management, Inc.
      and Transition Auto Finance II, Inc. **

</TABLE>

*     Incorporated by reference from Registration Statement on Form SB-2 of
      Transition Auto Finance II, Inc. Registration No. 33-49261-D, filed April
      2, 1998.

**    Incorporated by reference from Amendment No. 1 to Registration Statement
      on Form SB-2 of Transition Auto Finance II, Inc., Registration No.
      33-49261-D, filed June 19, 1998.

***   Incorporated by reference from Amendment No. 2 to Registration Statement
      on Form SB-2 of Transition Auto Finance II, Inc., Registration No.
      33-49261-D, filed July 9, 1998.



                                       14