**EXHIBIT A**             **APPLICABLE** **INAPPLICABLE****SERVICING CRITERIA** **SERVICING CRITERIA** **SERVICING CRITERIA**    **Performed** **Performed**  **Reference** **Criteria** **by Servicer** **By Trustee**    **General Servicing Criteria**      1122(d)(1)(i) Policies and procedures are instituted to monitor any performance orother triggers and events of default in accordance with the transactionagreements. **ü    1122(d)(1)(ii) If any material servicing activities are outsourced to third parties,policies and procedures are instituted to monitor the third party’sperformance and compliance with such servicing activities.     **ü1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-upservicer for the pool assets are maintained.     **ü1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on theparty participating in the servicing function throughout the reportingperiod in the amount of coverage required by and otherwise in accordancewith the terms of the transaction agreements.     **ü  **Cash Collection and Administration**      1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodialbank accounts and related bank clearing accounts no more than twobusiness days following receipt, or such other number of days specifiedin the transaction agreements. **ü    1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to aninvestor are made only by authorized personnel. **ü    1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows ordistributions, and any interest or other fees charged for such advances,are made, reviewed and approved as specified in the transactionagreements. **ü    1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accountsor accounts established as a form of overcollateralization, areseparately maintained (e.g., with respect to commingling of cash) as setforth in the transaction agreements. **ü    1122(d)(2)(v) Each custodial account is maintained at a federally insured depositoryinstitution as set forth in the transaction agreements. For purposes ofthis criterion, “federally insured depository institution” with respectto a foreign financial institution means a foreign financial institutionthat meets the requirements of Rule 13k-1(b)(1) of the SecuritiesExchange Act. **ü    1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access.     **ü1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backedsecurities related bank accounts, including custodial accounts andrelated bank clearing accounts. These reconciliations are (A)mathematically accurate; (B) prepared within 30 calendar days after thebank statement cutoff date, or such other number of days specified inthe transaction agreements; (C) reviewed and approved by someone otherthan the person who prepared the reconciliation; and (D) containexplanations for reconciling items. These reconciling items are resolvedwithin 90 calendar days of their original identification, or such othernumber of days specified in the transaction agreements. **ü      **Investor Remittances and Reporting**      1122(d)(3)(i) Reports to investors, including those to be filed with the Commission,are maintained in accordance with the transaction agreements andapplicable Commission requirements. Specifically, such reports (A) areprepared in accordance with timeframes and other terms set forth in thetransaction agreements; (B) provide information calculated in accordancewith the terms specified in the transaction agreements; (C) are filedwith the Commission as required by its rules and regulations; and (D)agree with investors’ or the trustee’s records as to the total unpaidprincipal balance and number of pool assets serviced by the Servicer. **ü    1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance withtimeframes, distribution priority and other terms set forth in thetransaction agreements.   **ü  1122(d)(3)(iii) Disbursements made to an investor are posted within two business days tothe Servicer’s investor records, or such other number of days specifiedin the transaction agreements.   **ü  1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree withcancelled checks, or other form of payment, or custodial bankstatements.   **ü    **Pool Asset Administration**      1122(d)(4)(i) Collateral or security on pool assets is maintained as required by thetransaction agreements or related asset pool documents. **ü    1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by thetransaction agreements. **ü    1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made,reviewed and approved in accordance with any conditions or requirementsin the transaction agreements. **ü    
 

 
             **Performed** **Performed**  **Reference** **Criteria** **by Servicer** **By Trustee**  1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance withthe relatedpool asset documents are posted to the Servicer’s obligor recordsmaintained no more than two business days after receipt, or such othernumber of days specified in the transaction agreements, and allocated toprincipal, interest or other items (e.g., escrow) in accordance with therelated asset pool documents. **ü    1122(d)(4)(v) The Servicer’s records regarding the pool assets agree with theServicer’s records with respect to an obligor’s unpaid principal balance. **ü    1122(d)(4)(vi) Changes with respect to the terms or status of an obligor’s account(e.g., loan modifications or re-agings) are made, reviewed and approvedby authorized personnel in accordance with the transaction agreementsand related pool asset documents. **ü    1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans,modifications and deeds in lieu of foreclosure, foreclosures andrepossessions, as applicable) are initiated, conducted and concluded inaccordance with the timeframes or other requirements established by thetransaction agreements. **ü    1122(d)(4)(viii) Records documenting collection efforts are maintained during the perioda pool asset is delinquent in accordance with the transactionagreements. Such records are maintained on at least a monthly basis, orsuch other period specified in the transaction agreements, and describethe entity’s activities in monitoring delinquent pool assets including,for example, phone calls, letters and payment rescheduling plans incases where delinquency is deemed temporary (e.g., illness orunemployment). **ü    1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets withvariable rates are computed based on the related pool asset documents.     **ü1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrowaccounts): (A) such funds are analyzed, in accordance with the obligor’saccount documents, on at least an annual basis, or such other periodspecified in the transaction agreements; (B) interest on such funds ispaid, or credited, to obligors in accordance with applicable accountdocuments and state laws; and (C) such funds are returned to the obligorwithin 30 calendar days of full repayment of the related Accounts, orsuch other number of days specified in the transaction agreements.     **ü1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurancepayments) are made on or before the related penalty or expiration dates,as indicated on the appropriate bills or notices for such payments,*provided*that such support has been received by the servicer at least 30calendar days prior to these dates, or such other number of daysspecified in the transaction agreements.     **ü1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made onbehalf of an obligor are paid from the servicer’s funds and not chargedto the obligor, unless the late payment was due to the obligor’s erroror omission.     **ü1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within twobusiness days to the obligor’s records maintained by the servicer, orsuch other number of days specified in the transaction agreements.     **ü1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized andrecorded in accordance with the transaction agreements. **ü    1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1)through (3) or Item 1115 of Regulation AB, is maintained as set forth inthe transaction agreements.     **ü
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