KPMG
                      KPMG LLP
                      Suite 2000
                      355 South Grand Avenue
                      Los Angeles, CA 90071-1568







        Report of Independent Registered Public Accounting Firm


The Board of Directors
Countrywide Financial Corporation:

We have examined management's assessment, included in the Assessment of
Compliance with Applicable Servicing Criteria, that Countrywide Financial
Corporation and certain of its subsidiaries, including its direct and
indirect wholly owned subsidiaries, Countrywide Home Loans. Inc. (CHL),
Countrywide Tax Services Corporation, Newport Management Corporation, and
Countrywide Loans Servicing L.P., a wholly owned subsidiary of CHL
(collectively, the Company), complied with the servicing criteria set forth
in Item 1122(d) of the Securities and Exchange Commission's Regulation AB
for publicly issued residential mortgage-backed securities (securities
collateralized by residential mortgage loans, including prime, alternative
loan products, subprime, HELOC, and closed seconds) issued on or after
January 1, 2006 for which the Company provides cash collection and
administration, investor remittances and reporting (except for those
activities relating to trustee and paying agent services), and pool asset
administration (except for those activities relating to custodial operations
of pool assets and related documents), collectively, "Servicing Functions",
excluding any transactions issued by any government sponsored enterprise for
which the Company provides Servicing Functions (the Platform), as of and for
the year ended December 31, 2007. The Platform includes all servicing
criteria set forth in Schedule A to the Assessment of Compliance with
Applicable Servicing Criteria except for the Inapplicable Servicing Criteria
and portions of the criteria footnoted on that schedule, which are
inapplicable to the Company based on the activities it performs with respect
to the Platform. Management is responsible for the Company's compliance with
those servicing criteria. Our responsibility is to express an opinion on
management's assessment about the Company's compliance based on our
examination.

Our examination was conducted in accordance with the standards of the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis. evidence about the Company's compliance with the
servicing criteria specified above and performing such other procedures as we
considered necessary in the circumstances. Our examination included testing
selected asset-backed transactions and securities that comprise the Platform,
testing selected servicing activities related to the Platform, and
determining whether the Company processed those selected transactions and
performed those selected activities in compliance with the servicing criteria.
Furthermore, our procedures were limited to the selected transactions and
servicing activities performed by the Company during, the period covered by
this report. Our procedures were not designed to determine whether errors
may have occurred either prior or subsequent to our tests that may have
affected the balances or amounts calculated or reported by the Company
during the period covered by this report for the selected transactions or
any other transactions. We believe that our examination provides a reasonable
basis for our opinion. Our examination does not provide a legal determination
on the Company's compliance with the servicing criteria.





       KPMG LLP., a U.S. limited liability partnership, is the U.S.
       member firm of KPMG International, s Swiss cooperative.







In our opinion, management's assessment that the Company complied with the
aforementioned servicing criteria as of and for the year ended December 31,
2007 is fairly stated in all material respects.


                                   /s/KPMG LLP
                                   ----------------------------


Los Angeles, California
February 28, 2008