<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
    THIS  SCHEDULE  CONTAINS  FINANCIAL INFORMATION EXTRACTED FROM THE FINANCIAL
STATEMENTS OF PCB HOLDING COMPANY FOR THE  NINE MONTHS  ENDED MARCH 31, 1999 AND
IS  QUALIFIED  IN  ITS  ENTIRETY  BY  REFERENCE  TO  SUCH FINANCIAL  STATEMENTS.
</LEGEND>
<CIK>                         0001057818
<NAME>                        PCB Holding Company
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   MAR-31-1999
<EXCHANGE-RATE>                                1
<CASH>                                         43
<INT-BEARING-DEPOSITS>                         2,860 
<FED-FUNDS-SOLD>                               0 
<TRADING-ASSETS>                               0 
<INVESTMENTS-HELD-FOR-SALE>                    1,163 
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0 
<LOANS>                                        21,543 
<ALLOWANCE>                                    50 
<TOTAL-ASSETS>                                 26,201 
<DEPOSITS>                                     20,274 
<SHORT-TERM>                                   0 
<LIABILITIES-OTHER>                            63 
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0 
<COMMON>                                       3660 
<OTHER-SE>                                     2,204 
<TOTAL-LIABILITIES-AND-EQUITY>                 26,201 
<INTEREST-LOAN>                                400 
<INTEREST-INVEST>                              0 
<INTEREST-OTHER>                               49 
<INTEREST-TOTAL>                               449 
<INTEREST-DEPOSIT>                             250 
<INTEREST-EXPENSE>                             250 
<INTEREST-INCOME-NET>                          199 
<LOAN-LOSSES>                                  2 
<SECURITIES-GAINS>                             0 
<EXPENSE-OTHER>                                162 
<INCOME-PRETAX>                                40 
<INCOME-PRE-EXTRAORDINARY>                     40 
<EXTRAORDINARY>                                0 
<CHANGES>                                      0 
<NET-INCOME>                                   26 
<EPS-PRIMARY>                                  0.07 
<EPS-DILUTED>                                  0.07 
<YIELD-ACTUAL>                                 7.06 
<LOANS-NON>                                    0 
<LOANS-PAST>                                   23 
<LOANS-TROUBLED>                               56 
<LOANS-PROBLEM>                                0 
<ALLOWANCE-OPEN>                               51 
<CHARGE-OFFS>                                  3 
<RECOVERIES>                                   0 
<ALLOWANCE-CLOSE>                              50 
<ALLOWANCE-DOMESTIC>                           50 
<ALLOWANCE-FOREIGN>                            0 
<ALLOWANCE-UNALLOCATED>                        0 
        


</TABLE>