32778 Federal Register / Vol. 75, No. 110 / Wednesday, June 9, 2010 / Notices 

53. With respect to the licenses being 

offered in Auction 89, the service rules 

permit a variety of fixed, mobile, and 

paging services, though the 

opportunities for combining licenses on 

adjacent frequencies or in adjacent areas 

are limited in some cases. Balancing the 

potential need for bidders to use 

withdrawals to avoid winning 

incomplete combinations of licenses 

with the Bureau’s interest in deterring 

undesirable strategic use of 

withdrawals, the Bureau proposes a 

percentage below the maximum twenty 

percent permitted under the current 

rules but above the three percent 

previously provided by the 

Commission’s rules. Specifically, the 

Bureau proposes to establish an interim 

bid withdrawal payment of ten percent 

of the withdrawn bid for this auction. 

The Bureau seeks comment on this 

proposal. If commenters advocate the 

use of a different percentage they should 

provide relevant support including 

information on the likelihood that 

bidders will need to aggregate licenses 

on adjacent frequencies or in adjacent 

areas. 

ii. Establishing the Additional Default 

Payment Percentage 

54. Any winning bidder that, after the 

close of an auction, defaults—by, for 

example, failing to remit the required 

down payment within the prescribed 

period of time, failing to submit a timely 

long-form application, or failing to make 

full payment—or is otherwise 

disqualified is liable for a default 

payment under 47 CFR 1.2104(g)(2). 

This payment consists of a deficiency 

payment, equal to the difference 

between the amount of the bidder’s bid 

and the amount of the winning bid the 

next time a license covering the same 

spectrum is won in an auction, plus an 

additional payment equal to a 

percentage of the defaulter’s bid or of 

the subsequent winning bid, whichever 

is less. 

55. Section 1.2104(g)(2) of the 

Commission’s rules provides that in 

advance of each auction without 

combinatorial or package bidding, 

establish an additional default payment 

for that auction of three percent up to 

a maximum of twenty percent. The level 

of this payment in each case will be 

based on the nature of the service and 

the inventory of the licenses being 

offered. 

56. As previously noted by the 

Commission, defaults weaken the 

integrity of the auction process and 

impede the deployment of service to the 

public, and an additional default 

payment of more than three percent will 

be more effective in deterring defaults. 

Given the history of these services and 

the inventory of the licenses being 

offered in Auction 89, the Bureau 

believes that an additional default 

payment percentage of fifteen percent 

will provide a sufficient deterrent to 

defaults. The Bureau seeks comment on 

this proposal. 

IV. Ex Parte Rules 

57. This proceeding has been 

designated as a permit-but-disclose 

proceeding in accordance with the 

Commission’s ex parte rules. Persons 

making oral ex parte presentations are 

reminded that memoranda summarizing 

the presentations must contain 

summaries of the substance of the 

presentations and not merely a listing of 

the subjects discussed. More than a one 

or two sentence description of the views 

and arguments presented is generally 

required. Other rules pertaining to oral 

and written ex parte presentations in 

permit-but-disclose proceedings are set 

forth in 47 CFR 1.1206(b). 

Federal Communications Commission. 

Gary D. Michaels, 

Deputy Chief, Auctions and Spectrum Access 

Division, WTB. 

[FR Doc. 2010–13880 Filed 6–8–10; 8:45 am] 

BILLING CODE 6712–01–P 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

FDIC Advisory Committee on 

Economic Inclusion (ComE-IN); Notice 

of Meeting 

AGENCY: Federal Deposit Insurance 

Corporation (FDIC). 

ACTION: Notice of open meeting. 

SUMMARY: In accordance with the 

Federal Advisory Committee Act, notice 

is hereby given of a meeting of the FDIC 

Advisory Committee on Economic 

Inclusion, which will be held in 

Washington, DC. The Advisory 

Committee will provide advice and 

recommendations on initiatives to 

expand access to banking services by 

underserved populations. 

DATES: Thursday, June 24, 2010, from 

8:45 a.m. to 4 p.m. 

ADDRESSES: The meeting will be held in 

the FDIC Board Room on the sixth floor 

of the FDIC Building located at 550 17th 

Street, NW., Washington, DC. 

FOR FURTHER INFORMATION CONTACT: 

Requests for further information 

concerning the meeting may be directed 

to Mr. Robert E. Feldman, Committee 

Management Officer of the FDIC, at 

(202) 898–7043. 

SUPPLEMENTARY INFORMATION: 

Agenda: The agenda will be focused 

on the Small Dollar Loan Pilot Program, 

Safe Transactional and Savings Account 

Proposed Templates, and Policy and 

Project Updates. The agenda may be 

subject to change. Any changes to the 

agenda will be announced at the 

beginning of the meeting. 

Type of Meeting: The meeting will be 

open to the public, limited only by the 

space available on a first-come, firstserved basis. For security reasons, 

members of the public will be subject to 

security screening procedures and must 

present a valid photo identification to 

enter the building. The FDIC will 

provide attendees with auxiliary aids 

(e.g., sign language interpretation) 

required for this meeting. Those 

attendees needing such assistance 

should call (703) 562–6067 (Voice or 

TTY) at least two days before the 

meeting to make necessary 

arrangements. Written statements may 

be filed with the committee before or 

after the meeting. This ComE-IN 

meeting will be Webcast live via the 

Internet at: http://www.vodium.com/

goto/fdic/advisorycommittee.asp. This 

service is free and available to anyone 

with the following systems 

requirements: http://www.vodium.com/

home/sysreq.html. Adobe Flash Player 

is required to view these presentations. 

The latest version of Adobe Flash Player 

can be downloaded at http://

www.adobe.com/shockwave/download/

download.cgi?P1_Prod_Version=

ShockwaveFlash. Installation questions 

or troubleshooting help can be found at 

the same link. For optimal viewing, a 

high speed internet connection is 

recommended. The ComE-IN meeting 

videos are made available on-demand 

approximately two weeks after the 

event. 

Dated: June 4, 2010. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary, Federal Deposit 

Insurance Corporation. 

[FR Doc. 2010–13846 Filed 6–8–10; 8:45 am] 

BILLING CODE 6714–01–P 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisition of Shares of Bank or Bank 

Holding Companies 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire a bank or bank 

holding company. The factors that are 

considered in acting on the notices are 


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Federal Register / Vol. 75, No. 110 / Wednesday, June 9, 2010 / Notices 32779 

set forth in paragraph 7 of the Act (12 

U.S.C. 1817(j)(7)). 

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the office of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than June 23, 

2010. 

A. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. John V. Tippmann, Sr., as an 

individual, and John V. Tippman, Sr.; 

John and Helen McCarthy; Richard and 

Sally Ley; John Tippman, Jr.; Patrick 

Tippman, and Brian and Jennifer 

Backstrom; all of Fort Wayne Indiana, 

acting as a group acting in concert; and 

Keith E. Busse, as an individual; Keith 

E. Busse Family Investment Company, 

LLC; and Aaron R. Busse, all of Fort 

Wayne, Indiana, also as a group acting 

in concert, to acquire voting shares of 

Tower Financial Corporation, and 

thereby indirectly acquire voting shares 

of Tower Bank & Trust Company, both 

of Fort Wayne, Indiana. 

Board of Governors of the Federal Reserve 

System, June 3, 2010. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. 2010–13813 Filed 6–8–10; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Change in Bank Control Notices; 

Acquisition of Shares of Bank or Bank 

Holding Companies 

The notificants listed below have 

applied under the Change in Bank 

Control Act (12 U.S.C. 1817(j)) and 

§ 225.41 of the Board’s Regulation Y (12 

CFR 225.41) to acquire a bank or bank 

holding company. The factors that are 

considered in acting on the notices are 

set forth in paragraph 7 of the Act (12 

U.S.C. 1817(j)(7)). 

The notices are available for 

immediate inspection at the Federal 

Reserve Bank indicated. The notices 

also will be available for inspection at 

the office of the Board of Governors. 

Interested persons may express their 

views in writing to the Reserve Bank 

indicated for that notice or to the offices 

of the Board of Governors. Comments 

must be received not later than June 24, 

2010. 

A. Federal Reserve Bank of Dallas (E. 

Ann Worthy, Vice President) 2200 

North Pearl Street, Dallas, Texas 75201– 

2272: 

1. Thomas L. Rees, Colorado City, 

Texas; to retain voting shares of City 

National Bancshares, Inc., and thereby 

indirectly retain voting shares of The 

City National Bank of Colorado City, 

both of Colorado City, Texas. 

Board of Governors of the Federal Reserve 

System, June 4, 2010. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. 2010–13853 Filed 6–8–10; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The applications also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than July 2, 2010. 

A. Federal Reserve Bank of New 

York (Ivan Hurwitz, Vice President) 33 

Liberty Street, New York, New York 

10045–0001: 

1. Urban National Holding Corp., 

New York, New York; to become a bank 

holding company by acquiring 100 

percent of the voting shares of 

Metropolitan Bank Holding Corp., and 

thereby indirectly acquire voting shares 

of Metropolitan National Bank, both of 

New York, New York. 

Board of Governors of the Federal Reserve 

System, June 3, 2010. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. 2010–13814 Filed 6–8–10; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The applications also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than July 6, 2010. 

A. Federal Reserve Bank of Chicago 

(Colette A. Fried, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. Prairieland Bancorp Employee 

Stock Ownership Plan and Trust, 

Bushnell, Illinois; to acquire additional 

voting shares of Prairieland Bancorp, 

Inc., and thereby indirectly acquire 

additional voting shares of Farmers and 


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