Exhibit 33.1.4

 

[Letterhead of Fifth Third Mortgage Company]

 

**REPORT ON ASSESSMENT OF COMPLIANCE WITH REGULATION AB SERVICING**

**CRITERIA**

 

Fifth Third Mortgage Company, (the “Asserting Party”) is responsible for assessing compliance as of December 31, 2007 and for the period from January 1, 2007 through December 31, 2007 (the “Reporting Period”) with the servicing criteria set forth in Title 17, Section 229.1122(d) of the Code of Federal Regulations (the “CFR”), except for criteria 229.1122 (d)(1)(iii), (d)(2)(iv), (d)(3)(i)(c) and (d)(4)(xv) of the CFR, which the Asserting Party has concluded are not applicable to the activities it performs with respect to the residential mortgage loans covered by this report (such criteria, after giving effect to the exceptions identified above, the “Applicable Servicing Criteria”). The loans covered by this report, [set forth on Exhibit A hereto], include the residential mortgage loans sold to non-government-sponsored entities for which the AssertingParty served as servicer, that were completed on or after January 1, 2006 platform (the “Platform”).

 

The Asserting Party has assessed its compliance with the Applicable Servicing Criteria for the Reporting Period and has concluded that the Asserting Party has complied, in all material respects, with the Applicable Servicing Criteria as of December 31, 2007 and for the Reporting Period with respect to the Platform taken as a whole.

 

The Servicer has engaged certain vendors (the “Vendors”) to perform specific, limited or scripted servicing activities as of and for the period ended December 31, 2007. Specific vendors have been identified as a party participating in the servicing function and have provided separate assessment and attestation reports for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to such Vendors as set forth in section 1122(d)(4)(xi) and 1122(d)(4)(xii).

 

Deloitte & Touche LLP, an independent registered public accounting firm, has issued an attestation report on the assessment of compliance with the Applicable Servicing Criteria as of December 31, 2007 and for the Reporting Period as set forth in this assertion.

 

Fifth Third Mortgage Company, as Servicer

 

By: /s/ Charles Mannes

| Name: Charles Mannes | Date: February 29, 2008 |
|----------------------|-------------------------|

Title: Vice President

 

By: /s/ Joe Robinson

| Name: Joe Robinson | Date: February 29, 2008 |
|--------------------|-------------------------|

Title: Senior Vice President

 

EXHIBIT A

| Investor | Investor Name |
|----------|---------------|

 

| 63100 | WELLS FARGO (CSMC 2006-8) |
|-------|---------------------------|

| 63105 | LEHMAN (LXS 2006-7) |
|-------|---------------------|

| 63113 | WELLS FARGO (JPMMT2006-S2) |
|-------|----------------------------|

| 63115 | WELLS FARGO (CSMC 2006-1) |
|-------|---------------------------|

| 63116 | WELLS FARGO (CSMS 2006-2) |
|-------|---------------------------|

| 63117 | WACHOVIA |
|-------|----------|

| 63118 | LEHMAN (LMT 2006-2) |
|-------|---------------------|

| 63120 | WELLS FARGO for JP MORGAN |
|-------|---------------------------|

| 63121 | WELLS-EMC (PRIME 2006-CL1) |
|-------|----------------------------|

| 63122 | WELLS FARGO (JPMMT2006-A3) |
|-------|----------------------------|

| 63123 | WELLS FARGO (JPMMT2006-A4) |
|-------|----------------------------|

| 63126 | WELLS FARGO (JPALT2006-S3) |
|-------|----------------------------|

| 63127 | CITIGROUP (CMLTI 2006-AR6) |
|-------|----------------------------|

| 63128 | WELLS FARGO (CSMC 2006-7) |
|-------|---------------------------|

| 63132 | CITIGROUP (CMLTI 2006-AR7) |
|-------|----------------------------|

| 63133 | WELLS FARGO (CSAB 2006-3) |
|-------|---------------------------|

| 63134 | MORGAN STANLEY (MSM 2006-15XS) |
|-------|--------------------------------|

| 63135 | WACHOVIA |
|-------|----------|

| 63138 | WELLS FARGO (JPALT 2006-S4) |
|-------|-----------------------------|

| 63139 | US BANK (JPALT 2006-A7) |
|-------|-------------------------|

| 63142 | CITIGROUP |
|-------|-----------|

| 63143 | WELLS FARGO (JPMMT 2006-S4) |
|-------|-----------------------------|

| 63144 | WACHOVIA (Hudson City) |
|-------|------------------------|

| 63145 | WACHOVIA (Hudson City) |
|-------|------------------------|

| 63146 | WELLS FARGO (CSMC 07-01) |
|-------|--------------------------|

| 63147 | US BANK (JPALT2007-A1) |
|-------|------------------------|

| 63148 | WACHOVIA BLOCK 3 |
|-------|------------------|

| 63149 | WELLS FARGO (CSMC 07-02) |
|-------|--------------------------|

| 63150 | BEAR STEARNS (EMC FN0701) |
|-------|---------------------------|

| 63151 | WELLS FARGO (CS ARMT 07-01) |
|-------|-----------------------------|

| 63153 | WACHOVIA MTG (WMLT 2007-A) |
|-------|----------------------------|

| 63155 | CITIGROUP (CMLTI 2007-AR4) |
|-------|----------------------------|

| 63158 | WELLS FARGO (JPMMT2007-S1) |
|-------|----------------------------|

| 63159 | BEAR STEARNS (BSABS 2007-AC 3) |
|-------|--------------------------------|

| 63160 | CREDIT SUISSE (37492) |
|-------|-----------------------|

| 63162 | BEAR STEARNS-EMC (BSABS 2007-AC4) |
|-------|-----------------------------------|

| 63163 | GOLDMAN SACHS (FITH MAY152007 30A) |
|-------|------------------------------------|

| 63164 | WELLS FARGO (MSM 2007-8XS) |
|-------|----------------------------|

| 63165 | WELLS FARGO (CS ARMT 07-02) |
|-------|-----------------------------|

| 63166 | WELLS FARGO (JPALT 2007-S1) |
|-------|-----------------------------|

| 63167 | BEAR STEARNS (BSABS 2007-AC 5) |
|-------|--------------------------------|

| 63168 | MORGAN STANLEY (MS ETRADE) |
|-------|----------------------------|

| 63170 | MORGAN STANLEY (MS2383023831) |
|-------|-------------------------------|

| 63171 | GOLDMAN SACHS (FTTD JUN282007 ALT A) |
|-------|--------------------------------------|

| 63172 | BEAR STEARNS (FTBK FQ07A1) |
|-------|----------------------------|

| 63173 | AURORA LOAN SERVICE (LXS 2007-10H) |
|-------|------------------------------------|

| 63174 | MORGAN STANLEY MORTGAGE CAPITALTAIL ARMS |
|-------|------------------------------------------|

| 63176 | GOLDMAN SACHS (GSAA 2007-8) |
|-------|-----------------------------|

| 63177 | BEAR, STEARNS & CO (INCFQ07A1) |
|-------|------------------------------------|

| 63178 | MORGAN STANLEY MORTGAGE CAPITAL (MS.E*TRADE) |
|-------|----------------------------------------------|

| 63179 | WELLS FARGO BANK (BSAAT 2007-1) |
|-------|---------------------------------|

| 63180 | MORGAN STANLEY (MSM200714 AR) |
|-------|-------------------------------|

| 63181 | E*TRADE FINANCIAL (MS.E*TRADE) |
|-------|--------------------------------|

| 63183 | WELLS FARGO BANK, NACSMC |
|-------|--------------------------|

| 63184 | MORGAN STANLEY MORTGAGE CAPITAL (MSM 2007-13) |
|-------|-----------------------------------------------|

| 63185 | WELLS FARGO (MSM 2007-15AR) |
|-------|-----------------------------|

| 67100 | GOLDMAN SACHS |
|-------|---------------|

| 67101 | GOLDMAN SACHS |
|-------|---------------|