INTERBANK
Monthly Debt

      
        
          
            
              
                
                  
                    
                      
                         

                        
                          
                            
                              
                                
                                  
                                    
                                      
                                        
                                          
                                            
                                              
                                                
                                                  
                                                    
                                                      
                                                        
                                                          
                                                            
                                                              
                                                                
                                                                  
                                                                    
                                                                      
                                                                        
                                                                          
                                                                            	 
      	 	 	 	 1	 	 2	 	 3	 	 4	 	 5	 	 6	 	 7	 	 8	 	 9	 	 10	 	 11	 	 12	 
	 
      	 	 	 	
                                                                                    YEAR
      X

                                                                                  	 
	 
      	 	 	 	
                                                                                    Jan

                                                                                  	 	
                                                                                    Feb

                                                                                  	 	
                                                                                    Mar

                                                                                  	 	
                                                                                    Apr

                                                                                  	 	
                                                                                    May

                                                                                  	 	
                                                                                    Jun

                                                                                  	 	
                                                                                    Jul

                                                                                  	 	
                                                                                    Aug

                                                                                  	 	
                                                                                    Set

                                                                                  	 	
                                                                                    Oct

                                                                                  	 	
                                                                                    Nov

                                                                                  	 	
                                                                                    Dec

                                                                                  	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Principal

                                                                                  	 	$	43,000,000	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Effective
      Annual Rate

                                                                                  	 	 	10.60	%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Effective
      Monthly Rate

                                                                                  	 	 	0.84	%	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Amortization
      Period (months)

                                                                                  	 	 	60	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Grace
      Period (months)

                                                                                  	 	 	12	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    YEAR
      1

                                                                                  	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Beginning
      Balance

                                                                                  	 	 	 	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 
	
                                                                                    Amortization

                                                                                  	 	 	 	 	$	-	 	$	-	 	$	-	 	$	-	 	$	-	 	$	-	 	$	-	 	$	-	 	$	-	 	$	 -	 	$	-	 	$	-	 
	
                                                                                    Interest

                                                                                  	 	 	 	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	 362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 
	
                                                                                    Payment

                                                                                  	 	 	 	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 	$	362,540	 
	
                                                                                    Ending
      Balance

                                                                                  	 	 	 	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 	$	43,000,000	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    YEAR
      2

                                                                                  	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Beginning
      Balance

                                                                                  	 	 	 	 	$	43,000,000	 	$	42,850,000	 	$	42,700,000	 	$	42,550,000	 	$	42,400,000	 	$	42,250,000	 	$	42,100,000	 	$	41,850,000	 	$	41,600,000	 	$	41,350,000	 	$	41,100,000	 	$	40,850,000	 
	
                                                                                    Amortization

                                                                                  	 	 	 	 	$	150,000	 	$	150,000	 	$	150,000	 	$	150,000	 	$	150,000	 	$	150,000	 	$	250,000	 	$	250,000	 	$	250,000	 	$	250,000	 	$	250,000	 	$	250,000	 
	
                                                                                    Interest

                                                                                  	 	 	 	 	$	362,540	 	$	361,276	 	$	360,011	 	$	 358,746	 	$	357,482	 	$	356,217	 	$	354,952	 	$	352,844	 	$	350,737	 	$	348,629	 	$	346,521	 	$	344,413	 
	
                                                                                    Payment

                                                                                  	 	 	 	 	$	512,540	 	$	511,276	 	$	510,011	 	$	508,746	 	$	507,482	 	$	506,217	 	$	604,952	 	$	602,844	 	$	600,737	 	$	598,629	 	$	596,521	 	$	594,413	 
	
                                                                                    Ending
      Balance

                                                                                  	 	 	 	 	$	42,850,000	 	$	42,700,000	 	$	42,550,000	 	$	42,400,000	 	$	42,250,000	 	$	42,100,000	 	$	41,850,000	 	$	41,600,000	 	$	41,350,000	 	$	41,100,000	 	$	40,850,000	 	$	40,600,000	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    YEAR
      3

                                                                                  	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Beginning
      Balance

                                                                                  	 	 	 	 	$	40,600,000	 	$	40,100,000	 	$	39,600,000	 	$	39,100,000	 	$	38,600,000	 	$	38,100,000	 	$	37,600,000	 	$	37,100,000	 	$	36,600,000	 	$	36,100,000	 	$	35,600,000	 	$	35,100,000	 
	
                                                                                    Amortization

                                                                                  	 	 	 	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 	$	500,000	 
	
                                                                                    Interest

                                                                                  	 	 	 	 	$	342,305	 	$	338,090	 	$	333,874	 	$	329,659	 	$	325,443	 	$	321,228	 	$	317,012	 	$	312,796	 	$	308,581	 	$	304,365	 	$	300,150	 	$	295,934	 
	
                                                                                    Payment

                                                                                  	 	 	 	 	$	842,305	 	$	838,090	 	$	833,874	 	$	829,659	 	$	825,443	 	$	821,228	 	$	817,012	 	$	812,796	 	$	808,581	 	$	804,365	 	$	800,150	 	$	795,934	 
	
                                                                                    Ending
      Balance

                                                                                  	 	 	 	 	$	40,100,000	 	$	39,600,000	 	$	39,100,000	 	$	38,600,000	 	$	38,100,000	 	$	37,600,000	 	$	37,100,000	 	$	36,600,000	 	$	 36,100,000	 	$	35,600,000	 	$	35,100,000	 	$	34,600,000	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    YEAR
      4

                                                                                  	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Beginning
      Balance

                                                                                  	 	 	 	 	$	34,600,000	 	$	33,850,000	 	$	33,100,000	 	$	32,350,000	 	$	31,600,000	 	$	30,850,000	 	$	30,100,000	 	$	29,350,000	 	$	28,600,000	 	$	27,850,000	 	$	27,100,000	 	$	26,350,000	 
	
                                                                                    Amortization

                                                                                  	 	 	 	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 	$	750,000	 
	
                                                                                    Interest

                                                                                  	 	 	 	 	$	291,718	 	$	285,395	 	$	279,072	 	$	272,748	 	$	266,425	 	$	260,102	 	$	253,778	 	$	247,455	 	$	241,131	 	$	234,808	 	$	228,485	 	$	222,161	 
	
                                                                                    Payment

                                                                                  	 	 	 	 	$	1,041,718	 	$	1,035,395	 	$	1,029,072	 	$	1,022,748	 	$	1,016,425	 	$	1,010,102	 	$	1,003,778	 	$	997,455	 	$	991,131	 	$	984,808	 	$	978,485	 	$	972,161	 
	
                                                                                    Ending
      Balance

                                                                                  	 	 	 	 	$	33,850,000	 	$	33,100,000	 	$	32,350,000	 	$	31,600,000	 	$	30,850,000	 	$	30,100,000	 	$	29,350,000	 	$	28,600,000	 	$	27,850,000	 	$	27,100,000	 	$	26,350,000	 	$	25,600,000	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    YEAR
      5

                                                                                  	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Beginning
      Balance

                                                                                  	 	 	 	 	$	25,600,000	 	$	24,533,333	 	$	23,466,667	 	$	22,400,000	 	$	21,333,333	 	$	20,266,667	 	$	 19,200,000	 	$	18,133,333	 	$	17,066,667	 	$	16,000,000	 	$	14,933,333	 	$	13,866,667	 
	
                                                                                    Amortization

                                                                                  	 	 	 	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 
	
                                                                                    Interest

                                                                                  	 	 	 	 	$	215,838	 	$	206,845	 	$	197,851	 	$	 188,858	 	$	179,865	 	$	170,872	 	$	161,878	 	$	152,885	 	$	143,892	 	$	134,899	 	$	125,905	 	$	116,912	 
	
                                                                                    Payment

                                                                                  	 	 	 	 	$	1,282,505	 	$	1,273,511	 	$	1,264,518	 	$	1,255,525	 	$	1,246,532	 	$	1,237,538	 	$	1,228,545	 	$	1,219,552	 	$	1,210,559	 	$	1,201,565	 	$	1,192,572	 	$	1,183,579	 
	
                                                                                    Ending
      Balance

                                                                                  	 	 	 	 	$	 24,533,333	 	$	23,466,667	 	$	22,400,000	 	$	21,333,333	 	$	20,266,667	 	$	19,200,000	 	$	18,133,333	 	$	17,066,667	 	$	16,000,000	 	$	14,933,333	 	$	13,866,667	 	$	12,800,000	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 
      	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    YEAR
      6

                                                                                  	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	
                                                                                    Beginning
      Balance

                                                                                  	 	 	 	 	$	12,800,000	 	$	11,733,333	 	$	10,666,667	 	$	9,600,000	 	$	8,533,333	 	$	7,466,667	 	$	6,400,000	 	$	5,333,333	 	$	4,266,667	 	$	3,200,000	 	$	2,133,333	 	$	1,066,667	 
	
                                                                                    Amortization

                                                                                  	 	 	 	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 	$	1,066,667	 
	
                                                                                    Interest

                                                                                  	 	 	 	 	$	107,919	 	$	98,926	 	$	89,932	 	$	80,939	 	$	71,946	 	$	62,953	 	$	53,959	 	$	44,966	 	$	35,973	 	$	26,980	 	$	17,986	 	$	8,993	 
	
                                                                                    Payment

                                                                                  	 	 	 	 	$	1,174,586	 	$	1,165,592	 	$	1,156,599	 	$	1,147,606	 	$	1,138,613	 	$	1,129,619	 	$	1,120,626	 	$	1,111,633	 	$	1,102,640	 	$	1,093,646	 	$	1,084,653	 	$	1,075,660	 
	
                                                                                    Ending
      Balance

                                                                                  	 	 	 	 	$	11,733,333	 	$	10,666,667	 	$	9,600,000	 	$	8,533,333	 	$	7,466,667	 	$	6,400,000	 	$	5,333,333	 	$	4,266,667	 	$	3,200,000	 	$	2,133,333	 	$	1,066,667	 	$	0