Federal Register / Vol. 75, No. 109 / Tuesday, June 8, 2010 / Notices 32469 

Estimated average hours per response: 

20 minutes. 

Number of respondents: 4,000. 

General description of report: This 

information collection is voluntary. The 

statutory basis for collecting this 

information includes: The Truth in 

Lending Act, 15 U.S.C. 1604(a), The 

Truth in Savings Act, 12 U.S.C. 4308(a), 

the Equal Credit Opportunity Act, 15 

U.S.C. 1691b, and the Fair Credit 

Reporting Act, 15 U.S.C. 1681m(h)(6), 

1681s(e)(1). Further, under the Truth in 

Lending Act, the Board is required to 

report annually to Congress and make 

recommendations concerning the Act, 

15 U.S.C. 1613. Respondent 

participation in the survey is voluntary. 

No issue of confidentiality normally 

arises because names and any other 

characteristics that would permit 

personal identification of respondents 

are not reported to the Board. 

Abstract: This survey, which was 

implemented in 2004, gathers data from 

two groups of military personnel: (1) 

Those completing a financial education 

course as part of their advanced 

individualized training and (2) those not 

completing a financial education course. 

These two groups are surveyed on their 

financial management behaviors and 

changes in their financial situations 

over time. Data from the survey help to 

determine the effectiveness of financial 

education for young adults in the 

military and the durability of the effects 

as measured by financial status of those 

receiving financial education early in 

their military careers. 

Current Actions: On March 25, 2010, 

the Federal Reserve published a notice 

in the Federal Register (75 FR 14440) 

seeking public comment for 60 days on 

the discontinuance of the Survey of 

Financial Management Behaviors of 

Military Personnel. The comment 

period for this notice expired on May 

24, 2010. The Federal Reserve did not 

receive any comments. 

Final approval under OMB delegated 

authority of the extension for three 

years, without revision, of the following 

report: 

Report title: Notification of 

Nonfinancial Data Processing Activities. 

Agency form number: FR 4021. 

OMB control number: 7100–0306. 

Frequency: On occasion. 

Reporters: Bank holding companies. 

Estimated annual reporting hours: 4 

hours. 

Estimated average hours per response: 

2 hours. 

Number of respondents: 2. 

General description of report: This 

information collection is required to 

obtain a benefit. (12 U.S.C. 1843(c)(8), (j) 

and (k)) and may be given confidential 

treatment upon request (5 U.S.C. 

552(b)(4)). 

Abstract: Bank holding companies 

submit this notification to request 

permission to administer the 49-percent 

revenue limit on nonfinancial data 

processing activities on a business-line 

or multiple-entity basis. A request may 

be filed in a letter form; there is no 

reporting form for this information 

collection. 

Current Actions: On March 25, 2010, 

the Federal Reserve published a notice 

in the Federal Register (75 FR 14440) 

seeking public comment for 60 days on 

the proposal to extend, without 

revision, the Notification of 

Nonfinancial Data Processing Activities. 

The comment period for this notice 

expired on May 24, 2010. The Federal 

Reserve did not receive any comments. 

Board of Governors of the Federal Reserve 

System, June 3, 2010. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. 2010–13760 Filed 6–7–10; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Consumer Advisory Council; Notice of 

Meeting of the Consumer Advisory 

Council 

The Consumer Advisory Council will 

meet on Thursday, June 17, 2010. The 

meeting, which will be open to public 

observation, will take place at the 

Federal Reserve Board’s offices in 

Washington, DC, in Dining Room E on 

the Terrace Level of the Martin 

Building. For security purposes, anyone 

planning to attend the meeting should 

register no later than Tuesday, June 15, 

by completing the form found online at: 

https://www.federalreserve.gov/secure/ 

forms/cacregistration.cfm. 

Attendees must present photo 

identification to enter the building and 

should allow sufficient time for security 

processing. 

The meeting will begin at 9 a.m. and 

is expected to conclude at 12:30 p.m. 

The Martin Building is located on C 

Street, NW., between 20th and 21st 

Streets. 

The Council’s function is to advise 

the Board on the exercise of the Board’s 

responsibilities under various consumer 

financial services laws and on other 

matters on which the Board seeks its 

advice. Time permitting, the Council 

will discuss the following topics: 

• Home Mortgage Disclosure Act 

(HMDA) 

In the context of the Board’s review of 

Regulation C, which implements 

HMDA, members will discuss whether 

the 2002 revisions to Regulation C, 

which required lenders to report 

mortgage pricing data, helped provide 

useful and accurate information about 

the mortgage market; the need for 

additional data and other 

improvements; and what emerging 

issues in the mortgage market may 

warrant additional research. 

• Community Reinvestment Act 

(CRA) 

Members will discuss the future of the 

Community Reinvestment Act, 

including possible changes in light of 

developments in the financial services 

industry and issues associated with the 

foreclosure crisis. 

• Foreclosure issues 

Members will discuss loss-mitigation 

efforts, including the Administration’s 

Making Home Affordable program, 

neighborhood stabilization initiatives 

and challenges, and other issues related 

to foreclosures. 

Reports by committees and other 

matters initiated by Council members 

also may be discussed. 

Persons wishing to submit views to 

the Council on any of the above topics 

may do so by sending written 

statements to Jennifer Kerslake, 

Secretary of the Consumer Advisory 

Council, Division of Consumer and 

Community Affairs, Board of Governors 

of the Federal Reserve System, 

Washington, DC 20551. Information 

about this meeting may be obtained 

from Ms. Kerslake at 202–452–6470. 

Board of Governors of the Federal Reserve 

System, June 3, 2010. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. 2010–13670 Filed 6–7–10; 8:45 am] 

BILLING CODE 6210–01–P 

FEDERAL RESERVE SYSTEM 

Consumer Advisory Council; Notice of 

Meeting 

The Consumer Advisory Council will 

meet on Thursday, June 17, 2010. The 

meeting, which will be open to public 

observation, will take place at the 

Federal Reserve Board’s offices in 

Washington, DC, in Dining Room E on 

the Terrace Level of the Martin 

Building. For security purposes, anyone 

planning to attend the meeting should 

register no later than Tuesday, June 15, 

by completing the form found online at: 

https://www.federalreserve.gov/secure/ 

forms/cacregistration.cfm. 

Attendees must present photo 

identification to enter the building and 

should allow sufficient time for security 

processing. 


emcdonald on DSK2BSOYB1PROD with NOTICES
32470 Federal Register / Vol. 75, No. 109 / Tuesday, June 8, 2010 / Notices 

1The comment must be accompanied by an 

explicit request for confidential treatment, 

including the factual and legal basis for the request, 

and must identify the specific portions of the 

comment to be withheld from the public record. 

The request will be granted or denied by the 

Commission’s General Counsel, consistent with 

applicable law and the public interest. See FTC 

Rule 4.9(c), 16 CFR 4.9(c). 

The meeting will begin at 9 a.m. and 

is expected to conclude at 12:30 p.m. 

The Martin Building is located on C 

Street, NW., between 20th and 21st 

Streets. 

The Council’s function is to advise 

the Board on the exercise of the Board’s 

responsibilities under various consumer 

financial services laws and on other 

matters on which the Board seeks its 

advice. Time permitting, the Council 

will discuss the following topics: 

• Home Mortgage Disclosure Act 

(HMDA) 

In the context of the Board’s review of 

Regulation C, which implements 

HMDA, members will discuss whether 

the 2002 revisions to Regulation C, 

which required lenders to report 

mortgage pricing data, helped provide 

useful and accurate information about 

the mortgage market; the need for 

additional data and other 

improvements; and what emerging 

issues in the mortgage market may 

warrant additional research. 

• Community Reinvestment Act 

(CRA) 

Members will discuss the future of the 

Community Reinvestment Act, 

including possible changes in light of 

developments in the financial services 

industry and issues associated with the 

foreclosure crisis. 

• Foreclosure Issues 

Members will discuss loss-mitigation 

efforts, including the Administration’s 

Making Home Affordable program, 

neighborhood stabilization initiatives 

and challenges, and other issues related 

to foreclosures. 

Reports by committees and other 

matters initiated by Council members 

also may be discussed. 

Persons wishing to submit views to 

the Council on any of the above topics 

may do so by sending written 

statements to Jennifer Kerslake, 

Secretary of the Consumer Advisory 

Council, Division of Consumer and 

Community Affairs, Board of Governors 

of the Federal Reserve System, 

Washington, DC 20551. Information 

about this meeting may be obtained 

from Ms. Kerslake at 202–452–6470. 

Board of Governors of the Federal Reserve 

System, June 3, 2010. 

Jennifer J. Johnson, 

Secretary of the Board. 

[FR Doc. 2010–13650 Filed 6–7–10; 8:45 am] 

BILLING CODE P 

FEDERAL TRADE COMMISSION 

Agency Information Collection 

Activities; Submission for OMB 

Review; Comment Request 

AGENCY: Federal Trade Commission 

(‘‘FTC’’ or ‘‘Commission’’). 

ACTION: Notice. 

SUMMARY: The FTC intends to conduct 

an exploratory study on consumer 

susceptibility to fraudulent and 

deceptive marketing. This research will 

be conducted to further the FTC’s 

mission of protecting consumers from 

unfair and deceptive marketing. Before 

gathering this information, the FTC is 

seeking public comments on its 

proposed research. The information 

collection requirements described below 

are being submitted to the Office of 

Management and Budget (‘‘OMB’’) for 

review, as required by the Paperwork 

Reduction Act (‘‘PRA’’). 

DATES: Comments must be submitted on 

or before July 8, 2010. 

ADDRESSES: Interested parties are 

invited to submit written comments 

electronically or in paper form by 

following the instructions in the 

Request for Comments part of the 

SUPPLEMENTARY INFORMATION section 

below. Comments in electronic form 

should be submitted by using the 

following weblink: (https:// 

public.commentworks.com/ftc/ 

fraudexperiment2) and following the 

instructions on the web-based form). 

Comments filed in paper form should 

refer to ‘‘Fraud Susceptibility 

Experiment, FTC File No. P095501,’’ 

both in the text and on the envelope, 

and should be mailed or delivered to the 

following address: Federal Trade 

Commission, Office of the Secretary, 

Room H-135 (Annex J), 600 

Pennsylvania Avenue, N.W., 

Washington, DC 20580, in the manner 

detailed in the SUPPLEMENTARY

INFORMATION section below. 

All comments should additionally be 

submitted to: Office of Information and 

Regulatory Affairs, Office of 

Management and Budget, Attention: 

Desk Officer for the Federal Trade 

Commission. Comments should be 

submitted via facsimile to (202) 395- 

5167 because U.S. postal mail at the 

OMB is subject to delays due to 

heightened security precautions. 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information 

should be addressed to Patrick 

McAlvanah, Economist, Bureau of 

Economics, Federal Trade Commission, 

600 Pennsylvania Avenue NW, Mail 

Stop NJ-4136, Washington, DC 20580. 

Telephone: (202) 326-2974; e-mail: 

(fraudexperiment@ftc.gov). 

SUPPLEMENTARY INFORMATION: 

Request for Comments: 

Interested parties are invited to 

submit written comments electronically 

or in paper form. Comments should 

refer to ‘‘Fraud Susceptibility 

Experiment, FTC File No. P095501’’ to 

facilitate the organization of comments. 

Please note that your comment — 

including your name and your state — 

will be placed on the public record of 

this proceeding, including on the 

publicly accessible FTC Website, at 

(http://www.ftc.gov/os/ 

publiccomments.shtm). 

Because comments will be made 

public, they should not include any 

sensitive personal information, such as 

an individual’s Social Security Number; 

date of birth; driver’s license number or 

other state identification number, or 

foreign country equivalent; passport 

number; financial account number; or 

credit or debit card number. Comments 

also should not include any sensitive 

health information, such as medical 

records or other individually 

identifiable health information. In 

addition, comments should not include 

any ‘‘[t]rade secret or any commercial or 

financial information which is obtained 

from any person and which is privileged 

or confidential’’ as provided in Section 

6(f) of the Federal Trade Commission 

Act (‘‘FTC Act’’), 15 U.S.C. 46(f), and 

FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2). 

Comments containing material for 

which confidential treatment is 

requested must be filed in paper form, 

must be clearly labeled ‘‘Confidential,’’ 

and must comply with FTC Rule 4.9(c), 

16 CFR 4.9(c).1

Because paper mail addressed to the 

FTC is subject to delay due to 

heightened security screening, please 

consider submitting your comments in 

electronic form. Comments filed in 

electronic form should be submitted by 

using the following weblink: (https:// 

public.commentworks.com/ftc/ 

fraudexperiment2) (and following the 

instructions on the web-based form). To 

ensure that the Commission considers 

an electronic comment, you must file it 

on the web-based form at the weblink: 

(https://public.commentworks.com/ftc/ 

fraudexperiment2). If this Notice 


emcdonald on DSK2BSOYB1PROD with NOTICES