<TABLE> <S> <C>


<ARTICLE>                     9
<LEGEND>
    THIS  SCHEDULE  CONTAINS  FINANCIAL INFORMATION EXTRACTED FROM THE FINANCIAL
STATEMENTS OF UNION FINANCIAL BANCSHARES, INC. FOR THE YEAR TO DATE PERIOD ENDED
JUNE  30,  1999  AND  IS  QUALIFIED  IN   ITS  ENTIRETY  BY  REFERENCE  TO  SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK>                         0001057818
<NAME>                        PCB Holding Company
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   JUN-30-1999
<EXCHANGE-RATE>                                1
<CASH>                                         44
<INT-BEARING-DEPOSITS>                         2,080
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    1,405
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        22,509
<ALLOWANCE>                                    51
<TOTAL-ASSETS>                                 26,661
<DEPOSITS>                                     19,728
<SHORT-TERM>                                   1,000
<LIABILITIES-OTHER>                            64
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       3,660
<OTHER-SE>                                     2,209
<TOTAL-LIABILITIES-AND-EQUITY>                 26,661
<INTEREST-LOAN>                                811
<INTEREST-INVEST>                              43
<INTEREST-OTHER>                               52
<INTEREST-TOTAL>                               906
<INTEREST-DEPOSIT>                             485
<INTEREST-EXPENSE>                             485
<INTEREST-INCOME-NET>                          421
<LOAN-LOSSES>                                  3
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                316
<INCOME-PRETAX>                                114
<INCOME-PRE-EXTRAORDINARY>                     114
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   68
<EPS-BASIC>                                  .17
<EPS-DILUTED>                                  .17
<YIELD-ACTUAL>                                 7.10
<LOANS-NON>                                    0
<LOANS-PAST>                                   19
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               51
<CHARGE-OFFS>                                  3
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              51
<ALLOWANCE-DOMESTIC>                           51
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0



</TABLE>