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|   | 1. | I                have reviewed this annual report on Form 10-KSB of Card Activation                Technologies, Inc.; |
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|   | 2. | Based                on my knowledge, this report does not contain any untrue statement                of a                material fact or omit to state a material fact necessary to make                the                statements made, in light of the circumstances under which such statements                were made, not misleading with respect to the period covered by this                report; |
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|   | 3. | Based                on my knowledge, the financial statements, and other financial information                included in this report, fairly present in all material respects                the                financial condition, results of operations and cash flows of the                small                business issuer as of, and for, the periods presented in this report; |
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|   | 4. | The                small business issuer's other certifying officer(s) and I are responsible                for establishing and maintaining disclosure controls and procedures                (as                defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal                control over financial reporting (as defined in Exchange Act Rules                13a-15(f) and 15d-15(f)) for the small business issuer and have: |
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b
.      Evaluated the effectiveness of the small      business issuer's disclosure controls and procedures and presented in this      report our conclusions about the effectiveness of the disclosure controls and      procedures, as of the end of the period covered by this report based on such      evaluation; and

c.      Disclosed in this report any change in the small business      issuer's internal control over financial reporting that occurred during the      small business issuer's most recent fiscal quarter (the small business issuer's      fourth fiscal quarter in the case of an annual report) that has materially      affected, or is reasonably likely to materially affect, the small business      issuer's internal control over financial reporting; and

|   | 5. | The                small business issuer's other certifying officer(s) and I have disclosed,                based on our most recent evaluation of internal control over financial                reporting, to the small business issuer's auditors and the audit                committee                of the small business issuer's board of directors (or persons performing                the equivalent functions): |
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a.      All significant deficiencies and material weaknesses in the      design or operation of internal control over financial reporting which are      reasonably likely to adversely affect the small business issuer's ability to      record, process, summarize and report financial information;      and

b.      Any fraud, whether or not material, that involves management or      other employees who have a significant role in the small business issuer's      internal control over financial reporting.

| By                                 | /s/                William P. Williams |   |
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| William                P. Williams |                                   |
| Chairman,                CEO       |                                   |

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