----

| 1.   | Wilshire      Credit Corporation (“Wilshire”) is responsible for assessing compliance      with the servicing criteria applicable to it under paragraph (d) of Item      1122 of Regulation AB, as of and for the 12-month period ended December      31, 2007 (the “Reporting Period”), as set forth in Appendix A      hereto.  The transactions covered by this report include the      asset-backed securities transactions attached hereto as Appendix B, for      which Wilshire acted as servicer involving residential mortgage loans (the      “Platform”); |
|----------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 2.   | Wilshire      has engaged certain vendor(s), which are not servicers as defined in Item      1101(j) of Regulation AB (the “Vendors”), to perform specific, limited or      scripted activities, and Wilshire elects to take responsibility for      assessing compliance with the servicing criteria or portion of the      servicing criteria applicable to such Vendors’ activities as set forth in      Appendix A hereto; |
|----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 3.   | Except      as set forth in paragraph 4 below, Wilshire used the criteria set forth in      paragraph (d) of Item 1122 of Regulation AB to assess the compliance with      the applicable servicing criteria; |
|----------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 4.   | The      criteria listed in the column titled “Inapplicable Servicing Criteria” on      Appendix A hereto are inapplicable to Wilshire based on the activities it      performs, directly or through its Vendors, with respect to the      Platform; |
|----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 5.   | Wilshire      has complied, in all material respects, with the applicable servicing      criteria as of December 31, 2007 and for the Reporting Period with respect to      the Platform taken as a whole; |
|----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 6.   | Wilshire      has not identified and is not aware of any material instance of      noncompliance by the Vendors with the applicable servicing criteria as of      December 31, 2007 and for the Reporting Period with respect to the      Platform taken as a whole; |
|----------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 7.   | Wilshire      has not identified any material deficiency in its policies and procedures      to monitor the compliance by the Vendors with the applicable servicing      criteria as of December 31, 2007 and for the Reporting Period with respect      to the Platform taken as a whole; and |
|----------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| 8.   | Deloitte      & Touche LLP, a registered public accounting firm, has issued an      attestation report on Wilshire’s assessment of compliance with the      applicable servicing criteria for the Reporting  Period. |
|----------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | Wilshire      Credit Corporation |
|--------|----------------------------------|

|   | By:  /s/ Ken      Frye                                                           |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|   | Ken      Frye |
|--------|---------------|

|   | Senior      Vice President, Loan Servicing |
|--------|--------------------------------------------|

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| SERVICING      CRITERIA | APPLICABLESERVICING      CRITERIA                                                                                                                                                                                                                                                     | INAPPLICABLESERVICINGCRITERIA |
|-------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------|
| Reference               | Criteria                                                                                                                                                                                                                                                                              | PerformedDirectlybyWilshire   | PerformedbyVendor(s)for      whichWilshire      istheResponsibleParty | Performed      by subservicer(s)or      vendor(s)for      whichWilshire      isNOT      theResponsibleParty | NOTperformed      byWilshire      or by subservicer(s)or      vendor(s)retained      byWilshire |
|                    | General      Servicing Considerations                                                                                                                                                                                                                                                 |                          |   |   |   |
| 1122(d)(1)(i)           | Policies      and procedures are instituted to monitor any performance or other triggers      and events of default in accordance with the transaction      agreements.                                                                                                               | X1                            |   |   |   |
| 1122(d)(1)(ii)          | If      any material servicing activities are outsourced to third parties,      policies and procedures are instituted to monitor the third party’s      performance and compliance with such servicing activities.                                                             | X                             |   |   |   |
| 1122(d)(1)(iii)         | Any      requirements in the transaction agreements to maintain a back-up servicer      for the pool assets are maintained.                                                                                                                                                           |                          |   |   | X2 |
| 1122(d)(1)(iv)          | A      fidelity bond and errors and omissions policy is in effect on the party      participating in the servicing function throughout the reporting period in      the amount of coverage required by and otherwise in accordance with the      terms of the transaction agreements. | X                             |   |   |   |
|                    | Cash      Collection and Administration                                                                                                                                                                                                                                               |                          |   |   |   |
| 1122(d)(2)(i)           | Payments      on pool assets are deposited into the appropriate custodial bank accounts      and related bank clearing accounts no more than two business days      following receipt, or such other number of days specified in the      transaction agreements.                     | X3                            | X4 |   |   |
| 1122(d)(2)(ii)          | Disbursements      made via wire transfer on behalf of an obligor or to an investor are made      only by authorized personnel.                                                                                                                                                       | X5                            |   |   |   |
| 1122(d)(2)(iii)         | Advances      of funds or guarantees regarding collections, cash flows or distributions,      and any interest or other fees charged for such advances, are made,      reviewed and approved as specified in the transaction      agreements.                                         | X                             |   |   |   |
| 1122(d)(2)(iv)          | The      related accounts for the transaction, such as cash reserve accounts or      accounts established as a form of overcollateralization, are separately      maintained (e.g., with respect                                                                                      | X6                            |   |   |   |

      

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| SERVICING      CRITERIA | APPLICABLESERVICING      CRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      | INAPPLICABLESERVICINGCRITERIA |
|-------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------|
| Reference               | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | PerformedDirectlybyWilshire   | PerformedbyVendor(s)for      whichWilshire      istheResponsibleParty | Performed      by subservicer(s)or      vendor(s)for      whichWilshire      isNOT      theResponsibleParty | NOTperformed      by Wilshire or by subservicer(s)or      vendor(s)retained      byWilshire |
|                    | to      commingling of cash) as set forth in the transaction      agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |                          |   |   |   |
| 1122(d)(2)(v)           | Each      custodial account is maintained at a federally insured depository      institution as set forth in the transaction agreements. For purposes of      this criterion, “federally insured depository institution” with respect to      a foreign financial institution means a foreign financial institution that      meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange      Act.                                                                                                                                                                                                                                                                                                                              | X7                            |   |   |   |
| 1122(d)(2)(vi)          | Unissued      checks are safeguarded so as to prevent unauthorized    access.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | X                             |   |   |   |
| 1122(d)(2)(vii)         | Reconciliations      are prepared on a monthly basis for all asset-backed securities related      bank accounts, including custodial accounts and related bank clearing      accounts. These reconciliations are (A) mathematically accurate; (B)      prepared within 30 calendar days after the bank statement cutoff date, or      such other number of days specified in the transaction agreements; (C)      reviewed and approved by someone other than the person who prepared the      reconciliation; and (D) contain explanations for reconciling items. These      reconciling items are resolved within 90 calendar days of their original      identification, or such other number of days specified in the transaction      agreements. | X8                            |   |   |   |
|                    | Investor      Remittances and Reporting                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |                          |   |   |   |
| 1122(d)(3)(i)           | Reports      to investors, including those to be filed with the Commission, are      maintained in accordance with the transaction agreements and applicable      Commission requirements. Specifically, such reports (A) are prepared in      accordance with timeframes and other terms set forth in the transaction      agreements; (B) provide information calculated in accordance with the      terms specified in the transaction agreements; (C) are filed with the      Commission as required by its rules and regulations; and (D) agree with      investors’ or the trustee’s records as to the total unpaid principal      balance and number of pool assets serviced by theServicer.                                        | X9                            |   |   |   |
| 1122(d)(3)(ii)          | Amounts      due to investors are allocated and remitted in accordance with timeframes,      distribution priority and other terms set forth in the transaction      agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | X10                           |   |   |   |
| 1122(d)(3)(iii)         | Disbursements      made to an investor are posted within two business days to the Servicer’s      investor records, or such other number of days specified in the      transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | X                             |   |   |   |

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| SERVICING      CRITERIA | APPLICABLESERVICING      CRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | INAPPLICABLESERVICINGCRITERIA |
|-------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------|
| Reference               | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | PerformedDirectlybyWilshire   | PerformedbyVendor(s)for      whichWilshire      istheResponsibleParty | Performed      by subservicer(s)or      vendor(s)for      whichWilshire      isNOT      theResponsibleParty |  NOTperformed      byWilshire      or by subservicer(s)or      vendor(s)retained      byWilshire |
| 1122(d)(3)(iv)          | Amounts      remitted to investors per the investor reports agree with cancelled      checks, or other form of payment, or custodial bank      statements.                                                                                                                                                                                                                                                                                                                                                                                                   | X11                           |   |   |   |
|                    | Pool      Asset Administration                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |                          |   |   |   |
| 1122(d)(4)(i)           | Collateral      or security on pool assets is maintained as required by the transaction      agreements or related mortgage loan documents.                                                                                                                                                                                                                                                                                                                                                                                                                  | X                             |   |   |   |
| 1122(d)(4)(ii)          | Pool      asset and related documents are safeguarded as required by the transaction      agreements                                                                                                                                                                                                                                                                                                                                                                                                                                                         |   X12               |   |   |   |
| 1122(d)(4)(iii)         | Any      additions, removals or substitutions to the asset pool are made, reviewed      and approved in accordance with any conditions or requirements in the      transaction agreements.                                                                                                                                                                                                                                                                                                                                                                   | X13                           |   |   |   |
| 1122(d)(4)(iv)          | Payments      on pool assets, including any payoffs, made in accordance with the related      pool asset documents are posted to the Servicer’s obligor records      maintained no more than two business days after receipt, or such other      number of days specified in the transaction agreements, and allocated to      principal, interest or other items (e.g., escrow) in accordance with the      related pool asset documents.                                                                                                             | X                             |   |   |   |
| 1122(d)(4)(v)           | The      Servicer’s records regarding the pool assets agree with the Servicer’s      records with respect to an obligor’s unpaid principal    balance.                                                                                                                                                                                                                                                                                                                                                                                     | X                             |   |   |   |
| 1122(d)(4)(vi)          | Changes      with respect to the terms or status of an obligor's pool assets (e.g.,      loan modifications or re-agings) are made, reviewed and approved by      authorized personnel in accordance with the transaction agreements and      related pool asset documents.                                                                                                                                                                                                                                                                                  | X                             |   |   |   |
| 1122(d)(4)(vii)         | Loss      mitigation or recovery actions (e.g., forbearance plans, modifications and      deeds in lieu of foreclosure, foreclosures and repossessions, as      applicable) are initiated, conducted and concluded in accordance with the      timeframes or other requirements established by the transaction      agreements.                                                                                                                                                                                                                              | X                             |   |   |   |
| 1122(d)(4)(viii)        | Records      documenting collection efforts are maintained during the period a pool      asset is delinquent in accordance with the transaction agreements. Such      records are maintained on at least a monthly basis, or such other period      specified in the transaction agreements, and describe the entity’s      activities in monitoring delinquent pool assets including, for example,      phone calls, letters and payment rescheduling plans in cases where      delinquency is deemed temporary (e.g., illness or      unemployment). | X                             |   |   |   |
| 1122(d)(4)(ix)          | Adjustments      to interest rates or rates of return for pool assets with variable rates      are computed based on the related pool asset documents.                                                                                                                                                                                                                                                                                                                                                                                                       | X                             |   |   |   |

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| SERVICING      CRITERIA | APPLICABLESERVICING      CRITERIA                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | INAPPLICABLESERVICINGCRITERIA |
|-------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------|
| Reference               | Criteria                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | PerformedDirectlybyWilshire   | PerformedbyVendor(s)for      which Wilshire istheResponsible      Party | Performed      by subservicer(s)or      vendor(s)for      whichWilshire      isNOT      theResponsibleParty | NOTperformed      by Wilshire or by subservicer(s)or      vendor(s)retained      byWilshire |
| 1122(d)(4)(x)           | Regarding      any funds held in trust for an obligor (such as escrow accounts): (A) such      funds are analyzed, in accordance with the obligor’s pool asset documents,      on at least an annual basis, or such other period specified in the      transaction agreements; (B) interest on such funds is paid, or credited,      to obligors in accordance with applicable pool asset documents and state      laws; and (C) such funds are returned to the obligor within 30 calendar      days of full repayment of the related pool assets, or such other number of      days specified in the transaction agreements. | X                             |   |   |   |
| 1122(d)(4)(xi)          | Payments      made on behalf of an obligor (such as tax or insurance payments) are made      on or before the related penalty or expiration dates, as indicated on the      appropriate bills or notices for such payments, provided that such support      has been received by the Servicer at least 30 calendar days prior to these      dates, or such other number of days specified in the transaction      agreements.                                                                                                                                                                                                       | X14                           |   | X |   |
| 1122(d)(4)(xii)         | Any      late payment penalties in connection with any payment to be made on behalf      of an obligor are paid from the Servicer’s funds and not charged to the      obligor, unless the late payment was due to the obligor’s error or      omission.                                                                                                                                                                                                                                                                                                                                                                 |  X15                     |   | X |   |
| 1122(d)(4)(xiii)        | Disbursements      made on behalf of an obligor are posted within two business days to the      obligor’s records maintained by the Servicer, or such other number of days      specified in the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                      | X                             |   |   |   |
| 1122(d)(4)(xiv)         | Delinquencies,      charge-offs and uncollectible accounts are recognized and recorded in      accordance with the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          | X                             |   |   |   |
| 1122(d)(4)(xv)          | Any      external enhancement or other support, identified in Item 1114(a)(1)      through (3) or Item 1115 of Regulation AB, is maintained as set forth in      the transaction agreements.                                                                                                                                                                                                                                                                                                                                                                                                                                        |                          |   |   | X16 |

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| Pool | Description              | Verbiage                                                                                                                                                                                                                                                                                                                                                                                                                                       |
|------|--------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 436  | MLMI      2006-SL1       | Pooling      & Servicing Agreement dated as of January 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-SL1                                                                                                                                             |
| 576  | RFC      Master Serviced | 2007-RP1,      2007-RP2, 2007-RP3, 2007-RP4, 2007-RP5, 2007-SP1, 2007-SP2, 2007-SP3,      2006-RP1, 2006-RP2, 2006-RP3, 2006-RP4, 2006-SP1, 2006-SP2, 2006-SP3,      2006-SP4                                                                                                                                                                                                                                                                  |
| 623  | MLMI      2006-HE1       | Pooling      & Servicing Agreement dated as of January 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Wells Fargo Bank, N.A., Trustee for the Merrill Lynch      Mortgage Investors Trust, Series 2006-HE1                                                                                                                                                        |
| 628  | MLMI      2006-WMC1      | Pooling      & Servicing Agreement dated as of January 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Wells Fargo Bank, N.A., Trustee for the Merrill Lynch      Mortgage Investors Trust, Series 2006-WMC1                                                                                                                                                       |
| 635  | CSFB      HEMT 2006-1    | Pooling      & Servicing Agreement dated as of February 1, 2006 between Credit      Suisse First Boston Mortgage Securities Corp., Depositor, DLJ Mortgage      Capital, Inc., Seller, Wilshire Credit Corporation, Servicer, Ocwen Loan      Servicing, LLC, Servicer, Select Portfolio Servicing, Inc., Special      Servicer and U.S. Bank National Association, Trustee for the Home Equity      Mortgage Trust Series 2006-1          |
| 636  | MLMI      2006-RM1       | Pooling      & Servicing Agreement dated as of January 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-RM1                                                                                                                                             |
| 637  | MLMI      2006-WMC2      | Pooling      & Servicing Agreement dated as of March 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-WMC2                                                                                                                                              |
| 639  | MLMI      2006-HE2       | Pooling      & Servicing Agreement dated as of March 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-HE2                                                                                                                                               |
| 643  | MLMI      2006-AR1       | Pooling      & Servicing Agreement dated as of April 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-AR1                                                                                                                                               |
| 644  | CSFB      HEMT 2006-2    | Servicing      Agreement dated as of April 28, 2006 between Wilshire Credit Corporation,      Servicer, Ocwen Loan Servicing, LLC, Servicer, PNC Bank, N.A., Servicer,      Select Portfolio Servicing, Inc., Special Servicer Home Equity Mortgage      Trust 2006-2, Issuer and U.S. Bank National Association, Indenture      Trustee                                                                                                       |
| 652  | MLMI      2006-RM2       | Pooling      & Servicing Agreement dated as of May 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-RM2                                                                                                                                                 |
| 653  | CSFB      HEMT 2006-3    | Pooling      & Servicing Agreement dated as of June 1, 2006 between Credit Suisse      First Boston Mortgage Securities Corp., Depositor, DLJ Mortgage Capital,      Inc., Seller, Wilshire Credit Corporation, Servicer, Ocwen Loan Servicing,      LLC, Servicer, Select Portfolio Servicing, Inc., Servicer and Special      Servicer and U.S. Bank National Association, Trustee for the Home Equity      Mortgage Trust Series 2006-3 |
| 657  | MLMI      2006-AHL1      | Pooling      & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-AHL1                                                                                                                                               |
| 659  | MLMI      2006-HE3       | Pooling      & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-HE3                                                                                                                                                |
| 660  | MLMI      2006-FM1       | Pooling      & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series2006-FM1                                                                                                                                                 |

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| 665  | MLMI      2006-SL2      | Pooling      & Servicing Agreement dated as of July 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-SL2                                                                                                                                                                                                                                               |
|------|-------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 669  | MLMI      2006-HE4      | Pooling      & Servicing Agreement dated as of July 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-HE4                                                                                                                                                                                                                                               |
| 674  | MLMI      2006-SD1      | Pooling      & Servicing Agreement dated as of August 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-SD1                                                                                                                                                                                                                                             |
| 676  | MLMI      2006-HE5      | Pooling      & Servicing Agreement dated as of September 1, 2006, between Merrill      Lynch Mortgage Investors, Inc., Depositor, LaSalle Bank National      Association, Master Servicer and Securities Administrator, Indymac Bank,      FSB, Servicer, Wilshire Credit Corporation, Servicer, and Citibank, N.A.,      Trustee for MLMI 2006-HE5                                                                                                                                                                                       |
| 679  | MLMI      2006-MLN1     | Pooling      & Servicing Agreement dated as of September 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-MLN1                                                                                                                                                                                                                                         |
| 680  | MLMI      2006-RM4      | Pooling      & Servicing Agreement dated as of September 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-RM4                                                                                                                                                                                                                                          |
| 685  | MLMI      2006-RM5      | Pooling      & Servicing Agreement dated as of October 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-RM5                                                                                                                                                                                                                                            |
| 689  | MLMI      2006-HE6      | Pooling      & Servicing Agreement dated as of Decmeber 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Lasalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2006-HE6                                                                                                                                                                                                                                           |
| 692  | MLMI      2007-SL1      | Mortgage      Loan Servicing Agreement dated as of May 1, 2007 between Wilshire Credit      Corporation, Servicer, Litton Loan Servicing LP, Servicer, LaSalle Bank      National Association, Master Servicer and Securities Administrator,      Merrill Lynch Mortgage Investors Trust, Series 2007-SL1, Issuing Entity,      Citibank, N.A., Indenture Trustee, Merrill Lynch Mortgage Investors, Inc.,      Depositor, Merrill Lynch Mortgage Lending, Inc., Sponsor for the Merrill      Lynch Mortgage Investors Trust, Series 2007-SL1 |
| 693  | MANA      2007-A1       | MANA      Series 2007-A1, The Reconstituted Servicing Agreement dated as of January      l, 2007 (the “Agreement”), Merrill Lynch Mortgage Investors, Inc., (the      “Depositor”) and Wilshire Credit Corporation, (the      “Servicer”).                                                                                                                                                                                                                                                                |
| 694  | MLMI      2007-MLN1     | Pooling      & Servicing Agreement dated as of April 1, 2007 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and Deutsche Bank National Trust Company, Trustee for the      Merrill Lynch Mortgage Investors Trust, Series2007-MLN1                                                                                                                                                                                                                                           |
| 1406 | MLMI      SURF 2006-AB1 | Pooling      & Servicing Agreement dated as of February 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-AB1                                                                                                                                                                                                                                                                                            |
| 1407 | MLMI      SURF 2006-BC1 | Pooling      & Servicing Agreement dated as of February 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-BC1                                                                                                                                                                                                                                                                                            |
| 1408 | MLMI      SURF 2006-BC2 | Pooling      & Servicing Agreement dated as of March 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-BC2                                                                                                                                                                                                                                                                                               |
| 1409 | MLMI      SURF 2006-BC3 | Pooling      & Servicing Agreement dated as of June 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-BC3                                                                                                                                                                                                                                                                                                |
| 1410 | MLMI      SURF 2006-AB2 | Pooling      & Servicing Agreement dated as of May 1, 2006 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-AB2                                                                                                                                                                                                                                                                                                 |

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| 1411 | MLMI      SURF 2006-AB3 | Pooling      & Servicing Agreement dated as of September 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-AB3                                                                                                                                                          |
|------|-------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 1412 | MLMI      SURF 2006-BC4 | Pooling      & Servicing Agreement dated as of September 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-BC4                                                                                                                                                          |
| 1413 | MLMI      SURF 2006-BC5 | Pooling      & Servicing Agreement dated as of November 1, 2006 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for SURF      2006-BC5                                                                                                                                                           |
| 1414 | MLMI      SURF 2007-BC1 | Pooling      & Servicing Agreement dated as of January 1, 2007 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for the Specialty      Underwriting and Residential Finance Trust, Series  2007-BC1                                                                                               |
| 1415 | MLMI      SURF 2007-AB1 | Pooling      & Servicing Agreement dated as of March 1, 2007 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for the Specialty      Underwriting and Residential Finance Trust, Series  2007-AB1                                                                                                 |
| 1416 | MLMI      SURF 2007-BC2 | Pooling      & Servicing Agreement dated as of April 1, 2007 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and U.S. Bank National Association, Trustee for the Specialty      Underwriting and Residential Finance Trust, Series  2007-BC2                                                                                                 |
| 1502 | MLMI      2007-HE1      | Pooling      & Servicing Agreement dated as of February 1, 2007 between Merrill      Lynch Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and LaSalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2007-HE1                                                                                                          |
| 1504 | MLMI      2007-SD1      | Pooling      & Servicing Agreement dated as of May 1, 2007 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and LaSalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2007-SD1                                                                                                               |
| 1506 | MLMI      2007-HE2      | Pooling      & Servicing Agreement dated as of March 1, 2007 between Merrill Lynch      Mortgage Investors, Inc., Depositor, LaSalle Bank National Association,      Master Servicer and Securities Administrator, Litton Loan Servicing LP,      Servicer, Wilshire Credit Corporation, Servicer, and Citibank, N.A.,      Trustee for the Merrill Lynch Mortgage Investors Trust, Series      2007-HE2 |
| 1508 | MLMI      2007-HE3      | Pooling      & Servicing Agreement dated as of May 1, 2007 between Merrill Lynch      Mortgage Investors, Inc., Depositor, Wilshire Credit Corporation,      Servicer, and LaSalle Bank National Association, Trustee for the Merrill      Lynch Mortgage Investors Trust, Series 2007-H3                                                                                                                |
| 1602 | MANA      2007-OAR1     | MANA      Series 2007-OAR1, Pooling and Servicing Agreement, dated as of February 1,      2007, among Merrill Lynch Mortgage Investors, Inc., as depositor, Wells      Fargo Bank, N.A., as master servicer and securities administrator,      Wilshire Credit Corporation, as servicer, Central Mortgage Company, as      servicer, and HSBC Bank USA, National Association, as    trustee                  |
| 1603 | MANA      2007-F1       | MANA      Series 2007-F1, The Reconstituted Servicing Agreement dated as of March l,      2007 (the “Agreement”), Merrill Lynch Mortgage Investors, Inc., (the      “Depositor”) and Wilshire Credit Corporation, (the      “Servicer”).                                                                                                                                 |
| 1604 | MANA      2007-A2       | MANA      Series 2007-A2, The Reconstituted Servicing Agreement dated as of March l,      2007 (the “Agreement”), Merrill Lynch Mortgage Investors, Inc., (the      “Depositor”) and Wilshire Credit Corporation, (the      “Servicer”).                                                                                                                                 |
| 1605 | MANA      2007-OAR2     | MANA      Series 2007-OAR2, Pooling and Servicing Agreement, dated as of March 1,      2007, among Merrill Lynch Mortgage Investors, Inc., as depositor, Wells      Fargo Bank, N.A., as master servicer and securities administrator,      Wilshire Credit Corporation, as servicer, and HSBC Bank USA, National      Association, as trustee                                                               |
| 1606 | MANA      2007-A3       | MANA      Series 2007-A3, The Reconstituted Servicing Agreement dated as of April l,      2007 (the “Agreement”), Merrill Lynch Mortgage Investors, Inc., (the      “Depositor”) and Wilshire Credit Corporation, (the      “Servicer”).                                                                                                                                 |
| 1607 | MANA      2007-AF1      | MANA      Series 2007-AF1, The Servicing Agreement dated as of May 1, 2007, (the      "Agreement"), among Merrill Lynch Mortgage Investors, Inc., (the      "Depositor") and Wilshire Credit Corporation, (the      "Servicer").                                                                                                                                                                             |

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| 1608 | MANA      2007-OAR3 | MANA      Series 2007-OAR3, Pooling and Servicing Agreement, dated as of June 1,      2007, among Merrill Lynch Mortgage Investors, Inc., as depositor, Wells      Fargo Bank, N.A., as master servicer and securities administrator,      Wilshire Credit Corporation, as servicer, and HSBC Bank USA, National      Association, as trustee.                                                                                |
|------|---------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 1612 | BSSP      2007-EMX1 | Pooling      & Servicing Agreement dated as of October 1, 2007 between Bear Stearns      Structured Products Inc., Depositor, Bear Stearns Structured Products      Trust 2007-EMX1, Issuing Entity, Marathon Structured Finance Fund, L.P.,      Sponsor, Wilshire Credit Corporation, Servicer and Wells Fargo Bank, N.A.,      Indenture Trustee for the Bear Stearns Structured Products Trust, Series      2007-EMX1 |
| 1613 | MLMBS      2007-3   | MLMBS      Series 2007-3, The Servicing Agreement dated as of July 1, 2007, (the      “Agreement”), among Merrill Lynch Mortgage Investors, Inc., (the      "Depositor") and Wilshire Credit Corporation, (the      "Servicer").                                                                                                                                                                                  |
| 1616 | ELAT      2007-1    | Pooling      & Servicing Agreement dated as of August 1, 2007 between Morgan      Stanley ABS Capital I Inc., Depositor, Wells Fargo Bank, National      Association, Master Servicer, Securities Administrator and Custodian,      Wilshire Credit Corporation, Servicer and HSBC Bank USA, National      Association, Trustee for the Ellington Loan Acquisition Trust Series      2007-1                               |
| 1617 | MANA      2007-OAR5 | MANA      Series 2007-OAR5, The Servicing Agreement, dated as of October 1, 2007,      (the "Agreement") among Merrill Lynch Mortgage Investors, Inc., (the      "Depositor") and Wilshire Credit Corporation, (the      "Servicer").                                                                                                                                                                                         |
| 1622 | ELAT      2007-2    | Pooling      & Servicing Agreement dated as of September 1, 2007 between Morgan      Stanley ABS Capital I Inc., Depositor, Wells Fargo Bank, National      Association, Master Servicer, Securities Administrator and Custodian,      Wilshire Credit Corporation, Servicer and HSBC Bank USA, National      Association, Trustee for the Ellington Loan Acquisition Trust Series      2007-2                            |

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