<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     First West Chester Corporations Financial Data Schedule
</LEGEND>
<CIK>                                          0000744126                  
<NAME>                                         First West Chester Corporation
<MULTIPLIER>                                   1000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   3-mos
<FISCAL-YEAR-END>                              Dec-31-1999
<PERIOD-START>                                 Jan-01-1999
<PERIOD-END>                                   Dec-31-1999
<EXCHANGE-RATE>                                1.000
<CASH>                                         22,110
<INT-BEARING-DEPOSITS>                         349,773
<FED-FUNDS-SOLD>                               8,000
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    110,120
<INVESTMENTS-CARRYING>                         5,896
<INVESTMENTS-MARKET>                           6,130
<LOANS>                                        320,864
<ALLOWANCE>                                    5,937
<TOTAL-ASSETS>                                 476,845
<DEPOSITS>                                     421,934
<SHORT-TERM>                                   5,149
<LIABILITIES-OTHER>                            10,385
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       4,800
<OTHER-SE>                                     34,577
<TOTAL-LIABILITIES-AND-EQUITY>                 476,845
<INTEREST-LOAN>                                6,636
<INTEREST-INVEST>                              1,660
<INTEREST-OTHER>                               61
<INTEREST-TOTAL>                               8,357
<INTEREST-DEPOSIT>                             3,411
<INTEREST-EXPENSE>                             3,527
<INTEREST-INCOME-NET>                          4,830
<LOAN-LOSSES>                                  138
<SECURITIES-GAINS>                             4
<EXPENSE-OTHER>                                4,319
<INCOME-PRETAX>                                1,562
<INCOME-PRE-EXTRAORDINARY>                     1,562
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   1,086
<EPS-PRIMARY>                                  .24
<EPS-DILUTED>                                  .23
<YIELD-ACTUAL>                                 4.45
<LOANS-NON>                                    1,372
<LOANS-PAST>                                   909
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               5,877
<CHARGE-OFFS>                                  126
<RECOVERIES>                                   48
<ALLOWANCE-CLOSE>                              5,937
<ALLOWANCE-DOMESTIC>                           5,937
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0
        


</TABLE>