AFFIRMED and Opinion Filed March 2, 2021 

S 

In The 

Court of Appeals 

Fifth District of Texas at Dallas 

No. 05-19-01470-CV 

MACARTHUR DAVIS, Appellant 

V. 

AMERICAN EXPRESS NATIONAL BANK, Appellee 

On Appeal from the 44th Judicial District Court 

Dallas County, Texas 

Trial Court Cause No. DC-19-14257 

MEMORANDUM OPINION 

Before Justices Schenck, Smith, and Garcia 

Opinion by Justice Smith 

Appellee American Express National Bank sued pro se appellant MacArthur 

Davis for the balance due on a business credit card. After Davis failed to answer, 

American Express filed a motion for default judgment. The trial court granted the 

default judgment and awarded American Express $29,983.18 and court costs. 

MacArthur argues on appeal that he is entitled to “qualified immunity” and cannot 

be held personally liable for the debts of a limited liability company. 

Davis has failed to provide any substantive analysis with citation to the record 

or relevant legal authorities in support of his arguments thereby waiving his issues 
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on appeal. See TEX. R. APP. P. 38.1(h); see also PopCap Games, Inc. v. 

MumboJumbo, LLC, 350 S.W.3d 699, 722 (Tex. App.—Dallas 2011, pet. denied). 

To the extent we liberally construe his arguments, we conclude they are without 

merit and affirm the trial court’s judgment. Because the underlying facts are wellknown to the parties, we include only those necessary for disposition of this appeal. 

See TEX. R. APP. P. 47.4. 

Inadequate Briefing 

We begin by addressing the briefing deficiencies in Davis’s pro se brief. A 

pro se litigant is held to the same standards as a licensed attorney and, therefore, 

must comply with the applicable rules of appellate procedure, including rule 38.1. 

See Wash. v. Bank of N.Y., 362 S.W.3d 853, 854 (Tex. App.—Dallas 2012, no pet.). 

To do otherwise would give a pro se litigant an unfair advantage over a litigant who 

is represented by counsel. Id. 

 Davis’s brief fails to comply with rule 38.1 in several ways. Notably, he fails 

to include a single citation to the appellate record. See TEX. R. APP. P. 38.1(g). 

Further, he has failed to make a clear, concise argument with citation to relevant 

authorities. Id. 38.1(i). Instead, he cites four federal cases from other jurisdictions 

and two from federal courts in Texas, which are not controlling authority. See In re 

Fairway Methanol LLC, 515 S.W.3d 480, 489 (Tex. App.—Houston [14th Dist.] 

2017, orig. proceeding). We provided Davis with notice of his briefing deficiencies 

and allowed the opportunity to file an amended brief. He filed an amended brief; 
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however, he still failed to comply with rule 38.1. Despite these deficiencies, where 

possible we will liberally construe and address the arguments set forth in Davis’s 

brief. See TEX. R. APP. P. 38.9. 

Discussion 

 Davis first argues he is entitled to “qualified immunity” against American 

Express’s cause of action. He cites no relevant, legal basis for his proposition. 

Instead, he cites to cases related to the federal fair-debt collection statute and to 

qualified immunity for governmental actors.1

 Neither is applicable here. 

 To the extent Davis attempts to challenge the merits of the default judgment, 

his arguments are without merit. He contends that as a general rule, a business owner 

cannot be held liable for the debts of a limited liability company. See TEX. BUS.

ORG. CODE ANN. § 101.114 (“Except as and to the extent the company agreement

specifically provides otherwise, a member or manager is not liable for a debt, 

obligation, or liability of a limited liability company, including a debt, obligation, or 

liability under a judgment, decree, or order of a court.”). However, there is nothing 

 1 Diaz v. Kubler Corp., 785 F.3d 1326 (9th Cir. 2015) (considering whether debt collector violated 

provisions of federal Fair Debt Collections Practices Act); Anarion Invs. LLC v. Carrington Mortg. Servs., 

LLC, 794 F.3d 568 (6th Cir. 2015) (analyzing the meaning of “person” under FDCPA); Gillie v. Law Offices 

of Eric A. Jones, LLC, 785 F.3d 1091 (6th Cir. 2015) (considering misleading and deceptive debt collection 

efforts by attorneys under FDCPA), judgment vacated by Jones v. Gillie, 136 S.Ct. 2446 (2016); Horton v. 

M&T Bank, No. 4:13-CV-525-A, 2013 WL 6172145 (N.D. Tex. Nov. 22, 2013) (discussing consumer claim 

under FDCPA); Appleberry v. Fort Worth Indep. Sch. Dist., No. 4:12-CV-235-A, 2012 WL 5076039 (N.D. 

Tex. Oct. 17, 2012) (concluding, in part, individual supervisors entitled to dismissal from ADA claims 

because statute did not impose such individual liability); Andrade v. Chojnacki, 65 F. Supp. 2d 431 (W.D. 

Tex. 1999) (discussing qualified immunity for government officials regarding claims involving Branch 

Davidians). 
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in the record indicating Amazing Performance, the business at issue, is a limited 

liability company. 

 The record shows Davis applied for, obtained, and used a credit card. The 

card member agreement defined “You” and “Your” to mean the “Basic Card 

member and the Company” and that “You agree, jointly and severally to be bound 

by the terms of the Agreement.” Davis failed to pay the amount due on the account. 

When Davis failed to answer, he admitted both the truth of the facts set out in the 

petition and his liability on any cause of action properly alleged by those facts. 

Paradigm Oil, Inc. v. Retamco Operating, Inc., 372 S.W.3d 177, 183 (Tex. 2012) 

(non-answering party in a no-answer default judgment is said to have admitted both 

truth of facts set out in the petition and defendant’s liability on any cause of action 

properly alleged by those facts). Accordingly, the record supports the trial court’s 

judgment. 

Conclusion 

 We affirm the trial court’s judgment in favor of American Express. 

191470F.P05 

 

/Craig Smith/ 

CRAIG SMITH 

JUSTICE 
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S 

Court of Appeals 

Fifth District of Texas at Dallas 

JUDGMENT 

MACARTHUR DAVIS, Appellant 

No. 05-19-01470-CV V. 

AMERICAN EXPRESS 

NATIONAL BANK, Appellee 

 On Appeal from the 44th Judicial 

District Court, Dallas County, Texas 

Trial Court Cause No. DC-19-14257. 

Opinion delivered by Justice Smith. 

Justices Schenck and Garcia 

participating. 

 In accordance with this Court’s opinion of this date, the judgment of the trial 

court is AFFIRMED. 

 It is ORDERED that appellee AMERICAN EXPRESS NATIONAL BANK 

recover its costs of this appeal from appellant MACARTHUR DAVIS. 

Judgment entered March 2, 2021.