Exhibit 33.2  LOGO  LOGO



Wells Fargo Bank, National
Association 600 South 4th Street Minneapolis, MN 55415 ASSESSMENT OF COMPLIANCE WITH THE APPLICABLE SERVICING CRITERIA ABS Platform The management (Management) of
the Corporate Trust Services division of Wells Fargo Bank, National Association (the Company or Wells Fargo) is responsible for assessing the Companys compliance with the applicable servicing criteria set
forth in Item 1122(d) of Regulation AB of the Securities and Exchange Commission. Management has determined that the servicing criteria are applicable in regard to the servicing platform for the period as follows: Sale of Corporate Trust Services Business. On November 1, 2021, Wells Fargo and certain of its affiliates sold substantially all of its Corporate
Trust Services (CTS) division to Computershare Trust Company, N.A. (Computershare Trust Company), Computershare Delaware Trust Company (CDTC), and Computershare Limited (Computershare
Limited, and collectively with Computershare Trust Company and CDTC, Computershare). Virtually all CTS employees of Wells Fargo, along with most existing CTS systems, technology, and offices transferred to Computershare
as part of the sale. See Appendix B for more information regarding such transition as it relates to the ABS Platform (defined below). Period: As of and for the twelve months ended December 31, 2023 (the Period). Platform: The platform consists of asset-backed securities (ABS) transactions for which the Company was appointed to provide trustee
(except Delaware trustee or owner trustee), paying agent services, and/or related services, and for which either (a) some or all of the issued securities for such ABS transactions were publicly offered pursuant to a registration statement
delivered under the Securities Act of 1933, as amended, or (b) the issued securities for such ABS transactions were privately offered pursuant to an exemption from registration and the Company has an obligation under the transaction agreements
to deliver an assessment of compliance with the applicable servicing criteria under Item 1122(d) of Regulation AB; provided however that, the platform excludes (i) any transactions for which the securities issued are mortgage-backed securities
or mortgage-related asset-backed securities, and (ii) certain transactions for which the issuing entity has a fiscal year that ends on a date other than the end of the calendar year (the ABS Platform). As a result of Wells
Fargos sale of the CTS division to Computershare, Wells Fargo has not accepted any appointments to perform trustee, paying agent services, and/or related services, on new ABS transactions after November 1, 2021, other than a few
exceptions to facilitate the transition of the CTS business to Computershare. Appendix A identifies the individual transactions defined by Management as constituting the ABS Platform for the Period. Applicable Servicing Criteria for the Period: Management has determined that the following servicing criteria set forth in Item 1122(d) are relevant to
the servicing activities performed by the Company with respect to the ABS Platform transactions for the Period: 1122(d)(1)(ii) and 1122(d)(1)(iv) from January 1, 2023 through December 31, 2023, and 1122(d)(2)(vi) from January 1, 2023
through October 9, 2023 (the Applicable Servicing Criteria). Management has determined that all other servicing criteria set forth in Item 1122(d) are not applicable to the Companys servicing activities with respect to
the ABS Platform for the Period. With respect to the ABS Platform and the Period, Management provides the following assessment of the Companys
compliance with respect to the Applicable Servicing Criteria: 1. Management is responsible for assessing the Companys compliance with the Applicable
Servicing Criteria. © 2024 Wells Fargo Bank, N.A. All rights reserved




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2. Management has assessed the Companys compliance with the Applicable Servicing Criteria. In
performing this assessment, Management used the criteria set forth by the Securities and Exchange Commission in paragraph (d) of Item 1122 of Regulation AB. 3. Based on such assessment for the Period, the Company has complied in all material respects with the Applicable Servicing Criteria for the Period. KPMG LLP, an independent registered public accounting firm, has issued an attestation report with respect to Managements assessment of the
Companys compliance with the Applicable Servicing Criteria for the Period.  WELLS FARGO BANK, National AssociationBy:

/s/ Robin A. PhelanRobin A. PhelanTitle:

Vice PresidentDated:

February 20, 2024
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Appendix A to the Companys Assessment of Compliance with the Applicable Servicing
Criteria  ABS Platform TransactionsWells Fargo Deal Identifier

Long NameBANKONESER1

Chase Issuance TrustCARVANA2020P1

Carvana Auto Receivables Trust 2020-P1CARVANA2021N1

Carvana Auto Receivables Trust 2021-N1CARVANA2021N2

Carvana Auto Receivables Trust 2021-N2CARVANA2021N3

Carvana Auto Receivables Trust 2021-N3CARVANA2021N4

Carvana Auto Receivables Trust 2021-N4CARVANA2021P1

Carvana Auto Receivables Trust 2021-P1CARVANA2021P2

Carvana Auto Receivables Trust 2021-P2CARVANA2021P3

Carvana Auto Receivables Trust 2021-P3CITEL051

CIT Education Loan Trust 2005-1EART203

Exeter Automobile Receivables Trust 2020-3EART212

Exeter Automobile Receivables Trust 2021-2GMCAR193

GM Financial Consumer Automobile Receivables Trust 2019-3GMCAR194

GM Financial Consumer Automobile Receivables Trust 2019-4GMCAR203

GM Financial Consumer Automobile Receivables Trust 2020-3GMCAR204

GM Financial Consumer Automobile Receivables Trust 2020-4GREENTREE961

Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through Certificates, Series 1996-1GREENTREE962

Green Tree Manufactured Housing Contract Senior/Subordinate Pass-Through Certificates, Series 1996-2NAVIENT151

Navient Student Loan Trust 2015-1NAVIENT152

Navient Student Loan Trust 2015-2NAVIENT153

Navient Student Loan Trust 2015-3NSLT043

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-3NSLT044

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2004-4NSLT051

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-1NSLT052

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-2NSLT053

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-3NSLT054

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2005-4NSLT061

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-1NSLT062

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-2NSLT063

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2006-3NSLT071

Nelnet Student Loan Trust Student Loan Asset Backed Notes Series 2007-1OAKWOOD2000C

Oakwood Mortgage Investors 2000-C Senior/Subordinate Pass-Through CertificatesOAKWOOD2000D

Oakwood Mortgage Investors Series 2000-D Senior/Subordinate Pass-Through CertificatesSDART191

Santander Drive Auto Receivables Trust 2019-1SDART192

Santander Drive Auto Receivables Trust 2019-2SDART193

Santander Drive Auto Receivables Trust 2019-3SDART201

Santander Drive Auto Receivables Trust 2020-1SDART202

Santander Drive Auto Receivables Trust 2020-2SDART203

Santander Drive Auto Receivables Trust 2020-3SDART204

Santander Drive Auto Receivables Trust 2020-4SDART211

Santander Drive Auto Receivables Trust 2021-1  Appendix A-1




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Appendix B to the Companys Assessment of Compliance with the Applicable Servicing
Criteria Wells Fargos transfer of its roles on the ABS Platform transactions to Computershare is ongoing. As of the beginning of the Period,
Wells Fargo had not transferred to Computershare the roles associated with its trustee (except Delaware trustee or owner trustee), paying agent services, and/or related services, and the duties, rights, and liabilities for such roles, under the
relevant agreements for any of the ABS Platform transactions. During all or a portion of the Period, for all the ABS Platform transactions, Wells Fargo engaged Computershare as a subservicer1 to
perform virtually all of Wells Fargos obligations under the transaction agreements. As a result, the Company has determined that Computershare is a party participating in the servicing function with respect to the ABS Platform and the
applicable servicing criteria relevant to the servicing activities performed by Computershare for the ABS Platform (the Computershare Applicable Servicing Criteria). Accordingly, Computershare is taking, and Wells Fargo is not
taking, responsibility for assessing Computershares compliance with the Computershare Applicable Servicing Criteria for the ABS Platform, as of and for the twelve months ended December 31, 2023.  1
In this Assessment, the term subservicer means agent.  Appendix B-1