<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS OF COBANCORP INC. AND SUBSIDIARIES AS OF MARCH 31,
1998, AND THE RELATED STATEMENTS OF INCOME AND CASH FLOWS FOR THE QUARTER THEN
ENDED AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<CIK> 0000745276
<NAME> COBANCORP INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                          28,456
<INT-BEARING-DEPOSITS>                           1,394
<FED-FUNDS-SOLD>                                22,700
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    127,577
<INVESTMENTS-CARRYING>                          16,530
<INVESTMENTS-MARKET>                            16,860
<LOANS>                                        411,742
<ALLOWANCE>                                      4,184
<TOTAL-ASSETS>                                 643,792
<DEPOSITS>                                     559,959
<SHORT-TERM>                                    16,874
<LIABILITIES-OTHER>                              7,160
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,738
<OTHER-SE>                                      53,061
<TOTAL-LIABILITIES-AND-EQUITY>                 643,792
<INTEREST-LOAN>                                  9,545
<INTEREST-INVEST>                                2,215
<INTEREST-OTHER>                                   182
<INTEREST-TOTAL>                                11,942
<INTEREST-DEPOSIT>                               4,559
<INTEREST-EXPENSE>                               4,647
<INTEREST-INCOME-NET>                            7,295
<LOAN-LOSSES>                                       75
<SECURITIES-GAINS>                                  16
<EXPENSE-OTHER>                                  7,025
<INCOME-PRETAX>                                  1,886
<INCOME-PRE-EXTRAORDINARY>                       1,471
<EXTRAORDINARY>                                    164
<CHANGES>                                            0
<NET-INCOME>                                     1,307
<EPS-PRIMARY>                                     .375
<EPS-DILUTED>                                     .370
<YIELD-ACTUAL>                                    5.34
<LOANS-NON>                                      1,766
<LOANS-PAST>                                        25
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,168
<CHARGE-OFFS>                                      109
<RECOVERIES>                                        50
<ALLOWANCE-CLOSE>                                4,184
<ALLOWANCE-DOMESTIC>                             4,173
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             11
        

</TABLE>