Exhibit 3(i)

                            ARTICLES OF INCORPORATION
                                       OF
                       FIRST CHESTER COUNTY CORPORATION*

                                    ARTICLE 1

         The name of the Corporation is FIRST CHESTER COUNTY CORPORATION.

                                    ARTICLE 2

     The location and post office  address of the initial  registered  office of
the Corporation in the  Commonwealth of Pennsylvania is: Nine North High Street,
West Chester, Pennsylvania 19380.

                                    ARTICLE 3

     The Corporation is incorporated  under the Business  Corporation Law of the
Commonwealth of Pennsylvania for the following purposes: To engage in and do any
lawful  act  concerning  all  lawful  business  for  which  corporations  may be
incorporated  under the Business  Corporation Law of Pennsylvania  and to do all
things  and  exercise  all  powers,  rights  and  privileges  which  a  business
corporation may now or hereafter be organized or authorized to do or to exercise
under the laws of the Commonwealth of Pennsylvania.

                                    ARTICLE 4

         The term for which the Corporation is to exist is perpetual.

                                    ARTICLE 5

     The aggregate number of shares of capital stock which the corporation shall
have authority to issue is twenty-five million (25,000,000) shares of
common stock with a par value of $1.00 per share.

                                    ARTICLE 6

     A.  The  provisions  of this Article 6 shall apply to any of the  following
         transactions (hereinafter referred to as "Business Combinations"):

         1. any merger or  consolidation of the Corporation or any subsidiary of
            the Corporation with or into any other corporation,  person or other
            entity  which  is  the  owner  or  beneficial  owner,   directly  or
            indirectly,  of 20% or more of the outstanding  voting securities of
            the Corporation; or

         2. any  sale  or  lease  or  exchange  or  other  disposition  (in  one
            transaction  or  a  series  of  related   transactions)  of  all  or
            substantially  all of the  assets  of the  Corporation  to any other
            corporation,  person or other entity which is the beneficial  owner,
            directly or  indirectly,  of 20% or more of the  outstanding  voting
            securities of the Corporation; or

-----------------
* Complete copy of the Articles of Incorporation as amended through May 6, 2004.
<PAGE>

         3. any  sale  or  lease  or  exchange  or  other  disposition  (in  one
            transaction or a series of related  transactions) to the Corporation
            or  any  subsidiary  of the  Corporation  of any  assets  having  an
            aggregate  fair  market  value  equal to or  greater  than ten (10%)
            percent of the Corporation's consolidated stockholders' equity as of
            the date thereof in exchange for voting  securities  (or  securities
            convertible into or exchangeable for voting securities,  or options,
            warrants  or rights to  purchase  voting  securities  or  securities
            convertible  into or  exchangeable  for  voting  securities)  of the
            Corporation  or any  subsidiary  of  the  Corporation  by any  other
            corporation,  person or other entity which is the beneficial  owner,
            directly or  indirectly,  of 20% or more of the  outstanding  voting
            securities of the Corporation; or

         4. any  reclassification  of  securities,   recapitalization  or  other
            transactions  designed  to  decrease  the  number of  holders of the
            Corporation's   voting   securities   remaining   after   any  other
            corporation,  person or other entity has acquired 20% or more of the
            outstanding  voting  securities of the  Corporation.  A corporation,
            person or other entity (other than the Corporation or any subsidiary
            of the  Corporation)  which is the  beneficial  owner,  directly  or
            indirectly,  of 20% or more of the Corporation's  outstanding voting
            securities  (taken together as a single class) is herein referred to
            as the "Acquiring Entity."

     B.  Notwithstanding  the fact that by law or by  agreement  with a national
         securities  exchange  or  otherwise,  no  vote,  or a lesser  vote,  of
         shareholders may be specified or required,  the affirmative vote of the
         holders  of at least  seventy-five  (75%)  percent  of the  outstanding
         shares of capital stock of the  Corporation  entitled to vote generally
         in the election of directors  (taken  together as a single class) shall
         be required to approve any Business Combination or any plan or proposal
         for the  liquidation  or  dissolution  of the  Corporation  which would
         require or permit a distribution of any surplus remaining after payment
         of all debts and liabilities of the Corporation to the  shareholders in
         accordance with their respective rights and preferences.

     C.  Notwithstanding  the foregoing,  if  three-fourths  (3/4) of the entire
         Board of Directors  (or if there is a person or persons  serving on the
         Board other than  Continuing  Directors (as  hereinafter  defined),  in
         which event this requirement  shall be for  three-fourths  (3/4) of the
         Continuing  Directors)  recommends in favor of acceptance of a Business
         Combination  or a plan  of  liquidation  or  dissolution  described  in
         paragraph B of this Article 6, the Board may waive the provisions above
         requiring a greater  percentage of shareholder vote and the same may be
         effected upon the affirmative  vote of the holders of a majority of the
         outstanding shares of capital stock of the Corporation entitled to vote
         generally  in the  election of  directors  (taken  together as a single
         class). If any provision herein requiring a 75% shareholder approval is
         finally judicially  determined invalid,  then a Business Combination or
         plan of liquidation or dissolution  must be approved by the affirmative
         vote  of  the  holders  of  not  less  than  two-thirds  (2/3)  of  the
         outstanding shares of capital stock of the Corporation entitled to vote
         generally  in the  election of  directors  (taken  together as a single
         class). A "Continuing Director" shall mean a person who was a member of
         the Board of Directors of the Corporation  elected prior to the date as
         of which any  Acquiring  Entity  acquired  in  excess  of twenty  (20%)
         percent  of the  Corporation's  outstanding  voting  securities  (taken
         together as a single class), or a person designated (before his initial
         election as a director) as a  Continuing  Director by a majority of the
         then Continuing Directors.

<PAGE>

                                    ARTICLE 7

     Any  amendment,   alteration,   change  or  repeal  of  these  Articles  of
Incorporation  or the By-Laws of the  Corporation  shall require the affirmative
vote of the holders of at least  seventy-five  (75%) percent of the  outstanding
shares of capital  stock of the  Corporation  entitled to vote  generally in the
election of directors  (taken as a single class);  provided  however,  that this
Article 7 shall not apply to, and such seventy-five (75%) percent vote shall not
be required  for,  and the  affirmative  vote or a majority  of the  outstanding
shares of capital  stock of the  Corporation  entitled to vote  generally in the
election of directors  (taken together as a single class) shall be required for,
any amendment,  alteration,  change or repeal recommended to the stockholders by
three-fourths (3/4) of the entire Board of Directors (or if there is a person or
persons serving on the Board other than Continuing  Directors,  by three-fourths
(3/4) of the  Continuing  Directors).  If any of the  foregoing  provisions  are
finally   judicially   determined  to  be  invalid,   then  these   Articles  of
Incorporation  and the By-Laws of the Corporation may only be amended,  altered,
changed or  repealed  by the  affirmative  vote of the  holders of not less than
two-thirds  (2/3) of the outstanding  shares of capital stock of the Corporation
entitled to vote  generally in the election of  directors  (taken  together as a
single class).

                                    ARTICLE 8

     The management,  control and government of the Corporation  shall be vested
in a Board of  Directors  consisting  of not less  than  five (5) nor more  than
twenty-five  (25) members in number,  as fixed from time to time by the Board of
Directors of the Corporation.  The Directors of the Corporation shall be divided
into three  classes:  Class I, Class II and Class  III.  Each class  shall be as
nearly equal in number as possible.  If the number of Class I, Class II or Class
III Directors is fixed for any term of office,  it shall not be increased during
that term, except by a majority vote of the Continuing Directors. Except for the
initial  Board of  Directors,  the term of office of each  class  shall be three
years;  provided,  however,  that  the term of  office  of the  initial  Class I
Directors shall expire at the annual  election of Directors by the  shareholders
of the Corporation in 1985; the term of office of the initial Class II Directors
shall  expire at the annual  election of Directors  by the  shareholders  of the
Corporation in 1986; the term of office of the initial Class III Directors shall
expire  at  the  annual  election  of  Directors  by  the  shareholders  of  the
Corporation  in 1987, so that,  after the  expiration of each such initial term,
the terms of office of one class of Directors  shall expire each year when their
respective  successors have been duly elected by the shareholders and qualified.
At each annual election of the Directors by the  shareholders of the Corporation
held during and after 1984,  the  Directors  chosen to succeed those whose terms
then expire shall be identified as being of the same class as the Directors they
succeed.  A Director  must be a  shareholder  of the  Corporation.  If a vacancy
occurs on the  Board of  Directors  of the  Corporation  after the first  annual
election of Directors for the class in which such  Director  sits, a majority of
the remaining  Directors  shall have the exclusive  power to fill the vacancy by
electing a Director  to hold office for the  unexpired  term in respect of which
the vacancy occurred.

                                    ARTICLE 9

     The  shareholders  of this  Corporation  shall not be permitted to cumulate
their votes of the election of directors.

                                   ARTICLE 10

     The  Corporation  shall  indemnify the officers,  directors,  employees and
agents of the  Corporation  and its  subsidiaries to the extent set forth in the
By-Laws of the Corporation as amended from time to time.

<PAGE>

                                   ARTICLE 11

         The name and post office address of the incorporators and the number
and class of shares subscribed by him is:

                                                                Number of and
Name                        Address                            Class of Shares
----                        -------                            ---------------

David B. Harwi       3800 Centre Square West                          1
                     Philadelphia, PA  19102                       Common

<PAGE>

                            ARTICLES OF INCORPORATION
                                       OF
                       FIRST WEST CHESTER CORPORATION**

                                    Article 1

         The name of the Corporation is:  First West Chester Corporation.

                                    Article 2

     The location and post office  address of the initial  registered  office of
the Corporation in the  Commonwealth of Pennsylvania is: Nine North High Street,
West Chester, Pennsylvania 19380.

                                    Article 3

     The Corporation is incorporated  under the Business  Corporation law of the
Commonwealth of Pennsylvania for the following purposes: To engage in and do any
lawful  act  concerning  all  lawful  business  for  which  corporations  may be
incorporated  under the Business  Corporation Law of Pennsylvania  and to do all
things  and  exercise  all  powers,  rights  and  privileges  which  a  business
corporation may now or hereafter be organized or authorized to do or to exercise
under the laws of the Commonwealth of Pennsylvania.

                                    Article 4

         The term for which the Corporation is to exist is perpetual.

                                    Article 5

     The aggregate number of shares of capital stock which the Corporation shall
have  authority  to issue is 500,000  shares of common stock with a par value of
$20.00 per share.

                                    Article 6

     A.  The  provisions  of this Article 6 shall apply to any of the  following
         transactions (hereinafter referred to as "Business Combinations"):

         1. any merger or  consolidation of the Corporation or any subsidiary of
            the Corporation with or into any other corporation,  person or other
            entity  which  is  the  owner  or  beneficial  owner,   directly  or
            indirectly,  of 20% or more of the outstanding  voting securities of
            the Corporation; or

         2. any  sale  or  lease  or  exchange  or  other  disposition  (in  one
            transaction  or  a  series  of  related   transactions)  of  all  or
            substantially  all of the  assets  of the  Corporation  to any other
            corporation,  person or other entity which is the beneficial  owner,
            directly or  indirectly,  of 20% or more of the  outstanding  voting
            securities of the Corporation; or

-----------------
** As originally filed on March 9, 1984.

<PAGE>

         3. any  sale  or  lease  or  exchange  or  other  disposition  (in  one
            transaction or a series of related  transactions) to the Corporation
            or  any  subsidiary  of the  Corporation  of any  agents  having  an
            aggregate  fair  market  value  equal to or  greater  than ten (10%)
            percent of the Corporation's consolidated stockholders' equity as of
            the date thereof in exchange for voting  securities  (or  securities
            convertible into or exchangeable for voting securities,  or options,
            warrants  or rights to  purchase  voting  securities  or  securities
            convertible  into or  exchangeable  for  voting  securities)  of the
            Corporation  or any  subsidiary  of  the  Corporation  by any  other
            corporation,  person or other entity which is the beneficial  owner,
            directly or  indirectly,  of 20% or more of the  outstanding  voting
            securities of the Corporation; or

         4. any  reclassification  of  securities,   recapitalization  or  other
            transactions  designed  to  decrease  the  numbers of hollers of the
            Corporation's   voting   securities   remaining   after   any  other
            corporation,  person or other entity has acquired 20% or more of the
            outstanding  voting  securities of the  Corporation.  A corporation,
            person or other entity (other than the Corporation or any subsidiary
            of the  Corporation)  which is the  beneficial  owner,  directly  or
            indirectly,  of 20% or more of the Corporation's  outstanding voting
            securities  (taken together as a single class) is herein referred to
            as the "Acquiring Entity".

     B.  Notwithstanding  the fact that by law or by  agreement  with a national
         securities  exchange  or  otherwise,  no  vote,  or a lesser  vote,  of
         shareholders may be specified or required,  the affirmative vote of the
         holders of at least seventy-five (75%) percent of outstanding shares of
         capital  stock of the  Corporation  entitled to vote  generally  in the
         election  of  directors  (taken  together as a single  class)  shall be
         required to approve any  Business  Combination  or any plan or proposal
         for the  liquidation  or  dissolution  of the  Corporation  which would
         require or permit a distribution of any surplus remaining after payment
         of all debts and liabilities o the  Corporation to the  shareholders in
         accordance with their respective rights and preferences.

     C.  Notwithstanding  the foregoing,  if  three-fourths  (3/4) of the entire
         Board of Directors  (or if there is a person or persons  serving on the
         Board other than  Continuing  Directors (as  hereinafter  defined);  in
         which event this requirement  shall be for  three-fourths  (3/4) of the
         Continuing  Directors ) recommends  in favor of  acceptance of Business
         Combination  or a plan  of  liquidation  or  dissolution  described  in
         paragraph B of this Article 6, the Board may waive the provisions above
         requiring a greater  percentage of shareholder vote and the same may be
         effected upon the affirmative  vote of the holders of a majority of the
         outstanding shares of capital stock of the Corporation entitled to vote
         generally  in the  election of  directors  (taken  together as a single
         class). If any provision herein requiring a 75% shareholder approval is
         finally judicially  determined invalid,  then a Business Combination or
         plan of liquidation or dissolution  must be approved by the affirmative
         vote  of  the  holders  of  not  less  than  two-thirds  (2/3)  of  the
         outstanding shares of capital stock of the Corporation entitled to vote
         generally  in the  election of  directors  (taken  together as a single
         class). A "Continuing Director" shall mean a person who was a member of
         the Board of Directors of the Corporation  elected prior to the date as
         of which any  Acquiring  Entity  acquired  in  excess  of twenty  (20%)
         percent  of the  Corporation's  outstanding  voting  securities  (taken
         together as a single class), or a person designated (before his initial
         election as a director) as a  Continuing  Director by a majority of the
         then Continuing Directors.

<PAGE>

                                    Article 7

     Any  amendment,   alteration,   change  or  repeal  of  these  Articles  of
Incorporation  or the By-Laws of the  Corporation  shall require the affirmative
vote of the holders of at least  seventy-five  (75%) percent of the  outstanding
shares of capital  stock of the  Corporation  entitled to vote  generally in the
election of directors (taken as a single class);  provided,  however,  that this
Article 7 shall not apply to, and such seventy-five (75%) percent vote shall not
be required  for,  and the  affirmative  vote or a majority  of the  outstanding
shares of capital  stock of the  Corporation  entitled to vote  generally in the
election of directors  (taken together as a single class) shall be required for,
any amendment,  alteration,  change or repeal recommended to the stockholders by
three-fourths (3/4) of the entire Board of Directors (or if there is a person or
persons serving on the Board other than Continuing  Directors,  by three-fourths
(3/4) of the  Continuing  Directors).  If any of the  foregoing  provisions  are
finally   judicially   determined  to  be  invalid,   then  these   Articles  of
Incorporation  and the By-Laws of the Corporation may only be amended,  altered,
changed or  repealed  by the  affirmative  vote of the  holders of not less than
two-thirds  (2/3) of the outstanding  shares of capital stock of the Corporation
entitled to vote  generally in the election of  directors  (taken  together as a
single class).

                                    Article 8

     The management,  control and government of the Corporation  shall be vested
in a Board of  Directors  consisting  of not less  than  nine (9) nor more  than
twenty-five  (25) members in number,  as fixed from time to time by the Board of
Directors of the Corporation.  The Directors of the Corporation shall be divided
into three  classes:  Class I, Class II and Class  III.  Each class  shall be as
nearly equal in number as possible.  If the number of Class I, Class II or Class
III Directors is fixed for any term of office,  it shall not be increased during
that term,  except by a majority vote of  Directors,  the term of office of each
class shall be three years;  provided,  however,  that the term of office of the
initial  Class I Directors  shall expire at the annual  election of Directors by
the  shareholders  of the Corporation in 1985; the term of office of the initial
Class II  Directors  shall  expire at the annual  election of  Directors  by the
shareholders of the Corporation in 1986; the term of office of the initial Class
III  Directors  shall  expire  at  the  annual  election  of  Directors  by  the
shareholders of the  Corporation in 1987, so that,  after the expiration of each
such initial  term,  the terms of office of one class of Directors  shall expire
each year when  their  respective  successors  have  been  duly  elected  by the
shareholders  and  qualified.  At each annual  election of the  Directors by the
shareholders of the Corporation held during and after 1984, the Directors chosen
to succeed  those whose terms then expire  shall be  identified  as being of the
same class as the Directors  they succeed.  A Director must be a shareholder  of
the  Corporation.  If a  vacancy  occurs  on  the  Board  of  Directors  of  the
Corporation  after the first annual election of Directors for the class in which
such  Director  sits,  a  majority  of the  remaining  Directors  shall have the
exclusive  power to fill the  vacancy by  electing a Director to hold office for
the unexpired term in respect of which the vacancy occurred.

                                    Article 9

     The  shareholders  of this  Corporation  shall not be permitted to cumulate
their votes for the election of directors.

<PAGE>

                                   Article 10

     The Corporation shall indemnify its officers and directors and the officers
and directors of its  subsidiaries to the full extent permitted by and under the
terms and  conditions  of Section  410 of the  Business  Corporation  Law of the
Commonwealth of Pennsylvania,  as amended from time to time, and the Corporation
may, be action of its Board of  Directors,  indemnify  all other  persons it may
indemnify under said Section 4.0 pursuant thereto.

                                   Article 11

     The name and post office  address of the  incorporators  and the number and
class of shares subscribed by him is:

                                                                Number of and
Name                        Address                            Class of Shares
----                        -------                            ---------------

David B. Harwi       3800 Centre Square West                          1
                     Philadelphia, PA  19102                       Common

Amendment filed March 30, 1984:

     "RESOLVED,  that the  Articles  of  Incorporation  of this  Corporation  be
     amended so that the first sentence of Article 8 shall read as follows:

           'The management,  control and government of the Corporation  shall be
       vested in a Board of Directors  consisting  of not less than five (5) nor
       more than twenty-five (25) members in number,  as fixed from time to time
       by the Board of Directors of the Corporation.'"

Amendment Filed April 2, 1986:

     RESOLVED,  that the Articles of Incorporation of the Corporation be amended
     by changing the Article thereof  numbered  "FIFTH" so that, as amended said
     Article shall be and read as follows:

           "FIFTH.  Capitalization.  The  aggregate  number of shares of capital
       stock which the corporation shall have authority to issue is Five Million
       (5,000,000) shares of Common Stock with a par value of One Dollar ($1.00)
       per share."

Amendment Filed March 26, 1987:

     RESOLVED,   that  Article  X  of  the  Articles  of  Incorporation  of  the
     Corporation shall hereby be amended in its entirety to read as follows:

                                   "ARTICLE X

           The Corporation  shall indemnify the officers,  directors,  employees
       and  agents of the  Corporation  and its  subsidiaries  to the extent set
       forth in the By-Laws of the Corporation as amended from time to time."

<PAGE>

Amendment Filed March 29, 1999:

     RESOLVED, that Article 5 of the Articles of Incorporation is hereby amended
     in its entirety to read as follows:

           "The   aggregate   number  of  shares  of  capital  stock  which  the
       corporation  shall have  authority  to issue is ten million  (10,000,000)
       shares of common stock with a par value of $1.00 per share."


Amendment Filed February 18, 2000:

     RESOLVED,  that  Article 1of the  Corporation's  Articles of  Incorporation
     shall be amended in its entirety to read as follows:

           "The name of the corporation is FIRST CHESTER COUNTY CORPORATION."


Amendment Filed May 6, 2004:

     RESOLVED, that Article 5 of the Articles of Incorporation is hereby amended
     in its entirety to read as follows:

           The aggregate number of shares of capital stock which the corporation
       shall have authority to issue is twenty-five million  (25,000,000) shares
       of common stock with a par value of $1.00 per share.