<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS OF COBANCORP INC. AND SUBSIDIARIES AS OF MARCH 31,
1997, AND THE RELATED STATEMENTS OF INCOME, CASH FLOWS AND SHAREHOLDERS' EQUITY
FOR THE QUARTER THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000745276
<NAME> CoBancorp, Inc.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                          35,855
<INT-BEARING-DEPOSITS>                           1,938
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    145,030
<INVESTMENTS-CARRYING>                          24,818
<INVESTMENTS-MARKET>                            25,224
<LOANS>                                        412,591
<ALLOWANCE>                                      4,649
<TOTAL-ASSETS>                                 657,861
<DEPOSITS>                                     566,488
<SHORT-TERM>                                    31,578
<LIABILITIES-OTHER>                              5,299
<LONG-TERM>                                          0
<COMMON>                                         5,975
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      48,520
<TOTAL-LIABILITIES-AND-EQUITY>                 657,861
<INTEREST-LOAN>                                  8,317
<INTEREST-INVEST>                                2,783
<INTEREST-OTHER>                                    37
<INTEREST-TOTAL>                                11,137
<INTEREST-DEPOSIT>                               4,038
<INTEREST-EXPENSE>                               4,239
<INTEREST-INCOME-NET>                            6,897
<LOAN-LOSSES>                                       75
<SECURITIES-GAINS>                                (13)
<EXPENSE-OTHER>                                  6,729
<INCOME-PRETAX>                                  1,567
<INCOME-PRE-EXTRAORDINARY>                       1,567
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,287
<EPS-PRIMARY>                                     0.37
<EPS-DILUTED>                                     0.37
<YIELD-ACTUAL>                                    5.30
<LOANS-NON>                                      3,092
<LOANS-PAST>                                       155
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,593
<CHARGE-OFFS>                                      184
<RECOVERIES>                                       165
<ALLOWANCE-CLOSE>                                4,649
<ALLOWANCE-DOMESTIC>                             4,392
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            257
        

</TABLE>