<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     First West Chester Corporation's FDS
</LEGEND>
<CIK>                                          0000744126
<NAME>                                         First West Chester Corporation
<MULTIPLIER>                                   1000
<CURRENCY>                                     U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   9-mos
<FISCAL-YEAR-END>                              Dec-31-1998
<PERIOD-START>                                 Jul-01-1998
<PERIOD-END>                                   Sep-30-1998
<EXCHANGE-RATE>                                1.000
<CASH>                                         20,084
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               8,950
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    82,816
<INVESTMENTS-CARRYING>                         8,398
<INVESTMENTS-MARKET>                           8,673
<LOANS>                                        317,568
<ALLOWANCE>                                    (5,788)
<TOTAL-ASSETS>                                 447,319
<DEPOSITS>                                     389,511
<SHORT-TERM>                                   6,795
<LIABILITIES-OTHER>                            11,220
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       2,400
<OTHER-SE>                                     37,393
<TOTAL-LIABILITIES-AND-EQUITY>                 447,319
<INTEREST-LOAN>                                21,186
<INTEREST-INVEST>                              3,573
<INTEREST-OTHER>                               319
<INTEREST-TOTAL>                               25,028
<INTEREST-DEPOSIT>                             10,151
<INTEREST-EXPENSE>                             344
<INTEREST-INCOME-NET>                          10,495
<LOAN-LOSSES>                                  613
<SECURITIES-GAINS>                             2
<EXPENSE-OTHER>                                3,427
<INCOME-PRETAX>                                5,260
<INCOME-PRE-EXTRAORDINARY>                     5,260
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   3,708
<EPS-PRIMARY>                                  .80
<EPS-DILUTED>                                  .79
<YIELD-ACTUAL>                                 4.82
<LOANS-NON>                                    2,183
<LOANS-PAST>                                   614
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               5,900
<CHARGE-OFFS>                                  751
<RECOVERIES>                                   26
<ALLOWANCE-CLOSE>                              5,788
<ALLOWANCE-DOMESTIC>                           5,788
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0
        


</TABLE>