<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS OF COBANCORP, INC. AND SUBSIDIARIES AS OF JUNE 30,
1997, AND THE RELATED STATEMENTS OF INCOME, CASH FLOWS AND SHAREHOLDERS' EQUITY
FOR THE QUARTER THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000745276
<NAME> COBANCORP INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               JUN-30-1997
<CASH>                                          32,101
<INT-BEARING-DEPOSITS>                           1,637
<FED-FUNDS-SOLD>                                 3,100
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    125,315
<INVESTMENTS-CARRYING>                          23,916
<INVESTMENTS-MARKET>                            24,430
<LOANS>                                        431,016
<ALLOWANCE>                                      4,567
<TOTAL-ASSETS>                                 654,365
<DEPOSITS>                                     571,455
<SHORT-TERM>                                    20,139
<LIABILITIES-OTHER>                              5,991
<LONG-TERM>                                          0
<COMMON>                                         5,975
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      50,805
<TOTAL-LIABILITIES-AND-EQUITY>                 654,365
<INTEREST-LOAN>                                 18,056
<INTEREST-INVEST>                                5,259
<INTEREST-OTHER>                                    62
<INTEREST-TOTAL>                                23,377
<INTEREST-DEPOSIT>                               8,706
<INTEREST-EXPENSE>                               9,080
<INTEREST-INCOME-NET>                           14,297
<LOAN-LOSSES>                                      150
<SECURITIES-GAINS>                                 174
<EXPENSE-OTHER>                                 14,098
<INCOME-PRETAX>                                  3,699
<INCOME-PRE-EXTRAORDINARY>                       3,699
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,963
<EPS-PRIMARY>                                      .86
<EPS-DILUTED>                                      .86
<YIELD-ACTUAL>                                    5.30
<LOANS-NON>                                      2,503
<LOANS-PAST>                                        85
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,593
<CHARGE-OFFS>                                      444
<RECOVERIES>                                       268
<ALLOWANCE-CLOSE>                                4,567
<ALLOWANCE-DOMESTIC>                             4,533
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             34
        

</TABLE>