<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSODIDATED BALANCE SHEETS OF COBANCORP INC. AND ITS SUBSIDIARIES AS OF 
SEPTEMBER 30, 1997, AND THE RELATED STATEMENTS OF INCOME, CASH FLOWS AND 
SHAREHOLDERS' EQUITY FOR THE PERIOD THEN ENDED AND IS QUALIFIED IN ITS 
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000745276
<NAME> COBANCORP INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                          29,811
<INT-BEARING-DEPOSITS>                           1,999
<FED-FUNDS-SOLD>                                38,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    116,447
<INVESTMENTS-CARRYING>                          22,068
<INVESTMENTS-MARKET>                            22,430
<LOANS>                                        420,832
<ALLOWANCE>                                      4,385
<TOTAL-ASSETS>                                 666,186
<DEPOSITS>                                     580,516
<SHORT-TERM>                                    19,137
<LIABILITIES-OTHER>                              8,437
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,975
<OTHER-SE>                                      52,120
<TOTAL-LIABILITIES-AND-EQUITY>                 666,186
<INTEREST-LOAN>                                 28,138
<INTEREST-INVEST>                                7,428
<INTEREST-OTHER>                                   286
<INTEREST-TOTAL>                                35,852
<INTEREST-DEPOSIT>                              13,680
<INTEREST-EXPENSE>                              14,171
<INTEREST-INCOME-NET>                           21,681
<LOAN-LOSSES>                                      150
<SECURITIES-GAINS>                                 238
<EXPENSE-OTHER>                                 21,835
<INCOME-PRETAX>                                  5,410
<INCOME-PRE-EXTRAORDINARY>                       5,140
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,273
<EPS-PRIMARY>                                     1.24
<EPS-DILUTED>                                     1.24
<YIELD-ACTUAL>                                    5.27
<LOANS-NON>                                      2,973
<LOANS-PAST>                                        35
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 4,593
<CHARGE-OFFS>                                      662
<RECOVERIES>                                       364
<ALLOWANCE-CLOSE>                                4,385
<ALLOWANCE-DOMESTIC>                             4,350
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             35
        

</TABLE>