|Exhibit 10(ss)


ASSIGNMENT AGREEMENT


This
Assignment Agreement (this Agreement), dated as of this 1st day of January
2003, is made among Anthony Bonomo (the Assignor), FPIC Insurance Group, Inc.
(FIG) and Physicians Reciprocal Insurers (PRI):


WHEREAS,
Assignor owns 20% of the membership interests in Professional Medical Administrators, LLC
(PMA); and


WHEREAS,
Assignor is President and Chief Executive Officer of Administrators for the Professions,
Inc. (AFP), a wholly owned subsidiary of FIG and attorney in fact for PRI; and


WHEREAS,
after consultations among the Assignor, FIG and PRI, the Assignor wishes to divest himself
of his membership interest in PMA by dividing it equally between FIG and PRI, in
accordance with the terms and conditions set forth in this Agreement;


NOW,
THEREFORE, in consideration of the premises, $10.00 and other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the Assignor,
FIG and PRI hereby agree as follows:
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| | 1. | The Assignor
hereby assigns to FIG, its successors and assigns, to have and to           hold forever,
a 10% interest in PMA (FIGs 10% Interest), which           the Assignor
represents and warrants to FIG is 50% of Assignors entire           interest in
PMA, effective January 1, 2003.
| | -- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 2. | The Assignor
hereby assigns to the PRI, its successors and assigns, to have and           to hold
forever, a 10% interest in PMA (PRIs 10% Interest),           which the
Assignor represents and warrants to PRI is 50% of Assignors           entire
interest in PMA, effective January 1, 2003.
| | -- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 3. | The parties
agree and acknowledge that Assignor (i) was entitled to receive and           retain, and
did receive, a distribution of earnings of PMA in the amount of           $151,945
referable to the calendar year 2001, (ii) is entitled to receive and           retain a
distribution of approximately $120,000 referable to the calendar year           2002, and
(iii) will retain liability for income taxes imposed upon the Assignor           with
respect to any earnings allocated to, or distributions made in respect of,           his
membership interests in PMA for those years.
| | -- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 4. | FIG  will,
subject to section 6, indemnify the Assignor and hold him harmless           against any
capital gains taxes or any other net (after taking into account any           tax
benefits to the Assignor in connection therewith) taxes or assessments that           may
be imposed upon him with respect to the 2003 tax year as a direct result of           the
assignment of FIGs 10% Interest to FIG by the Assignor as contemplated           by
this Agreement, but only to the extent any such tax or assessment is imposed
          solely because of the following facts, which facts the Assignor represents and
          warrants to FIG are true and accurate: (w) the Assignor has never had an
          economic or other interest in WFG Interests, L.L.C. (WFG), (x) WFG
          assigned FIGs 10% Interest to the Assignor without consideration or for
          nominal consideration and not in exchange for any services; (y ) at the time of
          the assignment of FIGs 10% Interest by WFG to the Assignor, PMA had
          nominal value; and (z) the Assignor has not omitted to state herein anything
          that would make the foregoing statements not misleading. Notwithstanding
          anything to the contrary contained in this Agreement, FIGs
indemnification           obligations under this section 4 shall not be effective unless
and until the           amount of the liability in respect of the losses, liabilities,
costs and other           amounts (Losses) indemnifiable by FIG exceeds
$90,000 in the           aggregate and then shall be effective only to the extent such
Losses exceed           $90,000.
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| | 5. | PRI
will, subject to section 6, indemnify the Assignor and hold him harmless
               against any capital gains taxes or any other net (after taking into
account any                tax benefits to the Assignor in connection therewith) taxes or
assessments that                may be imposed upon him with respect to the 2003 tax year
as a direct result of                the assignment of PRIs 10% Interest to PRI by
the Assignor as contemplated                by this Agreement, but only to the extent any
such tax or assessment is imposed                solely because of the following facts,
which facts the Assignor represents and                warrants to PRI are true and
accurate: (w) the Assignor has never had an                economic or other interest in
WFG, (x) WFG assigned PRIs 10% Interest to                the Assignor without
consideration or for nominal consideration and not in                exchange for any
services; (y ) at the time of the assignment of PRIs 10%                Interest by
WFG to the Assignor, PMA had nominal value; and (z) the Assignor has                not
omitted to state herein anything that would make the foregoing statements
               not misleading. Notwithstanding anything to the contrary contained in this
               Agreement, PRIs indemnification obligations under this section 5
shall not                be effective unless and until the amount of the liability in
respect of Losses                indemnifiable by PRI exceeds $90,000 in the aggregate
and then shall be                effective only to the extent such Losses exceed $90,000.
| | -- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 6. | Bonomo
represents and warrants to FIG and to PRI that he has delivered to each                of
them true and correct copies of those portions of his United States Federal
               Income Tax return for the calendar year 2001 that reflect the acquisition
and                ownership by him of his interest in PMA. Bonomo agrees that (i) he
will not                amend his 2001 return in any manner that may affect the
provisions of section 4                or section 5 of this Agreement without the prior
written consent of FIG and PRI                (which consents will not be unreasonably
withheld or delayed), (ii) he will                provide a copy to each of FIG and PRI
of those portions of his United States                Federal Income Tax returns for the
calendar years 2002 and 2003 that reflect the                ownership and, in respect of
2003, disposition by him of his interest in PMA at                least 10 days prior to
filing such returns and will not amend either of such                returns in any
manner that may affect the provisions of section 4 or section 5                of this
Agreement without the prior written consent of FIG and PRI (which                consents
will not be unreasonably withheld or delayed), and (iii) he will                reflect
the matters set forth in sections 1,2 and 3 of this Agreement in a                manner
consistent in form and substance with such sections. Bonomos right
               to indemnification under either section 4 or section 5 shall be subject to
the                conditions that (x) the representation set forth in the first sentence
of this                section 6 shall be and shall remain true and accurate (y) Bonomo
shall be in                full compliance with each of his obligations set forth in the
second sentence of                this section 6, and (z) FIG and PRI, as the case may
be, shall have had the                right, power and opportunity to control any
Internal Revenue Service examination                and/or settlement to the extent such
examination and/or settlement gives rise to                or may give rise to or involve
an indemnification claim under section 4 or                section 5 of this Agreement.
| | -- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 7. | The
Assignor acknowledges and agrees that (i) there are no other
               indemnifications, tax or otherwise, to which he is entitled from FIG or
PRI, or                any of their subsidiaries, in respect of his receiving, holding or
assigning his                interests in PMA other than the indemnifications set forth
in sections 4 and 5                of this Agreement, and (ii) the Assignor is
responsible for any tax on gross                distributions received by him from PMA
and in respect of his obtaining his                interests in PMA.
| | -- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 8. | The
Assignor and PRI each acknowledge that each has had its own legal counsel in
               connection with the negotiation of this Agreement.
| | -- | --------------------------------------------------------------------------------------------------------------------------------------------------

| | 9. | From and
after the date hereof, upon request of FIG or PRI, the Assignor shall           do,
execute, acknowledge and deliver all such further acts, assurances, deeds,
          assignments, transfers, conveyances, powers of attorney and other instruments
          and papers as may be reasonably required to sell, assign, transfer, convey and
          deliver to and vest in FIG and PRI all the rights and interests hereby assigned
          and transferred to FIG and PRI or intended so to be assigned and transferred.
| | -- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

| | 10. | Nothing in
this Agreement, express or implied, is intended or shall be           construed to confer
upon, or give to, any person other than the parties hereto           and their respective
successors and assigns, any remedy or claim under or by           reason of this
Agreement or any terms, covenants or conditions hereof, and all           the terms,
covenants and conditions, promises and agreements in this Agreement           shall be
for the sole and exclusive benefit of the parties hereto and their           respective
successors and assigns.
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| | 11. | This
Agreement sets forth the entire agreement and understanding of the parties
          hereto in respect of the subject matter contained herein, and supersedes all
          prior agreements, promises, letters of intent, covenants, arrangements,
          communications, representations or warranties, whether oral or written, by any
          party hereto.
| | --- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|IN
WITNESS WHEREOF, the Assignor, FIG and PRI have caused this Agreement to be executed under
seal as of the date first above written.
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| |  | /s/ Anthony Bonomo

Anthony Bonomo
| |  | ------------------------------------------------

| | By: | FPIC
Insurance Group, Inc. /s/  John  Byers

John R. Byers, President andChief Executive Officer
| | --- | --------------------------------------------------------------------------------------------------------------

| | By: | Physicians' Reciprocal Insurers/s/   Herman   Robbins

Herman Robbins, M.D., Chairman of theBoard of Governors
| | --- | ----------------------------------------------------------------------------------------------------------------------------

|AGREED AND CONSENTED TO:


PROFESSIONAL MEDICAL
ADMINISTRATORS, LLC


By:  /s/ Steven M. Ostrer
        
        Steven
M. Ostrer, President


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