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                                                                   EXHIBIT 10.62

                                MASTER AGREEMENT
                           PROGRAM MANAGEMENT SERVICES

This Master Agreement for Program Management Services (Agreement) is entered
into this 01 day of JANUARY, 2001                        Contract Number 78-0002

BETWEEN the Client:
(NAME, ADDRESS AND OTHER INFORMATION)

Big Buck Brewery & Steakhouse, Inc.
550 South Wisconsin
Gaylord, Michigan 49735

William F. Rolinski, President/CEO
Phone:  517/731-0401, Ext. 25  FAX:  517/731-2788  Mobile:  517/350-3344
Email:  pres@bigbuck.com

and the Program Manager:
(NAME, ADDRESS AND OTHER INFORMATION)

COLUMBIA CONSTRUCTION SERVICES-MICHIGAN, INC.
14641 East Warren Avenue
Detroit, Michigan 48215-0428 USA

Mark S. Provenzano, President, CIT, CSI, CDT
Phone:  313/886-0606, Ext. 201  FAX:  313/885-2885  Pager:  810/704-1522
Email:  mprovenzano@columbiaconstruction.com

the Client and Program Manager agree as follows:

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1.   PROGRAM MANAGEMENT SERVICES

     Throughout the term of this Agreement, the Program Manager shall perform
     the Program Management Services listed below.

     1.1  The Program Manager shall consult with and advise the Client on a
          regular basis regarding the Client's on-going construction and/or
          renovation of restaurants in connection with Client's business
          operations. The Program Manager shall assist the Client in developing
          an overall program for the development of Client's restaurants and
          shall provide assistance and advice in the on-going management of the
          Client's program.

     1.2  The Program Manager shall assist the Client in developing overall
          program criteria for Client's development of new restaurants and
          renovation and expansion of existing restaurant spaces.

     1.3  The Program Manager shall consult with the Client regarding
          development, design and construction issues related to Client's
          restaurant business.

     1.4  The Program Manager shall assist the Client in reviewing design and
          construction considerations in connection with selection of food
          service equipment suppliers ("Suppliers").

     1.5  The Program Manager shall assist the Client in reviewing and
          evaluating potential sites for new restaurants.

     1.6  The Program Manager shall assist the Client in preparing preliminary
          budgets for development, design and construction or renovation of
          restaurants. The Program Manager shall consult with the Client and
          other consultants and Suppliers retained by the Client regarding value
          engineering recommendations to reduce design and construction costs.

     1.7  The Program Manager shall assist the Client in preparing preliminary
          schedules for the Client's overall development program.

     1.8  The Client acknowledges that this Agreement does not include Services
          for regular repair and maintenance work for Client's restaurants or
          for limited construction or renovation projects (of $50,000.00 or
          less). At the request of the Client, the Program Manager shall provide
          Program Management Services for such projects for an agreed-upon lump
          sum amount or on a cost-plus basis with an agreed-upon mark-up.

2.   SERVICES FOR A SPECIFIC PROJECT

     2.1  PRE-CONSTRUCTION PHASE SERVICES:

          If the Client authorizes the Program Manager to perform services for a
          specific project ("Project") or proposed Project site, the Program
          Manager shall perform the Pre-Construction Phase Services listed in
          this Section 2.1. Such Pre-Construction Phase Services are in addition
          to the Program Management Services provided under Section 1.

          2.1.1  The Program Manager shall provide overall coordination of]
                 activities of the Client's consultants and Suppliers with each
                 other in connection with the design

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                 of the Project. The Program Manager shall coordinate with the
                 Client's landlord in connection with the design of the Project,
                 shall monitor the compliance of the design of the Project with
                 the landlord's design criteria, and shall monitor the review
                 and approval of drawings and specifications by the landlord as
                 required by the lease for the Project space.

          2.1.2  The Program Manager shall assist the Client and the Client's
                 architect or other design consultant (the "Design
                 Professional") in finalizing a specific program for the
                 Project. The Program Manager shall provide preliminary
                 evaluation of the Project program and budget requirements, each
                 in terms of the other. With the Design Professional's
                 assistance, the Program Manager shall provide preliminary
                 estimates of construction cost for early schematic designs
                 based on area, volume or other standards. The Program Manager
                 shall assist the Client and the Design Professional in
                 achieving mutually agreed upon program and Project budget
                 requirements and other design parameters. The Program Manager
                 shall provide cost evaluations of alternative materials and
                 systems.

          2.1.3  The Program Manager shall review the project schedule for the
                 pre-construction phase developed by the Design Professional and
                 make recommendations to the Design Professional regarding
                 revisions to such project schedule.

          2.1.4  The Program Manager shall review designs during their
                 development. The Program Manager shall advise on site use and
                 improvements, if applicable, selection of materials, equipment
                 and methods of Project delivery. The Program Manager shall
                 provide recommendations on relative feasibility of construction
                 methods, availability of materials and labor, time requirements
                 for procurement, installation and construction, and factors
                 related to cost including, but not limited to, costs of
                 alternative designs or materials, preliminary budgets and
                 possible economies.

          2.1.5  The Program Manager shall coordinate contract documents by
                 consulting with the Client and the Design Professional
                 regarding drawings and specifications as they are being
                 prepared, and recommending alternative solutions whenever
                 design details affect construction feasibility, cost or
                 schedules.

          2.1.6  The Program Manager shall investigate and recommend a schedule
                 for the Client's purchase of materials and equipment requiring
                 long lead time procurement, and coordinate the schedule with
                 the early preparation of portions of the contract documents by
                 the Design Professional. The Program Manager shall expedite and
                 coordinate delivery of these purchases.

          2.1.7  Based on construction drawings and specifications approved by
                 the Client, the Program Manager shall develop a line item
                 Construction Budget for construction work (the "Work") for the
                 Project for review and approval of the Client. The Construction
                 Budget shall list exclusions for any Work item not covered by
                 the Construction Budget and shall list any alternates for
                 consideration by the Client. In determining the line item
                 amounts for the Construction Budget, if appropriate, the
                 Program Manager shall obtain at least three (3) competitive
                 bids for each line item, unless the Client and the Program
                 Manager agree the competitive bidding is not required for a
                 particular line item. The Program Manager shall consult with
                 the Client regarding the Construction Budget prepared by the
                 Program Manager.

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          2.1.8  The Program Manager shall develop a bar chart Preliminary
                 Construction Schedule for the Project for review and approval
                 of the Client. The Preliminary Construction Schedule shall
                 include commencement and completion dates for portions of the
                 Work, dates for delivery, installation and start-up of
                 equipment items, Client's occupancy requirements, and other
                 significant dates. The Program Manager shall consult with the
                 Client regarding the Preliminary Construction Schedule prepared
                 by the Program Manager.

     2.2  CONSTRUCTION PHASE SERVICES:

          If the Client authorizes the construction of a specific Project to
          proceed, the Program Manager shall perform the Construction Phase
          Services listed below in connection with such Project. The Client will
          not be deemed to have authorized the construction of the Project until
          the Client signs and submits to the Program Manager a Project
          Authorization in the form attached as Exhibit A, confirming that (i)
          the Client approves the construction drawings and specifications for
          the Project developed by the Design Professional; (ii) the Client
          approves the Construction Budget developed by the Program Manager;
          (iii) the Client approves the Preliminary Construction Schedule
          developed by the Program Manager; and (iv) the Client authorizes
          construction to proceed. The Construction Phase Services listed below
          are in addition to the Program Management Services provided under
          Section 1.

          2.2.1  The Program Manager shall enter into construction contracts
                 ("Contracts") with construction contractors ("Contractors") on
                 behalf of the Client. Unless the Client and Program Manager
                 agree otherwise, the Contract amount shall be the amount
                 indicated in the Construction Budget attached to the
                 Authorization To Proceed With Construction and the Contractor
                 shall be the bidder recommended by the Project Manager.

          2.2.2  The Program Manager shall provide overall coordination of
                 activities of the Client's contractors, consultants and
                 Suppliers with each other in connection with the construction
                 of the Project.

          2.2.3  The Program Manager shall coordinate with the Client's landlord
                 in connection with the construction of the Project, shall
                 monitor the review and approval of contractor submittals by the
                 landlord, and shall monitor compliance of the Contractors' and
                 suppliers activities at the site with Shopping Center security
                 requirements and other requirements of the Landlord pertaining
                 to construction activities at the Shopping Center.

          2.2.4  The Program Manager, in cooperation with the Design
                 Professional, shall provide administration of the Contracts on
                 behalf of the Client.

          2.2.5  The Project Manager shall provide administrative, management
                 and related services as required to coordinate Work of the
                 Contractors with each other and with the activities and
                 responsibilities of the Suppliers, Program Manager, the Client
                 and the Design Professional to complete the Project in
                 accordance with the Client's objectives for cost, time and
                 quality. The Program Manager shall provide sufficient
                 organization, personnel and management to provide the
                 Construction Phase Services required under this Section 2.2.

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          2.2.6  The Program Manager shall schedule and conduct
                 pre-construction, construction and progress meetings to discuss
                 such matters as procedures, progress, problems and scheduling.
                 The Program Manager shall prepare and promptly distribute
                 minutes.

          2.2.7  Consistent with the Preliminary Construction Schedule attached
                 to the Authorization To Proceed With Construction, and
                 utilizing the construction schedules provided by the separate
                 Contractors, the Program Manager shall prepare a Construction
                 Schedule for the Project incorporating the activities of
                 Contractors and Suppliers on the Project, including activity
                 sequences and durations, allocation of labor and materials,
                 processing of shop drawings, product data and samples, and
                 delivery of products requiring long lead time procurement. The
                 Program Manager shall include the Client's occupancy
                 requirements showing portions of the Project having occupancy
                 priority. The Program Manager shall update and reissue the
                 Construction Schedule as required to show current conditions
                 and revisions required by actual experience.

          2.2.8  The Program Manager shall endeavor to achieve satisfactory
                 performance from each of the Contractors. The Program Manager
                 shall recommend courses of action to the Client when
                 requirements of a Contract are not being fulfilled, and the
                 nonperforming party will not take satisfactory corrective
                 action.

          2.2.9  The Program Manager shall revise and refine the approved
                 Construction Budget incorporate approved changes as they occur,
                 and develop cash flow reports and forecasts as needed. The
                 Program Manager shall provide regular monitoring of the
                 approved Construction Budget, showing actual costs for
                 activities in progress and estimates for uncompleted tasks. The
                 Program Manger shall identify variances between actual and
                 budgeted or estimated costs, and advise the Client whenever
                 projected costs exceed budgets or estimates.

          2.2.10 The Program Manager shall maintain cost accounting records on
                 authorized Work performed under unit costs, additional Work
                 performed on the basis of actual costs of labor and materials,
                 or other Work requiring accounting records.

          2.2.11 The Program Manager shall recommend necessary or desirable
                 changes to the Design Professional and the Client, review
                 requests for changes, assist in negotiating Contractors'
                 proposals, submit recommendations to the Design Professional
                 and the Client, and if they are accepted, prepare and sign
                 change orders for the Design Professional's signature and the
                 Client's authorization.

          2.2.12 The Program Manager shall develop and implement procedures for
                 the review and processing of applications by Contractors and
                 Suppliers for progress and final payments. The Program Manager
                 shall make recommendations to the Design Professional for
                 certification to the Client for payment.

          2.2.13 The Program Manager shall assist in obtaining building permits
                 and any applicable special permits for permanent improvements,
                 excluding permits required to be obtained directly by the
                 various Contractors. The Program Manager shall verify that the
                 Client has paid applicable fees and assessments.

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                 The Program Manager shall assist in obtaining approvals from
                 authorities having jurisdiction over the Project.

          2.2.14 If required, the Program Manager shall assist the Client in
                 selecting and retaining the professional services of special
                 consultants and testing laboratories and shall coordinate their
                 services.

          2.2.15 The Program Manager shall determine in general that the Work of
                 each Contractor is being performed in accordance with the
                 requirements of the applicable Contract. The Program Manager
                 shall endeavor to guard the Client against defects and
                 deficiencies in the Work. As appropriate, the Program Manager
                 shall require special inspection or testing, or make
                 recommendations to the Design Professional regarding special
                 inspection or testing, of Work not in accordance with the
                 drawings and specifications for the Contract whether or not
                 such Work be then fabricated, installed or completed. Subject
                 to review by the Design Professional, the Program Manager shall
                 reject Work, which does not conform to the requirements of the
                 drawings and specifications for the Contract.

          2.2.16 The Program Manager shall consult with the Design Professional
                 and the Client if any Contractor requests interpretations of
                 the meaning and intent of the drawings and specifications, and
                 assist in the resolution of questions, which may arise.

          2.2.17 The Program Manager shall receive certificates of insurance
                 from the Contractors, and forward them to the Client.

          2.2.18 The Program Manager shall receive from the Contractors all shop
                 drawings, product data, samples and other submittals,
                 coordinate them with information contained in related documents
                 and transmit them to the Design Professional for approval. In
                 collaboration with the Design Professional, the Program Manager
                 shall establish and implement procedures for expediting the
                 processing and approval of shop drawings, product data, samples
                 and other submittals.

          2.2.19 The Program Manager shall record the progress of the Project.
                 The Program Manager shall submit written progress reports to
                 the Client and the Design Professional including information on
                 each Contractor and each Contractor's Work, as well as the
                 entire Project, showing percentages of completion and the
                 number and amounts of change orders. The Program Manager shall
                 keep a daily log containing a record of Contractors' Work on
                 the site, number of workers, Work accomplished, problems
                 encountered, and other similar relevant data as the Client may
                 require. The Program Manager shall make the log available to
                 the Client.

          2.2.20 The Program Manager shall maintain at the Project site, on a
                 current basis: a record copy of all Contracts, drawings,
                 specifications, addenda, change orders and other modifications,
                 in good order and marked to record all changes made during
                 construction; shop drawings; product data; samples; submittals;
                 purchases; materials; equipment; applicable handbooks;
                 maintenance and operating manuals and instructions; other
                 related documents and revisions which arise out of the
                 Contracts or Work. The Program Manager shall make all records

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                 available to the Client. At the completion of the Project, the
                 Program Manager shall deliver all such records to the Client.

          2.2.21 The Program Manager shall arrange for delivery and storage,
                 protection and security for Client-purchased materials, systems
                 and equipment which are a part of the Project, until such items
                 are incorporated into the Project.

          2.2.22 With the Design Professional and the Client's maintenance
                 personnel, the Program Manager shall observe the Contractors'
                 checkout of utilities, operational systems and equipment for
                 readiness and assist in their initial start-up and testing.

          2.2.23 When the Program Manager considers each Contractor's Work or a
                 designated portion thereof substantially complete, the Program
                 Manager shall prepare for the Client a list of incomplete or
                 unsatisfactory items and a schedule for their completion. The
                 Program Manager shall assist the Design Professional in
                 conducting inspections. The Program Manager shall coordinate
                 the correction and completion of the Work.

          2.2.24 The Program Manager shall evaluate the completion of the Work
                 of the Contractors and make recommendations to the Design
                 Professional when Work is ready for final inspection. The
                 Program Manager shall assist the Design Professional in
                 conducting final inspections. The Program Manager shall secure
                 and transmit to the Client required guarantees, affidavits,
                 releases, bonds and waivers. The Program Manager shall deliver
                 all keys, manuals, record drawings and maintenance stocks to
                 the Client.

          2.2.25 The Program Manager shall perform the Construction Phase
                 Services under this Section 2.2 as expeditiously as is
                 consistent with reasonable skill and care and the orderly
                 progress of the Project.

          2.2.26 The extent of the duties, responsibilities and limitations of
                 authority of the Program Manager as a representative of the
                 Client during construction shall not be modified or extended
                 without the written consent of the Client, the Contractors, the
                 Design Professional and the Program Manager, which consent
                 shall not be unreasonably withheld.

3.   CLIENT'S RESPONSIBILITIES

     3.1  The Client shall provide full information regarding the Client's
          requirements for its restaurant development program and, as
          applicable, its requirements for specific Projects, including
          information regarding the Client's objectives, constraints and
          criteria, including space requirements and relationships, flexibility
          and expandability requirements, special equipment and systems and site
          requirements.

     3.2  The Client shall designate a representative authorized to act in the
          Client's behalf with respect to Client's restaurant program and for
          specific Projects. The Client, or such authorized representative,
          shall examine documents submitted by the Program Manager and shall
          render decisions pertaining thereto promptly to avoid unreasonable
          delay in the progress of the Program Manager's services.

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     3.3  The Client shall furnish such legal, accounting and insurance
          counseling services as may be necessary for the Client's restaurant
          program and for specific Projects, including such auditing services as
          the Client may require to verify the Project applications for payment
          or to ascertain how or for what purposes the Contractors have used the
          monies paid by or on behalf of the Client.

     3.4  The services, information and reports required by Sections 3.1 through
          3.3, inclusive, shall be furnished at the Client's expense, and the
          Program Manager shall be entitled to reasonably rely upon their
          accuracy and completeness.

     3.5  The Client shall furnish the required information and services and
          shall render approvals and decisions as expeditiously as necessary for
          the orderly progress of the Program Manager's services and the Work of
          the Contractors.

4.   PROGRAM MANAGER'S COMPENSATION AND PAYMENTS

     4.1  PROGRAM MANAGEMENT SERVICES:

          For Program Management Services (as described in Section 1), the
          Client shall pay the Program Manager on the first of each month a
          Monthly Retainer in the amount of Six Thousand ($6,000.00) Dollars.
          The Monthly Retainer amount covers the Program Manager's normal office
          overhead and compensation for the services of Mark S. Provenzano. In
          addition to the Monthly Retainer, the Client shall reimburse the
          Program Manager (at actual cost plus fifteen (15%) percent) for all
          reimbursable costs incurred by the Program Manager in connection with
          the performance of Program Management Services.

     4.2  SERVICES FOR A SPECIFIC PROJECT:

          For Services for a specific Project (as described in Section 2), the
          Client shall pay the Program Manager on a monthly basis the sum of the
          following:

          (1) Amounts due to the Contractors, consultants and Suppliers under
          Contracts, consultant agreements and purchase orders held by the
          Program Manager on behalf of the Client with respect to the Project;

          (2) Actual cost incurred by the Program Manager to provide General
          Conditions items and other reimbursable cost items for the Project;

          (3) Amount due for Program Manager's site personnel and other
          personnel (other than Mark S. Provenzano) providing services in
          connection with the Project; plus

          (4) A Construction Management Fee in the amount of fifteen (15%)
          percent of the amounts listed in Subsections (1) through (3) above.

          Each month the Program Manager shall submit an invoice to the Client
          for the amount due for Services performed for the Project during the
          month, and the Client shall pay such amount to the Program Manager
          within ten (10) days after receipt of such invoice.

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     4.3  COST RECORDS:

          The Program Manager shall maintain cost records of Project costs and
          shall make such records available to the Client or the Client's
          authorized representative at mutually convenient times. At the request
          of the Client, the Program Manager shall provide receipts and other
          back-up documentation as reasonably required to substantiate the
          amounts included in invoices submitted by the Program Manager under
          Section 4.2.

5.   INSURANCE

     5.1  The Program Manager shall purchase and maintain Worker's Compensation
          Insurance, Commercial General Liability insurance and Automobile
          Liability Insurance coverage covering its activities under this
          Agreement. At the time the Client issues an Authorization To Proceed
          With Construction for a specific Project, the Program Manager shall
          submit to the Client a certificate of insurance evidencing coverage
          maintained by the Program Manager in connection with the Project in at
          least the following amounts:

<Table>
          <S>                                       <C>
          Worker's Compensation                     $    100,000
          Commercial General Liability              $  3,000,000
          Automotive Liability                      $  1,000,000
          Excess Liability Coverage                 $  1,000,000
</Table>

          The Client and the Client's landlord shall be named as additional
          insured on Program Manager's policies (except Worker's Compensation).

     5.2  With respect to each specific Project covered by an Authorization To
          Proceed With Construction, the Client shall provide builder's risk
          property insurance for the specific Project. The Client's property
          insurance will not cover tools and equipment used during construction
          but not incorporated in the completed Work. At the request of the
          Client, the Program Manager will provide property insurance for a
          specific Project, and the premium cost for such coverage will be
          included in the General Conditions costs reimbursable to the Program
          Manager under Section 4.2.

     5.3  The Client and the Program Manager waive all rights against each
          other, and against the Contractors, consultants, Suppliers, agents and
          employees of the other, for damages covered by any property insurance
          maintained in connection with construction. The Client and the Program
          Manager shall each require appropriate similar waivers from their
          Contractors, consultants, Suppliers and agents.

6.   TERMINATION

     6.1  The Client shall have the right to terminate this Agreement at any
          time, with or without cause, upon ninety (90) days prior written
          notice to Program Manager. In the event of such termination, the
          Program Manager shall be entitled to receive (i) full payment of all
          amounts due under Sections 4.1 and 4.2 for services performed as of
          the effective date of termination; plus (ii) Contractor and Supplier
          restocking and cancellation fees and similar termination expenses
          incurred by Program Manager under Contracts and purchase orders held
          by the Program Manager on behalf of the Client.

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     6.2  The Program Manager shall have the right to terminate this Agreement
          with respect to the Program Management Services under Section 1, with
          or without cause, upon ninety (90) days prior written notice to the
          Client; provided, however, that at the request of the Client, the
          Program Manager shall continue to perform Services with respect to
          construction of a specific Project authorized by the Client under
          Section 2.2 until the completion of construction of such Project. In
          the event of termination of the Program Management Services under this
          Section 6.2, the Program Manager shall be entitled to receive full
          payment of all amounts due under Section 4.1 for Program Management
          Services performed as of the effective date of termination.

     6.3  The Program Manager shall have the right to terminate this Agreement
          upon ten (10) days prior written notice to the Client in the event of
          a substantial failure of the Client to perform the Client's
          obligations under this Agreement and failure of the Client to correct
          such substantial failure within such ten (10) day notice period. In
          the event of termination of this Agreement under this Section 6.3, the
          Program Manager shall be entitled to receive (i) full payment of all
          amounts due under Sections 4.1 and 4.2 for services performed as of
          the effective date of termination; plus (ii) Contractor and Supplier
          restocking and cancellation fees and similar termination expenses
          incurred by the Program Manager under Contracts and purchase orders
          held by the Program Manager on behalf of the Client.

7.   MISCELLANEOUS

     7.1  Unless otherwise specified, this Agreement shall be governed by the
          laws of the State of Michigan.

     7.2  The Client and the Program Manager, respectively, bind themselves,
          their partners, successors, assigns and legal representatives to the
          other party to this Agreement, and to the partners, successors,
          assigns and legal representatives of such other party with respect to
          all covenants of this Agreement. Neither the Client nor the Program
          Manager shall assign, sublet or transfer any interest in this
          Agreement without the written consent of the other.

     7.3  This Agreement represents the entire and integrated agreement between
          the Client and the Program Manager with respect to the matters set
          forth herein and supersedes all prior negotiations, representations or
          agreements, either written or oral. This Agreement may be amended only
          by written instrument signed by both the Client and the Program
          Manager.

     7.4  Nothing contained in this Agreement shall be deemed to give any third
          party any claim or right of action against the Client or the Program
          Manager which does not otherwise exist without regard to this
          Agreement.

8.   LIMITATION ON LIABILITY

     8.1  Budgets and cost estimates prepared by the Program Manager represent
          the Program Manager's best judgment as a professional familiar with
          the construction industry. It is recognized, however, that neither the
          Program Manager nor the Client has control over the cost of labor,
          materials or equipment, over Contractors' methods of determining bid
          prices or other competitive bidding or negotiating conditions.
          Accordingly, the Program

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          Manager cannot and does not warrant or represent that bids or
          negotiated prices will not vary from the Project budget proposed,
          established or approved by the Client, or from any cost estimate or
          evaluation or budget prepared by the Program Manager.

     8.2  The Program Manager shall not be responsible for construction means,
          methods, techniques, sequences and procedures employed by Contractors
          and/or Suppliers in the performance of their Contracts and purchase
          orders, and shall not be responsible for the failure of any Contractor
          or Supplier to carry out Work in accordance with drawings and
          specifications or other Contract requirements.

     8.3  In no event shall the Program Manager or the Client be liable to the
          other for special, incidental or consequential damages, including
          without limitation, loss of profits, revenue or use of capital, claims
          of customers, whether based on contract, tort, negligence, strict
          liability or otherwise.

     This Agreement entered into as of the day and year first written above.

CLIENT                                 PROGRAM MANAGER

Big Buck Brewery & Steakhouse, Inc.    Columbia Construction Services-Michigan,
                                       Inc.

By: /s/ William F. Rolinski            By: /s/ Mark S. Provenzano
    ------------------------------         -------------------------------------
     William F. Rolinski                   Mark S. Provenzano, CIT, CSI, CDT
      Its:  President/CEO                    Its:  President