<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 
CONSOLIDATED BALANCE SHEET OF COBANCORP INC. AND SUBSIDIARY AS OF SEPTEMBER
30, 1996, AND THE RELATED STATEMENTS OF INCOME, CASH FLOWS AND SHAREHOLDERS' 
EQUITY FOR THE NINE MONTHS THEN ENDED AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND> 
<CIK> 0000745276
<NAME> COBANCORP INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                          28,536
<INT-BEARING-DEPOSITS>                           2,699
<FED-FUNDS-SOLD>                                 1,500
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    166,241
<INVESTMENTS-CARRYING>                          28,384
<INVESTMENTS-MARKET>                            29,910
<LOANS>                                        333,734
<ALLOWANCE>                                      5,994
<TOTAL-ASSETS>                                 593,811
<DEPOSITS>                                     515,351
<SHORT-TERM>                                    23,759
<LIABILITIES-OTHER>                              4,045
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,896
<OTHER-SE>                                      44,555
<TOTAL-LIABILITIES-AND-EQUITY>                 593,811
<INTEREST-LOAN>                                 22,619
<INTEREST-INVEST>                                9,250
<INTEREST-OTHER>                                   324
<INTEREST-TOTAL>                                32,193
<INTEREST-DEPOSIT>                              12,208
<INTEREST-EXPENSE>                              12,693
<INTEREST-INCOME-NET>                           19,500
<LOAN-LOSSES>                                      100
<SECURITIES-GAINS>                                 294
<EXPENSE-OTHER>                                 19,307
<INCOME-PRETAX>                                  4,923
<INCOME-PRE-EXTRAORDINARY>                       4,923
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,229
<EPS-PRIMARY>                                     1.23
<EPS-DILUTED>                                     1.23
<YIELD-ACTUAL>                                    5.14
<LOANS-NON>                                        611
<LOANS-PAST>                                        72
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 5,850
<CHARGE-OFFS>                                      607
<RECOVERIES>                                       651
<ALLOWANCE-CLOSE>                                5,994
<ALLOWANCE-DOMESTIC>                             5,223
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            771
        

</TABLE>