<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM COLUMBIA
BANCORP'S CONSOLIDATED FINANCIAL STATEMENTS CONTAINED IN ITS QUARTERLY REPORT ON
FORM 10-QSB FOR THE PERIOD ENDED MARCH 31, 1997 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED> 
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                      13,229,995
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             3,203,277
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                 10,651,504
<INVESTMENTS-CARRYING>                      41,012,149
<INVESTMENTS-MARKET>                                 0
<LOANS>                                    129,556,559
<ALLOWANCE>                                  1,086,571
<TOTAL-ASSETS>                             204,780,571
<DEPOSITS>                                 182,527,790
<SHORT-TERM>                                   290,163
<LIABILITIES-OTHER>                          1,365,135
<LONG-TERM>                                    600,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                     5,150,018
<OTHER-SE>                                  14,847,465
<TOTAL-LIABILITIES-AND-EQUITY>             204,780,571
<INTEREST-LOAN>                              3,195,665
<INTEREST-INVEST>                              789,884
<INTEREST-OTHER>                               100,066
<INTEREST-TOTAL>                             4,085,615
<INTEREST-DEPOSIT>                           1,469,623
<INTEREST-EXPENSE>                           1,481,274
<INTEREST-INCOME-NET>                        2,604,341
<LOAN-LOSSES>                                   90,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,969,167
<INCOME-PRETAX>                              1,030,147
<INCOME-PRE-EXTRAORDINARY>                     712,402
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   712,402
<EPS-PRIMARY>                                      .32
<EPS-DILUTED>                                      .31
<YIELD-ACTUAL>                                       0<F1>
<LOANS-NON>                                     15,000
<LOANS-PAST>                                   495,000
<LOANS-TROUBLED>                                51,000
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               994,577
<CHARGE-OFFS>                                    9,165
<RECOVERIES>                                    11,159
<ALLOWANCE-CLOSE>                            1,086,571
<ALLOWANCE-DOMESTIC>                        10,086,571
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>INFORMATION NOT CALCULATED FOR INTERIM REPORTS
</FN>
        

</TABLE>