EXHIBIT 10(xvi)

                               ZARZION LTD SALE TO
                      HEALTH CARE CENTERS OF AMERICA, INC.
                             OF CERTAIN LODE CLAIMS

SALE OF LODE MINE:

     Agreement made February 6, 1997, between Zarzion, Ltd. a corporation
organized under the laws of the country of the Bahamas in accordance with the
International Business Corporation Act, doing business at 2nd floor, Citibank
Building, East Mall Drive, P.O. Box F42544, Freeport, Bahamas, here referred to
as seller, and Health Care Centers of America, Inc., a corporation organized
under the laws of the State of Nevada, doing business at 100 North Arlington
Street, Suite 22F, Reno, NV 89501, here referred to as buyer.

     The parties agree as follows:

                                   SECTION ONE
                     IDENTIFICATION OF MINE; PURCHASE PRICE

     Seller shall sell to buyer, and buyer shall buy from seller, on the terms
and conditions specified in this agreement, real property consisting of mines
and mining around, together with the improvements on the real property, and the
appurtenances to it, if any in San Bernardino County, California, particularly
described as follows:

     The price for the above-specified real property shall be three hundred
seventy five million (375,000,000) shares and shall be issued within three (3)
days of this agreement. For purposes of this agreement, the parties agree that
the value of the shares of stock of HCCA herein involved shall be two dollars
($2.00) per share, which buyer shall pay to seller at the times and in the
amounts set forth in this agreement, and subject to the terms, covenants, and
conditions contained in this agreement.

                                   SECTION TWO
                                TIME FOR PAYMENT

     The buyer shall tender to the seller assignment(s) of all its interest in
and to all claims and other interest in the subject mater of the agreement. Said
assignment(s) shall be in a form acceptable to the buyer.

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                                  SECTION THREE
                               LABOR AND MATERIALS

     Buyer shall pay for all labor done on or in the property and for all
materials furnished, as well as for equipment of all kinds placed on the
property.

     Buyer shall indemnify seller and the property to be conveyed against any
and all claims or liens for labor, materials, or equipment.

     Immediately on commencement of any work by buyer, buyer shall notify seller
of the commencement, and seller shall have the right to post on the property and
to record notices of nonresponsibility for labor or materials furnished.

                                  SECTION FOUR
                                      TAXES

     Buyer shall at all times during the term of this agreement pay before
delinquency all state and local taxes levied against the property and against
any personal property, tools, equipment and the like placed on the property by
buyer.

                                  SECTION FIVE
                              LIABILITY FOR DAMAGES

     Buyer shall indemnify seller against all liability and claims for damages
for any injury or injuries, including death, to any person or persons or
property of any kind, from any cause or causes, while in, on or in any way
connected with the property. Buyer shall indemnify seller against all
liabilities, charges and expenses, including attorney fees and costs, on account
of or by reason of the injury or injuries, including death, or any loss of
damage growing out of the same.

                                   SECTION SIX
                              COMPLIANCE WITH LAWS

     Buyer shall at all times during the term of this agreement conform with all
applicable laws of California and the United States in the operation of the
property, and ensure compliance with all safety laws and regulations for the
protection of any and all employees engaged in mining operations.

                                  SECTION SEVEN
                                     NOTICES

     The addresses of the respective parties for the purpose of all notices
required by this agreement are as listed above.

      Any change of address shall be immediately furnished by each party to the
other.


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     Mailing to a party at the address for the party specified above, or to an
address furnished by a party to the other in the event of a change of address,
be registered mail (return receipt requested) of any and all notices required
shall constitute service of the notice and shall be conclusive evidence of the
mailing.

                                  SECTION EIGHT
                               EFFECT OF AGREEMENT

     This agreement and all its terms, covenants and conditions shall be binding
on the parties, their successors and assigns.

     Time is of the essence of this agreement.

     In witness whereof, the parties have executed this agreement at Reno,
Nevada, the day and year first above written.


SELLER: Zarzion, Ltd                   Health Care Centers of America, Inc.


By: Carole Aronson                     By: Maurice Furlong
    ----------------------                 --------------------------
Title: Director-President                  President

                                          Attest: J. Michael Pietrzak
                                                  -------------------
                                                  Secretary


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