<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   3-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995             DEC-31-1995             DEC-31-1995
<PERIOD-END>                               SEP-30-1995             JUN-30-1995             MAR-31-1995
<CASH>                                          15,335                  20,342                  28,010
<INT-BEARING-DEPOSITS>                             675                   3,132                     265
<FED-FUNDS-SOLD>                                20,503                  11,377                  10,595
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                      9,032                   6,970                  10,806
<INVESTMENTS-CARRYING>                          96,565                 100,210                 108,928
<INVESTMENTS-MARKET>                            97,208                 101,031                 107,458
<LOANS>                                        228,274                 224,740                 219,280
<ALLOWANCE>                                      2,640                   2,796                   2,570
<TOTAL-ASSETS>                                 389,513                 383,340                 371,986
<DEPOSITS>                                     324,039                 312,801                 312,449
<SHORT-TERM>                                    17,723                  23,428                  13,718
<LIABILITIES-OTHER>                              3,286                   3,478                   3,079
<LONG-TERM>                                          0                       0                       0
<COMMON>                                         3,684                   3,684                   3,349
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<OTHER-SE>                                      40,781                  39,949                  39,391
<TOTAL-LIABILITIES-AND-EQUITY>                 389,513                 383,340                 371,986
<INTEREST-LOAN>                                 18,719                  12,221                   5,959
<INTEREST-INVEST>                                4,747                   3,090                   1,500
<INTEREST-OTHER>                                   432                     298                     146
<INTEREST-TOTAL>                                23,898                  15,609                   7,605
<INTEREST-DEPOSIT>                               8,885                   5,755                   2,758
<INTEREST-EXPENSE>                               9,329                   6,037                   2,900
<INTEREST-INCOME-NET>                           14,569                   9,572                   4,705
<LOAN-LOSSES>                                    1,261                     829                     345
<SECURITIES-GAINS>                                   0                       0                       0
<EXPENSE-OTHER>                                  9,961                   6,517                   3,143
<INCOME-PRETAX>                                  5,614                   3,736                   1,943
<INCOME-PRE-EXTRAORDINARY>                       5,614                   3,736                   1,943
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     3,605                   2,404                   1,239
<EPS-PRIMARY>                                      .98                     .65                     .37
<EPS-DILUTED>                                      .98                     .65                     .37
<YIELD-ACTUAL>                                    5.79                    5.77                    5.69
<LOANS-NON>                                      2,591                   1,908                   2,106
<LOANS-PAST>                                       554                     274                     765
<LOANS-TROUBLED>                                   305                     462                     373
<LOANS-PROBLEM>                                  3,426                   3,840                   5,123
<ALLOWANCE-OPEN>                                 2,932                   2,932                   2,932
<CHARGE-OFFS>                                    1,938                   1,212                     802
<RECOVERIES>                                       385                     247                      95
<ALLOWANCE-CLOSE>                                2,640                   2,796                   2,570
<ALLOWANCE-DOMESTIC>                                 0                       0                       0
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                          2,293                   2,251                     840
        

</TABLE>