<TABLE> <S> <C>


<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-2000
<PERIOD-START>                             JUL-01-2000             JAN-01-2000
<PERIOD-END>                               SEP-30-2000             SEP-30-2000
<CASH>                                          40,858                  40,858
<INT-BEARING-DEPOSITS>                          91,723                  91,723
<FED-FUNDS-SOLD>                                     0                       0
<TRADING-ASSETS>                                     0                       0
<INVESTMENTS-HELD-FOR-SALE>                    836,653                 836,653
<INVESTMENTS-CARRYING>                         138,602                 138,602
<INVESTMENTS-MARKET>                           133,180                 133,180
<LOANS>                                      2,051,348               2,051,348
<ALLOWANCE>                                     22,751                  22,751
<TOTAL-ASSETS>                               3,396,980               3,396,980
<DEPOSITS>                                   2,013,253               2,013,253
<SHORT-TERM>                                   611,339                 611,339
<LIABILITIES-OTHER>                             59,594                  59,594
<LONG-TERM>                                    505,913                 505,913
<PREFERRED-MANDATORY>                                0                       0
<PREFERRED>                                          0                       0
<COMMON>                                       117,228                 117,228
<OTHER-SE>                                      89,653                  89,653
<TOTAL-LIABILITIES-AND-EQUITY>               3,396,980               3,396,980
<INTEREST-LOAN>                                 42,386                 121,544
<INTEREST-INVEST>                               17,607                  52,026
<INTEREST-OTHER>                                     0                       0
<INTEREST-TOTAL>                                59,993                 173,570
<INTEREST-DEPOSIT>                              19,888                  57,044
<INTEREST-EXPENSE>                              18,604                  48,613
<INTEREST-INCOME-NET>                           21,501                  67,913
<LOAN-LOSSES>                                      700                   2,700
<SECURITIES-GAINS>                                   0                     368
<EXPENSE-OTHER>                                 23,852                  65,988
<INCOME-PRETAX>                                  7,242                  26,758
<INCOME-PRE-EXTRAORDINARY>                       7,242                  26,758
<EXTRAORDINARY>                                      0                       0
<CHANGES>                                            0                       0
<NET-INCOME>                                     4,715                  17,573
<EPS-BASIC>                                       0.10                    0.36
<EPS-DILUTED>                                     0.10                    0.36
<YIELD-ACTUAL>                                    2.80                    3.03
<LOANS-NON>                                      9,228                   9,228
<LOANS-PAST>                                         0                       0
<LOANS-TROUBLED>                                     0                       0
<LOANS-PROBLEM>                                      0                       0
<ALLOWANCE-OPEN>                                23,193                  22,301
<CHARGE-OFFS>                                    1,621                   5,210
<RECOVERIES>                                       279                   1,031
<ALLOWANCE-CLOSE>                               22,751                  22,751
<ALLOWANCE-DOMESTIC>                            22,751                  22,751
<ALLOWANCE-FOREIGN>                                  0                       0
<ALLOWANCE-UNALLOCATED>                          1,494                   1,494


</TABLE>