<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
quarterly unaudited financial statements of Success Bancshares, Inc. for the
year ended December 31, 1999, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0001009569
<NAME> SUCCESS BANCSHARES, INC.
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                          17,057
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     36,329
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        428,937
<ALLOWANCE>                                      4,269
<TOTAL-ASSETS>                                 497,145
<DEPOSITS>                                     394,290
<SHORT-TERM>                                    29,817
<LIABILITIES-OTHER>                              2,942
<LONG-TERM>                                     24,246
<PREFERRED-MANDATORY>                           15,000
<PREFERRED>                                          0
<COMMON>                                        25,365
<OTHER-SE>                                       5,485
<TOTAL-LIABILITIES-AND-EQUITY>                 497,145
<INTEREST-LOAN>                                 31,976
<INTEREST-INVEST>                                2,157
<INTEREST-OTHER>                                   524
<INTEREST-TOTAL>                                34,657
<INTEREST-DEPOSIT>                              14,729
<INTEREST-EXPENSE>                              17,422
<INTEREST-INCOME-NET>                           17,235
<LOAN-LOSSES>                                    1,180
<SECURITIES-GAINS>                                   5
<EXPENSE-OTHER>                                 16,800
<INCOME-PRETAX>                                  2,415
<INCOME-PRE-EXTRAORDINARY>                       2,415
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,728
<EPS-BASIC>                                       0.60
<EPS-DILUTED>                                     0.60
<YIELD-ACTUAL>                                    8.11
<LOANS-NON>                                      1,486
<LOANS-PAST>                                       222
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  2,300
<ALLOWANCE-OPEN>                                 3,824
<CHARGE-OFFS>                                      842
<RECOVERIES>                                       107
<ALLOWANCE-CLOSE>                                4,269
<ALLOWANCE-DOMESTIC>                             4,269
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,089


</TABLE>