<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extract4ed from the
quarterly unaudited financial statements of Success Bancshares, Inc. for the
year ended December 31, 1998, and is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<CIK> 0001009569
<NAME> SUCCESS BANCSHARES, INC.
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                          24,905
<INT-BEARING-DEPOSITS>                           7,019
<FED-FUNDS-SOLD>                                 6,900
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     41,037
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        375,087
<ALLOWANCE>                                      3,824
<TOTAL-ASSETS>                                 470,478
<DEPOSITS>                                     398,735
<SHORT-TERM>                                     8,022
<LIABILITIES-OTHER>                              2,906
<LONG-TERM>                                     13,491
<PREFERRED-MANDATORY>                           15,000
<PREFERRED>                                          0
<COMMON>                                        24,531
<OTHER-SE>                                       7,793
<TOTAL-LIABILITIES-AND-EQUITY>                 470,478
<INTEREST-LOAN>                                 28,938
<INTEREST-INVEST>                                2,937
<INTEREST-OTHER>                                   584
<INTEREST-TOTAL>                                32,459
<INTEREST-DEPOSIT>                              15,265
<INTEREST-EXPENSE>                              17,184
<INTEREST-INCOME-NET>                           15,275
<LOAN-LOSSES>                                    1,943
<SECURITIES-GAINS>                               (200)
<EXPENSE-OTHER>                                 15,690
<INCOME-PRETAX>                                    917
<INCOME-PRE-EXTRAORDINARY>                         917
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,204
<EPS-PRIMARY>                                     0.41
<EPS-DILUTED>                                     0.40
<YIELD-ACTUAL>                                    8.29
<LOANS-NON>                                        268
<LOANS-PAST>                                        81
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                    812
<ALLOWANCE-OPEN>                                 2,079
<CHARGE-OFFS>                                      207
<RECOVERIES>                                         9
<ALLOWANCE-CLOSE>                                3,824
<ALLOWANCE-DOMESTIC>                             3,824
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,782
        

</TABLE>