<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST MCMINNVILLE CORPORATION FOR THE THREE MONTHS ENDED
MARCH 31, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                           5,063
<INT-BEARING-DEPOSITS>                             100
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     45,850
<INVESTMENTS-CARRYING>                          49,789
<INVESTMENTS-MARKET>                            50,949
<LOANS>                                        112,226
<ALLOWANCE>                                      1,373
<TOTAL-ASSETS>                                 216,606
<DEPOSITS>                                     175,666
<SHORT-TERM>                                     5,158
<LIABILITIES-OTHER>                              2,301
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,517
<OTHER-SE>                                      31,964
<TOTAL-LIABILITIES-AND-EQUITY>                 216,606
<INTEREST-LOAN>                                  2,392
<INTEREST-INVEST>                                1,553
<INTEREST-OTHER>                                    29
<INTEREST-TOTAL>                                 3,974
<INTEREST-DEPOSIT>                               1,781
<INTEREST-EXPENSE>                               1,825
<INTEREST-INCOME-NET>                            2,149
<LOAN-LOSSES>                                       45
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    972
<INCOME-PRETAX>                                  1,336
<INCOME-PRE-EXTRAORDINARY>                       1,336
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       946
<EPS-PRIMARY>                                     1.77
<EPS-DILUTED>                                     1.77
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                         6
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  5,620
<ALLOWANCE-OPEN>                                 1,314
<CHARGE-OFFS>                                        5
<RECOVERIES>                                        19
<ALLOWANCE-CLOSE>                                1,373
<ALLOWANCE-DOMESTIC>                             1,373
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>