<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST MCMINNVILLE CORPORATION FOR THE NINE MONTHS 
ENDED SEPTEMBER 30, 1997 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO 
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               SEP-30-1997
<CASH>                                           5,365
<INT-BEARING-DEPOSITS>                             100
<FED-FUNDS-SOLD>                                   300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     40,303
<INVESTMENTS-CARRYING>                          46,961
<INVESTMENTS-MARKET>                            47,883
<LOANS>                                        113,159
<ALLOWANCE>                                      1,815
<TOTAL-ASSETS>                                 209,679
<DEPOSITS>                                     170,224
<SHORT-TERM>                                     4,189
<LIABILITIES-OTHER>                              2,551
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,514
<OTHER-SE>                                      31,201
<TOTAL-LIABILITIES-AND-EQUITY>                 209,679
<INTEREST-LOAN>                                  7,221
<INTEREST-INVEST>                                4,116
<INTEREST-OTHER>                                   171
<INTEREST-TOTAL>                                11,508
<INTEREST-DEPOSIT>                               5,158
<INTEREST-EXPENSE>                               5,249
<INTEREST-INCOME-NET>                            6,259
<LOAN-LOSSES>                                       90
<SECURITIES-GAINS>                                  (9)
<EXPENSE-OTHER>                                  2,871
<INCOME-PRETAX>                                  3,889
<INCOME-PRE-EXTRAORDINARY>                       3,889
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,720
<EPS-PRIMARY>                                     5.07
<EPS-DILUTED>                                     5.07
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                       313
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  7,711
<ALLOWANCE-OPEN>                                 1,724
<CHARGE-OFFS>                                       24
<RECOVERIES>                                        25
<ALLOWANCE-CLOSE>                                1,815
<ALLOWANCE-DOMESTIC>                             1,815
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,815
        

</TABLE>