<TABLE> <S> <C>


<ARTICLE>                                            9
<MULTIPLIER>                                   1,000

<S>                                            <C>                 <C>
<PERIOD-TYPE>                                  3-MOS               6-MOS
<FISCAL-YEAR-END>                              DEC-31-2000         DEC-31-2000
<PERIOD-START>                                 APR-01-2000         JAN-01-2000
<PERIOD-END>                                   JUN-30-2000         JUN-30-2000
<CASH>                                         44,985              44,985
<INT-BEARING-DEPOSITS>                         61,664              61,664
<FED-FUNDS-SOLD>                               0                   0
<TRADING-ASSETS>                               0                   0
<INVESTMENTS-HELD-FOR-SALE>                    852,869             852,869
<INVESTMENTS-CARRYING>                         141,484             141,484
<INVESTMENTS-MARKET>                           135,276             135,276
<LOANS>                                        2,034,824           2,034,824
<ALLOWANCE>                                    23,193              23,193
<TOTAL-ASSETS>                                 3,385,301           3,385,301
<DEPOSITS>                                     1,953,947           1,953,947
<SHORT-TERM>                                   619,286             619,286
<LIABILITIES-OTHER>                            55,772              55,772
<LONG-TERM>                                    555,464             555,464
<PREFERRED-MANDATORY>                          0                   0
<PREFERRED>                                    0                   0
<COMMON>                                       117,228             117,228
<OTHER-SE>                                     83,604              83,604
<TOTAL-LIABILITIES-AND-EQUITY>                 3,385,301           3,385,301
<INTEREST-LOAN>                                40,960              79,158
<INTEREST-INVEST>                              17,476              34,419
<INTEREST-OTHER>                               0                   0
<INTEREST-TOTAL>                               58,436              113,577
<INTEREST-DEPOSIT>                             18,476              37,156
<INTEREST-EXPENSE>                             17,040              30,009
<INTEREST-INCOME-NET>                          22,920              46,412
<LOAN-LOSSES>                                  1,000               2,000
<SECURITIES-GAINS>                             52                  373
<EXPENSE-OTHER>                                22,029              42,136
<INCOME-PRETAX>                                8,037               19,516
<INCOME-PRE-EXTRAORDINARY>                     8,037               19,516
<EXTRAORDINARY>                                0                   0
<CHANGES>                                      0                   0
<NET-INCOME>                                   5,163               12,858
<EPS-BASIC>                                    0.11                0.26
<EPS-DILUTED>                                  0.11                0.26
<YIELD-ACTUAL>                                 3.03                3.15
<LOANS-NON>                                    12,352              12,352
<LOANS-PAST>                                   0                   0
<LOANS-TROUBLED>                               0                   0
<LOANS-PROBLEM>                                0                   0
<ALLOWANCE-OPEN>                               22,301              22,301
<CHARGE-OFFS>                                  3,589               3,589
<RECOVERIES>                                   752                 752
<ALLOWANCE-CLOSE>                              23,193              23,193
<ALLOWANCE-DOMESTIC>                           23,193              23,193
<ALLOWANCE-FOREIGN>                            0                   0
<ALLOWANCE-UNALLOCATED>                        5,806               5,806



</TABLE>