|SECURITIES AND EXCHANGE COMMISSION                                                                                                                                                                                                                    
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|Washington, D.C. 20549                                                                                                                                                                                                                                
|FORM 10-K/A                                                                                                                                                                                                                                           
|ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) of Companys 
previously filed Form 10-K in order to file as an 
exhibit the Annual Servicing Report of Companys
Independent Public Accountants.                                                         
|Commission File Nos. 333-20147                                                                                                                                                                                                                        
|HOUSEHOLD CONSUMER LOAN TRUST 1997-1
(Exact name of Registrant as specified in Department
of the Treasury, Internal Revenue Service Form SS-4)                                                                                                        
|HOUSEHOLD FINANCE CORPORATION(Servicer of the Trust)
(Exact name as specified in Servicers charter)                                                                                                                                                   
|Delaware(State or other jurisdiction of
incorporation of Servicer)                                                                                                                                                                                    
|2700 SANDERS ROAD, PROSPECT HEIGHTS, ILLINOIS                60070                                                                                                                                                                                    
|(Address of principal executive offices of Servicer)                            (Zip Code)                                                                                                                                                            
|Servicers telephone number, including area code (847)564-5000                                                                                                                                                                                         
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|SIGNATURES                                                                                                                                                                                                                                            
|Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Servicer has duly caused this report to be signed on behalf of the Household Consumer Loan Trust 1997-1 by the undersigned, thereunto
duly authorized.
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|Dated: April 19, 2001                                                                                                                                                                                                                                 
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|EXHIBIT INDEX                                                                                                                                                                                                                                         
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|Exhibit No.                                                                                                                                                                                                                                           
|99                                                                                                                                                                                                                                                    
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