<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF FIRST MCMINNVILLE CORPORATION FOR THE SIX MONTHS ENDED 
JUNE 30, 1998 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               JUN-30-1998
<EXCHANGE-RATE>                                      1
<CASH>                                           4,727
<INT-BEARING-DEPOSITS>                             100
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     77,452
<INVESTMENTS-CARRYING>                          50,101
<INVESTMENTS-MARKET>                            50,849
<LOANS>                                        111,946
<ALLOWANCE>                                      1,416
<TOTAL-ASSETS>                                 247,875
<DEPOSITS>                                     197,998
<SHORT-TERM>                                     9,622
<LIABILITIES-OTHER>                              2,126
<LONG-TERM>                                      4,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,517
<OTHER-SE>                                      32,612
<TOTAL-LIABILITIES-AND-EQUITY>                 247,875
<INTEREST-LOAN>                                  4,790
<INTEREST-INVEST>                                3,409
<INTEREST-OTHER>                                    89
<INTEREST-TOTAL>                                 8,288
<INTEREST-DEPOSIT>                               3,814
<INTEREST-EXPENSE>                               3,956
<INTEREST-INCOME-NET>                            4,332
<LOAN-LOSSES>                                       90
<SECURITIES-GAINS>                                  (4)
<EXPENSE-OTHER>                                  1,896
<INCOME-PRETAX>                                  2,754
<INCOME-PRE-EXTRAORDINARY>                       2,754
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,942
<EPS-PRIMARY>                                     3.63
<EPS-DILUTED>                                     3.62
<YIELD-ACTUAL>                                       0
<LOANS-NON>                                          0
<LOANS-PAST>                                       101
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  5,611
<ALLOWANCE-OPEN>                                 1,314
<CHARGE-OFFS>                                       11
<RECOVERIES>                                        23
<ALLOWANCE-CLOSE>                                1,416
<ALLOWANCE-DOMESTIC>                             1,416
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        

</TABLE>