Exhibit 10.71

        AGREEMENT TO PRINCIPAL & INTEREST INTO COMMON STOCK OF FUTUREONE

This Agreement is made this 17th Day of January 2001, between FutureOne,  Inc, a
Nevada  corporation  ("FutureOne")  and  Kenneth P. Eck,  ("Eck") an  individual
residing in Maricopa County Arizona.

WHEREAS On May 30, 2000  FutureOne and Eck entered into a Settlement  and Mutual
Release Agreement.

WHEREAS  In  conjunction  with said  Settlement  and Mutual  Release  Agreement,
FutureOne  issued to Eck a promissory  note  (`Note")  dated May 30, 2000 in the
amount of $64,800.00

WHEREAS to date  FutureOne has not made any of the required  payments under said
Note and is in default in the amount of $ $64,800  principal  plus $ 3,281.00 of
accrued interest.

THEREFOR The parties now desire to cure the default  under the note and to amend
the terms of the Note as follows:

FutureOne shall immediately issue to Eck 175,000 shares of its Common Stock, par
value $.001 ( the  Shares") in payment of $ 3,281.00 of interest and $ 31,719.00
of principal under the following terms and conditions:

Eck represents that:

(a)  That in formulating a decision to acquire the Shares, he has been given the
     opportunity to ask questions,  and to obtain any  information  necessary to
     permit him to verify the accuracy of the information and has been furnished
     all such information so requested;  he has not relied or acted on the basis
     of any representations or other information purported to be given on behalf
     of the Company;  That he  understands  that the  acquisition  of the Shares
     involves  various risks;  the Shares should be regarded as speculative  and
     involving  a high  degree of risk;  he is fully  aware of the nature of his
     investment in the Shares and the lack of liquidity of his investment in the
     Shares;

(b)  He can bear the economic risk of the  acquisition  of the Shares  including
     the total loss of his  investment  and he has such knowledge and experience
     in business and financial matters as to be capable of evaluating the merits
     and risks of an investment in the Shares;

(c)  That the Shares being acquired will be acquired for his own account without
     a view to  public  distribution  or  resale  and  that he has no  contract,
     undertaking,  agreement or  arrangement  to sell or  otherwise  transfer or
     dispose of any Shares or any portion thereof to any other person.
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(d)  He is an  "accredited  investor"  as  defined in Rule 501 of  Regulation  D
     promulgated under the Act.

(e)  Each certificate  representing  Shares paid pursuant to this Agreement will
     be imprinted with a legend in substantially the following form:

     THE  SECURITIES  REPRESENTED  HEREBY  HAVE NOT BEEN  REGISTERED  UNDER  THE
     SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES  ACT"), OR ANY STATE OR
     FOREIGN  SECURITIES LAWS, AND MAY NOT BE SOLD OR TRANSFERRED OR OFFERED FOR
     SALE OR TRANSFER  UNLESS A REGISTRATION  STATEMENT UNDER THE SECURITIES ACT
     AND OTHER  APPLICABLE  SECURITIES  LAWS WITH RESPECT TO SUCH  SECURITIES IS
     THEN IN EFFECT,  OR IN THE OPINION OF COUNSEL SUCH  REGISTRATION  UNDER THE
     SECURITIES ACT AND OTHER APPLICABLE SECURITIES LAWS IS NOT REQUIRED.

The Parties  further  agree that after  payment of the above amount of principal
and interest that the balance remaining on the Note will be $ 33,081.00 and that
such  amount  along with  accrued  interest  will  hereafter  be paid in monthly
installments of principal and interest of $2,500, beginning March 1, 2001.

All other terms of the  Settlement  and Mutual  Release  Agreement  and the Note
shall remain in full force and effect without modification.

Agreed this __ day of January, 2001.

FUTUREONE, INC.

a Nevada corporation

By:
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Title: President

Kenneth P. Eck
An Individual

By:
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