**Exhibit-3.(ii)**

 

**CORPORATE BYLAWS**

 

**CREDEX CORPORATION**

 

**ARTICLE I. MEETING OF SHAREHOLDERS**

 

**Section 1. Annual Meeting. **Theannual shareholder meeting of CREDEX Corporation will be held on the 30thday of October, of each year or at such other time and place as designated by the Board of Directors of CREDEX Corporation providedthat if said day falls on a Sunday or legal holiday, then the meeting will be held on the first business day thereafter. Businesstransacted at said meeting will include the election of directors of CREDEX Corporation.

 

**Section 2. Special Meetings. **Special meetingsof the shareholders will be held when directed by the President, Board of Directors, or the holders of not less than 10 percentof all the shares entitled to be cast on any issue proposed to be considered at the proposed special meeting; provided that saidpersons sign, date and deliver to CREDEX Corporation one or more written demands for the meeting describing the purposes(s) forwhich it is to be held. A meeting requested by shareholders of CREDEX Corporation will be called for a date not less than 10 normore than 60 days after the request is made, unless the shareholders requesting the meeting designate a later date. The call forthe meeting will be issued by the Secretary, unless the President, Board of Directors or shareholders requesting the meeting designateanother person to do so.

 

**Section 3. Place. **Meetings of shareholders willbe held at the principal place of business of CREDEX Corporation or at such other place as is designated by the Board of Directors.

 

**Section 4. Record Date and List of Shareholders. **TheBoard of Directors of CREDEX Corporation shall fix the record date; however, in no event may a record date fixed by the Board ofDirectors be a date prior to the date on which the resolution fixing the record date is adopted.

 

 

 

 

 

After fixing a record date for a meeting, the Secretary shall preparean alphabetical list of the names of all CREDEX Corporation's shareholders who are entitled to notice of a shareholders' meeting,arranged by voting group with the address of and the number and class and series, if any, of shares held by each. Said list shallbe available for inspection in accordance with Florida Law.

 

**Section 5. Notice. **Written notice stating theplace, day and hour of the meeting, and the purpose(s) for which said special meeting is called, will be delivered not less than10 nor more than 60 days before the meeting, either personally or by first class mail, by or at the direction of the President,the Secretary or the officer or persons calling the meeting to each shareholder of record entitled to vote at such meeting. Ifmailed, such notice will be deemed to be effective when deposited in the United States mail and addressed to the shareholder atthe shareholder's address as it appears on the stock transfer books of CREDEX Corporation, with postage thereon prepaid.

 

CREDEX Corporation shall notify each shareholder, entitled to avote at the meeting, of the date, time and place of each annual and special shareholder's meeting no fewer than 10 or more than60 days before the meeting date. Notice of a special meeting shall describe the purpose(s) for which the meeting is called. A shareholdermay waive any notice required hereunder either before or after the date and time stated in the notice; however, the waiver mustbe in writing, signed by the shareholder entitled to the notice and be delivered to CREDEX Corporation for inclusion in the minutesor filing in the corporate records.

 

**Section 6. Notice of Adjourned Meeting. **Whena meeting is adjourned to another time or place, it will not be necessary to give any notice of the adjourned meeting providedthat the time and place to which the meeting is adjourned are announced at the meeting at which the adjournment is taken. At suchan adjourned meeting, any business may be transacted that might have been transacted on the original date of the meeting. If, however,a new record date for the adjourned meeting is made or is required, then, a notice of the adjourned meeting will be given on thenew record date as provided in this Article to each shareholder of record entitled to notice of such meeting.

 

 

 

 

 

**Section 7. Shareholder Quorum and Voting. **A majorityof the shares entitled to vote, represented in person or by proxy, will constitute a quorum at a meeting of shareholders.

 

If a quorum, as herein defined, is present, the affirmative voteof a majority of the shares represented at the meeting and entitled to vote on the subject matter thereof will be the act of theshareholders unless otherwise provided by law.

 

**Section 8. Voting of Shares. **Each outstandingshare will be entitled to one vote on each matter submitted to a vote at a meeting of shareholders.

 

**Section 9. Proxies. **A shareholder may vote eitherin person or by proxy provided that any and all proxies are executed in writing by the shareholder or his duly authorized attorney-in-fact.No proxy will be valid after the duration of 11 months from the date thereof unless otherwise provided in the proxy.

 

**Section 10. Action by Shareholders Without a Meeting. **Anyaction required or permitted by law, these bylaws, or the Articles of Incorporation of CREDEX Corporation to be taken at any annualor special meeting of shareholders may be taken without a meeting, without prior notice and without a vote, provided that the actionis taken by the holders of outstanding stock of each voting group entitled to vote thereon having not less than the minimum numberof votes with respect to each voting group that would be necessary to authorize or take such action at a meeting at which all votinggroups and shares entitled to vote thereon were present and voted, as provided by law. The foregoing actions(s) shall be evidencedby written consents describing the action taken, dated and signed by approving shareholders having the requisite number of votesof each voting group entitled to vote thereon and delivered to CREDEX Corporation in accordance with Florida Law. Within 10 daysafter obtaining such authorization by written consent, notice shall be given to those shareholders who have not consented in writingor who are not entitled to vote. Said notice shall fairly summarize the material features of the authorized action and if the actionrequires the providing of dissenters' rights, said notice will comply with the disclosure requirements pertaining to dissenters'rights of Florida Law.

 

 

 

 

 

**ARTICLE II. DIRECTORS**

 

**Section 1. Function. **All corporate powers, business,and affairs will be exercised, managed and directed under the authority of the Board of Directors.

 

**Section 2. Qualification. **Directors must be naturalpersons of 18 years of age or older but need not be residents of this state and need not be shareholders of CREDEX Corporation.

 

**Section 3. Compensation. **The Board of Directorswill have authority to fix the compensation for directors of CREDEX Corporation.

 

**Section 4. Presumption of Assent. **A directorof CREDEX Corporation who is present at a meeting of the Board of Directors at which action on any corporate matter is taken willbe presumed to have assented to the action taken unless such director votes against such action or abstains from voting in respectthereto because of an asserted conflict of interest.

 

**Section 5. Number. **CREDEX Corporation will haveup to 7 director(s).

 

**Section 6. Election and Term. **Each person namedin the Articles of Incorporation as a member of the initial Board of Directors will hold office until said directors will havebeen qualified and elected at the first annual meeting of shareholders, or until said directors earlier resignation, removal fromoffice or death.

 

At the first annual meeting of shareholders and at each annual meetingthereafter, the shareholders will elect directors to hold office until the next annual meeting. Each director will hold officefor a term for which said director is elected until said director's successor will have been qualified and elected, said director'sprior resignation, said director's removal from office or said director's death.

 

 

 

 

 

**Section 7. Vacancies. **Any vacancy occurring inthe Board of Directors will be filled by the affirmative vote of a majority of the shareholders or of the remaining directors eventhough less than a quorum of the Board of Directors. A director elected to fill a vacancy will hold office only until the nextelection of directors by the shareholders.

 

**Section 8. Removal and Resignation of Directors. **Ata meeting of shareholders called expressly for that purpose, any director or the entire Board of Directors may be removed, withor without cause, by a vote of the holders of a majority of the shares then entitled to vote at an election of directors.

 

A director may resign at any time by delivering written notice tothe Board of Directors or its chairman or to CREDEX Corporation by and through one of its officers. Such a resignation is effectivewhen the notice is delivered unless a later effective date is specified in said notice.

 

**Section 9. Quorum and Voting. **A majority of thenumber of directors fixed by these Bylaws shall constitute a quorum for the transaction of business. The act of a majority of thedirectors present at a meeting at which a quorum is present will be the act of the Board of Directors.

 

**Section 10. Executive and Other Committees. **Aresolution, adopted by a majority of the full Board of Directors, may designate from among its members an executive committee and/orother committee(s) which will have and may exercise all the authority of the Board of Directors to the extent provided in suchresolution, except as is provided by law. Each committee must have two or more members who serve at the pleasure of the Board ofDirectors. The board may, by resolution adopted by a majority of the full Board of Directors, designate one or more directors asalternate members of any such committee who may act in the place and instead of any absent member or members at any meeting ofsuch committee.

 

 

 

 

 

**Section 11. Place of Meeting. **Special or regularmeetings of the Board of Directors will be held within or without the State of Florida.

 

**Section 12. Notice, Time and Call of Meetings. **Regularmeetings of the Board of Directors will be held without notice on such dates as are designated by the Board of Directors. Writtennotice of the time and place of special meetings of the Board of Directors will be given to each director by either personal delivery,telegram or cablegram at least two (2) days before the meeting or by notice mailed to the director at least five (5) days beforethe meeting.

 

Notice of a meeting of the Board of Directors need not be givento any director who signs a waiver of notice either before or after the meeting. Attendance of a director at a meeting will constitutea waiver of notice of such meeting and waiver of any and all objections to the place of the meeting, the time of the meeting, orthe manner in which it has been called or convened, except when a director states, at the beginning of the meeting, any objectionto the transaction of business because the meeting is not lawfully called or convened.

 

Neither the business to be transacted nor the purpose of, regularor special meetings of the Board of Directors need be specified in the notice or waiver of notice of such meeting.

 

A majority of the directors present, whether or not a quorum exists,may adjourn any meeting of the Board of Directors to another time and place. Notice of any such adjourned meeting will be givento the directors who were not present at the time of the adjournment.

 

Meetings of the Board of Directors may be called by the Chairmanof the Board, the President of CREDEX Corporation or any two directors.

 

 

 

 

 

Members of the Board of Directors may participate in a meeting ofsuch board by means of a conference telephone or similar communications equipment by means of which all persons participating inthe meeting can hear each other at the same time. Participation by such means shall constitute presence in person at a meeting.

 

**Section 13. Action Without a Meeting. **Any actionrequired to be taken at a meeting of the Board of Directors, or any action which may be taken at a meeting of the Board of Directorsor a committee thereof, may be taken without a meeting if a consent in writing, setting forth the action to be so taken, signedby all the directors, or all the members of the committee, as the case may be, is filed in the minutes of the proceedings of theboard or of the committee. Such consent will have the same effect as a unanimous vote.

 

**ARTICLE III. OFFICERS**

 

**Section 1. Officers. **The officers of CREDEX Corporationwill consist of a president, a vice president, a secretary and a treasurer, each of whom will be elected by the Board of Directors.Such other officers and assistant officers and agents as may be deemed necessary may be elected or appointed by the Board of Directorsfrom time to time. Any two or more offices may be held by the same person.

 

**Section 2. Duties. **The officers of CREDEX Corporationwill have the following duties:

 

The President will be the chief executive officer of CREDEX Corporation,who generally and actively manages the business and affairs of CREDEX Corporation subject to the directions of the Board of Directors.Said officer will preside at all meetings of the shareholders and Board of Directors.

 

The Vice President will, in the event of the absence or inabilityof the President to exercise his office, become acting president of the organization with all the rights, privileges and powersas if said person had been duly elected president.

 

 

 

 

 

The Secretary will have custody of, and maintain all of the corporaterecords except the financial records. Furthermore, said person will record the minutes of all meetings of the shareholders andBoard of Directors, send all notices of meetings and perform such other duties as may be prescribed by the Board of Directors orthe President. Furthermore, said officer shall be responsible for authenticating records of CREDEX Corporation.

 

The Treasurer shall retain custody of all corporate funds and financialrecords, maintain full and accurate accounts of receipts and disbursements and render accounts thereof at the annual meetings ofshareholders and whenever else required by the Board of Directors or the President, and perform such other duties as may be prescribedby the Board of Directors or the President.

 

**Section 3. Removal and Resignation of Officers. **Anofficer or agent elected or appointed by the Board of Directors may be removed by the Board of Directors whenever in the Board'sjudgment the best interests of CREDEX Corporation will be served thereby.

 

Any officer may resign at any time by delivering notice to CREDEXCorporation. Said resignation is effective upon delivery unless the notice specifies a later effective date.

 

Any vacancy in any office may be filled by the Board of Directors.

 

**ARTICLE IV. STOCK CERTIFICATES**

 

**Section 1. Issuance. **Every holder of share(s)in CREDEX Corporation will be entitled to have a certificate representing all share(s) to which he is holder. No certificate representingshare(s) will be issued until such share(s) is/are fully paid.

 

**Section 2. Form. **Certificates representing share(s)in CREDEX Corporation will be signed by the President or Vice President and the Secretary or an Assistant Secretary and will besealed with the seal of CREDEX Corporation.

 

 

 

 

 

**Section 3. Transfer of Stock. **CREDEX Corporationwill register a stock certificate presented for transfer if the certificate is properly endorsed by the holder of record or byhis duly authorized agent.

 

**Section 4. Lost, Stolen, or Destroyed Certificates. **Ifa shareholder claims that a stock certificate representing shares issued and recorded by CREDEX Corporation has been lost or destroyed,a new certificate will be issued to said shareholder, provided that said shareholder presents an affidavit claiming the certificateof stock to be lost, stolen or destroyed. At the discretion of the Board of Directors, said shareholder may be required to deposita bond or other indemnity in such amount and with such sureties, if any, as the board may require.

 

**ARTICLE V. BOOKS AND RECORDS**

 

**Section 1. Books and Records. **CREDEX Corporationshall keep as permanent records minutes of all meetings of its shareholders and Board of Directors, a record of all actions takenby the shareholders or Board of Directors without a meeting, and a record of all actions taken by a committee of the Board of Directorsin place of the Board of Directors on behalf of CREDEX Corporation. Furthermore, CREDEX Corporation shall maintain accurate accountingrecords. Furthermore, CREDEX Corporation shall maintain the following:

 

(i) a record of its shareholders in a form that permits preparationof a list of the names and addresses of all shareholders in alphabetical order by class of shares showing the number and seriesof shares held by each;

(ii) CREDEX Corporation's Articles or Restated Articles of Incorporationand all amendments thereto currently in effect;

(iii)  CREDEX Corporation's Bylaws or Restated Bylawsand all amendments thereto currently in effect;

(iv)  Resolutions adopted by the Board of Directors creatingone or more classes or series of shares and fixing their relative rights, preferences and limitations if shares issued pursuantto those resolutions are outstanding;

(v)  The minutes of all shareholders' meetings and recordsof all actions taken by shareholders without a meeting for the past 3 years;

 

 

 

 

 

(vi)  Written communications to all shareholders generallyor all shareholders of a class or series within the past 3 years including the financial statements furnished for the past 3 yearsto shareholders as may be required under Florida Law;

(vii)  A list of the names and business street addressesof CREDEX Corporation's current directors and officers; and

(viii)  A copy of CREDEX Corporation's most recent annualreport delivered to the Department of State.

Any books, records and minutes may be in written form or in anyother form capable of being converted into written form.

 

**Section 2. Shareholder's Inspection Rights. **Ashareholder of CREDEX Corporation (including a beneficial owner whose shares are held in a voting trust or a nominee on behalfof a beneficial owner) may inspect and copy, during regular business hours at CREDEX Corporation's principal office, any of thecorporate records required to be kept pursuant to Section 1, of this Article of these Bylaws, if said shareholder gives CREDEXCorporation written notice of such demand at least 5 business days before the date on which the shareholder wishes to inspect andcopy. The foregoing right of inspection is subject however to such other restrictions as are applicable under Florida Law, including,but not limited to, the inspection of certain records being permitted only if the demand for inspection is made in good faith andfor a proper purpose (as well as the shareholder describing with reasonable particularity the purpose and records desired to beinspected and such records are directly connected with the purpose).

 

 

 

 

 

 

 

**Section 3. Financial Information. **Unless modifiedby resolution of the shareholders within 120 days of the close of each fiscal year, CREDEX Corporation shall furnish the shareholdersannual financial statements which may be consolidated or combined statements of CREDEX Corporation and one or more of its subsidiariesas appropriate, that include a balance sheet as of the end of the fiscal year, an income statement for that year, and a statementof cash flow for that year. If financial statements are prepared on the basis of generally accepted accounting principles, theannual financial statements must also be prepared on that basis. If the annual financial statements are reported on by a publicaccountant, said accountant's report shall accompany said statements. If said annual financial statements are not reported on bya public accountant, then the statements shall be accompanied by a statement of the president or the person responsible for CREDEXCorporation's accounting records (a) stating his reasonable belief whether the statements were prepared on the basis of generallyaccepted accounting principles and if not, describing the basis of preparation; and (b) describing any respects in which the statementswere not prepared on a basis of accounting consistent with the statements prepared for the preceding year. The annual financialstatements shall be mailed to each shareholder of CREDEX Corporation within 120 days after the close of each fiscal year or withinsuch additional time as is reasonably necessary to enable CREDEX Corporation to prepare same, if, for reasons beyond CREDEX Corporation'scontrol, said annual financial statement cannot be prepared within the prescribed period.

 

**Section 4**. **Other Reports to Shareholders.**** **CREDEXCorporation shall report any indemnification or advanced expenses to any director, officer, employee, or agent (for indemnificationrelating to litigation or threatened litigation) in writing to the shareholders with or before the notice of the next shareholders'meeting, or prior to such meeting if the indemnification or advance occurs after the giving of such notice but prior to the timesuch meeting is held, which report shall include a statement specifying the persons paid, the amounts paid, and the nature andstatus, at the time of such payment, of the litigation or threatened litigation.

 

 

 

 

 

 

 

Additionally, if CREDEX Corporation issues or authorizes the issuanceof shares for promises to render services in the future, CREDEX Corporation shall report in writing to the shareholders the numberof shares authorized or issued and the consideration received by CREDEX Corporation, with or before the notice of the next shareholders'meeting.

 

**ARTICLE VI. DIVIDENDS**

 

The Board of Directors of CREDEX Corporation may, from time to timedeclare dividends on its shares in cash, property or its own shares, except when CREDEX Corporation is insolvent or when the paymentthereof would render CREDEX Corporation insolvent, subject to Florida Law.

 

**ARTICLE VII. CORPORATE SEAL**

 

The Board of Directors will provide a corporate seal which willbe in circular form embossing in nature and stating "Corporate Seal", "Florida", year of incorporation andname of said corporation.

 

**ARTICLE VIII. AMENDMENT**

 

These Bylaws may be altered, amended or repealed, and altered, amendedor new Bylaws may be adopted by a majority vote of the full Board of Directors.

 

Adapted as the initial by-laws of the corporation by the sole directoron October 30, 2005.