<TABLE> <S> <C>

<ARTICLE> 6
<LEGEND>
This schedule contains Summary Financial Information extracted from the Form
N-SAR and the financial statements and is qualified in its entirety by
references to such documents.
</LEGEND>
<SERIES>
   <NUMBER> 022
   <NAME> BALANCED STOCK AND BOND FUND - CLASS B
<MULTIPLIER> 1000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-START>                             JUL-01-1999
<PERIOD-END>                               DEC-31-1999
<INVESTMENTS-AT-COST>                            75149
<INVESTMENTS-AT-VALUE>                           83814
<RECEIVABLES>                                      584
<ASSETS-OTHER>                                     215
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                   84613
<PAYABLE-FOR-SECURITIES>                             0
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                          343
<TOTAL-LIABILITIES>                                343
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                         74754
<SHARES-COMMON-STOCK>                              512
<SHARES-COMMON-PRIOR>                              473
<ACCUMULATED-NII-CURRENT>                           86
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                            765
<OVERDISTRIBUTION-GAINS>                             0
<ACCUM-APPREC-OR-DEPREC>                          8665
<NET-ASSETS>                                     84270
<DIVIDEND-INCOME>                                  559
<INTEREST-INCOME>                                 1211
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                     604
<NET-INVESTMENT-INCOME>                           1166
<REALIZED-GAINS-CURRENT>                          1295
<APPREC-INCREASE-CURRENT>                       (3163)
<NET-CHANGE-FROM-OPS>                            (702)
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                          128
<DISTRIBUTIONS-OF-GAINS>                           477
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                             68
<NUMBER-OF-SHARES-REDEEMED>                         43
<SHARES-REINVESTED>                                 13
<NET-CHANGE-IN-ASSETS>                          (7685)
<ACCUMULATED-NII-PRIOR>                             14
<ACCUMULATED-GAINS-PRIOR>                         2535
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                              332
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                    660
<AVERAGE-NET-ASSETS>                             13098
<PER-SHARE-NAV-BEGIN>                            27.18
<PER-SHARE-NII>                                    .27
<PER-SHARE-GAIN-APPREC>                          (.53)
<PER-SHARE-DIVIDEND>                             (.25)
<PER-SHARE-DISTRIBUTIONS>                        (.95)
<RETURNS-OF-CAPITAL>                                 0
<PER-SHARE-NAV-END>                              25.72
<EXPENSE-RATIO>                                   1.95


</TABLE>