----

----

| x | QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|---|-----------------------------------------------------------------------------------------|

|  ̈ | TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 |
|--------|------------------------------------------------------------------------------------------|

| 000-53370                |
|--------------------------|
| (Commission File Number) |

|   | Auburn Bancorp, Inc.                                   |   |
|--------|--------------------------------------------------------|--------|
|   | (Exact name of registrant as specified in its charter) |   |

| United States                                 |   | 26-2139168                       |
|-----------------------------------------------|--------|----------------------------------|
| (State or other jurisdictionof incorporation) |   | (IRS EmployerIdentification No.) |

|   | 256 Court Street, P.O. Box 3157, Auburn, Maine 04212  |   |
|--------|-------------------------------------------------------|--------|
|   | (Address and zip code of principal executive offices) |   |

|   | (207) 782-0400                                             |   |
|--------|------------------------------------------------------------|--------|
|   | (Registrant’s telephone number, including area code) |   |

|   | None                                                                               |   |
|--------|------------------------------------------------------------------------------------|--------|
|   | (Former name, former address and former fiscal year, if changed since last report) |   |

|   | Large accelerated filer  ̈ | Accelerated filer  ̈    |
|--------|--------------------------------|-----------------------------|
|   |                           |                        |
|   | Non-accelerated filer  ̈   | Smaller reporting company x |

----

|                                      |                                                                                                                                | Page   |
|-------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------|--------|
| PART I. FINANCIAL INFORMATION (Unaudited) |
|                                      |
| Item 1.                                   | Financial Statements                                                                                                                |   |
|                                      |                                                                                                                                |   |
|                                      | Consolidated Balance Sheets as of September 30, 2009 (Unaudited) and June 30, 2009                                                  | 3      |
|                                      |                                                                                                                                |   |
|                                      | Consolidated Statements of Income (Unaudited) for the Three Months Ended September 30, 2009 and 2008                                | 4      |
|                                      |                                                                                                                                |   |
|                                      | Consolidated Statements of Changes in Stockholders’ Equity (Unaudited) for the Three Months Ended September 30, 2009 and 2008 | 5      |
|                                      |                                                                                                                                |   |
|                                      | Consolidated Statements of Cash Flows (Unaudited) for the Three Months Ended September 30, 2009 and 2008                       | 6      |
|                                      |                                                                                                                                |   |
|                                      | Notes to Consolidated Financial Statements (Unaudited)                                                                              | 7      |
|                                      |                                                                                                                                |   |
| PART II. OTHER INFORMATION                |
|                                      |
| Item 2.                                   | Management’s Discussion and Analysis of Financial Condition and Results of Operations                                         | 15     |
|                                      |                                                                                                                                |   |
| Item 3.                                   | quantitative and qualitative disclosures about market risk                                                                          | 22     |
|                                      |                                                                                                                                |   |
| Item 4T.                                  | Controls and Procedures                                                                                                             | 22     |
|                                      |                                                                                                                                |   |
| Item 1.                                   | Legal Proceedings                                                                                                                   | 22     |
|                                      |                                                                                                                                |   |
| Item 1A.                                  | risk factors                                                                                                                        | 22     |
|                                      |                                                                                                                                |   |
| Item 2.                                   | Unregistered Sales of Equity Securities and Use of Proceeds                                                                         | 22     |
|                                      |                                                                                                                                |   |
| Item 3.                                   | Defaults Upon Senior Securities                                                                                                     | 22     |
|                                      |                                                                                                                                |   |
| Item 4.                                   | Submission of Matters to a Vote of Security Holders                                                                                 | 22     |
|                                      |                                                                                                                                |   |
| Item 5.                                   | Other Information                                                                                                                   | 22     |
|                                      |                                                                                                                                |   |
| Item 6.                                   | Exhibits                                                                                                                            | 23     |
|                                      |                                                                                                                                |   |
|                                      | Signatures                                                                                                                          | 24     |

----

| ITEM 1. | FINANCIAL STATEMENTS |
|---------|----------------------|

|                                                    |   | September 30, |       |   | June 30, |   |
|---------------------------------------------------------|--------|---------------|------------|--------|----------|--------|
|                                                    |   | 2009          |       |   | 2009     |   |
|                                                    |   | (Unaudited)   |       |   |     |   |
|                                                    |   |          |       |   |     |   |
| Cash and due from banks                                 |   | $             | 1,450,422  |   |     | $      | 1,403,715 |   |
| Interest-earning deposits                               |   |          | 1,891,716  |   |     |   | 970,921 |   |
| Total cash and cash equivalents                         |   |          | 3,342,138  |   |     |   | 2,374,636 |   |
|                                                    |   |          |       |   |     |   |   |   |
| Certificates of deposit                                 |   |          | 3,862,590  |   |     |   | 4,451,105 |   |
|                                                    |   |          |       |   |     |   |   |   |
| Investment securities available for sale, at fair value |   |          | 1,116,444  |   |     |   | 1,564,775 |   |
|                                                    |   |          |       |   |     |   |   |   |
| Federal Home Loan Bank stock, at cost                   |   |          | 1,200,700  |   |     |   | 1,147,000 |   |
|                                                    |   |          |       |   |     |   |   |   |
| Loans                                                   |   |          | 64,785,847 |   |     |   | 62,574,299 |   |
| Less allowance for loan losses                          |   |          | (403,029   | )      |     |   | (385,181 | ) |
| Net loans                                               |   |          | 64,382,818 |   |     |   | 62,189,118 |   |
|                                                    |   |          |       |   |     |   |   |   |
| Property and equipment, net                             |   |          | 1,892,634  |   |     |   | 1,907,877 |   |
| Foreclosed real estate                                  |   |          | 243,041    |   |     |   | 337,058 |   |
| Accrued interest receivable:                            |   |          |       |   |     |   |   |   |
| Investments                                             |   |          | 40,547     |   |     |   | 33,487 |   |
| Mortgage-backed securities                              |   |          | 855        |   |     |   | 1,066 |   |
| Loans                                                   |   |          | 252,363    |   |     |   | 242,460 |   |
|                                                    |   |          |       |   |     |   |   |   |
| Prepaid expenses and other assets                       |   |          | 219,360    |   |     |   | 182,128 |   |
|                                                    |   |          |       |   |     |   |   |   |
| Total assets                                            |   | $             | 76,553,490 |   |     | $      | 74,430,710 |   |

| Liabilities:                                                                                                                                  |   |   |       |   |   |   |
|-----------------------------------------------------------------------------------------------------------------------------------------------|--------|--------|------------|--------|--------|--------|
|                                                                                                                                          |   |   |       |   |   |   |   |   |
| Deposits                                                                                                                                      |   | $      | 50,077,549 |   |   | $      | 48,099,021 |   |
| Federal Home Loan Bank advances                                                                                                               |   |   | 20,388,112 |   |   |   | 20,150,000 |   |
| Accrued interest and other liabilities                                                                                                        |   |   | 194,392    |   |   |   | 277,810 |   |
| Total liabilities                                                                                                                             |   |   | 70,660,053 |   |   |   | 68,526,831 |   |
|                                                                                                                                          |   |   |       |   |   |   |   |   |
| Stockholders’ equity:                                                                                                                   |   |   |       |   |   |   |   |   |
| Preferred stock, 1,000,000 shares authorized, no shares issued or outstanding                                                                 |   |   | —    |   |   |   | — |   |
| Common stock, $.01 par value per share, 10,000,000 shares authorized, 503,284 shares issued and outstanding at September 30 and June 30, 2009 |   |   | 5,033      |   |   |   | 5,033 |   |
| Additional paid-in-capital                                                                                                                    |   |   | 1,470,560  |   |   |   | 1,470,790 |   |
| Retained earnings                                                                                                                             |   |   | 4,549,738  |   |   |   | 4,611,470 |   |
| Accumulated other comprehensive income (loss)                                                                                                 |   |   | 21,249     |   |   |   | (26,225 | ) |
| Unearned compensation (ESOP shares)                                                                                                           |   |   | (153,143   | )      |   |   | (157,189 | ) |
| Total stockholders’ equity                                                                                                              |   |   | 5,893,437  |   |   |   | 5,903,879 |   |
|                                                                                                                                          |   |   |       |   |   |   |   |   |
| Total liabilities and stockholders’ equity                                                                                              |   | $      | 76,553,490 |   |   | $      | 74,430,710 |   |

----

|                                                        |   | Three Months Ended September 30, |      |
|-------------------------------------------------------------|--------|----------------------------------|-----------|
|                                                        |   | 2009                             |      |   | 2008 |   |
|                                                        |   | (Unaudited)                      |      |
| Interest and dividend income:                               |   |                             |      |   |   |   |
| Interest on loans                                           |   | $                                | 965,444   |   |   | $ | 975,923 |   |
| Interest on investments and other interest-earning deposits |   |                             | 46,731    |   |   |   | 48,492 |   |
| Dividends on Federal Home Loan Bank stock                   |   |                             | —   |   |   |   | 6,833 |   |
| Total interest and dividend income                          |   |                             | 1,012,175 |   |   |   | 1,031,248 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Interest expense:                                           |   |                             |      |   |   |   |   |   |
| Interest on deposits and escrow accounts                    |   |                             | 268,059   |   |   |   | 349,963 |   |
| Interest on Federal Home Loan Bank advances                 |   |                             | 190,933   |   |   |   | 191,037 |   |
| Total interest expense                                      |   |                             | 458,992   |   |   |   | 541,000 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Net interest income                                         |   |                             | 553,183   |   |   |   | 490,248 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Provision for loan losses                                   |   |                             | 17,848    |   |   |   | 18,574 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Net interest income after provision for loan losses         |   |                             | 535,335   |   |   |   | 471,674 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Non-interest income (loss):                                 |   |                             |      |   |   |   |   |   |
| Net gain on sales of loans                                  |   |                             | 21,593    |   |   |   | 2,455 |   |
| Net loss on sale of other assets                            |   |                             | (6,914    | ) |   |   | — |   |
| Net loss on sale of investment securities                   |   |                             | (159,163  | ) |   |   | — |   |
| Other-than-temporary impairment of investment securities    |   |                             | —   |   |   |   | (60,270 | ) |
| Other non-interest income                                   |   |                             | 35,894    |   |   |   | 19,949 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Total non-interest loss                                     |   |                             | (108,590  | ) |   |   | (37,866 | ) |
|                                                        |   |                             |      |   |   |   |   |   |
| Non-interest expenses:                                      |   |                             |      |   |   |   |   |   |
| Salaries and employee benefits                              |   |                             | 231,943   |   |   |   | 212,977 |   |
| Occupancy expense                                           |   |                             | 24,846    |   |   |   | 28,646 |   |
| Depreciation                                                |   |                             | 26,008    |   |   |   | 25,031 |   |
| Federal deposit insurance premiums                          |   |                             | 52,363    |   |   |   | 3,387 |   |
| Computer charges                                            |   |                             | 45,467    |   |   |   | 41,409 |   |
| Advertising expense                                         |   |                             | 13,463    |   |   |   | 9,019 |   |
| Consulting expense                                          |   |                             | 13,975    |   |   |   | 9,651 |   |
| Other operating expenses                                    |   |                             | 110,061   |   |   |   | 65,423 |   |
| Total non-interest expenses                                 |   |                             | 518,126   |   |   |   | 395,543 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Income (loss) before income taxes                           |   |                             | (91,381   | ) |   |   | 38,265 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Income tax expense (benefit)                                |   |                             | (29,649   | ) |   |   | 31,200 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Net income (loss)                                           |   | $                                | (61,732   | ) |   | $ | 7,065 |   |
|                                                        |   |                             |      |   |   |   |   |   |
| Net income (loss) per common share                          |   | $                                | (.13      | ) |   | $ | .03 |   |

----

|                                                                                       |   | CommonStock |   |   | Additional Paidin-Capital |   |      | RetainedEarnings |   |   | AccumulatedOtherComprehensiveIncome (Loss) |   |   | UnearnedCompensation(ESOP Shares) |    |   | Total  |   |
|--------------------------------------------------------------------------------------------|--------|-------------|--------|--------|---------------------------|--------|-----------|------------------|--------|--------|--------------------------------------------|--------|--------|-----------------------------------|---------|--------|--------|--------|
| Balance, June 30, 2008                                                                     |   | $           | -      |   |                      | $      | -         |             |   | $      | 4,566,433                                  |   |   | $                                 | (48,834 | )      |   | $      | - |   |   | $ | 4,517,599 |   |
|                                                                                       |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Comprehensive income                                                                       |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Net income                                                                                 |   |        | -      |   |                      |   | -         |             |   |   | 7,065                                      |   |   |                              | -       |   |   |   | - |   |   |   | 7,065 |   |
| Other comprehensive loss                                                                   |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Unrealized holding loss on securities, net of taxes of $(23,928)                           |   |        | -      |   |                      |   | -         |             |   |   | -                                          |   |   |                              | (46,449 | )      |   |   | - |   |   |   | (46,449 | ) |
|                                                                                       |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Less reclassification adjustment for items included in net income, net of taxes of $20,492 |   |        | -      |   |                      |   | -         |             |   |   | -                                          |   |   |                              | 39,778  |   |   |   | - |   |   |   | 39,778 |   |
|                                                                                       |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Total comprehensive income                                                                 |   |        | -      |   |                      |   | -         |             |   |   | 7,065                                      |   |   |                              | (6,671  | )      |   |   | - |   |   |   | 394 |   |
|                                                                                       |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Shares issued in public offering, net of offering costs of $766,504 (226,478 shares)       |   |        | 2,265  |   |                      |   | 1,496,011 |             |   |   | -                                          |   |   |                              | -       |   |   |   | - |   |   |   | 1,498,276 |   |
|                                                                                       |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Shares issued to MHC (276,806 shares)                                                      |   |        | 2,768  |   |                      |   | -         |             |   |   | (2,768                                     | )      |   |                              | -       |   |   |   |   |   |   |   | - |   |
| Capitalization of MHC                                                                      |   |        | -      |   |                      |   | (25,000   | )                |   |   | -                                          |   |   |                              | -       |   |   |   | - |   |   |   | (25,000 | ) |
| Shares purchased by ESOP (17,262 shares)                                                   |   |        | -      |   |                      |   | -         |             |   |   | -                                          |   |   |                              | -       |   |   |   | (172,620 | ) |   |   | (172,620 | ) |
| Common stock held by ESOP committed to be released  (145 shares)                 |   |        | -      |   |                      |   | 137       |             |   |   | -                                          |   |   |                              | -       |   |   |   | 1,446 |   |   |   | 1,583 |   |
|                                                                                       |   |        |   |   |                      |   |      |             |   |   |                                       |   |   |                              |    |   |   |   |   |   |   |   |   |   |
| Balance, September 30, 2008                                                                |   | $           | 5,033  |   |                      | $      | 1,471,148 |             |   | $      | 4,570,730                                  |   |   | $                                 | (55,505 | )      |   | $      | (171,174 | ) |   | $ | 5,820,232 |   |

| Balance, June 30, 2009                                                                   |   | $      | 5,033  |   |   | $      | 1,470,790 |   |   | $      | 4,611,470 |   |   | $      | (26,225 | )      |   | $      | (157,189 | )      |   | $      | 5,903,879 |   |
|------------------------------------------------------------------------------------------|--------|--------|--------|--------|--------|--------|-----------|--------|--------|--------|-----------|--------|--------|--------|---------|--------|--------|--------|----------|--------|--------|--------|-----------|--------|
|                                                                                     |   |   |   |   |   |   |      |   |   |   |      |   |   |   |    |   |   |   |     |   |   |   |      |   |
| Comprehensive loss                                                                       |   |   |   |   |   |   |      |   |   |   |      |   |   |   |    |   |   |   |     |   |   |   |      |   |
| Net loss                                                                                 |   |   | -      |   |   |   | -         |   |   |   | (61,732   | )      |   |   | -       |   |   |   | -        |   |   |   | (61,732   | )      |
| Other comprehensive income                                                               |   |   |   |   |   |   |      |   |   |   |      |   |   |   |    |   |   |   |     |   |   |   |      |   |
| Unrealized holding loss on securities, net of taxes of $(29,659)                         |   |   | -      |   |   |   | -         |   |   |   | -         |   |   |   | (57,574 | )      |   |   | -        |   |   |   | (57,574   | )      |
|                                                                                     |   |   |   |   |   |   |      |   |   |   |      |   |   |   |    |   |   |   |     |   |   |   |      |   |
| Less reclassification adjustment for items included in net loss, net of taxes of $54,115 |   |   | -      |   |   |   |      |   |   |   | -         |   |   |   | 105,048 |   |   |   | -        |   |   |   | 105,048   |   |
|                                                                                     |   |   |   |   |   |   |      |   |   |   |      |   |   |   |    |   |   |   |     |   |   |   |      |   |
| Total comprehensive loss                                                                 |   |   | -      |   |   |   | -         |   |   |   | (61,732   | )      |   |   | 47,474  |   |   |   | -        |   |   |   | (14,258   | )      |
|                                                                                     |   |   |   |   |   |   |      |   |   |   |      |   |   |   |    |   |   |   |     |   |   |   |      |   |
| Common stock held by ESOP committed to be  released  (405 shares)    |   |   | -      |   |   |   | (230      | )      |   |   | -         |   |   |   | -       |   |   |   | 4,046    |   |   |   | 3,816     |   |
|                                                                                     |   |   |   |   |   |   |      |   |   |   |      |   |   |   |    |   |   |   |     |   |   |   |      |   |
| Balance, September 30, 2009                                                              |   | $      | 5,033  |   |   | $      | 1,470,560 |   |   | $      | 4,549,738 |   |   | $      | 21,249  |   |   | $      | (153,143 | )      |   | $      | 5,893,437 |   |

----

|                                                                                        |   | Three Months EndedSeptember 30, |       |
|---------------------------------------------------------------------------------------------|--------|---------------------------------|------------|
|                                                                                        |   | 2009                            |       |   | 2008 |   |
| Cash flows from operating activities                                                        |   |                            |       |   |   |   |
| Net income (loss)                                                                           |   | $                               | (61,732    | ) |   | $ | 7,065 |   |
| Adjustments to reconcile net income (loss) to net cash used in operating activities:        |   |                            |       |   |   |   |   |   |
| Depreciation                                                                                |   |                            | 26,008     |   |   |   | 25,031 |   |
| Net accretion of discounts on investment securities available for sale                      |   |                            | (2,100     | ) |   |   | (1,799 | ) |
| Provision for loan losses                                                                   |   |                            | 17,848     |   |   |   | 18,574 |   |
| Deferred income tax benefit                                                                 |   |                            | (11,380    | ) |   |   | (7,014 | ) |
| Loss on sale of investment securities available for sale                                    |   |                            | 159,163    |   |   |   | - |   |
| Other-than-temporary impairment on investment securities available for sale                 |   |                            | -          |   |   |   | 60,270 |   |
| Gain on sales of loans                                                                      |   |                            | (21,593    | ) |   |   | (2,455 | ) |
| Loss on sale of foreclosed real estate                                                      |   |                            | 6,914      |   |   |   | - |   |
| ESOP compensation expense                                                                   |   |                            | 3,816      |   |   |   | 1,583 |   |
| Net decrease (increase) in prepaid expenses and other assets                                |   |                            | (37,232    | ) |   |   | 18,690 |   |
| Net increase in accrued interest receivable                                                 |   |                            | (16,752    | ) |   |   | (17,953 | ) |
| Net decrease in accrued interest payable and other liabilities                              |   |                            | (96,494    | ) |   |   | (104,405 | ) |
|                                                                                        |   |                            |       |   |   |   |   |   |
| Net cash used in operating activities                                                       |   |                            | (33,534    | ) |   |   | (2,413 | ) |
|                                                                                        |   |                            |       |   |   |   |   |   |
| Cash flows from investing activities:                                                       |   |                            |       |   |   |   |   |   |
| Purchase of investment securities available for sale                                        |   |                            | -          |   |   |   | (250,000 | ) |
| Proceeds from sales of investment securities available for sale                             |   |                            | 316,381    |   |   |   | - |   |
| Proceeds from maturities and principal paydowns on investment securities available for sale |   |                            | 46,817     |   |   |   |    282,531 |   |
| Net change in certificates of deposit                                                       |   |                            | 588,515    |   |   |   | (195,547 | ) |
| Net increase in loans to customers                                                          |   |                            | (2,102,852 | ) |   |   | (1,711,094 | ) |
| Purchase of Federal Home Loan Bank stock                                                    |   |                            | (53,700    | ) |   |   | - |   |
| Capital expenditures                                                                        |   |                            | (10,765    | ) |   |   | (17,961 | ) |

|                                                          |   |   |       |   |   |   |
|---------------------------------------------------------------|--------|--------|------------|--------|--------|--------|
| Net cash used in investing activities                         |   |   | (1,215,604 | )      |   |   | (1,892,071 | ) |
|                                                          |   |   |       |   |   |   |   |   |
| Cash flows from financing activities:                         |   |   |       |   |   |   |   |   |
| Advances from Federal Home Loan Bank                          |   |   | 750,000    |   |   |   | - |   |
| Repayment of advances from Federal Home Loan Bank             |   |   | (500,000   | )      |   |   | (250,000 | ) |
| Net change in short term borrowings                           |   |   | (11,888    | )      |   |   | (200,000 | ) |
| Net increase in deposits                                      |   |   | 1,978,528  |   |   |   | 1,254,626 |   |
| Proceeds from issuance of common stock, net of offering costs |   |   | -          |   |   |   | 2,005,088 |   |
| Capitalization of MHC                                         |   |   | -          |   |   |   | (25,000 | ) |
| Cash provided to ESOP for purchases of shares                 |   |   | -          |   |   |   | (172,620 | ) |
|                                                          |   |   |       |   |   |   |   |   |
| Net cash provided by financing activities                     |   |   | 2,216,640  |   |   |   | 2,612,094 |   |
|                                                          |   |   |       |   |   |   |   |   |
| Net increase in cash and cash equivalents                     |   |   | 967,502    |   |   |   | 717,610 |   |
|                                                          |   |   |       |   |   |   |   |   |
| Cash and cash equivalents, beginning of period                |   |   | 2,374,636  |   |   |   | 2,012,487 |   |
|                                                          |   |   |       |   |   |   |   |   |
| Cash and cash equivalents, end of period                      |   | $      | 3,342,138  |   |   | $      | 2,730,097 |   |
|                                                          |   |   |       |   |   |   |   |   |
| Supplementary cash flow information:                          |   |   |       |   |   |   |   |   |
| Cash paid during the period for:                              |   |   |       |   |   |   |   |   |
| Interest                                                      |   | $      | 459,156    |   |   | $      | 541,467 |   |
| Taxes                                                         |   | $      | 6,300      |   |   | $      | 79,000 |   |
| Transfer of loans to foreclosed real estate                   |   | $      | 87,103     |   |   | $      | - |   |

----

| 1.     | Basis of Presentation                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | The financial information included herein presents the financial condition and results of operations for Auburn Bancorp, Inc. and its wholly-owned subsidiary, Auburn Savings Bank, FSB as of September 30, 2009 and for the interim periods ended September 30, 2009 and 2008.  The financial information is unaudited; however, in theopinion of management, the information reflects all adjustments, consisting of normal recurring adjustments that are necessary to make the financial statements not misleading for a fair presentation. The results shown for the three months ended September 30, 2009 and 2008 are not necessarily indicative of the results to be obtained for a full year. The accompanying consolidated financial statements have been prepared in conformity with U.S. generally accepted accounting principles (“GAAP”) and withthe rules and regulations of the Securities and Exchange Commission for interim financial reporting. Accordingly they do not include all of the information and footnotes required for complete financial statements. These interim financial statements should be read in conjunction with the audited financial statements for the year ended June 30, 2009 included in the Company’s annual report on Form 10-K (File No. 000-53370).                                                                                              |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | In preparing financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and valuation of foreclosed real estate. In connection with the determination of these estimates, management obtains independent appraisals for significant properties.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| 2.     | Reorganization                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | On January 11, 2008, the Board of Directors of Auburn Savings Bank, FSB (the “Bank”) adopted a Plan of Reorganization From a Mutual Savings Bank to a Mutual Holding Company and Stock Issuance Plan (the “Plan”) under which the Bank reorganized into the mutual holding company structure. As part of the reorganization,the Bank converted to a federal stock savings bank and became a wholly-owned subsidiary of Auburn Bancorp, Inc. (the “Company”), and the Company became a majority-owned subsidiary of Auburn Mutual Holding Company (the “MHC”). In addition, the Company conducted a stock offering pursuant to federal laws and the rules and regulations of the Office of Thrift Supervision (“OTS”). Following completion of the reorganization and stock offering, the MHC owns 55.0% of the outstandingcommon stock of the Company and the minority public shareholders own 45.0%.  Shares of the Company’s common stock were offered on a first priority basis in a subscription offering to eligible account holders, tax-qualified employee plans, and other members of the Bank. Shares remaining after the conclusion of the subscription offering were offered for sale in a community offering. So long as the MHC is in existence, the MHC will be required to own at least a majority of the voting stock of theCompany. |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | Net proceeds of $1.5 million were raised in the stock offering, after deduction of expenses of $766,000 and excluding $25,000 used to capitalize the MHC and $173,000 which was loaned by the Company to a trust for the Employee Stock Ownership Plan (the “ESOP”), enabling the ESOP to purchase 17,262 shares of common stock in thestock offering, equal to 3.43% of the shares of common stock sold in the stock offering, for the benefit of the Bank’s employees.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | The Company may not declare or pay a cash dividend on, or repurchase any of its common stock, if the effect thereof would cause the regulatory capital of the Bank to be reduced below the amount required under OTS rules and regulations.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | Auburn Bancorp, Inc.’s common stock is quoted on the OTC Bulletin Board under the symbol “ABBB.”                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |

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| 3.     | Impact of Recent Accounting Standards                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
|   | In April 2009, the Financial Accounting Standards Board (FASB) issued guidance with respect to interim disclosures of the fair value of financial instruments. The guidance relates to fair value disclosures for any financial instruments that are not currently reflected on the balance sheet of companies at fair value. Prior to this guidance,fair values for these assets and liabilities were only disclosed annually. FASB standards now require these disclosures on a quarterly basis, providing qualitative and quantitative information about fair value estimates for all financial instruments not measured on the balance sheet at fair value. This was effective for interim and annual reporting periods ending after June 15, 2009.                                                                                                                                                                                                                                                                                                                                                        |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
|   | In June 2009, the FASB issued amended guidance with respect to accounting for transfers of financial assets to improve the reporting for the transfer of financial assets resulting from concerns of financial statement users that many of the financial assets (and related obligations)that have been derecognized should continue to be reported in the financial statements of transferors. This Statement must be applied as of the beginning of each reporting entity’s first annual reporting period that begins after November 15,  2009, for interim periods within that first annual reporting period and for interim and annual reporting periods thereafter.  Earlier application is prohibited.  The Company will review the requirements of this statement and comply withits requirements.  The Company does not expect that the adoption of this Statement will have a material impact on the Company’s financial statements.                                                                                                   |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
|   | In June 2009, the FASB issued The FASB Accounting Standards Codification TM and the Hierarchy of Generally Accepted AccountingPrinciples. Under the Statement, The FASB Accounting Standards Codification (Codification) has become the source of authoritative U.S. generally accepted accounting principles (GAAP) recognized by the FASB to be applied by nongovernmental entities. Rules and interpretive releases of the Securities and Exchange Commission (SEC) under authority of federal securities laws are also sources of authoritative GAAP for SEC registrants. On the effective date of thisStatement, the Codification supersedes all then-existing non-SEC accounting and reporting standards. All other non-grandfathered non-SEC accounting literature not included in the Codification becomes non-authoritative. The Codification was effective for financial statements issued for interim and annual periods ending after September 15, 2009. The Company adopted the Codification which has not had a material impact on the Company’s financial statements. |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| 4.     | Securities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
|   | The amortized cost and fair value of investment securities available for sale, with gross unrealized gains and losses, are as follows:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |

----

| September  30, 2009        |   |      |      |   |       |   |   |       |   |   |    |   |
|--------------------------------------|--------|-----------|-----------|--------|------------|--------|--------|------------|--------|--------|---------|--------|
|                                 |   |      |      |   | Gross      |   |   | Gross      |   |   |    |   |
|                                 |   | Amortized |      |   | Unrealized |   |   | Unrealized |   |   | Fair    |   |
|                                 |   | Cost      |      |   | Gains      |   |   | Losses     |   |   | Value   |   |
|                                 |   |      |      |   |       |   |   |       |   |   |    |   |
| Corporate bond                       |   | $         | 896,558   |   |       | $      | 40,346 |       |   | $      | (13,025 | )      |   | $ | 923,879 |   |
| FHLMC mortgage-backed securities     |   |      | 21,745    |   |       |   | 100    |       |   |   | -       |   |   |   | 21,845 |   |
| FNMA mortgage-backed securities      |   |      | 155,946   |   |       |   | 3,463  |       |   |   | (2,007  | )      |   |   | 157,402 |   |
| U.S. Government sponsored enterprise |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| securities                           |   |      | 2         |   |       |   | 3,316  |       |   |   | -       |   |   |   | 3,318 |   |
| Corporate common stock               |   |      | 10,000    |   |       |   | -      |       |   |   | -       |   |   |   | 10,000 |   |
|                                 |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| Total investment securities          |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| available for sale                   |   | $         | 1,084,251 |   |       | $      | 47,225 |       |   | $      | (15,032 | )      |   | $ | 1,116,444 |   |
|                                 |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| June 30, 2009                        |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
|                                 |   |      |      |   |       | Gross  |   |       | Gross  |   |    |   |   |   |
|                                 |   | Amortized |      |   | Unrealized |   |   | Unrealized |   |   | Fair    |   |
|                                 |   | Cost      |      |   | Gains      |   |   | Losses     |   |   | Value   |   |
|                                 |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| Corporate bond                       |   | $         | 1,370,276 |   |       | $      | 9,740  |       |   | $      | (51,823 | )      |   | $ | 1,328,193 |   |
| FHLMC mortgage-backed securities     |   |      | 27,940    |   |       |   | 260    |       |   |   | -       |   |   |   | 28,200 |   |
| FNMA mortgage-backed securities      |   |      | 196,295   |   |       |   | 3,344  |       |   |   | (2,455  | )      |   |   | 197,184 |   |
| U.S. Government sponsored enterprise |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| Securities                           |   |      | 2         |   |       |   | 1,196  |       |   |   | -       |   |   |   | 1,198 |   |
| Corporate common stock               |   |      | 10,000    |   |       |   | -      |       |   |   | -       |   |   |   | 10,000 |   |
|                                 |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| Total investment securities          |   |      |      |   |       |   |   |       |   |   |    |   |   |   |   |   |
| available for sale                   |   | $         | 1,604,513 |   |       | $      | 14,540 |       |   | $      | (54,278 | )      |   | $ | 1,564,775 |   |

|   | Investments with a fair value of approximately $1,116,400 and $1,564,800 at September 30, 2009 and June 30, 2009, respectively, are held in a custody account to secure certain deposits.                                                                       |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                            |
|   | The amortized cost and fair value of debt securities by contractual maturity follow. Actual maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. |

|                           |   | September 30, 2009 |      |   | June 30, 2009 |   |
|--------------------------------|--------|--------------------|-----------|--------|---------------|--------|
|                           |   | Amortized          |      |   | Fair          |   |   | Amortized |   |   | Fair |   |
|                           |   | Cost               |      |   | Value         |   |   | Cost |   |   | Value |   |
|                           |   |               |      |   |          |   |   |   |   |   |   |   |
| One year or less               |   | $                  | -         |   |          | $      | - |   |   | $ | 473,961 |   |   | $ | 473,961 |   |
| Over 1 year through 5 years    |   |               | 496,558   |   |          |   | 500,827 |   |   |   | 496,315 |   |   |   | 444,492 |   |
| After 5 years through 10 years |   |               | 400,000   |   |          |   | 423,052 |   |   |   | 400,000 |   |   |   | 409,740 |   |
|                           |   |               | 896,558   |   |          |   | 923,879 |   |   |   | 1,370,276 |   |   |   | 1,328,193 |   |
| Mortgage-backed securities     |   |               | 177,691   |   |          |   | 179,247 |   |   |   | 224,235 |   |   |   | 225,384 |   |
|                           |   | $                  | 1,074,249 |   |          | $      | 1,103,126 |   |   | $ | 1,594,511 |   |   | $ | 1,553,577 |   |

----

|   | Information pertaining to securities with gross unrealized losses at September 30, 2009 and June 30, 2009, aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

|                 |   | Less Than 12 Months |   |   | 12 Months or Greater |   |   | Total      |   |
|----------------------|--------|---------------------|--------|--------|----------------------|--------|--------|------------|--------|
|                 |   |                |   |   | Gross                |   |   |       |   |   | Gross |   |   |   |   |   | Gross |   |
|                 |   |                |   |   | Unrealized           |   |   |       |   |   | Unrealized |   |   |   |   |   | Unrealized |   |
|                 |   | Fair Value          |   |   | Losses               |   |   | Fair Value |   |   | Losses |   |   | Fair Value |   |   | Losses |   |
|                 |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |
| September 30, 2009   |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |
| Corporate bonds      |   | $                   | -      |   |                 | $      | -      |       |   | $ | 250,000 |   |   | $ | 13,025 |   |   | $ | 250,000 |   |   | $ | 13,025 |   |
| FNMA mortgage-backed |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| securities           |   |                | -      |   |                 |   | -      |       |   |   | 61,591 |   |   |   | 2,007 |   |   |   | 61,591 |   |   |   | 2,007 |   |
|                 |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                |   | $                   | -      |   |                 | $      | -      |       |   | $ | 311,591 |   |   | $ | 15,032 |   |   | $ | 311,591 |   |   | $ | 15,032 |   |
|                 |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
|                 |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| June 30, 2009        |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Corporate bonds      |   | $                   | -      |   |                 | $      | -      |       |   | $ | 496,315 |   |   | $ | 51,823 |   |   | $ | 496,315 |   |   | $ | 51,823 |   |
| FNMA mortgage-backed |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| securities           |   |                | -      |   |                 |   | -      |       |   |   | 70,790 |   |   |   | 2,455 |   |   |   | 70,790 |   |   |   | 2,455 |   |
|                 |   |                |   |   |                 |   |   |       |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Total                |   | $                   | -      |   |                 | $      | -      |       |   | $ | 567,105 |   |   | $ | 54,278 |   |   | $ | 567,105 |   |   | $ | 54,278 |   |

|   | Management evaluates securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. Consideration is given to (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospectsof the issuer, and (3) the intent and ability of the Company to retain its investment in the issuer for a period of time sufficient to allow for any anticipated recovery in fair value.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
|   | At September 30, 2009, two debt securities with unrealized losses have depreciated 5% in total from the amortized cost basis. These unrealized losses related principally to current interest rates for similar types of securities compared to the underlying yields on these securities. At June 30, 2009, three debt securities with unrealizedlosses have depreciated 10% in total from the amortized cost basis. These unrealized losses related principally to current interest rates for similar types of securities compared to the underlying yields on these securities.  In analyzing an issuer's financial condition, management considers whether the securities are issued by the federal government or its agencies, whether downgrades by bond rating agencies have occurred, and the results of reviews of the issuer's financial condition and the Company’sability to hold such securities. The Company did not record an other-than-temporary impairment loss during the first fiscal quarter of 2009, but did record an other-than-temporary impairment loss of $60,270 during the first fiscal quarter of 2008 on its U.S. Government sponsored enterprise securities. |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| 5.     | Income (Loss) Per Share                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
|   | Basic income (loss) per share is determined by dividing net income available to common stockholders by the adjusted weighted average number of common shares outstanding during the period. The adjusted outstanding common shares equals the gross number of common shares issued less unallocated shares of the ESOP. Net income (loss) per commonshare for the three months ended September 30, 2009 and 2008 is based on the following:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |

----

|                                                |   | Three Months Ended September 30, |    |
|-----------------------------------------------------|--------|----------------------------------|---------|
|                                                |   | 2009                             |    |   | 2008 |   |
|                                                |   |                             |    |   |   |   |
| Net income (loss)                                   |   | $                                | (61,732 | ) |   | $ | 7,065 |   |
|                                                |   |                             |    |   |   |   |   |   |
| Weighted average common shares outstanding          |   |                             | 503,284 |   |   |   | 257,112 |   |
| Less: Average unallocated ESOP shares               |   |                             | (15,314 | ) |   |   | (8,768 | ) |
|                                                |   |                             |    |   |   |   |   |   |
| Adjusted weighted average common shares outstanding |   |                             | 487,970 |   |   |   | 248,344 |   |
|                                                |   |                             |    |   |   |   |   |   |
| Net income (loss) per common share                  |   | $                                | (.13    | ) |   | $ | .03 |   |
|                                                |   |                             |    |   |   |   |   |   |

| 6.     | Comprehensive Income or Loss                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | Accounting principles generally accepted in the United States of America require that recognized revenue, expenses, gains, and losses be included in net income or loss.  Although certain changes in assets and liabilities, such as unrealized gains and losses on available for sale securities, are reported as a separate componentof the equity section of the balance sheet, such items, along with net income, are components of comprehensive income or loss. |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
|   | The components of total comprehensive income (loss) and related tax effects for the three months ended September 30, 2009 and 2008 are as follows:                                                                                                                                                                                                                                                                                                                               |

|                                                             |   | Three Months EndedSeptember 30, |    |
|------------------------------------------------------------------|--------|---------------------------------|---------|
|                                                             |   | 2009                            |    |   | 2008 |   |
|                                                             |   |                            |    |   |   |   |
| Net income (loss)                                                |   | $                               | (61,732 | ) |   | $ | 7,065 |   |
| Other comprehensive income (loss), net of tax:                   |   |                            |    |   |   |   |   |   |
| Unrealized holding losses on securities  available for |   |                            |    |   |   |   |   |   |
| sale arising during the period                                   |   |                            | (87,233 | ) |   |   | (70,377 | ) |
| Reclassification adjustment for items included in net income     |   |                            | 159,163 |   |   |   | 60,270 |   |
| Tax effect                                                       |   |                            | (24,456 | ) |   |   | 3,436 |   |
| Other comprehensive gain (loss), net of tax                      |   |                            | 47,474  |   |   |   | (6,671 | ) |
| Total comprehensive income (loss)                                |   | $                               | (14,258 | ) |   | $ | 394 |   |

| 7.     | Employee Stock Ownership Plan                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
|--------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
|   | Shares of the Company’s common stock purchased by the ESOP are held in a suspense account until released for allocation to participants.  Shares released are allocated to each eligible participant based on the ratio of each such participant’s compensation, as defined in the ESOP, to the total compensation of all eligibleplan participants.  As the unearned shares are released from suspense, the Company recognizes compensation expense equal to the fair value of the ESOP shares committed to be released during the period.  To the extent that the fair value of the ESOP shares differs from the cost of such shares, the difference is charged or credited to equity as additional paid-in capital. Expense related to the ESOP for the three months ended September 30, 2009 and 2008 approximated $4,000 and $2,000, respectively.  Thefair value of the unallocated shares as of September 30, 2009 and 2008 was $153,100 and $171,100, respectively. |

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| 8.     | Impairment Write-Down on Investment Securities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
|--------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   | In accordance with FASB guidance with respect to accounting for certain investments in debt and equity securities and SEC Staff Accounting Bulletin No. 59, Accounting for Non-current Marketable Securities, the Company determined that it would write down its investments in FederalNational Mortgage Association (FNMA) and Federal Home Loan Mortgage Corporation (FHLMC) common stock in the quarter ended September 30, 2008 as a result of the appointment of the Federal Housing Finance Agency as conservator over both of the entities.  The amount of the other-than-temporary impairment charge was $60,270, the total amount of such FNMA and FHLMC common stock on the Company’s books at that date. |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   | The Company did not record a tax benefit in connection with the impairment of its FNMA and FHLMC common stock.  Although the Company would realize a capital loss if it sells the FNMA and FHLMC common stock, such capital loss would result in a tax benefit to the Company only to the extent the capital loss can be used to reducecapital gains available during the applicable carryback and carryforward periods. The Company does not expect those capital gains to be material in relation to the amount of the other-than-temporary impairment charge.                                                                                                                                                           |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| 9.     | Fair Value Measurement                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   | FASB standards define fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB standards also establish a fair value hierarchywhich requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:                                                                                                                                                 |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   | Level 1: Quoted prices (unadjusted) or identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   | Level 2: Significant other observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, and other inputs that are observable or can be corroborated by observable market data                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   | Level 3: Significant unobservable inputs that reflect a company’s own assumptions about the assumptions that market participants would use in pricing an asset or liability                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
|   | The balances of financial assets and liabilities measured at fair value on a recurring basis are as follows:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |

|                                            |   | Fair Value Measurements Using |    |
|-------------------------------------------------|--------|-------------------------------|---------|
|                                            |   | Total                         |    |   | Quoted PricesIn ActiveMarkets forIdentical Assets(Level 1) |   |   | SignificantOtherObservableInputs(Level 2) |   |   | SignificantUnobservableInputs(Level 3) |   |
| September 30, 2009                              |   |                          |    |   |   |   |   |   |   |   |   |   |
| Assets:                                         |   |                          |    |   |   |   |   |   |   |   |   |   |
| Investment securities available for sale        |   |                          |    |   |   |   |   |   |   |   |   |   |
| Corporate bond                                  |   | $                             | 923,879 |   |   | $ | --- |   |   | $ | 923,879 |   |   | $ | --- |   |
|                                            |   |                          |    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| FHLMC mortgage-backed securities                |   |                          | 21,845  |   |   |   | --- |   |   |   | 21,845 |   |   |   | --- |   |
| FNMA mortgage-backed securities                 |   |                          | 157,402 |   |   |   | --- |   |   |   | 157,402 |   |   |   | --- |   |
| U.S. Government sponsored enterprise securities |   |                          | 3,318   |   |   |   | --- |   |   |   | 3,318 |   |   |   | --- |   |
| Corporate common stock                          |   |                          | 10,000  |   |   |   | --- |   |   |   | 10,000 |   |   |   | --- |   |

----

|                                            |   | Fair Value Measurements Using |      |
|-------------------------------------------------|--------|-------------------------------|-----------|
|                                            |   | Total                         |      |   | Quoted PricesIn ActiveMarkets forIdentical Assets(Level 1) |   |   | SignificantOtherObservableInputs(Level 2) |   |   | SignificantUnobservableInputs(Level 3) |   |
| June 30, 2009                                   |   |                          |      |   |   |   |   |   |   |   |   |   |
| Assets:                                         |   |                          |      |   |   |   |   |   |   |   |   |   |
| Investment securities available for sale        |   |                          |      |   |   |   |   |   |   |   |   |   |
| Corporate bond                                  |   | $                             | 1,328,193 |   |   | $ | --- |   |   | $ | 1,328,193 |   |   | $ | --- |   |
|                                            |   |                          |      |   |   |   |   |   |   |   |   |   |   |   |   |   |
| FHLMC mortgage-backed securities                |   |                          | 28,200    |   |   |   | --- |   |   |   | 28,200 |   |   |   | --- |   |
| FNMA mortgage-backed securities                 |   |                          | 197,184   |   |   |   | --- |   |   |   | 197,184 |   |   |   | --- |   |
| U.S. Government sponsored enterprise securities |   |                          | 1,198     |   |   |   | --- |   |   |   | 1,198 |   |   |   | --- |   |
| Corporate common stock                          |   |                          | 10,000    |   |   |   | --- |   |   |   | 10,000 |   |   |   | --- |   |

|   | The Company used the following methods and significant assumptions to estimate fair value:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
|--------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   | Securities available for sale (market approach): The fair value of securities available for sale are determined by obtaining quoted prices on nationally recognized securities exchanges or matrix pricing, which is a mathematical technique used widely in the industry to value debt securitieswithout relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities.                                                                                                                                                                                                                                                                                                                                                      |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   | The Company did not have any material assets and liabilities measured at fair value on a non-recurring basis at September 30 and June 30, 2009.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   | GAAP requires disclosure of estimated fair values of all financial instruments where it is practicable to estimate such values. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used,including the discount rate and estimates of future cash flows. Accordingly, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The disclosure requirements exclude certain financial instruments and all nonfinancial instruments. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company. |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   | The following methods and assumptions were used by the Company in estimating fair value disclosures for financial instruments:                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   | Cash and cash equivalents and certificates of deposit: The carrying amounts of cash, due from banks, deposits with the FHLB, federal funds sold and certificates of deposit approximate fair values as these financial instruments have short maturities.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
|   | Securities: Fair values for securities, excluding Federal Home Loan Bank stock, are based on quoted market prices. The carrying value of Federal Home Loan Bank stock approximates fair value based on the redemption provisions of the FHLB.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |

----

|   | Loans receivable: For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered forloans with similar terms to borrowers of similar credit quality. Fair values for nonperforming loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable. |
|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|   | Deposit liabilities: The fair values disclosed for demand deposits (e.g., interest and non-interest checking, savings, and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts). Fair valuesfor certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates of similar remaining maturity.                 |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|   | Federal Home Loan Bank advances: The fair values of these borrowings are estimated using discounted cash flow analyses based on the Company's current incremental borrowing rates for similar types of borrowing arrangements.                                                                                                                                                                                                                                                                      |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|   | Accrued interest: The carrying amounts of accrued interest approximate fair value.                                                                                                                                                                                                                                                                                                                                                                                                                  |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|   | Off-balance-sheet instruments: The Company's off-balance-sheet instruments consist of loan commitments. Fair values for loan commitments have not been presented as the future revenue derived from such financial instruments is not significant.                                                                                                                                                                                                                                                  |
|   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
|   | The estimated fair values, and related carrying or notional amounts, of the Company's financial instruments are as follows:                                                                                                                                                                                                                                                                                                                                                                         |

|                            |   | September 30, 2009 |   |   | June 30, 2009 |   |
|---------------------------------|--------|--------------------|--------|--------|---------------|--------|
|                            |   | Carrying           |   |   | Fair          |   |   | Carrying |   |   | Fair |   |
|                            |   | Amount             |   |   | Value         |   |   | Amount |   |   | Value |   |
|                            |   |               |   |   |          |   |   |   |   |   |   |   |
|                            |   | (In thousands)     |   |
| Financial assets                |   |               |   |
| Cash and cash equivalents       |   | $                  | 3,342  |   |          | $      | 3,342 |   |   | $ | 2,375 |   |   | $ | 2,375 |   |
| Certificates of deposit         |   |               | 3,863  |   |          |   | 3,863 |   |   |   | 4,451 |   |   |   | 4,451 |   |
| Securities available for sale   |   |               | 1,116  |   |          |   | 1,116 |   |   |   | 1,565 |   |   |   | 1,565 |   |
| Federal Home Loan Bank stock    |   |               | 1,201  |   |          |   | 1,201 |   |   |   | 1,147 |   |   |   | 1,147 |   |
| Loans, net                      |   |               | 64,383 |   |          |   | 66,176 |   |   |   | 62,189 |   |   |   | 63,721 |   |
| Accrued interest receivable     |   |               | 294    |   |          |   | 294 |   |   |   | 277 |   |   |   | 277 |   |
|                            |   |               |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Financial liabilities           |   |               |   |   |          |   |   |   |   |   |   |   |   |   |   |   |
| Deposits                        |   |               | 50,078 |   |          |   | 49,393 |   |   |   | 48,099 |   |   |   | 47,390 |   |
| Federal Home Loan Bank advances |   |               | 20,388 |   |          |   | 20,937 |   |   |   | 20,150 |   |   |   | 20,648 |   |

----

----

----

----

----

|                                      |   | Three Months Ended September 30, 2009Compared to Three MonthsEnded September 30, 2008 |    |
|-------------------------------------------|--------|---------------------------------------------------------------------------------------|---------|
|                                      |   |                                                                                  |    |   |   |   |   | Net |   |
|                                      |   | Volume                                                                                |    |   | Rate |   |   | change |   |
|                                      |   |                                                                                  |    |   |   |   |   |   |   |
| Interest-earning assets:                  |   |                                                                                  |    |   |   |   |   |   |   |
| Loans                                     |   | $                                                                                     | 95,000  |   |   | $ | (106,000 | ) |   | $ | (11,000 | ) |
| Investment securities                     |   |                                                                                  | (2,000  | ) |   |   | (3,000 | ) |   |   | (5,000 | ) |
| Federal Home Loan Bank stock              |   |                                                                                  | 2,000   |   |   |   | (8,000 | ) |   |   | (6,000 | ) |
| Interest-earning deposits                 |   |                                                                                  | 19,000  |   |   |   | (16,000 | ) |   |   | 3,000 |   |
| Total interest-earning assets             |   | $                                                                                     | 114,000 |   |   | $ | (133,000 | ) |   | $ | (19,000 | ) |
| Interest-bearing liabilities:             |   |                                                                                  |    |   |   |   |   |   |   |   |   |   |
| Savings deposits                          |   | $                                                                                     | (2,000  | ) |   | $ | 2,000 |   |   | $ | - |   |
| NOW accounts                              |   |                                                                                  | 1,000   |   |   |   | (4,000 | ) |   |   | (3,000 | ) |
| Money market accounts                     |   |                                                                                  | 10,000  |   |   |   | (31,000 | ) |   |   | (21,000 | ) |
| Certificates of deposit                   |   |                                                                                  | (1,000  | ) |   |   | (57,000 | ) |   |   | (58,000 | ) |
| Total deposits                            |   |                                                                                  | 8,000   |   |   |   | (90,000 | ) |   |   | (82,000 | ) |
| Federal Home Loan Bank of Boston advances |   |                                                                                  | 60,000  |   |   |   | (60,000 | ) |   |   | - |   |
| Total interest-bearing liabilities        |   | $                                                                                     | 68,000  |   |   | $ | (150,000 | ) |   | $ | (82,000 | ) |
| Change in net interest income             |   | $                                                                                     | 46,000  |   |   | $ | (17,000 | ) |   | $ | 63,000 |   |

----

|                                                               |   | For the Three Months Ended September 30 |   |
|--------------------------------------------------------------------|--------|-----------------------------------------|--------|
|                                                               |   | 2009                                    |   | 2008 |   |
|                                                               |   | Average Outstanding Balance             |   |   | Interest |   | Yield/Rate |   | Average Outstanding Balance |   |   | Interest |   | Yield/Rate |   |
|                                                               |   | (Dollars in Thousands)                  |   |
|                                                               |   |                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-earning assets:                                           |   |                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Loans                                                              |   | $                                       | 63,527 |   |   | $ | 965 |   | 6.08% |   | $ | 57,591 |   |   | $ | 976 |   | 6.78% |   |
| Investment securities(1)                                           |   |                                    | 1,195  |   |   |   | 14 |   | 4.64% |   |   | 1,373 |   |   |   | 19 |   | 5.60% |   |
| Federal Home Loan Bank stock                                       |   |                                    | 1,183  |   |   |   | - |   | 0.00% |   |   | 901 |   |   |   | 7 |   | 3.03% |   |
| Interest-earning deposits                                          |   |                                    | 5,879  |   |   |   | 33 |   | 2.24% |   |   | 3,011 |   |   |   | 29 |   | 3.89% |   |
| Total interest-earning assets                                      |   |                                    | 71,784 |   |   | $ | 1,012 |   | 5.64% |   |   | 62,876 |   |   | $ | 1,031 |   | 6.56%  |   |
| Non-interest-earning assets                                        |   |                                    | 4,126  |   |   |   |   |   |   |   |   | 4,233 |   |   |   |   |   |   |   |
| Total assets                                                       |   | $                                       | 75,910 |   |   |   |   |   |   |   | $ | 67,109 |   |   |   |   |   |   |   |
|                                                               |   |                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Interest-bearing liabilities:                                      |   |                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Savings deposits                                                   |   | $                                       | 3,284  |   |   | $ | 7 |   | 0.89% |   | $ | 4,102 |   |   | $ | 7 |   | 0.68% |   |
| NOW accounts                                                       |   |                                    | 2,490  |   |   |   | 5 |   | 0.76% |   |   | 2,084 |   |   |   | 7 |   | 1.41% |   |
| Money market accounts                                              |   |                                    | 11,382 |   |   |   | 43 |   | 1.52% |   |   | 9,674 |   |   |   | 64 |   | 2.66% |   |
| Certificates of deposit                                            |   |                                    | 28,397 |   |   |   | 213 |   | 3.00% |   |   | 28,459 |   |   |   | 272 |   | 3.81% |   |
| Total interest-bearing deposits                                    |   |                                    | 45,553 |   |   |   | 268 |   | 2.35% |   |   | 44,319 |   |   |   | 350 |   | 3.16% |   |
| FHLB advances                                                      |   |                                    | 20,738 |   |   |   | 191 |   | 3.68% |   |   | 15,077 |   |   |   | 191 |   | 5.07% |   |
| Total interest-bearing liabilities                                 |   | $                                       | 66,291 |   |   | $ | 459 |   | 2.77% |   | $ | 59,396 |   |   | $ | 541 |   | 3.64% |   |
|                                                               |   |                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Non-interest-bearing liabilities:                                  |   |                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Demand deposits                                                    |   | $                                       | 3,446  |   |   |   |   |   |   |   | $ | 2,570 |   |   |   |   |   |   |   |
| Other non-interest-bearing liabilities                             |   |                                    | 209    |   |   |   |   |   |   |   |   | 309 |   |   |   |   |   |   |   |
| Total liabilities                                                  |   |                                    | 69,946 |   |   |   |   |   |   |   |   | 62,275 |   |   |   |   |   |   |   |
| Total capital                                                      |   |                                    | 5,964  |   |   |   |   |   |   |   |   | 4,834 |   |   |   |   |   |   |   |
| Total liabilities and capital                                      |   | $                                       | 75,910 |   |   |   |   |   |   |   | $ | 67,109 |   |   |   |   |   |   |   |
|                                                               |   |                                    |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |   |
| Net interest income                                                |   |                                    |   |   |   | $ | 553 |   |   |   |   |   |   |   | $ | 490 |   |   |   |
| Net interest rate spread(2)                                        |   |                                    |   |   |   |   |   |   | 2.87% |   |   |   |   |   |   |   |   | 2.92% |   |
| Net interest-earning assets(3)                                     |   | $                                       | 5,493  |   |   |   |   |   |   |   | $ | 3,480 |   |   |   |   |   |   |   |
| Net interest margin(4)                                             |   |                                    |   |   |   |   |   |   | 3.08% |   |   |   |   |   |   |   |   | 3.12% |   |
| Average of interest-earning assets to interest-bearing liabilities |   |                                    | 108.29 | % |   |   |   |   |   |   |   | 105.86 | % |   |   |   |   |   |   |

| (1) | Consists entirely of taxable investment securities.                                                                                                           |
|-----|---------------------------------------------------------------------------------------------------------------------------------------------------------------|
| (2) | Net interest rate spread represents the difference between the yield on average interest-earning assets and the cost of average interest-bearing liabilities. |
| (3) | Net interest-earning assets represents total interest-earning assets less total interest-bearing liabilities.                                                 |
| (4) | Net interest margin represents net interest income divided by average total interest-earning assets.                                                          |

----

----

| ITEM 3. | QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK |
|---------|------------------------------------------------------------|

| ITEM 4T. | CONTROLS AND PROCEDURES |
|----------|-------------------------|

| ITEM 1. | LEGAL PROCEEDINGS |
|---------|-------------------|

| ITEM 1A. | RISK FACTORS |
|----------|--------------|

| ITEM 2. | UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS |
|---------|-------------------------------------------------------------|

| ITEM 3. | DEFAULTS UPON SENIOR SECURITIES |
|---------|---------------------------------|

| ITEM 4. | SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS |
|---------|-----------------------------------------------------|

| ITEM 5. | OTHER INFORMATION |
|---------|-------------------|

| (a)    | None.                                                                                                                                                                                  |
|--------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   |                                                                                                                                                                                   |
| (b)    | There were no material changes to the procedures by which security holders may recommend nominees to the Company’s board of directors during the period covered by the Form 10Q. |

----

| ITEM 6. | EXHIBITS |
|---------|----------|

| ExhibitNumber |   | Exhibit Description                                                                                                                       |
|---------------|--------|-------------------------------------------------------------------------------------------------------------------------------------------|
|          |   |                                                                                                                                      |
| 2.1           |   | Plan of Reorganization from Mutual Savings Bank to Mutual Holding Company and Stock Issuance Plan **                                      |
|          |   |                                                                                                                                      |
| 3.1           |   | Charter of Auburn Bancorp, Inc. **                                                                                                        |
|          |   |                                                                                                                                      |
| 3.2           |   | Bylaws of Auburn Bancorp, Inc. **                                                                                                         |
|          |   |                                                                                                                                      |
| 4.1           |   | Specimen Stock Certificate of Auburn Bancorp, Inc. **                                                                                     |
|          |   |                                                                                                                                      |
| 10.1          |   | Form of Auburn Savings Bank Employee Stock Ownership Plan and Trust **                                                                    |
|          |   |                                                                                                                                      |
| 10.2          |   | Form of ESOP Loan Commitment Letter and ESOP Loan Documents **                                                                            |
|          |   |                                                                                                                                      |
| 10.3          |   | Form of Employment Agreement between Auburn Savings Bank andAllen T. Sterling **                                                          |
|          |   |                                                                                                                                      |
| 31.1          |   | Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer of the Company                                                          |
|          |   |                                                                                                                                      |
| 31.2          |   | Rule 13a-14(a)/15d-14(a) Certification of Principal Financial Officer of the Company                                                      |
|          |   |                                                                                                                                      |
| 32.1          |   | Section 1350 Certification of Chief Executive Officer of the Company in accordance with Section 906 of the Sarbanes-Oxley Act of 2002     |
|          |   |                                                                                                                                      |
| 32.2          |   | Section 1350 Certification of Principal Financial Officer of the Company in accordance with Section 906 of the Sarbanes-Oxley Act of 2002 |
|          |   |                                                                                                                                      |

| ** | Incorporated by reference into this document from the Exhibits filed with the Securities and Exchange Commission on the Company’s Registration Statement on Form S-1, as amended, initially filed on March 14, 2008 and declared effective on May 13, 2008 (File Number 333-149723). |
|----|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

----

|                               |   | Auburn Bancorp, Inc.                  |   |
|------------------------------------|--------|---------------------------------------|--------|
|                               |   | (Registrant)                          |   |
|                               |   |                                  |   |
|                               |   |                                  |   |
| Date:  November 13, 2009 | By:    | /s/  Allen T. Sterling      |   |
|                               |   | Allen T. Sterling                     |   |
|                               |   | President and Chief Executive Officer |   |
|                               |   |                                  |   |
|                               |   |                                  |   |
| Date:  November 13, 2009 | By:    | /s/  Rachel A. Haines       |   |
|                               |   | Rachel A. Haines                      |   |
|                               |   | Principal Financial Officer           |   |