**Exhibit** 10.12.3

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**RESOLUTION02-18**

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# **FIRSTBANK**

(the “Bank”)

 

**AMENDMENTNO 3**

**TO THEEXECUTIVE SAVINGS PLAN FOR FIRSTBANK**

**(ALSOKNOWN AS ACCESS ANYTIME BANCORP, INC.)**

 

THIS AMENDMENT isapproved and adopted by FIRSTBANK on this 19th day of December 2002.

 

# **RECITALS**

 

A.            FIRSTBANK (also known as Access Anytime BanCorp, Inc.)(the “Bank”), executed the Executive Savings Plan for FIRSTBANK or AccessAnytime BanCorp, Inc. (the “Plan”), effective June 1, 1998, in order to providea means for select highly compensated and management employees to defer aportion of their compensation and to encourage them to provide additionalfinancial security for the future.

 

B.                                     Section 10.2 of the Plan provides in partas follows

 

“the Plan may be amended from time to time in any respectwhatever by resolution of the board of directors of the Bank specifying suchamendment...”

 

C.                                     The Bank now desires to amend the Plan.

 

# **AMENDMENT**

 

The Bank hereby amendsthe Plan as follows:

 

1.                                       All references under the Plan to “FirstPerformance Builder: shall be deemed references to the FIRSTBANK Profit Sharingand Employee Stock Ownership Plan.

 

2.                                       The second sentence of Section 3.1(A) ofthe Plan hereby is amended to read in its entirety as follows:

 

Salary Deferral Contributions when combined with salarydeferral reductions elected by the participant under the First PerformanceBuilder as of the first day of the Plan year, of any amount of theparticipant’s compensation for the applicable payroll period and are matched byEmployer contributions, if any, for the plan year to the extent specified in

 

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Section 4.1 hereof are referred to herein as “MatchedSalary Deferral Contributions”.

 

3.                                       Delete the third sentence of Section3.1(A) of the Plan.

“Salary Deferralcontributions that are, when combined with salary deferrals under the FirstPerformance Builder, in excess of 6% of the Participant’s compensation for theapplicable payroll period are referred to herein as “Unmatched Salary DeferralContributions”.

 

4.                                       This amendment to the Plan shall be effectiveas of December 1, 2002.

 

5.                                       Any inconsistent provisions of the Planshall be read consistent with this amendment.

 

6.                                       Except as amended above, the Bank herebyaffirms and readopts each and every other provision of the Plan.

 
| \s\ Kathy Allenberg |   | \s\ Norman R. Corzine |   |
|---------------------|--------|-----------------------|--------|
| Corporate Secretary |   | Chairman of the Board |   |

 

 

IN WITNESS WHEREOF, theBank has executed this amendment as of the date first mentioned above.

 
|   |        |                |   |   | FIRSTBANK |
|--------|-------------|---------------------|--------|--------|-----------|
|   |        |                |   |   |      |   |
|   |        |                |   |   |      |   |
|   |        |                |   |   | By:       | \s\ Ken Huey, Jr. |   |
|   |        |                |   |   |      |   |
|   |        |                |   |   | Title:    | President |   |
|   |        |                |   |   |      |   |
|   |        |                |   |   |      |   |
|   |        |                |   |   |      |   |
|   | **ATTEST:** | \s\ Kathy Allenberg |   |   |      |   |
|   |        | Corporate Secretary |   |   |      |   |
|        |             |                     |        |        |           |  |  |  |  |  |

 

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