<TABLE> <S> <C>

<ARTICLE>                     9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION ENTRACTED FROM THE
FINANCIAL STATEMENTS OF THE COMPANY FOR THE FISCAL YEAR ENDED 12/31/99 FILED ON
FORM 10-KSB, AND IS QUALIFIED IN ITS ENTIRETY BY REFERNECE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<CIK>                         0001024132
<NAME>                        First Georgia Community Corp.

<S>                                            <C>
<PERIOD-TYPE>                                  12-MOS
<FISCAL-YEAR-END>                              DEC-31-1999
<PERIOD-START>                                 JAN-01-1999
<PERIOD-END>                                   DEC-31-1999
<CASH>                                         2,738,965
<INT-BEARING-DEPOSITS>                                  0
<FED-FUNDS-SOLD>                               2,390,000
<TRADING-ASSETS>                                        0
<INVESTMENTS-HELD-FOR-SALE>                    7,795,960
<INVESTMENTS-CARRYING>                                  0
<INVESTMENTS-MARKET>                                    0
<LOANS>                                        40,345,577
<ALLOWANCE>                                       619,812
<TOTAL-ASSETS>                                 57,333,843
<DEPOSITS>                                     48,186,021
<SHORT-TERM>                                            0
<LIABILITIES-OTHER>                               286,373
<LONG-TERM>                                     1,764,714
<PREFERRED-MANDATORY>                                   0
<PREFERRED>                                             0
<COMMON>                                        3,792,290
<OTHER-SE>                                      3,304,445
<TOTAL-LIABILITIES-AND-EQUITY>                 57,333,843
<INTEREST-LOAN>                                 3,014,506
<INTEREST-INVEST>                                 435,748
<INTEREST-OTHER>                                  163,352
<INTEREST-TOTAL>                                3,613,606
<INTEREST-DEPOSIT>                              1,625,486
<INTEREST-EXPENSE>                              1,669,250
<INTEREST-INCOME-NET>                           1,944,356
<LOAN-LOSSES>                                     196,500
<SECURITIES-GAINS>                                      0
<EXPENSE-OTHER>                                 1,588,974
<INCOME-PRETAX>                                   438,817
<INCOME-PRE-EXTRAORDINARY>                        438,817
<EXTRAORDINARY>                                         0
<CHANGES>                                               0
<NET-INCOME>                                      438,817
<EPS-BASIC>                                          0.58
<EPS-DILUTED>                                        0.58
<YIELD-ACTUAL>                                       4.60
<LOANS-NON>                                             0
<LOANS-PAST>                                            0
<LOANS-TROUBLED>                                        0
<LOANS-PROBLEM>                                         0
<ALLOWANCE-OPEN>                                  434,000
<CHARGE-OFFS>                                      13,000
<RECOVERIES>                                        2,000
<ALLOWANCE-CLOSE>                                 620,000
<ALLOWANCE-DOMESTIC>                              620,000
<ALLOWANCE-FOREIGN>                                     0
<ALLOWANCE-UNALLOCATED>                                 0


</TABLE>