Exhibit 10.18

EXECUTION COPY

[RESOURCE CAPITAL FUNDING II, LLC]

FORBEARANCE, RESERVATION OF RIGHTS AND AMENDMENT

This FORBEARANCE, RESERVATION OF RIGHTS AND AMENDMENT (this Forbearance), dated as of April 21, 2010, is entered
into by and among RESOURCE CAPITAL FUNDING II, LLC (the Borrower), LEAF FINANCIAL CORPORATION (LEAF Financial), as Servicer (in such capacity, the Servicer), MORGAN STANLEY ASSET FUNDING INC.
(Morgan Stanley AFI), as Lender, LYON FINANCIAL SERVICES, INC. (d/b/a U.S. Bank Portfolio Services) (the Backup Servicer), U.S. BANK NATIONAL ASSOCIATION, as Custodian (in such capacity, the
Custodian), and as Lenders Bank (in such capacity, the Lenders Bank), and MORGAN STANLEY CAPITAL SERVICES INC. (the Qualifying Swap Counterparty).

BACKGROUND

1.
The Borrower, the Servicer, Morgan Stanley Bank, N.A. (f/k/a Morgan Stanley Bank) (Morgan Stanley), Morgan Stanley AFI, the Backup Servicer, the Custodian and the Lenders Bank are parties to the Receivables Loan and Security
Agreement, dated as of October 31, 2006 (as amended, restated, supplemented or otherwise modified through the date hereof, the RLSA). Capitalized terms used herein but not defined herein shall have the meanings set forth in
the RLSA.

2. The Borrower and the Qualifying Swap Counterparty are parties to a Qualifying Interest Rate Swap, dated as of
December 22, 2006 (as amended, restated, supplemented or otherwise modified through the date hereof, and including all swap transactions entered into pursuant thereto, the Swap Agreement).

3. LEAF Capital Funding III, LLC, LEAF Financial, Morgan Stanley, Morgan Stanley AFI, The Royal Bank of Scotland plc, Lyon Financial
Services, Inc. (d/b/a U.S. Bank Portfolio Services), and U.S. Bank National Association are parties to the Receivables Loan and Security Agreement, dated as of November 1, 2007 (as amended, restated, supplemented or otherwise modified through
the date hereof, the LEAF III RLSA).

4. The Borrower and the Servicer have requested that the Lender (the
Forbearing Party) forbear for a period of time from exercising certain of its rights under the RLSA as set forth in Section 1(a) below. Such Person is willing to agree to such forbearance, subject to the terms and
conditions hereof.

5. The Borrower has also requested that the Qualifying Swap Counterparty forbear for a period of time from
exercising certain of its rights under the Swap Agreement as set forth in Section 1(b) below. The Qualifying Swap Counterparty is willing to agree to such forbearance, subject to the terms and conditions hereof.



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6. The Facility Maturity Date under the RLSA is scheduled to occur on April 22, 2010.

7. The parties hereto desire to amend the RLSA on the terms and conditions set forth herein.

NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto
agree as follows:

SECTION 1. Forbearance.

(a) The Servicer and the Borrower hereby notify the Forbearing Party that the financial statements of LEAF Financial and
its consolidated subsidiaries for the quarter ending December 31, 2009, which were delivered to Morgan Stanley AFI by LEAF Capital Funding III, LLC, pursuant to the LEAF III RLSA, on or about April 6, 2010, showed that LEAF Financial and
its consolidated subsidiaries did not meet the required performance metric described in Section 7.01(y)(C) of the LEAF III RLSA (such condition, the LEAF III Breach). As a result of the LEAF III Breach, each of the
events set forth on Schedule A attached hereto under the LEAF III RLSA occurred (collectively, the LEAF III Servicer Profitability Metric). The occurrence of the LEAF III Servicer Profitability Metric causes each of the
events set forth on Schedule B attached hereto solely in connection with the LEAF III Breach (collectively, the LEAF II Servicer Profitability Metric), and entitles the Forbearing Party to exercise rights and remedies
pursuant to the RLSA and the other Transaction Documents absent the forbearance provided for hereunder. For the period commencing on April 21, 2010 and ending on the close of business on June 1, 2010 (the Forbearance
Period), the Forbearing Party will forbear from exercising its rights and remedies resulting solely from the LEAF II Servicer Profitability Metric. The forbearance provided herein shall not extend to any Event of Default, Program
Termination Event or Servicer Default other than the existing LEAF II Servicer Profitability Metric and all of the Forbearing Partys rights and remedies with respect thereto are hereby reserved. Further, the forbearance provided herein shall
not derogate from the Forbearing Partys rights to collect and/or apply proceeds of Pledged Assets to payment of outstanding liabilities as may be specifically provided for in the RLSA and the other Transaction Documents. If the foregoing
forbearance is not extended by the Forbearing Party by the end of the Forbearance Period, the performance metric described in Section 7.01(y)(C) of the LEAF III RLSA is not retroactively amended or the LEAF III Breach is not waived, the
Borrower and the Servicer hereby acknowledge that the LEAF II Servicer Profitability Metric shall exist and that the Lender shall be fully entitled to declare the Program Termination Date and exercise all other rights and remedies with respect
thereto under the RLSA and the other Transaction Documents.

(b) The Borrower hereby notifies the Qualifying
Swap Counterparty that one or more of the LEAF II Servicer Profitability Metric constitutes the Event of Default (as defined in the Swap Agreement) set forth in clause (1) of Section 5(a)(vi) of the Swap Agreement
and entitles the Qualifying Swap Counterparty to exercise remedies pursuant thereto absent the forbearance provided for hereunder. The Qualifying Swap Counterparty hereby agrees to forbear from exercising its rights and remedies resulting



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solely from such Event of Default or the LEAF III Breach and each of the Qualifying Swap Counterparty and the Borrower hereby agrees that the Early Termination Date under
(and as defined in) the Swap Agreement shall not be declared as a result of such Event of Default during the Forbearance Period. If the foregoing forbearance is not extended by the Qualifying Swap Counterparty by the end of the
Forbearance Period, the performance metric described in Section 7.01(y)(C) of the LEAF III RLSA is not retroactively amended or the LEAF III Breach is not waived, the Borrower hereby acknowledges that such Event of Default
shall exist under the Swap Agreement and that the Qualifying Swap Counterparty shall be fully entitled to exercise all rights and remedies with respect thereto under the Swap Agreement.

SECTION 2. RLSA Amendments. The RLSA is hereby amended as follows:

(a) The definition of Facility Maturity Date set forth in Section 1.01 of the RLSA is
amended by replacing the date April 22, 2010 where it appears therein with the date June 1, 2010.

(b) Section 5.01(z) of the RLSA is amended by deleting the first sentence thereof.

(c) Section 5.03 of the RLSA is replaced in its entirety with the following:

Section 5.03 Covenant of Lender, Collateral Agent and Lenders Bank. The Lender, the Collateral Agent and
the Lenders Bank each agree that it shall have no right, title or interest in and to any payments made by any Obligor (or obligor which is not an Obligor hereunder) that are deposited into the Lockbox Account or the Collection
Account which do not constitute Collections. Upon its knowledge of receipt of any such amount, such Person shall notify the Borrower thereof and distribute to the Borrower within three (3) Business Days such amounts in accordance with written
instruction delivered by Borrower to such Person.

SECTION 3. Representations and Warranties. Each of the Borrower and
Servicer represents and warrants that:

(a) except as expressly described in Section 1 above, no
event or condition has occurred and is continuing which would constitute an Event of Default, a Program Termination Event, a Servicer Default, a Termination Event under the Swap Agreement, an Event of Default under the Swap
Agreement, or any event that, if it continued uncured, with the lapse of time or notice, or both, would constitute any of the foregoing events; and

(b) except as expressly described in Section 1 above, its representations and warranties set forth in the
RLSA, the Swap Agreement and the other Transaction Documents are true and correct as of the date hereof, as though made on and as of such date (except to the extent such representations and warranties relate solely to an earlier date and then as of
such earlier date), and such representations and warranties shall continue to be true and correct (to such extent) after giving effect to the transactions contemplated hereby.



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SECTION 4. Effect of Forbearance; Ratification. Except as expressly set forth herein,
the RLSA, the Swap Agreement and each of the other Transaction Documents remain in full force and effect and are hereby ratified. This Forbearance shall not be deemed to expressly or impliedly waive, amend, or supplement any provision of the RLSA or
the Swap Agreement other than as specifically set forth herein.

SECTION 5. Expenses. The Borrower agrees to pay on
demand all reasonable costs and expenses of the Forbearing Parties and the Qualifying Swap Counterparty (including costs and expenses of counsel for the Forbearing Parties and the Qualifying Swap Counterparty) incurred in connection with the
preparation, execution and delivery of this Forbearance.

SECTION 6. Counterparts. This Forbearance may be executed in
any number of counterparts and by different parties on separate counterparts, and each counterpart shall be deemed to be an original, and all such counterparts shall together constitute but one and the same instrument.

SECTION 7. Governing Law. This Forbearance shall be governed by, and construed in accordance with, the internal laws of the State
of New York without regard to the conflicts of law principles thereof (other than Section 5-1401 of the New York General Obligations Law).

SECTION 8. Section Headings. The various headings of this Forbearance are inserted for convenience only and shall not affect the
meaning or interpretation of this Forbearance or any provision hereof.

SECTION 9. Entire Agreement. This Forbearance
is intended by the parties hereto to be the final expression of their agreement with respect to the subject matter hereof, and is the complete and exclusive statement of the terms thereof, notwithstanding any representations, statements or
agreements to the contrary heretofore made.

[SIGNATURE PAGES FOLLOW]



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IN WITNESS WHEREOF, the parties have executed this Forbearance as of the date first written
above.



RESOURCE CAPITAL FUNDING II, LLC,
as BorrowerBy:Name:Title:LEAF FINANCIAL CORPORATION,
as ServicerBy:Name:Title:




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| |  | S-1 |  | Forbearance, Reservation of Rights
and Amendment (Resource
Capital Funding II, LLC)



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MORGAN STANLEY ASSET FUNDING INC.,
as LenderBy:Name:Title:




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| |  | S-2 |  | Forbearance, Reservation of Rights
and Amendment (Resource
Capital Funding II, LLC)



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LYON FINANCIAL SERVICES, INC.
(d/b/a U.S. Bank Portfolio Services), as
Backup ServicerBy:Name:Title:




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| |  | S-3 |  | Forbearance, Reservation of Rights
and Amendment (Resource
Capital Funding II, LLC)



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U.S. BANK NATIONAL ASSOCIATION,
as Custodian and as Lenders BankBy:Name:Title:




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| |  | S-4 |  | Forbearance, Reservation of Rights
and Amendment (Resource
Capital Funding II, LLC)



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MORGAN STANLEY CAPITAL SERVICES INC.,
as Qualifying Swap CounterpartyBy:Name:Title:




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| |  | S-5 |  | Forbearance, Reservation of Rights
and Amendment (Resource
Capital Funding II, LLC)



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SCHEDULE A

LEAF III Servicer Profitability Metric means the occurrence of any of the following events:

(i) the Event of Default set forth in Section 7.01(k) of the LEAF III RLSA,

(ii) the Event of Default set forth in Section 7.01(n) of the LEAF III RLSA,

(iii) the Event of Default set forth in Section 7.01(s) of the LEAF III RLSA,

(iv) the Event of Default set forth in Section 7.01(y)(C) of the LEAF III RLSA,

(v) the Event of Default set forth in Section 7.01(z) of the LEAF III RLSA,

(vi) the Program Termination Event set forth in clause (ii) of the definition thereof in the LEAF III RLSA,

(vii) the Program Termination Event set forth in clause (x) of the definition thereof in the LEAF III RLSA,

(viii) the Program Termination Event set forth in clause (xi)(2) of the definition thereof in the LEAF III RLSA and

(ix) the Servicer Default set forth in clause (iv) of the definition thereof in the LEAF III RLSA.



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SCHEDULE B

LEAF II Servicer Profitability Metric means the occurrence of any of the following events:

(i) the Event of Default set forth in Section 7.01(k) of the RLSA,

(ii) the Event of Default set forth in Section 7.01(n) of the RLSA,

(iii) the Event of Default set forth in Section 7.01(q) of the RLSA,

(iv) the Event of Default set forth in Section 7.01(r) of the RLSA,

(v) the Program Termination Event set forth in clause (ii) of the definition thereof in the RLSA,

(vi) the Program Termination Event set forth in clause (x) of the definition thereof in the RLSA,

(vii) the Program Termination Event set forth in clause (xi)(2) of the definition thereof in the RLSA and

(viii) the Servicer Default set forth in clause (iv) of the definition thereof in the RLSA.



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