Federal Register / Vol. 72, No. 236 / Monday, December 10, 2007 / Notices 69729 

request for a stay should be filed as soon as possible 

so that the Board may take appropriate action before 

the exemption’s effective date. 

2Each OFA must be accompanied by the filing 

fee, which currently is set at $1,300. See 49 CFR 

1002.2(f)(25). 

formal expressions of intent to file an 

OFA under 49 CFR 1152.27(c)(2),2 and 

trail use/rail banking requests under 49 

CFR 1152.29 must be filed by December 

20, 2007. Petitions to reopen or requests 

for public use conditions under 49 CFR 

1152.28 must be filed by December 31, 

2007, with the Surface Transportation 

Board, 395 E Street, SW., Washington, 

DC 20423–0001. 

A copy of any petition filed with the 

Board should be sent to MMRR’s 

representative: Louis E. Gitomer, Law 

Offices of Louis E. Gitomer, 600 

Baltimore Avenue, Suite 301, Towson, 

MD 21204. 

If the verified notice contains false or 

misleading information, the exemption 

is void ab initio. 

MMRR has filed a combined 

environmental report and historic report 

which addresses the effects, if any, of 

the abandonment on the environment 

and historic resources. SEA will issue 

an environmental assessment (EA) by 

December 14, 2007. Interested persons 

may obtain a copy of the EA by writing 

to SEA (Room 1100, Surface 

Transportation Board, Washington, DC 

20423–0001) or by calling SEA, at (202) 

245–0305. [Assistance for the hearing 

impaired is available through the 

Federal Information Relay Service 

(FIRS) at 1–800–877–8339.] Comments 

on environmental and historic 

preservation matters must be filed 

within 15 days after the EA becomes 

available to the public. 

Environmental, historic preservation, 

public use, or trail use/rail banking 

conditions will be imposed, where 

appropriate, in a subsequent decision. 

Pursuant to the provisions of 49 CFR 

1152.29(e)(2), MMRR shall file a notice 

of consummation with the Board to 

signify that it has exercised the 

authority granted and fully abandoned 

the line. If consummation has not been 

effected by MMRR’s filing of a notice of 

consummation by December 10, 2008, 

and there are no legal or regulatory 

barriers to consummation, the authority 

to abandon will automatically expire. 

Board decisions and notices are 

available on our Web site at http:// 

www.stb.dot.gov. 

Decided: November 30, 2007. 

By the Board, David M. Konschnik, 

Director, Office of Proceedings. 

Vernon A. Williams, 

Secretary. 

[FR Doc. E7–23838 Filed 12–7–07; 8:45 am] 

BILLING CODE 4915–01–P 

DEPARTMENT OF THE TREASURY 

Office of the Comptroller of the 

Currency 

FEDERAL RESERVE SYSTEM 

FEDERAL DEPOSIT INSURANCE 

CORPORATION 

DEPARTMENT OF THE TREASURY 

Office of Thrift Supervision 

NATIONAL CREDIT UNION 

ADMINISTRATION 

FEDERAL TRADE COMMISSION 

Agency Information Collection 

Activities: Submission for OMB 

Review; Joint Comment Request 

AGENCIES: Office of the Comptroller of 

the Currency (OCC), Treasury; Board of 

Governors of the Federal Reserve 

System (Board), the Federal Deposit 

Insurance Corporation (FDIC); Office of 

Thrift Supervision (OTS), Treasury; 

National Credit Union Administration 

(NCUA); and the Federal Trade 

Commission (FTC or Commission) 

(collectively, the Agencies). 

ACTION: Joint information collection to 

be submitted to OMB for review and 

approval under the Paperwork 

Reduction Act of 1995 (PRA). 

SUMMARY: Pursuant to the Paperwork 

Reduction Act, the OCC, FDIC, OTS, 

NCUA, and FTC are submitting for 

Office of Management and Budget 

(OMB) review the information 

collection associated with a proposed 

study that will use a written survey to 

be completed by financial institutions 

and other persons who are creditors or 

users of consumer reports. The Board 

has approved this information 

collection under its delegated authority 

from OMB. The Agencies will use the 

Survey responses to prepare the initial 

report to the Congress (the Report) on 

information sharing practices by 

financial institutions, creditors, or users 

of consumer reports with their affiliates. 

The Agencies are statutorily required to 

jointly submit the Report with any 

recommendations for legislative or 

regulatory action. To conduct the 

Survey, the OCC, FDIC, OTS, NCUA, 

and FTC first seek additional public 

comment regarding this notice, which is 

the second of two notices required by 

the PRA, and will seek OMB review of, 

and clearance for, the collection of 

information discussed herein. 

DATES: Comments must be submitted on 

or before January 9, 2008. 

FOR FURTHER INFORMATION CONTACT: 

Please contact any of the individuals 

named below. In addition, copies of the 

Board’s draft Survey instrument and 

related instructions will be made 

available on the Board’s public Web site 

at: http://www.federalreserve.gov/

boarddocs/reportforms/review.cfm 

under ‘‘Recently Approved and Pending 

Implementation’’ (see entry for FR 

3214e). Please contact the other agencies 

to request a copy of their draft Survey 

instrument and instructions. 

OCC: Mary Gottlieb, OCC Clearance 

Officer, Legislative and Regulatory 

Activities Division, (202) 874–5090, 

mary.gottlieb@occ.treas.gov. 

Board: Kathleen Conley, Supervisory 

Consumer Financial Services Analyst, 

Division of Consumer and Community 

Affairs, (202) 452–2389; or Michelle 

Shore, Federal Reserve Clearance 

Officer, Division of Research and 

Statistics, (202) 452–3829; 

Telecommunications Device for the Deaf 

(TDD) users may call (202) 263–4869. 

FDIC: Richard M. Schwartz, Counsel, 

(202) 898–7424; or Leneta G. Gregorie, 

Counsel, (202) 898–3719. 

OTS: Ira L. Mills, OTS Clearance 

Officer, (202) 906–6531; or Suzanne 

McQueen, Consumer Regulations 

Analyst, Compliance and Consumer 

Protection Division, (202) 906–6459. 

NCUA: Regina M. Metz, Staff 

Attorney, Office of General Counsel, 

(703) 518–6540; or Matthew Biliouris, 

Program Officer, Examination and 

Insurance, (703) 518–6394. 

FTC: Sandra McCarthy, Attorney, 

Division of Privacy and Identity 

Protection, Bureau of Consumer 

Protection, (202) 326–2252; or Margaret 

Patterson, Economist, Bureau of 

Economics, (202) 326–3472. 

SUPPLEMENTARY INFORMATION: 

Title: Survey of Information Sharing 

Practices with Affiliates (‘‘Survey’’). 

Frequency of Response: Every three 

years. 

Affected Public: Business or other for 

profit. 

Type of Review: New collection. 

OCC 

OMB Number: 1557–NEW. 

Form Number: N/A. 

Estimated Number of Respondents: 

40. 

Estimated Average Time per 

Response: 10 hours. 


rmajette on PROD1PC64 with NOTICES
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1See section 214(e) of the FACT Act for a 

description of the type of information that will be 

collected. 

2The OCC, however, because of the way some 

national banks are structured, may collect 

information from a single respondent regarding 

more than one affiliated national bank. 

Estimated Total Annual Burden: 400 

hours. 

Board 

OMB Number: 7100–NEW. 

Form Number: FR 3214e. 

Estimated Number of Respondents: 

60. 

Estimated Average Time per 

Response: 10 hours. 

Estimated Total Annual Burden: 600 

hours. 

FDIC 

OMB Number: 3064–NEW. 

Form Number: N/A. 

Estimated Number of Respondents: 

100. 

Estimated Average Time per 

Response: 10 hours. 

Estimated Total Annual Burden: 

1,000 hours. 

OTS 

OMB Number: 1550–NEW. 

Form Number: N/A. 

Estimated Number of Respondents: 

30. 

Estimated Average Time per 

Response: 10 hours. 

Estimated Total Annual Burden: 300 

hours. 

NCUA 

OMB Number: 3133–NEW. 

Form Number: N/A. 

Estimated Number of Respondents: 

50. 

Estimated Average Time per 

Response: 10 hours. 

Estimated Total Annual Burden: 500 

hours. 

FTC 

OMB Number: 3084–NEW. 

Form Number: N/A. 

Estimated Number of Respondents: 

20. 

Estimated Average Time per 

Response: 10 hours. 

Estimated Total Annual Burden: 200 

hours. 

General Description of Report 

This information collection is 

voluntary for financial institution 

respondents and authorized pursuant to 

12 U.S.C. 481 and 484 (national banks); 

12 U.S.C. 248(a)(1) (state member 

banks); 12 U.S.C. 1463 and 1464 

(savings associations); 12 U.S.C. 1766(a) 

and 1789(a) (credit unions); and 12 

U.S.C. 1819(a) (Eighth) (state nonmember banks and state branches of any 

foreign bank). The FTC’s authority to 

collect this information is 15 U.S.C. 

46(b). Under this section, the FTC may 

issue compulsory process to persons, 

partnerships, and corporations from 

which it seeks to collect information. 

Confidentiality will be determined on a 

case-by-case basis under applicable 

Federal law. Confidentiality for 

respondents under the FTC’s 

jurisdiction will be protected in 

accordance with the Federal Trade 

Commission Act, 15 U.S.C. 41 et seq. 

(‘‘FTC Act’’), and the FTC’s Rules of 

Practice. 

Abstract 

The Agencies will gather information 

by means of a survey to be completed 

by financial institutions and other 

persons that are creditors or users of 

consumer reports (‘‘respondents’’).1 The 

Agencies will use the Survey responses 

to prepare the Report on the information 

sharing practices by financial 

institutions, creditors, or users of 

consumer reports with their affiliates. 

The Agencies are required to jointly 

submit the Report together with any 

recommendations for legislative or 

regulatory action, pursuant to Section 

214(e) of the Fair and Accurate Credit 

Transactions Act of 2003 (‘‘FACT Act’’

or the ‘‘Act’’) Pub. L. 108–159, 117 Stat. 

1952. 

Summary of Comments 

On August 31, 2006, pursuant to the 

PRA, 44 U.S.C. 3501–3521, the Agencies 

published a notice in the Federal 

Register (71 FR 51888) requesting 

public comment for 60 days on a 

proposed information collection 

concerning the Survey. The comment 

period for this notice expired on 

October 30, 2006. The Agencies 

received five comment letters from four 

trade associations and one individual. 

Currently, the OCC, FDIC, OTS, NCUA, 

and FTC are soliciting comment on the 

implementation of the proposed 

information collection. The Board has 

approved this information collection 

under its delegated authority from OMB. 

Survey Methodology 

One commenter requested that the 

Agencies describe the methods they 

would use to conduct the Survey and 

the methods they would use to analyze 

the results. Each Agency will conduct a 

non-statistical, qualitative survey of a 

limited number of regulated entities 

under its supervision. 

Commenters also requested 

clarification as to: (i) Which institution 

or affiliate in an organization would be 

asked to respond to the Survey and (ii) 

whether that respondent would be 

asked to provide information regarding 

not only the sharing of information 

with, but also the receipt of information 

from, its affiliates. 

Respondents will not be asked to 

provide data regarding information 

sharing practices on a combined basis 

for it, its affiliates, and its corporate 

parent; rather the Survey will ask only 

about sharing for that particular 

respondent.2 The Agencies note that the 

Survey will focus on a respondent’s 

general practices and will ask a 

respondent to provide information not 

only about its sharing of information 

with its affiliates, but also about its 

receipt of information from its affiliates. 

Survey Information 

Some commenters stated that the 

Survey should include definitions and 

instructions. The commenters also 

noted that the draft Survey assumes that 

an organization has only one policy on 

information sharing practices with all 

affiliates, when in fact such practices 

might vary by affiliate, by product, or by 

state. For example, one commenter 

noted that the draft did not take into 

account numerous variations in affiliate 

sharing practices within a single firm 

and, as a result, in many cases, the 

response options provided were 

inapplicable, inaccurate, or incomplete. 

One commenter suggested the Survey 

include definitions of important terms, 

such as affiliate, consumer, customer, 

personally identifiable transaction or 

experience information, and purposes 

related to employment or hiring, 

because some of these are terms of art 

with which Survey respondents will be 

unfamiliar. 

In many cases where commenters 

specified the need for specific 

definitions or instructions, the Agencies 

have incorporated such suggestions. 

Additional space will be provided on 

the Survey instrument for supplemental 

responses, such as information on 

varying practices by affiliate or state. 

A commenter noted that questions do 

not specify the time frame to be used for 

completing the Survey, and asked if the 

Agencies intend to capture a snapshot. 

The instructions will be specific and 

direct respondents to provide 

information on their current information 

sharing practices with affiliates. 

Some commenters suggested 

collecting additional information, such 

as information to determine whether the 

perceived risks of information sharing 

(for example, increased level of identity 

theft) in fact exist. Commenters noted 


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that the Survey should focus on the 

underlying purpose for affiliate sharing 

practices. One commenter suggested the 

primary purpose for which companies 

share information with affiliates is to 

provide benefits to consumers, 

including providing them with an array 

of products and services at as low a cost 

as possible. In general, the Agencies will 

limit the Survey to the information that 

section 214(e) of the FACT Act requires 

to be included in the Report. For that 

reason, the Agencies do not plan to 

collect other information, such as data 

regarding the benefits, or perceived risks 

of information sharing with affiliates. 

Confidential and Voluntary Status 

Commenters indicated that the 

Agencies should guarantee confidential 

treatment to respondents, in all cases 

and not merely provide it on a case-bycase basis, in order to encourage 

voluntary and informative responses. In 

addition, some commenters noted that 

certain requested survey information is 

proprietary (e.g., the percentage of 

customers that opt out and the use of 

shared information for underwriting) 

and thus should receive confidential 

treatment. Finally, while commenters 

commended the financial regulatory 

agencies for conducting a voluntary 

survey, they asked that the FTC also 

conduct a voluntary survey instead of 

using its compulsory authority to gather 

information. 

In cases where questions of 

confidentiality arise, as mentioned in 

the initial notice, the Agencies will 

grant confidential treatment on a caseby-case basis under applicable Federal 

law. Responses to survey questions that 

institutions are already required to 

publicly disclose would not be 

protected from disclosure under the 

Freedom of Information Act, 5 U.S.C. 

552 (FOIA). However, it is possible that 

some information collected on this 

Survey may be exempt from disclosure. 

To the extent an institution can 

establish the potential for substantial 

competitive harm, those responses 

would be protected by FOIA Exemption 

4, 5 U.S.C. 552(b)(4) (exempting from 

disclosure ‘‘trade secrets and 

commercial or financial information 

obtained from a person and privileged 

and confidential’’). Further, section 6(f) 

of the FTC Act, 15 U.S.C. 46(f), bars the 

Commission from publicly disclosing 

trade secrets or confidential commercial 

or financial information it receives from 

persons pursuant to, among other 

methods, special orders authorized by 

section 6(b) of the FTC Act. 

In the event of a FOIA request for 

information, an Agency may claim 

Exemption 4 or other protections to the 

extent legally permissible as a basis for 

withholding the information. OTS will 

follow Treasury Department Rule, 

which is 31 CFR 1.6 contained in the 

Department’s rule on Disclosure of 

Records. If the Commission has 

determined that the information does 

not constitute trade secrets or 

confidential commercial or financial 

information under FTC Act section 6(f), 

a respondent who designates a 

submission as confidential is entitled to 

10 days’ advance notice of any 

anticipated public disclosure by the 

Commission under section 21(c) of the 

FTC Act, 15 U.S.C. 57b–2(c). The FTC 

Act and the Commission’s rules 

authorize disclosure of nonpublic 

material in limited circumstances (e.g., 

official requests by Congress, requests 

from other agencies for law enforcement 

purposes, or administrative or judicial 

proceedings). Even in those limited 

contexts, however, the Commission’s 

rules may afford protections to the 

submitter, such as advance notice to 

seek a protective order in litigation. See 

15 U.S.C. 57b–2; 16 CFR 4.9–4.11. 

In the case of surveys administered by 

the financial regulatory agencies, the 

Agencies believe the ongoing 

supervisory relationships that these 

agencies have with supervised 

institutions will help to facilitate a high 

level of voluntary responses. In contrast, 

the FTC does not have the same type of 

supervisory relationships with its 

regulated entities; therefore, the FTC 

may elect to use compulsory authority 

to obtain information that will be 

necessary for preparation of the Report 

should its entities choose not to 

participate voluntarily. 

Burden Estimates 

Commenters indicated that a 

respondent would likely need 

significantly more time than 10 hours to 

collect and organize information to 

produce responses, in part due to items 

in the Board’s draft Survey that they 

believed were unclear. Commenters 

expressed concern that the time 

necessary to respond to the Survey 

would exceed the Agencies’ estimates if 

the answers to the Survey were to be 

based on an organization’s historical 

information sharing practices or the 

information sharing practices for 

multiple entities and/or multiple lines 

of business that exist throughout a 

complex organization. 

The Agencies believe that the final 

Survey instructions, with expanded 

definitions and a clarification that 

respondents should report only on 

current, not historical, practices will 

focus the responses such that the 

burden estimate of 10 hours per 

institution is reasonable. 

Pre-Survey Testing 

Commenters recommended that the 

Agencies consult institutions for their 

suggestions on re-crafting the questions 

to capture a more meaningful 

representation of affiliate sharing 

practices and to reduce burden on 

respondents. In response to these 

comments, the Board, on behalf of the 

other agencies, conducted testing 

(through telephone interviews) with 

three financial institutions. In general, 

the test institutions indicated that the 

draft Survey would not cause undue 

burden on respondents. In addition, the 

test institutions provided feedback on 

the format, instructions, and content of 

the Survey. As a result, the Agencies 

have modified the final Survey 

instrument and instructions. 

Request for Comment 

Comments on the foregoing, including 

comments regarding the necessity and 

practical utility of the proposed 

collection of information, the accuracy 

of the Agencies’ estimates, and ways to 

enhance the quality, utility, and clarity 

of the information sought may be 

directed to the agencies as set out 

below. 

OCC: Communications Division, 

Office of the Comptroller of the 

Currency, Public Information Room, 

Mailstop 1–5, Attention: 1557–NEW, 

250 E Street, SW., Washington, DC 

20219. In addition, comments may be 

sent by fax to (202) 874–4448, or by 

electronic mail to 

regs.comments@occ.treas.gov. You may 

personally inspect and photocopy 

comments at the OCC’s Public 

Information Room, 250 E Street, SW., 

Washington, DC. For security reasons, 

the OCC requires that visitors make an 

appointment to inspect comments. You 

may do so by calling (202) 874–5043. 

Upon arrival, visitors will be required to 

present valid government-issued photo 

identification and submit to security 

screening in order to inspect and 

photocopy comments. 

FDIC: Written comments should 

identify ‘‘Survey of Information Sharing 

Practices with Affiliates,’’ as the subject 

and be submitted by any of the 

following methods: 

• Agency Web site: http:// 

www.fdic.gov/regulations/laws/federal/ 

propose.html. 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• E-mail: Comments@FDIC.gov. 

• Mail: Robert E. Feldman, Executive 

Secretary, Attention: Comments, FDIC, 


rmajette on PROD1PC64 with NOTICES
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3Commission Rule 4.2(d), 16 CFR 4.2(d). The 

comment must be accompanied by an explicit 

request for confidential treatment, including the 

factual and legal basis for the request, and must 

identify the specific portions of the comment to be 

withheld from the public record. The request will 

be granted or denied by the Commission’s General 

Counsel, consistent with applicable law and the 

public interest. See Commission Rule 4.9(c), 16 CFR 

4.9(c). 

550 17th Street, NW., Washington, DC 

20429. 

• Hand Delivery/Courier: Guard 

station at the rear of the 550 17th Street 

Building (located on F Street) on 

business days between 7 a.m. and 5 p.m. 

Comments may be inspected and 

photocopied in the FDIC Public 

Information Center, Room E–1002, 3501 

North Fairfax Drive, Arlington, VA 

22226, between 9 a.m. and 4:30 p.m. on 

business days. 

OTS: You may submit comments, 

identified by ‘‘Survey of Information 

Sharing Practices with Affiliates (1550–

NEW),’’ by any of the following 

methods: 

• E-mail: infocollection.

comments@ots.treas.gov. Please include 

‘‘Survey of Information Sharing 

Practices with Affiliates (1550–NEW)’’

in the subject line of the message and 

include your name and telephone 

number in the message. 

• Fax: (202) 906–6518. 

• Mail: Information Collection 

Comments, Chief Counsel’s Office, 

Office of Thrift Supervision, 1700 G 

Street, NW., Washington, DC 20552, 

Attention: ‘‘Survey of Information 

Sharing Practices with Affiliates (1550–

NEW).’’

• Hand Delivery/Courier: Guard’s 

Desk, East Lobby Entrance, 1700 G 

Street, NW., from 9 a.m. to 4 p.m. on 

business days, Attention: Information 

Collection Comments, Chief Counsel’s 

Office, ‘‘Survey of Information Sharing 

Practices with Affiliates (1550–NEW).’’

Instructions: All comments received 

will be posted without change to 

http://www.ots.treas.gov/pagehtml.cfm?

catNumber=67&an=1, including any 

personal information provided. Docket: 

For access to the docket to read 

comments received, go to http:// 

www.ots.treas.gov/pagehtml.cfm?

catNumber=67&an=1. In addition, you 

may inspect comments at the Public 

Reading Room, 1700 G Street, NW., by 

appointment. To make an appointment 

for access, call (202) 906–5922, send an 

e-mail to public.info@ots.treas.gov, or 

send a facsimile transmission to (202) 

906–7755. (Prior notice identifying the 

materials you will be requesting will 

assist us in serving you.) We schedule 

appointments on business days between 

10 a.m. and 4 p.m. In most cases, 

appointments will be available the next 

business day following the date we 

receive a request. 

NCUA: You may submit comments by 

any of the following methods (please 

send comments by one method only): 

• Federal eRulemaking Portal: http:// 

www.regulations.gov. Follow the 

instructions for submitting comments. 

• NCUA Web Site: http:// 

www.ncua.gov/Regulations

OpinionsLaws/proposedregs/

proposedregs.html. Follow the 

instructions for submitting comments. 

• E-mail: Address to 

regcomments@ncua.gov. Include ‘‘[Your 

name] Comments on FACT Act 214(e) 

Study,’’ in the e-mail subject line. 

• Fax: (703) 518–6319. Use the 

subject line described above for e-mail. 

• Mail: Address to Neil McNamara, 

Deputy Chief Information Officer, 

National Credit Union Administration, 

1775 Duke Street, Alexandria, VA 

22314–3428. 

• Hand Delivery/Courier: Same as 

mail address. 

FTC: Comments should refer to 

‘‘Affiliate Sharing Study: FTC File No. 

P064802’’ and may be submitted by any 

of the following methods. However, if a 

given comment contains any material 

for which confidential treatment is 

requested, it must be filed in paper 

form, and the first page of the document 

must be clearly labeled ‘‘Confidential.’’3

A copy of each comment should 

additionally be submitted via facsimile 

to (202) 395–6974 and addressed to: 

Office of Management and Budget, 

Attention: Desk Officer for the Federal 

Trade Commission. 

• E-mail: Comments filed in 

electronic form should be submitted as 

part of or as an attachment to e-mail 

messages directed to the following email box: <affiliatestudy@ftc.gov>. To 

ensure that the Commission considers 

an electronic comment, you must send 

it to the above e-mail box. 

• Federal eRulemaking Portal: If this 

notice appears at http:// 

www.regulations.gov, you may also file 

an electronic comment through that 

Web site. The Commission will consider 

all comments that regulations.gov 

forwards to it. 

• Mail or Hand Delivery: A comment 

filed in paper form should include 

‘‘Affiliate Sharing Study: FTC File No. 

P064802’’ both in the text and on the 

envelope, and should be mailed or 

delivered, with two complete copies, to 

the following address: Federal Trade 

Commission/Office of the Secretary, 

Room H–135 (Annex J), 600 

Pennsylvania Avenue, NW., 

Washington, DC 20580. Because paper 

mail in the Washington area and at the 

Commission is subject to delay, please 

consider submitting your comments in 

electronic form, as prescribed above. 

The FTC is requesting that any comment 

filed in paper form be sent by courier or 

overnight service, if possible. 

The FTC Act and other laws the 

Commission administers permit the 

collection of public comments to 

consider and use in this proceeding as 

appropriate. All timely and responsive 

public comments, whether filed in 

paper or electronic form, will be 

considered by the Commission, and will 

be available to the public on the FTC 

Web site, to the extent practicable, at 

http://www.ftc.gov/os/public

comments.htm. As a matter of 

discretion, the FTC makes every effort to 

remove home contact information for 

individuals from the public comments it 

receives before placing those comments 

on the FTC Web site. More information, 

including routine uses permitted by the 

Privacy Act, may be found in the FTC’s 

privacy policy, at http://www.ftc.gov/ 

ftc/privacy.htm. 

Additionally, you should send a copy 

of your comments to [Agency] Desk 

Officer, [OMB No.], by mail to U.S. 

Office of Management and Budget, 725 

17th Street, NW., #10235, Washington, 

DC 20503, or by fax to (202) 395–6974. 

Comments submitted in response to 

this notice will be shared among the 

Agencies. All comments will become a 

matter of public record. Written 

comments should address the accuracy 

of the burden estimates and ways to 

minimize burden including the use of 

automated collection techniques or the 

use of other forms of information 

technology as well as other relevant 

aspects of the information collection 

request. 

Dated: November 26, 2007. 

Stuart Feldstein, 

Assistant Director, Legislative and Regulatory 

Activities Division, Office of the Comptroller 

of the Currency. 

Board of Governors of the Federal Reserve 

System, December 4, 2007. 

Jennifer J. Johnson, 

Secretary of the Board. 

Dated at Washington, DC, this 27th day of 

November, 2007. 

Federal Deposit Insurance Corporation. 

Robert E. Feldman, 

Executive Secretary. 

Dated at Washington, DC, this 29th day of 

November, 2007. 

Deborah Dakin, 

Senior Deputy Chief Counsel, Office of Thrift 

Supervision. 

Dated at Washington, DC, this 28th day of 

November, 2007. 


rmajette on PROD1PC64 with NOTICES
Federal Register / Vol. 72, No. 236 / Monday, December 10, 2007 / Notices 69733 

By the National Credit Union 

Administration on November 28, 2007. 

Mary F. Rupp, 

Secretary of the Board. 

Dated at Washington, DC, this twentyeighth day of November, 2007. 

Federal Trade Commission. 

By direction of the Commission. 

Donald S. Clark, 

Secretary. 

[FR Doc. 07–5998 Filed 12–7–07; 8:45 am] 

BILLING CODES 4810–33–P, 6210–01–P, 6714–01–P, 

6720–01–P, 7335–01–P, 4750–01–P 

DEPARTMENT OF VETERANS 

AFFAIRS 

[OMB Control No. 2900–0404] 

Agency Information Collection 

Activities Under OMB Review 

AGENCY: Veterans Benefits 

Administration, Department of Veterans 

Affairs. 

ACTION: Notice. 

SUMMARY: In compliance with the 

Paperwork Reduction Act (PRA) of 1995 

(44 U.S.C. 3501–3521), this notice 

announces that the Veterans Benefits 

Administration (VBA), Department of 

Veterans Affairs, will submit the 

collection of information abstracted 

below to the Office of Management and 

Budget (OMB) for review and comment. 

The PRA submission describes the 

nature of the information collection and 

its expected cost and burden; it includes 

the actual data collection instrument. 

DATE: Comments must be submitted on 

or before January 9, 2008. 

ADDRESSES: Submit written comments 

on the collection of information through 

www.Regulations.gov or to VA’s OMB 

Desk Officer, OMB Human Resources 

and Housing Branch, New Executive 

Office Building, Room 10235, 

Washington, DC 20503 (202) 395–7316. 

Please refer to ‘‘OMB Control No. 2900–

0404’’ in any correspondence 

FOR FURTHER INFORMATION CONTACT: 

Denise McLamb, Records Management 

Service (005R1B), Department of 

Veterans Affairs, 810 Vermont Avenue, 

NW., Washington, DC 20420, (202) 461–

7485, FAX (202) 273–0443 or e-mail 

denise.mclamb@mail.va.gov. Please 

refer to ‘‘OMB Control No. 2900–0404.’’

SUPPLEMENTARY INFORMATION: 

Title: Veteran’s Application for 

Increased Compensation Based on 

Unemployability, VA Form 21–8940. 

OMB Control Number: 2900–0404. 

Type of Review: Extension of a 

currently approved collection. 

Abstract: VA Form 21–8940 is used 

by veterans to file a claim for increased 

disability compensation based on 

unemployability. Claimants are required 

to provide current medical, educational, 

and occupational history in order for 

VA to determine whether he or she is 

unable to secure or follow a 

substantially gainful employment due to 

service-connected disabilities. 

An agency may not conduct or 

sponsor, and a person is not required to 

respond to a collection of information 

unless it displays a currently valid OMB 

control number. The Federal Register 

Notice with a 60-day comment period 

soliciting comments on this collection 

of information was published on 

September 27, 2007, at pages 54980–

54981. 

Affected Public: Individuals or 

households. 

Estimated Annual Burden: 18,000 

hours. 

Estimated Average Burden per 

Respondent: 45 minutes. 

Frequency of Response: One-time. 

Estimated Number of Respondents: 

24,000. 

Dated: December 5, 2007. 

By direction of the Secretary. 

Denise McLamb, 

Program Analyst, Records Management 

Service. 

[FR Doc. E7–23872 Filed 12–7–07; 8:45 am] 

BILLING CODE 8320–01–P 


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