Federal Register / Vol. 72, No. 210 / Wednesday, October 31, 2007 / Notices 61647 

federal agencies, and insured state 

branches of foreign banks), commercial 

lending companies owned or controlled 

by foreign banks, and organizations 

operating under section 25 or 25A of the 

Federal Reserve Act. 

Annual reporting hours: 156,910 

hours 

Estimated average hours per response: 

State member banks, 242 hours; and 

mortgage subsidiaries, 192 hours. 

Number of respondents: 527 State 

member banks, and 153 mortgage 

subsidiaries. 

General description of report: This 

information collection is mandatory (12 

U.S.C. 2803). The information is not 

given confidential treatment, however, 

information that might identify 

individual borrowers or applicants is 

given confidential treatment under 

exemption 6 of the Freedom of 

Information Act (5 U.S.C. 552(b)(6)) and 

section 304 (j)(2)(B) of HMDA (12 U.S.C. 

2803). 

Abstract: The information reported 

and disclosed pursuant to this 

collection is used to further the 

purposes of HMDA. These include: (1) 

To help determine whether financial 

institutions are serving the housing 

needs of their communities; (2) to assist 

public officials in distributing public–

sector investments so as to attract 

private investment to areas where it is 

needed; and (3) to assist in identifying 

possible discriminatory lending patterns 

and enforcing anti–discrimination 

statutes. 

Current Action: On August 24, 2007, 

the Federal Reserve published a notice 

in the Federal Register (72 FR 48639) 

requesting public comment for 60 days 

on the HMDA information collection. 

The comment period for this notice 

expired on October 23, 2007. No 

comments were received. 

Board of Governors of the Federal Reserve 

System, October 26, 2007. 

Jennifer J. Johnson 

Secretary of the Board. 

[FR Doc. E7–21385 Filed 10–30–07; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The application also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than November 26, 

2007. 

A. Federal Reserve Bank of San 

Francisco (Tracy Basinger, Director, 

Regional and Community Bank Group) 

101 Market Street, San Francisco, 

California 94105–1579: 

1. Hana Financial Group, Inc., Seoul, 

South Korea; to acquire up to 37.5 

percent of the voting shares of 

Commonwealth Business Bank, Los 

Angeles, California. 

Board of Governors of the Federal Reserve 

System, October 26, 2007. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc.E7–21411 Filed 10–30–07; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Notice of Proposals to Engage in 

Permissible Nonbanking Activities or 

to Acquire Companies that are 

Engaged in Permissible Nonbanking 

Activities 

The companies listed in this notice 

have given notice under section 4 of the 

Bank Holding Company Act (12 U.S.C. 

1843) (BHC Act) and Regulation Y (12 

CFR Part 225) to engage de novo, or to 

acquire or control voting securities or 

assets of a company, including the 

companies listed below, that engages 

either directly or through a subsidiary or 

other company, in a nonbanking activity 

that is listed in § 225.28 of Regulation Y 

(12 CFR 225.28) or that the Board has 

determined by Order to be closely 

related to banking and permissible for 

bank holding companies. Unless 

otherwise noted, these activities will be 

conducted throughout the United States. 

Each notice is available for inspection 

at the Federal Reserve Bank indicated. 

The notice also will be available for 

inspection at the offices of the Board of 

Governors. Interested persons may 

express their views in writing on the 

question whether the proposal complies 

with the standards of section 4 of the 

BHC Act. Additional information on all 

bank holding companies may be 

obtained from the National Information 

Center website at www.ffiec.gov/nic/. 

Unless otherwise noted, comments 

regarding the applications must be 

received at the Reserve Bank indicated 

or the offices of the Board of Governors 

not later than November 26, 2007. 

A. Federal Reserve Bank of Chicago 

(Burl Thornton, Assistant Vice 

President) 230 South LaSalle Street, 

Chicago, Illinois 60690–1414: 

1. Capitol Bancorp, Ltd., and Capital 

Development Bancorp Limited V, both 

of Lansing, Michigan; to acquire 51 

percent of the voting shares of Adams 

Dairy Bank (in organization), Blue 

Springs, Missouri, and thereby engage 

in operating a savings association, 

pursuant to section 225.28(b)(4)(ii) of 

Regulation Y. 

Board of Governors of the Federal Reserve 

System, October 26, 2007. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc.E7–21410 Filed 10–30–07; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Sunshine Act Meeting 

AGENCY HOLDING THE MEETING: Board of 

Governors of the Federal Reserve 

System. 

TIME AND DATE: 10:00 a.m., Friday, 

November 2, 2007. 

PLACE: Marriner S. Eccles Federal 

Reserve Board Building, 20th Street 

entrance between Constitution Avenue 

and C Streets, NW., Washington, D.C. 

20551. 

STATUS: Open. 

We ask that you notify us in advance 

if you plan to attend the open meeting 

and provide your name, date of birth, 

and social security number (SSN) or 

passport number. You may provide this 

information by calling 202–452–2474 or 

you may register online. You may pre–

register until close of business 


rwilkins on PROD1PC63 with NOTICES
61648 Federal Register / Vol. 72, No. 210 / Wednesday, October 31, 2007 / Notices 

1Commission Rule 4.2(d), 16 CFR 4.2(d). The 

comment must be accompanied by an explicit 

request for confidential treatment, including the 

factual and legal basis for the request, and must 

identify the specific portions of the comment to be 

withheld from the public record. The request will 

be granted or denied by the Commission’s General 

Counsel, consistent with applicable law and the 

public interest. See Commission Rule 4.9(c), 16 CFR 

4.9(c). 

November 1, 2007. You also will be 

asked to provide identifying 

information, including a photo ID, 

before being admitted to the Board 

meeting. The Public Affairs Office must 

approve the use of cameras; please call 

202–452–2955 for further information. If 

you need an accommodation for a 

disability, please contact Penelope 

Beattie on 202–452–3982. For the 

hearing impaired only, please use the 

Telecommunication Device for the Deaf 

(TDD) on 202– 263–4869. 

Privacy Act Notice: Providing the 

information requested is voluntary; 

however, failure to provide your name, 

date of birth, and social security number 

or passport number may result in denial 

of entry to the Federal Reserve Board. 

This information is solicited pursuant to 

Sections 10 and 11 of the Federal 

Reserve Act and will be used to 

facilitate a search of law enforcement 

databases to confirm that no threat is 

posed to Board employees or property. 

It may be disclosed to other persons to 

evaluate a potential threat. The 

information also may be provided to law 

enforcement agencies, courts, and 

others, but only to the extent necessary 

to investigate or prosecute a violation of 

law. 

MATTERS TO BE CONSIDERED: 

Discussion Agenda: 

1. Final Basel II risk–based capital 

framework. 

Note: 1. The staff memo to the Board 

will be made available to the public in 

paper. The background document for 

this item consists of more than 800 

pages and it will be made available to 

the public on a computer disc in Word 

format. If you require a paper copy of 

the document, please call Penelope 

Beattie on 202–452–3982. 

2. This meeting will be recorded for 

the benefit of those unable to attend. 

Cassettes will then be available for 

listening in the Board’s Freedom of 

Information Office, and copies can be 

ordered for $6 per cassette by calling 

202–452–3684 or by writing to: Freedom 

of Information Office, Board of 

Governors of the Federal Reserve 

System, Washington, D.C. 20551. 

FOR FURTHER INFORMATION CONTACT: 

Michelle Smith, Director, or Dave 

Skidmore, Assistant to the Board, Office 

of Board Members at 202–452–2955. 

SUPPLEMENTARY INFORMATION: You may 

call 202–452–3206 for a recorded 

announcement of this meeting; or you 

may contact the Board’s Web site at 

http://www.federalreserve.gov for an 

electronic announcement. (The Web site 

also includes procedural and other 

information about the open meeting.) 

Board of Governors of the Federal Reserve 

System, October 26, 2007. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. 07–5430 Filed 10–29–07; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RETIREMENT THRIFT 

INVESTMENT BOARD 

Sunshine Act; Notice of Meeting 

Time and Date: 

9 a.m. (Eastern Time), November 19, 

2007. 

PLACE: 4th Floor Conference Room, 

1250 H Street, NW., Washington, DC 

20005. 

STATUS: Open. 

MATTERS TO BE CONSIDERED: 

1. Approval of the minutes of the 

October 15, 2007 Board member 

meeting. 

2. Executive Director’s Report: 

a. Monthly Participant Activity 

Report. 

b. Monthly Investment Performance 

Report. 

c. Legislative Report. 

3. Trade Pattern Analysis 

4. Internal Controls Initiative 

CONTACT PERSON FOR MORE INFORMATION: 

Thomas J. Trabucco, Director, Office of 

External Affairs, (202) 942–1640. 

Dated: October 29, 2007. 

Thomas K. Emswiler, 

Secretary to the Board, Federal Retirement 

Thrift Investment Board. 

[FR Doc. 07–5436 Filed 10–29–07; 12:33pm] 

BILLING CODE 6760–01–P 

FEDERAL TRADE COMMISSION 

Agency Information Collection 

Activities; Submission for OMB 

Review; Comment Request 

AGENCY: Federal Trade Commission 

(‘‘FTC’’ or ‘‘Commission’’). 

ACTION: Notice. 

SUMMARY: The information collection 

requirements described below will be 

submitted to the Office of Management 

and Budget (‘‘OMB’’) for review, as 

required by the Paperwork Reduction 

Act. The FTC is seeking public 

comments on its proposal to extend 

through November 30, 2010 the current 

OMB clearance for the information 

collection requirements contained in the 

Commission’s Rule Concerning 

Disclosure of Written Consumer Product 

Warranty Terms and Conditions. The 

clearance is scheduled to expire on 

November 30, 2007. The FTC is also 

seeking public comments on its 

proposal to extend through December 

31, 2010 the current OMB clearances for 

the information collection requirements 

contained in the Commission’s Rule 

Governing Pre-Sale Availability of 

Written Warranty Terms and the 

Informal Dispute Settlement Procedures 

Rule. Those clearances are scheduled to 

expire on December 31, 2007. 

DATES: Comments must be filed by 

November 30, 2007. 

ADDRESSES: Interested parties are 

invited to submit written comments. 

Comments should refer to ‘‘Warranty 

Rules: Paperwork Comment, FTC File 

No. P044403’’ to facilitate the 

organization of comments. A comment 

filed in paper form should include this 

reference both in the text and on the 

envelope, and should be mailed or 

delivered, with two complete copies, to 

the following address: Federal Trade 

Commission, Room H-135, 600 

Pennsylvania Avenue, N.W., 

Washington, D.C. 20580. Because paper 

mail in the Washington area and at the 

Commission is subject to delay, please 

consider submitting your comments in 

electronic form, as prescribed below. 

However, if the comment contains any 

material for which confidential 

treatment is requested, it must be filed 

in paper form, and the first page of the 

document must be clearly labeled 

‘‘Confidential.’’1 The FTC is requesting 

that any comment filed in paper form be 

sent by courier or overnight service, if 

possible. 

Comments filed in electronic form 

should be submitted by using the 

following weblink: https:// 

secure.commentworks.com/ftcwarrantypra (and following the 

instructions on the Web-based form). To 

ensure that the Commission considers 

an electronic comment, you must file it 

on the Web-based form at the weblink: 

https://secure.commentworks.com/ftcwarrantypra. If this notice appears at 

www.regulations.gov, you may also file 

an electronic comment through that 

Web site. The Commission will consider 

all comments that regulations.gov 

forwards to it. 

Comments should also be submitted 

to: Office of Management and Budget, 

Attention: Desk Officer for the Federal 


rwilkins on PROD1PC63 with NOTICES