Exhibit 4.8 





 



 


CO-LENDER AGREEMENT

Dated as of February 12, 2020

by and between


COLUMN FINANCIAL, INC.

(Initial Note A-1 Holder),


COLUMN FINANCIAL, INC.

(Initial Note A-2 Holder),


COLUMN FINANCIAL, INC.

(Initial Note A-3 Holder),


and


COLUMN FINANCIAL, INC.

                                  (Initial
Note B Holder)                                   


Commercial Mortgage Loan in the Principal
Amount of $400,000,000


Secured by a Retail Property


The Westchester – White
Plains, New York 


 







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THIS CO-LENDER AGREEMENT
(this “Agreement”) is dated as of February 12, 2020, between COLUMN FINANCIAL, INC. (“COLUMN”,
in its capacity as initial owner of Note A-1, the “Initial Note A-1 Holder”), COLUMN (in its capacity as initial
owner of Note A-2, the “Initial Note A-2 Holder”), COLUMN (in its capacity as initial owner of Note A-3, the
“Initial Note A-3 Holder”) and COLUMN (in its capacity as initial owner of Note B, the “Initial Note
B Holder” and, together with the Initial Note A-1 Holder, the Initial Note A-2 Holder and the Initial Note A-3 Holder,
the “Initial Note Holders”).


W I T N E S S E T H:


WHEREAS, pursuant
to the Mortgage Loan Agreement (as defined herein), Column originated a certain loan (the “Mortgage Loan”) described
on the schedule attached as Exhibit A (the “Mortgage Loan Schedule”) to the mortgage loan borrower
described on the Mortgage Loan Schedule (together with its successors and permitted assigns, the “Mortgage Loan Borrower”),
in the original aggregate principal amount of $400,000,000, which is evidenced, inter alia, by the following four (4) promissory
notes:


(a)               
that certain Second Amended and Restated Replacement Promissory Note A-1, dated as of February 12, 2020, evidencing a senior
interest in the Mortgage Loan in the original principal amount of $193,000,000 (as such may be extended, renewed, replaced, restated
or modified from time to time, “Note A-1”),


(b)              
that certain Amended and Restated Replacement Promissory Note A-2, dated as of February 12, 2020, evidencing a senior interest
in the Mortgage Loan in the original principal amount of $75,000,000 (as such may be extended, renewed, replaced, restated or modified
from time to time, “Note A-2”),


(c)               
that certain Amended and Restated Replacement Promissory Note A-3, dated as of February 12, 2020, evidencing a senior interest
in the Mortgage Loan in the original principal amount of $75,000,000 (as such may be extended, renewed, replaced, restated or modified
from time to time, “Note A-3”), and


(d)              
that certain Amended and Restated Replacement Promissory Note B, dated as of January 31, 2020 evidencing a junior interest
in the Mortgage Loan in the original principal amount of $57,000,000 (as such may be extended, renewed, replaced, restated or modified
from time to time, “Note B” and, together with Note A-1, Note A-2 and Note A-3, the “Notes”);


WHEREAS, payment
of the Notes is secured by, among other things, a Mortgage (as defined in the Mortgage Loan Agreement), dated as of January 21,
2020 (as amended, supplemented or modified, the “Mortgage”), encumbering the Mortgage Loan Borrower’s
fee simple and leasehold interests in one retail property located in White Plains, New York (together with all improvements and
fixtures thereon, the “Mortgaged Property”);


WHEREAS, with respect to the Mortgage
Loan:




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(a)               
Column intends to transfer Note A-1 and Note B to Credit Suisse Commercial Mortgage Securities Corp. (the “Depositor”)
pursuant to a trust loan purchase agreement between Column and the Depositor, and the Depositor intends to transfer Note A-1 and
Note B to Wells Fargo Bank, National Association, as trustee (in such capacity, together with its permitted successors and assigns,
the “Trustee”) for a securitization (the “Lead Securitization”) involving the issuance of
the CSMC 2020-WEST, Commercial Mortgage Pass-Through Certificates pursuant to a trust and servicing agreement, dated as of February
1, 2020 (the “Lead Securitization Servicing Agreement”), between the Depositor, Midland Loan Services, a Division
of PNC Bank, National Association, as servicer (together with its permitted successors and assigns, the “Master Servicer”),
Pacific Life Insurance Company, as special servicer (together with its permitted successors and assigns, the “Special
Servicer”), Pentalpha Surveillance LLC, as operating advisor (together with its permitted successors and assigns, the
“Operating Advisor”), the Trustee, Wells Fargo Bank, National Association, as certificate administrator (in
such capacity, together with its permitted successors and assigns, the “Certificate Administrator”), and Wells
Fargo Bank, National Association, as custodian and, upon such transfer, the Trustee will become the holder of Note A-1 and Note
B;


(b)              
the Initial Note A-2 Holder (or a successor Note A-2 Holder) may contribute Note A-2, whether in its current form or as
multiple replacement promissory notes, into one or more securitization transactions;


(c)               
the Initial Note A-3 Holder (or a successor Note A-3 Holder) may contribute Note A-3, whether in its current form or as
multiple replacement promissory notes, into one or more securitization transactions.


WHEREAS, each Initial Note Holder desires
to memorialize the terms under which they, and their successors and assigns, will hold the Notes.


NOW, THEREFORE, in consideration of the
mutual covenants herein contained, the parties hereto mutually agree as follows:


1.                 
Definitions; Conflicts. References to a “Section” or the “recitals” are, unless otherwise
specified, to a Section or the recitals of this Agreement. Capitalized terms not otherwise defined herein shall have the meanings
ascribed thereto in the Mortgage Loan Agreement or the Lead Securitization Servicing Agreement. Except as set forth in Section
4 of this Agreement, to the extent of any inconsistency between terms defined in this Agreement and the Servicing Agreement,
the Servicing Agreement shall control. Whenever used in this Agreement, the following terms shall have the respective meanings
set forth below unless the context clearly requires otherwise.


“Acceptable
Insurance Default” shall mean (a) prior to the Lead Securitization Date, any Default arising when the Mortgage Loan Documents
require that the Mortgage Loan Borrower maintain all risk casualty insurance or other insurance that covers damages or losses arising
from acts of terrorism and the Special Servicer has determined, in its reasonable judgment in




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accordance with the Accepted Servicing
Practices, that (i) such insurance is not available at commercially reasonable rates and the subject hazards are not commonly insured
against by prudent owners of similar real properties located in or near the geographic region in which the Mortgaged Property is
located (but only by reference to such insurance that has been obtained by such owners at current market rates) or (ii) such insurance
is not available at any rate, and (b) from and after the Lead Securitization Date, the meaning assigned to such term or any analogous
term in the Servicing Agreement if so assigned, and otherwise, the foregoing clause (a) shall apply. In making this determination,
the Special Servicer, to the extent consistent with the Accepted Servicing Practices, may rely on the opinion of an insurance consultant.


“Accepted
Servicing Practices” shall mean:


(i)                
prior to the Lead Securitization Date, the obligation of the Servicer to service and administer the Mortgage Loan
in accordance with this Agreement, the Notes and the Mortgage Loan Documents solely in the best interests and for the benefit of
the Holders (as a collective whole), exercising the higher of (x) the same manner in which, and with the same care, skill, prudence
and diligence with which the Servicer services and administers similar mortgage loans for other third party portfolios, and manages
and administers REO Property for other third party portfolios giving due consideration to customary and usual standards of practice
of prudent institutional commercial lenders servicing their own loans and managing REO Properties for their own account and (y)
the same care, skill, prudence and diligence which the Servicer utilizes for loans which the Servicer owns for its own account,
in each case, acting in accordance with applicable law, the terms of this Agreement and the Mortgage Loan Documents and with a
view to the maximization of timely recovery of principal and interest on a net present value basis on the Mortgage Loan, but without
regard to:


(A)            
any relationship that the Servicer or any Affiliate of the Servicer may have with the Mortgage Loan Borrower or any Affiliates
of the Mortgage Loan Borrower;


(B)             
the ownership of any interest in the Mortgage Loan or any certificate issued or to be issued in connection with a Securitization
by the Servicer or any Affiliate of the Servicer;


(C)             
the ownership of any junior indebtedness with respect to a Mortgaged Property by the Servicer or any Affiliate of the Servicer;


(D)            
the Servicer’s obligation to make Advances as specified herein or otherwise incur servicing expenses with respect
to the Mortgage Loan;


(E)             
the Servicer’s right to receive compensation for its services hereunder or with respect to any particular transaction;




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(F)              
the ownership, or servicing or management for others, by the Servicer or any sub-servicer, of any other mortgage loans or
properties; or


(G)            
  the right of the Servicer or any sub-servicer to receive reimbursement of costs; and


(ii)              
from and after the Lead Securitization Date, the meaning assigned to the term “Accepted Servicing Practices”
or “Servicing Standard” or any analogous term in the Servicing Agreement.


“Action
Notice” shall have the meaning assigned to such term in Section 21(c).


“Additional
Servicing Compensation” shall mean any servicing compensation other than Servicing Fees, Special Servicing Fees, Workout
Fees or Liquidation Fees that any Servicer is entitled to retain under the Servicing Agreement.


“Administrative
Advance” shall have, from and after the Lead Securitization Date, the meaning assigned to such term or any analogous
term in the Servicing Agreement.


“Advance”
shall mean a Property Advance, Administrative Advance or a P&I Advance, as the context requires.


“Advance
Interest Amount” shall mean the amount of interest accrued and unpaid on any Property Advance pursuant to the terms of
the Servicing Agreement.


“Advance
Rate” shall have the meaning ascribed to such term in the Lead Securitization Servicing Agreement.


“Affiliate”
shall mean with respect to any specified Person, (a) any other Person controlling or controlled by or under common control with
such specified Person (each a “Common Control Party”), (b) any other Person owning, directly or indirectly,
ten percent (10%) or more of the beneficial interests in such Person or (c) any other Person in which such Person or a Common Control
Party owns, directly or indirectly, ten percent (10%) or more of the beneficial interests. For the purposes of this definition,
“control” when used with respect to any specified Person means the power to direct the management and policies of such
Person, directly or indirectly, whether through the ownership of voting securities, by contract, relation to individuals or otherwise,
and the terms “controlling” and “controlled” have meanings correlative to the foregoing.


“Agreement”
shall have the meaning assigned such term in the recitals.


“A Notes”
shall mean, collectively, Note A-1, Note A-2 and Note A-3.


“Applicable
Interest Rate” shall mean the Note A Interest Rate or the Note B Interest Rate, as the context requires.




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“Appraisal”
shall mean an appraisal with respect to the Mortgaged Property conducted in accordance with the standards of the Appraisal Institute
by an Appraiser and certified by such Appraiser as having been prepared in accordance with the requirements of the Standards of
Professional Practice of the Appraisal Institute, the Uniform Standards of Professional Appraisal Practice of the Appraisal Foundation
and FIRREA.


“Appraisal
Reduction Amount” shall mean:


(i)                
prior to the Lead Securitization Date, for any Remittance Date as to which an Appraisal Reduction Event has occurred,
an amount equal to the excess, if any, of (a) the sum of (1) the Mortgage Loan Principal Balance as of the immediately preceding
Scheduled Payment Date, (2) to the extent not previously advanced by the Servicer or any other Holder as an Advance under Section
9, all accrued and unpaid interest on the Mortgage Loan at a per annum rate equal to the Applicable Interest Rate on each of
the Notes, (3) all unreimbursed Advances, with interest thereon at the Advance Rate in respect of the Mortgage Loan, and (4) all
currently due and unpaid real estate taxes, ground rents (if applicable) and assessments and insurance premiums (less any amounts
held in escrow for such items) and all other amounts (not including any default interest, Penalty Charges, Prepayment Premiums,
liquidated damage amounts or other similar fees or charges) currently due and unpaid with respect to the Mortgage Loan (which taxes,
premiums and other amounts have not been the subject of an Advance by the Servicer), over (b) an amount equal to ninety percent
(90%) of the appraised value of the Mortgaged Property as determined by the most recent Updated Appraisal obtained by the Servicer
(the cost of which shall be advanced by such Servicer as an Advance), minus the dollar amount of any liens on the Mortgaged Property
that are prior to the lien of the Mortgage (other than the liens for any items set forth in the immediately preceding clause
(a)(4) which have been insured or bonded over by Qualified Insurers, plus (without duplication of any amounts held in escrow
deducted in clause (a)(4) above) the aggregate of all reserves, letters of credit and escrows held in connection with the
Mortgage Loan to the extent that such reserves, letters of credit and escrows are permitted to be used by the Servicer in reduction
of the Mortgage Loan); and


(ii)              
from and after the Lead Securitization Date, the meaning assigned to such
term or any analogous term in the Servicing Agreement.


“Appraisal
Reduction Event” shall mean:


(i)                
prior to the Lead Securitization Date, the earliest to occur of any of the following: (a) 60 days
after an uncured payment delinquency (other than a delinquency in respect of the Balloon Payment) occurs in respect of the Mortgage
Loan, (b) 90 days after an uncured delinquency occurs in respect of the Balloon Payment for the Mortgage Loan unless a refinancing
is anticipated within 120 days after the Maturity Date of the Mortgage Loan (as evidenced by a written and binding refinancing
commitment from an acceptable lender and reasonably satisfactory in form and substance to the Servicer,




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and the Controlling Holder, which
provides that such refinancing will occur within 120 days after the Maturity Date), in which case 120 days after such uncured delinquency,
(c) 60 days after a reduction in the Monthly Payment Amount or a material adverse economic change with respect to the terms of
the Mortgage Loan has become effective, (d) 60 days after an extension of the Maturity Date of the Mortgage Loan (except for an
extension within the time periods described in clause (b) above), (e) 60 days after a receiver has been appointed in respect
of the Mortgaged Property securing the Mortgage Loan on behalf of the Lender or any other creditor, (f) immediately after the Mortgage
Loan Borrower declares, or becomes the subject of, bankruptcy, insolvency or similar proceeding, admits in writing the inability
to pay its debts as they come due or makes an assignment for the benefit of creditors unless such action is dismissed within 45
days, or (g) immediately after any Collateral securing the Mortgage Loan becomes an REO Property; and


(ii)              
from and after the Lead Securitization Date, the meaning assigned to such term or any analogous term in the Servicing
Agreement.


“Appraiser”
shall mean, with respect to the Mortgaged Property, an independent appraiser that is a member in good standing of the Appraisal
Institute and that is certified or licensed in the state where such Mortgaged Property is located, and who has a minimum of five
(5) years’ experience in the appraisal of comparable properties in the geographic area in which such Mortgaged Property is
located.


“Approved
Bank” shall mean a domestic financial institution which (A) prior to a Securitization, has long term unsecured debt obligations
of which are rated not less than “AA” by S&P, “A” by Fitch and “Aa2” by Moody’s or
the short-term obligations of which are rated at least “A-1+” by S&P, “F-1” by Fitch and “P-1”
by Moody’s and (B) after a Securitization, has long term long unsecured debt obligations and/or short term obligations which
meet the applicable rating requirements of the Rating Agencies.


“Approved
Servicer” shall have the meaning assigned to such term in the definition of “Qualified Institutional Lender”.


“Balloon
Payment” shall mean, with respect to the Mortgage Loan, the payment of principal due on its stated maturity date.


“Bankruptcy
Code” shall mean the United States Bankruptcy Code (11 U.S.C. Sec. 101 et seq.), or any similar statute, law,
rules, regulations or similar legal requirements of any other applicable jurisdiction, in each case, as amended from time to time
or any successor statute or rule promulgated thereto.


“Business
Day” shall have the meaning assigned to such term in the Servicing Agreement.


“Certificate
Administrator” shall have the meaning assigned to such term in the recitals.




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“CLO”
shall have the meaning assigned to such term in the definition of “Qualified Institutional Lender”.


“CLO Asset
Manager” shall mean, with respect to any Securitization Vehicle which is a CLO, the entity which is responsible for managing
or administering the applicable Note or an interest therein as an underlying asset of such Securitization Vehicle or, if applicable,
as an asset of any Intervening Trust Vehicle (including, without limitation, the right to exercise any consent and control rights
available to the holder of such Note).


“Closing
Date” shall mean January 21, 2020.


“Code”
shall have the meaning assigned to such term in Section 4(h).


“Collateral”
shall mean the Mortgaged Property, the revenues from the Mortgaged Property, and all other tangible and intangible property in
respect of which the lender is granted a lien under the Mortgage Loan Documents, and all proceeds of the foregoing.


“Collection
Account” shall mean with respect to the Mortgage Loan, an account in which amounts received in respect of the Mortgage
Loan are segregated (by ledger entries or otherwise) and held for the benefit of the Holders.


“Column”
shall have the meaning assigned to such term in the recitals.


“Common
Control Party” shall have the meaning given to such term in the definition of “Affiliate.”


“Condemnation
Proceeds” shall have the meaning assigned to such term or any one or more analogous terms in the Lead Securitization
Servicing Agreement.


“Control
Appraisal Event” shall be deemed to have occurred with respect to Note B, if and so long as (a) (1) the Initial Note
B Principal Balance, minus (2) the sum of (x) any payments of principal (whether as Prepayments or otherwise) allocated
to, and received on, Note B, (y) any Appraisal Reduction Amounts allocated to Note B in accordance with the terms of this Agreement,
and (z) any Realized Losses with respect to the Mortgage Loan to the extent allocated to Note B, is less than (b) twenty-five percent
(25%) of the Initial Note B Principal Balance.


“Controlling
Class Representative” shall have the meaning given such term in the Lead Securitization Servicing Agreement.


“Controlling
Holder” shall mean, as of any date of determination:


(i)              prior
to the Lead Securitization Date,


(x)              
the Note B Holder, unless (x) a Control Appraisal Event has occurred and is continuing with respect to Note B, or
(y) Note B is held




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by the Mortgage Loan Borrower
or a Mortgage Loan Borrower Related Party, or


(y)              
the Lead Note Holder, if a Control Appraisal Event has occurred and is continuing with respect to Note B, or if Note B is
held by the Mortgage Loan Borrower or a Mortgage Loan Borrower Related Party; provided that:


(1)       if
a Control Appraisal Event occurs, then for the purposes of determining whether the Control Appraisal Event is continuing, the outstanding
Principal Balance of Note B shall be adjusted (up or down, as applicable) to reflect the then-current Appraisal Reduction Amount,
if any, indicated by any subsequently obtained Appraisal(s);


(2)              
in the event that the Note held by the Controlling Holder pursuant to this definition is held by more than one Person, (1)
the Holder(s) of at least a 51% interest therein may act as the Controlling Holder hereunder and (2) any ownership interest held
by the Mortgage Loan Borrower or a Mortgage Loan Borrower Related Party shall be deemed to equal zero for the purposes of determining
which owners can exercise the rights of the Controlling Holder hereunder;


(3)              
the Controlling Holder shall be entitled to appoint any Person to act on its behalf in exercising the rights of the Controlling
Holder hereunder and under the Servicing Agreement provided that such appointment is communicated in writing to the Lead
Note Holder and any Servicer acting on its behalf. Such designation shall remain in effect until it is revoked by the Controlling
Holder by a writing delivered to the parties hereto; and


(ii)              
from and after the Lead Securitization Date, the “Directing Holder” designated under the terms of the
Lead Securitization Servicing Agreement.


“Corrected
Mortgage Loan” shall mean:


(i)                
prior to the Lead Securitization Date, the meaning assigned in the definition herein of “Specially Serviced
Mortgage Loan”, and


(ii)              
from and after the Lead Securitization Date, the meaning assigned to such term or any analogous term in the Lead
Securitization Servicing Agreement.


“Costs”
shall mean all out-of-pocket costs, fees, expenses, Advances, interest, payments, losses, liabilities, judgments and/or causes
of action reasonably suffered or incurred




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or reasonably paid by a Holder (or any
Servicer or other party (including a securitization trustee) acting on behalf of such Holder) pursuant to or in connection with
the enforcement and administration of the Mortgage Loan, the Mortgage Loan Documents (not including any Servicing Fees, Special
Servicing Fees, Workout Fees, Liquidation Fees or Additional Servicing Compensation), the Mortgaged Property, this Agreement, including,
without limitation, attorneys’ fees and disbursements, taxes, assessments, insurance premiums and other protective advances,
except for those resulting from the gross negligence or willful misconduct of such Holder (or any Servicer or other party (including
a securitization trustee) acting on behalf of such Holder)); provided, however, that none of the following shall
be included or deemed to be “Costs”: (i) the costs and expenses relating to the origination or securitization of any
Note, including the payment of any securitization trustee fee, (ii) the day-to-day customary and usual, ordinary costs of servicing
and administering the Mortgage Loan, (iii) insofar as any Note is an asset of a Securitization Trust and as such to the extent
the following amounts are allocable to such Note under the terms of the related Securitization documents: (a) any fees, costs or
expenses related to the reporting and compliance with the REMIC Provisions or any provisions of the Code relating to the creation
or administration of a grantor trust relating to a Securitization Trust, including the determination related to the amount, payment
or avoidance of any REMIC or grantor trust tax on a Securitization Trust or its assets or transactions, (b) any fees, costs or
expenses incurred in connection with any audit or any review of the related Securitization Trust or its assets or transactions
by the Internal Revenue Service or other governmental authority, (c) any REMIC or grantor trust taxes imposed on the related Securitization
Trust or its assets or transactions, or (d) any advance made by a party to related Securitization in respect of a delinquent payment
of the Monthly Payment Amount on such Note or any interest accrued on such advance.


“DBRS”
shall mean DBRS, Inc., and its successors in interest.


“Default”
shall mean a “Default” as defined in the Mortgage Loan Agreement.


“Defaulted
Mortgage Loan Purchase Price” shall mean the sum of the following, without duplication, the sum of (i) the Note A Principal
Balance and the Note B Principal Balance (each as of the date of purchase), (ii) accrued and unpaid interest on the Note A Principal
Balance at the Note A Interest Rate and the Note B Principal Balance at the Note B Interest Rate, up to (but excluding) the date
of purchase and if such date of purchase is not a Scheduled Payment Date, up to (but excluding) the Scheduled Payment Date next
succeeding the date of purchase, provided that payment is made in good funds by 3:00 p.m. New York local time, (iii) any
Property Advances and Administrative Advances that have not been reimbursed from collections on the Mortgage Loan and the related
Advance Interest Amount, (iv) any interest accrued on any P&I Advance made on any A Note or B Note by a party to the Lead Securitization
Servicing Agreement or a Non-Lead Servicing Agreement at the rate specified in the related servicing agreement; (v) any accrued
and unpaid Servicing Fees, Special Servicing Fees, Workout Fees, Liquidation Fees and Additional Servicing Compensation, and (vi)
any unreimbursed Costs incurred by any Note A Holder or B Note Holder or any party acting on such Holder’s behalf (which
are not included in the preceding clauses of this paragraph).




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Subject to the terms
of Section 20(h) of this Agreement, the Defaulted Mortgage Loan Purchase Price, in the context of the initial offer for
sale of REO Property or a Specially Serviced Mortgage Loan (to a party other than the Note B Holder) pursuant to the terms of Section
20(g) of this Agreement, shall, in addition to the amounts specified in the preceding paragraph, include the sum of (i) the
Note B Principal Balance (as of the date of purchase), (ii) the accrued and unpaid interest on the Note B Principal Balance at
the Note B Interest Rate, up to (but excluding) the date of purchase and if such date of purchase is not a Scheduled Payment Date,
up to (but excluding) the Scheduled Payment Date next succeeding the date of purchase, provided that payment is made in
good funds by 3:00 p.m. New York local time, (iii) any unreimbursed Property Advances made by the Note B Holder and the related
Advance Interest Amount, and (iv) any unreimbursed Costs incurred by the Note B Holder or any party acting on its behalf (which
are not included in the preceding paragraph or the preceding clauses in this paragraph).


“Depositor”
shall have the meaning assigned to such term in the recitals.


“Directing
Holder” shall have the meaning set forth in Section 21(a).


“Eligibility
Requirements” shall mean, with respect to any Person, that such Person has at least $200,000,000 in capital/statutory
surplus or shareholders’ equity (except with respect to a pension advisory firm or similar fiduciary) and at least $600,000,000
in total assets (in name or under management), and is regularly engaged in the business of making or owning commercial real estate
loans (or interests therein), mezzanine loans (or interests therein) or commercial loans (or interests therein) similar to the
Mortgage Loan.


“Environmental
Law” shall mean any present or future federal, state or local law, statute, regulation or ordinance, any judicial or
administrative order or judgment thereunder, pertaining to health, industrial hygiene, hazardous substances or the environment,
including, but not limited to, each of the following, as enacted as of the date hereof or as hereafter amended: the Comprehensive
Environmental Response, Compensation and Liability Act of 1980, 42 U.S.C. §§ 9601 et seq.; the Resource Conservation
and Recovery Act of 1976, 42 U.S.C. §§ 6901 et seq.; the Toxic Substance Control Act, 15 U.S.C. §§ 2601
et seq.; the Water Pollution Control Act (also known as the Clean Water Act, 22 U.S.C. §§ 1251 et seq.),
the Clean Air Act, 42 U.S.C. §§ 7401 et seq. and the Hazardous Materials Transportation Act, 49 U.S.C. §§
1801 et seq.


“Event
of Default” shall mean an “Event of Default” as defined in the Mortgage Loan Agreement.


“Final
Recovery Determination” shall mean that Lead Note Holder has determined, in accordance with Accepted Servicing Practices,
that substantially all amounts likely to be recovered with respect to the Mortgage Loan have been recovered.


“Fitch”
shall mean Fitch Ratings, Inc., and its successors in interest.




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“Holders”
shall mean, collectively, the Note A Holders and the Note B Holder, or, after any such Note has been securitized, any servicer
or trustee acting on its behalf.


“Initial
Holder” shall have the meaning assigned to such term in Section 40(b).


“Initial
Note A Holder” shall mean collectively, the Initial Note A-1 Holder, the Initial Note A-2 Holder and the Initial Note
A-3 Holder.


“Initial
Note A-1 Holder” shall mean Column.


“Initial
Note A-1 Principal Balance” shall have the meaning assigned to such term in the Mortgage Loan Schedule.


“Initial
Note A-2 Holder” shall mean Column.


“Initial
Note A-2 Principal Balance” shall have the meaning assigned to such term in the Mortgage Loan Schedule.


“Initial
Note A-3 Holder” shall mean Column.


“Initial
Note A-3 Principal Balance” shall have the meaning assigned to such term in the Mortgage Loan Schedule.


“Initial
Note B Holder” shall mean Column.


“Initial
Note B Principal Balance” shall have the meaning assigned to such term in the Mortgage Loan Schedule.


“Insurance
Proceeds” shall have the meaning assigned to such term or any one or more analogous terms in the Lead Securitization
Servicing Agreement.


“Interim
Servicer” shall mean the master servicer (or single servicer) appointed by the Initial Note A-1 Holder under this Agreement
and any successor master servicer (or single servicer) appointed as provided hereunder, which Interim Servicer shall be a Qualified
Servicer. The initial Interim Servicer shall be KeyBank National Association pursuant to the Interim Servicing Agreement.


“Interim
Servicing Agreement” shall mean that certain Interim Servicing Agreement, dated as of September 3, 2002, as amended,
between Column, as owner, and the Interim Servicer, as servicer, and any replacement servicing entered into with any successor
Interim Servicer appointed by the Note A-1 Holder.


“KBRA”
shall mean Kroll Bond Rating Agency, Inc. and its successors in interest.




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“Lead Securitization”
shall have the meaning assigned to such term in the recitals. “Lead Securitization Date” shall mean the closing
date for the Lead Securitization. “Lead Note” shall mean Note A-1.


“Lead Note
Holder” shall mean the Holder of the Lead Securitization Note or, after the Lead Securitization Date, any Servicer or
the Trustee when acting on such Holder’s behalf.


“Lead Securitization
Note” shall mean the Note or Notes included in the Lead Securitization.


“Lead Securitization
Trust” shall mean the trust established pursuant to the Lead Securitization Servicing Agreement in connection with the
Lead Securitization.


“Lead Securitization
Servicing Agreement” shall have the meaning assigned to such term in the recitals.


“Letter
of Credit” shall mean an irrevocable, unconditional, transferable, clean sight draft letter of credit, as the same may
be replaced, split, substituted, modified, amended, supplemented, assigned or otherwise restated from time to time (either an evergreen
letter of credit or a letter of credit which does not expire until at least two (2) Business Days after the Maturity Date of the
Mortgage Loan) in favor of the Note A Holder and entitling the Lead Note Holder to draw thereon, at a domestic location reasonably
acceptable to the Lead Note Holder, based solely on a statement purportedly executed by an officer of the Lead Note Holder stating
that it has the right to draw thereon, and issued by a domestic Approved Bank or the U.S. agency or branch of a foreign Approved
Bank.


“Liquidation
Fee”:


(i)                
prior to the Lead Securitization Date, if the Mortgage Loan or a Mortgaged Property is sold or transferred or otherwise
liquidated (or a Specially Serviced Mortgage Loan is sold or liquidated or a final discounted payoff is made), shall mean a fee
payable to the Servicer from Liquidation Proceeds with respect to such Mortgaged Property if the Servicer receives any Liquidation
Proceeds with respect thereto, equal to 50 basis points (0.50%) multiplied by Liquidation Proceeds (net of any Servicing Fees,
Special Servicing Fees and reimbursement of any Advances or interest thereon payable therefrom and legal fees and expenses, Appraisal
fees, brokerage fees, and similar fees and expenses in connection with the maintenance and preservation of such Mortgaged Property)
related to the Mortgage Loan or such Mortgaged Property; and


(ii)              
from and after the Lead Securitization Date, shall have the meaning assigned to such term in the Lead Securitization
Servicing Agreement.


The Liquidation Fee
shall be payable to the Special Servicer upon receipt of Liquidation Proceeds; provided, however, that the parties
agree that no Liquidation Fee will be




    	 	 -12-	Co-Lender Agreement
 (Westchester) 



    	 



    

payable in connection with, or out of,
Liquidation Proceeds resulting from the purchase of a Mortgaged Property or the A Notes by the Note B Holder pursuant to the provisions
of this Agreement or the Lead Securitization Servicing Agreement within ninety (90) days after a Triggering Event of Default.


“Liquidation
Proceeds”:


(i)                
prior to the Lead Securitization Date, shall mean the amount (other than insurance proceeds or amounts required to
be paid to the Mortgage Loan Borrower or other Persons pursuant to the Mortgage Loan Documents or applicable law) received in connection
with the liquidation of a Mortgaged Property or REO Property through a trustee’s sale, foreclosure sale or otherwise or the
sale or other liquidation of the Mortgage Loan, including a final discounted payoff of the Mortgage Loan, and


(ii)              
from and after the Lead Securitization Date, shall have the meaning assigned to such term in the Servicing Agreement.


“Major
Decision”:


(i)                
prior to the Lead Securitization Date shall mean:


(A)            
any proposed or actual foreclosure upon or comparable conversion of the ownership of a Mortgaged Property securing the Mortgage
Loan;


(B)             
any modification, consent to a modification, or waiver of a monetary term (other than late payment charges or default interest)
or material non-monetary term (including, without limitation, the timing of payments and acceptance of discounted payoffs, but
excluding late payment charges or default interest) of the Mortgage Loan or any extension of the Maturity Date of the Mortgage
Loan;


(C)             
any sale of the Mortgage Loan or any related REO Property for less than the Defaulted Mortgage Loan Purchase Price;


(D)            
any determination to bring an REO Property into compliance with applicable Environmental Laws or to otherwise address Hazardous
Materials located at an REO Property;


(E)             
any release of collateral or any acceptance of substitute or additional collateral for the Mortgage Loan, or any consent
to either of the foregoing, other than as required pursuant to the specific terms of the Mortgage Loan and for which there is no
material lender discretion;


(F)              
any waiver of a “due-on-sale” or “due-on-encumbrance” clause or any consent to such waiver or consent
to a transfer of a Mortgaged Property or interests in the Mortgage Loan Borrower or consent to the incurrence of additional debt,
other than




    	 	 -13-	Co-Lender Agreement
 (Westchester) 



    	 



    

any such transfer or incurrence
of debt as may be effected without the consent of the lender under the Mortgage Loan Agreement;


(G)            
any property management company changes for which the lender is required to consent or approve under the Mortgage Loan Documents;


(H)            
releases of any escrows, reserve accounts or letters of credit held as performance escrows or reserves other than those
required pursuant to the specific terms of the Mortgage Loan and for which there is no material lender discretion;


(I)               
any acceptance of an assumption agreement releasing the Mortgage Loan Borrower from liability under the Mortgage Loan and
for which there is no lender discretion;


(J)               
any determination of an Acceptable Insurance Default;


(K)            
the determination of the Special Servicer pursuant to clause (b) of the definition of “Specially Serviced Mortgage
Loan”; and


(L)             
any acceleration of the Mortgage Loan following a Default or an Event of Default or any initiation of judicial, bankruptcy
or similar proceedings under the Mortgage Loan Documents; and


(ii)              
from and after the Lead Securitization Date, shall have the meaning assigned to such term (or analogous term) in
the Servicing Agreement.


“Master
Servicer” shall have the meaning set forth in the recitals.


“Maturity
Date” shall have the meaning assigned to such term as set forth in the Mortgage Loan Schedule.


“Moody’s”
shall mean Moody’s Investors Service, Inc., and its successors in interest.


“Morningstar”
shall mean Morningstar Credit Ratings, LLC, and its successors in interest.


“Mortgage”
shall have the meaning assigned to such term in the recitals.


“Mortgage
Default Rate” shall have the meaning assigned to such term in the Mortgage Loan Schedule.


“Mortgage
Interest Rate” shall have the meaning assigned to such term in the Mortgage Loan Schedule.


“Mortgage
Loan” shall have the meaning assigned to such term in the recitals.




    	 	 -14-	Co-Lender Agreement
 (Westchester) 



    	 



    

“Mortgage
Loan Agreement” shall mean that certain Loan Agreement dated as of the date hereof by and between Column, as lender,
and Mortgage Loan Borrower, as borrower, as the same may be amended, supplemented or modified from time to time.


“Mortgage
Loan Borrower” shall have the meaning assigned to such term in the recitals.


“Mortgage
Loan Borrower Related Parties” shall have the meaning assigned to such term in Section 19.


“Mortgage
Loan Documents” shall mean the Mortgage, the Mortgage Loan Agreement, the Notes and all other documents evidencing or
securing the Mortgage Loan including, without limitation, all guaranties and indemnities, as same may be amended, modified or restated
in accordance with this Agreement.


“Mortgage
Loan Principal Balance” shall mean, at any date of determination, the outstanding principal balance of the Mortgage Loan.


“Mortgage
Loan Schedule” shall have the meaning assigned to such term in the recitals.


“Mortgaged
Property” or “Mortgaged Properties” shall have the meaning assigned such term in the recitals.


“Net Proceeds”
shall have the meaning assigned to such term in the Mortgage Loan Agreement.


“New Notes”
shall have the meaning assigned to such term in Section 40(b).


“Non-Controlling
Holder” shall mean any Holder that is not the Controlling Holder. In the event that Note A-2 and/or Note A-3 is an asset
of a Securitization, the rights of the Non-Controlling Holder may be exercised by the “directing holder,” “controlling
class representative” or other party designated to exercise such rights pursuant to the terms of the related Securitization
servicing agreement.


“Non-Exempt
Person” means a Person that is neither (i) a U.S. Person or (ii) a Person who pursuant to applicable provisions of (A)
any income tax treaty between the United States and the country of residence of such Person, (B) the Code or (C) any applicable
rules or regulations in effect under such income tax treaty or the Code, permit such Person to receive payments with respect to
the Mortgage Loan free of any obligation or liability of the payor to withhold amounts from such payment.


“Non-Lead
A Note” shall mean, collectively, Note A-2 and Note A-3.


“Non-Lead
A Note Holders” shall mean, collectively, the Holder or Holders of Note A-2 and Note A-3.




    	 	 -15-	Co-Lender Agreement
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“Non-Lead
Securitization” shall mean, individually or collectively, as the context may require, (i) the sale by the Holder of Note
A-2 of all or a portion of Note A-2 to a depositor that in turn includes such Note as part of a securitization of one or more other
mortgage loans and (ii) the sale by the Holder of Note A-3 of all or a portion of Note A-3 to a depositor that in turn includes
such Note as part of a securitization of one or more other mortgage loans.


“Non-Lead
Securitization Trust” shall mean the trust established pursuant to a Non-Lead Securitization Servicing Agreement in connection
with a Non-Lead Securitization.


“Non-Lead
Servicing Agreement” shall mean any pooling and servicing agreement (or analogous agreement) relating to a Note, other
than the Lead Securitization Servicing Agreement.


“Nonrecoverable
Administrative Advance” shall mean an Administrative Advance that has been determined to be a “nonrecoverable”
in accordance with the terms of the Servicing Agreement.


“Nonrecoverable
P&I Advance” shall mean a P&I Advance that has been determined to be a “nonrecoverable” in accordance
with the terms of the Servicing Agreement.


“Nonrecoverable
Property Advance” shall mean a Property Advance that has been determined to be a “nonrecoverable” in accordance
with the terms of the Servicing Agreement.


“Note”
shall mean any of Note A-1, Note A-2, Note A-3 and Note B, as the context requires.


“Note A
Holder” shall mean collectively, the Note A-1 Holder, the Note A-2 Holder and the Note A-3 Holder.


“Note A
Interest Rate” shall mean individually or collectively, as the context may require, the Note A-1 Interest Rate, the Note
A-2 Interest Rate and/or the Note A-3 Interest Rate.


“Note A
Percentage Interest” shall mean individually or collectively, as the context may require, the Note A-1 Percentage Interest,
the Note A-2 Percentage Interest and/or the Note A-3 Percentage Interest.


“Note A
Principal Balance” shall mean individually or collectively, as the context may require, the Note A-1 Principal Balance,
the Note A-2 Principal Balance and/or the Note A-3 Principal Balance.


“Note A-1”
shall have the meaning assigned such term in the recitals.


“Note A-1
Default Interest Rate” shall mean the Note A-1 Default Interest Rate set forth in the Mortgage Loan Schedule.




    	 	 -16-	Co-Lender Agreement
 (Westchester) 



    	 



    

“Note A-1
Holder” shall mean the Initial Note A-1 Holder or any subsequent holder of Note A-1.


“Note A-1
Interest Rate” shall mean the Note A-1 Interest Rate set forth in the Mortgage Loan Schedule.


“Note A-1
Percentage Interest” shall mean, as of any date, the ratio of the Note A-1 Principal Balance to the Mortgage Loan Principal
Balance.


“Note A-1
Principal Balance” shall mean, at any time of determination, the Initial Note A-1 Principal Balance as set forth in the
Mortgage Loan Schedule, as previously reduced by payments of principal thereon received by the Note A-1 Holder and any reductions
in such amount pursuant to Section 4(c) and Section 7.


“Note A-2”
shall have the meaning assigned such term in the recitals.


“Note A-2
Default Interest Rate” shall mean the Note A-2 Default Interest Rate set forth in the Mortgage Loan Schedule.


“Note A-2
Holder” shall mean the Initial Note A-2 Holder or any subsequent holder of Note A-2.


“Note A-2
Interest Rate” shall mean the Note A-2 Interest Rate set forth in the Mortgage Loan Schedule.


“Note A-2
Percentage Interest” shall mean, as of any date, the ratio of the Note A-2 Principal Balance to the Mortgage Loan Principal
Balance.


“Note A-2
Principal Balance” shall mean, at any time of determination, the Initial Note A-2 Principal Balance as set forth in the
Mortgage Loan Schedule, as previously reduced by payments of principal thereon received by the Note A-2 Holder and any reductions
in such amount pursuant to Section 4(c) and Section 7.


“Note A-3”
shall have the meaning assigned such term in the recitals.


“Note A-3
Default Interest Rate” shall mean the Note A-3 Default Interest Rate set forth in the Mortgage Loan Schedule.


“Note A-3
Holder” shall mean the Initial Note A-3 Holder or any subsequent holder of Note A-3.


“Note A-3
Interest Rate” shall mean the Note A-3 Interest Rate set forth in the Mortgage Loan Schedule.


“Note A-3
Percentage Interest” shall mean, as of any date, the ratio of the Note A-3 Principal Balance to the Mortgage Loan Principal
Balance.




    	 	 -17-	Co-Lender Agreement
 (Westchester) 



    	 



    

“Note A-3
Principal Balance” shall mean, at any time of determination, the Initial Note A-3 Principal Balance as set forth in the
Mortgage Loan Schedule, as previously reduced by payments of principal thereon received by the Note A-3 Holder and any reductions
in such amount pursuant to Section 4(c) and Section 7.


“Note B”
shall have the meaning assigned such term in the recitals.


“Note B
Default Interest Rate” shall mean the Note B Default Interest Rate set forth


in the Mortgage Loan Schedule.


“Note B
Holder” shall mean the Initial Note B Holder or any subsequent holder of Note B.


“Note B
Interest Rate” shall mean the Note B Interest Rate set forth in the Mortgage Loan Schedule.


“Note B
Percentage Interest” shall mean, as of any date, the ratio of the Note B Principal Balance to the Mortgage Loan Principal
Balance.


“Note B
Principal Balance” shall mean, at any time of determination, the Initial Note B Principal Balance as set forth in the
Mortgage Loan Schedule, as previously reduced by payments of principal thereon received by the Note B Holder and any reductions
in such amount pursuant to Section 4(c) and Section 7.


“Note Pledgee”
shall have the meaning assigned to such term in Section 18(d).


“Notes”
shall have the meaning given such term in the recitals.


“Operating
Advisor” shall have the meaning given such term in the recitals.


“Owned
Note” shall have the meaning assigned to such term in Section 40(b).


“P&I
Advance” shall mean an advance made in respect of a delinquent payment of the Monthly Debt Service Payment Amount on
a Note included in a Securitization by a party to such Securitization (and in accordance with the terms of the related Securitization
servicing agreement).


“Penalty
Charges” shall mean any amounts actually collected on the Mortgage Loan from the Mortgage Loan Borrower that represent
late payment charges, other than a Prepayment Premium or default interest.


“Percentage
Interest” shall mean, with respect to the A Notes, the Note A Percentage Interest, and with respect to Note B, the Note
B Percentage Interest.




    	 	 -18-	Co-Lender Agreement
 (Westchester) 



    	 



    

“Permitted
Fund Manager” shall mean any Person that on the date of determination is (i) one of the entities listed on Schedule
1 annexed hereto and made a part hereof or any other nationally-recognized manager of investment funds investing in debt or
equity interests relating to commercial real estate, (ii) investing through a fund with committed capital of at least $250,000,000,
and (iii) not subject to a proceeding relating to the bankruptcy, insolvency, reorganization or relief of debtors.


“Person”
shall mean any individual, corporation, limited liability company, partnership, joint venture, association, joint-stock company,
trust, unincorporated organization or government or any agency or political subdivision thereof.


“Pledge”
shall have the meaning assigned to such term in Section 18(d).


“Prepayment”
shall mean any payment of principal made by the Mortgage Loan Borrower with respect to the Mortgage Loan which is received in advance
of its scheduled Maturity Date, whether made by reason of a casualty or condemnation, due to the acceleration of the maturity of
the Notes or otherwise.


“Prepayment
Premium” shall mean any prepayment premium, yield maintenance premium, yield maintenance default premium or similar fee
required to be paid in connection with a Prepayment of the Mortgage Loan.


“Principal
Balance” shall mean with respect to any Note, at any date of determination, the then outstanding principal balance of
such Note.


“Property
Advance” shall have the meaning assigned to such term (or the analogous term) in the Lead Securitization Servicing Agreement
or at any time that the Mortgage Loan is no longer subject to the provisions of the Lead Securitization Servicing Agreement, any
analogous concept under the servicing agreement pursuant to which the Mortgage Loan is being serviced in accordance with the terms
of this Agreement.


“Qualified
Institutional Lender” shall mean the Initial Note A-1 Holder, the Initial Note A-2 Holder, the Initial Note A-3 Holder,
the Initial Note B Holder and the following:


(a)               
an entity Controlled (as defined below) by, or under common Control (as defined below) with, the Initial Note A-1 Holder,
the Initial Note A-2 Holder, the Initial Note A-3 Holder or the Initial Note B Holder, or


(b)              
one or more of the following:


(i)         
an insurance company, bank, savings and loan association, investment bank, trust company, commercial credit corporation,
pension plan, pension fund, pension fund advisory firm, mutual fund, real estate investment trust, governmental entity or plan,
in any case, which satisfies the Eligibility Requirements;




    	 	 -19-	Co-Lender Agreement
 (Westchester) 



    	 



    

(ii)       
an investment company, money management firm or a “qualified institutional buyer” within the meaning of Rule
144A under the Securities Act of 1933, as amended, or an investment advisor registered under the Investment Advisers Act of 1940
or an institutional accredited investor under Regulation D, which regularly engages in the business of making or owning investments
of types similar to the Mortgage Loan or the related Note, which satisfies the Eligibility Requirements;


(iii)     
a Qualified Trustee in connection with (A) a securitization of, (B) the creation of collateralized loan obligations (“CLO”)
secured by or (C) a financing through an “owner trust” of, a Note or any interest therein (any of the foregoing, a
“Securitization Vehicle”), provided that (1) one or more classes of securities issued by such Securitization
Vehicle is initially rated at least investment grade by at least two of the Rating Agencies which assigned a rating to one or more
classes of securities issued in connection with a Securitization (it being understood that with respect to any Rating Agency that
assigned such a rating to the securities issued by such Securitization Vehicle, a Rating Agency Confirmation will not be required
in connection with a transfer of such Note or any interest therein to such Securitization Vehicle); (2) the special servicer of
such Securitization Vehicle has a Required Special Servicer Rating (such entity, an “Approved Servicer”) and
such Approved Servicer is required to service and administer such Note or any interest therein in accordance with servicing arrangements
for the assets held by the Securitization Vehicle which require that such Approved Servicer act in accordance with a servicing
standard notwithstanding any contrary direction or instruction from any other Person; or (3) in the case of a Securitization Vehicle
that is a CLO, the CLO Asset Manager and, if applicable, each Intervening Trust Vehicle that is not administered and managed by
a CLO Asset Manager which is a Qualified Institutional Lender, are each a Qualified Institutional Lender under clauses (a),
(b)(i), (b)(ii), (b)(v), (b)(vi) or (c) of this definition;


(iv)     
an investment fund, limited liability company, limited partnership or general partnership in which a Permitted Fund Manager
acts as the general partner, managing member, or the fund manager responsible for the day to day management and operation of such
investment vehicle and provided that at least fifty percent (50%) of the equity interests in such investment vehicle are owned,
directly or indirectly, by one or more entities that are otherwise Qualified Institutional Lenders;


(v)       
an institution substantially similar to any of the foregoing in clauses (b)(i), (ii) or (iv), which
satisfies the Eligibility Requirements; or


(vi)     
a Person which is otherwise a Qualified Institutional Lender but which is acting in an agency capacity for a syndicate of
lenders where at least 51% of the lenders in such syndicate are otherwise Qualified Institutional Lenders under clauses (b)(i),
(ii), (iv) and (v) above; or




    	 	 -20-	Co-Lender Agreement
 (Westchester) 



    	 



    

(c)               
any entity Controlled (as defined below) by, or under common Control (as defined below) with, any of the entities described
in clause (b) above; or


(d)              
any Person for which a Rating Agency Confirmation has been obtained.


For purposes
of this definition only, “Control” means the ownership, directly or indirectly, in the aggregate of more than fifty
percent (50%) of the beneficial ownership interests of an entity and the possession, directly or indirectly, of the power to direct
or cause the direction of the management or policies of an entity, whether through the ability to exercise voting power, by contract
or otherwise (“Controlled” has the meaning correlative thereto).


“Qualified
Servicer” shall mean:


(i)                
prior to the Lead Securitization Date, either (x) a mortgage finance institution, insurance company, bank or mortgage
servicing institution (A) organized and doing business under the laws of the United States or any state of the United States or
the District of Columbia, (B) authorized to transact business in the jurisdiction where the Mortgaged Properties are located, if
and to the extent required by applicable law to enable such institution to perform its obligations under the Interim Servicing
Agreement or, in the event that such institution is acting as a sub-servicer, under the applicable sub-servicing agreement, and
otherwise as contemplated hereby, and (C) has a rating of “CMS3” in the case of Fitch, is on S&P’s Select
Servicer List as a U.S. Commercial Mortgage Master Servicer in the case of S&P or, in the case of Moody’s, such servicer
is acting as servicer for one or more loans included in a commercial mortgage loan securitization that was rated by Moody’s
within the twelve (12) month period prior to the date of determination, and Moody’s has not downgraded or withdrawn the then-current
rating on any class of commercial mortgage securities or placed any class of commercial mortgage securities on watch citing the
continuation of such servicer as servicer of such commercial mortgage loans, or (y) as to which each of the Rating Agencies shall
have delivered to the Trustee written confirmation to the effect that the service by such entity as Servicer or Special Servicer,
as the case may be, would not, in and of itself, result in a downgrade, qualification or withdrawal of the then current ratings
assigned to the securities issued under the Servicing Agreement, and


(ii)              
from and after the Lead Securitization Date, shall mean the Master Servicer or the Special Servicer, or, in the event
that either the Master Servicer or Special Servicer is replaced, any replacement selected in accordance with the terms of the Servicing
Agreement.


“Qualified
Trustee” shall mean (i) a corporation, national bank, national banking association or a trust company, organized and
doing business under the laws of any state or the United States of America, authorized under such laws to exercise corporate trust
powers and to accept the trust conferred, having a combined capital and surplus of at least $50,000,000 and subject to supervision
or examination by federal or state authority, (ii) an institution insured by the Federal Deposit Insurance Corporation or (iii)
an institution whose long-term senior




    	 	 -21-	Co-Lender Agreement
 (Westchester) 



    	 



    

unsecured debt is rated any of the then
in effect top two rating categories of each of the applicable Rating Agencies.


“Rating
Agencies” shall mean DBRS, Morningstar, Fitch, KBRA, Moody’s and S&P and their respective successors-in-interest
or, if any of such entities shall for any reason no longer perform the functions of a securities rating agency, any other nationally
recognized statistical rating agency designated by the Lead Note Holder; provided, however, that at any time during
which any A Note or Note B is an asset of a Securitization, “Rating Agencies” or “Rating Agency” shall
mean the rating agencies that from time to time rate the securities issued in connection with such Securitization (and at the time
of determination continue to do so).


“Rating
Agency Confirmation” shall have, at any time that any A Note or Note B is an asset of a Securitization, the meaning assigned
to such term or analogous term in the Servicing Agreement.


“Realized
Losses” mean any reduction in the Mortgage Loan Principal Balance that does not result in an accompanying payment of
principal to any of the Holders, which may result from, but is not limited to, one of the following circumstances: (i) the cancellation
or forgiveness of any portion of the Mortgage Loan Principal Balance in connection with a bankruptcy or similar proceeding or a
modification or amendment of the Mortgage Loan granted by the Servicer pursuant to the terms of the Servicing Agreement, or (ii)
a reduction in the Mortgage Interest Rate, the Note A Interest Rate or the Note B Interest Rate in connection with a bankruptcy
or similar proceeding involving the Mortgage Loan Borrower or a modification or amendment of the Mortgage Loan agreed to by the
Servicer in accordance with the terms of the Servicing Agreement, that as a result of the application of Section 7, results
in the application of principal to pay interest to one or more Holders (each such Realized Loss described in this clause (ii)
shall be deemed to have been incurred on the Scheduled Payment Date for each affected monthly payment).


“Redirection
Notice” shall have the meaning assigned to such term in Section 18(e).


“Regulation
AB” shall have the meaning assigned to such term in Section 40(c)(viii).


“REMIC”
shall have the meaning assigned to such term in Section 4(h).


“REMIC
Provisions” shall mean the provisions of the federal income tax law relating to real estate mortgage investment conduits,
which appear at Section 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and regulations (including
any applicable proposed regulations) and rulings promulgated thereunder, as the foregoing may be in effect from time to time.


“Remittance
Date” shall have the meaning assigned to such term or any analogous term in the Servicing Agreement.


“REO Account”
shall have the meaning assigned to such term in Section 20(d).




    	 	 -22-	Co-Lender Agreement
 (Westchester) 



    	 



    

“REO Proceeds”
shall mean, with respect to any REO Property, all revenues received by the applicable Servicer with respect to such REO Property
or the Mortgage Loan, which do not constitute Liquidation Proceeds.


“REO Property”
shall mean the Mortgaged Property, after title to which has been acquired by the Servicer on behalf of the Holders through foreclosure,
deed-in-lieu of foreclosure or otherwise.


“Required
Special Servicer Rating” shall mean with respect to a special servicer (i) in the case of Fitch, a rating of “CSS3”,
(ii) in the case of S&P, such special servicer is on S&P’s Select Servicer List as a U.S. Commercial Mortgage Special
Servicer, (iii) in the case of Moody’s, such special servicer is acting as special servicer for one or more loans included
in a commercial mortgage loan securitization that was rated by Moody’s within the twelve (12) month period prior to the date
of determination, and Moody’s has not downgraded or withdrawn the then-current rating on any class of commercial mortgage
securities or placed any class of commercial mortgage securities on watch citing the continuation of such special servicer as special
servicer of such commercial mortgage loans, (iv) in the case of Morningstar, such special servicer has a ranking by Morningstar
equal to or higher than “MOR CS3” as a special servicer, provided that if Morningstar has not issued a ranking with
respect to such special servicer, such special servicer is acting as special servicer in a commercial mortgage loan securitization
that was rated by a Rating Agency within the twelve (12) month period prior to the date of determination, and Morningstar has not
downgraded or withdrawn the then-current rating on any class of commercial mortgage securities or placed any class of commercial
mortgage securities on watch citing the continuation of such special servicer as special servicer of such commercial mortgage securities,
(v) in the case of DBRS, such special servicer is acting as special servicer in a commercial mortgage loan securitization that
was rated by DBRS within the twelve (12) month period prior to the date of determination and DBRS has not downgraded or withdrawn
the then current rating on any class of commercial mortgage securities or placed any class of commercial mortgage securities on
watch citing the continuation of such special servicer as special servicer of such commercial mortgage securities as a material
reason for such downgrade or withdrawal and (vi) in the case of KBRA, such rating agency has not cited servicing concerns of such
special servicer as the sole or material factor in any qualification, downgrade or withdrawal of the ratings (or placement on “watch
status” in contemplation of a ratings downgrade or withdrawal) of securities in a transaction serviced by such special servicer
prior to the time of determination. The requirement of any rating agency that is not a Rating Agency shall be disregarded.


“Reserve
Collateral” shall have the meaning assigned such term in Section 21(h).


“S&P”
shall mean S&P Global Ratings, a Standard & Poor’s Financial Services LLC business, or its successor in interest.


“Scheduled
Payment Date” shall mean the “Scheduled Payment Date” set forth in the Mortgage Loan Agreement.




    	 	 -23-	Co-Lender Agreement
 (Westchester) 



    	 



    

“Securitization”
shall mean the Lead Securitization and any Non-Lead Securitization, as the context may require.


“Securitization
Trust” shall mean the Lead Securitization Trust or any Non-Lead Securitization Trust, as the context requires.


“Securitization
Vehicle” shall have the meaning assigned to such term in the definition of “Qualified Institutional Lender”.


“Servicer”
shall mean (i) prior to the Lead Securitization Date, the Interim Servicer, and (ii) on and after the Lead Securitization Date,
the Master Servicer and the Special Servicer, as the context may require. Servicer shall also refer to, as the context may require,
any servicer or special servicer engaged in connection with a Non-Lead Securitization.


“Servicing
Agreement” shall mean:


(i)              
prior to the Lead Securitization Date, the Interim Servicing Agreement, and


(ii)            
from and after the Lead Securitization Date, the Lead Securitization Servicing Agreement.


“Servicing
Fee” shall have the meaning assigned to such term in Section 4.


“Servicing
Fee Rate” shall have the meaning assigned to such term in the Servicing Agreement.


“Special
Servicer” shall have the meaning set forth in the recitals.


“Special
Servicing Fee” shall have the meaning assigned to such term in Section 4.


“Special
Servicing Fee Rate” shall mean an amount:


(i)              
prior to the Lead Securitization Date, so long as the Mortgage Loan is a Specially Serviced Mortgage Loan, an amount equal
to the product of (A) 25 basis points (0.25%) per annum and (B) the Mortgage Loan Principal Balance and


(ii)            
from and after the Lead Securitization Date, the meaning assigned to such term or analogous term in the applicable Servicing
Agreement; provided that any such Special Servicing Fee Rate shall not exceed 25 basis points (0.25%) per annum with
respect to the Mortgage Loan.


“Specially
Serviced Mortgage Loan” shall mean the Mortgage Loan if:


(i)                   
prior to the Lead Securitization Date, any of the following occurs: (a) the Mortgage Loan Borrower fails to make a payment
of the Monthly Payment Amount




    	 	 -24-	Co-Lender Agreement
 (Westchester) 



    	 



    

for a period of 60 days after
its Scheduled Payment Date; (b) in the reasonable business judgment of the Servicer (with the consent of the applicable Controlling
Holder), exercised in accordance with Accepted Servicing Practices, there is an imminent risk of an Event of Default consisting
of a failure to make a payment of the Monthly Payment Amount when due which Event of Default is likely to remain unremedied for
a period of 60 days or more; (c) the Servicer has received notice or has actual knowledge that the Mortgage Loan Borrower has become
the subject of any bankruptcy, insolvency or similar proceeding, admitted in writing its inability to pay its debts as they come
due or made an assignment for the benefit of creditors; (d) the Servicer has received notice of a foreclosure or threatened foreclosure
of any lien upon the Mortgaged Property; (e) except with respect to matters already addressed in clause (a) of this definition,
the Servicer has received notice or has actual knowledge that the Mortgage Loan Borrower is in Default beyond any applicable notice
and/or grace periods in the performance or observance of any of its obligations under the related Mortgage Loan Documents the failure
of which to cure, in the reasonable business judgment of the Servicer, exercised in accordance with Accepted Servicing Practices,
materially and adversely affects the interests of the Holders; or (f) a failure on the part of the Mortgage Loan Borrower to make
the Balloon Payment as and when the same becomes due and payable.


The
period during which the Mortgage Loan is specially serviced shall end and the Mortgage Loan shall be a “Corrected Mortgage
Loan”: (1) with respect to the circumstances described in clause (a) above, when the Mortgage Loan Borrower has
paid in full all payments due under the Mortgage Loan and has made three consecutive full and timely payments of the Monthly Payment
Amount under the terms of the Mortgage Loan or, if the Mortgage Loan is “worked out”, when the Mortgage Loan Borrower
has made three consecutive full and timely payments of the Monthly Payment Amount under the terms of the Mortgage Loan as modified
in connection with such workout; (2) with respect to the circumstances described in clauses (b), (c) and (d)
above, when such circumstances cease to exist in the good faith judgment of the Servicer, or in the case of clause (b) above
the related Event of Default does not occur within sixty (60) days from the date of such determination; (3) with respect to the
circumstances described in clause (e) above, when the Mortgage Loan Borrower has cured such Default; or (4) with respect
to the circumstances described in clause (f) above, when the Mortgage Loan Borrower has paid in full all payments due under
the Mortgage Loan or, if the Mortgage Loan is “worked out,” when the Mortgage Loan Borrower has made three consecutive
full and timely payments of the Monthly Payment Amount under the terms of the Mortgage Loan as modified in connection with such
workout;


provided that, in
any case, at such time no other circumstance identified in clauses (a) through (f) above exists that would cause
the Mortgage Loan to continue to be characterized as a Specially Serviced Mortgage Loan; and




    	 	 -25-	Co-Lender Agreement
 (Westchester) 



    	 



    

(ii)                 
from and after the Lead Securitization Date, the meaning given to such term or analogous term in the Lead Securitization
Servicing Agreement.


“Transfer”
shall have the meaning assigned such term in Section 18.


“Triggering
Event of Default” shall mean (i) any Event of Default with respect to an obligation of the Mortgage Loan Borrower to
pay money due under the Mortgage Loan or (ii) any non-monetary Event of Default as to which the Mortgage Loan becomes a Specially
Serviced Mortgage Loan (which, for clarification, shall not include any imminent Event of Default (i.e., subclause (i)(b)
of the definition of Specially Serviced Mortgage Loan)).


“Trust
Fund Expenses” shall mean with respect to the Mortgage Loan, any unanticipated expenses and certain other Default related
expenses incurred by any Securitization Trust (including, without limitation, all Property Advances (together with interest thereon
at the Advance Rate) and all P&I Advances (together with interest thereon at the rates specified in the servicing agreement
applicable to each Note), and Administrative Advances (together with interest thereon at the Advance Rate) and all additional trust
fund expenses, to the extent not reimbursed by the Mortgage Loan Borrower or deemed to be a Nonrecoverable Property Advance) and
all other amounts (such as indemnification payments) permitted to be retained, reimbursed or withdrawn by (or remitted to) the
Master Servicer, the Special Servicer, the Trustee, the Certificate Administrator or the Operating Advisor from the Collection
Account or the Distribution Account pursuant to the Lead Securitization Servicing Agreement or permitted to be reimbursed to any
of the parties to a Non-Lead Servicing Agreement pursuant to the terms thereof.


“Trustee”
shall have the meaning assigned to such term in the recitals.


“Updated
Appraisal” shall mean an Appraisal of the Mortgaged Property or related REO Property conducted subsequent to any Appraisal
performed on or prior to the date of this Agreement by an Appraiser, selected by the applicable Servicer, in accordance with MAI
standards, the costs of which shall be paid as a Property Advance by the Lead Note Holder or applicable Servicer.


“Workout
Fee” shall mean:


(i)              
prior to the Lead Securitization Date, a fee equal to one-half of one percent (0.5%) of each collection of interest and
principal (including scheduled payments, prepayments, Balloon Payments and payments at maturity) received on a Corrected Mortgage
Loan; and


(ii)            
from and after the Lead Securitization Date, the meaning assigned to such term in the Servicing Agreement.


The Workout Fee shall
be payable out of each collection of interest and principal (including scheduled payments, prepayments, Balloon Payments and payments
at maturity)




    	 	 -26-	Co-Lender Agreement
 (Westchester) 



    	 



    

received on the Mortgage Loan for so
long as the Mortgage Loan does not subsequently become a Specially Serviced Mortgage Loan. The Workout Fee with respect to the
Mortgage Loan shall cease to be payable if the Mortgage Loan subsequently becomes a Specially Serviced Mortgage Loan or if the
Mortgaged Property becomes an REO Property; provided that, if the Mortgage Loan thereafter ceases to be a Specially Serviced
Mortgage Loan, a new Workout Fee shall become payable to the applicable Servicer that had responsibility for servicing the Mortgage
Loan at such time.


2.                 
Subordination of Note B. Note B and the right of the Note B Holder to receive payments with respect to Note B shall,
subject to the provisions of this Agreement, at all times be junior, subject and subordinate to each A Note and the rights of each
Note A Holder to receive payments with respect to its respective A Note.


3.                 
Intentionally Omitted.


4.                 
Administration of the Mortgage Loan.


(a)               
From and after the date hereof and prior to the Lead Securitization Date, the Interim Servicer shall administer and service
the Mortgage Loan consistent with the terms of this Agreement, the Interim Servicing Agreement, the Mortgage Loan Documents, Accepted
Servicing Practices and applicable law.


(b)              
From and after the Lead Securitization Date, the administration and servicing of the Mortgage Loan shall be governed by
this Agreement and the Lead Securitization Servicing Agreement; provided that:


(i)                
except as expressly provided for in this Agreement, the rights and remedies of the Note B Holder under the Lead Securitization
Servicing Agreement shall not be materially impaired compared to the rights and remedies of the Note B Holder set forth herein
(and the obligations of the Note B Holder under the Lead Securitization Servicing Agreement shall not be materially increased compared
to the obligations of the Note B Holder set forth herein),


(ii)              
the provisions of the Lead Securitization Servicing Agreement may differ from this Agreement to the extent requested by
the Rating Agencies, the subordinate bond buyers or any of the other parties thereto and differences
necessary in order that each Initial Note A Holder and its Affiliates obtain accounting “sale” treatment for its respective
Note under FAS 140; provided that, in all cases, any such differences between this Agreement and the Lead Securitization
Servicing Agreement shall not have a material adverse effect on any of the rights, remedies or protections granted to the Holders
under this Agreement (without giving effect to any provision of this Agreement which states that a term shall have “the meaning
assigned to such term in the Servicing Agreement,” or be “subject to the Servicing Agreement” or similar phrases),




    	 	 -27-	Co-Lender Agreement
 (Westchester) 



    	 



    

(iii)            
following the Lead Securitization Date, such Lead Securitization Servicing Agreement shall not be modified in any manner
materially adverse to a Holder without the prior written consent of such Holder, and


(iv)            
the Lead Securitization Servicing Agreement shall contain terms and conditions as are set forth in Section 40(c)
of this Agreement and such additional provisions that are customary for securitization transactions involving assets similar to
the Mortgage Loan and that are otherwise (i) required by the Code relating to the tax elections of any Securitization Trust, (ii)
required by law or changes in any law, rule or regulation or (iii) generally required by the Rating Agencies in connection with
the issuance of ratings in securitizations similar to the Lead Securitization.


(c)               
The Servicer shall distribute (or cause to be distributed) to the Holders all payments due to the Holders in accordance
with Section 5 and Section 6 hereof; provided, however, that prior to calculating any amount of interest
or principal due on such date to the Holders, the Servicer shall reduce the Note B Principal Balance (not below zero) by any Realized
Loss with respect to the Mortgage Loan, and after the Note B Principal Balance has been reduced to zero, the Servicer shall reduce
the Note A-1 Principal Balance, the Note A-2 Principal Balance and the Note A-3 Principal Balance, pro rata (based on their
respective outstanding Principal Balances) (in each case, not below zero) by any Realized Loss with respect to the Mortgage Loan.


(d)              
In consideration for servicing the Mortgage Loan (inclusive of each Note) a servicing fee shall accrue at a rate not to
exceed the Servicing Fee Rate on the sum of the outstanding Note A Principal Balance and the outstanding Note B Principal Balance
(the “Servicing Fee”). The Servicing Fee shall be paid on the same interest accrual basis and for the same period
of time for which interest is paid on the Mortgage Loan, and shall be paid in accordance with the priorities set forth in Section
5 and Section 6 and the Lead Securitization Servicing Agreement.


(e)               
In consideration for special servicing the Mortgage Loan (inclusive of each Note) a special servicing fee shall accrue at
a rate not to exceed the Special Servicing Fee Rate on the sum of the outstanding Note A Principal Balance and the outstanding
Note B Principal Balance (the “Special Servicing Fee”). The Special Servicing Fee shall be payable to the Special
Servicer if the Mortgage Loan shall become a Specially Serviced Mortgage Loan, for so long as the Mortgage Loan remains a Specially
Serviced Mortgage Loan. Subject to any liquidation set forth in the Lead Securitization Agreement, the Liquidation Fee shall be
payable to the Special Servicer upon receipt of Liquidation Proceeds. For any period during which the provisions of Section
6 apply, any Workout Fees or Liquidation Fees shall be paid from funds available for distribution prior to the distribution
of funds to the Holders in accordance with Section 6 (it being agreed that a Workout Fee and a Liquidation Fee shall not
be payable with respect to the same payment or with respect to the same period of time, or otherwise simultaneously or duplicatively).
The Holders acknowledge that pursuant to the Servicing Agreement, the Servicers may be entitled to receive Additional Servicing
Compensation. To the extent any such Additional Servicing Compensation is actually received by a Servicer in




    	 	 -28-	Co-Lender Agreement
 (Westchester) 



    	 



    

accordance with the Servicing Agreement,
such Servicer shall be entitled to retain the same. In no event, however, shall any amounts relating to Additional Servicing Compensation
that are not otherwise actually received by a Servicer (or its subservicer) be deducted from any distributions to any Holder pursuant
to Section 5 or Section 6.


(f)               
Notwithstanding anything to the contrary contained herein, if each of the Lead Securitization Note and Note B cease to be
an asset of the trust fund formed pursuant to the Lead Securitization Servicing Agreement, the provisions of this Agreement shall
apply in their entirety, and each Holder hereby agrees that the Mortgage Loan shall be serviced pursuant to this Agreement. In
such event, all references herein to the “Servicing Agreement” and to “from and after the Lead Securitization
Date” and any ancillary provisions relating thereto shall be deemed to be inoperative and of no further force and effect;
provided that the actual servicing of the Mortgage Loan under this Agreement shall be performed by a successor Master Servicer
appointed by the Lead Note Holder and a successor Special Servicer shall be appointed by the Controlling Holder, both of which
replacement Servicers shall be Qualified Servicers and shall be reasonably acceptable to each of the Holders. Any such entity acting
as a successor Master Servicer or successor Special Servicer of the Mortgage Loan pursuant to the proviso of the preceding sentence
will be required to perform such servicing in accordance with Accepted Servicing Practices and the provisions of this Agreement.


(g)              
Notwithstanding anything to the contrary contained herein, in accordance with this Agreement and the Lead Securitization
Servicing Agreement, the Lead Securitization Servicing Agreement shall provide that the Servicers are required to service and administer
the Mortgage Loan in accordance with Accepted Servicing Practices.


(h)              
If any Note is included as an asset of a real estate mortgage investment conduit (a “REMIC”), within
the meaning of Section 860D(a) of the Internal Revenue Code of 1986, as amended (the “Code”) (notice of which
shall be given by the related Holder to the other Holders within three (3) Business Days of the “startup day”, within
the meaning of Section 860(G)(a)(9) of the Code, of the related REMIC), then, any provision of this Agreement to the contrary notwithstanding:
(i) the Mortgage Loan shall be administered such that each Note qualifies at all times as (or as interests in) a “qualified
mortgage” within the meaning of Sections 860G(a)(3) of the Code, (ii) any real property (and related personal property) acquired
by or on behalf of the Holders pursuant to a foreclosure, exercise of a power of sale or delivery of a deed-in-lieu of foreclosure
of the Mortgage or lien on such property following a Default on the Mortgage Loan shall be administered so that the interests of
the Holders therein shall at all times qualify as “foreclosure property” within the meaning of Sections 860G(a)(8)
of the Code and (iii) the related Holder may not modify, waive or amend any provision of the Mortgage Loan, consent to or withhold
consent from any action of the Mortgage Loan Borrower, or exercise or refrain from exercising any powers or rights which the related
Holder may have under the Mortgage Loan Documents, if any such action would constitute a “significant modification”
of the Mortgage Loan, within the meaning of Section 1.860G-2(b) of the regulations of the United Stated Department of the Treasury,
more than three (3) months after the earliest startup day of any REMIC which includes the related Note (or any portion of such
Note). The Holders agree




    	 	 -29-	Co-Lender Agreement
 (Westchester) 



    	 



    

that the provisions of this Section
4(h) shall be effected by compliance by the related Holder or its assignee with this Agreement or the Servicing Agreement or
any other agreement which governs the administration of the Mortgage Loan or such Holder’s interest therein. All costs and
expenses of compliance with this Section 4(h), to the extent that such costs and expenses relate to administration of a
REMIC or to any determination respecting the amount, payment or avoidance of any tax under the REMIC Provisions or the actual payment
of any REMIC tax or expense, shall be borne by the Holders.


5.                 
Payments Prior to an Event of Default. If no Event of Default shall have occurred and is then continuing, all amounts
tendered by the Mortgage Loan Borrower or otherwise available for payment on the Mortgage Loan (including, without limitation,
payments received in connection with any guaranty or indemnity agreement), whether received as a payment of the Monthly Payment
Amount, Prepayments, Balloon Payments, Liquidation Proceeds, Penalty Charges, Cure Payments, proceeds under title, hazard or other
insurance policies or awards or settlements in respect of condemnation proceedings or similar exercise of the power of eminent
domain (other than any amounts for required reserves or escrows required by the Mortgage Loan Documents and proceeds, awards or
settlements to be applied to the restoration or repair of a Mortgaged Property or released to the Mortgage Loan Borrower in accordance
with Accepted Servicing Practices or the Mortgage Loan Documents) shall be distributed by the Servicer, pursuant to and in accordance
with the Lead Securitization Servicing Agreement, to the A Notes and Note B on a pro rata and pari passu basis, based
on the outstanding principal amount due under each such Note; provided that all amounts so applied shall first be applied
to payments of interest on the A Notes and Note B (on a pro rata basis), then to payments of principal on the A Notes and
Note B (on a pro rata, pari passu basis); provided, further, that with respect to all amounts collected
by or on behalf of the Lead Securitization Trust in respect of Insurance Proceeds or Condemnation Proceeds, such amounts shall
be applied first (A) to pay the Note A Holders on a pro rata, pari passu basis among such A Notes until repaid in full,
and then (B) to pay the Note B Holder in respect of Note B until repaid in full.


6.                 
Payments Following an Event of Default.


(a)               
If an Event of Default has occurred and is continuing, all amounts collected by or on behalf of the Lead Securitization
Trust in respect of the Mortgage Loan or the Mortgaged Property, including without limitation, Liquidation Proceeds or Insurance
Proceeds or Condemnation Proceeds shall be applied in the following order of priority:


(i)                
first, to reimburse the Master Servicer, the Special Servicer and the Trustee for any unreimbursed Nonrecoverable Property
Advances or Nonrecoverable Administrative Advances relating to the Mortgage Loan and the Mortgaged Property and interest thereon
at the Advance Rate;


(ii)              
second, to first reimburse the Master Servicer (and, if applicable, the servicer of any other trust) for any unreimbursed
Nonrecoverable P&I Advances on the A Notes and interest thereon at the Advance Rate, on a pro rata and pari passu




    	 	 -30-	Co-Lender Agreement
 (Westchester) 



    	 



    

basis, then to reimburse the
Master Servicer for any Nonrecoverable P&I Advances on Note B and interest thereon at the Advance Rate;


(iii)            
third, to reimburse or pay the Master Servicer, the Special Servicer or the Trustee for any unreimbursed Property Advances
and Administrative Advances relating to the Mortgage Loan and the Mortgaged Property plus interest accrued thereon at the Advance
Rate and any Trust Fund Expenses (but only to the extent that they relate to servicing and administration of the Mortgage Loan
and the Mortgaged Property, including without limitation, any unpaid Special Servicing Fees, Liquidation Fees and Workout Fees
relating to the Mortgage Loan);


(iv)          
fourth, to pay to the Note A Holders accrued and unpaid interest on the A Notes (other than default interest) that was
not included in the amount of Nonrecoverable P&I Advances on the A Notes reimbursed pursuant to clause (ii) above, on
a pro rata and pari passu basis;


(v)            
fifth, to pay to the Master Servicer or the Trustee any interest accrued on P&I Advances on the A Notes on a pro
rata and pari passu basis;


(vi)          
sixth, to pay to the Note B Holder accrued and unpaid interest on Note B (other than default interest) that was not
included in the amount of Nonrecoverable P&I Advances on Note B reimbursed pursuant to clause (ii) above;


(vii)        
seventh, to pay to the Master Servicer or the Trustee any interest accrued on P&I Advances on Note B;


(viii)      
eighth, to pay to the Note A Holders the Note A Principal Balance of the A Notes due and payable on a pro rata and
pari passu basis;


(ix)          
ninth, if the proceeds of any foreclosure sale or any liquidation of the Mortgage Loan or the Mortgaged Property exceed
the amounts required to be applied in accordance with the foregoing clauses (i)-(viii), to pay to the Note A Holders, an
amount equal to the aggregate of unreimbursed Realized Losses previously allocated to the A Notes in accordance with the terms
of Section 4(c) or Section 7(a), on a pro rata and pari passu basis;


(x)            
tenth, to pay to the Note B Holder the Note B Principal Balance due and payable;


(xi)          
eleventh, to the Note B Holder, an amount equal to the aggregate of unreimbursed Realized Losses previously allocated
to Note B in accordance with the terms of Section 4(c) or Section 7(a);




    	 	 -31-	Co-Lender Agreement
 (Westchester) 



    	 



    

(xii)        
twelfth, to pay the Master Servicer or the Special Servicer any amounts to be applied to the payment of, or escrowed
for the future payment of, real estate taxes, assessments and insurance premiums and similar items;


(xiii)      
thirteenth, to fund any other reserves to the extent then required to be held in escrow;


(xiv)       
fourteenth, (A) to pay to the Note A Holders any Prepayment Premiums then due and payable in respect of any or all of
the A Notes, on a pro rata and pari passu basis among such A Notes, and then (B) to pay to the Note B Holder any
Prepayment Premiums then due and payable in respect of Note B;


(xv)         
fifteenth, to pay to the Master Servicer or the Special Servicer default interest and late payment charges then due
and owing under the Mortgage Loan, all of which will be applied in accordance with the Lead Securitization Servicing Agreement;


(xvi)       
sixteenth, to pay the Master Servicer or the Special Servicer any Additional Servicing Compensation that the Master
Servicer or the Special Servicer is entitled receive under the Lead Securitization Servicing Agreement; and


(xvii)     
seventeenth, if any excess amount is available to be distributed in respect of the Mortgage Loan, and not otherwise
applied in accordance with the foregoing clauses (i)-(xvi), any remaining amount shall be paid pro rata to the Note
Holders based on the initial principal balances of the Notes held by such Note Holders;


provided that it is being
understood and agreed that the priority of payment set forth above is solely for purposes of allocating collections on the Mortgage
Loan or the Mortgaged Property (net of any reimbursement or payment of Advances or Trust Fund Expenses relating to the Mortgage
Loan or the Mortgaged Property to the extent provided above) to each Note and that any amounts payable to or allocable to the Notes
in respect of interest, principal, default interest and interest on P&I Advances will be subject to Section 1.3 and
Section 3.4(c) of the Lead Securitization Servicing Agreement and the other applicable provisions of the Lead Securitization
Servicing Agreement and will not otherwise affect the reimbursement rights of the Master Servicer, the Special Servicer or the
Trustee thereunder.


If any Note
(or portion thereof) has been defeased, the foregoing provisions of this Section 6 will apply only to the non-defeased Notes
(or portions thereof). Any Note (or portion thereof) that has been defeased will be repaid solely from the proceeds of the related
defeasance collateral.


(b)              
Following any period during which the terms of this Section 6 are in effect, in the event that the Mortgage Loan
becomes a Corrected Mortgage Loan, or if the applicable Event of Default is no longer existing, or if the Mortgage Loan is restructured
in connection with a workout such that the Mortgage Loan is no longer a Specially Serviced




    	 	 -32-	Co-Lender Agreement
 (Westchester) 



    	 



    

Mortgaged Loan and, as restructured,
is transferred back to the Servicer and the applicable Event of Default is no longer continuing, then the terms of Section 5
hereof shall again be in effect, subject, however, to the terms of Section 7 hereof. For the avoidance of doubt, so long
as the Mortgage Loan remains a Specially Serviced Mortgage Loan, the terms of this Section 6 shall continue to be in effect.


7.                 
Workout.


(a)               
Notwithstanding anything to the contrary contained herein, but subject to the terms and conditions of the Servicing Agreement
and Section 20 and Section 21 of this Agreement, and the obligation to act in accordance with Accepted Servicing
Practices, if any applicable Servicer in connection with a workout or proposed workout of the Mortgage Loan, modifies the terms
thereof such that (i) the Mortgage Loan Principal Balance is decreased, (ii) the Mortgage Interest Rate (or the Note A Interest
Rate or Note B Interest Rate) is reduced, (iii) payments of interest or principal on the Mortgage Loan are waived, reduced or deferred
(other than due solely to an extension of the Maturity Date (that is not a forbearance) pursuant to an executed extension agreement
between Lender and the Mortgage Loan Borrower, so long as no other modification under this Section 7 has occurred), or (iv)
any other adjustment is made to any of the payment terms of the Mortgage Loan, all payments to each Note A Holder pursuant to Section
5 and Section 6 shall be made as though such workout did not occur, with the payment terms of the A Notes remaining
the same as they are on the Closing Date, and the full economic effect of all waivers, reductions or deferrals of amounts due on
the Mortgage Loan attributable to such workout shall be borne, first, by the Note B Holder (up to the Note B Principal Balance,
together with accrued interest thereon at the Note B Interest Rate and any other amounts due the Note B Holder) and, second,
pro rata by the Note A-1 Holder (up to the Note A-1 Principal Balance, together with accrued interest thereon at the Note
A-1 Interest Rate, and any other amounts due to the Note A-1 Holder), the Note A-2 Holder (up to the Note A-2 Principal Balance,
together with accrued interest thereon at the Note A-2 Interest Rate, and any other amounts due to the Note A-2 Holder) and the
Note A-3 Holder (up to the Note A-3 Principal Balance, together with accrued interest thereon at the Note A-3 Interest Rate, and
any other amounts due to the Note A-3 Holder). If the Mortgaged Property shall become an REO Property, the same shall be acquired,
managed and operated in substantially the manner provided in the Servicing Agreement, and the priority of distributions among the
Note A Holders and the Note B Holder shall continue to be made in accordance with the terms of Section 6 that would be applicable
following the occurrence and during the continuation of an Event of Default (whether or not the applicable Mortgage Loan Documents
then remain in effect), with distributions on account of scheduled interest payments being deemed to be Assumed Monthly Payments
(as such term shall be defined in the Servicing Agreement) for such purpose.


(b)              
For purposes of determining the identity of the Controlling Holder (and not for any other purpose, including purposes of
calculations set forth in Section 5 and Section 6 hereof), Appraisal Reduction Amounts shall be allocated first,
to reduce the Note B Principal Balance, and then, to reduce the Note A-1 Principal Balance, the Note A-2 Principal Balance
and the Note A-3 Principal Balance, pro rata. The Lead Note Holder (or the Special Servicer




    	 	 -33-	Co-Lender Agreement
 (Westchester) 



    	 



    

on its behalf) shall notify the Holders
in writing of any Appraisal Reduction Amount calculated with respect to the Mortgage Loan and any allocation thereof to reduce
the Principal Balance of any Note.


8.                 
Collection Accounts; Payment Procedure.


(a)               
Pursuant to the terms of this Agreement or the Servicing Agreement, the Lead Note Holder shall cause the Servicer to establish
and maintain the Collection Account. Each of the Holders hereby directs the Servicer, in accordance with the priorities set forth
in Section 5 and Section 6 and subject to the terms of this Agreement or the Servicing Agreement, as applicable,
(i) to deposit into the applicable Collection Account within two (2) Business Days after receipt all payments received with respect
to the Mortgage Loan and (ii) to remit from the applicable Collection Account (x) for deposit or credit on the Remittance Date
all payments received with respect to and allocable to each A Note and Note B, by wire transfer to accounts maintained by each
Holder and designated to the Servicer in writing; and (y) for such other purposes and at such times as specified in this Agreement
and the Servicing Agreement.


(b)              
If any Servicer holding or having distributed any amount received or collected in respect of any Note determines, or a court
of competent jurisdiction orders, at any time that any amount received or collected in respect of any Note must, pursuant to any
insolvency, bankruptcy, fraudulent conveyance, preference or similar law, be returned to the Mortgage Loan Borrower or paid to
any Holder, any Servicer or any other Person, then, notwithstanding any other provision of this Agreement, such Servicer shall
not be required to distribute any portion thereof to the Holder of such Note, and such Holder, shall promptly on demand repay to
such Servicer the portion thereof which shall have been theretofore distributed to the related Holder, together with interest thereon
at such rate, if any, as such Servicer shall have been required to pay to the Mortgage Loan Borrower, the Holders, any other Servicer
or such other Person with respect thereto, and, if the amount in question had been advanced by the Servicer, then with interest
thereon at the Advance Rate. Each Holder agrees that if at any time it shall receive from any sources whatsoever any payment on
account of the Mortgage Loan in excess of its distributable share thereof, it will promptly remit such excess to the Servicer.
The Servicer shall have the right to offset any amounts due hereunder from any Holder, with respect to the Mortgage Loan against
any future payments due to such Holder under the Mortgage Loan, provided that the obligations of each Holder under this
Section 8 are separate and distinct obligations from one another, and in no event shall any Servicer be permitted or required
under the Servicing Agreement to enforce the obligations of any Holder against the other Holders. The obligations of each Holder
under this Section 8 constitute absolute, unconditional and continuing obligations and each Servicer shall be deemed a third
party beneficiary of these provisions.


9.                 
Advances; Default Interest; Penalty Charges.


(a)               
Prior to the Lead Securitization Date, if the Lead Note Holder elects, in its reasonable good faith discretion and in accordance
with Accepted Servicing Practices, to make a Property Advance, the Lead Note Holder shall notify the other Holders promptly, which




    	 	 -34-	Co-Lender Agreement
 (Westchester) 



    	 



    

notice shall set forth the amount of
the additional funds required, the date such funds are required and a summary of the need for such advance. The other Holders shall
be required to advance on or before the date specified in the related notice their respective Percentage Interest of such Property
Advance. If any Holder fails or refuses to advance the foregoing share of such Property Advance, the Lead Note Holder shall have
the right to advance the portion of such Property Advance not advanced by such other Holders. Repayment of any and all such Property
Advances made by any Holder together with interest thereon at the Advance Rate, if applicable, shall be paid to such Holder from
the collections on the Mortgage Loan in accordance with the priority of payments provided in Section 6 hereof. To the extent
that any such Property Advance made by any such Holder becomes a Nonrecoverable Property Advance, each Holder that did not make
its Percentage Interest of such Property Advance shall be required to, promptly following notice from the Holder that made such
advance, reimburse the Holder that made such advance for non-advancing Holder’s pro rata share of such Nonrecoverable
Property Advance with interest thereon at the Advance Rate.


(b)              
From and after the Lead Securitization Date, the Servicer and/or the Trustee may be obligated to make Property Advances
and (to the extent that such Servicer or Trustee, as applicable, has determined that such Advance, together with interest thereon
at the Advance Rate would not constitute a Nonrecoverable Advance (as defined in the Servicing Agreement) if made) the right of
such party to reimbursement for any such Property Advances and interest thereon is prior to the rights of the Holders to receive
any distributions or amounts recovered with respect to the Mortgage Loan or the Mortgaged Property to the extent provided in this
Agreement and the Lead Securitization Servicing Agreement. To the extent the Master Servicer, the Special Servicer or the Trustee,
as applicable, obtains funds from general collections of the Lead Securitization as a reimbursement for a Nonrecoverable Property
Advance or any related Advance Interest Amount, the Non-Lead A Note Holder (including any Securitization Trust into which the Non-Lead
A Note is deposited) shall be required to, promptly following notice from the Master Servicer, reimburse the Lead Securitization
for its pro rata share of such Nonrecoverable Property Advance or Advance Interest Amount.


(c)               
If any party to the Lead Securitization Servicing Agreement or any Non-Lead Servicing Agreement makes a P&I Advance
in respect of any Note, such P&I Advance and any interest accrued thereon shall be reimbursable to such advancing party solely
as provided under the terms of this Agreement and the Lead Securitization Servicing Agreement or Non-Lead Servicing Agreement,
as applicable.


10.             
Limitation on Liability. Neither the Note A Holders nor any Servicer acting on its behalf shall have any liability
to the Note B Holder with respect to Note B, except with respect to losses actually suffered due to the gross negligence, willful
misconduct or breach of this Agreement on the part of such Note A Holder or the Servicer. The Note B Holder shall have no liability
to any Note A Holder with respect to its respective A Note except with respect to losses actually suffered due to the gross negligence,
willful misconduct or breach of this Agreement on the part of the Note B Holder.


11.             
Intentionally Omitted.






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12.             
Certain Servicing Matters.


(a)               
Books and Records. In connection with any inspection of the Mortgaged Property or the books and other financial records
of the Mortgage Loan Borrower by the Lead Note Holder pursuant to the terms of the Mortgage Loan Documents, the Lead Note Holder
shall, upon written request of the Directing Holder, request that the Mortgage Loan Borrower to reasonably cooperate to provide
the Directing Holder access for its own inspection of the Mortgaged Property or the books and other financial records. In addition,
in response to the written request of the Directing Holder, the Lead Note Holder shall request that the officers of the Mortgage
Loan Borrower and the accountants and other representatives of the Mortgage Loan Borrower arrange a meeting (either telephonic
or in person) to discuss the business, financial and other condition of the Mortgage Loan Borrower, and all reasonable out-of-pocket
costs incurred by the Lead Note Holder shall be paid by the Controlling Holder.


(b)              
Monthly Servicing Report. Prior to the Lead Securitization Date, each month, the Servicer shall prepare and shall
promptly deliver copies to each of the Holders a report containing the following information:


(i)                
For each of the Holders, (x) the amount of the distribution from the Collection Account allocable to principal (y) separately
identifying the amount of scheduled principal payments, Balloon Payments, Prepayments made at the option of the Mortgage Loan Borrower
or other Prepayments (specifying the reason therefor) and Liquidation Proceeds included therein and information on distributions
made with respect to each of the Notes and (z) the amounts deposited and on reserve in each of the escrow and reserve funds accounts
held by Servicer;


(ii)              
For each of the Holders, the amount of the distribution from the Collection Account allocable to interest and the amount
of Prepayment Premiums and default interest paid under the Mortgage Loan Documents;


(iii)            
If the distribution to the Holders is less than the full amount that would be distributable to such Holders if there had
been sufficient amounts available therefor, the amount of the shortfall and the allocation thereof between interest and principal
and the amount of the shortfall, if any, under the Mortgage Loan;


(iv)            
The principal balance and the Realized Losses relating to each of the Notes, after giving effect to the distribution of
principal on such Remittance Date;


(v)              
The amount of the servicing fees paid to the Servicer and the Special Servicer with respect to such Remittance Date, showing
separately the Servicing Fee, the Special Servicing Fee, any Workout Fee and any Liquidation Fee, and the amount of any fees payable
to the paying agent; and


(vi)            
Information regarding disputes affecting the Mortgage Loan Borrower and the Mortgaged Property and such other information
as any Holder may




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reasonably request, to the extent reasonably
available to the Trustee, the Servicer or the related Special Servicer, such costs, to the extent not included in the regular fees
and charges of the Servicer, shall be reimbursed by the requesting party.


From and after the occurrence of
the Lead Securitization Date, the Servicer shall deliver such reports to the Holders as are provided in the applicable Servicing
Agreement.


(c)               
Financial Statements Etc. The Lead Note Holder shall promptly provide (or make available to) the other Holders with
copies of each financial statement and other statement and report delivered to the Lead Note Holder pursuant to the terms of the
Mortgage Loan Documents. Subject to the terms of the applicable Mortgage Loan Documents, upon the reasonable request of such other
Holder, the Lead Note Holder shall also promptly deliver (or make available) to such other Holder, copies of any other documents
relating to the Mortgage Loan, including, without limitation, property inspection reports and loan servicing statements.


(d)              
Copies. Any copies to be furnished by the Servicer under this Agreement may be furnished by hard copy or electronic
means.


13.             
Representations and Warranties of Each Initial Note Holder. Each of the Initial Note A-1 Holder, the Initial Note
A-2 Holder, the Initial Note A-3 Holder and the Initial Note B Holder, as of the date hereof, hereby represents and warrants and
covenants that:


(a)               
It is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware.


(b)              
The execution and delivery of this Agreement by it, and the performance of, and compliance with, the terms of this Agreement
by it, will not violate its organizational documents or constitute a Default (or an event which, with notice or lapse of time,
or both, would constitute a Default) under, or result in the breach of, any material agreement or other instrument to which it
is a party or that is applicable to it or any of its assets, in each case which materially and adversely affect its ability to
carry out the transactions contemplated by this Agreement.


(c)               
It has the full power and authority to enter into and consummate all transactions contemplated by this Agreement, has duly
authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement.


(d)              
This Agreement is its legal, valid and binding obligation enforceable against it in accordance with its terms, except as
the enforcement thereof may be limited by bankruptcy, insolvency, reorganization, liquidation, receivership, moratorium or other
laws relating to or affecting the enforcement of creditors’ rights or by general principles of equity (regardless of whether
such enforceability is considered in a proceeding in equity or at law).


(e)               
Immediately prior to the execution and delivery of this Agreement, the Initial Note Holder was the sole legal owner and
Holder of its related Note, free and clear of




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any lien, pledge, hypothecation, encumbrance
or other adverse interest in the Mortgage Loan, and the Initial Note Holder has the right to enter into this Agreement without
the consent of any third party.


(f)               
Initial Note Holder is not in violation of, and its execution and delivery of this Agreement and its performance of, and
compliance with, the terms of this Agreement will not constitute a violation of, any law, any order or decree of any court or arbiter,
or any order, regulation or demand of any federal, state or local government or regulatory authority, which violation, in the Initial
Note Holder’s good faith and reasonable judgment, is likely to affect materially and adversely either the ability of the
Initial Note Holder to perform its obligations under this Agreement or the financial condition of the Initial Note Holder.


(g)              
No litigation is pending with regard to which the Initial Note Holder has received service of process or, to the best of
the Initial Note Holder’s knowledge, threatened against the Initial Note Holder the outcome of which, in the Initial Note
Holder’s good faith and reasonable judgment is likely to materially and adversely affect the ability of the Initial Note
Holder to perform its obligations under this Agreement.


(h)              
The Initial Note Holder has not dealt with any broker, investment banker, agent or other person that may be entitled to
any commission or compensation in connection with the transactions contemplated hereby.


(i)                
No consent, approval, authorization or order of, registration or filing with, or notice to, any governmental authority or
court is required, under federal or state law (including, with respect to any bulk sale laws), for the execution delivery and performance
of or compliance by the Initial Note Holder with this Agreement or the consummation by the Initial Note Holder of any transaction
contemplated hereby, other than (i) such consents, approvals, authorizations, qualifications, registrations, filings or notices
as have been obtained or made and (ii) where the lack of such consent, approval, authorization, qualification, registration, filing
or notice would not have a material adverse effect on the performance by the Initial Note Holder under this Agreement.


14.             
Intentionally Omitted.


15.             
Independent Analyses of the Initial Note B Holder. Subject to the provisions of Section 13, the Initial Note
B Holder acknowledges that it has, independently and without reliance upon any Initial Note A Holder and based on such documents
and information as such Holder has deemed appropriate, made such Holder’s own credit analysis and decision to originate Note
B. Except as expressly provided in this Agreement, Initial Note B Holder hereby acknowledges that the other Holders have not made
any representations or warranties with respect to the Mortgage Loan, and that the other Holders shall have no responsibility for
(i) the collectability of the Mortgage Loan, (ii) the validity, enforceability or legal effect of any of the Mortgage Loan Documents
or the title insurance policy or policies or any survey furnished or to be furnished to the Initial Note A Holder in connection
with the origination of the Mortgage Loan, (iii) the validity, sufficiency or effectiveness of the lien created or to be created
by the




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Mortgage Loan Documents or (iv) the
financial condition of the Mortgage Loan Borrower. The Initial Note B Holder assumes all risk of loss in connection with Note B,
for reasons other than the gross negligence, willful misconduct or breach of this Agreement by the Initial Note A Holders or the
gross negligence, willful misconduct or bad faith by any Servicer.


16.             
No Creation of a Partnership or Exclusive Purchase Right. Nothing contained in this Agreement, and no action taken
pursuant hereto shall be deemed to constitute the arrangement between the Note A Holders and the Note B Holder a partnership, association,
joint venture or other entity. No Holder shall have any obligation whatsoever to offer to the other Holders the opportunity to
purchase notes or participation interests relating to any future loans originated by such Holder or its respective Affiliates,
and if such Holder chooses to offer to the other Holders the opportunity to purchase notes or any participation interests in any
future mortgage loans originated by such Holder or its Affiliates, such offer shall be at such purchase price and interest rate
as such Holder chooses, in its sole and absolute discretion. No Holder shall have any obligation whatsoever to purchase from the
other Holders any notes or participation interests in any future loans originated by the other Holder or its respective Affiliates.


17.             
Not a Security. None of Note A-1, Note A-2, Note A-3 or Note B shall be deemed to be a security within the meaning
of the Securities Act of 1933 or the Securities Exchange Act of 1934.


18.             
Transfer of Notes.


(a)               
The Note B Holder shall not sell, assign, transfer, pledge, syndicate, sell, hypothecate, contribute, encumber, participate,
sub participate or otherwise dispose of (each, a “Transfer”) more than a 49% interest (in one or more transactions)
in Note B, without first receiving Rating Agency Confirmation (and the Note B Holder shall pay all reasonable out-of-pocket costs
and expenses of the Lead Note Holder, all out-of-pocket costs and expenses of the Rating Agencies and all reasonable documented
costs and expenses (including internal costs and expenses) of the Servicer incurred in connection with obtaining such Rating Agency
Confirmation); provided that prior to the Lead Securitization, in connection with a proposed Transfer of more than a 49%
interest (in one or more transactions) in Note B, in lieu of obtaining a Rating Agency Confirmation, the Note B Holder shall obtain
the prior written consent of the Lead Note Holder, which consent may be withheld in the sole and absolute discretion of the Lead
Note Holder; and, provided, further, that the Note B Holder may at any time or from time to time Transfer all or
any portion of Note B, without the requirement of any Rating Agency Confirmation, or prior to a Securitization, the written consent
of the Lead Note Holder, but subject to the conditions contained in the third succeeding sentence, to a Qualified Institutional
Lender that provides to each Note A Holder certification in writing from an authorized officer that it is a Qualified Institutional
Lender; and provided, further, that notwithstanding anything to the contrary contained herein, in no event shall
the Note B Holder Transfer Note B, or any portion thereof or interest therein to the Mortgage Loan Borrower or a Mortgage Loan
Borrower Related Party. Transfers of interests in Note B of 49% or less in the aggregate (in one or more transactions) shall not
require prior consent or approval of each Note A Holder, any Servicer or




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any other Person, or Rating Agency Confirmation
from any Rating Agency, provided that any such Transfer shall be made in accordance with the conditions in the second succeeding
sentence. Pursuant to the Servicing Agreement, the Servicer shall be required to present promptly to the Rating Agencies for the
purpose of obtaining any Rating Agency Confirmation any application and material prepared by the applicable Note B Holder relating
to a Transfer, but shall not be required to make a recommendation or prepare a case to the Rating Agencies in connection with obtaining
such Rating Agency Confirmation. Notwithstanding the foregoing, the Note B Holder agrees that each Transfer to be made by it under
clauses (a) or (b) of this Section 18 is subject to the following restrictions: (i) all such Transfers shall
be made upon at least three (3) Business Days’ prior written notice to the Lead Note Holder, and (ii) a transferee shall
(x) execute an assignment and assumption agreement whereby such transferee assumes all or a ratable portion, as the case may be,
of the obligations of the Note B Holder hereunder with respect to Note B from and after the date of such assignment (or, in the
case of a pledge, collateral assignment or other encumbrance by the Note B Holder of Note B, solely as security for a loan to the
Note B Holder, made by a third-party lender whereby the Note B Holder remains fully liable under this Agreement, such third party
lender executes an agreement that such lender shall be bound by the terms and provisions of this Agreement and the obligations
of the Note B Holder hereunder on and after the date on which such lender succeeds to the rights of the Note B Holder hereunder
by foreclosure or otherwise) and (y) agree in writing to be bound by the Servicing Agreement, unless the Servicing Agreement is
not then in effect with respect to the Mortgage Loan, in which event the parties will enter into or agree to be bound by any replacement
servicing agreement therefor in accordance with the provisions of Section 4. Upon the consummation of a Transfer of all
or any portion of Note B, the transferring Person shall be released from all liability arising under this Agreement with respect
to Note B (or the portion thereof that was the subject of such Transfer), for the period after the effective date of such Transfer
(it being understood and agreed that the foregoing release shall not apply in the case of a sale, assignment, transfer or other
disposition of a participation interest in Note B as described in clause (b) below) and the transferee shall be the Note
B Holder with respect to Note B for all purposes hereunder with all of the rights, interests and obligations related thereto. The
foregoing provision of this Section 18(a) shall not apply to a Transfer of Note B to the Lead Securitization Trust.


(b)              
In the case of any sale, assignment, transfer or other disposition of a participation interest in Note B, (i) the transferring
Note B Holder’s obligations under this Agreement shall remain unchanged, (ii) the transferring Note B Holder shall remain
solely responsible for the performance of such obligations, and (iii) the Lead Note Holder shall continue to deal solely and directly
with the transferring Note B Holder in connection with its rights and obligations under this Agreement and the Servicing Agreement,
and all amounts payable hereunder shall be determined as if the Note B Holder had not sold such participation interest; provided,
however, that if the applicable participant is a Qualified Institutional Lender but not the Mortgage Loan Borrower or a
Mortgage Loan Borrower Related Party (and delivers to the Lead Note Holder a certification from an authorized officer confirming
the foregoing status), then, the Note B Holder by written notice to the Lead Note Holder, may delegate to such participant the
Note B Holder’s right to exercise the rights of the Controlling Holder hereunder




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and under the Servicing Agreement; provided,
further, however, that upon the occurrence of a Control Appraisal Event, the aforesaid delegation of rights shall
terminate and be of no further force and effect.


(c)               
Each Note A Holder agrees that it shall not Transfer all or any portion of its respective A Note, except as follows: (i)
to a Qualified Institutional Lender, (ii) to the Depositor, or any other Person designated by such Note A Holder to act as the
depositor and/or any other Affiliate of such Note A Holder in connection with a Securitization or to the trustee in connection
with a Securitization of the related A Note, (iii) to a purchaser upon a foreclosure, sale or other liquidation of a Specially
Serviced Mortgage Loan or an REO Property, as expressly provided in the Servicing Agreement or (iv) as otherwise expressly provided
or contemplated by the Servicing Agreement. In addition, each Note A Holder may split its respective A Note into multiple participations
without the consent of the Note B Holder or any other Person (it being understood that no participant shall be entitled to amounts
other than what is allocated to the related A Note hereunder had such Note A Holder not participated its related A Note). Notwithstanding
the foregoing, each A Note may not be Transferred to the Mortgage Loan Borrower or any Mortgage Loan Borrower Related Party without
the prior written consent of the Note B Holder and, following the Lead Securitization Date, a Rating Agency Confirmation (it being
understood that any costs and expenses incurred in connection with any such transfer following the Lead Securitization Date shall
be borne by the related Note A Holder). Except with respect to the Transfer referred to in clause (ii) of the first sentence,
any such Transfer shall be made upon at least three (3) Business Days’ prior written notice to the Note B Holder.


(d)              
No Note A Holder shall give its consent to any action (whether through marketing, advertising, public disclosure or otherwise)
that would result in potential investors becoming aware of any proposed Non-Lead Securitization until (i) the establishment of
the time of the contract of sale for each purchaser of certificates for the Lead Securitization or (ii) the Lead Note Holder gives
its consent to such marketing, advertising, disclosure or other related activity.


(e)               
Notwithstanding anything to the contrary contained herein, the Note B Holder may pledge (a “Pledge”)
Note B or any interest therein to any entity (other than the Mortgage Loan Borrower or any Mortgage Loan Borrower Related Party)
which has extended a credit facility to the Note B Holder or has entered into a repurchase agreement with the Note B Holder and
that, in each case, is either a Qualified Institutional Lender or a financial institution whose long-term unsecured debt is rated
at least “A” (or the equivalent) or better by each Rating Agency (a “Note Pledgee”), on terms and
conditions set forth in this Section 18(e), it being further agreed that a financing provided by a Note Pledgee to the Note
B Holder or any Affiliate which controls the Note B Holder that is secured by the Note B Holder’s interest in Note B and
is structured as a repurchase arrangement, shall qualify as a “Pledge” hereunder, provided all applicable terms and
conditions of this Section 18 are complied with; provided that a Note Pledgee which is not a Qualified Institutional
Lender may not take title to Note B after a Securitization without a Rating Agency Confirmation and no Note Pledgee may take title
to




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Note B without satisfying the requirements
for transfer set forth in this Section 18. Upon written notice, if any, by the Note B Holder to the Lead Note Holder that
a Pledge has been effected (including the name and address of the applicable Note Pledgee), the Lead Note Holder agrees to acknowledge
receipt of such notice and thereafter agrees: (i) to give such Note Pledgee written notice of any default by the Note B Holder
in respect of its obligations under this Agreement of which default such Lead Note Holder has actual knowledge and which notice
shall be given simultaneously with the giving of such notice to the Note B Holder; (ii) to allow such Note Pledgee a period of
ten (10) Business Days to cure a default by the Note B Holder in respect of its obligations to hereunder, but such Note Pledgee
shall not be obligated to cure any such default; (iii) that no amendment, modification, waiver or termination of this Agreement
or the Servicing Agreement (if the Note B Holder had the right to consent to such amendment, modification, waiver or termination
pursuant to the terms hereof) shall be effective against such Note Pledgee without the written consent of such Note Pledgee, which
consent shall not be unreasonably withheld, conditioned or delayed and which consent shall be deemed to be given if Note Pledgee
shall fail to respond to any request for consent to any such amendment, modification, waiver or termination within 10 days after
request therefor; (iv) that such Lead Note Holder shall accept any cure by such Note Pledgee of any default of the Note B Holder
which the Note B Holder has the right to effect hereunder, as if such cure were made by the Note B Holder; (v) that such Lead Note
Holder shall deliver to Note Pledgee such estoppel certificate(s) as Note Pledgee shall reasonably request, provided that
any such certificate(s) shall be in a form reasonably satisfactory to such Lead Note Holder; and (vi) that, upon written notice
(a “Redirection Notice”) to such Note A Holder and any Servicer by such Note Pledgee that the Note B Holder
is in default beyond any applicable cure periods with respect to the Note B Holder’s obligations to such Note Pledgee pursuant
to the applicable credit agreement or other agreements relating to the Pledge between the Note B Holder and such Note Pledgee (which
notice need not be joined in or confirmed by the Note B Holder), and until such Redirection Notice is withdrawn or rescinded by
such Note Pledgee, Note Pledgee shall be entitled to receive any payments that any Servicer would otherwise be obligated to pay
to the Note B Holder from time to time pursuant to this Agreement or any Servicing Agreement. The Note B Holder hereby unconditionally
and absolutely releases the Lead Note Holder from any liability to the Note B Holder on account of such Lead Note Holder’s
(or Servicer’s) compliance with any Redirection Notice believed by the Lead Note Holder in good faith to have been delivered
by a Note Pledgee. Note Pledgee shall be permitted to exercise fully its rights and remedies against the Note B Holder (and accept
an assignment in lieu of foreclosure as to such collateral), in accordance with applicable law and this Agreement. In such event,
the Lead Note Holder shall recognize such Note Pledgee (and any transferee (other than the Mortgage Loan Borrower or any Mortgage
Loan Borrower Related Party) which is also a Qualified Institutional Lender at any foreclosure or similar sale held by such Note
Pledgee or any transfer in lieu of foreclosure), and its successor and assigns, as the successor to the Note B Holder’s rights,
remedies and obligations under this Agreement, and any such Note Pledgee or Qualified Institutional Lender shall assume in writing
the obligations of the Note B Holder hereunder accruing from and after such Transfer (i.e., realization upon the
collateral by such Note Pledgee) and agrees to be bound by the terms and provisions of this Agreement. The rights of a Note Pledgee
under this Section




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18(e) shall remain effective as to the
Lead Note Holder unless and until such Note Pledgee shall have notified the Lead Note Holder in writing that its interest in Note
B has terminated.


19.             
Other Business Activities of the Holders. Each of the Holders acknowledges that the other Holders may make loans
or otherwise extend credit to, and generally engage in any kind of business with, any Affiliate of the Mortgage Loan Borrower (“Mortgage
Loan Borrower Related Parties”), and receive payments on such other loans or extensions of credit to the Mortgage Loan
Borrower Related Parties and otherwise act with respect thereto freely and without accountability in the same manner as if this
Agreement and the transactions contemplated hereby were not in effect.


20.             
Exercise of Remedies by the Servicer.


(a)               
Each of the Holders acknowledges that, subject to the terms of this Agreement (including without limitation, the Controlling
Holder’s rights under Section 21 hereof) and the Servicing Agreement, (i) the Lead Note Holder (or any Servicer or
Trustee (if any) on its behalf) may exercise or refrain from exercising any rights that such Lead Note Holder (or such Servicer
or Trustee (if any)) may have hereunder or under the Servicing Agreement in a manner that may be adverse to the interests of the
other Holders, so long as such actions are in accordance with Accepted Servicing Practices and the other terms of this Agreement,
(ii) the Lead Note Holder shall have no liability whatsoever to the other Holders as a result of such Lead Note Holder’s
(or any Servicer’s or Trustee’s) exercise of such rights or any omission by such Lead Note Holder (or any Servicer
or Trustee) to exercise such rights, except as expressly provided herein or for acts or omissions that are taken or omitted to
be taken by such Lead Note Holder that constitute the gross negligence or willful misconduct of such Lead Note Holder or a breach
of this Agreement, and (iii) the Servicer and the Special Servicer shall (and shall be required under the Servicing Agreement to)
service and administer the Mortgage Loan on behalf of each Note A Holder and the Note B Holder (as a collective whole) in accordance
with Accepted Servicing Practices, taking into account the interests of each Note A Holder and the Note B Holder; but in all cases
giving due consideration to the fact that Note B is subject and subordinate to each A Note in accordance with the terms of this
Agreement. Each Note A Holder and the Note B Holder agree that the Servicer, to the extent consistent with the terms of this Agreement
(including, without limitation, Section 21) and after the Lead Securitization Date subject to and in accordance with the
Servicing Agreement, shall have the sole and exclusive authority (in each case, subject to the Accepted Servicing Practices and
the terms and conditions set forth in this Agreement, including without limitation the rights of the Controlling Holder) with respect
to the administration of, and exercise of rights and remedies with respect to, the Mortgage Loan, including, without limitation,
the sole and exclusive authority (i) to modify or waive any of the terms of the Mortgage Loan Documents, (ii) to consent to any
action or failure to act by the Mortgage Loan Borrower or any party to the Mortgage Loan Documents, (iii) to vote all claims with
respect to the Mortgage Loan in any bankruptcy, insolvency or other similar proceedings and (iv) to take legal action to enforce
or protect the Holders’ interests with respect to the Mortgage Loan or to refrain from exercising any powers or rights under
the Mortgage Loan Documents, including the right at any time to call or waive any Events of Default, or




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accelerate or refrain from accelerating
the Mortgage Loan or institute any foreclosure action and in all cases acting in accordance with Accepted Servicing Practices and
the terms of this Agreement and the Servicing Agreement, and except as otherwise expressly provided in this Agreement and the Servicing
Agreement, the other Holders shall have no voting, consent or other rights whatsoever with respect to the Lead Note Holder’s
or Servicer’s administration of, or exercise of its rights and remedies with respect to, the Mortgage Loan. Each Holder agrees
that it shall have no right to, and hereby presently and irrevocably assigns and conveys to the Lead Note Holder and the Servicer
and the Special Servicer the rights, if any, that such Holder has (i) to declare or cause the Lead Note Holder or the Servicer
to declare an Event of Default under the Mortgage Loan (ii) to exercise any remedies with respect to the Mortgage Loan, including,
without limitation, filing or causing the Lead Note Holder or the Servicer to file any bankruptcy petition against the Mortgage
Loan Borrower or (iii) to vote any claims with respect to the Mortgage Loan in any bankruptcy, insolvency or similar type of proceeding
of the Mortgage Loan Borrower. Each Holder shall, from time to time, execute such documents as the Lead Note Holder, the Servicer
or the Special Servicer shall reasonably request to evidence such assignment with respect to the rights described in clause
(iii) of the preceding sentence. Except when acting in the capacity of trustee or paying agent, the Lead Note Holder shall
not have any fiduciary duty to the other Holders in connection with the administration of the Mortgage Loan but shall in all events
be obligated to act in accordance with Accepted Servicing Practices. Each Holder expressly and irrevocably waives for itself and
any Person claiming through or under such Holder any and all rights that it may have under Section 1315 of the New York Real Property
Actions and Proceedings Law or the provisions of any similar law that purports to give a junior noteholder, mortgagee or loan participant
the right to initiate any loan enforcement or foreclosure proceedings.


(b)              
Notwithstanding anything to the contrary contained herein, the exercise by the Lead Note Holder (or any Servicer or the
Trustee (if any) acting on its behalf) of its rights under this Section 20 shall be subject in all respects to any sections
of the Servicing Agreement governing REMIC administration, and in no event shall the Lead Note Holder (or any Servicer or the Trustee
(if any) acting on its behalf) be permitted to take any action or refrain from taking any action which would violate the laws of
any applicable jurisdiction, breach the Mortgage Loan Documents, be inconsistent with Accepted Servicing Practices or violate any
other provisions of the Servicing Agreement or cause the arrangement evidenced hereby not to be treated as a “grantor trust”
for Federal income tax purposes. The Lead Note Holder (or any Servicer or the Trustee (if any) acting on its behalf) shall exercise
such rights and powers described in this Section 20 on the understanding that the Lead Note Holder (or any Servicer or the
Trustee (if any) acting on its behalf) shall administer the Mortgage Loan in a manner consistent with the Servicing Agreement and
this Agreement, provided that neither the Lead Note Holder nor any Servicer or the Trustee (if any) acting on its behalf
shall be liable to the other Holders with respect to anything the Lead Note Holder or such Servicer or the Trustee (if any) may
do or omit to do in relation to the Mortgage Loan, other than as expressly set forth in this Agreement. Without limiting the generality
of the foregoing, the Lead Note Holder and any Servicer or the Trustee (if any) acting on its behalf may rely on the advice of
legal counsel, accountants and other experts (including those retained by the Mortgage Loan Borrower) and




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upon any written communication or telephone
conversation which the Lead Note Holder or such Servicer or the Trustee (if any) believes to be genuine and correct or to have
been signed, sent or made by the proper Person.


(c)               
If title to the Mortgaged Property is acquired for the benefit of the Holders in foreclosure, by deed-in-lieu of foreclosure
or upon abandonment or reclamation from bankruptcy, the deed or certificate of sale shall be taken in the name of the Lead Note
Holder or its nominee (which shall not include any Servicer) on behalf of the Holders. The applicable Servicer, on behalf of the
Holders, shall dispose of any REO Property utilizing reasonable best efforts, consistent with Accepted Servicing Practices, to
maximize the proceeds of such disposal to the Holders (as a collective whole) if and when such Servicer determines, consistent
with Accepted Servicing Practices, that such disposal would be in the best economic interest of the Holders (as a collective whole).
The applicable Servicer shall (and shall be required under the Servicing Agreement to) manage, conserve, protect and operate each
REO Property for the Holders solely for the purpose of its prompt disposition and sale in accordance with Accepted Servicing Practices.


(d)              
The applicable Servicer shall have full power and authority, subject only to the specific requirements and prohibitions
of this Agreement, to do any and all things in connection with any REO Property as are consistent with Accepted Servicing Practices
and the terms of this Agreement, all on such terms and for such period as such Servicer deems to be in the best interests of Holders
(as a collective whole) and, in connection therewith, such Servicer shall only agree to the payment of management fees that are
consistent with general market standards or to terms that are more favorable to the Holders. The applicable Servicer shall (and
shall be required under the Servicing Agreement to) segregate and hold all revenues received by it with respect to any REO Property
separate and apart from its own funds and general assets and shall establish and maintain with respect to any REO Property a segregated
custodial account (each, an “REO Account”). The applicable Servicer shall (and shall be required under the Servicing
Agreement to) deposit or cause to be deposited in the REO Account within one Business Day after receipt all revenues received by
it with respect to any REO Property (other than Liquidation Proceeds, which shall be remitted to the Collection Account), and shall
withdraw therefrom funds necessary for the proper operation, management and maintenance of such REO Property and for other Costs
with respect to such REO Property, including:


(i)                
all insurance premiums due and payable in respect of any REO Property;


(ii)              
all real estate taxes and assessments in respect of any REO Property that may result in the imposition of a lien thereon;


(iii)            
all ground rents in respect of any REO Property (if applicable);


(iv)            
all costs and expenses reasonable and necessary to protect, maintain, manage, operate, repair and restore any REO Property;
and




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(v)              
to the extent that such REO Proceeds are insufficient for the purposes set forth in clauses (i) through (iv)
above and the applicable Servicer has provided written notice of such shortfall to the Holders of the necessity to take actions
pursuant to this subsection (d), any expenditure associated with such actions taken by the applicable Servicer shall be
payable by the Holders at their option pursuant to Section 9.


(e)               
The applicable Servicer shall contract with an independent contractor, the fees and expenses of which shall be an expense
of the Holders and payable out of REO Proceeds, for the operation and management of any REO Property, within forty-five (45) days
after the Holders’ acquisition thereof (unless the Holders approve otherwise), provided that:


(i)                
the terms and conditions of any such contract shall be reasonable and consistent with the terms of this Agreement and customary
for the area and type of property and shall not be inconsistent herewith;


(ii)              
any such contract shall require, or shall be administered to require, that the independent contractor pay all costs and
expenses incurred in connection with the operation and management of such REO Property, including those listed above, and remit
all related revenues (net of such costs and expenses) to the applicable Servicer as soon as practicable, but in no event later
than thirty (30) days following the receipt thereof by such independent contractor;


(iii)            
none of the provisions of this subsection (e) relating to any such contract or to actions taken through any such
independent contractor shall be deemed to relieve the applicable Servicer of any of its duties and obligations to the Holders or
the Lead Note Holder on behalf of the Holders with respect to the operation and management of any such REO Property; and


(iv)            
the applicable Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties
and obligations in connection with the operation and management of such REO Property.


(f)               
The applicable Servicer shall be entitled to enter into any agreement with any independent contractor performing services
for it related to its duties and obligations hereunder for indemnification of such Servicer by such independent contractor, and
nothing in this Agreement shall be deemed to limit or modify such indemnification. When and as necessary, the applicable Servicer
shall send to the Holders a statement prepared by the applicable Servicer setting forth the amount of net income or net loss, as
determined for federal income tax purposes, resulting from the operation and management of a trade or business on, the furnishing
or rendering of a non-customary service to the tenants of, or the receipt of any other amount not constituting rents in respect
of, any REO Property.


(g)              
With respect to any Specially Serviced Mortgage Loan or REO Property which the applicable Servicer has determined to sell
in accordance with Accepted Servicing Practices, the applicable Servicer shall deliver to the Holders an officers’ certificate
to the effect




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that, the applicable Servicer has determined
to sell such Specially Serviced Mortgage Loan or REO Property in accordance with this subsection (g). The applicable Servicer
may then offer to sell to any Person the Specially Serviced Mortgage Loan which is in Default or the REO Property (and shall on
a monthly basis advise the Holders in writing of the status of such Specially Serviced Mortgage Loan or REO Property) or, subject
to the following sentence, purchase any such Specially Serviced Mortgage Loan or REO Property (in each case at the Defaulted Mortgage
Loan Purchase Price), but shall, in any event, so offer to sell any REO Property no later than the time determined by the applicable
Servicer to be sufficient to result in the sale of such REO Property within the period specified in the REMIC Provisions. The applicable
Servicer shall deliver such officers’ certificate and give the Holders not less than ten (10) Business Days’ prior
written notice of its intention to sell any Specially Serviced Mortgage Loan or REO Property, in which case the applicable Servicer
shall accept the highest offer received from any Person for the Specially Serviced Mortgage Loan or any REO Property in an amount
at least equal to the Defaulted Mortgage Loan Purchase Price or, at its option, if it has received no offer at least equal to the
Defaulted Mortgage Loan Purchase Price therefor, purchase the Specially Serviced Mortgage Loan or REO Property at the Defaulted
Mortgage Loan Purchase Price.


(h)              
In the absence of any such offer at the Defaulted Mortgage Loan Purchase Price, or purchase by the applicable Servicer at
the Defaulted Mortgage Loan Purchase Price, such Servicer shall accept the highest offer received from any Person that is determined
by such Servicer to be a fair price for such Specially Serviced Mortgage Loan or REO Property; provided that the Lead Note
Holder (or the applicable Servicer, if the applicable Servicer or any Affiliate of the applicable Servicer is not an offeror) shall
be entitled to engage, at the expense of the Holders, an Appraiser to determine whether the highest offer is a fair price. Notwithstanding
anything to the contrary herein, neither the Mortgage Loan Borrower nor any Mortgage Loan Borrower Related Party may make an offer
or purchase any Specially Serviced Mortgage Loan or any REO Property pursuant hereto.


(i)                
The applicable Servicer shall not be obligated by either of the foregoing paragraphs or otherwise to accept the highest
offer if the applicable Servicer determines, in accordance with Accepted Servicing Practices, that rejection of such offer would
be in the best interests of the Holders as a collective whole. In addition, the applicable Servicer may accept a lower offer if
it determines, in accordance with Accepted Servicing Practices, that acceptance of such offer would be in the best interests of
the Holders as a collective whole (for example, if the prospective buyer making the lower offer is more likely to perform its obligations,
or the terms offered by the prospective buyer making the lower offer are more favorable), provided that the offeror is not the
applicable Servicer or an Affiliate of the applicable Servicer. The applicable Servicer shall in no event sell the Specially Serviced
Mortgage Loan or the REO Property other than for cash.


(j)                
Subject to the other provisions of this Section 20, the applicable Servicer shall act on behalf of the Holders in
negotiating and taking other action necessary or appropriate in connection with the sale of a Specially Serviced Mortgage Loan
or REO Property, including




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the collection of all amounts payable
in connection therewith. Any sale of a Specially Serviced Mortgage Loan or REO Property shall be without recourse to, or representation
or warranty by, any Servicer or any Holder, and, if such sale is consummated in accordance with the duties of the applicable Servicer
pursuant to the terms of this Agreement, no such Person who so performed shall have any liability to any Holders with respect to
the purchase price therefor accepted by the applicable Servicer.


(k)              
The proceeds of any sale of the Specially Serviced Mortgage Loan or REO Property after deduction of the direct out-of-pocket
expenses of such sale incurred in connection therewith shall be promptly, and in any event within
one (1) Business Day following receipt thereof, deposited in the Collection Account. Within thirty (30) days after the sale of
the REO Property, the applicable Servicer shall provide to the Holders a statement of accounting for such REO Property, including
without limitation, (i) the date of disposition of the REO Property, (ii) the gross sales price, the selling and other expenses
and the net sales price, (iii) accrued interest on the Note A Principal Balance at the applicable Note A Interest Rate, and on
the Note B Principal Balance at the applicable Note B Interest Rate calculated from the date of acquisition to the disposition
date, and (iv) such other information as the Holders may reasonably request. The applicable Servicer shall file information returns
regarding the abandonment or foreclosure of a Mortgaged Property with the Internal Revenue Service at the time and in the manner
required by the Code.


(l)                
The provisions of subsections (c) through (k) of this Section 20 shall be of no further force and effect
from and after the Lead Securitization Date, and the analogous provisions of the Servicing Agreement shall control.


21.             
Certain Powers of the Controlling Holder. The following provisions shall apply during the term of this Agreement:


(a)               
The Controlling Holder shall be entitled to appoint (or act as) a “directing lender” (the “Directing
Holder”) with respect to the Mortgage Loan and to exercise the rights and powers granted to the Directing Holder and
the Controlling Holder hereunder and under the Servicing Agreement (such designation to be made by written notice to the Lead Note
Holder); provided that if the Mortgage Loan Borrower or any Mortgage Loan Borrower Related Party owns any portion of Note
B, the ownership interests of such Person shall be deemed to equal zero for the purposes of determining which owners can vote to
elect the Directing Holder; and provided, further, that in no event may the Mortgage Loan Borrower or any Mortgage
Loan Borrower Related Party serve as the Directing Holder. Such designation shall remain in effect until it is revoked by the Controlling
Holder by a writing delivered to each of the other parties hereto.


(b)              
Notwithstanding anything to the contrary contained herein (but subject to Section 21(d)), the Lead Note Holder shall,
prior to taking any Major Decision, be required to notify in writing the Directing Holder of any proposal to take any of such actions
(and to provide the Directing Holder with such information requested by such Directing Holder as may be necessary in the reasonable
judgment of such Directing Holder in order to make a judgment)




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and to receive the written approval
of the Directing Holder (which approval may be withheld in its sole discretion);


(c)               
If the Directing Holder fails to notify the Lead Note Holder of its approval or disapproval of any such Major Decision within
ten (10) Business Days after delivery to the Directing Holder by the Lead Note Holder of written notice (“Action Notice”)
of such a Major Decision together with any information requested by the Directing Holder pursuant to this Section 21(b)
or Section 21(c), then if the Directing Holder fails to approve or reject the Major Decision within such ten (10) Business
Day period, the Directing Holder’s approval will be deemed to have been given for such Major Decision. Notwithstanding the
foregoing, any amounts funded by any Holder under the Mortgage Loan Documents as a result of (1) the making of any protective Advances
or (2) interest accruals or accretions and any compounding thereof (including default interest) with respect to the Notes shall
not at any time be deemed to require prior notice to the Directing Holder (except as otherwise expressly required by this Agreement)
or otherwise contravene this subsection. To the extent the Mortgage Loan Borrower requests or the Servicer or Special Servicer
structures, as part of a workout or otherwise, an extension of the Mortgage Loan for two or more years beyond the Maturity Date,
the Servicer or Special Servicer, as applicable, shall obtain the prior written consent of the Lead Note Holder (in the same manner
as the Directing Holder) in addition to the consent of the Directing Holder. The provisions of Section 21(c) shall be of
no further force and effect from and after the Lead Securitization Date, and the analogous provisions of the Servicing Agreement
shall control.


(d)              
With respect to any proposed action requiring consultation with or approval of the Directing Holder pursuant to Section
21(b), the Lead Note Holder shall prepare a summary of such proposed action and an analysis of whether or not such action is
reasonably likely to produce a greater recovery on a present value basis than not taking such action, setting forth the basis on
which the Lead Note Holder made such determination, and shall promptly provide to each Holder copies of such summary and any other
material documents and items reasonably necessary to make such determination by hard copy or electronic means on a timely basis.
If any such proposed action is disapproved by the Directing Holder, the Servicer shall propose an alternate action (based on any
counter-proposals received from the Directing Holder, to the extent such counter-proposal is consistent with Section 21(d)
or, if no such counter-proposal is received by the Servicer when the disapproval of the Directing Holder is delivered to the Servicer,
then based on any alternate course of action that the Lead Note Holder may deem appropriate) until the approval of the Directing
Holder is obtained; provided that if the Servicer and Directing Holder do not agree on a proposed course of action within
sixty (60) days after the date on which the Servicer first proposed a course of action and the counter-proposals received from
the Directing Holder would, in the judgment of the Special Servicer, be permitted to be ignored by the Special Servicer in accordance
with clause (d) below), then after giving due consideration (subject to Section 21(d) hereof) to the alternatives
and counterproposals, if any, provided by the Directing Holder the Lead Note Holder shall take such action as it deems appropriate
in accordance with Accepted Servicing Practices. Notwithstanding the foregoing, if in accordance with Accepted Servicing Practices,
(i) the Lead Note Holder determines that emergency action is necessary to protect a Mortgaged Property or




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the interests of the Holders (as a collective
whole) at a time earlier than the time that such Servicer would otherwise be entitled to take such action pursuant to this Section
21(c) or otherwise under this Agreement and (ii) such action requires consultation with and/or consent of the Directing Holder,
then it shall contact the Directing Holder (by telephone, email or fax) promptly and shall discuss (unless the Directing Holder
shall fail to respond in a reasonable time frame under the circumstances) the proposed action with such Directing Holder and, if
the consent of the Directing Holder would ordinarily be required, attempt to reach agreement within the revised time frame prior
to taking the proposed action, but shall be entitled to take the necessary emergency action within the necessary time frame regardless
of whether it has been able to contact or obtained the agreement of the Directing Holder. If such emergency action is taken, the
Lead Note Holder will promptly notify the Directing Holder of the action so taken, the Servicer’s reasons for determining
that immediate action was necessary and how the action differs from the proposed actions, if any, that had theretofore been approved
by the Directing Holder. The provisions of Section 21(d) shall be of no further force and effect from and after the Lead
Securitization Date, and the analogous provisions of the Servicing Agreement shall control.


(e)               
Notwithstanding anything herein to the contrary, no advice, direction or objection from or by the Directing Holder, as contemplated
by this Section 21, or no advice, direction or objection, if any, from or by any Non-Controlling Holder, may (and the related
Holder shall ignore and act without regard to any such advice, direction or objection that such Holder (or Servicer on its behalf)
has determined, in its reasonable, good faith judgment, would): (A) require or cause such Holder to violate applicable law, the
terms of the Mortgage Loan Documents or any section of this Agreement or any Servicing Agreement, including such Servicer’s
obligation to act in accordance with Accepted Servicing Practices, (B) result in the imposition of federal income tax on any Securitization
Trust, cause any REMIC to fail to qualify as a REMIC, (C) expose any Securitization Trust, any certificateholder of any related
Securitization, the Depositor or the depositor of any Non-Lead Securitization, the Holders, the Servicer, the Trustee or the trustee
of any Non-Lead Securitization, the Certificate Administrator or any certificate administrator of any Non-Lead Securitization,
the Operating Advisor or the operating advisor of any Non-Lead Securitization or their respective Affiliates, members, managers,
officers, directors, employees or agents, to any material claim, suit or liability or (D) materially expand the scope of the Servicer’s
responsibilities under this Agreement or the related Servicing Agreement.


(f)               
No Controlling Holder or Directing Holder shall owe any fiduciary duty to the Trustee, any Servicer, any Special Servicer,
any certificateholder in any Securitization, or the other Holders. No Controlling Holder or Directing Holder shall have any liability
to any the Trustee, any Servicer, any Special Servicer, any certificateholder in any Securitization or the other Holders for any
action taken, or for refraining from the taking of any action or the giving of any consent or for errors in judgment. By its acceptance
of a Note in the Mortgage Loan, each Holder shall be deemed to have confirmed its understanding that (i) a Directing Holder may
take or refrain from taking actions that favor the interests of the related Controlling Holder or its affiliates over the other
Holder, (ii) a Controlling Holder may take or refrain from




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taking actions (or cause the related
Directing Holder to take or refrain from taking actions) that favor its interest or the interests of its affiliates over the other
Holder, (iii) that a Controlling Holder or Directing Holder may have special relationships and interests that conflict with the
interest of the other Holder and shall be deemed to have agreed to take no action against a Controlling Holder, a Directing Holder
or any of their officers, directors, employees, principals or agents as a result of such a special relationships or conflicts,
(iv) that no Controlling Holder shall be liable by reason of its having acted or refrained from acting solely in its interest or
in the interest of its affiliates, and (v) that no Directing Holder shall be liable by reason of its having acted or refrained
from acting solely in the interests of the related Controlling Holder or its affiliates.


(g)              
The Directing Holder shall have the right at any time and from time to time, with or without cause, to replace the Special
Servicer then acting with respect to the Mortgage Loan and appoint a replacement Special Servicer in lieu thereof. Any such replacement
Special Servicer shall be a Qualified Servicer in accordance with this Section 21(g). The Directing Holder shall designate
a Person to serve as Special Servicer by delivering to the Non-Controlling Holders, the Servicer and the then existing Special
Servicer a written notice stating such designation and by satisfying the other conditions required under the Servicing Agreement
(including a Rating Agency Confirmation, if required by the terms of the Servicing Agreement), and by delivering to any Holder
that is a Non-Lead Securitization a Rating Agency Confirmation with respect to any rated securities issued in such Non-Lead Securitization.
The Directing Holder shall promptly pay any expenses incurred by the Lead Note Holder in connection with such replacement. The
Directing Holder shall notify the other parties hereto of its termination of the then currently serving Special Servicer and its
appointment of a replacement Special Servicer in accordance with this Section 21(g). The fees payable to any replacement
Special Servicer contemplated in this Section 21(g) at any time, following the Lead Securitization, when the Lead Securitization
Servicing Agreement is no longer in effect, shall be at then market rates for such services. Upon the occurrence of the Lead Securitization
governing the servicing of the Mortgage Loan, the initial Special Servicer designated in the applicable Lead Securitization Servicing
Agreement shall serve as the initial Special Servicer. If a Servicer Termination Event on the part of the Special Servicer has
occurred that affects the Non-Controlling Holder, the Non-Controlling Holder shall have the right to direct the Trustee (or at
any time that the Mortgage Loan is no longer included in a Securitization, the Controlling Holder) to terminate the Special Servicer
under the applicable Servicing Agreement solely with respect to the Mortgage Loan pursuant to and in accordance with the terms
of the Servicing Agreement. The Controlling Holder and the Non-Controlling Holder acknowledge and agree that any successor special
servicer appointed to replace the Special Servicer with respect to the Mortgage Loan that was terminated for cause at the Non-Controlling
Holder’s direction cannot at any time be the person (or an Affiliate thereof) that was so terminated without the prior written
consent of the Non-Controlling Holder.


Notwithstanding the
foregoing, the Controlling Holder agrees and acknowledges that the Lead Securitization Servicing Agreement may contain provisions
such that the Special Servicer could be terminated under the Lead Securitization Servicing Agreement based on a




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recommendation by the Operating Advisor
if (A) the Operating Advisor determines, in its sole discretion exercised in good faith, that (1) the Special Servicer has failed
to comply with Accepted Servicing Practices and (2) a replacement of the Special Servicer would be in the best interest of the
holders of certificates issued under the Lead Securitization Servicing Agreement (as a collective whole) and (B) an affirmative
vote of requisite certificate holders is obtained. The Controlling Holder will retain its right to remove and replace the Special
Servicer, but the Controlling Holder may not restore a Special Servicer that has been removed in accordance with the preceding
sentence.


(h)              
Notwithstanding the foregoing, within ten (10) Business Days after receipt by the Note B Holder of notice indicating that
the Note B Holder is no longer the Controlling Holder, the Note B Holder may, at its option, post with the Lead Note Holder (a)
cash collateral for the benefit of, and reasonably acceptable to the Lead Note Holder or (b) a Letter of Credit (in each case,
if there has been a Securitization, together with documentation reasonably acceptable to the Lead Note Holder to create and perfect
a first priority security interest in favor of the Securitization in such collateral) (to be held by the Lead Note Holder in a
segregated securities account solely and exclusively in the name of each Note A Holder, meeting the Rating Agency criteria for
an “eligible account” on behalf of each Note A Holder) in an amount which, when added to and for this purpose considered
a part of the appraised value of the Mortgaged Property, will cause the Note B Holder to remain the Controlling Holder (such cash
or Letter of Credit, “Reserve Collateral”). The Note B Holder may make such election upon written notice to
the Lead Note Holder of its intention to post Reserve Collateral, and upon notifying the Lead Note Holder of such intention, the
Note B Holder shall post such Reserve Collateral as quickly as practicable (but in no event more than three (3) Business Days following
the receipt of the above notice) by delivering such Reserve Collateral to the Lead Note Holder. The Note B Holder shall grant to
and create in favor of each Note A Holder a first priority perfected pledge and security interest in the Reserve Collateral in
a manner reasonably satisfactory to the Lead Note Holder. The Note B Holder shall provide an opinion to the Lead Note Holder, in
form and substance and from counsel reasonably acceptable to the Lead Note Holder, regarding the validity, perfection and priority
of each Note A Holder’s interest in any Reserve Collateral. In addition, the Note B Holder shall pay or cause to be paid
any and all reasonable out of pocket costs and expenses incurred by each Note A Holder (and any servicing party on its behalf)
associated with the delivery and/or pledge of such Reserve Collateral, including the costs and expenses of any opinion of counsel.
Upon the posting of such Reserve Collateral and satisfaction of the other conditions set forth above, the Note B Holder may exercise
all of the rights of the Controlling Holder hereunder; provided, however, that such posting of such collateral and
such satisfaction of conditions will not prevent the Note B Holder from losing its status as the Controlling Holder again (provided
that such collateral shall be taken into account in determining the Mortgaged Properties’ value when calculating whether
the Note B Holder is the Controlling Holder), in which event the foregoing provisions of this paragraph will not again apply and
the Note B Holder may not again post Reserve Collateral. Any Reserve Collateral must be treated as an “outside reserve fund”
for purposes of the REMIC Provisions of the Internal Revenue Code of 1986, as amended, and such property (and the right to reimbursement
of any amounts with respect thereto from a REMIC) will be beneficially




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owned by the Note B Holder, who will
be taxed on all income with respect thereto. The provisions of Section 21(h) will be of no further force and effect from
and after the Lead Securitization Date.


(i)                
Following a Final Recovery Determination with respect to the Mortgage Loan and application of all proceeds of the liquidation
of the Mortgage Loan, a Mortgaged Property or any REO Property, the Lead Note Holder may draw on or liquidate the Reserve Collateral
and apply the proceeds thereof to reimburse each Note A Holder for any Trust Fund Expense or Realized Loss borne or experienced
by each Note A Holder, plus interest thereon from the date such Trust Fund Expenses or Realized Loss was borne or experienced to
the date of reimbursement. Within ten (10) Business Days following such Final Recovery Determination and application, the Lead
Note Holder shall pay any remaining portion of such proceeds of the Reserve Collateral to the Note B Holder. The provisions of
Section 21(i) shall be of no further force and effect from and after the Lead Securitization Date.


(j)                
Notwithstanding the foregoing, if a Letter of Credit is posted as Reserve Collateral, then Note B Holder shall provide a
replacement Letter of Credit from an Approved Bank in form and substance satisfactory to the Lead Note Holder and each of such
Rating Agencies (i) at least fifteen (15) Business Days before the expiration of the delivered Letter of Credit, and (ii) if the
issuer of such Letter of Credit is at any time not an Approved Bank, within five (5) Business Days following written notice from
the Lead Note Holder to such effect. If the Note B Holder does not effect such a replacement within the periods set forth in the
preceding sentence, the Lead Note Holder shall be entitled immediately thereupon to draw on such Letter of Credit to the full extent
of the amount then remaining available thereunder, in which case the Lead Note Holder shall hold the proceeds of such draw as Reserve
Collateral and may hold and apply such Reserve Collateral in the manner and for the purposes otherwise set forth above and below.
The provisions of Section 21(j) will be of no further force and effect from and after the Lead Securitization Date.


22.             
Further Assurances. Each Holder acknowledges and agrees that each Holder may sell all or any portion of its respective
Note, subject to the rights of the other Holders and the terms of this Agreement, and the related Mortgage Loan Documents in connection
with the related Securitization. At the request and at the sole cost and expense of a requesting Holder, and to the extent not
already required to be provided by the other Holders under this Agreement, each Holder shall reasonably cooperate with such requesting
Holder and take such steps as may be reasonably required by such requesting Holder or any Rating Agency in order to satisfy the
market standards to which the requesting Holder customarily adheres or which may be reasonably required by the Rating Agencies
in connection with the related Securitization. Such cooperation shall include, without limitation, each Holder’s agreement
to:


(a)               
execute such amendments to this Agreement as may be requested by the requesting Holder or the Rating Agencies to effect
the related Securitization, provided that no such amendments shall materially and adversely affect any of the rights or
remedies granted to the Note B Holder hereunder (including, without limitation, the timing and amount of payment




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and the rights granted to a “Controlling
Holder” or “Directing Holder”) or increase the obligations of such Holder hereunder;


(b)              
cooperate with the reasonable requests from third-party service providers engaged by the requesting Holder to obtain, collect,
and deliver information requested or required by such Note A Holder or the Rating Agencies in connection with the Holders, the
Notes or the Mortgage Loan; and


(c)               
execute amendments to the Mortgage Loan Documents to further sever the Notes.


No Holder shall take
any action or refrain from taking any action that would violate any law of any applicable jurisdiction, would be inconsistent with
the Accepted Servicing Practices or would violate the REMIC Provisions of the Servicing Agreement or any other provision of this
Agreement.


23.             
Intentionally Omitted.


24.             
No Pledge or Loan. This Agreement shall not be deemed to represent a pledge of any interest in the Mortgage Loan
by the Note A Holders to the Note B Holder, or a loan from the Note B Holder to the Note A Holders. The Note B Holder shall not
have any interest in any property taken as security for the Mortgage Loan; provided, however, that if any such property
or the proceeds thereof shall be applied in respect of payments due under the Mortgage Loan, then the Note B Holder shall be entitled
to receive its share of such application in accordance with the terms of this Agreement and/or the Servicing Agreement. The Holders
acknowledge and agree that the Mortgage Loan represents a single “claim” under Section 101 of the Bankruptcy Code,
and that the Note B Holder shall not be a separate creditor of the Mortgage Loan Borrower under the Bankruptcy Code.


25.             
Governing Law; Waiver of Jury Trial. THIS AGREEMENT AND THE RESPECTIVE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER
SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO CONTRACTS MADE AND TO BE
PERFORMED ENTIRELY WITHIN SUCH STATE. EACH OF THE PARTIES HEREBY IRREVOCABLY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY ACTION, PROCEEDING
OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THIS AGREEMENT.


26.             
Modifications. This Agreement shall not be modified, cancelled or terminated except by an instrument in writing signed
by the parties hereto. The party seeking modification of this Agreement shall be solely responsible for any and all reasonable
expenses that may arise in order to modify this Agreement. Additionally, from and after a Securitization, the Holders shall not
amend or modify this Agreement without first receiving (i) an opinion of counsel experienced in REMIC matters that such amendment
or modification, in and of itself, would not adversely affect the REMIC status of the Mortgage Loan or this Agreement, and (ii)
a Rating




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Agency Confirmation, except that no
Rating Agency Confirmation shall be required in connection with a modification (x) prior to the Lead Securitization Date, (y) to
cure any ambiguity, to correct or supplement any provision herein that may be defective or inconsistent with any other provisions
herein or with the Servicing Agreement, or (z) to make other provisions with respect to matters or questions arising under this
Agreement, which shall not be inconsistent with the provisions of this Agreement, and (iii) if such modification, cancellation
or termination would adversely affect the rights or materially affect the duties of any Servicer or Trustee, the written consent
of such affected party.


27.             
Successors and Assigns; Third Party Beneficiaries. This Agreement shall inure to the benefit of and be binding upon
the parties hereto and their respective successors and assigns; provided that no successors or assigns of any Initial Note
A Holder shall have any liability for a breach of representation or warranty set forth in this Agreement (including Exhibit
C). Each Servicer and Trustee (if any) is an intended third-party beneficiary of this Agreement. Except as provided in Section
8 and the preceding sentence, none of the provisions of this Agreement shall be for the benefit of or enforceable by any Person
not a party hereto or a successor or assign of a party hereto.


28.             
Counterparts. This Agreement may be executed in any number of counterparts and all of such counterparts shall together
constitute one and the same instrument.


29.             
Captions. The titles and headings of the paragraphs of this Agreement have been inserted for convenience of reference
only and are not intended to summarize or otherwise describe the subject matter of the paragraphs and shall not be given any consideration
in the construction of this Agreement.


30.             
Notices. All notices required hereunder shall be given by (i) telephone (confirmed in writing) or shall be in writing
and personally delivered, (ii) sent by facsimile transmission if the sender on the same day sends a confirming copy of such notice
by reputable overnight delivery service (charges prepaid), (iii) reputable overnight delivery service (charges prepaid) or (iv)
certified United States mail, postage prepaid return receipt requested, and addressed to the respective parties at their addresses
set forth on Exhibit B hereto, or at such other address as any party shall hereafter inform the other party by written notice
given as aforesaid. All written notices so given shall be deemed effective upon receipt or, if mailed, upon the earlier to occur
of receipt or the expiration of the fourth (4th) day following the date of mailing.


31.             
Note Holder’s Access to Information. The Lead Note Holder shall provide to the other Holders and, after the
Lead Securitization Date, the Lead Securitization Servicing Agreement shall provide that such other Holders shall have access to,
upon written request to the Servicer or the Trustee, as applicable, subject to any restrictions on the distribution of such information
contained in the Lead Securitization Servicing Agreement, (a) a summary of the current status of principal and interest payments
on the Mortgage Loan, (b) copies of the Mortgage Loan Borrower’s current financial statements, to the extent in the Servicer’s
possession, (c) the most recent appraisal, if any, as to the value of the Mortgaged Property, to




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the extent in the Servicer’s possession,
(d) a copy of the Lead Securitization Servicing Agreement, (e) copies of any Default or acceleration notices sent to the Mortgage
Loan Borrower with respect to the Mortgage Loan and all material correspondence related thereto, (f) material notices delivered
to any Servicer by the Mortgage Loan Borrower, (g) copies of each other report provided to the Certificateholders in accordance
with the express terms of the Lead Securitization Servicing Agreement (but only to the extent such other reports relate to the
Mortgage Loan or the Mortgage Loan Borrower), and (h) other information with respect to the Mortgage Loan Borrower or the Mortgage
Loan, reasonably requested by such other Holder, to the extent required to be provided by the Servicer under the Lead Securitization
Servicing Agreement and in the Servicer’s possession or reasonably obtainable by the Servicer, in each case at the sole cost
and expense of such other Holder, to the extent not included in the regular fees and charges of the Servicer, (with respect to
all out-of-pocket and the reasonable administrative and photocopying costs of the Servicer).


32.             
Custody of Mortgage Loan Documents. The originals of all of the Mortgage Loan Documents (other than Note A-2 and
Note A-3) will be held by the Lead Note Holder on behalf of each of the other Holders, or, following the Lead Securitization Date,
shall be held by the Servicer, Trustee or custodian on its behalf, or other applicable Person under the Lead Securitization Servicing
Agreement.


33.             
Statement of Intent. It is the intention of the parties hereto that, for purposes of federal income taxes, state
and local income and franchise taxes and any other taxes imposed upon, measured by or based upon gross or net income, this Agreement
shall be treated as a grantor trust. The terms of this Agreement shall be interpreted to further this intention of the parties.
The parties hereto agree that, unless otherwise required by appropriate tax authorities, the Lead Note Holder shall file or cause
to be filed annual or other necessary returns, reports and other forms consistent with such intended characterization. Each other
Holders, by its acceptance of its interest herein, agrees, unless otherwise required by appropriate tax authorities, to file its
own tax returns and reports in a manner consistent with such characterization. If the Internal Revenue Service were to characterize
this Agreement as a partnership for federal income tax purposes, then each such other Holders authorizes and directs the Lead Note
Holder to elect out of partnership accounting pursuant to Treasury Regulation 1.761-2, and agrees to file its own tax returns and
reports in a manner consistent therewith.


34.             
Powers. Except as expressly provided herein, the grantor trust created pursuant to this Agreement will not engage
in any activity that is inconsistent with the classification of this arrangement as a grantor trust for federal income tax purposes.
Further, this grantor trust shall not (a) acquire any additional assets or (b) modify (or agree to the modification of) or dispose
of its assets other than pursuant to the terms hereof. The grantor trust shall take no action (or fail to take any action) that
will cause it to be classified as other than a grantor trust for federal income tax purposes.


35.             
Servicing of the Loan. Pursuant to this Agreement or the Lead Securitization Servicing Agreement, the Master Servicer
(whose identity may change from time to time as provided in this Agreement or the Servicing Agreement) will be appointed as the
servicer of the




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Mortgage Loan. Pursuant to the Lead
Securitization Servicing Agreement, the Special Servicer will be appointed as the special servicer of the Mortgage Loan. The parties
agree that the Servicers shall service the Mortgage Loan on behalf of the Holders. Prior to the Lead Securitization Date, the Lead
Note Holder shall have the right to appoint and remove the Interim Servicer with or without cause under this Agreement and from
and after the Lead Securitization Date, the Lead Note Holder shall have the right to appoint and remove the Master Servicer in
accordance with the terms of the Lead Securitization Servicing Agreement. The Lead Note Holder has appointed KeyBank National Association
to serve as the initial Interim Servicer. All rights and obligations of the Lead Note Holder described hereunder may be exercised
by the Master Servicer and/or the Special Servicer (except as set forth in the preceding sentence) and, to the extent applicable,
the Certificate Administrator, the Trustee or the paying agent on behalf of the Lead Note Holder and the other Holders agree to
cooperate with any such Persons with respect to its exercise of such rights and obligations.


36.             
Registration of Transfers. The Lead Note Holder shall maintain a register on which it shall record the names and
addresses of, and wire transfer instructions for, the Holders from time to time, to the extent such information is provided in
writing to it by any other Holders. Any transfer of a Note hereunder shall be recorded on such register. The transferring Holder
(or the transferee) shall reimburse the Lead Note Holder for the Lead Note Holder’s reasonable third party out-of-pocket
costs and expenses (including reasonable attorneys’ fees and disbursements) incurred in connection with the terms of this
Section 36.


37.             
Non-Recourse Obligations of the Holders. Notwithstanding anything to the contrary contained herein or the Servicing
Agreement (but subject to Section 10 and Section 40 hereof), no Holder shall be personally liable hereunder or under
the Servicing Agreement other than to the extent of cash, property or other value realized or derived from its Note either (i)
prior to its disbursement and receipt by the Holder or (ii) after its receipt by the Holder under the circumstances and to the
extent provided under Section 8(b) hereof.


38.             
Termination. This Agreement and the respective obligations and responsibilities under this Agreement of the parties
hereto shall terminate upon (a) mutual agreement by the parties hereto, evidenced in writing; (b) thirty (30) days after each of
the Notes is paid in full; or (c) payment (or provision for payment) to the Holders of all amounts held by or on behalf of the
Servicer and required under the Servicing Agreement, to be so paid on the last Remittance Date following final payment or other
liquidation (or any advance with respect thereto) of the Mortgage Loan or the Mortgaged Properties; provided, however,
that in no event shall the arrangement created hereby continue beyond the expiration of 21 years from the death of the last survivor
of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James, living on the date
hereof.


39.             
Withholding Taxes.


(a)               
If the Lead Note Holder or the Mortgage Loan Borrower is required by law to deduct and withhold taxes from interest, fees
or other amounts payable to the other Holders with respect to the Mortgage Loan as a result of such Holder constituting a Non-Exempt




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Person, the Servicer may do so with
respect to such Holder’s interest in such payment (all withheld amounts being deemed paid to such Holder), provided
that the Servicer shall furnish such Holder with a statement setting forth the amount of taxes withheld, the applicable rate and
other information which may reasonably be requested for purposes of assisting such Holder to seek any allowable credits or deductions
for the taxes so withheld in each jurisdiction in which such Holder is subject to tax.


(b)              
Each Holder shall and hereby agrees to indemnify the Lead Note Holder (or any Servicer on its behalf) against and hold the
Lead Note Holder (or any Servicer on its behalf) harmless from and against any taxes, interest, penalties and attorneys’
fees and disbursements arising or resulting from any failure of the Lead Note Holder (or any Servicer on its behalf) to withhold
taxes from payment made to such Holder in reliance upon any representation, certificate, statement, document or instrument made
or provided by such Holder to the Lead Note Holder in connection with the obligation of the Lead Note Holder (or any Servicer on
its behalf) to withhold taxes from payments made to such Holder, it being expressly understood and agreed that (i) the Lead Note
Holder may accept and rely on any such representation, certificate, statement, document or instrument as being true and correct
in all respects without any obligation or responsibility to investigate or to make any inquiries with respect to the accuracy,
veracity, correctness or validity of the same and (ii) such Holder shall, upon request of the Lead Note Holder and at its sole
cost and expense, defend any claim or action relating to the foregoing indemnification using counsel reasonably satisfactory to
the Lead Note Holder.


(c)               
Each Holder represents to the Lead Note Holder (for the benefit of the Mortgage Loan Borrower) that it is not a Non-Exempt
Person and that neither the Lead Note Holder nor the Mortgage Loan Borrower is obligated under applicable law to withhold taxes
on sums paid to it with respect to the Mortgage Loan or otherwise pursuant to this Agreement. Contemporaneously with the execution
of this Agreement and from time to time as necessary during the term of this Agreement, each Holder shall deliver to the Lead Note
Holder evidence satisfactory to the Lead Note Holder substantiating that it is not a Non-Exempt Person and that the Lead Note Holder
is not obligated under applicable law to withhold taxes on sums paid to it with respect to the Mortgage Loan or otherwise under
this Agreement. Without limiting the effect of the foregoing, (a) if a Holder is created or organized under the laws of the United
States, any state thereof or the District of Columbia, it shall satisfy the requirements of the preceding sentence by furnishing
to the Lead Note Holder an Internal Revenue Service Form W-9 and (b) if a Holder is not created or organized under the laws of
the United States, any state thereof or the District of Columbia, and if the payment of interest or other amounts by the Mortgage
Loan Borrower is treated for United States income tax purposes as derived in whole or part from sources within the United States,
such Holder shall satisfy the requirements of the preceding sentence by furnishing to the Lead Note Holder Internal Revenue Service
Form W-8ECI, Form W-8BEN or Form W-8BEN, as applicable, or successor forms, as may be required from time to time, duly executed
by such Holder, as evidence of such Holder’s exemption from the withholding of United States tax with respect thereto. The
Lead Note Holder shall not be obligated to make any payment hereunder to each other Holder in respect of its Note or




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otherwise until such Holder shall have
furnished to the Lead Note Holder the requested forms, certificates, statements or documents.


40.             
Cooperation in Securitization; Re-Sizing of A Note; Provisions Relating to Securitization.


(a)               
In connection with the Lead Securitization or any Non-Lead Securitization, Note B Holder hereby consents to the inclusion
in any disclosure document relating to the Lead Securitization or such Non-Lead Securitization of the identity of the Note B Holder
and the identification of other Persons that control Note B (other than the identification of its limited partners or other non-controlling
investors). The Note B Holder covenants and agrees that in the event any A Note is to be included as an asset of the Lead Securitization
or any Non-Lead Securitization, the Note B Holder shall, at the related Initial Note A Holder’s sole cost and expense (including,
without limitation, attorneys’ fees and disbursements reasonably incurred by the Note B Holder) and request, (i) meet with
representatives of the Rating Agencies to discuss the business and operations of the Note B Holder, (ii) cooperate with the reasonable
requests of each Rating Agency and such Initial Note A Holder in connection with the Lead Securitization or such Non-Lead Securitization,
as well as in connection with all other matters and the preparation of any offering documents thereof and (iii) review and respond
promptly with respect to any information (except as permitted above) relating to the Note B Holder in the Lead Securitization or
such Non-Lead Securitization document.


(b)              
Notwithstanding any other provision of this Agreement, for so long as Column or any affiliate of Column (an “Initial
Holder”) is the owner of an A Note (each, an “Owned Note”), such Initial Holder shall have the right,
subject to the terms of the Mortgage Loan Documents, to cause the Mortgage Loan Borrower to execute amended and restated notes
or additional notes (in either case, “New Notes”) reallocating the principal of an Owned Note to such New Notes;
or severing an Owned Note into one or more further “component” notes in the aggregate principal amount equal to the
then outstanding principal balance of such Owned Note provided that (i) the aggregate principal balance of all outstanding
New Notes following such amendments is no greater than the aggregate principal of such Owned Note prior to such amendments, (ii)
all Notes continue to have the same weighted average interest rate as the Notes prior to such amendments, (iii) all New Notes pay
pro rata and on a pari passu basis and such reallocated or component notes shall be automatically subject to the
terms of this Agreement, (iv) the Initial Holder holding the New Notes shall notify the Lead Note Holder, the Master Servicer,
the Special Servicer, the Certificate Administrator and the Trustee in writing of such modified allocations and principal amounts,
and (v) the execution of such amendments and New Notes does not violate Accepted Servicing Practices. If the Lead Note Holder so
requests, the Initial Holder holding the New Notes (and any subsequent holder of such Notes) shall execute a confirmation of the
continuing applicability of this Agreement to the New Notes as so modified. In connection with the foregoing (provided the conditions
set forth in clauses (i) through (v) above are satisfied, with respect to clauses (i) through (iv),
as certified by the applicable Initial Holder, on which certification the Master Servicer can rely), the Master Servicer is hereby
authorized and directed to execute amendments to the Mortgage Loan




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Documents and this Agreement on behalf
of any or all of the Note Holders solely for the purpose of reflecting such reallocation of principal.


(c)               
The Lead Note Holder acknowledges and agrees that it shall cause the Lead Securitization Servicing Agreement to provide
that (and, to the extent such provisions are not included in the Lead Securitization Servicing Agreement they shall be deemed incorporated
therein and made a part thereof):


(i)                
the Master Servicer, Special Servicer and Trustee for such Lead Securitization shall be required to notify the master servicer,
special servicer and trustee under each Non-Lead Servicing Agreement of the amount of any P&I Advance it has made with respect
to any of Note A-1, Note A-2, Note A-3 or Note B or Property Advances it has made with respect to the Mortgaged Properties within
two Business Days of making any such advance;


(ii)              
if the Master Servicer determines that a proposed P&I Advance or Property Advance, if made, or any outstanding P&I
Advance or Property Advance previously made, would be, or is, as applicable, a “nonrecoverable advance,” the Master
Servicer shall provide the servicers under any Non-Lead Servicing Agreement written notice of such determination within two Business
Days after such determination was made;


(iii)            
the Master Servicer shall remit all payments received during the related Collection Period with respect to Note A-2 and
Note A-3, net of the Servicing Fee payable with respect to each such Note, and any other applicable fees and reimbursements payable
to the Master Servicer, the Special Servicer and the Trustee, to the Holders of such Notes on or prior to the Remittance Date;


(iv)            
on a monthly basis, with respect to each other Note that is held by a Non-Lead Securitization, the Master Servicer shall
make available CREFC® Reports (except the CREFC® Bond Level File, the CREFC® Collateral
Summary File, the CREFC® Special Servicer Loan File, the CREFC® Operating Statement Analysis Report
and the CREFC® NOI Adjustment Worksheet) available pursuant to the terms of the Lead Securitization Servicing Agreement;


(v)              
the Master Servicer and Special Servicer shall provide to both the Holder of Note A-2 and the Holder of Note A-3 all documents,
certificates, instruments, notices, reports, operating statements, rent rolls and other information regarding the Mortgage Loan
provided to the “Controlling Class Representative” (or analogous term) as such term is defined in the Lead Securitization
Servicing Agreement at the time provided to such other party;


(vi)            
the servicing duties of each of the Master Servicer and Special Servicer under the Lead Securitization Servicing Agreement
shall include the duty to service the Mortgage Loan and all of the Notes on behalf of the Holders (including the respective trustees
and certificateholders) in accordance with the terms and provisions of this Agreement, the Lead Securitization Servicing Agreement
and Accepted Servicing Practices;




    	 	 -60-	Co-Lender Agreement
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(vii)          
each of the Holder of Note A-2 and the Holder of Note A-3 shall be entitled to the same indemnity with respect to the Mortgage
Loan as the Lead Note Holder and Note B is provided with respect to the Mortgage Loan under the Lead Securitization Servicing Agreement;
the Master Servicer, any primary servicer, the Special Servicer, the trustee, the certificate administrator and operating advisor
shall be required to indemnify each “certification party” and the depositors under each Non-Lead Servicing Agreement
related to any public Non-Lead Securitization to the same extent that they indemnify the Lead Securitization “certification
party” and depositor for their failure to deliver the items in clause (viii) below in a timely manner and for any
Deficient Exchange Act Deliverable (as defined in the Lead Securitization Servicing Agreement or any similar term thereto) regarding,
and delivered by or on behalf of, such party;


(viii)        
with respect to any Non-Lead Securitization that is subject to following reporting requirements under the Securities Act
of 1933, as amended, the Securities Exchange Act of 1934 (including Rule 15Ga-1), as amended, and Regulation AB, (a) the Master
Servicer, any primary servicer, the Special Servicer and the Trustee, certificate administrator or other party acting as custodian
under the Lead Securitization Servicing Agreement shall be required to (1) deliver (and shall be required to cause each other servicer
and servicing function participant (within the meaning of Items 1123 and 1122, respectively, of Regulation AB) retained or engaged
by it to deliver), in a timely manner, the reports, certifications, compliance statements, accountants’ assessments and attestations,
information to be included in reports (including, without limitation, Form 15G, Form 10K, Form 10D, Form 8K), and other materials
specified in each of the Non-Lead Servicing Agreements as the parties to the applicable Non-Lead Securitization may require in
order to comply with their obligations under the Securities Act of 1933, as amended, Securities Exchange Act of 1934 (including
Rule 15Ga-1), as amended, and Regulation AB, and any other applicable law, and (2) to the extent applicable, to cooperate with
any depositor in a Non-Lead Securitization in responding to comments from the Commission regarding any materials provided by such
party in the immediately preceding clause (1), and (b) without limiting the generality of the foregoing, the Depositor for
the Lead Securitization shall provide in a timely manner to the depositor and the trustee for any Non-Lead Securitization a copy
of the Lead Securitization Servicing Agreement and each of the Master Servicer, the Special Servicer, Trustee, certificate administrator
or other party acting as custodian for the Lead Securitization will be required to provide to the depositor, at the expense of
the requesting party, and the trustee for any Non-Lead Securitization, any other disclosure information required pursuant to Regulation
AB or the Securities Exchange Act of 1934, as amended, in a timely manner for inclusion in any disclosure document or Form 8-K
filing and market indemnification agreements, opinions and Regulation AB compliance letters as were or are being delivered with
respect to the Lead Securitization. As used in this Agreement, “Regulation AB” means Subpart 229.1100 –
Asset Backed Securities (Regulation AB), 17 C.F.R. §§ 229.1100-229.1125, as such may be amended from time to time, and
subject to such clarification and interpretation as have been provided by the Commission or by the staff of the Commission, or
as may be provided by the Commission or its staff from time to time, in each case as effective from time to time as of the compliance
dates specified therein. “Commission” means the United States Securities and Exchange Commission. The Master Servicer,
any




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primary servicer and the Special Servicer
shall each be required to provide certification and indemnification to any Certifying Person (as defined in the Lead Securitization
Servicing Agreement) with respect to any applicable Sarbanes-Oxley Certification (or analogous terms) as such terms are defined
in the related Non-Lead Servicing Agreement;


(ix)            
each of the Master Servicer, the Special Servicer, the custodian and the Trustee and each Other Exchange Act Reporting Party
(as defined in the Lead Securitization Servicing Agreement) shall cooperate (and require each Servicing Function Participant (as
defined in the Lead Securitization Servicing Agreement) and Additional Servicer (as defined in the Lead Securitization Servicing
Agreement) retained by it to cooperate under any applicable sub-servicing agreement), with each depositor for a Non-Lead Securitization
(including, without limitation, providing all due diligence information, reports, written responses, negotiations and coordination,
and paying all costs and expenses incurred in connection therewith) to the same extent as such party is required to cooperate with
(and pay the expenses of) the Depositor under the Lead Securitization Servicing Agreement in connection with Deficient Exchange
Act Deliverables (as defined in the Lead Securitization Servicing Agreement);


(x)              
with respect to each Non-Lead Note, the Master Servicer shall withdraw from the related Collection Account and remit to
the related Holders of such Notes (or, if securitized, the related master servicer of any applicable Non-Lead Securitization),
within one (1) Business Day of receipt of properly identified funds, any amounts that represent late collections on such Note (exclusive
of any portion of such amount payable or reimbursable to any third party in accordance with this Agreement or the Lead Securitization
Servicing Agreement), unless such amount would otherwise be included in the monthly remittance to the Holder of such Note for such
month, provided, however, to the extent any such amounts are received after 3:00 p.m. Eastern time on any given Business Day, the
Master Servicer shall use commercially reasonable efforts to remit such late collections to the Holder of such Note or to the master
servicer of any applicable Non-Lead Securitization, as applicable, within one (1) Business Day of receipt of properly identified
funds but, in any event, the Master Servicer shall remit such amounts within two (2) Business Days of receipt of properly identified
funds;


(xi)            
the Non-Lead A Note Holders are each an intended third-party beneficiary in respect of the rights afforded it under the
Lead Securitization Servicing Agreement and the non-lead master servicers will be entitled to enforce the rights of the Non-Lead
A Note Holders under this Agreement and the Lead Securitization Servicing Agreement;


(xii)          
each master servicer and special servicer under any Non-Lead Servicing Agreement shall be a third-party beneficiary of the
Lead Securitization Servicing Agreement with respect to all provisions therein expressly relating to compensation, reimbursement
or indemnification of such master servicer or special servicer, as the case may be, and the provisions regarding coordination of
advances made in respect of any Note under the Lead Securitization Servicing Agreement and any Non-Lead Servicing Agreement, as
applicable;




    	 	 -62-	Co-Lender Agreement
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(xiii)        
if the Mortgage Loan becomes a Specially Serviced Mortgage Loan and the Special Servicer determines to sell Note A-1, Note
A-2, Note A-3 and Note B in accordance with the Lead Securitization Servicing Agreement, it shall have the right and the obligation
to sell all of the Notes as notes evidencing one whole loan in accordance with the terms of the Lead Securitization Servicing Agreement.
In connection with any such sale, the Special Servicer shall provide notice to each Non-Controlling Holder of the planned sale
and of such Non-Controlling Holder’s opportunity to bid on the Mortgage Loan;


(xiv)        
the Lead Securitization Servicing Agreement shall not be amended in any manner that adversely affects a Non-Lead A Note
Holder without the consent of such Holder;


(xv)          
to the extent related to the Mortgage Loan, the Master Servicer or the Special Servicer, Rating Agency Confirmation shall
be provided with respect to the Non-Lead Securitization certificates to the same extent provided with respect to the certificates
issued in connection with the Lead Securitization;


(xvi)        
Servicer Termination Events (as this term or an analogous term is defined in the Lead Securitization Servicing Agreement)
with respect to the Master Servicer and the Special Servicer shall include (i) the failure to remit payments to a Non-Lead A Note
Holder as and when required by the Lead Securitization Servicing Agreement; (ii) the qualification, downgrade or withdrawal of
ratings of any class of certificates in any Non-Lead Securitization; and (iii) the failure to provide to the Non-Lead A Note Holder
(if and to the extent required under the applicable Non-Lead Servicing Agreement) reports required under the Securities Exchange
Act of 1934, as amended, and the rules and regulations thereunder, in a timely fashion. Upon the occurrence of a Servicer Termination
Event with respect to the Non-Lead A Note Holder, the Trustee under the Lead Securitization shall, upon the direction of the related
Holder, require the appointment of a subservicer with respect to the related Note or termination of the Master Servicer or Special
Servicer, as applicable, as set forth in the Lead Securitization Servicing Agreement;


(xvii)      
the Special Servicing Fee for the Mortgage Loan and any related REO Property shall be calculated at a rate not in excess
of one quarter of one percent (0.25%) per annum and shall accrue only while the Mortgage Loan is specially serviced or after
a Mortgaged Property has become REO Property;


(xviii)    
subject to various adjustments and caps provided for in the Lead Securitization Servicing Agreement, which shall be substantially
similar to those set forth in the trust and servicing agreement for CSMC 2019-UVIL, the Liquidation Fee for the Mortgage Loan if
it is a Specially Serviced Mortgage Loan or REO Property as to which a Liquidation Fee is payable shall not exceed one half of
one percent (0.50%) of the proceeds of a full, partial or discounted payoff or the Net Liquidation Proceeds (as defined in the
Lead Securitization Servicing Agreement) related to a liquidation or repurchase of the Mortgage Loan, in each case exclusive of
any portion of such payoff or Net Liquidation Proceeds (as defined in the Lead Securitization Servicing Agreement) that represents
Penalty Charges;




    	 	 -63-	Co-Lender Agreement
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(xix)        
subject to various adjustments and caps provided for in the Lead Securitization Servicing Agreement, which shall be substantially
similar to those set forth in the trust and servicing agreement for CSMC 2019-UVIL, the Work-out Fee (as defined in the Lead Securitization
Servicing Agreement) for the Mortgage Loan shall not exceed one half of one percent (0.50%) of each collection of interest and
principal on the Mortgage Loan;


(xx)          
the Trustee under the Lead Securitization Servicing Agreement shall promptly notify the trustee and the master servicer
under any Non-Lead Servicing Agreement of any resignation, termination or replacement of the Master Servicer, the Special Servicer
or an applicable primary servicer or the effectiveness of any designation of a new Master Servicer, Special Servicer or applicable
primary servicer (together with the relevant contact information); and


(xxi)        
any conflict between the terms of this Agreement and the Lead Securitization Servicing Agreement shall be resolved in favor
of this Agreement.


(d)              
The Non-Lead A Note Holder acknowledges and agrees that it shall cause the Non-Lead Servicing Agreement related to the Non-Lead
Securitization that includes its respective Note to provide that:


(i)                
the applicable master servicer, special servicer and trustee for such Non-Lead Securitization shall be required to notify
the master servicer, special servicer and trustee of the Lead Securitization and each other Non-Lead Securitization of any monthly
principal and interest advance it has made with respect to the applicable Note included in such Non-Lead Securitization within
two Business Days of making such advance;


(ii)              
if the applicable master servicer, special servicer or trustee determines that a proposed monthly principal and interest
advance with respect to the related Note, if made, or any outstanding monthly principal and interest advance previously made, would
be, or is, as applicable, a “nonrecoverable advance,” the master servicer shall provide the Master Servicer and each
master servicer in any other Non-Lead Securitization written notice of such determination within 2 Business Days after such determination
was made;


(iii)            
if the related Holder of such Note is responsible for its proportionate share of any Nonrecoverable Property Advances (or
any other portion of a Nonrecoverable Property Advance) (and Advance Interest Amount thereon) or other fee or expense pursuant
to Section 9, and that if funds received with respect to such Note are insufficient to cover such amounts, (x) the related
master servicer under the related Non-Lead Servicing Agreement will be required to pay the Master Servicer, Special Servicer or
Trustee under the Lead Securitization Servicing Agreement, as applicable, out of general funds in the collection account (or equivalent
account) established under the related Non- Lead Servicing Agreement and (y) if the Lead Securitization Servicing Agreement permits
the Master Servicer, Special Servicer or Trustee under the Lead Securitization Servicing Agreement to pay itself from the Lead
Securitization Trust’s general account then the master servicer under the related Non-Lead Servicing Agreement will be required
to reimburse the Lead Securitization Trust out




    	 	 -64-	Co-Lender Agreement
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of general funds in the collection account
(or equivalent account) established under the related Non-Lead Servicing Agreement;


(iv)            
each of the Master Servicer and the Special Servicer shall be indemnified (as and to the same extent the Lead Securitization
Trust is required to indemnify each such party) against any claims, losses, penalties, fines, forfeitures, legal fees and related
costs, judgments and any other costs, liabilities, fees and expenses, incurred in connection with the Lead Securitization Servicing
Agreement that relate solely to its servicing of the Mortgage Loan, and the master servicer under the related Non-Lead Servicing
Agreement will be required to reimburse the Master Servicer or Special Servicer under the Lead Securitization Servicing Agreement,
as applicable, out of general funds in the collection account (or equivalent account) established under the related Non-Lead Servicing
Agreement;


(v)              
(a) each of the Master Servicer and the Trustee under the Lead Securitization Servicing Agreement will be a third party
beneficiary under the applicable Non-Lead Servicing Agreement with respect to any provisions therein relating to (1) the reimbursement
of any Nonrecoverable Property Advances made by the Master Servicer or the Trustee under the Lead Securitization Servicing Agreement
with respect to the applicable Note included in such Non-Lead Securitization and (2) as to the Master Servicer only, the indemnification
of the Master Servicer against any claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments and any
other costs, liabilities, fees and expenses, incurred in connection with any Non-Lead Servicing Agreement and relating to the applicable
Note included in such Non-Lead Securitization and (ii) the Special Servicer will be a third party beneficiary under the related
Non-Lead Servicing Agreement with respect to any provisions therein relating to (1) the reimbursement of any Nonrecoverable Property
Advances made by the Special Servicer (it being understood that the Special Servicer is not required to make any Property Advances)
with respect to such Note included in such Non-Lead Securitization and (2) the indemnification of the Special Servicer against
any claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments and any other costs, liabilities, fees
and expenses, incurred in connection with any Non-Lead Servicing Agreement and relating to the applicable Note included in such
Non-Lead Securitization; and


(vi)            
the Master Servicer and the Special Servicer are third party beneficiaries of the foregoing provisions.


(e)               
The Non-Lead A Note Holder shall give each of the parties to the Lead Securitization Servicing Agreement (that will not
also be a party to the Non-Lead Servicing Agreement related to the Non-Lead Securitization that will include the related Non-Lead
A Note) notice of the related Non-Lead Securitization in writing (which may be by e-mail) not less than 5 business days’
prior to the closing of such Non-Lead Securitization. Such notice shall contain contact information for each of the parties to
the applicable Non-Lead Servicing Agreement. In addition, after the closing of the applicable Non-Lead Securitization, the Non-Lead
A Note Holder (or the Trustee on its behalf) shall send (i) to each of the parties to the Lead Securitization Servicing Agreement
a copy of the related Non-Lead Servicing Agreement to each of the parties to the Lead Securitization Servicing Agreement and (ii)
notice of any




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subsequent change in the identity of
the master servicer under the related Non-Lead Servicing Agreement or the party designated to exercise the rights of such Non-Controlling
Holder under this Agreement (together with the relevant contact information).


(f)               
Following the closing of the Lead Securitization, upon receipt of written notice (which may be by email) of the closing
of any Non-Lead Securitization, the Depositor shall provide the depositor under the related Non-Lead Servicing Agreement with a
copy of the Lead Securitization Servicing Agreement in an EDGAR-compatible format.


(g)              
If a Non-Lead Securitization closes prior to the Lead Securitization, the Lead Note Holder shall provide written notice
of the closing of such Lead Securitization to the depositor and trustee of each Non-Lead Securitization and, promptly upon the
execution of the Lead Securitization Servicing Agreement (but not later than one business day after the day on which such document
is executed), shall provide a copy of the Lead Securitization Servicing Agreement in an EDGAR-compatible format.


[NO FURTHER TEXT ON THIS PAGE]



 


 







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IN WITNESS WHEREOF,
each of the Initial Note A-1 Holder, the Initial Note A-2 Holder, the Initial Note A-3 Holder and the Initial Note B Holder has
caused this Agreement to be duly executed as of the day and year first above written.


	 	
        INITIAL NOTE A-1 HOLDER:

         

        COLUMN FINANCIAL, INC., a Delaware Corporation

	 	 	 
	 	By:	/s/  David Tlusty
	 	 	Name: David Tlusty
	 	 	Title:   Authorized Signatory
	 	 	 
	 	
        INITIAL NOTE A-2 HOLDER:

         

        COLUMN FINANCIAL, INC., a Delaware Corporation

	 	 	 
	 	By:	/s/  David Tlusty
	 	 	Name: David Tlusty
	 	 	Title:   Authorized Signatory
	 	 	 
	 	
        INITIAL NOTE A-3 HOLDER:

         

        COLUMN FINANCIAL, INC., a Delaware Corporation

	 	 	 
	 	By:	/s/  David Tlusty
	 	 	Name: David Tlusty
	 	 	Title:   Authorized Signatory
	 	 	 
	 	
        INITIAL NOTE B HOLDER:

         

        COLUMN FINANCIAL, INC., a Delaware Corporation

	 	 	 
	 	By:	/s/  David Tlusty
	 	 	Name: David Tlusty
	 	 	Title:   Authorized Signatory


 


 


 




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SCHEDULE 1


Permitted Fund Managers


	1.	Alliance Bernstein
	2.	Annaly Capital Management
	3.	Apollo Real Estate Advisors
	4.	Archon Capital, L.P.
	5.	AREA Property Partners
	6.	Artemis Real Estate Partners
	7.	BlackRock, Inc.
	8.	Capital Trust, Inc.
	9.	Clarion Partners
	10.	Colony Capital, LLC / Colony Financial, Inc.
	11.	CreXus Investment Corporation/Annaly Capital Management
	12.	DLJ Real Estate Capital Partners
	13.	Dune Real Estate Partners
	14.	Eightfold Real Estate Capital, L.P.
	15.	Five Mile Capital Partners
	16.	Fortress Investment Group, LLC
	17.	Garrison Investment Group
	18.	Goldman, Sachs & Co.
	19.	H/2 Capital Partners LLC
	20.	Hudson Advisors
	21.	Investcorp International
	22.	iStar Financial Inc.
	23.	J.P. Morgan Investment Management Inc.
	24.	JER Partners
	25.	Lend-Lease Real Estate Investments
	26.	Libermax Capital LLC
	27.	LoanCore Capital
	28.	Lone Star Funds
	29.	Lowe Enterprises
	30.	Normandy Real Estate Partners
	31.	One William Street Capital Management, L.P.
	32.	Och-Ziff Capital Management Group/ OZ Management, L.P./ OZ Management II., L.P.
	33.	Praedium Group
	34.	Raith Capital Partners, LLC
	35.	Rialto Capital Management, LLC
	36.	Rialto Capital Advisors LLC
	37.	Rimrock Capital Management LLC
	38.	Rockpoint Group
	39.	Rockwood




    	 	Sch. 1-1	Co-Lender Agreement
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	40.	RREEF Funds
	41.	Square Mile Capital Management
	42.	Starwood Capital Group/Starwood Financial Trust
	43.	The Blackstone Group
	44.	The Carlyle Group
	45.	Torchlight Investors
	46.	Walton Street Capital, L.L.C.
	47.	Westbrook Partners
	48.	WestRiver Capital
	49.	Wheelock Street Capital
	50.	Whitehall Street Real Estate Fund, L.P.


 




    	 	Sch. 1-2	Co-Lender Agreement
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EXHIBIT A 


MORTGAGE LOAN SCHEDULE


A.       Description
of Mortgage Loan 


	Mortgage Loan Borrower:	Westchester Mall, LLC
	Date of Mortgage Loan:	January 21, 2020
	Initial Principal Amount of Mortgage Loan:	$400,000,000
	Closing Date Mortgage Loan Principal Balance:	$400,000,000
	Location of Mortgaged Property:	White Plains, NY
	Current Use of Mortgaged Property:	Retail
	Mortgage Interest Rate:	3.2500% per annum
	Mortgage Default Rate:	7.2500% per annum
	Maturity Date:	February 1, 2030
	Extension Fee:	N/A
	Prepayment Fee:	N/A


 


B.       Description
of Notes


	Initial Note A-1 Principal Balance:	$193,000,000
	Initial Note A-2 Principal Balance:	$75,000,000
	Initial Note A-3 Principal Balance:	$75,000,000
	Initial Note B Principal Balance:	$57,000,000
	Approximate Initial Note A-1 Percentage Interest:	48.25%


 






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EXHIBIT B


NOTICES


1.       Initial
Note A Holder:


(Prior to Securitization of Note A-1, Note A-2 and Note A-3):


Column Financial, Inc.


Notice Address: 


Column Financial, Inc.


11 Madison Avenue, 11th Floor

New York, New York 10010

General Counsel’s Office


Attention: N. Dante LaRocca


Facsimile No.: (212) 743-2823


with a copy to:


Column Financial, Inc.


11 Madison Avenue


New York, New York 10010


Attention: David Tlusty


Facsimile No.: (646) 935-8520


with a copy to:


Alston & Bird


333 S. Hope Street, 16th Floor


Los Angeles, California 90071


Attention: Carson M. Leonard, Esq.


2.       Initial
Note B Holder:


(Prior to Securitization of Note B):


Column Financial, Inc.


Notice Address: 


Column Financial, Inc.


11 Madison Avenue, 11th Floor


New York, New York 10010


General Counsel’s Office


Attention: N. Dante LaRocca


Facsimile No.: (212) 743-2823






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with a copy to:


Column Financial, Inc.


11 Madison Avenue


New York, New York 10010


Attention: David Tlusty


Facsimile No.: (646) 935-8520


with a copy to:


Alston & Bird


333 S. Hope Street, 16th Floor


Los Angeles, California 90071


Attention: Carson M. Leonard, Esq.


(Following Securitization of Note A-1):


(i)       Depositor:


Credit Suisse Commercial Mortgage Securities Corp.


11 Madison Avenue, 4th Floor


New York, New York 10010


Attention: N. Dante LaRocca


Facsimile number: (646) 935-8520


E-mail: dante.larocca@credit-suisse.com


with a copy to:


Cadwalader Wickersham & Taft LLP


200 Liberty Street


New York, New York 10281


Attention: Robert Kim


Facsimile number: (212) 509-6666


E-mail: Robert.kim@cwt.com


(ii)       Servicer:


Midland Loan Services, a Division of PNC Bank, National
Association


10851 Mastin Street, Building 82, Suite 300


Overland Park, Kansas 66210


Attention: Executive Vice President-Division Head


Facsimile number: (888) 706-3565


E-mail: NoticeAdmin@midlandls.com


(iii)       Special Servicer:


Pacific Life Insurance Company






    	 	B-2	Co-Lender Agreement
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700 Newport Center Drive

Newport Beach, CA 92660-6397

Attention: Chris Dallas, Vice President, Investment Counsel

Email: chris.dallas@pacificlife.com


(iv)       Certificate
Administrator:


Wells Fargo Bank, National Association


Commercial Mortgage Servicing


2010 Corporate Ridge


10th Floor, Suite 1000


McLean, Virginia 22102-7853


Attention: CSMC 2020-WEST Asset Manager


Facsimile No.: (855) 689-5677


Email: mftransactions@wellsfargo.com


(v)       Trustee:


Wells Fargo Bank, National Association


9062 Old Annapolis Road


Columbia, Maryland 21045


Attention: Corporate Trust Services (CMBS)


CSMC 2020-WEST


With a copy to:


Wells Fargo Bank, National Association


Facsimile number: (410) 715-2380


E-Mail: cts.cmbs.bond.admin@wellsfargo.com,
and to


trustadministrationgroup@wellsfargo.com


(vi)       Operating
Advisor:


Pentalpha Surveillance LLC


375 N. French Road, Suite 100

Amherst, New York 14228


Attention: CSMC 2020-WEST - – Transaction Manager


with copies sent contemporaneously via email to:


notices@pentalphasurveillance.com (with CSMC 2020-WEST
in the subject line)


(vii)       Custodian:


Wells Fargo Bank, National Association


Commercial Mortgage Servicing


2010 Corporate Ridge


10th Floor, Suite 1000


McLean, Virginia 22102-7853


 






    	 	B-3	Co-Lender Agreement
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Attention: CSMC 2020-WEST Asset Manager


Facsimile No.: (855) 689-5677


 Email: mftransactions@wellsfargo.com


 




    	 	B-4	Co-Lender Agreement
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