II 

116TH CONGRESS 

1ST SESSION S. 2266 

To extend group flood insurance policy assistance for victims of the 2016 

West Virginia floods, and for other purposes. 

IN THE SENATE OF THE UNITED STATES 

JULY 25, 2019 

Mr. MANCHIN introduced the following bill; which was read twice and referred 

to the Committee on Banking, Housing, and Urban Affairs 

A BILL 

To extend group flood insurance policy assistance for victims 

of the 2016 West Virginia floods, and for other purposes. 

1 Be it enacted by the Senate and House of Representa2 tives of the United States of America in Congress assembled, 

3 SECTION 1. SHORT TITLE. 

4 This Act may be cited as the ‘‘Group Flood Insurance 

5 Policy Extension Act of 2019’’. 

6 SEC. 2. FINDINGS. 

7 Congress finds the following: 

8 (1) Nine States and 2 territories are currently 

9 awaiting funding for mitigation activities from the 

10 Department of Housing and Urban Development. 


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1 (2) Funding for mitigation activities was appro2 priated to the Department of Housing and Urban 

3 Development by Congress in February 2018 under 

4 the Bipartisan Budget Act of 2018 (Public Law 

5 115–123; 132 Stat. 64). 

6 (3) The Secretary of Housing and Urban Devel7 opment told Congress that the funding described in 

8 paragraph (2) would be released by May 1, 2019. 

9 (4) May 1, 2019, has come and gone with no 

10 official explanation as to the reason for the contin11 ued delay in releasing the funds. 

12 SEC. 3. EXTENSION OF GROUP FLOOD INSURANCE POLICY 

13 FOR 2016 WEST VIRGINIA FLOODS. 

14 (a) EXTENSION OF GROUP FLOOD INSURANCE POL15 ICY.— 

16 (1) IN GENERAL.—Notwithstanding any other 

17 provision of law, the Administrator of the Federal 

18 Emergency Management Agency (referred to in this 

19 section as the ‘‘Administrator’’) shall, in accordance 

20 with paragraph (2), extend the term of the Group 

21 Flood Insurance Policy issued pursuant to section 

22 61.17 of title 44, Code of Federal Regulations, for 

23 all major disaster declarations awaiting Community 

24 Development Block Grant-Disaster Recovery funds 

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1 opment with an associated active Group Flood In2 surance Policy. 

3 (2) GROUP FLOOD INSURANCE POLICY EXTEN4 SION DEFINED.—The extension required under para5 graph (1) shall be implemented by adding to each 

6 Group Flood Insurance Policy the number of days 

7 that is equal to the number of days between Feb8 ruary 9, 2018, and the date on which the allocation 

9 of the Community Development Block Grant-Dis10 aster Recovery funds appropriated under Bipartisan 

11 Budget Act of 2018 (Public Law 115–123; 132 

12 Stat. 64) is published in the Federal Register. 

13 (3) ADDITIONAL PREMIUM.—The additional 

14 premium for the extended Group Flood Insurance 

15 Policy coverage required under paragraph (1) shall 

16 be $300 per individual insured. 

17 (4) IMPLEMENTATION.—The Administrator 

18 shall implement paragraph (1) not later than August 

19 24, 2019. 

20 (b) PAYMENT OF ADDITIONAL PREMIUM.— 

21 (1) ADDITIONAL PREMIUM NECESSARY EX22 PENSE.—Notwithstanding any other provision of 

23 law, the Administrator shall provide additional fi24 nancial assistance under section 408(e)(2) of the 

25 Robert T. Stafford Disaster Relief and Emergency 


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1 Assistance Act (42 U.S.C. 5174(e)(2)) to each indi2 vidual insured under the Group Flood Insurance 

3 Policy extended under subsection (a)(1) in an 

4 amount equal to the amount of the additional pre5 mium required under subsection (a)(2). 

6 (2) PAYMENT OF ADDITIONAL PREMIUM.—Not7 withstanding any other provision of law, the Admin8 istrator shall withhold the additional financial assist9 ance provided under paragraph (1) and, not later 

10 than August 1, 2019, transfer the amount to the 

11 National Flood Insurance Fund established pursu12 ant to section 1310 of the National Flood Insurance 

13 Act of 1968 (42 U.S.C. 4017) on behalf of each in14 dividual insured under the Group Flood Insurance 

15 Policy extended under subsection (a)(1). 

16 SEC. 4. GAO STUDY AND REPORT. 

17 (a) STUDY.—The Comptroller General of the United 

18 States shall conduct a study of— 

19 (1) the costs and benefits of Group Flood In20 surance Policies, as described in section 61.17 of 

21 title 44, Code of Federal Regulations, in commu22 nities affected by repeated disasters; and 

23 (2) the rate at which individuals in communities 

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1 ance policies after the Group Flood Insurance Policy 

2 term ends. 

3 (b) REPORT.—Not later than 1 year after the date 

4 of enactment of this Act, the Comptroller General of the 

5 United States shall submit a report to Congress on the 

6 study conducted under subsection (a). 

Æ 


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