Document Headings

                    Document headings vary by document type but may contain                    the following:                  
                -                       the agency or agencies that issued and signed a document                    
                -                       the number of the CFR title and the number of each part                      the document amends, proposes to amend, or is directly                      related to                    
                -                       the agency docket number / agency internal file number                    
                -                       the RIN which identifies each regulatory action listed in                      the Unified Agenda of Federal Regulatory and Deregulatory                      Actions                    

                    See the                                          Document Drafting Handbook                                        for more details.                  

###### Federal Reserve System

The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and § 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).

The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the office of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than February 22, 2005.

**A. Federal Reserve Bank of Chicago**                     (Patrick Wilder, Assistant Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414:                

*1. Douglas M. Kratz*, Bettendorf, Iowa, and Perry B. Hansen, Rapids City,                           ( print page 6685)                        Illinois; to acquire voting shares of Ridgestone Financial Services, Inc., Brookfield, Wisconsin, and thereby indirectly acquire voting shares of Ridgestone Bank, Brookfield, Wisconsin.                

**B. Federal Reserve Bank of St. Louis**                     (Randall C. Sumner, Vice President) 411 Locust Street, St. Louis, Missouri 63166-2034:                

*1. Richard T. Gregg and Jenny D. Gregg*, both of Nixa, Missouri; to acquire voting shares of Southwest Missouri Bancshares, Inc., Ozark, Missouri, and thereby indirectly acquire voting shares of Southwest Community Bank, Ozark, Missouri.                

**C. Federal Reserve Bank of Kansas City**                     (Donna J. Ward, Assistant Vice President) 925 Grand Avenue, Kansas City, Missouri 64198-0001:                

*1. Bill D. Inhofe*, Muskogee, Oklahoma; to acquire voting shares of Boynton Holding Company, Muskogee, Oklahoma, and thereby indirectly acquire voting shares of Territory Bank, Muskogee, Oklahoma.                

Board of Governors of the Federal Reserve System, February 2, 2005.

Robert deV. Frierson,

Deputy Secretary of the Board.

[FR Doc. 05-2333 Filed 2-7-05; 8:45 am]

BILLING CODE 6210-01-S