Exhibit 12.2
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                                CFO CERTIFICATION

I, Tzvia Broida, Chief Financial Officer of Jacada, Ltd., certify that:

     1.   I have reviewed this annual report on Form 20-F of Jacada Ltd. (the
          "registrant");

     2.   Based on my knowledge, this annual report does not contain any untrue
          statement of a material fact or omit to state a material fact
          necessary to make the statements made, in light of the circumstances
          under which such statements were made, not misleading with respect to
          the period covered by this annual report;

     3.   Based on my knowledge, the financial statements, and other financial
          information included in this annual report, fairly present in all
          material respects the financial condition, results of operations and
          cash flows of the registrant as of, and for, the periods presented in
          this annual report;

     4.   The registrant's other certifying officers and I are responsible for
          establishing and maintaining disclosure controls and procedures (as
          defined in Exchange Act Rules 13a-15(e) 15d-15(e)) for the registrant
          and have:


       a. designed such disclosure controls and procedures, or caused such
          disclosure controls and procedures to be designed under our
          supervision, to ensure that material information relating to the
          registrant, including its consolidated subsidiaries, is made known to
          us by others within those entities, particularly during the period in
          which this annual report is being prepared;


       b. evaluated the effectiveness of the registrant's disclosure controls
          and procedures and presented in this annual report our conclusions
          about the effectiveness of the disclosure controls and procedures, as
          of the end of the period covered by this report based on such
          evaluation; and


       c. disclosed in this annual report any change in the registrant's
          internal control over financial reporting that occurred during the
          period covered by the annual report that has materially affected, or
          is reasonably likely to materially affect, the company's internal
          control over financial reporting.


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     5.   The registrant's other certifying officers and I have disclosed, based
          on our most recent evaluation of internal control over financial
          reporting, to the registrant's auditors and the audit committee of the
          registrant's board of directors (or persons performing the equivalent
          functions):


          a.   all significant deficiencies and material weaknesses in the
               design or operation of internal control over financial reporting
               which are reasonably likely to adversely affect the registrant's
               ability to record, process, summarize and report financial
               information; and


          b.   any fraud, whether or not material, that involves management or
               other employees who have a significant role in the registrant's
               internal control over financial reporting.




Date: June 28, 2005                                  /s/ Tzvia Broida
                                                     ---------------------------
                                                     Tzvia Broida
                                                     Chief Financial Officer