Exhibit 11

11. Statement re computation of per share earnings

|                                                                          |  |                     |            |                   |  |      |            |      |  |   |            |  |  |   |            | 
|------------------------------------------------------------------------- |  | ------------------- | ---------- | ----------------- |  | ---- | ---------- | ---- |  | - | ---------- |  |  | - | ---------- | 
|                                                                          |  | Third Quarter Ended |            | Nine Months Ended
|                                                                          |  | June 30,            |            | June 30,         
|                                                                          |  |                     |            |                  
|                                                                          |  | 2001                |            | 2000              |  | 2001 |            | 2000
|                                                                          |  |                     |            |                   |  |      |            |     
|Net income in thousands                                                   |  | $                   | 4,086      |                   |  | $    | 5,783      |      |  | $ | 16,099     |  |  | $ | 14,119     | 
|                                                                         
|                                                                         
|                                                                         
|                                                                         
|Weighted average shares
outstanding                                       |  |                     | 15,784,010 |                   |  |      | 14,834,479 |      |  |   | 15,723,915 |  |  |   | 14,487,438 | 
|                                                                         
|                                                                         
|                                                                         
|                                                                         
|Assumed exercise of stock options,
weighted average of incremental
shares |  |                     | 640,824    |                   |  |      | 1,290,676  |      |  |   | 756,821    |  |  |   | 1,405,326  | 
|                                                                         
|                                                                         
|                                                                         
|                                                                         
|Assumed purchase of stock under
stock purchase plan, weighted
average     |  |                     | 23,638     |                   |  |      | 88,498     |      |  |   | 51,045     |  |  |   | 70,602     | 
|                                                                          |  |                     |            |                   |  |      |            |      |  |   |            |  |  |   |            | 
|Diluted shares  adjusted
weighted-average shares and
assumed conversions |  |                     | 16,448,472 |                   |  |      | 16,213,650 |      |  |   | 16,531,781 |  |  |   | 15,963,366 | 
|                                                                          |  |                     |            |                   |  |      |            |      |  |   |            |  |  |   |            | 
|Basic earning per share                                                   |  | $                   | 0.26       |                   |  | $    | 0.39       |      |  | $ | 1.02       |  |  | $ | 0.97       | 
|                                                                          |  |                     |            |                   |  |      |            |      |  |   |            |  |  |   |            | 
|Diluted earnings per share                                                |  | $                   | 0.25       |                   |  | $    | 0.36       |      |  | $ | 0.97       |  |  | $ | 0.88       | 
|                                                                          |  |                     |            |                   |  |      |            |      |  |   |            |  |  |   |            | 

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