<TABLE> <S> <C>

       
<CAPTION>

                                                                Exhibit 27

                          EVERGREEN BANCORP, INC.

                          FINANCIAL DATA SCHEDULE
<S>                                                           <C>
<ARTICLE>                                                               9
<PERIOD-TYPE>                                                      12-MOS
<FISCAL-YEAR-END>                                             DEC-31-1996
<PERIOD-END>                                                  DEC-31-1996
<CASH>                                                             33,195
<INT-BEARING-DEPOSITS>                                                235
<FED-FUNDS-SOLD>                                                   22,700
<TRADING-ASSETS>                                                        0
<INVESTMENTS-HELD-FOR-SALE>                                       177,140
<INVESTMENTS-CARRYING>                                             20,028
<INVESTMENTS-MARKET>                                               21,016
<LOANS>                                                           654,888
<ALLOWANCE>                                                        12,393
<TOTAL-ASSETS>                                                    928,649
<DEPOSITS>                                                        800,856
<SHORT-TERM>                                                        3,846
<LIABILITIES-OTHER>                                                12,270
<LONG-TERM>                                                        26,238
<COMMON>                                                           38,900
<PREFERRED-MANDATORY>                                                   0
<PREFERRED>                                                             0
<OTHER-SE>                                                         46,539
<TOTAL-LIABILITIES-AND-EQUITY>                                    928,649
<INTEREST-LOAN>                                                    56,794
<INTEREST-INVEST>                                                  12,923
<INTEREST-OTHER>                                                      816
<INTEREST-TOTAL>                                                   70,533
<INTEREST-DEPOSIT>                                                 27,564
<INTEREST-EXPENSE>                                                 29,349
<INTEREST-INCOME-NET>                                              41,184
<LOAN-LOSSES>                                                       1,440
<SECURITIES-GAINS>                                                     (6)
<EXPENSE-OTHER>                                                    30,143
<INCOME-PRETAX>                                                    15,988
<INCOME-PRE-EXTRAORDINARY>                                         15,988
<EXTRAORDINARY>                                                         0
<CHANGES>                                                               0
<NET-INCOME>                                                       10,313
<EPS-PRIMARY>                                                        1.10
<EPS-DILUTED>                                                        1.09
<YIELD-ACTUAL>                                                       4.98
<LOANS-NON>                                                         3,792
<LOANS-PAST>                                                        1,414
<LOANS-TROUBLED>                                                      133
<LOANS-PROBLEM>                                                         0
<ALLOWANCE-OPEN>                                                   12,115
<CHARGE-OFFS>                                                       1,714
<RECOVERIES>                                                          552
<ALLOWANCE-CLOSE>                                                  12,393
<ALLOWANCE-DOMESTIC>                                                    0
<ALLOWANCE-FOREIGN>                                                     0
<ALLOWANCE-UNALLOCATED>                                            12,393
        


</TABLE>