EXHIBIT 10.9

STATE OF SOUTH CAROLINA    )

)

COUNTY OF
SPARTANBURG      )

AGREEMENT TO SELL, PURCHASE AND LEASE

THIS AGREEMENT made this 16th day of February, 2007 between First National Holdings, LLC, having an office c/o Donald B.
Wildman, 220 North Church Street, Spartanburg, SC 29306 (hereinafter referred to as Purchaser),and First National Bank of the South, a/k/a First National Bank of Spartanburg, a division of First National Bank of the
South, having an office at 215 North Pine Street, Spartanburg, SC 29304 (hereinafter referred to as Seller).

For
and in consideration of $10.00, the mutual covenants and agreements herein contained, and other valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Seller agrees to sell to Purchaser, and Purchaser agrees to
purchaser from Seller the Premises (as hereinafter defined) subject to the terms and conditions set forth in this Agreement.

1.
Definitions

For the purpose of this Agreement, the terms set forth below shall be defined as follows:

(a) Land.All of that certain plot or parcel of land described in Exhibit A annexed hereto and made a part hereof.

(b) Net Lease.That certain agreement of lease entered into between Purchaser, as landlord, and Seller, as tenant,
concurrently with the closing of title hereunder, which lease shall be in the form of Exhibit B annexed hereto.

(c) Tenant.The Seller.

(d) Closing Date.The date on which title to the Premises is delivered to
Purchaser pursuant to this Agreement, which date shall be a date no later than (i) in the event all of the Construction Completion Certificates, as defined in and in accordance with Paragraph 4(j) hereof, shall have been theretofore issued, a
date selected by Purchaser on at least three (3) days prior notice to Seller, which date shall not be later than ninety (90) days following the date hereof (the Final Scheduled Closing Date), or (ii) in the event any of the
Construction Completion Certificates shall not have been so issued on or before the Final Scheduled Closing Date, a date selected by Purchaser on at least three (3) days prior notice to Seller, which date shall not be later than thirty
(30) days following the date on which all of the Construction Completion Certificates shall have been so issued, time being of the essence for the performance of Sellers obligations hereunder. Notwithstanding anything to the contrary
contained herein, Purchaser shall, subject only to the provisions of Paragraph 2(d) hereof, have the right in its sole discretion to terminate this Agreement in the event all of the Construction Completion Certificates shall not have been issued or
waived in accordance with Paragraph 4(j) hereof by the Final Scheduled Closing Date.



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(e) Improvements.The structures, buildings, and improvements now existing or to
be constructed on the Premises.

(f) Governmental Authorities.Any board, bureau, commission, department, or body of
any municipal, county, state, or federal governmental or quasi-governmental unit, or any subdivision thereof, having, asserting, or acquiring jurisdiction over the Premises or the management, operation, use, or improvement thereof.

(g) Premises.The Land, the Improvements, the Personal Property, and the Appurtenances.

(h) Personal Property.The fixtures and equipment, and other tangible personal property listed in the attached Schedule
to Exhibit Ewhich are now and will be on the Closing Date or upon the issuance of all the Construction Completion Certificates (i) located on the Premises and used in connection with the operation thereof, including, those items
of Personal Property described in Schedule to Exhibit E or (ii) attached to or appurtenant to the Premises or used in connection with the operation of the Premises and purchased for the Premises pursuant to the Construction
Contract by and between the Seller and Roebuck Building Co., originally dated June 5, 2006 as amended from the date hereof and the Closing Date, but excluding all furnishings, office equipment, trade fixtures and other tangible personal
property used by Seller for the operation of its business on the Premises, including, without limitation, all vaults, telecommunication and data processing equipment on the Premises.

(i) Appurtenances.All right, title, and interest of Seller in and to strips, gores, easements, rights of way, privileges,
appurtenances, and rights to the same belonging to and inuring to the benefit of the Premises; and all right, title, and interest, if any, of Seller in and to (A) any land lying in the bed of any street, road, or avenue opened or proposed in
front of or adjoining the Premises, and (B) any award or payment made, or to be made, (x) for any taking in condemnation, eminent domain, or agreement in lieu thereof of land adjoining all or any part of the Premises, (y) for damage
to the Premises or any part thereof by reason of change of grade or closing of any such street, road, highway, or avenue, and (z) for any taking in condemnation or eminent domain of any part of the Premises.

(j) Title Company.Stewart Title Guaranty/ First American Title Insurance Company.

2. Purchase Price

The purchase price (the Purchase Price) for the Premises shall be Five Million Four Hundred Fifty Thousand and No/100 ($5,450,000.00) Dollars, payable as follows:

(a) Ten and No/100 ($10.00) Dollars on the signing of this Agreement, to be paid by the delivery of a check drawn on a recognized
financial institution (the Deposit), receipt of which Deposit is hereby acknowledged. The Deposit shall be held in escrow as hereinafter provided.

(b) The balance of the Purchase Price, Five Million Four Hundred Forty Nine Thousand Nine Hundred Ninety ($5,449,990.00) Dollars shall be
paid by cash, certified, cashiers, or bank check, or by wire transfer of immediately available federal funds (which funds shall be deemed available upon notice to Seller of a federal wire number therefor) through escrow payable to the order of
Seller on the execution, acknowledgement, and delivery of the Deed and Net Lease to Purchaser on the Closing Date.



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(c) Notwithstanding anything to the contrary, if, on the Closing Date, all of the
Construction Completion Certificates, as hereinafter defined, have not been issued in accordance with the terms of this Agreement, then, on the Closing Date, Purchaser shall therefor not have the right to terminate this Agreement provided that
Seller agrees to complete all remaining construction of the Premises in accordance with that certain Agreement between First National Bank of Spartanburg as Owner and Roebuck Buildings Company as Contractor dated June 5, 2006 (the
Construction Contract) and all other matters necessary and sufficient to, and which will, cause the issuance of all of the Construction Completion Certificates in accordance with the terms of this Agreement and the Lease.

3. Matters to Which the Sale is Subject

The title to the Premises shall be subject only to the following (the Permitted Encumbrances):

(a) Real estate taxes, personal property taxes, and water and sewer charges, provided same are not yet due and payable.

(b) Those restrictions, covenants, agreements, easements, matters, and things affecting title to the Premises and more particularly described in Exhibit C annexed hereto and by this reference made a part
hereof.

(c) Building, building line, use or occupancy restrictions; state of facts shown on surveys set forth and
enumerated in Exhibit D annexed hereto and by this reference made a part hereof, and any additional state of facts which a current survey delivered in accordance with Paragraph 12(b) hereof the Premises discloses, provided same do not
render title to the Premises unmarketable, and; rights, if any, of record in favor of any utility company to maintain and operate lines, cables, poles, distribution boxes and the like in, under, over, and upon the Premises, to the extent that such
restrictions, facts, or rights:

(i) are not now violated;

(ii) do not and/or will not adversely affect the use of the Premises for the purposes set forth in, or constitute a violation under, the
Net Lease;

(iii) are not and/or will not be violated by the Improvements;

(iv) do not grant to third parties any right to require the removal, alteration, or relocation of any of the structures, improvements,
and/or appurtenances comprising the Premises;

(v) do not permit any third party to acquire an interest in or lien on the
Premises; and

(vi) do not require the performance of any act for the benefit of another party which, if not performed,
would result in any liability, expense, or damage;

and provided further that the title insurance company selected by Purchaser insuring
Purchasers title to the Premises (the Title Company) shall affirmatively insure Purchaser as to items (i) through (vi) above.



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(d) Zoning and building laws and ordinances of any Governmental Authority.

4. Representations and Covenants

A. Seller warrants, represents, covenants, and agrees that the following are true as of the date hereof and will be true on the Closing Date:

(a) Seller has good, indefeasible, and marketable title to the Premises, free and clear of all liens, matters, agreements, and
encumbrances other than the Permitted Encumbrances.

(b) Seller has full power and authority to enter into this Agreement
and to assume and perform all of its obligations hereunder in accordance with all of the terms and conditions hereof. The execution and delivery of this Agreement and the performance by Seller of its obligations hereunder in accordance with all of
the terms and conditions hereof and under all documents contemplated by this Agreement require no further action or approval in order to constitute this Agreement as a fully binding and enforceable obligation of Seller.

(c) As of the Closing Date, Seller shall not have received any written notice of, and, to the best knowledge of Seller, there shall exist
no, violations of any law, municipal ordinance, or other governmental requirement of any Governmental Authority and Seller has no reason to believe that any governmental, quasi- governmental, or other such authority contemplates issuing same.

(d) There do not exist (i) any pending or, to the best knowledge of Seller, any contemplated annexation or
condemnation proceedings, or private purchase in lieu thereof, affecting or which may affect the Premises, or any part thereof, (ii) any proposed or pending proceeding to change or redefine the zoning classification of all or any part of the
Premises, (iii) any proposed or pending special assessments affecting the Premises or any portion thereof, (iv) any penalties or interest due with respect to real estate taxes assessed against the Premises and (v) any proposed
change(s) in any road patterns or grades with respect to the roads providing a means of ingress and egress to the Premises. Seller agrees to furnish Purchaser with a copy of any notice of any such proceeding, assessment, penalty, interest, or change
within ten (10) days after receipt thereof.

(e) Upon the Closing Date, there shall be no circumstances, state of
facts, or other matters which, with the passage of time or the giving of notice, or both, would constitute an event of default under the terms of the Net Lease.

(f) Except for the Net Lease and Permitted Encumbrances, to the best knowledge of Seller, there are no instruments, matters, or
agreements, and Seller is not a party to any instrument, matter, or agreement, which will in any way encumber, bind, or otherwise affect the Premises or Purchaser on the Closing Date. Seller has neither done nor failed to do anything, nor has
suffered anything to be done, as a result of which the Premises or any part thereof have been or will be encumbered or title thereto has been or will be affected in any way and no person, firm, or entity has any present, conditional, or contingent
rights to acquire all or any portion of the Premises.

(g) The Net Lease shall be a valid, subsisting, binding, and fully
enforceable obligation to the Tenant according to all the terms thereof from and after the Closing Date.



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(h) All work to be performed and payments to be made pursuant to the terms of the
Permitted Encumbrances, any insurance contract or any other instrument, agreement, or contract affecting the Premises or any part thereof, shall be completely performed and paid for prior to the Closing Date and there shall be no outstanding
requirements or recommendations by (i) the insurance company(s) which issued the insurance policies insuring the Premises, or (ii) any board of fire underwriters or other body exercising similar functions, requiring or recommending any
repairs or work to be done on the Premises.

(i) Seller shall have fully paid on or before the Closing Date, all taxes and
all installments of assessments and all other charges of any kind imposed or levied by any Governmental Authority which shall have become due and payable or constitute a lien at or prior to the Closing Date, together with all interest and penalties
due thereon.

(j) On the Closing Date, Seller shall be in possession and occupancy of at least sixty (60%) percent of
the Premises and the Premises shall on the Closing Date be legally occupied and finally and unconditionally approved by all Governmental Authorities, and all required certificates of occupancy, building permits, certificates of environmental impact
approval, underwriters certificates relating to electrical work, all zoning, building, housing, safety, fire, and health approvals, and all permits and licenses required by any Governmental Authority and necessary or advisable to operate,
occupy, or use the Premises for the purposes permitted under the Net Lease (collectively, the Construction Completion Certificates) have been issued, are unexpired, permanent, and unconditional, and, without cost or risk to Purchaser,
will be assigned, to the extent assignable, to Purchaser on the Closing Date, and will not be modified or rescinded prior to the Closing Date and will be in full force and effect on the Closing Date. In the event that, as of the Closing Date, the
Seller shall have failed to obtain all of the Construction Completion Certificates or in the event any of the Construction Completion Certificates shall fail to be unexpired, permanent, or unconditional, then, provided that Seller complies with the
provisions of Paragraph 2(c) hereof, such failure shall not constitute a default by Seller hereunder. Seller shall notify Purchaser of the issuance of the Construction Completion Certificates within three (3) days of the issuance thereof. No
liens, matters, easements, agreements, or encumbrances affecting the Premises or any part thereof and, to the best knowledge of Seller, no zoning law, use regulation, ordinance, or any other requirement of any Governmental Authority have been or
will be violated by the Improvements or any contemplated use of the Premises as permitted under the Net Lease. As of the Closing Date, Seller shall have obtained all necessary approvals, permits, and licenses from any Governmental Authority,
including but not limited to any subdivision and zoning approvals, if any, required for the sale of the Premises as contemplated by this Agreement.

(k) There is now and shall be on the Closing Date, fully paid and enforceable fire, liability, and other forms of insurance in such amounts and covering such risks as are required under the Net Lease and to protect,
to a reasonable and prudent extent, all owners of the Premises against any loss, damage, claim, or liability. Seller warrants and represents that such insurance policy or policies comply with the requirements, if any, of the Permitted Encumbrances.

(1) There are no labor disputes, litigation, or other such proceedings pending or threatened against or related to the
Seller, the Premises, or the operation thereof, or the zoning or municipal status thereof, nor does Seller know of any basis for any such action.



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(m) All construction on or at the Premises is being and will be performed in a good and
workmanlike manner and shall be completed and paid for in all respects and in accordance with the requirements of all Governmental Authorities and all applicable governmental and insurance rating board rules, requirements, and regulations prior to
the Closing Date. All bills and claims for labor performed and materials or services furnished to or for the benefit of the Premises will be paid in full on the Closing Date or, in the event any such bill or claim is not due or payable on or before
the Closing Date, such payment will be reserved against or otherwise assured by Seller on the Closing Date in a manner reasonably satisfactory to Purchaser.

(n) The Personal Property is now owned and will on the Closing Date be owned by Seller free and clear of any conditional bills of sale,
chattel mortgages, security agreements or financing statements, or other security interests of any kind.

(o) To the best
knowledge of Seller, there are no interior or exterior, structural, or other defects in any portion of the Premises. The Improvements and the Personal Property shall on the Closing Date be in good working order, condition, and repair.

(p) All public utilities including, but not limited to, electric, gas, sewer, and water, and other utilities required for the operation of
the Premises either enter the Premises through adjoining public streets or, if they pass through adjoining private land, do so in accordance with valid public easements or private easements which will inure to the benefit of Purchaser. All of such
public utilities are installed and operating, and all installation and connection charges have been fully paid. All access to the Premises is over publicly dedicated streets or through valid, indefeasible easements of record.

(q) Seller agrees to indemnify and hold Purchaser harmless against all claims, liabilities, losses, deficiencies, and damages as well as
reasonable expenses (including attorneys fees), interest, and penalties related thereto, asserted by any third party against, or incurred by Purchaser, by reason of or resulting from any breach, inaccuracy, incompleteness, or nonfulfillment of
the covenants, representations, and warranties of Seller contained in this Agreement.

(r) The Premises are not currently in
violation of or subject to: (i) any existing, pending or threatened investigation or inquiry by any governmental authority; or (ii) any remedial obligation under any environmental law or regulation (hereafter referred to as an Applicable
Environmental Law), including without limitation the Comprehensive Environmental Response, Compensation and Liability Act of 1980 (CERCLA) and the Resource Conservation and Recovery Act of 1976 (RCRA). Seller has taken all steps necessary to
determine and has determined that no hazardous substances or solid wastes have been disposed of or otherwise released on the Premises.

B. Purchaser warrants, represents, covenants, and agrees that the following are true as of the date hereof and will be true on the Closing Date:

(i) Purchaser has full power and authority to enter into this Agreement and to assume and perform all of its obligations hereunder in
accordance with all of the terms and conditions hereof. The execution and delivery of this Agreement and the performance by Purchaser of its obligations hereunder in accordance with all of the terms and conditions hereof and under all documents
contemplated by this Agreement require no further action or approval in order to constitute this Agreement as a fully binding and enforceable obligation of Purchaser.



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(ii) The Net Lease shall be a valid, subsisting, binding, and fully enforceable against
the Purchaser as landlord according to all the terms thereof from and after the Closing Date.

5. Documents of Conveyance

(a) The Premises will be transferred to Purchaser by Seller executing, acknowledging, and delivering to Purchaser on the Closing Date
a Special Warranty Deed with grantors covenants in proper statutory form for recording so as to convey to Purchaser good and marketable title to the fee simple of the Premises, free and clear of all liens and encumbrances, except the Permitted
Encumbrances (the Deed).

(b) Seller shall assign and convey to Purchaser on the Closing Date all right, title, and
interest, if any, of Seller in and to any unpaid condemnation award or purchase money proceeds in lieu thereof, including, without limitation, any unpaid award for damage to the Premises by reason of the change of grade of any street.

(c) Seller shall assign, convey, and deliver to Purchaser on the Closing Date all of Sellers right, title, and interest in and to
any unpaid claim for insurance proceeds relating to the Premises,

6. Maintenance of Premises Prior to Closing

Between the date hereof and the Closing Date, Seller covenants and agrees as follows:

(a) No liability shall be incurred nor any transaction entered into relating to the Premises except in the ordinary course of business as
presently conducted by Seller, or as contemplated by this Agreement.

(b) If, prior to the Closing Date, Seller shall have
received any notice from any insurance company which issued a policy with respect to the Premises or any board of fire underwriters or other body exercising similar functions requiring or recommending any repair order and condition work to be done
in the Premises, Seller will do the same expeditiously and diligently at its own cost and expenses prior to the Closing Date.

(c) Seller will maintain the Premises in good repair, order, and condition and comply with all laws, ordinances, regulations, orders, or notices of violations of or issued by any Governmental Authority.

(d) Seller shall not remove any Personal Property located in or on the Premises, except as may be required for repair and replacement. All
replacements shall be free and clear of liens and encumbrances and shall be of quality at least equal to the replaced items and shall be deemed included in this sale, without cost or expense to Purchaser.

(e) Up to and including the Closing Date, Seller agrees to maintain and keep all insurance policies as described in Paragraph 4(A)(k)
hereof in full force and effect.



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(f) Seller shall, between the dale hereof and the Closing Date, at all reasonable times
and upon reasonable notice, permit Purchaser and its authorized representatives to inspect the Premises.

(g) Seller shall
pay or cause to be paid as of the Closing Date all amounts of real estate taxes, personal property taxes, and water and sewer charges due and payable on or before the Closing Date with respect to the Premises.

7. Conditions Precedent to Purchasers and Sellers Obligations

(a) The obligation of Purchaser to consummate the transaction contemplated by this Agreement is subject to the following conditions
precedent being complied with in full prior to or on the Closing Date, each of which conditions may be waived or modified in whole or in part by Purchaser in its sole discretion;

(i) All documents and proceedings of Seller with respect to the transactions contemplated hereby shall be reasonably satisfactory to
Purchasers counsel and shall be satisfactory to the Title Company.

(ii) The representations and warranties made by
the Seller shall be true, complete, accurate, and correct with the same force and effect as though such representations and warranties had been made on and as of the Closing Date.

(iii) The Seller shall have performed all covenants and obligations and complied with all conditions required by this Agreement to be
performed or complied with by it on the Closing Date or earlier if and as provided herein,

(iv) The fee simple title to the
Premises shall be insurable in accordance with the provisions of paragraph 14 hereof in the amount of the Purchase Price by the Title Company.

(v) No petition in bankruptcy, insolvency proceeding, or petition for reorganization or for the appointment of a receiver or trustee shall have been filed by or against Seller unless, in the event of an involuntary
process, such petition is withdrawn, dismissed, cancelled, or terminated within sixty (60) days; Seller shall not have made an assignment for the benefit of creditors or filed a petition for an arrangement or entered into an arrangement with
creditors admitted in writing its inability to pay its debts as they become due; and there shall not have been any material adverse change in the financial condition of Seller from its financial condition as represented in financial statements
delivered to Purchaser on or before the date hereof.

(vi) The Purchaser shall have obtained a loan in the amount of at
least Five Million Dollars ($5,000,000) with an interest rate not to exceed 130 basis points over the average U.S. Treasury rate, an amortization and maturity of 25 years and limited recourse to the Borrower and its Guarantors.

(b) The obligation of Seller to consummate the transaction contemplated by this Agreement is subject to the following conditions precedent
being complied with in full prior to or on the Closing Date, each of which conditions may be waived or modified in whole or in part by Seller in its sole discretion:

(i) The representations and warranties made by the Purchaser shall be true, complete, accurate, and correct with the same force and effect
as though such representations and warranties had been made on and as of the Closing Date,



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(ii) The Purchaser shall have performed all covenants and obligations and complied with
all conditions required by this Agreement to be performed or complied with by it on the Closing Date or earlier if and as provided herein.

(iii) No petition in bankruptcy, insolvency proceeding, or petition for reorganization or for the appointment of a receiver or trustee shall have been filed by or against Purchaser unless, in the event of an
involuntary process, such petition is withdrawn, dismissed, cancelled, or terminated within sixty (60) days; Purchaser shall not have made an assignment for the benefit of creditors or filed a petition for an arrangement or entered into an
arrangement with creditors or admitted in writing its inability to pay its debt as they become due.

8. Items to be Delivered by Seller
and Purchaser on the Closing Date

(a) On the Closing Date, Seller, at its sole cost and expense, will deliver or cause
to be delivered to Purchaser the following documents in connection with the Premises:

(i) The Deed.

(ii) The Net Lease together with a memorandum of lease, both in quadruplicate, duly executed and acknowledged by Seller as Tenant and in
recordable form.

(iii) A Bill of Sale for the Personal Property in the form of Exhibit Eannexed hereto.

(iv) A cashiers check to the order of Purchaser in the amount of the Security Deposit as provided under the Net
Lease. At the election of Purchaser, such amount may be allotted to Purchaser as a credit against the Purchase Price.

(v) A
Sellers Affidavit in customary form and such other documents as required by the Title Company, executed by Seller certifying against any work done or supplies delivered to the Premises which might be grounds for a materialmens or
mechanics lien under or pursuant to the law of the state in which the Premises are situated, in form sufficient to enable the Title Company affirmatively to insure Purchaser against any such lien,

(vi) An affidavit in the form satisfactory to the Title Company sworn to by Seller and an opinion letter of Sellers counsel,
addressed to and intended to be relied upon by Purchaser, and its successors and assigns, setting forth that: (A) Seller is a national bank duly organized and existing under the laws of the United States of America and it has duly qualified to
do business in the state in which the Premises is located; (B) Seller has the power to own its properties, to transact the business in which it is engaged and to enter into the transactions contemplated by this Agreement, including, without
limitation, Sellers conveyance of the Premises to Purchaser and entering into the Net Lease; (C) All actions required to authorize the transactions contemplated by this Agreement have been duly accomplished by Seller;



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(D) All documents required to effectuate the transactions contemplated by this Agreement have been duly
executed and delivered by Seller to Purchaser and constitute binding obligations of Seller, enforceable against Seller and the Premises in accordance with the terms and provisions thereof, subject to (i) such limitations as may result from any
applicable bankruptcy, insolvency, reorganization, moratorium, or other similar laws relating to or affecting the enforcement of creditors rights generally, and (ii) the qualification that certain remedies afforded by such documents may
be limited by applicable state law, none of which limitations will materially interfere with the practical realization of the rights of the Purchaser thereunder; and (E) the consummation of the transactions contemplated herein shall not violate or
be prohibited or restricted in any way by any law or decision of the state wherein the Premises is located, nor any by-law, article or organization, resolution, agreement, contract, or other obligation or duty of Seller.

(vii) Any and all affidavits and other instruments and documents which the Title Company shall reasonably require in order to insure title
to Purchaser, subject to no exceptions other than the Permitted Encumbrances and the Net Lease.

(viii) All architectural,
structural, mechanical and electrical plans and specifications, surveys, and other materials (the Plans) for the Improvements, if the same are in the possession of Seller or are capable of being procured by Seller.

(ix) The Title Policy, as hereinafter defined.

(x) The Construction Completion Certificates.

(xi) All proper instruments as shall be required for the assignment of the Appurtenances.

(xii) Certified resolutions of the Board of Directors of Seller authorizing all the transactions contemplated in this Agreement.

(xiii) An incumbency certificate with respect to those officers of Seller executing any documents or instruments in
connection with the transactions contemplated herein.

(xiv) Certificates from authorized governmental officer in which
Seller is organized and the state in which the Premises are located, to the effect that Seller is a national banking organization in good standing, licensed to do business.

(xv) Policies or certificates of insurance and any endorsements thereto required under the Net Lease, which policies shall be endorsed
naming Purchaser as an insured thereunder and shall be fully paid on the Closing Date.

(xvi) A collateral assignment,
effective upon any default by Tenant under the Net Lease or upon the request of any Mortgagee, as defined therein, of all warranties and guarantees, if any, (including, without limitations, roof bonds) received from contractors for services rendered
in connection with, or for equipment and materials installed in the Improvements.

(xvii) Evidence that the Premises are not
located in a flood hazard area, or, if the Premises are located in a flood hazard area, evidence of compliance with the provisions of Paragraph 4(p) hereof.



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(xviii) Evidence that the Premises are or will be separately and fully assessed for real
estate taxing purposes commencing the tax year 2007.

(xix) The certificate of engineer respecting the structure of the
Premises, certified to Seller, Purchaser and Purchasers Lender satisfactory to Purchasers Lender.

(xx) An
affidavit of Seller (or an authorized officer of the Seller), sworn to under penalty of perjury, setting forth the Sellers United States tax identification number, and stating that the Seller is not a foreign person and is a United States
Person as defined in the Internal Revenue Code of 1986, as amended, in such form and substance as shall relieve Purchaser from any obligation to withhold any portion of the Purchase Price.

(xxi) All other instruments, documents, and agreements reasonably required by Purchaser to effect or confirm the transactions contemplated
herein.

(xxii) On the Closing Date, Seller shall, at no cost or liability to Purchaser, cause the Title Company to
irrevocably undertake and agree that the Title Company, for itself and its successors and assigns, shall, for the benefit of Purchaser and its successors and assigns, and for the benefit of any Mortgagee, Superior Lessor, or Superior Landlord, all
as defined in the Net Lease, issue Policy(s) subject only to Permitted Encumbrances.

(b) On the Closing Date, Purchaser, at
its sole cost and expense, will deliver or cause to be delivered to Seller the following documents:

(i) Certified
resolutions of the management board or committee of Purchaser authorizing all the transactions contemplated in this Agreement.

(ii) An incumbency certificate with respect to those officers of Purchaser executing any documents or instruments in connection with the transactions contemplated herein.

(iii) Certificates from the Secretary of State or other authorized governmental officer of the State in which Purchaser is organized and
the state in which the Premises are located, to the effect that Purchaser is a limited liability company in good standing, licensed to do business in said State(s).

(xx) An affidavit of Purchaser (or an authorized officer of the Seller) setting forth the Sellers United States tax identification
number.

9. Adjustments

As between Seller and Purchaser, there shall be no adjustments or apportionments at the closing hereunder, including, without limitation, adjustments and apportionments with respect to premiums on insurance policies,
real estate taxes and other governmental levies and charges, water, fuel and utility charges, wages of employees, social security and payroll taxes, amounts prepaid or due on service contracts, and any other similar items whether or not customarily
the subject of adjustments or apportionment, and Purchaser shall have no liability to Seller with respect to adjustments.



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10. Unpaid Taxes and Assessments and Other Charges

The amount of any unpaid taxes, assessments, water charges, and other such liens, which Purchaser is not required to take title subject
to, with the interest and penalties thereon to a date not less than two (2) business days after the Closing Date, may, at the option of Seller, be allowed to the Purchaser out of the Purchase Price, provided official bills therefor, with
interest and penalties thereon figured to said date, are furnished by the Seller at least five (5) business days prior to the Closing Date. If there are any other liens, agreements, or encumbrances affecting the Premises subject to which
Purchaser is not obligated to take title, Seller may use any portion of the balance of the Purchase Price to terminate or discharge the same, provided Seller shall notify Purchaser at least five (5) business days prior to the Closing Date of
the amount of the Purchase Price to be used to terminate or discharge said liens, agreements, and encumbrances. Furthermore, Seller shall deliver to Purchaser at closing instruments in recordable form sufficient to terminate or discharge such liens,
agreements, and encumbrances of record, together with the cost of recording or filing said instruments. Sellers obligations hereunder shall survive the closing of title to the Premises.

11. Expenses

Seller and Purchaser shall each pay its own legal
fees incident to the preparation and execution of this Agreement, whether or not the transaction contemplated hereby is consummated. Seller shall pay or cause to be paid all costs and expenses, other than owners and lenders title
insurance premiums and costs, of whatever kind and nature incurred in connection with the transactions contemplated herein including, without limitation, survey costs, brokerage commissions, documentary stamps, fees for recording and filing the deed
and the memorandum of Net Lease, all taxes (including, but not limited to, transfer, sales, conveyance, leasing, and recording taxes, but excluding any income or franchise taxes payable by Purchaser in connection herewith), and such other customary
and reasonable expenses (whether incurred prior to or after the Closing Date) as are normally and reasonably incurred in connection with the type of transactions described herein, except only Purchasers legal fees and any engineering costs
incurred in connection with the Purchasers or Purchasers Lenders inspection of the Premises. The Seller shall pay all costs and expenses of whatever kind and nature necessary and sufficient to obtain the Title Policy, as
hereinafter defined, insuring Purchasers fee interest in the Premises in accordance with the terms hereof, including, without limitation, the provisions of Paragraph 14 hereof, and Purchaser shall, at its option, pay any excess over such
amount to be paid hereunder by Seller which shall be necessary and sufficient to obtain a lenders title insurance policy as required by Purchaser.

12. Copies of Documents

(a) Prior to the Closing Date, Seller agrees to deliver to
Purchaser or its representatives, promptly after the Purchasers request, but not less than ten (10) days prior to the Closing Date, true, accurate, and complete copies of:

(i) All documents described in Paragraph 8(a) hereof; and

(ii) Any document or instrument to which any representation, warranty, term, condition, or covenant hereunder relates or makes reference;
and

(b) Seller agrees to provide Purchaser within forty-five (45) days from the date hereof with six (6) prints
of a currently certified as-built survey (the Survey) of the Premises prepared in accordance with the Minimum Standard Detail Requirements for Land Title Surveys, including any Flood Plain designations, adopted by the American Land Title
Association and the



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American Congress on Surveying and Mapping (1962), certified to Purchaser, Purchasers lender(s), and to the Title Company, showing the location of all
Improvements, the location of all easements, and showing no encroachments other than as specifically approved herein or by Purchaser, in writing,

(c) All plans with respect to all Improvements upon the Premises and all other plans with respect to the Premises in Sellers possession.

13. Broker

Seller and Purchaser respectively represent and
warrant that it has dealt with no brokers, finders, or salesmen in connection with this transaction, and agrees to indemnify, defend, and hold Purchaser harmless from and against any and all loss, cost, damage, liability, or expense, including
reasonable attorneys fees, which Purchaser may sustain, incur, or be exposed to by reason of any claim for brokerage or finders fees or commissions which arise in connection with the transaction contemplated hereunder. The provisions of
this paragraph shall survive the Closing Date and any termination of this Agreement.

14. Title Report

Seller, at no cost or liability to Purchaser (except as provided in Paragraph 11 hereof), will provide Purchaser with a commitment for an
owners and lenders policy of title insurance from the Title Company pursuant to which the Title Company shall agree to insure title to the Premises, in the amount of the purchase price (at a standard rate for such insurance) in the name
of Purchaser and Purchasers lender, after delivery of the Deed, by a standard Owners and Lenders Policy, with the endorsements as reasonable requested by such parties, free and clear of all liens, agreements, matters, and encumbrances other
than the Permitted Encumbrances and the Net Lease, and with all survey exceptions deleted, insuring against all mechanics and laborers liens and claims on account of any work performed on the Premises through the Closing Date (including,
but not limited to, unfiled and inchoate liens and claims) and otherwise in accordance with the provisions of this Agreement (the Title Policy). The Title Company shall provide affirmative insurance that any restrictive covenants set forth in the
Permitted Encumbrances have not been violated, and that any future violation thereof will not result in a forfeiture or reversion of title, shall provide that the exception for taxes shall apply only to the current and subsequent years, shall
provide that any exception as to easements not shown by public records shall be either deleted or limited to such matters or conditions as are shown on the Survey. Seller shall use its best efforts to cause to be furnished to Purchaser true,
correct, and legible copies of all instruments referred to in said commitment as conditions or exceptions to title to the Premises. Purchaser shall have the right to notify Seller of any matters which render the title uninsurable, and Seller shall,
as provided herein, have the opportunity to remove such matters. Nothing herein contained shall be deemed a waiver by Purchaser of any objections or exceptions to or defects in the title.

15. Casualty Loss

(a) If, prior to the Closing Date, any part
of the Premises is damaged as the result of fire or other casualty, and the estimated cost of repair of the damage exceeds $500,000.00, Purchaser shall have the option to (i) accept title to the Premises without any abatement of the purchase
price whatsoever, in which event, on the Closing Date, all of the insurance proceeds shall be assigned by Seller to Purchaser, any monies theretofore received by Seller in connection with such fire or other casualty shall be paid over to Purchaser,
and Seller shall reimburse Purchaser an amount equal to the Insurance Deficiency Amount, as



13



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hereinafter defined; or (ii) terminate this Agreement. In the event that the estimated cost of repair of the damage does not exceed $500,000.00, this
Agreement shall remain in full force and effect and Purchaser shall have the option to (i) require Seller to restore the Premises to the same condition they were in immediately prior to such damage or (ii) have all of the insurance
proceeds payable as a result of such damage assigned to Purchaser or applied to the Tenant as provided under the Net Lease, and any monies theretofore received by Seller in connection with such damage shall be paid over to Purchaser, and Seller
shall reimburse Purchaser an amount equal to the Insurance Deficiency Amount, as hereinafter defined. For all purposes hereof, the term Insurance Deficiency Amount shall mean the sum of all deductibles and other such charges payable by the insured
with respect to all insurance policies for which proceeds may or will be payable as a result of damage to the Premises.

(b)
Seller shall not settle any fire or casualty loss claims in connection with the Premises without obtaining Purchasers prior reasonable consent in each case.

(c) Seller hereby agrees to furnish Purchaser with written notification of any such fire or casualty within five (5) days of such
event or such shorter time period as may be required by the carrier insuring such fire or casualty for providing such notification to such carrier.

16. Rights of Inspection Prior to Closing; Right to Terminate

The Purchaser, and its representatives,
agents, or designee, shall have the right to inspect all or any part of the Premises after the date hereof, provided that it shall first give the Seller reasonable advance notification of its intention to conduct any such inspection and that such
inspection shall not unreasonably impede the normal day-to-day business operations of the Premises. The Purchaser, and its representatives, agents, or designees, shall have the right to inspect all documents, agreements, or other instruments annexed
hereto, referred to herein or otherwise related to the Premises or any portion thereof, and to make any and all inquiries and investigations which Purchaser deems necessary or appropriate, and Seller shall cooperate with Purchaser in making
available for inspection all of such instruments to Purchaser and shall assist with all such inquiries and investigations of Purchaser; provided, however, that Seller shall not be obligated to incur any cost or expense hereunder this Paragraph.
Purchaser may disapprove of the results of any such inspection, inquiry, or investigation for any reason or for no reason and any disapproval thereof need not specify the reason for such disapproval. Purchaser shall have the right to terminate this
Agreement if Purchaser, in its sole discretion, deems the Premises or any aspect thereof, or any instrument or the result of any inquiry or investigation, to be unsatisfactory in any way or for any reason whatsoever; provided, however, that
Purchaser may only exercise such right by giving Seller written notice of such termination on or before sixty (60) days after the date of execution of this Agreement (the Inspection Contingency Date), In addition, in the event the Survey
referred to in Paragraph 12(b) hereof is not delivered to both the Purchaser and the Title Company at least ten (10) days prior to the Inspection Contingency Date, then the Purchaser shall have the right to terminate this Agreement if
Purchaser, in its sole discretion, deems the Survey or any aspect thereof or any fact disclosed or contained therein to be unsatisfactory in any way or for any reason whatsoever; provided, however, that Purchaser may only exercise such right by
giving Seller written notice of such termination on or before ten (10) days following the date on which the Survey is delivered to both the Purchaser and the Title Company.



14



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17. Condemnation

In the event of the institution of any proceedings, judicial, administrative, or otherwise, which shall relate to the proposed taking of
any portion of the Premises by eminent domain prior to the Closing Date thereof, or in the event of the taking of any portion of the Premises by eminent domain prior to the Closing Date therefore, Purchaser shall have the right and option to
terminate this Agreement by giving the Seller written notice to such effect at any time after its receipt of written notification of any such occurrence. In the event Purchaser shall not elect to terminate this Agreement, Seller shall assign all
proceeds of such taking to Purchaser to be used and applied as provided in the Net Lease, and the same shall have the sole right to settle any claim in connection with the Premises.

18. Failure to Convey

(a) In the event of any default on the
part of Purchaser, Seller waives any claim, at law or in equity, either against Purchaser or against any person, known or unknown, disclosed or undisclosed, except that, upon a default by Purchaser hereunder, provided Seller is not in default
hereunder, Seller shall be entitled to terminate this Agreement and to retain the Deposit as liquidated damages and such retention shall constitute Sellers role and absolute remedy at law and in equity.

(b) In the event that for any reason Seller is unable or unwilling to convey title to the Premises in accordance with the terms of this
Agreement, then Purchaser, in its sole discretion, may elect either to: (a) terminate this Agreement, or (b) accept such title as Seller can convey, and waive any conditions to Purchasers obligations hereunder, in which event Seller
shall make the deliveries provided for herein to Purchaser to the extent that Seller is able to do so, without reduction in the Purchase Price. In the event of any refusal or inability on the part of Seller to convey title pursuant hereto or to
convey such title as it is able to deliver and is acceptable to Purchaser, then, in addition to all other rights hereunder, Purchaser shall be entitled to pursue any and all remedies available to Purchaser at law or in equity including, without
limitation, an action for specific performance to compel Seller to convey the Premises pursuant to this Agreement and any claim for damages, whether incidental or consequential,

19. Closing

The closing and delivery of the Deed (the Closing) shall take place at the offices of Johnson Smith Hibbard and Wildman Law Firm, L.L.P. at 220 N. Church Street Spartanburg, SC 2Q306on or prior to the Outside Closing Date of January 30, 2007 at 11:00 a.m. or at such earlier time and at such other place as mutually shall be agreed upon.

20. Notices

All notices which may be required to be or are given by either party to the other hereunder shall be in writing and shall be sent by Federal Express or other similar national, reputable, overnight courier which provides proof of delivery,
to the parties at the addresses listed below:



|    |  |                                 
|--- |  | --------------------------------
|(i) |  | to the Purchaser as follows:    
|    | 
|    |  | First National Holdings, LLC    
|    |  | c/o Donald B. Wildman, Manager  
|    |  | 220 North Church Street, Suite 4
|    |  | Spartanburg, SC 29306           
|    |  | Telephone: (864) 582-8121       
|    |  | Facsimile: (864) 585-5328       



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|     |  |                                              |  | 
|---- |  | -------------------------------------------- |  | 
|(ii) |  | to the Seller as follows:                    |  | 
|     |  |                                             
|     |  | First National Bank of the South,            |  | 
|     |  | a/k/a First National Bank of Spartanburg, a  |  | 
|     |  | division of First National Bank of the South |  | 
|     |  | Attn: Jerry Calvert, President               |  | 
|     |  | 215 North Pine Street                        |  | 
|     |  | Spartanburg, SC 29302                        |  | 
|     |  | Telephone: (864) 594-5690                    |  | 
|     |  | Facsimile; (864) 594-5688                    |  | 

The parties may at any time change the addresses or the attorneys to whom the
copies of the notices should be mailed by sending written notice to the other party of such change in the manner hereinabove provided. Notices shall be deemed to be received on the next business day after the day of sending.

21. Escrow

Intentionally Omitted.

22. Miscellaneous

(a) This Agreement constitutes the entire agreement between the parties and incorporates and supersedes all prior negotiations and
discussions between the parties.

(b) This Agreement cannot be amended, waived, or terminated orally, but only by agreement
in writing signed by the parties hereto.

(c) This Agreement, being negotiated and prepared in the State of South Carolina,
shall be interpreted and governed by the laws of said State, except with respect to title issues, in which case the law of the jurisdiction in which the Premises are located shall govern.

(d) Whenever in this Agreement there is a provision for the return or disbursement of the Deposit, the provision shall be deemed to
include all interest earned thereon.

(c) This Agreement may be assigned by Purchaser without the consent of Seller and,
upon such assignment, Purchaser shall have no further liability hereunder.



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(f) The Caption headings in this Agreement are for convenience only and are not intended
to be part of this Agreement and shall not be construed to modify, explain, or alter any of the terms, covenants, or conditions herein contained.

(g) All of the representations and warranties, if any, made by Purchaser and Seller in this Agreement shall survive the closing hereunder and shall not be merged therein. Notwithstanding anything to the contrary,
Seller hereby acknowledges and agrees that Purchaser has made no representation or warranty with respect to any transaction contemplated hereby except as specifically and expressly set forth in Paragraph 4(B) hereof and Purchaser has no obligation
to perform any covenant or obligation or to comply with any condition in connection with this Agreement except as specifically and expressly set forth in this Agreement.

(h) Notwithstanding anything to the contrary contained herein, in the event that at any time between the date hereof and the Closing Date,
Seller suffers or there otherwise occurs with respect to Seller any material adverse economic or financial change, Purchaser may elect to terminate this Agreement upon two (2) days prior notice to Seller.

(i) On the Closing Date and from time to time thereafter, Seller shall execute and deliver or cause the execution and delivery to
Purchaser of such assignments, deeds, agreements, consents, instruments, documents, and further assurances as may be required by Purchaser in order to effect or confirm any of the provisions of this Agreement, or the transactions intended to be
accomplished in connection herewith or to carry out the intent and purposes hereof.

(j) If any instrument or deposit is
necessary in order to obviate a defect in or objection or exception to title, the following shall apply: (a) any such instrument shall be in such form and shall contain such terms and conditions as may be required by the Title Company to omit
any defect, objection, or exception to title, (b) any such deposit shall be made with the Title Company, and (c) Seller agrees to execute, acknowledge, and deliver any such instrument or cause the execution, acknowledgement, and delivery
thereof and to make any such deposit.

(k) This Agreement shall be binding upon and shall inure to the benefit of the
parties hereto and their respective heirs, executors, administrators, successors, and assigns.

(1) All exhibits and
schedules annexed hereto are hereby incorporated by reference herein.

[REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]

[SIGNATURES ON FOLLOWING PAGE]



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IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written.



|           |       |                                                                                    |                    |                   
|---------- | ----- | ---------------------------------------------------------------------------------- | ------------------ | ------------------
|WITNESSES: |       | PURCHASER:                                                                        
|           |      
|           |       | FIRST NATIONAL HOLDINGS, LLC                                                      
|           |       |                                                                                   
|LOGO       |       | By:                                                                                |                    | LOGO(Seal)        
|           |       | Name:                                                                              |                    | Donald B. Wildman 
|LOGO       |       | Title                                                                              |                    | Manager           
|           |      
|WITNESSES: |       | SELLER:                                                                           
|           |      
|LOGO       |       | FIRST NATIONAL BANK OF THE SOUTH                                                  
|           | By:   |                                                                                    | LOGO(Seal)        
|           | Name: |                                                                                    | Jerry L. Calvert  
|           | Title |                                                                                    | President & C.E.O.
|           |       |                                                                                   
|LOGO       |       |                                                                                    |                    | Also known as:    
|           |      
|           |       | FIRST NATIONAL BANK OF SPARTANBURG, a division of First National Bank of the South
|           |       |                                                                                   
|LOGO       |       | By:                                                                                |                    | LOGO(Seal)        
|           |       | Name:                                                                              |                    | Jerry L. Calvert  
|LOGO       |       | Title                                                                              |                    | President & C.E.O.



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EXHIBIT A

LEGAL DESCRIPTIONS

North Pine Street Property:

ALL those lots, pieces or parcels of land with improvements located thereon, located, lying and being in the City of Spartanburg, Spartanburg County, South Carolina on
the western side of North Pine Street US Highway 176 (R/W varies), containing 2.98 acres, more or less, and being more particularly shown on plat of survey made for First National Holdings, LLC dated November 15, 2006, last revised
January 11, 2007, by Site Design, Inc. (Joe F. Gosnell, P.L.S. S. C. Reg. No. 16501) recorded February , 2007 in Plat Book
, at Page  in the Spartanburg County
Register of Deeds Office, to which plat reference is hereby made for a more complete and particular description and with the following metes and bounds, to-wit:

COMMENCING at an old nail in curb located 412.3 feet more or less, from that intersection of the rights of way of North Pine Street US Highway 176 and Saint John Street along a tie line of N 26-40-00 W said point being the POINT OF
BEGINNING (P.O.B.);

From said P.O.B. and leaving the right of way of North Pine Street, thence S. 89-45-19 W. 107.01 feet to IPO 1⁄2 rebar;
thence S. 38-31-44 W. 166.32 feet to IPO 1⁄2 rebar; thence S. 12-59-37 W. 25.33 feet to IPO 1⁄2 rebar; thence S. 35-29-00 W. 75.79 feet to IPO 1⁄2 rebar; thence S. 52-05-04 E. 32.61 feet to IPO 1⁄2rebar;
thence S. 13-06-08 W. 51.59 feet to IPO 1⁄2rebar located on the right of way of Saint John Street; thence along the right of way of Saint John Street N 66-50-29 W 38.22 feet to a point; thence N. 67-50-04 W. 59,33 feet to an Old
Nail & Cap; thence leaving the right of way of Saint John Street N. 18-46-19 E. 26.44 feet to an Old Nail & Cap; thence N. 18-43-06 E. 35.75 feet to old RR Spike; thence N. 15-39-05 E. 67.76 feet to old RR Spike; thence N. 14-44-54
E. 35.50 feet to Old RR Spike; thence N, 12-24-45 E. 10.53 feet to Mag Nail Set; thence N. 04-54-04 E. 59,93 feet to Old Nail & Cap; thence S. 06-09-50 W. 24.47 feel to a point; thence S. 69-55-21 W. 56.48 feet to IPO 3/8 rebar;
thence N, 13-27-48 W. 56,90 feet to IPO 1/4SR Bent; thence N. 69-25-42 E. 75.13 feet to Mag Nail Set; thence N. 06-09-50 E. 75.15 feet to point; thence S. 68-36-40 W. 103.38 feet to IPO 1⁄2rebar; thence N. 13-16-11 W.
54.19 feet to IPO 1⁄2 RB Bent; thence N. 13-18-21 W. 68.46 feet to IPO 1⁄2 rebar; thence N. 70-10-40 E. 68.16 feet to IPS 5/8 rebar; thence N. 14-34-32 W. 16.95 feet to IPO 5/8 solid rod; thence N. 16-19-51 W. 49.62
feet to an IPO 1⁄2 solid rod; thence N. 68-31-30 E. 28,22 feet to IPO 1⁄2 rebar; thence N. 14-14-23 W. 127.74 feet to Old Mag Nail; thence along the right of way of Greenleaf Street 20 R/W, thence N. 75-43-34 E. 50.38 feet to
IPO 1⁄2 rebar, thence N. 77-29-16 E. 50.95 feet to IPO 1⁄2 rebar, thence N. 74-51-16 E. 9.39 feet to IPO 1⁄2 R. B. Bent located on the right of way of North Pine Street US Highway 176; thence along the right of way of
North Pine Street US Highway 176 the following two (2) calls: S. 28-35-12 E. 113.16 feet to IPO 1⁄2 rebar; S. 26-40-00 E. 414,60 feet to Old Nail in Curb and the P.O.B.





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Derivations:

A portion of
the above described property was heretofore conveyed to First National Bank of Spartanburg, Div. of First National Bank of the South by deed of Robbin Waldrop and Gracie Sue Waldrop recorded on February 8, 2005 in Deed Book 82-G, at Page 702,
aforesaid records.

Tax Map Number:

7-12-07-158.00

A portion of the above described property was heretofore conveyed to First National Bank of the South by deed of Bobby J. Crump recorded October 13,
2005 in Deed Book 84-D, at Page 524, aforesaid records.

Tax Map Number: 7-12-07-161.00

A portion of the above described property was heretofore conveyed to First National Bank of the South by deeds recorded in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 72-G at Page
464; Deed Book 72-G at Page 465; and Deed Book 72-G at Page 466.

Tax Map Numbers: P/O 7-12-07-147.00; P/0 7-12-07-147.01 and also 7-12-07-157.00

A portion of the above described property was heretofore conveyed to FIRST NATIONAL BANK OF SPARTANBURG by deed of HBJ PROPERTIES, A SOUTH CAROLINA
GENERAL PARTNERSHIP, dated February 22, 2000, recorded in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 71-N, at Page 609.

Tax Map Number: 7-12-07-168.00

A portion of the above described property was heretofore conveyed to First National Bank of Spartanburg by deed
recorded in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 83-G at Page 402.

Portions of the above described property was
heretofore conveyed to First National Bank of Spartanburg by Road Closure Order recorded in Deed Book 72-F at Page 624.)

Tax Map Number: 7-12-07-156.00





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A portion of the above described property was heretofore conveyed to First National Bank of Spartanburg by deed recorded
in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 84-E at Page 180.

Portions of the above described property was
heretofore conveyed to First National Bank of Spartanburg by Road Closure Order recorded in Deed Book 84-P at Page 302.)

Tax Map Numbers: 7-12-7-153.00
and 7-12-7-154.00

Boiling Springs Road Property:

ALSO: ALL that lot, piece or parcel of land located in the State of South Carolina, County of Spartanburg, at Boiling Springs, located at the northeastern quadrant of the intersection of Boiling Springs Road (S. C. Highway No. 9) and
Swain Avenue, containing 0.946 acres, more or less, and being more particularly shown on plat of survey made for First National Bank of Spartanburg dated August 15, 2000 by John Robert Jennings, P.L.S., Surveyor, recorded December 27, 2000
in Plat Book 149, at Page 360 in the Office of the Register of Deeds for Spartanburg County, S. C, See also ALTA / ACSM Land Title Survey prepared for First National Holdings, LLC by Joe F. Gosnell, P.L.S., South Carolina Reg.
No. 16501 of Site Design, Inc., dated November 7, 2006, last revised on February 8, 2007 (the Survey) showing said parcel as having the following metes and bounds, to-wit:

Commencing at an iron pin old 3/4 open top located on the right of way of Boiling Springs Road (SC Hwy 9)
(45 R/W from C/L) as shown on said Survey and being the Point of Beginning (POB).

From said POB, thence along the Boiling Springs Road right of way the following three calls: N. 32-57-13 W. 93.14 feet to IPS 5/8 rebar, N. 33-39-21 W. 84.29 feet
to IPS 5/8 rebar, N. 07-29-08 E. 11.91 feet to IPS 5/8 rebar; thence along the 40 right of way of Swain Avenue the following two calls: N. 49-22-15 E. 172.49 feet to Mag Nail Set, N. 49-24-00 E. 44.51 feet to IPS; thence leaving
said right of way and running S. 33-18-35 E. 184.79 feet to IPO 1/2 rebar; thence S. 49-09-22 W. 21.53 feet to IPO 1/2 rebar; thence S. 49-13-08 W. 203.46 feet to IPO 3/4 open top and POB, and containing 41,214 square feet, 0.95
acres, more or less.

This being the same property heretofore conveyed to FIRST NATIONAL BANK OF SPARTANBURG by deed of PATRICK A. T1NSLEY dated
December 21, 2000, recorded December 27, 2000 in Deed Book 73-D, at Page 422, aforesaid records.

Tax Map Number: 2-44-10-053.00

Property Address: 3090 Boiling Springs Road; Boiling Springs, SC



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EXHIBIT A LEGAL DESCRIPTION CONTINUED:

THESE BEING THE SAME PROPERTIES HERETOFORE CONVEYED TO FIRST NATIONAL HOLDINGS, LLC, A SOUTH CAROLINA LIMITED LIABILITY COMPANY, BY DEED OF FIRST NATIONAL BANK OF THE
SOUTH, ALSO KNOWN AS FIRST NATIONAL BANK OF SPARTANBURG, A DIVISION OF FIRST NATIONAL BANK OF THE SOUTH DATED FEBRUARY 6, 2007, AND RECORDED IN THE OFFICE OF THE REGISTER OF DEEDS FOR SPARTANBURG COUNTY, S. C. IN DEED BOOK
, at PAGE
.





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EXHIBIT B

Form of Net Lease



22



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|                        |  |  
|----------------------- |  | -
|State of South Carolina |  | )
|                        |  | )
|County of Spartanburg   |  | )

LEASE

THIS LEASE entered into this 16th day of February, 2007, by and between First National Holdings, LLC,having an office c/o Donald B. Wildman, 220 North Church Street, Spartanburg, SC 29306,
(hereinafter called the Landlord) and First National Bank of the South,having an office at c/o President, 215 North Pine Street, Spartanburg, SC 29304, (hereinafter called the Tenant).

Upon the terms and subject to the conditions hereinafter set forth, the Landlord leases to the Tenant and the Tenant leases from the Landlord, the
property hereinafter described:

1. The Leased Premises

(a) The property hereby leased to the Tenant is the tract or tracts of land (the Land) situated in the County of Spartanburg and State of
South Carolina more particularly described in ExhibitA annexed hereto and by this reference made a part hereof, together with buildings with its usable space depicted in Schedule Aannexed hereto and other improvements now or
hereafter located thereon (collectively, the Improvements).

The Land and Improvements leased hereunder, together with all
Landlords right, title, and interest, if any, in and to all easements and other appurtenances thereto, hereinafter sometimes collectively referred to as the Leased Premises, are demised and let subject to (a) the rights of any parties in
possession thereof and the existing state of the title thereof as of the commencement of the term of this Lease, (b) any state of facts which an accurate survey or physical inspection thereof might show, (c) all zoning regulations,
restrictions, rules, and ordinances, building restrictions and other laws and regulations now in effect or hereafter adopted by any governmental authority having jurisdiction, and (d) with respect to the Improvements, their condition as of the
commencement of the term of this Lease, without representation or warranty by Landlord. Tenant represents to Landlord that Tenant has examined the title to and the physical condition of the Leased Premises prior to the execution and delivery of this
Lease and has found the same to be satisfactory for all purposes hereof, and Tenant accepts the title and condition of the Leased Premises in their respective, present condition as is.

Landlord makes no representation or warranty with respect to the condition of the Leased Premises or its fitness or availability for any
particular use, and Landlord shall not be liable for any latent or patent defect therein. Tenant shall be liable for the completion of all remaining construction of the Premises in accordance with that certain Agreement between First National Bank
of Spartanburg as Owner and Roebuck Buildings Company as Contractor dated June 5, 2006 (the Construction Contract).

2.
Term and Extension Options

(a) The Initial Term of this Lease shall be for a period commencing on the commencement
date of this Lease as mutually agreed upon by the parties and terminating on the twentieth-fifth (25th) anniversary thereof, plus the number of



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days necessary to end the term on the last day of a calendar month or on such earlier date upon which
said term may expire or be terminated pursuant to any of the conditions of limitation or other provisions of this Lease, or pursuant to the provisions of any present or future constitution, law, statute, ordinance, rule, regulation, other
governmental order, or controlling judicial determination of any federal, state, local, municipal, or other governmental body, agency, or authority having or asserting jurisdiction, and all departments, commissions, boards, and officers thereof
(collectively, the Laws).

(b) Provided the Tenant shall keep, observe, and perform all of the terms, covenants, and
conditions of this Lease on Tenants part to be kept, observed, and performed, Tenant shall have the right to extend the term of this Lease for one (1) consecutive period of five (5) Lease Years (hereinafter referred to as the First
Extended Term), provided Tenant shall notify Landlord, in writing, by registered or certified mail, return receipt requested, not less than twelve (12) months prior to the expiration of the then existing term hereof, that Tenant elects to
extend the term of this Lease, and provided further that this Lease, as extended, shall be upon the same terms, covenants, and conditions as are contained herein, except as to the duration of the term hereof, the fixed annual Minimum Rental rate
amount and any other provisions of this Lease which by their terms are applicable only to any portions of the term and excluding any further option of extension. Failure to comply with the provisions of this paragraph shall be deemed a complete
waiver of the options herein granted.

3. Fixed Annual Minimum Rental

Tenant covenants to pay Landlord, without previous demand therefor, and without any setoff or deduction whatsoever, a net fixed annual
minimum rent (the Minimum Rental) for each year of the Initial Term and any Extended Term of this Lease, payable in equal monthly installments, in advance on or before the first (1st) day of each and every calendar month during the term of this
Lease in amounts as provided on Schedule B annexed hereto and by this reference made a part hereof. The Minimum Rental for the Extended Term, if the option to extend is exercised by the Tenant, shall be calculated based upon the formula as
set forth in Schedule B annexed hereto and by reference made a part hereof.

In the event that the term of this Lease does
not commence on the first day of a calendar month, the installment of Minimum Rental for the partial calendar month at the commencement of the term of this Lease shall be prorated on the basis of the number of days of the term within such calendar
month. The first installment of Minimum Rental shall be paid simultaneously with the execution of this Lease. Landlord may, at its option, upon fifteen (15) days prior notice, direct Tenant to pay all or any portion of the Minimum Rental
directly to the holder of any mortgage on the Leased Premises and to pay the balance of the Minimum Rental, if any, to Landlord.

4.
Utilities

Tenant shall furnish, at its own expense, all utilities of every type and nature required by it in its
use of the Leased Premises and shall pay or cause to be paid, when due, all bills for water, sewerage, heat, gas, electricity, and other utilities, if any, used on, in connection with, or chargeable against the Leased Premises until the termination
of this Lease, and all bills for utility charges relating to the Leased Premises or the use thereof and imposed on users of utilities, whether or not such charges shall relate to services or benefits available to the Tenant during the term of this
Lease, and the Tenant shall indemnify and save harmless the Landlord from and against any loss, cost, and expense in connection therewith.



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5. Additional Rent

(a) It is the purpose and intent of the Landlord and Tenant that the rent payable hereunder shall be net to the Landlord so that this
Lease shall yield, net to the Landlord, the rents specified herein in each year during the term of this Lease. Tenant shall pay promptly when due or make reimbursement to Landlord, as additional rent, for all taxes imposed upon Tenants rent,
lease and business operation, including, without limitation, all sales taxes, value added taxes, documentary taxes, stamp taxes and other taxes assessed upon the consideration to be received by Landlord for this Lease.

(b) Tenant also covenants to pay, before any fine, penalty, interest, or cost may be added thereto for the non-payment thereof, as
additional rent, all taxes imposed upon the Leased Premises whether or not a result of Tenants rent, lease and business operation, including, without limitation, all sales taxes, value added taxes, documentary taxes, stamp taxes, real estate
taxes, all other taxes and assessments (including but not limited to, all assessments for public improvements or benefits, whether or not commenced or completed within the term of this Lease), water, sewer, and other rents, rates, and charges,
charges for public utilities, excises, levies, license, permit, and inspection fees and other governmental charges, general and special, ordinary and extraordinary, foreseen and unforeseen, of any kind and nature whatsoever, which at any time prior
to or during the term of this Lease may have been or may be assessed, levied, confirmed, imposed upon, or grow or become due or payable out of or in respect of, or become a lien on, the Leased Premises or any part thereof or any appurtenance
thereto, any personal property, the rent and income received by Tenant from subtenants, any use, possession, or occupation of the Leased Premises, or rentals or sales therefrom or activity conducted therein, such franchises as may be appurtenant to
the use or occupation of the Leased Premises, this transaction or any document to which Tenant is a party creating or transferring any right, title, or interest or estate in the Leased Premises (all of the foregoing, together with any and all
penalties and/or interest thereon, and together with any and all premiums, being hereinafter sometimes collectively referred to as Impositions, and any of the same being hereinafter sometimes referred to as an Imposition).

Nothing herein contained shall require Tenant to pay income taxes assessed against Landlord, or any capital levy, corporation franchise,
excess profits, estate, succession, inheritance, or transfer taxes of Landlord, unless such taxes are imposed or levied upon or assessed as a total or partial substitute for, or in lieu of, any other Imposition required to be paid by Tenant pursuant
to this Section 5(b), in which event same shall be deemed Impositions and shall be paid by Tenant; provided, however, that if at any time during the term of this Lease, the method of taxation shall be such that there shall be levied, assessed,
or imposed on Landlord a capital levy, gross receipts, or other tax directly on the rents received therefrom and/or a franchise tax or an assessment, levy, or charge measured by or based, in whole or in part, upon such rents, the Leased Premises
(including, but not limited to, the acquisition, leasing, use, or value thereof) or the present or any future Improvements on the Leased Premises or the construction thereof and/or measured in whole or in part by Landlords income from the
Leased Premises, if in computing such income there is not allowed as a deduction any significant portion of the depreciation or interest deductions allowed for federal income tax purposes, then all such taxes, assessments, levies, and charges, or
the part thereof so measured or based, shall be deemed to be included within the term Imposition for the



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purposes hereof, but only to the extent that such taxes would be payable if the Leased Premises were the
only property of Landlord, and Tenant shall pay and discharge the same as herein provided in respect of the payment of Impositions. Tenant shall furnish to Landlord, promptly after payment of any real estate taxes or premiums, and, with respect to
any other Impositions, promptly upon request of Landlord, official receipts or other satisfactory proof evidencing payment of such Imposition. Upon Tenants failure to pay such Impositions, or failure to provide proof of such payment, as above
provided, or otherwise if, as, and when required by a Mortgagee, Landlord shall have the right, at Landlords option, to require Tenant to: (i) promptly deposit with Landlord funds for the payment of current Impositions required to be paid
by Tenant hereunder; and (ii) also deposit one-twelfth (1/12th) of the current annual or annualized Impositions as the case may be, or those of the preceding years if the current amounts thereof have not been fixed, on the first day of
each month in advance, except that all additional funds required for any payments thereof shall also be deposited as aforesaid on the first day of the month during which, or at the end of which, an Imposition is due and payable without interest,
penalty, or liability, and any interest made available to Landlord earned on such funds shall accrue for the benefit of Tenant.

(c) Notwithstanding anything to the contrary, additional rent shall not include the following:



| | (i) | Principal or interest payments on late fees, points, closing cost, and any other charges paid by Landlord for any mortgages, deeds of trust, or other financing encumbrances;
| | --- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (ii) | Leasing commissions payable by Landlord and advertising and promotional expenditures associated with marketing space in the project;
| | ---- | ------------------------------------------------------------------------------------------------------------------------------------



| | (iii) | Deductions for depreciation for the project;
| | ----- | --------------------------------------------



| | (iv) | Any attorneys fees and disbursements, recording costs, mortgage recording taxes, title insurance premiums, title closurers gratuity and other similar cost, incurred in
connection with any mortgage financing or refinancing or execution, modification or extension of any ground lease; loan repayment penalty, premiums, fees or charges;
| | ---- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (v) | Salaries and all other compensation (including fringe benefits and other direct and indirect personnel costs) of partners, officers and executives above the grade of superintendent
or building manager of Landlord or the managing agent;
| | --- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (vi) | Costs of repairs, replacements and alterations for which and to the extent that Landlord is actually reimbursed therefor from any source;
| | ---- | -----------------------------------------------------------------------------------------------------------------------------------------



| | (vii) | Costs and expenses directly resulting from the gross negligence or willful misconduct of Landlord, its managing agent or its direct employees;
| | ----- | ----------------------------------------------------------------------------------------------------------------------------------------------



| | (viii) | Sums paid by Landlord for any indemnity, damages, fines, late charges, penalties or interest for any late payment or to correct violations of building codes or other laws,
regulations or ordinances applicable to the project, except for expenditures for repairs, maintenance and replacement
| | ------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



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| | or other items that would otherwise reasonably constitute a part of additional rent or which are caused by or incurred as a result of Tenants use of
the Premises hereunder;
| | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (ix) | Costs and expenses incurred by Landlord in connection with damage, casualty or condemnation of all or a portion of the project.; provided, however, that Landlord may include such
cost and expenses as additional rent if Landlord actually makes such repair and an insurance claim in connection therewith is not made or insurance does not pay such claim as a result of Tenants actions or omissions;
| | ---- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



| | (x) | Costs actually reimbursed under the warranty of any general contractor, subcontractor or supplies and realized by Landlord;
| | --- | ---------------------------------------------------------------------------------------------------------------------------



| | (xi) | Attorneys fees and disbursements, brokerage commissions, transfer taxes, recording costs and taxes, title insurance and other similar charges incurred in connection with the
sale or transfer of an interest in Landlord or the project.
| | ---- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

6. Use

(a) Tenant shall be permitted to use the Leased Premises for a commercial office building, subject, to zoning ordinances, Laws, the
orders, rules, and regulations of the Board of Fire Insurance Underwriters and any similar bodies having or asserting jurisdiction thereof now in effect or hereafter adopted by any governmental authority having or asserting jurisdiction, and such
conditions, restrictions, and other encumbrances, if any, to which the Leased Premises are subject at the time of execution and delivery hereof.

(b) Tenant shall not use or occupy or permit the Leased Premises to be used or occupied, nor do or permit anything to be done in or on the Leased Premises or any part thereof, in a manner that would in any way violate
any of the Laws or any certificate of occupancy affecting the Leased Premises or make void or voidable any insurance then in force with respect thereto, or that may make it impossible to obtain fire or other insurance thereon required to be
furnished hereunder by Tenant, or that will cause or be likely to cause structural injury to any of the Improvements, or that will constitute a public or private nuisance or waste. Nothing contained in this Lease and no action or inaction by
Landlord shall be deemed or construed to mean that Landlord has granted to Tenant any right, power, or permission to do any act or to make any agreement that may create, give rise to, or be the foundation for, any right, title, interest, lien,
charge, or other encumbrance upon the estate of Landlord in the Leased Premises.

7. Compliance With Laws and Agreements

(a) Tenant shall, throughout the term of this Lease, and at Tenants sole cost and expense, promptly comply, or cause compliance:
(i) with all Laws, whether present or future, foreseen or unforeseen, ordinary or extraordinary, and whether or not the same shall be presently within the contemplation of Landlord and Tenant or shall involve any change of governmental policy,
or require structural or extraordinary repairs, alterations, or additions, and irrespective of the cost thereof, which may be applicable to the Leased Premises, and (ii) with any agreements, contracts, easements, and restrictions (collectively,
the Restrictions) affecting the Leased Premises or any part thereof or the ownership, occupancy,



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or use thereof (x) existing on the date hereof, other than, except as otherwise provided herein, any
Mortgage given by Landlord, or (y) hereafter created by Tenant, or consented to or requested by Tenant.

(b) Except as
expressly provided in subsection 12(f) of this Lease, no abatement, diminution, or reduction in Minimum Rental, additional rent, or any other charges required to be paid by Tenant pursuant hereto shall be claimed by or allowed to Tenant for any
inconvenience or interruption, cessation, or loss of business caused directly or indirectly, by any present or future Laws, or by priorities, rationing, or curtailment of labor or materials, or by war, civil commotion, strikes, or riots, or any
manner or thing resulting therefrom, or by any other cause or causes beyond the control of Landlord or Tenant, nor shall this Lease be affected by any such causes; and, except as expressly provided in subsection 12(f) of this Lease, no diminution in
the amount of the space used by Tenant caused by legally required changes in the construction, equipment, fixtures, motors, machinery, operation, or use of the Leased Premises shall entitle Tenant to any abatement, diminution, or reduction of the
rent or any other charges required to be paid by Tenant pursuant to the terms of this Lease.

(c) The Tenant shall keep and
maintain the Leased Premises in compliance with, and shall not cause or permit the Leased Premises to be in violation of, any federal, state, or local laws, ordinances or regulations relating to industrial hygiene or to the environmental conditions
(Hazardous Materials Laws) on, under, about, or affecting the Leased Premises. The Tenant shall not use, generate, manufacture, store, or dispose of on, under, or about the Leased Premises or transport to or from the Leased Premises any flammable
explosives, radioactive materials, hazardous wastes, toxic substances, or related materials, including without limitation any substances defined as or included in the definition of hazardous substances, hazardous wastes, hazardous materials, or
toxic substances under any applicable federal or state laws or regulations (collectively referred to hereinafter as Hazardous Materials).

The Tenant shall be solely responsible for, and shall indemnify and hold harmless the Landlord, its directors, officers, employees, agents, successors, and assigns from and against, any loss, damage, cost, expense, or
liability directly or indirectly arising out of or attributable to the use, generation, storage, release, threatened release, discharge, disposal, or presence of Hazardous Materials on, under or about the Leased Premises, including without
limitation: (i) all foreseeable consequential damages; (ii) the costs of any required or necessary repair, cleanup, or detoxification of the Leased Premises, and the preparation and implementation of any closure, remedial, or other
required plans; and (iii) all reasonable costs and expenses incurred by the Lender in connection with clauses (i) and (ii), including, but not limited to, reasonable attorneys fees. The Tenant shall, upon the request of the Landlord,
provide the Landlord with a bond or letter of credit, in form and substance satisfactory to the Landlord, in an amount sufficient to cover the costs of any required cleanup.

The Tenant shall, at its expense, take all necessary remedial action(s) in response to the presence of any Hazardous Materials on, under,
or about the Leased Premises.

8. Maintenance and Repair

(a) Tenant shall promptly, throughout the term of this Lease, at Tenants cost and expense, take good care of and maintain the
Leased Premises and all parking areas, roadways, sidewalks, and curbs, if any (to the extent the same are subject to Tenants control and if, as, and when required by law), on, adjacent, and appurtenant thereto, in



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good order and repair, and shall promptly remove all accumulated snow, ice, and debris from any and all parking areas, roadways, sidewalks, and curbs located
upon or appurtenant to the Leased Premises and from any and all other sidewalks and curbs adjacent to the Leased Premises.

(b) Tenant shall not commit or suffer to be committed any waste upon or about the Leased Premises, and shall promptly at Tenants cost and expense, make all necessary replacements, restorations, renewals, and repairs to the Leased
Premises and appurtenances thereto, whether interior or exterior, structural or non-structural, ordinary or extraordinary, and foreseen or unforeseen, ordinary wear and tear excepted. Repairs, restorations, renewals, and replacements shall, to the
extent possible, be at least equivalent in quality to the original work or the property replaced, as the case may be. Tenant shall not make any claim or demand upon or bring any action against the Landlord for any loss, cost, injury, damage, or
other expense caused by any failure or defect, structural or non-structural, of the Leased Premises or any part thereof.

(c) Landlord shall not under any circumstances be required to build any improvements on the Leased Premises, or to make any repairs, replacements, alterations, or renewals of any nature or description to the Leased Premises or to any of the
Improvements, whether interior or exterior, ordinary or extraordinary, structural or non-structural, foreseen or unforeseen, or to make any expenditure whatsoever in connection with this Lease or to inspect or maintain the Leased Premises in any
way. By way of example and not to limit this provision, the Landlord shall not under any circumstances be required to repair or replace the roof. Tenant hereby waives the right to make repairs, replacements, renewals, or restorations at the expense
of Landlord pursuant to any Laws.

(d) Tenant, at Tenants sold cost and expense, shall regularly monitor the premises
for the presence of mold or any conditions that reasonably can be expected to give rise to mold (Mold Conditions), including, but not limited to, observed or suspected instances of water damage, mold growth, repeated complaints of
respiratory ailments by Tenants employees or other occupants of the Leased Premises, or any notice from a governmental agency of complaints regarding the indoor air quality at the Leased Premises and shall promptly notify Landlord in writing
if Tenants suspects mold or Mold Conditions to exist at the Leased Premises. In the event mold or Mold Conditions exist at the Leased Premises, then Tenant, at Tenants sole cost and expense, shall promptly ensure that mold remediation is
conducted pursuant to applicable governmental laws, regulations or guidelines and shall notify Landlord of the actions Tenant is taking.

9.
Changes, Alterations, and New Construction by the Tenant

(a) Tenant, at its sole cost and expense, shall have the
right, at any time and from time to time during the term of this Lease, to make changes and alterations to the building or buildings on the Leased Premises or to construct new buildings thereon or repair or replace any building or buildings damaged,
destroyed, or taken (all of the foregoing are hereinafter collectively called Tenant Changes, and any of the foregoing is called a Tenant Change), subject, however, in all cases, to the following:

(i) Landlords prior written consent shall be required in each instance of any Tenant Change involving the structure or exterior of
any building (which consent shall not be unreasonably withheld; it shall not be unreasonable for Landlord to withhold such consent if the same shall be in violation of any Mortgage, or if any Mortgagee shall not give its consent to the same where
its consent is required by the terms of its Mortgage).



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(ii) In addition to the consent required under Section 9(a) (i) above, any
Tenant Change or Tenant Changes, whether or not structural or exterior, involving an estimated cost of more than Fifty Thousand ($50,000.00)Dollars shall require the prior written consent of any Mortgagee, if and as required by such
Mortgagee, and the prior written reasonable consent of the Landlord.

(iii) No Tenant Change shall be undertaken until the
Tenant shall have procured and paid for all required permits and authorizations of all municipal departments and governmental subdivisions having jurisdiction; and, at Tenants expense, the Landlord shall join in application for such permits
and authorizations whenever such action is necessary.

(iv) Any Tenant Change involving an estimated cost of more than Two
Hundred Twenty Five Thousand ($225,000.00 )Dollars to the N. Pine Street Premises shall be conducted under the supervision of a licensed architect or engineer selected by Tenant and shall be made in accordance with detailed plans and
specifications (the Plans and Specifications) and cost estimates prepared by such architect or engineer and approved in writing by the Landlord, which approval Landlord agrees not unreasonably to withhold. Any Tenant Change involving an estimated
cost of more than Fifty Thousand ($50,000.00)Dollars to the Boiling Springs Premises shall be conducted under the supervision of a licensed architect or engineer selected by Tenant and shall be made in accordance with detailed plans and
specifications (the Plans and Specifications) and cost estimates prepared by such architect or engineer and approved in writing by the Landlord, which approval Landlord agrees not unreasonably to withhold.

(v) Any Tenant Change shall be made promptly and in a good workmanlike manner and in compliance with all applicable permits and
authorizations and building and zoning laws and all Laws and in accordance with the orders, rules, and regulations of the Board of Fire Insurance Underwriters and any other body hereafter exercising similar functions having or asserting jurisdiction
over the Leased Premises.

(vi) The cost of any Tenant Change shall be paid in cash or its equivalent by the Tenant, so
that the Leased Premises shall at all times be free of liens for labor or materials supplied or claimed to have been supplied to the Leased Premises,

(vii) Except with respect to any Tenants Property, any such Tenant Change shall immediately upon incorporation into the Leased Premises be and become the property of the Landlord, subject to the leasehold rights
of the Tenant hereunder.

(viii) Tenant shall carry all necessary Workers Compensation Insurance and shall furnish
Landlord with evidence of any and all such coverage upon request,

(ix) If any Tenant Change is undertaken by Tenant
pursuant to the provisions of Section 11 or 12 of this Lease, then each request for payment shall be made on thirty (30) days prior notice to Landlord and Mortgagee and shall be accompanied by a certificate to be made by the
supervising architect or engineer, stating (a) that all of the work completed has been done in material compliance with the approved Plans and Specifications, (b) that the sum requested is justly required to reimburse the Tenant for
payments by the Tenant to, or is justly due to, the contractor,



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subcontractors, materialmen, laborers, engineers, architects, or other persons rendering services or
materials for the work (giving a brief description of such services and materials), and that, when added to all sums previously paid out by the Landlord, it does not exceed ninety (90%) percent of the value of the work done to the date of such
certificate, with final payment of the balance of the cost of the work to be made upon certification by the supervising architect or engineer, and by the Mortgagees architect, as to completion materially in accordance with the approved Plans
and Specifications, and (c) that the amount of such proceeds remaining in the hands of the Landlord will be sufficient on completion of the work to pay for the same in full (giving in such reasonable detail as Landlord may require an estimate
of the cost of such completion);

(x) If any Tenant Change involving an estimated cost in excess of Fifty Thousand
($50,000.00)Dollars is undertaken by Tenant pursuant to the provisions of Section 11 or 12 of this Lease, then each request for reimbursement shall be accompanied by waivers of lien and/or sworn statements which shall be satisfactory to
Landlord and Mortgagee, covering that part of the work for which payment or reimbursement is being requested, and by a search prepared by a title company or by other evidence, satisfactory to Landlord and Mortgagee, that there has not been filed
with respect to any part of the Leased Premises any mechanics or other lien or instrument for the retention of title in respect of any of the work not discharged of record, and, if and as requested by, and satisfactory to, Landlord or any
Mortgagee, title policy endorsements sufficient to evidence the foregoing and insure the priority of the requesting partys interest in the Leased Premises;

(xi) If any Tenant Change involving an estimated cost in excess of Two Hundred Twenty Five Thousand ($225,000.00)Dollars is
undertaken by Tenant pursuant to this Section 9 of this Lease relating to the N. Pine Street Premises, then the request for any payment after the work has been completed shall be accompanied by such certificates, permits, and licenses required
by any Laws and such other instruments and agreements as Landlord or any Mortgagee shall reasonably require; and if any Tenant Change involving an estimated cost in excess of Fifty Thousand ($50,000.00)Dollars is undertaken by Tenant
pursuant to this Section 9 of this Lease relating to the Boiling Springs Premises, then the request for any payment after the work has been completed shall be accompanied by such certificates, permits, and licenses required by any Laws and such
other instruments and agreements as Landlord or any Mortgagee shall reasonably require;

(xii) No Tenant Change shall
tie-in or connect the Leased Premises or any Improvements thereon with any property outside the Leased Premises without the prior written consent of the Landlord; and

(xiii) No Tenant Change shall reduce the value of the Leased Premises or impair the structural integrity of any building comprising a
part of the Leased Premises.

(xiv) In connection with any Tenant Change undertaken pursuant to the provisions of
Section 11 or 12 of this Lease, or in connection with any Tenant Change involving an estimated cost in excess of Two Hundred Twenty Five Thousand ($225,000.00)Dollars relating to the N. Pine Street Premises and Fifty Thousand
($50,000.00) Dollars relating to the Boiling Springs Premises undertaken pursuant to the provisions of Section 9 of this Lease, Landlord may, and, in connection with any Tenant Change undertaken pursuant to the provisions of this Section 9
or of



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Section 11 or 12 of this Lease, any Mortgagee may, require Tenant to post a bond or other security
reasonably satisfactory to Landlord and satisfactory to Mortgagee, as the case may be, to insure the completion of such Tenant Change.

(xv) Whenever in this Section 9 of this Lease the consent or approval of Landlord is required, or the Landlord is otherwise entitled to exercise any right in connection with any Tenant Change undertaken pursuant
to the provisions of this Section 9 involving an estimated cost in excess of a certain amount (each such amount, a Tenant Change Threshold Amount), such Tenant Change Threshold Amount shall be deemed to have been increased or decreased, as the
case may be, as of the first day of each Lease Period, by an amount equal to the change, expressed as a percentage, between the Base Price Index and the Price Index as of the last day of the calendar month immediately preceding such Lease Period,
without regard to any prior adjustments undertaken pursuant to this subparagraph. Notwithstanding anything to the contrary, no Tenant Change Threshold Amount as provided in this Section 9 shall be deemed to have been increased or decreased for
purposes of determining whether the consent or approval of any Person other than Landlord is required or whether any person other than Landlord is entitled to exercise any other right in connection with any Tenant Change, it being the intent and
understanding of Tenant that no right or privilege of any other Person other than the Landlord shall be, or be deemed to be or have been, affected, altered, changed, or modified in any way whatsoever as a result of the operation of this
subparagraph. For purposes of this Section, Base Price Index shall mean the Price Index as it exists on the last day of the calendar month in which this Lease is executed. For purposes of this Section, Price Index shall mean the Consumer Price Index
(All Urban Consumers, U.S. City Average, All Items(CPI-U)), issued by the Bureau of Labor Statistics of the United States Department of Labor. In the event the CPI-U is discontinued, Landlord will select another nationally recognized published index
of similar statistical information.

(b) Notwithstanding anything to the contrary contained in this Lease, Tenant shall not,
without Landlords prior written approval, make any alteration or change to the Leased Premises which would decrease the size of, or decrease the square foot floor area of, any building comprising a part of the Leased Premises.

10. Indemnity and Public Liability Insurance

(a) Tenant shall at all times indemnify Landlord for, defend Landlord against, and save Landlord harmless from, any liability, loss, cost, injury, damage, or other expense or risk whatsoever that may occur or be
claimed by or with respect to any person(s) or property on or about the Leased Premises and resulting directly or indirectly from the use, misuse, occupancy, possession, or unoccupancy of the Leased Premises by Tenant or any concessionaires,
subtenants, or other persons claiming through or under Tenant, or their respective agents, employees, licensees, invitees, guests, or other such persons, or from the condition of the Leased Premises. Tenant shall, at its cost and expense, defend
against any and all such actions, claims, and demands and shall indemnify Landlord for all costs, expenses, and liabilities it may incur in connection therewith. Landlord shall not in any event whatsoever be liable for any injury or damage to the
Leased Premises or to the Tenant or to any concessionaires, subtenants, or other persons claiming through or under Tenant, or their respective agents, employees, licensees, invitees, guests, or other such persons, or to any property of any such
persons. Tenant shall not make any claim or demand upon, or institute any action against, the Landlord as a result of such injury or damage.



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(b) Tenant, at its cost and expense, shall obtain and maintain in force throughout the
term of this Lease, comprehensive general liability insurance against any loss, liability, or damage on, about, or relating to the Leased Premises, with limits of not less than Five Million ($5,000,000.00 )Dollars for death or injuries to
one person and not less than Five Million ($5,000,000.00)Dollars for death or injuries to two or more persons in one occurrence, and not less than Five Million ($5,000,000.00)Dollars for damage to property (all of the foregoing being
hereinafter sometimes collectively referred to as the Liability Insurance). All such Liability Insurance obtained and maintained by Tenant shall name both Landlord and Tenant as the parties therein and shall be obtained and maintained from and with
a reputable and financially sound insurance company(ies) reasonably acceptable to Landlord, authorized to issue such insurance in the State in which the Leased Premises is located.

(c) The policies of insurance required hereunder this Lease shall contain an agreement by the insurer that it will not cancel or modify
such policy except after thirty (30) days prior written notice to Landlord and any Mortgagees by certified mail, return receipt requested. Not less than thirty (30) days prior to the expiration of any such insurance policy, Tenant
shall deliver to Landlord a certificate evidencing the replacement or renewal thereof.

(d) Tenant shall furnish Landlord
with duplicate original(s) or original certificate(s) of such insurance policies, including renewal and replacement policies, together with written evidence that the premiums therefor have been paid. It is understood and agreed that said policies
may be blanket policies covering other locations operated by Tenant, its affiliates, or subsidiaries, provided that such blanket policies otherwise comply with the provisions of this Section 10.

(e) Tenant shall comply, notwithstanding any other provision, with the requirements of any Mortgages relating to the insurance and to the
proceeds of insurance maintained and required to be maintained by Tenant pursuant to the provisions of Section 10 and 11 of this Lease.

11. Insurance for Damage or Destruction and Workers Compensation

(a) The Tenant shall, throughout
the term of this Lease, at its own cost and expense, obtain and maintain in full force and effect and in the name of Tenant, Landlord and, if so requested by Landlord, any Mortgagees (except that Landlord and any Mortgagee need not be named on any
Workers Compensation policy):

(i) all risks insurance, including, but not limited to, collapse, loss, or damage
occasioned by fire, the perils included in the so-called extended coverage endorsement, vandalism, and malicious mischief, and water damage, and containing Replacement Cost, Agreed Amount and, if obtainable, Demolition and Increased Cost due to
Ordinance endorsements covering the Improvements and all replacements and additions thereto, and all fixtures, equipment, and other personal property therein; the foregoing coverage shall be provided in amounts sufficient to provide one hundred
(100%) percent of the full replacement cost of the Improvements and shall be determined from time to time, but not more frequently than once in any thirty-six (36) calendar months unless otherwise reasonably requested by a Mortgagee, at
Tenants expense, at the request of the Landlord, by any appraiser selected by Tenant and approved by Landlord and the insurance carrier;



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(ii) if a sprinkler system shall be located in the Leased Premises, sprinkler leakage
insurance in amounts reasonably satisfactory to Landlord and any Mortgagees;

(iii) such other insurance and in such
amounts as may from time to time be required by a Mortgagee;

(iv) Boiler and Machinery Broad Form policy covering
explosion insurance in respect of steam and pressure boilers and similar apparatus, if any, located on the Leased Premises in an amount equal to one hundred (100%) percent of the full replacement cost of the Improvements;

(v) war risk insurance as and when such insurance is obtainable from the United States Government or any agency or instrumentality
thereof, and a state of war or national or public emergency exists or threatens, and in an amount not less than the full insurable value of the Leased Premises;

(vi) the Liability Insurance as provided in Section 10 of this Lease;

(vii) Workers Compensation insurance subject to statutory limits or better in respect of any work or other operations on or about
the Leased Premises;

(viii) such other insurance with respect to the Leased Premises and in such amounts as Landlord from
time to time may reasonably request against such other insurable hazards which at the time in question are commonly insured against in the case of property similar to the Leased Premises;

(ix) during the performance of any construction, broad form Builders All-Risk insurance; and

(x) Loss of rents insurance with respect to the rent payable for the one year period following the occurrence of any insurable event or
any casualty.

(b) All such insurance described in subparagraph (a) of this Section 11 shall:

(i) be obtained from and maintained with reputable and financially sound insurance company(ies) reasonably acceptable to Landlord and any
Mortgagees, authorized to issue such insurance in the State in which the Leased Premises are located;

(ii) be on and/or
contain such terms and conditions as shall be satisfactory to Landlord and to any Mortgagees;

(iii) provide that the
proceeds of any loss shall be payable to Landlord (but to be held in escrow by any recognized financial institution selected by Landlord), or, if Landlord so requests, to any Mortgagees in accordance with this Lease;

(iv) contain an agreement by the insurer that it will not cancel or modify such policy except after thirty (30) days prior
written notice to Landlord and any Mortgagees by certified mail, return receipt requested; and

(v) contain an agreement,
if obtainable, that any loss otherwise payable thereunder shall be payable notwithstanding any act or negligence of Landlord or Tenant which might, absent such agreement, result in a forfeiture of all or part of the payment of such loss.



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(c) Not less than thirty (30) days prior to the expiration of any such insurance
policy, Tenant shall deliver to Landlord a certificate evidencing the replacement or renewal thereof,

(d) The Tenant shall
furnish Landlord and any Mortgagees with duplicate original(s) or original certificate(s) together with true copy(ies) of all such insurance policies described in subparagraph (a) of this Section 11, including renewal and replacement
policy(ies), together with written evidence that the premiums therefor have been paid. It is understood and agreed that said policies may be blanket policies covering other locations operated by Tenant, its affiliates, or subsidiaries, provided that
such blanket policies otherwise comply with the provisions of this Section 1.1, and provided further that such policies shall provide for a reserved amount thereunder with respect to the Leased Premises so as to assure that the amount of
insurance required by the provisions of this Section 11 will be available notwithstanding any losses with respect to other property covered by such blanket policies.

(e) If any portion of the Leased Premises is damaged or destroyed by fire or other casualty, Tenant shall forthwith give notice thereof to
Landlord, and Tenant shall, at its cost and expense, forthwith repair, restore, rebuild, or replace the damaged or destroyed Improvements, fixtures, or equipment, and complete the same as soon as reasonably possible, to the condition they were in
prior to such damage or destruction, except for such changes in design or materials as may then be required by Law. The Landlord, in such event, shall, to the extent and at the times the insurer and any Mortgagees make the proceeds of the insurance
available, reimburse the Tenant for the costs of making such repairs, restoration, rebuilding, and replacements, provided further that said reimbursements need be made only under such conditions that the Landlord and any Mortgagees are assured that
at all times the Leased Premises shall be free of liens or claims of liens by reason of such work, and provided further that the portion of the proceeds paid out at any time shall not exceed the value of the actual work and materials incorporated in
the repaired, restored, rebuilt, or replaced Leased Premises, and that the conditions described in Section 9 are complied with. To the extent, if any, that the proceeds of insurance made available as aforesaid are insufficient to pay the entire
cost of making such repairs, restoration, rebuilding, and replacements, and notwithstanding the expiration or termination of the term of this Lease, the Tenant shall pay the amount by which such costs exceed the insurance proceeds made available as
aforesaid. Any surplus of insurance proceeds over the cost of restoration, net of all expenses incurred by Landlord in connection with the administration thereof, shall be promptly paid over to the Tenant,

(f) In the event of any damage to or destruction of the Leased Premises, Tenant shall promptly notify Landlord and any Mortgagees and
shall file prompt proof of loss to the relevant insurance company(ies).

(g) The obligation to pay the rent provided for
herein and to otherwise perform Tenants obligations hereunder shall continue unabated by reason of such damage or destruction; that is, there shall be no abatement or diminution of rent or release from any of Tenants obligations
hereunder by reason of such damage or destruction regardless of the period of time, if any, during which the Leased Premises or any part thereof remain untenantable, any Laws to the contrary notwithstanding, except to the extent Landlord shall
actually receive the proceeds of rent insurance as its sole property.



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(h) The provisions and requirements of all of Section 9 shall apply with respect to
any repairing, restoring, rebuilding, or replacing made pursuant to this Section 11; and same shall be made in accordance with the Plans and Specifications to the extent required hereunder.

(i) As to any loss or damage which may occur upon the property of a party hereto and be collected under any insurance policy(ies), such
party hereby releases the other from any and all liability for such loss or damage to the extent of such amounts collected.

(j) Tenant shall not take out separate insurance concurrent in form or contributing in the event of loss with that required to be furnished by Tenant under Sections 10 and 11 of this Lease, unless Landlord, and with respect to the insurance
described in Section 11, any Mortgagees designated by Landlord, are included therein as named insureds, with loss payable as in said Sections provided. Tenant shall immediately notify Landlord whenever any such separate insurance is taken out
and shall deliver to Landlord duplicate original(s) thereof, or original certificate(s) evidencing the same with true copies thereof, as provided in this Lease.

12. Condemnation and Rejectable Offer

(a) In the event that at any time during the
term of this Lease, title to the whole or materially all of the Leased Premises shall be taken by the exercise of the right of condemnation or eminent domain or by agreement between the Landlord and those authorized to exercise such right, this
Lease shall terminate and expire on the date of such taking (herein called the Taking Date), and the rent provided to be paid by the Tenant shall be apportioned and paid to the Taking Date.

(b) If (i) any portion of any building on the Leased Premises shall be taken, or (ii) any portion of the parking accommodations
shall be taken, or (iii) substantially all reasonable means of ingress and egress to and from the Leased Premises are permanently eliminated by reason of such a taking, then and in any of such events, Landlord and Tenant shall each have the
right to terminate this Lease on the next date for payment of Minimum Rental occurring at least one hundred twenty (120) days after notice to the other given within ninety (90) days after the Taking Date; provided, however, that Tenant may
not terminate this Lease by reason of any such reduction of the parking accommodations if, prior to the actual reduction, Landlord shall have provided substitute parking areas adjacent to or in the immediate vicinity of the Leased Premises, which,
together with the remaining parking accommodations, are sufficient to produce accommodations equal to one hundred (100%) percent of the accommodations existing prior to such taking, or such greater percentage as may be necessary to bring such
accommodations into compliance with all then applicable zoning requirements.

(c) If and when it shall be established that
this Lease shall terminate pursuant to the provisions of subsection (a) or (b) of this Section 12, then Tenant shall (i) be deemed to have hereby made an irrevocable offer (the Offer) to purchase the Leased Premises and
Landlords right to the award payable in connection with such taking as of the Taking Date, at a price (the Purchase Price) determined in accordance with Schedule C attached hereto and the Fair Market Value as defined therein, and
(ii) if less than the entire Leased Premises shall have been taken, and Tenant elects to cancel as a result thereof, Tenant shall deliver to Landlord a certificate of Tenant, signed by the President or any Vice President thereof, stating that,
in the judgment of the Board of Directors of Tenant, the portion of the Leased Premises or the means of ingress and egress so taken is sufficient to fulfill the conditions set forth in subdivisions (i), (ii), or (iii) of subsection (b) of
this Section 12.



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Notwithstanding the foregoing, in the event that this Lease shall terminate pursuant to the provisions of this Section 12 during any Extended Term to
which the Initial Term is extended pursuant to any provisions of this Lease, then the foregoing provisions of this subsection 12(c) shall be inapplicable and of no force or effect.

(d) If Landlord desires to accept the Offer, it shall notify Tenant of such acceptance (the Acceptance Notice), and the procedures
specified in subsection (e) hereof shall be applicable except that the Closing Date shall be a date specified by Landlord in the Acceptance Notice, which date shall be not less than thirty (30) days nor more than sixty (60) days from
the date thereof, but in no event shall the Closing Date be prior to the Taking Date. If Landlord shall reject the Offer by notice given to Tenant not later than the tenth (l0th) day prior to the Taking Date, then, except with respect to obligations
and liabilities of Tenant under this Lease, actual or contingent, which have arisen on or prior to the Taking Date, this Lease shall terminate on the Taking Date upon payment by Tenant of all installments of Minimum Rental and all other sums then
due and payable under this Lease to and including the Taking Date. Anything herein contained to the contrary notwithstanding, if the Taking Date occurs, and any Mortgages are then in effect, any rejection by Landlord of the Offer shall be of no
force or effect whatsoever unless accompanied by the written consent thereto of all Mortgagees.

(e) If Landlord shall not
have rejected the Offer as provided in subsection (d) above, or if Landlord makes such rejection without the consent (if required) of any Mortgagees, then Tenant shall forthwith give written notice thereof (the Final Notice) to Landlord, and if
such rejection is not made and/or such consent is not given, as the case may be, within five (5) days after Landlords receipt of the Final Notice from Tenant, then Landlord shall be conclusively presumed to have accepted the Offer, and on
a date (the Closing Date) which shall be specified by Tenant in the Final Notice, but not more than thirty (30) days from the date of the Final Notice, Landlord shall transfer, convey, or assign to Tenant or its designee upon the terms and
provisions set forth in subsections 23(a) and 23(b) hereof, all of Landlords right, title, and interest, if any, in (i) the Leased Premises, and (ii) the Net Award (as hereinafter defined), (whether or not such Net Award or any part
thereof shall have been received by Landlord). Concurrently with such transfer, conveyance, or assignment, Tenant shall pay the Purchase Price therefor to Landlord together with all installments of Minimum Rental and all other sums then due and
payable under this Lease to and including such Closing Date minus, however, any part of the Net Award which may theretofore have been received by Landlord. In the event of the termination of this Lease pursuant to this Section 12, and only if
Tenant shall have purchased the Leased Premises pursuant to this Section 12, Tenant or its designee shall be entitled to the Net Award payable in connection with such taking (the entire award less all of Landlords expenses
related thereto being herein called the Net Award). Notwithstanding anything contained in this Lease to the contrary, (i) in the event of the termination of this Lease pursuant to this Section 12, and if Tenant shall not have purchased the
Leased Premises pursuant to the provisions of this Section 12, or (ii) if this Lease is terminated pursuant to the provisions of this Section 12 after the expiration of the Initial Term of this Lease, then, in either of such events,
Landlord shall be entitled to the entire award payable in connection with such taking.

(f) In the event of any taking of
the Leased Premises, and if this Lease shall not terminate as provided in subsections 12(a) and 12(b) above, then this Lease shall continue unaffected (except as hereinafter specifically otherwise provided), and the Landlord shall be entitled to all
awards, damages, consequential damages, and compensation for such taking, and



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the Tenant shall not be entitled to share in any such award or have any claim against Landlord for any part thereof, provided: (i) Landlord shall, to
the extent the Net Award paid for the Improvements on the Leased Premises is made available to Landlord, reimburse Tenant for its cost of demolition, repair, rebuilding, and restoration to return the Improvements to a tenantable condition, as and
when expended, and paid in like manner and subject to the provisions and conditions contained in Section 9 above, which provisions and conditions shall be deemed to apply to such demolition, repair, rebuilding, and restoration, The Minimum
Rental payable by Tenant shall be reduced in the same proportion as the amount of usable floor space of the building improvements taken. Such taking and reduction of Minimum Rental shall not relieve Tenant from Tenants obligation to pay the
full additional rent payable under the Lease.

(g) In the event Landlord is advised of an impending condemnation, the
Landlord shall give notice of such fact to the Tenant and the Tenant, at its election, shall be entitled to participate in any negotiations or litigation with the condemning authority.

(h) Notwithstanding the foregoing, Tenant, at its cost and expense, shall be entitled to claim separately, in any condemnation proceeding,
any damages payable for movable trade fixtures paid for and installed by Tenant (or any persons claiming under Tenant) without any contribution or reimbursement therefor by Landlord, and for Tenants loss of business, and for Tenants
relocation costs; provided Landlords award is not reduced or otherwise adversely affected thereby.

13. Removal of Tenants
Property

Provided the Tenant is not then in default hereunder, the Tenant shall have the right, at any time during the
term of this Lease, to remove Tenants Property, consisting of machinery, trade equipment, business and trade fixtures, including all furnishings, office equipment, telecommunication and data processing equipment, and all other trade equipment
placed, installed, supplied, or made by it in or on the Leased Premises, at Tenants cost and expense (without any contribution or reimbursement therefor by Landlord) which was not specifically conveyed, transferred or sold to Landlord pursuant
to that certain Limited Warranty Deed or Bill of Sale dated on or about , 2007, and which may be removed without material injury to the Leased Premises; provided,
however, that any damage to the Leased Premises or any part thereof occasioned by such removal shall be repaired by the Tenant at Tenants cost and expense. As used herein and hereafter, the term Tenants Property shall not include or be
deemed to include any item now or hereafter installed in or on the Leased Premises that is an integral part of the building, including, without limiting the generality of the foregoing, heating, ventilating, and air conditioning plants and systems,
electrical and plumbing fixtures and systems, and other like equipment and fixtures, if any. In the event Tenants property is not removed within ninety (90) days after notice by Landlord or then owner of the Land to remove the same, the
title to any such Tenant Property remaining after ninety (90) days automatically vests in the owner of the Land at such time.

14.
Subordination, Non-Disturbance, Notice to Lessors and Mortgagees

(a) This Lease, and all rights of Tenant
hereunder, are and shall be subject and subordinate in all respects to all ground and underlying leases of all or any portions of the Leased Premises, now or hereafter existing, and to all Mortgages



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which may now or hereafter affect all or any portions of the Leased Premises and/or any of such leases, to each and every advance made or hereafter to be
made under such Mortgages, and to all renewals, modifications, replacements, and extension of such leases and Mortgages and spreaders and consolidations of such Mortgages; provided, that, as to any such leases and/or Mortgages that become liens of
record after the date of this Lease, the lessors and/or Mortgagees thereunder shall, each enter into a non-disturbance agreement, in favor of Tenant, to provide that in the event its said Mortgage shall be foreclosed or its said lease shall be
terminated, as the case may be, and provided that mere has not occurred an Event of Default hereunder, this Lease shall not terminate on account thereof so long as the Tenant continues to pay the rents reserved in this Lease and otherwise performs
and observes all of the terms, covenants, conditions, and provisions of this Lease to be performed and observed by or on behalf of Tenant thereunder, The lien of any Mortgages shall not cover any trade fixtures or other personal property paid for
and installed in the Leased Premises by Tenant (or any persons claiming under Tenant) without any contribution or reimbursement therefor by Landlord, The provisions of this subsection (a) shall be self-operative. In confirmation of such
subordination. Tenant shall promptly execute and deliver any instruments that Landlord, the lessor of any such lease, or the holder of any Mortgage, or any of their respective successors in interest, may reasonably request to evidence such
subordinations, and Tenant hereby irrevocably appoints Landlord the attorney-in-fact of Tenant to execute and deliver such instrument on behalf of Tenant, should Tenant refuse or fail to do so promptly after request, such power being coupled with an
interest, and Landlord shall promptly send to Tenant a copy of any subordination agreement executed and delivered by Landlord on behalf of Tenant. The lease(s) to which, at the time in question, this Lease is subject and subordinate is (are)
hereinafter sometimes called Superior Lease(s), and the Lessor(s) of a Superior Lease or its (their) successor(s) in interest, at the time in question, is (arc) sometimes hereinafter called Superior Lessor(s), If any Superior Lease (or a memorandum
thereof), or any Mortgage, shall not be recorded, the subordination provided for in this Section shall not be effective unless and until Tenant shall have received notice from Landlord or from the Superior Lessors or the Mortgagees thereunder (as
the case may be) of the existence of such Superior Lease or Mortgage (as the case may be). If any Mortgagees shall, from time to time, so require, this Lease shall be prior in lien to the lien of its or their respective Mortgages.

(b) In the event of any act or omission of Landlord which would give Tenant the right, immediately or after lapse of a period of time, to
cancel or terminate this Least, or to claim a partial or total eviction, Tenant shall not exercise such right (i) until it has given written notice of such act or omission to each Mortgagee and each Superior Lessor whose name and address shall
have been previously furnished to Tenant in writing, and (ii) unless such act or omission shall be one which is not capable of being remedied by Landlord or any Mortgagee or Superior Lessor within a reasonable period of time, until a reasonable
period for remedying such act or omission shall have elapsed following the giving of such notice and following the time when all such Mortgagees and Superior Lessors shall have become entitled under such Mortgages or Superior Leases, as the case may
be, to remedy the same (which reasonable period shall in no event he less than the period to which Landlord would be entitled under this Lease or otherwise, after similar notice, to effect such remedy), provided any such Mortgagee or Superior Lessor
shall with due diligence give Tenant written notice of its intention to, and shall commence and continue to, remedy such act or omission, but nothing herein contained shall obligate any Mortgagee or Superior Lessor to do so unless it so elects.



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(c) If a Superior Lessor or aMortgagee shall succeed to the rights of Landlord
under this Lease, whether through possession or foreclosure action or delivery of a new lease or deed, then at the request of such party so succeeding to Landlords rights (herein sometimes called Successor Landlord) and upon such Successor
Landlords written agreement to accept Tenants attornment, which such Successor Landlord shall agree to accept if so requested by Tenant, Tenant shall attorn to and recognize such Successor Landlord as Tenants landlord under this
Lease, and shall promptly execute and deliver any instrument that such Successor Landlord may reasonably request to evidence such attornment. Tenant hereby irrevocably appoints Landlord the attorney-in-fact of Tenant to execute and deliver such
instrument on behalf of Tenant, should Tenant refuse or fail to do so promptly after request, such power being coupled with an interest. Upon such attornment, this Lease shall continue in full force and effect as, and as if it were, a direct lease
between the Successor Landlord and Tenant upon all of the terms, covenants, and conditions set forth in this Lease, and all such terms, covenants, and conditions shall be applicable after such attornment except that the Successor Landlord shall:

(i) not be liable for any previous act or omission of Landlord under this Lease,

(ii) not be subject to any offset, not expressly provided for in this Lease, which shall have theretofore accrued or which may thereafter
accrue to Tenant against Landlord, and

(iii) not be bound by any previous modification of this Lease, not expressly
provided for in this Lease, other than a modification of this Lease executed by Landlord and Tenant prior to the execution of any Superior Lease or Mortgage, or by any previous prepayment of more than one months Minimum Rental, unless such
modification or prepayment shall have been expressly approved in writing by the Superior Lessor(s) or the Mortgagee(s) through or by reason of which the Successor Landlord shall have succeeded to the rights of Landlord under this Lease.

15. Non-Waiver

Neither a failure by the Landlord to exercise any of its options hereunder, nor failure to enforce its rights or seek its remedies upon any default, nor the acceptance by the Landlord of any rent accruing before or after any default, shall
effect or constitute a waiver of the Landlords right to exercise such option, to enforce such right, or to seek such remedy with respect to that default or to any prior or subsequent default. The remedies provided in this Lease shall be
cumulative and shall not in any way abridge, modify, or preclude any other rights or remedies to which the Landlord may be entitled either at law or in equity.

16. Quiet Enjoyment

If the Tenant pays the rent it is obligated hereunder to pay,
and observes all other terms, covenants, and conditions hereof, it may peaceably and quietly have, hold, and enjoy the Leased Premises during the term of this Lease, subject, however, to all the terms of this Lease. No failure by Landlord to comply
with the foregoing covenant shall give Tenant any right to cancel or terminate this Lease or to abate, reduce, or make any deduction from or offset against any rent or any other sum payable under this Lease, or to fail to perform any other
obligations of Tenant hereunder.



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17. Assignment and Subletting

(a) Tenant shall not sublet the Leased Premises, nor any part thereof, nor assign, or otherwise dispose of this Lease or any interest
therein, or any part thereof, without Landlords prior written consent in each of the foregoing cases, which consent, however, to an assignment of this Lease, or subletting of the Leased Premises, shall not be unreasonably withheld, provided
the following conditions are complied with:

(i) Any assignment shall transfer to the assignee all of the Tenants
rights in, and interests under, this Lease.

(ii) At the time of any assignment and/or subletting, this Lease must be in
full force and effect without any breach or default thereunder on the part of the Tenant,

(iii) Any assignee shall assume,
by written, recordable instrument, in form and content satisfactory to Landlord, the due performance of all of Tenants obligations under this Lease, including any accrued obligations at the time of the assignment. A copy of the assignment and
assumption agreement, both in form and content satisfactory to Landlord, fully executed and acknowledged by the assignee, together with a certified copy of a properly executed corporate resolution (if the assignee be a corporation) authorizing such
assumption agreement, shall be sent to Landlord within ten (10) days from the effective date of such assignment.

(iv)
A copy of any sublease fully executed and acknowledged by the Tenant and the sublessee, shall be mailed to Landlord within ten (10) days from effective date of such subletting,

(v) Such assignment and/or subletting shall be subject to all the provisions, terms, covenants, and conditions of this Lease and the
Tenant-assignor (and any guarantor(s) of this Lease) and such assignee(s) shall continue to be and remain liable hereunder, it being expressly understood and agreed that no assignment or subletting of the Leased Premises shall in any way relieve
Tenant or any subsequent assignee(s) from the performance of any of the agreements, terms, covenants, and conditions of this Lease.

(vi) Each sublease permitted under this Section shall contain provisions to the effect that (A) such sublease is only for the actual use and occupancy by the sublessee, and (B) such sublease is subject and subordinate to all of
the terms, covenants, and conditions of this Lease and to all of the rights of Landlord thereunder, and (C) in the event this Lease shall terminate before the expiration of such sublease, the subtenant thereunder will, at Landlords
option, attorn to Landlord and waive any rights the subtenant may have to terminate the sublease or to surrender possession thereunder, as a result of the termination of this Lease.

(b) Notwithstanding anything contained in this Lease to the contrary, and notwithstanding any consent by Landlord to any sublease of the
Leased Premises or to any assignment of this Lease, no subtenant shall assign its sublease nor further sublease the Leased Premises, or any portion thereof, and no assignee shall further assign its interest in this Lease nor sublease the Leased
Premises, or any portion thereof, without Landlords prior written consent in each of such cases,

(c) Notwithstanding
anything contained in this Lease to the contrary, should Tenant desire to assign this Lease or sublet more than forty (40%) percent of the net rental square footage of the building improvements or any other portion of the Leased Premises, it
shall give written notice of its intention to do so to Landlord sixty (60) days or more before the



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effective date of such proposed subletting or assignment, and Landlord may, at any time within thirty (30) days after the receipt of such notice from
Tenant, enter into a direct lease with the proposed subtenant or assignee or with any other persons as Landlord may desire.

(d) Tenants failure to comply with all of the provisions and conditions of this Section 17 and all of the subsections hereof shall (whether or not Landlords consent is required under this Section), at Landlords
option, render any purported assignment or subletting null and void and of no force and effect.

(e) In the event that
Tenant hereunder or any Guarantors (hereinafter defined) shall, at any time, be a corporation, no change shall occur in one or a series of related transactions in the management or the majority ownership of and/or the power to vote the majority of
the outstanding capital stock of Tenant (or such Guarantors) without the prior written consent of Landlord, which consent Landlord agrees not to withhold unreasonably, The Landlord may consider the following conditions in deciding whether to
consent: (a) that the total assets and net worth of such entity after such change by consolidation, merger or otherwise shall be equal to or more than that of Tenant immediately prior to such change; (b) that Tenant is not at such time in
default hereunder; and (c) that such successors shall execute an instrument in writing in form and substance satisfactory to Landlord fully assuming all of the obligations and liabilities imposed upon Tenant hereunder and deliver the same to
Landlord.

(f) Without the prior written consent of Landlord, Tenant may not mortgage, pledge, or otherwise encumber its
leasehold estate hereunder, and any attempt to mortgage, pledge, or otherwise encumber such estate shall be null and void and of no force and effect.

(g) The Tenant may consolidate with or merge into any other corporation, convey or transfer all or substantially all of its assets to any other corporation, or permit any other corporation to consolidate with or merge
into it upon condition that:

(i) the corporation which results from such consolidation or merger, or the transferee to
which such sale shall have been made (the Surviving Corporation) is a corporation organized under the laws of any State of the United States, and the Surviving Corporation shall have a net worth, computed in accordance with generally accepted
accounting principles, consistently applied, at least equal to the net worth of Tenant on the day immediately preceding such consolidation, merger, or transfer; and

(ii) the Surviving Corporation shall expressly and unconditionally assume by written agreement in recordable form to perform all such
obligations of the Tenant hereunder or any related documents to which Tenant is bound and shall be obligated to perform all such obligations of the Tenant to the same extent as if the Surviving Corporation had originally executed and delivered this
Lease and related documents; and

(iii) rights of Landlord under this Lease and the rights of Landlords Mortgagee
under any related loan documents signed by Landlord or Tenant shall not be affected or reduced by such consolidation, merger, conveyance, or transfer. Tenant covenants that it will not merge or consolidate or sell or otherwise dispose of all or
substantially all of its assets unless there shall be compliance with all of the foregoing provisions of subsection 17(g) of this Lease and unless the instrument referred to in subparagraph 17(g)(ii) above shall have been delivered to Landlord.



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18. Entry by Landlord

Landlord, any Superior Lessor(s) and any Mortgagee(s), and their respective duly authorized representatives shall have the right to enter
the Leased Premises at all reasonable times and upon reasonable prior notice for the purposes of:

(a) inspecting the
conditions of same, and making such repairs, alterations, additions, or improvements thereto as may be necessary or desirable if Tenant fails to do so as required hereunder (but the Landlord shall have no duty whatsoever to make any such
inspections, repairs, alterations, additions, or improvements); and

(b) exhibiting the same to persons who may wish to
purchase or lease the same, and, during the last month of the term of this Lease, placing a notice of reasonable size on the Leased Premises offering the same or any part thereof for sale or for rent.

Notwithstanding any provision to the contrary, no entry by Landlord shall be permitted unless accompanied by an employee of Tenant.

19. Tenants Default

The following shall be defined and deemed as an Event of Default: (a) if Tenant shall default in the payment of the Minimum Rental or any additional rent, and if Tenant shall fail to cure said default within ten
(10) business days after the date on which Landlord gives notice to Tenant of said default (a Rent Default Notice); provided, however, that Landlord shall have no obligation to give Tenant more than two (2) such notices in any Lease Year;
or (b) if Tenant shall default in the payment of the Minimum Rental or any additional rent in any Lease Year in which two (2) Rent Default Notices have been given and Tenant shall fail to cure said default within five (5) business
days after the date on which such payment is due; or (c) if Tenant shall default in the performance or observance of any term, obligation, covenant, or condition to be performed or observed by Tenant under this Section 19 or under any of
Sections 6(b), 10 (other than subsection 10(d)), 11 (other than subsection 11(d)), or 17 of this Lease; or (d)if Tenant shall default in the performance or observance of any term, obligation, covenant, or condition to be performed or observed by
Tenant under subsection 7(a)(ii), and if Tenant shall fail to cure said default prior to the expiration of any grace or cure period, if any, provided in the Restriction, the failure to comply with which constitutes Tenants default under said
subsection 7(a)(ii); or (e) if Tenant shall default in the performance or observance of any other term, obligation, covenant, or condition to be performed or observed by Tenant under this Lease, and if Tenant shall fail to cure said default
within twenty-five (25) days after receipt of notice of said default from Landlord, or if said default shall reasonably require longer than twenty-five (25) days to cure, if Tenant shall fail to commence to cure said default within
twenty-five (25) days after receipt of notice thereof and continuously prosecute the curing of the same to completion with due diligence, or (f) if Tenant shall make an assignment of its property for the benefit of creditors or shall
institute any proceedings relating to it or its property under any bankruptcy or insolvency laws of any jurisdiction or shall petition to any court for, or consent to, the appointment of a receiver, trustee, or assignee of it or any part of its
property, or (g) if an order for relief under any provisions of the Bankruptcy Reform Act of 1978 shall be entered against tenant, or (h) if Tenant shall be declared bankrupt or insolvent according to law, or (i) if any bankruptcy or
insolvency proceedings shall be commenced against Tenant and shall not be dismissed within sixty (60) days thereafter, or



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(j) if a receiver, trustee, or assignee shall be appointed without the consent of Tenant in any bankruptcy or insolvency proceedings of Tenant or the
property of Tenant and shall not be discharged within ninety (90) days thereafter, or (k) if Tenant shall be liquidated or dissolved, or shall begin proceedings toward its liquidation or dissolution, or shall, in any manner, permit the
divestiture of substantially all of its assets, or (1) if, as a result of any failure by Tenant to perform or observe any of the terms, obligations, covenants, or conditions to be performed or observed by it under this Lease, a breach or
default shall have occurred and be continuing under any Superior Lease or Mortgage notice of which has been given to Tenant, and if Tenant shall fail to cure said default prior to the expiration of one-half (12) of that portion of the grace or
cure period, if any, applicable to said breach or default provided in such Superior Lease or Mortgage, the duration of which is ascertainable upon the occurrence of such failure by Tenant. The word Tenant as used in subsections (f), (g), (h), (i),
(j), (k), and (l) of this Section 19 shall mean the then holder of the Tenants interest in this Lease hereunder and/or any Guarantor(s) and/or other persons who or which are liable for Tenants obligations under this Lease. The
words Landlord and Tenant as used in subsections (b), (c), (d), and (e) of this Section 19 shall mean any person, firm, or entity controlled by, under common control with, or controlling the Landlord or the Tenant
(as defined in the preceding sentence) under this Lease, respectively; and for the purpose of interpreting this sentence, the word control shall be deemed to mean capable of directing the business activities and direction of such person,
firm, or entity. Any defaults in Tenants liabilities or obligations under this Lease occasioned by any acts or failures to act by any persons having or claiming any right, title, and interest in or to the Leased Premises by, through, or under
Tenant, shall be deemed the default of Tenant hereunder. If this Lease is terminated pursuant to this Section 19, Tenant waives (i) the benefit of any Laws exempting property from liability for rent or for debt, and (ii) the service
of any notice which may be required by any Laws.

In case of the occurrence of any Event of Default hereinbefore provided,
the Landlord shall have the immediate right of reentry, and may remove all persons and property from the Leased Premises by summary proceedings, lawful force, or otherwise. In addition, in the event of the occurrence of any Event of Default (whether
or not Landlord shall elect to reenter or to take possession pursuant to legal proceedings or pursuant to any notice provided for by Laws), Landlord shall have the right, at its option, to terminate this Lease on not less than two
(2) days notice to Tenant and upon the giving of said notice, this Lease and the term hereof shall cease and expire on the date set forth in said notice as if said date were the expiration date originally set forth herein and/or it may
from time to time, whether or not this Lease be terminated, make such alterations and repairs as may be reasonably necessary in order to relet the Leased Premises or any part(s) thereof for such term or terms (which may extend beyond the term of
this Lease) and at such rental(s) and upon such other terms and conditions as Landlord in its sole discretion may deem advisable; upon each such reletting, all rentals received by the Landlord from such reletting shall be applied, first, to the
payment of any indebtedness (other than rents due hereunder) of Tenant to Landlord, second, to the payment of any costs and expenses of such reletting, including, without limitation, brokerage fees (at no greater than customary rates in the area in
which the Leased Premises is located) and reasonable attorneys fees, and of the cost of such alterations and repairs, third, to the payment of rents due and unpaid hereunder; and the residue, if any, shall be held by Landlord and applied in
payment of future rents and other payments required to be made by Tenant hereunder as the same may become due and payable hereunder, with the right reserved to Landlord to bring such action(s) or proceeding(s) for the recovery of any deficits
remaining unpaid without being obliged to await the end of the term for a final determination of Tenants account; and the commencement or maintenance of any one or more actions shall not bar Landlord from bringing other or subsequent actions
for further accruals pursuant to the



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provisions of this Section. If such rentals received from such reletting during any month be less than that to be paid during that month by Tenant hereunder,
Tenant shall pay any such deficiency to Landlord. Such deficiency shall be calculated and paid monthly subject to Landlords right of action(s) or proceeding(s) as aforesaid. No such reentry or taking possession of the Leased Premises by
Landlord shall be construed as an election on its part to terminate this Lease unless a written notice of such intention be given to Tenant, or unless the termination thereof be decreed by a court of competent jurisdiction. Notwithstanding any such
reletting without termination, Landlord may at any time thereafter elect to terminate this Lease for such previous breach. Should Landlord at any time terminate this Lease for any breach, in addition to any other remedies it may have, it may recover
from Tenant all damages it may incur by reason of such breach as damages for loss of the bargain and not as a penalty, including the cost of recovering the Leased Premises, reasonable attorneys fees, and including the worth, at the time of
such termination, of the excess, if any, of the amount of rental and charges equivalent to the rental and charges reserved in this Lease for the remainder of the then term of this Lease, over the aggregate rental value of the Leased Premises for the
remainder of such term, all of which shall be immediately due and payable from Tenant to Landlord. If any Laws shall validly limit the amount of the damages provided for in the immediately preceding sentence to less than the amount above agreed
upon, Landlord shall be entitled to the maximum amount allowable under such Laws. In the event the Tenant does not comply with its obligations under this Lease, Landlord shall also have the right to appropriate injunctive relief. The rights and
remedies, whether herein or anywhere else in this Lease provided, shall be cumulative, and the exercise of any one right or remedy shall not preclude the exercise of, or act as a waiver of, any other right or remedy of Landlord hereunder, or which
may be existing at law, or in equity, or by statute, or otherwise. In addition to the foregoing, Tenant, and its successors and assigns, shall at all times indemnify Landlord for, defend Landlord against, and save Landlord harmless from, any
liability, loss, cost, injury, damage, or other expense or risk whatsoever, directly or indirectly, arising out of, resulting from, or otherwise in connection with (i) the failure for any reason on the part of Tenant to perform, observe, or
comply with any of the covenants, conditions, and obligations under this Lease to be performed, observed, or complied with by Tenant, and/or (ii) the failure for any reason of any representation, warranty, or covenant given by Tenant in
connection with the execution of this Lease by Landlord to be materially true, complete, and accurate, including, without limitation, any representation, warranty, or covenant given or made by Tenant under that certain Contract of Purchase and Lease
executed by and between Landlord or its predecessor-in-interest, as purchaser, and Tenant or its predecessor-in-interest, as seller, respecting the acquisition of the Leased Premises by Landlord and contemporaneously with the consummation of which
this Lease was executed, all of which representations, warranties, and covenants are hereby incorporated by reference herein this Lease.

20. Tax Appeals and Contests

(a) Tenant shall have the right, at its cost and expense, to contest the
amount or validity, in whole or in part, of any Imposition of any kind by appropriate proceedings diligently conducted in good faith, but no such contest shall be carried on or maintained by Tenant after the time limit for the payment of any
Imposition unless the Tenant, at its option: (i) shall pay the amount involved under protest; or (ii) shall procure and maintain a stay of all proceedings to enforce any collection of any Imposition, together with all penalties, interest,
costs, and expenses, by a deposit of a sufficient sum of money, or by such undertaking as may be required or permitted by law to accomplish such stay; or (iii) shall deposit with Landlord or any Superior Lessor or Mortgagee, as security for the
performance by the Tenant of its obligations hereunder with respect to



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such Impositions, such security in amounts equal to such contested amount or such reasonable security as may be demanded by the Landlord or any Superior
Lessor or Mortgagee to insure payment of such contested Imposition and all penalties, interest, costs, and expenses which may accrue during the period of the contest. Upon the termination of any such proceedings, it shall be the obligation of Tenant
to pay the amount of such Imposition or part thereof, as finally determined in such proceedings, the payment of which may have been deferred during the prosecution of such proceedings, together with any costs, fees (including counsel fees),
interest, penalties, or other liabilities in connection therewith, whereupon the Landlord shall arrange to have returned to the Tenant, with any interest earned thereon and made available for such return, all amounts, if any, held by or on behalf of
Landlord which were deposited by the Tenant in accordance with the provisions hereof.

(b) Tenant shall have the right, at
its cost and expense, to seek a reduction in the valuation of the Leased Premises as assessed for tax purposes and to prosecute any action or proceeding in connection therewith. Provided Tenant is not in default hereunder, Tenant shall be authorized
to collect any tax refund of any tax paid by Tenant obtained by reason thereof and to retain the same.

(c) Landlord agrees
that whenever Landlords cooperation is required in any of the proceedings brought by Tenant as aforesaid, Landlord will reasonably cooperate therein, provided same shall not entail any cost, liability, or expense to Landlord, and Tenant will
pay, indemnify, and save Landlord harmless of and from any and all liabilities, losses, judgments, decrees, costs, and expenses (including all reasonable attorneys fees and expenses) in connection with any such contest and will, promptly after
the final settlement, fully pay and discharge the amounts which shall be levied, assessed, charged, or imposed or be determined to be payable therein or in connection therewith, and Tenant shall perform and observe all acts and obligations, the
performance of which shall be ordered or decreed as a result thereof. No such contest shall subject Landlord or any Superior Lessor or Mortgagee to the risk of any material civil liability or the risk of any criminal liability, and Tenant shall give
such reasonable indemnity or security to Landlord, any Superior Lessor, and any Mortgagee as may be reasonably demanded by any of them to insure compliance with the foregoing provisions of this Section 20.

21. Signs

Tenant
may, during the term of this Lease, upon obtaining any and all necessary permits from governmental authorities, paint or erect and maintain, at its cost and expense, signs of such dimensions and materials as it may reasonably deem appropriate in or
about the Leased Premises. Such signs shall be removed by Tenant upon the termination of its occupancy of the Leased Premises.

22.
Surrender of Premises

Except in the case of condemnation described in subsection 12(a), at the expiration or sooner
termination of the term of this Lease, Tenant shall surrender the Leased Premises in the same condition as the Leased Premises were in upon delivery of possession thereto under this Lease, reasonable wear and tear excepted, and shall surrender all
keys for the Leased Premises to Landlord at the place then fixed for the payment of rent, and shall inform Landlord of all combinations on locks, safes, and vaults, if any, in the Leased Premises. Tenant shall at such time remove all Tenants
Property, as well as any alterations or improvements, if requested to do so by Landlord, and shall repair any damage to the Leased Premises caused thereby, and any or all of such property not so removed shall, at Landlords option, become the
exclusive property of Landlord or be disposed of by



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Landlord, at Tenants cost and expense, without further notice to or demand upon Tenant. If the Leased Premises be not surrendered as and when
aforesaid, Tenant shall indemnify Landlord against loss or liability resulting from the delay by Tenant in so surrendering the Leased Premises including, without limitation, any claims made by any succeeding occupant founded on such delay.
Tenants obligation to observe or perform this covenant shall survive the expiration or other termination of the term of this Lease.

23. Procedure Upon Purchase

(a) In the event of the purchase of the Leased Premises or any portion thereof
by Tenant pursuant to any provision of this Lease, Landlord need not transfer and convey to Tenant or its designee any better title thereto than existed on the date of the commencement of this Lease, and Tenant shall accept such title, subject,
however, to all liens, encumbrances, charges, exceptions, and restrictions on, against, or relating to the Leased Premises and to all applicable Laws, but free of the lien of and security interest created by any Mortgages, and free of any liens,
encumbrances, charges, exceptions, and restrictions which have been created by or resulted from acts of Landlord during the term of this Lease which were not consented to, requested by, or resulting from the acts or omissions of Tenant.

(b) Upon the Closing Date for any such purchase by Tenant of the Leased Premises or any portion thereof pursuant to any provisions of
this Lease, Tenant shall pay to Landlord, or to any persons designated by Landlord in a written notice delivered by Landlord to Tenant not less than three (3) days prior to the Closing Date, by certified check, bank check, or in federal funds,
or electronic equivalent as Landlord may designate, at Landlords address set forth above, or at any other place within the continental United States designated by Landlord, the Purchase Price therefor specified herein, and the following shall
then occur:

(i) Landlord shall deliver to Tenant a deed which describes the Leased Premises or the portion thereof then
being sold to Tenant, and conveys and transfers the title thereto which is described in subsection 23(a) above;

(ii)
Landlord shall deliver to Tenant such other instruments as shall be necessary to transfer to Tenant or its designee any other property then required to be sold by Landlord to Tenant pursuant to this Lease;

(iii) Tenant shall pay (or reimburse Landlord for) all costs, fees, and charges incident to such conveyance and transfer, including,
without limitation, reasonable counsel fees, escrow fees, recording fees, title insurance premiums, mortgage prepayment penalties, and all applicable federal, state, and local taxes (other than any income or franchise taxes levied upon or assessed
against Landlord) which may be incurred or imposed by reason of such conveyance and transfer and by reason of the delivery and/or recording of such deed and such other instruments.

(iv) Upon the completion of the purchase of the Leased Premises pursuant to the provisions hereof and the payment of the Purchase Price
and all other amounts due Landlord, but not prior thereto (unless any delay in the completion of or the failure to complete such purchase shall be the fault of Landlord within the Landlords reasonable control), this Lease and all obligations
hereunder (including the obligations to pay the Minimum Rental and additional charges) shall terminate with respect to the Leased Premises, except with respect to actual or contingent obligations and liabilities of Tenant under this Lease which
arose on or prior to such Closing Date.



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24. Landlord Defined

(a) The term Landlordas used in this Lease means only the owner of the Leased Premises, or the Mortgagee in possession of the
Leased Premises, for the time being, so that in the event of any sale or other transfer of the Leased Premises, Landlord shall be and hereby is entirely Freed and relieved of all liabilities and obligations of Landlord hereunder, and it shall be
deemed without further agreement between the parties and any successor of Landlord, that such successor has assumed and agreed to perform and observe all liabilities and obligations of Landlord hereunder.

(b) Notwithstanding anything contained herein to the contrary, it is specifically understood and agreed that there shall be no personal
liability on Landlord in respect of any of the terms, covenants, conditions, or provisions of this Lease, and in the event of a breach or default by Landlord of any of its liabilities and obligations under this Lease, Tenant and any persons claiming
by, through, or under Tenant shall look solely to the equity of the Landlord in the Leased Premises for the satisfaction of Tenants and such persons remedies and claims for damages.

25. Tenants Payments

Each and every payment and expenditure, other than Minimum Rental and other than costs for any additions, alterations, repairs, replacements, and improvements to the Improvements, which are required to be paid by Tenant under this Lease,
shall be deemed to be additional rent hereunder, whether or not the provisions requiring payment of such amounts specifically so state, and shall be payable, unless otherwise provided in this Lease, on demand by Landlord, and in the case of the
non-payment of any such amount, Landlord shall have, in addition to all of its other rights and remedies, all of the rights and remedies available to Landlord hereunder or by Laws in the case of non-payment of Minimum Rental. Unless expressly
otherwise provided in this Lease, the performance and observance by Tenant of all the terms, covenants, and conditions of this Lease to be performed and observed by Tenant hereunder shall be performed and observed by Tenant at Tenants sole
cost and expense. Tenant agrees to pay or reimburse Landlord, on demand, for any reasonable costs and expenses that may be incurred by Landlord in connection with its review of any instruments or documents requested by Tenant pursuant to this Lease
or relating to the Leased Premises, including, but not limited to, the costs and expenses of making such investigations as the Landlord shall deem appropriate and the reasonable legal fees and disbursements of Landlords counsel. All payments
of Minimum Rental hereunder shall be made to Landlord by check or electronic equivalent, as Landlord may direct, at the address set forth in the beginning hereof, unless otherwise provided herein, or at such other address as may be designated by
Landlord.

26. Right to Cure Defaults

If Tenant shall fail to fully comply with any of its liabilities or obligations under this Lease (including, without limitation, its obligations to make repairs, maintain various policies of insurance, comply with all
Laws, and pay all Impositions and bills for utilities), then three (3) days after the giving of written notice of such breach to Tenant (except that prior written notice shall not be required in the event of an emergency), Landlord shall have
the right, at its option, to cure such breach at Tenants cost and expense. Tenant agrees to reimburse Landlord (as additional rent) for all losses, costs, damages, and expenses resulting therefrom or incurred in connection therewith, together
with interest thereon (at a rate equal to the Maximum Rate), promptly upon demand. Any late charges imposed under Section 35 is in addition to the above items.



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27. Covenant Against Liens

(a) If, because of any act or omission (or alleged act or omission) of Tenant, any mechanics or other lien, charge, or order for
the payment of money or other encumbrances shall be filed or imposed against Landlord, any Superior Lessor, any Mortgagee, and/or any portion of the Leased Premises (whether or not such lien, charge, order, or encumbrance is valid or enforceable as
such), Tenant shall, at its cost and expense, cause same to be discharged of record or bonded within ten (10) days after notice to Tenant of the filing or imposition thereof; and Tenant shall indemnify and defend Landlord against, and save
Landlord harmless from, all losses, costs, damages, expenses, liabilities, suits, penalties, claims, demands, and obligations, including, without limitation, reasonable counsel fees, resulting therefrom. If Tenant fails to comply with the foregoing
provisions, Landlord shall have the option of discharging or bonding any such lien, charge, order, or encumbrance, and Tenant agrees to reimburse Landlord (as additional rent) for all losses, costs, damages, and expenses (including without
limitation reasonable attorney fees) resulting therefrom or incurred in connection therewith, plus an administration fee of twenty (20%) percent of the total of the same together with interest thereon (at a rate equal to the Maximum Rate),
promptly upon demand.

(b) All materialmen, contractors, artisans, mechanics, laborers, and any other persons now or
hereafter furnishing any labor, services, materials, supplies, or equipment to Tenant with respect to any portion of the Leased Premises, are hereby charged with notice that they must look exclusively to Tenant to obtain payment for same. Notice is
hereby given that the Landlord shall not be liable for any labor, services, materials, supplies, or equipment furnished or to be furnished to the Tenant upon credit, and that no mechanics or other lien for any such labor, services, materials,
supplies, or equipment shall attach to or affect the estate or interest of the Landlord in and to the Leased Premises.

28. Waiver of
Redemption

It being clearly understood by Tenant that Landlord is unwilling to enter into any lease of the Leased
Premises for a term of more than five (5) years unless the statutory rights of redemption after a dispossess proceeding and to a second further trial after an action in ejectment shall be waived by Tenant (unless such second or further trial
results from an appellate court decision reversing the decision of the first trial), and Tenant being willing to waive all such rights of redemption conferred by statute in order that it may secure a lease of more than five (5) years, Tenant
covenants and agrees that in the event of an action for ejectment or any other action or proceeding to dispossess, terminating this Lease, the right of redemption provided or permitted by any Laws, and the right to any second or further trial
provided or permitted by any Laws, shall be, and hereby are, expressly waived (unless such second or further trial results from an appellate court decision reversing the decision of the first trial). Tenant hereby expressly waives the service of any
notice in writing of intention to reenter as provided for, or may be provided for, in and by the laws of the State in which the Leased Premises are located, as the same may from time to time exist.



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29. Landlords and Tenants Certificates

Landlord and Tenant shall, each without charge at any time and from time to time, within ten (10) days after request by the other
party, certify by written instrument, duly executed, acknowledged, and delivered to any ground lessor, Mortgagee, assignee of any Mortgagee or purchaser, or any proposed Mortgagee, or proposed assignee or sub-tenant of Tenant or any other person,
firm, or corporation specified by Landlord or Tenant:

(a) That this Lease are unmodified and in full force and effect (or,
if there has been modification, that the same is in full force and effect as modified, and stating the modifications);

(b)
Whether or not there are then existing any breaches or defaults by the other party under any of the terms of this Lease, and specifying such breach or default or any setoffs or defenses against the enforcement of any of the agreements, terms,
covenants, or conditions of this Lease, as the case may be, to be performed or complied with (and, if so, specifying the same and the steps being taken to remedy the same); and

(c) The dates, if any, to which the rental(s) and other charges under this Lease have been paid in advance.

30.Waiver of Trial by Jury (Have parties initial)

Landlord and Tenant do hereby waive trial by jury in any action, proceeding, or counterclaim brought by either against the other, upon
any matters whatsoever arising out of or in any way connected with this Lease, Tenants use or occupancy of the Leased Premises, and/or any claim of injury or damage. It is further mutually agreed that in the event Landlord commences any
summary proceeding for non-payment of Minimum Rental or additional rent, Tenant will not interpose any counterclaim of whatever nature or description in any such proceeding.

31. Net Lease: Non-Terminability

This is an absolutely net
lease, and, except as otherwise specifically provided in Section 12 hereof, this Lease shall not terminate, nor shall Tenant have any right to terminate this Lease; nor shall Tenant be entitled to any abatement, deduction, deferment,
suspension, or reduction of, or setoff, defense, or counterclaim against, any rentals, charges, or other sums payable by Tenant under this Lease; nor shall the respective obligations of Landlord and Tenant be otherwise affected by reason of damage
to, or destruction of, the Leased Premises from whatever cause, any taking by condemnation, eminent domain, or by agreement between Landlord and those authorized to exercise such rights, the lawful or unlawful prohibition of Tenants use of the
Leased Premises, the interference with such use by any persons, corporations, or other entities, or by reason of any eviction by paramount title, or by reason of Tenants acquisition of ownership of the Leased Premises otherwise than pursuant
to an express provision of this Lease, or by reason of any default or breach of any warranty by Landlord under this Lease or any other agreement between Landlord and Tenant, or to which Landlord and Tenant are parties, or for any other cause whether
similar or dissimilar to the foregoing, any Laws to the contrary notwithstanding; it being the intention that the obligations of Landlord and Tenant hereunder shall be separate and independent covenants and agreements, and that the Minimum Rental,
additional rent, and all other charges and sums payable by Tenant hereunder shall continue to be payable in all events unless the obligations to pay the same shall be terminated pursuant to the express provisions of this Lease; and Tenant covenants
and agrees that it will



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remain obligated under this Lease in accordance with its terms, and that it will not take any action to terminate, cancel, rescind, or void this Lease,
notwithstanding the bankruptcy, insolvency, reorganization, composition, readjustment, liquidation, dissolution, winding-up, or other proceedings affecting Landlord or any assignee of, or successor to, Landlord, and notwithstanding any action with
respect to this Lease that may be taken by a trustee or receiver of Landlord or any assignee of, or successor to, Landlord, or by any court in any such proceeding.

32. Miscellaneous Provisions

(a) Notices.Any notice, exercise of option or
election, communication, request, or other document or demand required or permitted under this Lease shall be in writing and shall be given to Landlord or Tenant by national, reputable, overnight courier which provides proof of delivery, registered
or certified mail, return receipt requested, postage prepaid, to the parties at the addresses listed below:

(i) to the
Landlord as follows:

First National Holdings, LLC

c/o Donald B. Wildman

220 North Church Street, Suite 4

Spartanburg, SC 29306

Telephone:
(864)582-8121

Facsimile: (864) 585-5328

(ii) to the Tenant as follows:

First National Bank of Spartanburg

Attn: President

215 North Pine Street

Spartanburg, SC 29302

Telephone: (864) 594-5690

Facsimile:
(864) 594-5688

Either party may, from time to time, change the address to which such written notices, exercise of
options or elections, communications, requests, or other documents or demands are to be mailed, by giving the other party(ies) written notice of such changed address, pursuant to the terms hereinabove set forth. At Landlords option, which may
be exercised at any time hereafter, Tenant shall send copies of any and all said notices and other communications designated by Landlord, to any Mortgagees and Superior Lessors designated by Landlord, in the same manner as notices are required to be
sent to Landlord, and at such address(es) as Landlord may from time to time designated by notice to Tenant.

(b)
Relationship of the Parties.It is the intention of the parties hereto to create the relationship of Landlord and Tenant, and no other relationship whatsoever, and unless expressly otherwise provided herein, nothing herein shall be construed
to make the parties hereto liable for any of the debts, liabilities, or obligations of the other party.



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(c) Applicability.Whenever a provision in this Lease is stated to apply to the
term of this Lease, or words of similar import, the same shall be deemed to mean and include any Extended Term as well, unless specific reference is made to such provision as having applicability only to all or any portions of the Initial Term
and/or any Extended Term.

(d) Governing Laws.This Lease shall be governed exclusively by the provisions hereof and
by the laws of the State in which the Leased Premises are located as the same may from time to time exist.

(e)
Invalidity of Particular Provisions.If any term or provision of this Lease or the application thereof to any person or circumstance shall, to any extent, be invalid or unenforceable, the remainder of this Lease or the application of such
term or provision to persons or circumstances other than those as to which it is held invalid or unenforceable, shall not be affected thereby, and each term and provision of this Lease shall be valid and be enforced to the fullest extent permitted
by law.

(f) Waiver.Failure on the part of either party to complain of any action or non-action on the part of the
other party, no matter how long the same may continue, shall never be deemed to be a waiver by either party of any of its rights hereunder. Acceptance by Landlord of Minimum Rental, additional rent, or any other charges paid by Tenant hereunder
shall not be, or be deemed to be, a waiver by Landlord of any default by Tenant, whether or not Landlord knows of such default. No waiver at any time of any of the provisions hereof by either party shall be construed as a waiver of any of the other
provisions hereunder, and a waiver at any time of any of the provisions hereof shall not be construed as a waiver at any subsequent time of the same provisions.

(g) Counterparts.This Lease may be executed in several counterparts, each of which shall be deemed an original, and such
counterparts shall constitute but one and the same instrument.

(h) Sole Agreement.This Lease sets forth all the
promises, inducements, agreements, conditions, and understandings between Landlord and Tenant relative to the demise of the Leased Premises, and there are no promises, agreements, conditions, or understandings, either oral or written, express or
implied, between them, other than as herein incorporated or set forth with respect to such demise. Except as herein otherwise provided, no subsequent alteration, amendment, change, or addition to this Lease shall be binding upon Landlord or Tenant,
unless reduced to writing and signed by the party(ies) to be charged therewith.

(i) Short Form of Lease.A short
form of Lease for recording purposes only, in form reasonably satisfactory to Landlord and Tenant, shall, simultaneously with the execution hereof, and at any time hereafter upon the request of either Landlord or Tenant, be executed by Landlord and
Tenant in recordable form.

(j) Captions.The captions of the several Sections and subsections of this Lease and
table of contents are not a part of the context hereof and shall be ignored in construing this Lease. They are intended only as aids in locating various provisions hereof.

(k) Successors and Assigns.Except as may be expressly otherwise provided herein, the terms, covenants, and conditions hereof shall
inure to the benefit of, and shall be binding upon, Landlord and its successors and assigns and the terms, covenants, and conditions hereof shall inure to the benefit of, and shall be binding upon, Tenant and its successors and permitted assigns.



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(1) No Merger.There shall be no merger of this Lease, or the leasehold estate
created by this Lease, with any other estate or interest in the Leased Premises, or any part thereof, by reason of the fact that the same person, firm, corporation, or other entity may acquire or own or hold, directly or indirectly, (i) this
Lease or the leasehold estate created by this Lease, or any interest in this Lease or in any such leasehold estate, and (ii) any such other estate or interest in the Leased Premises or any part thereof; and no such merger shall occur unless and
until all persons, corporations, firms, and other entities having an interest (including a security interest) in (i) this Lease or the leasehold estate created by this Lease; and (ii) any such other estate or interest in the Leased
Premises, or any part thereof, shall join in a written instrument effecting such merger and shall duly record the same.

(m)
Rights of Superior Lessor.Any rights provided herein for the benefit of any Mortgagees shall apply with equal force and effect for the benefit of any Superior Lessors as if expressly so stated in each instance.

(n) Reports.In the event the following is not available to the general public, Tenant agrees to furnish to Landlord, upon request
and with reasonable promptness: (1) copies of financial statements of Tenant and each Guarantor (including, but not limited to, annual balance sheets, income statements, and surplus statements, certified by independent certified public
accountants); and (2) other financial statements, reports, and documents which the Tenant and each Guarantor: (i) files with or otherwise sends to the Securities and Exchange Commission, whether pursuant to the Securities Act of 1933, as
amended, or the Securities Exchange Act of 1934 including, without limitation, Annual Report on Form 10-K, Quarterly Report on Form 10-Q, Current Report on Form 8-K and Proxy Statements and other soliciting materials; (ii) files with any other
governmental commission, department, or agency or any securities exchange; and (iii) sends to or makes available to its shareholders. In addition to the foregoing, Tenant shall obtain and deliver to Landlord, with reasonable promptness:
(a) such other information respecting the operation of the Leased Premises or the financial condition and affairs of Tenant or any Guarantors, as Landlord may from time to time reasonably request; and (b) together with the annual reports
of each Guarantor as required above, an Officers Certificate of such Guarantor stating that to the best of the signers knowledge and belief, after making due inquiry, neither Tenant nor such Guarantor is in default in the performance or
observance of any of the agreements, terms, covenants, or conditions of this Lease or the Guarantee upon the part of Tenant or the Guarantor, as the case may be, to be performed or observed (or, if so, specifying the same and the steps being taken
to remedy the same).

(o) Ownership of Leased Premises.Tenant acknowledges that the Leased Premises are the property
of Landlord and that Tenant has only the right to the possession and use thereof upon the terms, covenants, and conditions set forth in this Lease.

(p) Encroachments,Restrictions, etc.If any of the Improvements shall, at any time, encroach upon any property, street, or right-of-way adjoining or adjacent to the Leased Premises, or shall
violate the agreements or conditions contained in any restrictive covenant or other agreement affecting the Leased Premises, or any part thereof, or shall hinder or obstruct any easement or right-of-way to which the Leased Premises are subject, or
shall impair the rights of others under such easement or right-of-way, then promptly upon the request of the Landlord at the behest of any persons affected by any



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such encroachment, violation, hindrance, obstruction, or impairment, Tenant shall, at its cost and expense, either (i) obtain valid and effective
waivers or settlements of all claims, liabilities, and damages resulting from each such encroachment, violation, hindrance, obstruction, or impairment, whether the same shall affect Landlord or Tenant, or (ii) make such changes in the
Improvements, and take such other actions as shall be necessary, to remove such encroachments, hindrances, or obstructions and to end such violations or impairments, including, if necessary, but only with Landlords prior written consent, the
alteration or removal of any of the Improvements. Any such alteration or removal consented to by Landlord shall be made by Tenant in accordance with the requirements of Section 9, above. Tenants obligations under this subsection 32(p)
shall survive the expiration or sooner termination of this Lease,

(q) Acceptance of Surrender,No surrender to
Landlord of this Lease or of the Leased Premises, or any part thereof, or of any interest therein, shall be valid or effective unless agreed to and accepted in writing by Landlord and consented to in writing by any and all Mortgagees and Superior
Lessors, and no act or omission by Landlord or any representative or agent of Landlord, other than such a written acceptance by Landlord, consented to as aforesaid, shall constitute an acceptance of any such surrender.

(r) Consent by Landlord.Wherever in this Lease Landlord agrees not to withhold its consent or approval unreasonably, or words of
like import, Tenant agrees that it shall not be unreasonable for Landlord to withhold such consent or approval (i) if, by granting such consent or approval, Landlord shall be in violation of any Mortgage, or (ii) any Mortgagee shall not
give its consent or approval thereto where its consent or approval is required by the terms of its Mortgage. Anything herein contained to the contrary notwithstanding, any consent or approval given by Landlord hereunder this Lease with respect to
any act or matter to which a Mortgagee is entitled by the terms of its Mortgage to consent or approve shall be of no force or effect, and shall be deemed to have been withheld, unless accompanied by the written consent or approval of such Mortgagee.
In the event that a claim or adjudication is made that Landlord has acted unreasonably, or unreasonably delayed acting in any case where by law or under this Lease it has an obligation to act reasonably or promptly, Landlord shall not be liable for
any monetary damages, and Tenants remedies shall be limited to injunctive relief or declaratory judgment.

33. Tenants Right
of First Option/Refusal to Purchase

In the event that, at any time during the term of this Lease, Landlord desires to
sell the Leased Premises to any entity not related to or affiliated with Landlord, Tenant shall have the right of first offer with respect to the purchase thereof, which right shall be exercisable in accordance with and subject to the following
conditions:

(a) If Landlord desires to offer the Leased Premises for sale, it shall send Tenant a notice (the Offer Notice)
so stating;

(b) If Tenant is interested in purchasing the Leased Premises, it shall send Landlord a written offer (the
First Offer) within thirty (30) days of the Offer Notice which shall be deemed, subject to the terms of Section 33(d) hereof, to be an irrevocable offer to purchase the Leased Premises as provided in this Section 33. The First Offer
shall specify a price (the First Offer Purchase Price) and other terms (the Other Terms) upon which the Tenant shall be obligated, at Landlords option as herein provided, to purchase the Leased Premises. Failure of Tenant to send the
First Offer to Landlord within



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said thirty (30) day period shall be deemed a waiver by Tenant of its right of first offer, and thereafter, the provisions of this Section 33 shall
no longer be of any force and effect;

(c) In the event that Tenant has sent Landlord a First Offer, then for a period of
one (1) year from the Offer Notice, Landlord shall not sell the Leased Premises to a third party for less than the amount of the First Offer Purchase Price or on terms substantially more onerous to Landlord than the Other Terms. Upon a sale by
the Landlord of the Leased Premises to a third party, the provisions of this Section 33 shall no longer be of any force or effect. Notwithstanding anything to the contrary, Landlord shall have no obligation to accept the First Offer or to sell
the Leased Premises to any third party;

(d) If Tenant has sent Landlord a First Offer in compliance with subsection
(b) of this Section 33 and Landlord has not accepted a third party offer within one (1) year after receipt of the First Offer, the Offer Notice shall terminate, and Tenants right of first offer shall again be in full force and
effect;

(e) If Landlord is willing to accept the First Offer prior to the termination thereof as provided in
Section 33(d) hereof, then Landlord shall send Tenant a written notice (the Acceptance);

(f) On a date (the First
Offer Closing Date) which shall be specified by Landlord in the Acceptance, but shall be not less than thirty (30), nor more than one hundred twenty (120), days from the date of the Acceptance, Tenant shall purchase the Leased Premises on the Other
Terms as set forth in the First Offer and as otherwise provided in Section 23 of this Lease, whereupon Tenant shall pay the First Offer Purchase Price (which, for purposes of Section 23 of this Lease, may sometimes be referred to as the
Purchase Price) as set forth in the First Offer to Landlord, together with all installments of Minimum Rental and all other sums due and payable under this Lease to and including such First Offer Closing Date,

(g) Notwithstanding anything to the contrary contained in this Section 33, the provisions of this Section 33 shall not apply to,
and Landlord shall have no obligation and Tenant shall have no right under this Section 33 in connection with, any of the following:

(i) any sale, transfer, or other disposition of the Leased Premises or any portion thereof or any interest therein incidental to the exercise of any remedy provided for in any Mortgage or Superior Lease,

(ii) any sale, transfer, or other disposition of the Leased Premises or any portion thereof or any interest therein if, at the time
Landlord would have otherwise been obligated to send Tenant an Offer Notice in connection with such disposition or at any time thereafter, there shall have occurred an Event of Default hereunder.

34. Bankruptcy or Insolvency

The Landlord and Tenant acknowledge and agree that the provisions of this Section 34 shall control notwithstanding anything to the contrary contained herein.



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(a) In the event that Tenant shall become a debtor under Chapter 7 of the Bankruptcy
Reform Act of 1978, 11 U.S.C. A. §§701 to 784 (Bankruptcy Code) and Tenants trustee or Tenant shall elect to assume this Lease for the purpose of assigning the same or otherwise, such election and assignment may be made only if the
provisions of this Section 34 are satisfied. If Tenant or Tenants trustee shall fail to assume this Lease within 60 days after the entry of an order for relief, this Lease shall be deemed to have been rejected. Immediately thereupon,
Landlord shall be entitled to possession of the Leased Premises without further obligation to Tenant or Tenants trustee and this Lease, upon the election of Landlord, shall terminate, but Landlords right to be compensated for damages
(including, without limitation, liquidated damages pursuant to Section 19 or the exercise of any other remedies in any such proceeding) shall survive, whether or not this Lease shall be terminated.

(b) In the event that a voluntary petition for reorganization is filed by Tenant, or an involuntary petition is filed against Tenant under
Chapter 11 of the Bankruptcy Code, or in the event of the entry of an order for relief under Chapter 7 in a case which is then transferred to Chapter 11, Tenants trustee or Tenant, as debtor-in-possession, must elect to assume this Lease
within 60 days from the date of the filing of the petition under Chapter 11 or the transfer thereto, or Tenants trustee or the debtor-in-possession shall be deemed to have rejected this Lease. Immediately thereupon, Landlord shall be entitled
to possession of the Leased Premises without further obligation to Tenant or Tenants trustee and this Lease, upon the election of Landlord, shall terminate, but Landlords right to be compensated for damages (including, without
limitation, liquidated damages pursuant to Section 19 or the exercise of any other remedies in any such proceeding) shall survive, whether or not this Lease shall be terminated.

(c) No election by Tenants trustee or the debtor-in-possession to assume this Lease, whether under Chapter 7 or Chapter 11, shall be
effective unless each of the following conditions has been satisfied:

(i) Tenants trustee or the
debtor-in-possession has cured all defaults under this Lease, or has provided Landlord with evidence satisfactory to Landlord that it will cure all defaults susceptible of being cured by the payment of money within 10 days from the date of such
assumption, and that it will cure all other defaults under this Lease which are susceptible of being cured by the performance of any act within 30 days after the date of such assumption.

(ii) Tenants trustee or the debtor-in-possession has compensated, or has provided Landlord with evidence satisfactory to Landlord
that, within 10 days from the date of such assumption, it will compensate, Landlord for any actual pecuniary loss incurred by Landlord arising from the default of Tenant, Tenants trustee, or the debtor-in-possession as indicated in any
statement of actual pecuniary loss sent by Landlord to Tenants trustee or the debtor-in-possession.

(iii)
Tenants trustee or the debtor-in-possession (A) has provided Landlord with Assurance, as hereinbelow defined, of the future performance of each of the obligations under this Lease of Tenant, Tenants trustee, or the
debtor-in-possession, and (B) shall, in addition to any other security deposits held by Landlord, deposit with Landlord, as security for the timely payment of Minimum Rental and for the performance of all other obligations of Tenant under this
Lease, an amount equal to 3 monthly installments of Minimum Rental and any percentage rental payable under this Lease (both at the rate then payable), and (C) pay in advance to Landlord on the date each installment of Minimum Rental is due and
payable, one-twelfth of Tenants annual obligations for Impositions and



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insurance premiums to be made by Tenant pursuant to this Lease. The obligations imposed upon Tenants trustee or the debtor-in-possession by this
Section 34 shall continue with respect to Tenant or any assignee of this Lease, after the conclusion of proceedings under the Bankruptcy Code.

(iv) Such assumption will not breach or cause a default under any provision of any other lease, Mortgage, financing agreement, or other agreement by which Landlord or the Superior Lessor is bound, relating to the
Leased Premises or any larger development of which the Leased Premises is a part.

(d) For purposes of subsection (c)(iii)
of this Section 34, Landlord and Tenant acknowledge that Assurance shall mean no less than: (i) Tenants trustee or the debtor-in-possession has, and will continue to have, sufficient unencumbered assets, after the payment of all
secured obligations and administrative expenses, to assure Landlord that sufficient funds will be available to fulfill the obligations of Tenant under this Lease, and (ii) to secure to Landlord the obligations of Tenant, Tenants trustee,
or the debtor-in-possession, and to assure the ability of Tenant, Tenants trustee, or the debtor-in-possession to cure the defaults under this Lease, monetary and/or non-monetary, there shall have been: (A) sufficient cash deposited with
Landlord, or (B) the Bankruptcy Court shall have entered an order segregating sufficient cash payable to Landlord, and/or (C) Tenants trustee or the debtor-in-possession shall have granted to Landlord a valid and perfected first lien
and security interest and/or mortgage in properly of Tenant, Tenants trustee, or the debtor-in-possession, acceptable as to value and kind to Landlord.

(e) In the event that this Lease is assumed in accordance with subsection (b) of this Section 34 and thereafter Tenant is
liquidated or files, or has filed against it, a subsequent petition under any provision of the Bankruptcy Code or any similar statute for relief of debtors, Landlord may, at its option, terminate this Lease and all rights of Tenant hereunder, by
giving Tenant notice of its election to so terminate within 30 days after the occurrence of either of such events.

(f) If
Tenants trustee or the debtor-in-possession has assumed this Lease pursuant to the terms and provisions of this Section 34 for the purpose of assigning (or elects to assign) this Lease, this Lease may be so assigned only if the proposed
assignee has provided adequate assurance of future performance of all of the terms, covenants, and conditions of this Lease to be performed by Tenant. Landlord shall be entitled to receive all consideration for such assignment, whether cash or
otherwise. As used in this subsection (f) of this Section 34 adequate assurance of future performance shall mean at least that clauses (B) and (C) of subsection (c)(iii) of this Section 34, and each of the
following conditions, has been satisfied:

(i) The proposed assignee has furnished Landlord with a current financial
statement audited by a certified public accountant, determined in accordance with generally accepted accounting principles consistently applied, indicating a credit rating, net worth, and working capital in amounts which Landlord reasonably
determines to be sufficient to assure the future performance of such assignee of Tenants obligations under this Lease, but in no event indicating a net worth less than the net worth of the Tenant and any Guarantors of this Lease, on the date
of execution hereof.



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(ii) Such assignment will not breach or cause a default under any provision of any other
lease, Mortgage, financing agreement, or other agreement by which Landlord or the Superior Lessor is bound, relating to the Leased Premises or any larger development of which the Leased Premises is a part.

(iii) The proposed assignment will not release or impair any Guarantee under this Lease.

(g) When, pursuant to the Bankruptcy Code, Tenants trustee or the debtor-in-possession shall be obligated to pay reasonable use and
occupancy charges for the use of the Leased Premises, such charges shall not be less than the Minimum Rental and all additional rent payable by Tenant under this Lease, and shall be paid at the times and when due as though such charges were Minimum
Rental and additional rent.

(h) Anything in this Lease to the contrary notwithstanding, neither the whole nor any portion
of Tenants interest in this Lease or its estate in the Leased Premises shall pass to any trustee, receiver, assignee for the benefit of creditors, or any other similar person or entity, or otherwise by operation of law under the Bankruptcy
Code or any similar federal statute now or hereinafter enacted, or under the laws of any state having jurisdiction of the person or property of Tenant, unless Landlord shall have consented to such transfer in writing. No acceptance by Landlord of
rent or any other payments from any such trustee, receiver, assignee, person, or other entity shall be deemed to constitute such consent by Landlord, nor shall it be deemed a waiver of Landlords right to terminate this Lease for any transfer
of Tenants interest under this Lease without such consent.

(i) Anything in this Lease to the contrary
notwithstanding, Tenant covenants and agrees that this Lease is an extension of financial benefits and accommodations to Tenant which are uniquely personal in nature, and such financial benefits and accommodations are a material inducement for
Landlords execution and delivery of this Lease, and are an integral part of the consideration for this Lease.

(j)
Notwithstanding anything in this Lease to the contrary, and as a material inducement for Landlords execution and delivery of this Lease, and the extension of financial benefits and accommodations uniquely personal to Tenant, Tenant covenants
and agrees for itself, its successors, and assigns, that it will maintain at all times a net worth, determined in accordance with generally accepted accounting principles consistently applied, of not less than the net worth so determined of Tenant
and any Guarantors of this Lease on the date of execution hereof. Failure to comply with the provisions of this subsection (j) of Section 34 shall be deemed a default relating to a monetary obligation, as that term is used in
Section 19 of this Lease, entitling Landlord to the remedies therein provided.

(k) In the event of an assumption or
assignment, or both, of Tenants interests pursuant to this Section 34, the right to extend the term of this Lease for an Extended Term beyond the then term of this Lease shall be extinguished.

35. Late Charges

(a)
Tenant hereby acknowledges that late payment by Tenant to Landlord of rent and other sums due hereunder will cause Landlord to incur costs not contemplated by this Lease, the exact amount of which will be extremely difficult to ascertain. Such costs
include, but are not limited to, processing and accounting charges, and late charges which may be



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imposed on Landlord by the terms of any mortgage or trust deed encumbering the Premises. Accordingly, if any installment of rent or any other sum due from
Tenant shall not be received by Landlord or Landlords designee within ten (10) days after the date on which such sum is due, Tenant shall pay to Landlord a late charge equal to ten (10%) percent of such overdue amount. The parties
hereby agree that such late charge represents a fair and reasonable estimate of the costs Landlord will incur by reason of late payment by Tenant. Acceptance of such late charge by Landlord shall in no event constitute a waiver of Tenants
default with respect to such overdue amount, nor prevent Landlord from exercising any of the other rights and remedies granted hereunder.

(b) Any amount due Landlord not paid within ten (10) days after the date on which such amount is due shall bear interest at the Maximum Rate from the due date of such amount. Payment of such interest shall not
excuse or cure any default by Tenant under this Lease.

36. Definitions

For the purposes of this Lease, the following definitions shall be applicable in addition to those definitions of terms contained in
other sections and schedules of the Lease:

Lease YearAny twelve (12) month period during the Initial Term of
this Lease and any Extended Term commencing on the first day of the first full calendar month of the term of this Lease.

Maximum Ratean annual rate of interest equal to the Prime Rate plus two (2%) percent, but in no event in excess of the maximum lawful rate permitted to be charged by a Landlord against a defaulting Tenant for monies advanced by
reason of a Tenants default.

Mortgageany Mortgage, deed of trust, or other security interest now existing or
hereafter created on all or any portion of Landlords interest in this Lease and/or the Leased Premises.

Mortgageethe holder of any Mortgage.

Person/Personsany individual(s), partnership(s), firm(s),
corporation(s), business trust(s), estate(s), legal representative(s), or other entities of any nature or description whatsoever.

Prime Ratethe rate being charged at the time in question by First National Bank of the South, or any successor bank, for short-term ninety (90) day unsecured loans made to its preferred customers.

Superior Leaseany lease of all or any portions of the Leased Premises made by and between any persons, firms, or entities, as
lessor, and any Landlord hereunder, as lessee.

Superior Lessorthe Lessor under any Superior Lease.

[REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]

[SIGNATURES ON FOLLOWING PAGES]



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IN WITNESS WHEREOF, the parties hereto have duly executed this instrument under seal as of the day and year first above
written.



|          |       |                                                                          |                   | 
|--------- | ----- | ------------------------------------------------------------------------ | ----------------- | 
|WITNESS:  |       | LANDLORD:                                                               
|          |      
|LOGO LOGO |       | FIRST NATIONAL HOLDINGS, LLC, a South Carolina limited liability company
|          | By:   |                                                                          | LOGO             
|          | Name: |                                                                          | Donald B. Wildman
|          | Its:  |                                                                          | Manager          
|          |      
|          |       | TENANT:                                                                 
|          |      
|LOGO LOGO |       | FIRST NATIONAL BANK OF THE SOUTH, a national banking organization       
|          | By:   |                                                                          | LOGO             
|          | Name: |                                                                          | Jerry L. Calvert 
|          | Its:  |                                                                          | President & C.E.O



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EXHIBIT A

LEGAL DESCRIPTIONS

North Pine Street Property:

ALL those lots, pieces or parcels of land with improvements located thereon, located, lying and being in the City of Spartanburg, Spartanburg County, South Carolina on
the western side of North Pine Street US Highway 176 (R/W varies), containing 2.98 acres, more or less, and being more particularly shown on plat of survey made for First National Holdings, LLC dated November 15, 2006, last revised
January 11, 2007, by Site Design, Inc. (Joe F. Gosnell, P.L.S. S. C. Reg. No. 16501) recorded February , 2007 in Plat Book
, at Page
 in the Spartanburg County Register of Deeds Office, to which plat reference is hereby made for a more complete and
particular description and with the following metes and bounds, to-wit:

COMMENCING at an old nail in curb located 412.3 feet more or less, from that
intersection of the rights of way of North Pine Street US Highway 176 and Saint John Street along a tie line of N 26-40-00 W said point being the POINT OF BEGINNING (P.O.B.);

From said P.O.B. and leaving the right of way of North Pine Street, thence S. 89-45-19 W. 107.01 feet to IPO 1/2" rebar; thence S. 38-31-44 W. 166.32 feet to IPO 1/2" rebar; thence S. 12-59-37 W. 25.33 feet to IPO 1/2"rebar; thence S. 35-29-00 W. 75.79 feet to IPO 1/2"rebar; thence S. 52-05-04 E. 32.61 feet to IPO 1/2" rebar; thence S. 13-06-08 W.
51.59 feet to IPO 1/2" rebar located on the right of way of Saint John Street; thence along the right of way of
Saint John Street N 66-50-29 W 38.22 feet to a point; thence N. 67-50-04 W. 59.33 feet to an Old Nail & Cap; thence leaving the right of way of Saint John Street N. 18-46-19 E. 26.44 feet to an Old Nail & Cap; thence N. 18-43-06 E.
35.75 feet to old RR Spike; thence N. 15-39-05 E. 67.76 feet to old RR Spike; thence N. 14-44-54 E. 35.50 feet to Old RR Spike; thence N. 12-24-45 E. 10.53 feet to Mag Nail Set; thence N. 04-54-04 E. 59.93 feet to Old Nail & Cap; thence S.
06-09-50 W. 24.47 feet to a point; thence S. 69-55-21 W. 56.48 feet to IPO 3/8" rebar; thence N. 13-27-48 W.
56.90 feet to IPO 1/4"SR Bent; thence N. 69-25-42 E. 75.13 feet to Mag Nail Set; thence N.
06-09-50 E. 75.15 feet to point; thence S. 68-36-40 W. 103.38 feet to IPO 1/2"rebar; thence N.
13-16-11 W. 54.19 feet to IPO 1/2" RB Bent; thence N. 13-18-21 W. 68.46 feet to IPO 1/2" rebar; thence N. 70-10-40 E. 68.16 feet to IPS 5/8" rebar; thence N. 14-34-32 W. 16.95 feet to IPO 5/8" solid rod; thence N. 16-19-51 W. 49.62 feet to an IPO 1/2"
solid rod; thence N. 68-31-30 E. 28.22 feet to IPO 1/2"rebar; thence N. 14-14-23 W. 127.74 feet
to Old Mag Nail; thence along the right of way of Greenleaf Street 20 R/W, thence N. 75-43-34 E. 50.38 feet to IPO 1/2"rebar, thence N. 77-29-16 E. 50.95 feet to IPO 1/2" rebar, thence N. 74-51-16 E.
9.39 feet to IPO 1/2"R. B. Bent located on the right of way of North Pine Street US Highway 176;
thence along the right of way of North Pine Street US Highway 176 the following two (2) calls: S. 28-35-12 E. 113.16 feet to IPO 1/2"rebar; S. 26-40-00 E. 414.60 feet to Old Nail in Curb and the P.O.B.



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Derivations:

A portion of
the above described property was heretofore conveyed to First National Bank of Spartanburg, Div. of First National Bank of the South by deed of Robbin Waldrop and Gracie Sue Waldrop recorded on February 8, 2005 in Deed Book 82-G, at Page 702,
aforesaid records.

Tax Map Number: 7-12-07-158.00

A portion
of the above described property was heretofore conveyed to First National Bank of the South by deed of Bobby J. Crump recorded October 13, 2005 in Deed Book 84-D, at Page 524, aforesaid records.

Tax Map Number: 7-12-07-161.00

A portion of the above described property
was heretofore conveyed to First National Bank of the South by deeds recorded in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 72-G at Page 464; Deed Book 72-G at Page 465; and Deed Book 72-G at Page 466.

Tax Map Numbers: P/O 7-12-07-147.00; P/O 7-12-07-147.01 and also 7-12-07-157.00

A portion of the above described property was heretofore conveyed to FIRST NATIONAL BANK OF SPARTANBURG by deed of HBJ PROPERTIES, A SOUTH CAROLINA GENERAL PARTNERSHIP, dated February 22, 2000, recorded in the Office of the Register of
Deeds for Spartanburg County, S. C. in Deed Book 71-N, at Page 609.

Tax Map Number: 7-12-07-168.00

A portion of the above described property was heretofore conveyed to First National Bank of Spartanburg by deed recorded in the Office of the Register of Deeds for
Spartanburg County, S. C. in Deed Book 83-G at Page 402.

Portions of the above described property was heretofore conveyed to First National Bank of
Spartanburg by Road Closure Order recorded in Deed Book 72-F at Page 624.)

Tax Map Number: 7-12-07-156.00





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A portion of the above described property was heretofore conveyed to First National Bank of Spartanburg by deed recorded
in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 84-E at Page 180.

Portions of the above described property was
heretofore conveyed to First National Bank of Spartanburg by Road Closure Order recorded in Deed Book 84-P at Page 302.)

Tax Map Numbers: 7-12-7-153.00
and 7-12-7-154.00

Boiling Springs Road Property:

ALSO: ALL that lot, piece or parcel of land located in the State of South Carolina, County of Spartanburg, at Boiling Springs, located at the northeastern quadrant of the intersection of Boiling Springs Road (S. C. Highway No. 9) and
Swain Avenue, containing 0.946 acres, more or less, and being more particularly shown on plat of survey made for First National Bank of Spartanburg dated August 15, 2000 by John Robert Jennings, P.L.S., Surveyor, recorded December 27, 2000
in Plat Book 149, at Page 360 in the Office of the Register of Deeds for Spartanburg County, S. C. See also ALTA / ACSM Land Title Survey prepared for First National Holdings, LLC by Joe F. Gosnell, P.L.S., South Carolina Reg.
No. 16501 of Site Design, Inc., dated November 7, 2006, last revised on February 8, 2007 (the Survey) showing said parcel as having the following metes and bounds, to-wit:

Commencing at an iron pin old 3/4 open lop located on the right of way of Boiling Springs Road (SC Hwy 9) (45 R/W from C/L) as shown on said Survey and being
the Point of Beginning (POB).

From said POB, thence along the Boiling Springs Road right of way the following three calls: N. 32-57-13 W. 93.14 feet to
IPS 5/8 rebar, N. 33-39-21 W. 84.29 feet to IPS 5/8 rebar, N. 07-29-08 E. 11.91 feet to IPS 5/8 rebar; thence along the 40 right of way of Swain Avenue the following two calls: N. 49-22-15 E. 172.49 feet to Mag Nail Set, N.
49-24-00 E. 44.51 feet to IPS; thence leaving said right of way and running S. 33-18-35 E. 184.79 feet to IPO 1/2 rebar; thence S. 49-09-22 W. 21.53 feet to IPO 1/2 rebar; thence S. 49-13-08 W. 203.46 feet to IPO 3/4 open top and
POB, and containing 41,214 square feet, 0.95 acres, more or less.

This being the same property heretofore conveyed to FIRST NATIONAL BANK OF SPARTANBURG
by deed of PATRICK A. TINSLEY dated December 21, 2000, recorded December 27, 2000 in Deed Book 73-D, at Page 422, aforesaid records.

Tax Map
Number: 2-44-10-053.00

Property Address: 3090 Boiling Springs Road; Boiling Springs, SC





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EXHIBIT A LEGAL DESCRIPTION CONTINUED:

THESE BEING THE SAME PROPERTIES HERETOFORE CONVEYED TO FIRST NATIONAL HOLDINGS, LLC, A SOUTH CAROLINA LIMITED LIABILITY COMPANY, BY DEED OF FIRST NATIONAL BANK OF THE
SOUTH, ALSO KNOWN AS FIRST NATIONAL BANK OF SPARTANBURG, A DIVISION OF FIRST NATIONAL BANK OF THE SOUTH DATED FEBRUARY 6, 2007, AND RECORDED IN THE OFFICE OF THE REGISTER OF DEEDS FOR SPARTANBURG COUNTY, S. C. IN DEED BOOK
, at PAGE
.



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Schedule A.

See attached Building Sketches of Boiling Springs (page 34) and N. Pine Street (pages 34,35,36,37,38) locations for depiction of usable
space.



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SCHEDULE B

MINIMUM RENTAL

Lease years 1 through 25 inclusive shall be in
the amount of Four Hundred Sixty Three Thousand Two Hundred Fifty and No/100 ($463,250.00) Dollars annually with monthly installments of Thirty Eight Thousand Six Hundred Four and 17/100 ($38,604.17) Dollars. Any partial month shall be prorated
based on the monthly installment amount as set forth in the Lease.

First Renewal Option Rental for lease years 26 through
30 shall be determined by the following. At the commencement of the First Renewal Term, if exercised, the Fixed Annual Minimum Rent, for that Renewal Period shall be adjusted to reflect the increase, if any, in the Index (as herein defined) between
date of the commencement of the First Renewal Term and the date of the commencement of the Initial Term. In no event shall the Fixed Annual Minimum Rent be increased by less than 25%. The term Index as referred to herein shall mean the
Consumer Price Index for All Urban Consumers (CPI-U), All Items, U.S. City Average (1982-1984=100), published by the United States Department of Labor, Bureau of Statistics. In the event the CPI-U is discontinued, Landlord will select another
nationally recognized published index of similar statistical information.



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Schedule C.

Determination of Fair Market Value

(a) In the event that Landlord and Tenant shall have failed to agree
upon the Fair Market Value (for purposes of this schedule, the Value) when and as provided in this Lease for such agreement, then such Value shall be determined as provided in subparagraph (b) hereof. For purposes of this Schedule, the Taking
Date shall be the Determination Date for the Fair Market Value (the Determination Date).

(b)

(i) Landlord and Tenant shall each appoint an appraiser by written notice given to the other party not later than thirty (30) days
after the Determination Date in effect with respect to the Value to be determined. If either Landlord or Tenant shall have failed to appoint an appraiser within such period of time, and thereafter shall have failed to do so by written notice given
within a period of ten (10) days after notice by the other party requesting the appointment of such appraiser, then such appraiser shall be appointed by the American Arbitration Association or its successors (the branch office of which is
located in or closest to the location of the Leased Premises), upon request of either Landlord or Tenant, as the case may be;

(ii) the two (2) appraisers appointed as above provided shall appoint a third (3rd) appraiser by written notice given to both Landlord and Tenant, and, if they fail to do so by written notice given within thirty (30) days
after their appointment, such third (3rd) appraiser shall be appointed as above provided for the appointment of an appraiser in the event either party fails to do so;

(iii) all of such appraisers shall be M.A.I. real estate appraisers, having not less than ten (10) years experience in
appraising the value of real estate similar to the Leased Premises, and whose appraisals are acceptable to savings banks or life insurance companies doing business in the State in which the Leased Premises are located;

(iv) the Fair Market Value shall (a) include the value of the Land, all Improvements located thereon, and all appurtenances thereto
(the Lease Premises), (b) shall be determined as if the Leased Premises were free of and unencumbered by this Lease and any subleases, licenses, and concessions thereunder, and (c) shall be determined for the highest or best use or uses of the
Leased Premises by whichever applicable valuation method (generally acceptable for M.A.I. appraisals) shall reflect the greatest value (including, without limitation, market value, replacement cost, and capitalization of income methods).

(v) the determination of the Value in question by such appraisers must be reached by a unanimous decision of such appraisers. In the
event that such appraisers cannot reach a unanimous determination of the Value in question within the time period allotted therefor, such determination shall be equal to the average of the two appraisals thereof which are closest in value, and
insofar as the same is in compliance with the provisions and conditions of this subparagraph (b), shall



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be binding upon Landlord and Tenant. Duplicate original counterparts of such determination shall be sent forthwith by the appraisers by certified mail,
return receipt requested, to both Landlord and Tenant. If, for any reason whatsoever, a written decision of the appraisers shall not be rendered within twenty (20) days after the appointment of the third (3rd) appraiser, then, at any time
thereafter before such decision shall have been rendered, either party may apply to any court having jurisdiction sitting in the locality where the Leased Premises are located by action, proceeding, or otherwise (but not by a new arbitration
proceeding), as may be proper, to determine the question in dispute consistently with the provisions of this Lease. The cost and expense of the appraisers and any such action, proceeding, or otherwise shall be borne by Tenant.



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EXHIBIT C

Permitted Encumbrances



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EXHIBIT C

PERMITTED ENCUMBRANCES



|1. | Rights or claims of parties in possession not shown by the public records;
|-- | --------------------------------------------------------------------------



|2. | Easements, or claims of easements, not shown by the public records;
|-- | -------------------------------------------------------------------



|3. | Any lien, or right to a lien, for services, labor, or materials hereto of hereafter furnished, imposed by law and not shown by the public records.
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------



|4. | Rights of dower, homestead or other marital rights of the spouse, if any, of an individual insured;
|-- | ---------------------------------------------------------------------------------------------------



|5. | Restrictions upon the use of the premises not appearing in the chain of title to the land.
|-- | ------------------------------------------------------------------------------------------



|6. | Real property taxes for the year 2007, and subsequent years, a lien, but not yet due and payable.
|-- | -------------------------------------------------------------------------------------------------



|7. | No liability is assumed for payment of maintenance assessments (if any) as set forth in any restrictive covenants; said easements are second and subordinate to the Mortgage insured
hereby.
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|8. | Any and all easements as per recorded plat(s).
|-- | ----------------------------------------------



|9. | The amount of acreage contained in the land described herein.
|-- | -------------------------------------------------------------



|10. | AS TO THE BOILING SPRINGS, SOUTH CAROLINA PARCEL: RESTRICTIONS FILED FOR RECORD IN DEED BOOK 23-A, AT PAGE 82, WHICH ALLOW USE OF THE INSURED PROPERTY FOR BUSINESS PURPOSES.
|--- | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|11. | AS TO THE BOILING SPRINGS, SOUTH CAROLINA PARCEL: RIGHT OF WAY AND EASEMENT GIVEN TO DUKE POWER COMPANY RECORDED IN DEED BOOK 51-Q, AT PAGE 692, AFORESAID RECORDS.
|--- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------



|12. | AS TO THE NORTH PINE STREET PARCEL: RIGHT OF WAY AND EASEMENT GIVEN TO DUKE POWER COMPANY RECORDED IN DEED BOOK 82-E, AT PAGE 355, AFORESAID RECORDS.
|--- | -----------------------------------------------------------------------------------------------------------------------------------------------------



|13. | AS TO THE NORTH PINE STREET PARCEL: Matters of survey and rights of others affecting the property based on items shown on ALTA / ACSM Land Title Survey prepared for
First National Holdings, LLC by Joe F. Gosnell, P.L.S., S. C. Registration No. 16501, of Site Design, Inc., Civil Engineers and Surveyors, dated November 15, 2006, last revised, 2006, as follows: (a) Storm drainage across eastern corner of property; (b) chain link fence encroachment;
(c) tx on concrete and underground power; (d) electric meter; (e) asphalt parking encroachment; (f) signs; (g) dumpster pad; (h) light poles; (i) inaccessible catch basins; (j) nine (9) foot
building line and five (5) foot building line; (k) storm drainage running across western portion of property; (l) overhead power crossing western portion of property; (m) fifteen (15) foot building line, ten
(10) foot building line, forty (40) foot building line and twenty five (25) front building line; (n) eight (8) inch concrete wall; (o) gas line; (p) storm drainage (18 C & C
typical); (q) twenty five (25) Duke Power Company right of way; (r) overhead power line; (s) sanitary sewer line.
|--- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



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|14. | AS TO THE BOILING SPRINGS, SC PARCEL: Matters of survey and rights of others affecting the property based on items shown on ALTA/ACSM Land Title Survey prepared for First National
Holdings, LLC by Joe F. Gosnell, P.L.S., S.C. Reg. No. 16501 of Site Design, Inc. dated November 9, 2006, last revised on
,20, as follows: (a) ten (10) foot sanitary sewer service easement; (b) building
setback lines of fifty (50) feet along Boiling Springs Road, fifty (50) feet along Swain Avenue, fifteen (15) feet along side lot line and twenty (20) feet along rear boundary; (c) storm drainage lines; (d) sanitary
sewer lines; (e) overhead power light pole on subject property; (f) signs on subject property.
|--- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



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EXHIBIT D

Description of the Surveys

North Pine Street Property:

Plat of survey made for First National Holdings, LLC dated November 15, 2006, last revised February 8, 2007, by Site Design, Inc. (Joe F. Gosnell, P.L.S. S. C.
Reg. No. 16501).

Boiling Springs Road Property:

ALTA / ACSM Land Title Survey prepared for First National Holdings, LLC by Joe F. Gosnell, P.L.S., South Carolina Reg. No. 16501 of Site Design, Inc., dated November 7, 2006, last revised on February 8, 2007.



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EXHIBIT E

Bill of Sale for the Personal Property



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|                        |  |   |  |              |  | 
|----------------------- |  | - |  | ------------ |  | 
|STATE OF SOUTH CAROLINA |  | ) |  |              |  | 
|                        |  | ) |  | Bill of Sale |  | 
|COUNTY OF SPARTANBURG   |  | ) |  |              |  | 



|1. | Sale and Transfer of Assets and Contract Rights. For good and valuable consideration, the receipt, adequacy and legal sufficiency of which are hereby acknowledged, and
as contemplated by that certain Agreement to Purchase, Sale and Lease Agreement dated as of February 16, 2007 (the Purchase Agreement), to which First National Bank of the South, a national banking organization, (the
Seller), and First National Holdings, LLC, a South Carolina limited liability company (the Purchaser), are parties, Seller hereby sells, transfers, assigns, conveys, grants and delivers to Purchaser, effective as of
:  .m. ( time) on
February 16, 2007 (the Effective Time), all of Sellers right, title and interest in and to all of the personal property describe in the attached Schedule of Personal Properly (the Personal Property) used in
connection with the Land described on ExhibitA attached hereto and incorporated herein by reference,
|-- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|2. | Further Actions. Seller covenants and agrees to warrant and defend the sale, transfer, assignment, conveyance, grant and delivery of the Personal Property hereby made
against all persons whomsoever, to take all steps reasonably necessary to establish the record of Purchasers title to the Personal Property and, at the request of Purchaser, to execute and deliver further instruments of transfer and assignment
and take such other action as Purchaser may reasonably request to more effectively transfer and assign to and vest in Purchaser each of the Personal Property, all at the sole cost and expense of Seller.
|-- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------



|3. | Terms of the Purchase Agreement. The terms of the Purchase Agreement, including but not limited to Sellers representations, warranties, covenants, agreements and
indemnities relating to the Personal Property, are incorporated herein by this reference. Seller acknowledges and agrees that the representations, warranties, covenants, agreements and indemnities contained in the Purchase Agreement shall not be
superseded hereby but shall remain in full force and effect to the full extent provided therein, In the event of any conflict or inconsistency between the terms of the Purchase Agreement and the terms hereof, the terms of the Purchase Agreement
shall govern,
|-- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

[REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]

[Signature page follows]



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IN WITNESS WHEREOF, Seller has executed this Bill of Sale effective this 16th day of February, 2007.



First National Bank of the South, a
national banking organizationBy:

LOGO

(Seal)Name:

Jerry L. CalvertTitle

President & C.E.O.




|                                                                         |  |                  
|------------------------------------------------------------------------ |  | -----------------
|By acceptance:                                                          
|                                                                        
|Purchaser:                                                              
|                                                                        
|FIRST NATIONAL HOLDINGS, LLC, a South
Carolina limited liability company
|                                                                         | 
|By:                                                                      |  | LOGO             
|Name:                                                                    |  | Donald B. Wildman
|Title:                                                                   |  | Manager          



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EXHIBIT A

Legal Description of Land



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EXHIBIT A

LEGAL DESCRIPTIONS

North Pine Street Property:

ALL those lots, pieces or parcels of land with improvements located thereon, located, lying and being in the City of Spartanburg, Spartanburg County, South Carolina on
the western side of North Pine Street US Highway 176 (R/W varies), containing 2.98 acres, more or less, and being more particularly shown on plat of survey made for First National Holdings, LLC dated November 15, 2006, last revised
January 11, 2007, by Site Design, Inc. (Joe F. Gosnell, P.L.S. S. C. Reg. No. 16501) recorded February , 2007 in Plat Book , at
Page  in the Spartanburg County Register of Deeds Office, to which plat reference is hereby made for a more complete and particular description and with the following
metes and bounds, to-wit:

COMMENCING at an old nail in curb located 412.3 feet more or less, from that intersection of the rights of way of North Pine
Street US Highway 176 and Saint John Street along a tie line of N 26-40-00 W said point being the POINT OF BEGINNING (P.O.B.);

From said P.O.B. and leaving the right of way of North Pine Street, thence S. 89-45-19 W. 107.01 feet to IPO 1/2rebar; thence S. 38-31-44 W. 166.32 feet to IPO 1/2rebar; thence S. 12-59-37 W. 25.33 feet to IPO 1/2rebar;
thence S. 35-29-00 W. 75.79 feet to IPO 1/2rebar; thence S. 52-05-04 E. 32.61 feet to IPO 1/2 rebar; thence S. 13-06-08 W. 51.59 feet to IPO 1/2rebar located on the right of way of Saint John Street; thence along the right of way of Saint John Street N 66-50-29 W 38.22 feet to a
point; thence N. 67-50-04 W. 59,33 feet to an Old Nail & Cap; thence leaving the right of way of Saint John Street N. 18-46-19 E. 26.44 feet to an Old Nail & Cap; thence N. 18-43-06 E. 35,75 feet to old RR Spike; thence N. 15-39-05
E. 67.76 feet to old RR Spike; thence N. 14-44-54 E. 35.50 feet to Old RR Spike; thence N. 12-24-45 E. 10.53 feet to Mag Nail Set; thence N. 04-54-04 E. 59.93 feet to Old Nail & Cap; thence S. 06-09-50 W. 24.47 feet to a point; thence S.
69-55-21 W. 56.48 feet to IPO 3/8 rebar; thence N. 13-27-48 W. 56.90 feet to IPO 1/4SR Bent;
thence N. 69-25-42 E. 75.13 feet to Mag Nail Set; thence N. 06-09-50 E. 75.15 feet to point; thence S. 68-36-40 W. 103.38 feet to IPO 1/2 rebar; thence N. 13-16-11 W. 54.19 feet to IPO 1/2RB Bent; thence
N. 13-18-21 W. 68.46 feet to IPO 1/2 rebar; thence N. 70-10-40 E. 68.16 feet to IPS 5/8 rebar;
thence N. 14-34-32 W. 16.95 feet to IPO 5/8 solid rod; thence N. 16-19-51 W. 49.62 feet to an IPO 1/2 solid rod; thence N. 68-31-30 E. 28.22 feet to IPO 1/2 rebar; thence N. 14-14-23 W.
127.74 Feet to Old Mag Nail; thence along the right of way of Greenleaf Street 20 R/W, thence N. 75-43-34 E. 50.38 feet to IPO 1/2 rebar, thence N. 77-29-16 E. 50.95 feet to IPO 1/2rebar, thence N.
74-51-16 E. 9.39 feet to IPO 1/2 R. B. Bent located on the right of way of North Pine Street US Highway
176; thence along the right of way of North Pine Street US Highway 176 the following two (2) calls: S. 28-35-12 E. 113.16 feet to IPO 1/2 rebar; S. 26-40-00 E. 414.60 feet to Old Nail in Curb and the P.O.B.



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Derivations:

A portion of
the above described property was heretofore conveyed to First National Bank of Spartanburg, Div. of First National Bank of the South by deed of Robbin Waldrop and Gracie Sue Waldrop recorded on February 8, 2005 in Deed Book 82-G, at Page 702,
aforesaid records.

Tax Map Number: 7-12-07-158.00

A portion
of the above described property was heretofore conveyed to First National Bank of the South by deed of Bobby J. Crump recorded October 13, 2005 in Deed Book 84-D, at Page 524, aforesaid records.

Tax Map Number: 7-12-07-161.00

A portion of the above described property
was heretofore conveyed to First National Bank of the South by deeds recorded in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 72-G at Page 464; Deed Book 72-G at Page 465; and Deed Book 72-G at Page 466.

Tax Map Numbers: P/O 7-12-07-147.00; P/O 7-12-07-147.01 and also 7-12-07-157.00

A portion of the above described property was heretofore conveyed to FIRST NATIONAL BANK OF SPARTANBURG by deed of HBJ PROPERTIES, A SOUTH CAROLINA GENERAL PARTNERSHIP, dated February 22, 2000, recorded in the Office of the Register of
Deeds for Spartanburg County, S. C. in Deed Book 71-N, at Page 609.

Tax Map Number: 7-12-07-168.00

A portion of the above described property was heretofore conveyed to First National Bank of Spartanburg by deed recorded in the Office of the Register of Deeds for
Spartanburg County, S. C. in Deed Book 83-G at Page 402.

Portions of the above described property was heretofore conveyed to First National Bank of
Spartanburg by Road Closure Order recorded in Deed Book 72-F at Page 624.)

Tax Map Number: 7-12-07-156.00





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A portion of the above described property was heretofore conveyed to First National Bank of Spartanburg by deed recorded
in the Office of the Register of Deeds for Spartanburg County, S. C. in Deed Book 84-E at Page 180.

Portions of the above described property was
heretofore conveyed to First National Bank of Spartanburg by Road Closure Order recorded in Deed Book 84-P at Page 302.)

Tax Map Numbers: 7-12-7-153.00
and 7-12-7-154.00

Boiling Springs Road Property:

ALSO: ALL that lot, piece or parcel of land located in the State of South Carolina, County of Spartanburg, at Boiling Springs, located at the northeastern quadrant of the intersection of Boiling Springs Road (S. C. Highway No. 9) and Swain
Avenue, containing 0.946 acres, more or less, and being more particularly shown on plat of survey made for First National Bank of Spartanburg dated August 15, 2000 by John Robert Jennings, P.LS., Surveyor, recorded December 27, 2000 in
Plat Book 149, at Page 360 in the Office of the Register of Deeds for Spartanburg County, S. C. See also ALTA / ACSM Land Title Survey prepared for First National Holdings, LLC by Joe F. Gosnell, P.L.S., South Carolina Reg.
No. 16501 of Site Design, Inc., dated November 7, 2006, last revised on February 8, 2007 (the Survey) showing said parcel as having the following metes and bounds, to-wit:

Commencing at an iron pin old 3/4 open top located on the right of way of Boiling Springs Road (SC Hwy 9) (45 R/W from C/L) as shown on said Survey and being
the Point of Beginning (POB).

From said POB, thence along the Boiling Springs Road right of way the following three calls: N. 32-57-13 W. 93.14 feet to
IPS 5/8 rebar, N. 33-39-21 W. 84.29 feet to IPS 5/8 rebar, N. 07-29-08 E. 11.91 feet to IPS 5/8 rebar; thence along the 40 right of way of Swain Avenue the following two calls: N. 49-22-15 E. 172.49 feet to Mag Nail Set, N.
49-24-00 E. 44.51 feet to IPS; thence leaving said right of way and running S. 33-18-35 E. 184.79 feet to IPO 1/2 rebar; thence S. 49-09-22 W. 21.53 feet to IPO 1/2 rebar; thence S. 49-13-08 W. 203.46 feet to IPO 3/4 open top and
POB, and containing 41,214 square feet, 0.95 acres, more or less.

This being the same property heretofore conveyed to FIRST NATIONAL BANK OF SPARTANBURG
by deed of PATRICK A. TINSLEY dated December 21, 2000, recorded December 27, 2000 in Deed Book 73-D, at Page 422, aforesaid records.

Tax Map
Number: 2-44-10-053.00

Property Address: 3090 Boiling Springs Road; Boiling Springs, SC





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EXHIBIT A LEGAL DESCRIPTION CONTINUED:

THESE BEING THE SAME PROPERTIES HERETOFORE CONVEYED TO FIRST NATIONAL HOLDINGS, LLC, A SOUTH CAROLINA LIMITED LIABILITY COMPANY, BY DEED OF FIRST NATIONAL BANK OF THE
SOUTH, ALSO KNOW AS FIRST NATIONAL BANK OF SPARTANBURG, A DIVISION OF FIRST NATIONAL BANK OF THE SOUTH DATED FEBRUARY 6, 2007, AND RECORDED IN THE OFFICE OF THE REGISTER OF DEEDS FOR SPARTANBURG COUNTY, S. C. IN DEED BOOK ,
, at PAGE .



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SCHEDULE OF PERSONAL PROPERTY

All that certain personal property which is a part of that certain construction contract standard form of agreement between First National Bank of Spartanburg and Roebuck Buildings Company originally dated
June 5, 2006 as may be amended.