Exhibit 2.6
 
 ASSET PURCHASE AGREEMENT
 DATED AS OF THE 31ST DAY OF MARCH, 2009
 BY AND AMONG
 GREEN TREE SERVICING LLC,
 IRWIN UNION BANK AND TRUST COMPANY
 AND
 IRWIN HOME EQUITY CORPORATION




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PageARTICLE I PURCHASE AND SALE OF THE ASSETS
    
    
    2Section 1.01. Assets
    
    
    2Section 1.02. Excluded Assets
    
    
    2Section 1.03. Assumed Liabilities
    
    
    3Section 1.04. Subservicing Agreement (Multi-Transaction); Servicing
Agreement (Whole Loans)
    
    
    4Section 1.05. Purchase Price
    
    
    4Section 1.06. Contingent Payments
    
    
    4Section 1.07. Accrued Servicing Fees; Unreimbursed Servicing Advances;
Protective Advances
    
    
    6Section 1.08. As Is Where Is Transaction
    
    
    7ARTICLE II CLOSINGS
    
    
    7Section 2.01. Closing Dates
    
    
    7Section 2.02. Deliveries by Sellers
    
    
    8Section 2.03. Deliveries by Purchaser
    
    
    11ARTICLE III CONDITIONS PRECEDENT TO PLATFORM CLOSING
    
    
    13Section 3.01. Conditions Precedent to Obligations of Sellers
    
    
    13Section 3.02. Conditions Precedent to Obligations of Purchaser
    
    
    14ARTICLE IV REPRESENTATIONS AND WARRANTIES OF SELLERS
    
    
    16Section 4.01. Organization; Power
    
    
    16Section 4.02. Authorization and Validity of Agreement
    
    
    16Section 4.03. No Conflict or Violation
    
    
    17Section 4.04. Servicing Operations; Compliance with Law
    
    
    17Section 4.05. Licenses and Permits
    
    
    18Section 4.06. Litigation
    
    
    18Section 4.07. Title to the Servicing Assets
    
    
    19Section 4.08. Brokers and Finders Fees
    
    
    19Section 4.09. Solvency
    
    
    19Section 4.10. Servicing Files and Records
    
    
    19Section 4.11. Certain Information and Schedules
    
    
    19Section 4.12. Conduct of Business
    
    
    20Section 4.13. [Intentionally left blank]
    
    
    20Section 4.14. Data File Disclosure
    
    
    20Section 4.15. No Powers of Attorney
    
    
    20Section 4.16. Investment Company
    
    
    20Section 4.17. Excluded Amounts
    
    
    20




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PageSection 4.18. Unreimbursed Servicing Advances
    
    
    21Section 4.19. Disclaimer
    
    
    21PLATFORM CLOSING DATE REPRESENTATIONS AND WARRANTIES OF SELLERSSection 4.20. Organization; Power
    
    
    21Section 4.21. Authorization and Validity of Agreement
    
    
    22Section 4.22. No Conflict or Violation
    
    
    22Section 4.23. Licenses and Permits
    
    
    23Section 4.24. Litigation
    
    
    23Section 4.25. Title to the Collections Platform Assets
    
    
    23Section 4.26. Brokers and Finders Fees
    
    
    23Section 4.27. Solvency
    
    
    23Section 4.28. Powers of Attorney
    
    
    24Section 4.29. Employee Benefits; Employment Matters
    
    
    24Section 4.30. Servicing Operations; Compliance with Law
    
    
    25Section 4.31. Existing Lease
    
    
    26Section 4.32. [Intentionally Left Blank]
    
    
    26Section 4.33. Disclaimer
    
    
    26ARTICLE V REPRESENTATIONS AND WARRANTIES OF PURCHASER
    
    
    26Section 5.01. Organization; Power
    
    
    26Section 5.02. Authorization and Validity of Agreement
    
    
    26Section 5.03. No Conflict or Violation
    
    
    27Section 5.04. Approvals and Consents
    
    
    27Section 5.05. Brokers and Finders Fees
    
    
    27Section 5.06. Sufficient Funds to Close
    
    
    27Section 5.07. Due Diligence Investigation
    
    
    27Section 5.08. Disclaimer
    
    
    27ARTICLE VI ADDITIONAL COVENANTS
    
    
    28Section 6.01. Access; Cooperation
    
    
    28Section 6.02. Updates to Disclosure Schedules
    
    
    28Section 6.03. Additional Notices and Covenants
    
    
    28Section 6.04. Employment Matters
    
    
    28Section 6.05. Conduct of Servicing Business
    
    
    30Section 6.06. Negative Covenants of Sellers
    
    
    30Section 6.07. Negotiations
    
    
    31Section 6.08. San Ramon, California Servicing Facility
    
    
    31Section 6.09. Insurance Reimbursement
    
    
    31Section 6.10. Requested Modifications of Servicing Agreements (Securitization)
    
    
    32Section 6.11. Compliance Certifications
    
    
    32Section 6.12. Insurance
    
    
    32Section 6.13. Further Actions
    
    
    33




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PageSection 6.14. Further Assurances
    
    
    33Section 6.15. Certain Litigation Matters
    
    
    33Section 6.16. Post Closing Data Files
    
    
    34Section 6.17. Delivery of Original Servicing Agreements (Securitization)
    
    
    34Section 6.18. Delivery of Post Closing Excluded Amounts Statement
    
    
    34Section 6.19. Administration Agreements
    
    
    34Section 6.20. Subservicing Agreement (Multi-Transaction); Servicing
Agreement (Whole Loans)
    
    
    34Section 6.21. Amendments to Insurance Agreements and Servicing Agreements (Securitization)
    
    
    34ARTICLE VII TRANSFER OF SERVICING
    
    
    35Section 7.01. Assumption of Servicing Rights and Obligations
    
    
    35Section 7.02. Payments Received and Disbursements Made After Servicing
Closing Date
    
    
    36Section 7.03. Misapplied Payments
    
    
    36Section 7.04. Insurance Policies
    
    
    37Section 7.05. Assignment and Assumption of Servicing Rights and Obligations
    
    
    37ARTICLE VIII INDEMNIFICATION; SURVIVAL
    
    
    37Section 8.01. Indemnification by Sellers
    
    
    37Section 8.02. Indemnification by Purchaser
    
    
    38Section 8.03. Indemnification Notice; Litigation Notice
    
    
    39Section 8.04. Defense of Third Person Claims
    
    
    39Section 8.05. Disagreement Notice
    
    
    40Section 8.06. Payment of Losses
    
    
    40Section 8.07. Survival; Limitations
    
    
    40Section 8.08. Net Recovery
    
    
    42Section 8.09. Sole Remedy
    
    
    42Section 8.10. Tax Treatment of Indemnity Payments
    
    
    43Section 8.11. Credit Risk
    
    
    43ARTICLE IX TERMINATION; PARTIAL PLATFORM CLOSING
    
    
    44Section 9.01. Events of Termination
    
    
    44Section 9.02. Effect of Termination
    
    
    44Section 9.03. Partial Platform Closing
    
    
    45ARTICLE X RESTRICTIVE COVENANTS
    
    
    47Section 10.01. Confidential Information
    
    
    47Section 10.02. Remedies
    
    
    48ARTICLE XI OTHER AGREEMENTS
    
    
    48




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PageSection 11.01. Cooperation on Tax Matters
    
    
    48Section 11.02. Files and Records
    
    
    50ARTICLE XII DEFINITIONS
    
    
    52ARTICLE XIII MISCELLANEOUS
    
    
    67Section 13.01. Public Announcements
    
    
    67Section 13.02. Costs and Expenses
    
    
    68Section 13.03. Addresses for Notices, Etc.
    
    
    68Section 13.04. Headings
    
    
    69Section 13.05. Construction
    
    
    69Section 13.06. Severability
    
    
    70Section 13.07. Entire Agreement and Amendment
    
    
    71Section 13.08. No Waiver; Cumulative Remedies
    
    
    71Section 13.09. Parties in Interest
    
    
    71Section 13.10. Successors and Assigns; Assignment
    
    
    71Section 13.11. Governing Law; Dispute Resolution; Jurisdiction and Venue
    
    
    71Section 13.12. Specific Performance
    
    
    74Section 13.13. Waiver of Jury Trial
    
    
    74Section 13.14. Counterparts; Facsimile
    
    
    75Section 13.15. Certain Understandings
    
    
    75




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ASSET PURCHASE AGREEMENT
 Agreement Purchaser IUBT IHE Sellers Seller
 W
I T N E S S E T H :
 WHEREAS Business
 WHEREAS
 WHEREAS
 WHEREAS
 WHEREAS,
 WHEREAS Article XII




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NOW, THEREFORE
 AGREEMENT   ARTICLE I  PURCHASE AND SALE OF THE ASSETS
 Section 1.01. Assets .
 Servicing Assets
    Collections
Platform Assets Assets
 Section 1.01(b)
  Section 1.02. Excluded Assets .
 2




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Purchaser, and Purchaser shall not hereby or otherwise acquire from Sellers, any Excluded
Assets.
 Section 1.03. Assumed Liabilities .
 Assumed Servicing Liabilities
 Assumed Platform Liabilities Assumed Liabilities
 Section 1.01(b)
      3




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Section 1.04. Subservicing Agreement (Multi-Transaction); Servicing Agreement
(Whole Loans).
   Section 1.05. Purchase Price . Purchase
Price Non-Contingent Payment Section 1.06(a) provided
 Section 1.06. Contingent Payments . Section 1.06 Section 1.06 Section
1.05(b)
 4




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Contingent Payout
Period Exhibit B-1 multiplied further multiplied Contingent
Payment Contingent Payments th provided however
   5




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Section 1.07. Accrued Servicing Fees; Unreimbursed Servicing Advances; Protective
Advances .
 Straddle
Period
  6




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provided
  Section 1.08. As Is Where Is Transaction .
 ARTICLE II  CLOSINGS
 Section 2.01. Closing Dates . Section 1.01(a) Section 1.03(a) Servicing
Closing Servicing Closing Date Article IX Section
1.01(b) Section 1.03(b) Section 1.04 Platform
Closing Closings Section 3.01 Section 3.02 Platform
Closing Date Closing Dates
 7




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Section 2.02. Deliveries by Sellers .
 Servicing Closing
     Section 4.03(a) Seller
Servicing Material Consents
    8




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Section 2.03(a)
        9




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Exhibit I
 Section 1.01(a) Section 1.03(a)
 Platform Closing Section 3.01
       Section 6.08
  Section 4.22(a) Seller Platform Material Consents Seller Material Consents
 10




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Sections 3.02(b) 3.02(c)
 Section
2.03(b)
   Section 1.01(b) Section 1.03(b) Section 1.04
 Section 2.03. Deliveries by Purchaser .
 Servicing Closing
 Section 1.05(a)
    11




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Section 5.04 Purchaser Material Consents Material Consents
    Section 2.02(a)
 Section 1.01(a) Section 1.03(a)
 Platform Closing Section 3.02
      Section 6.08
 12




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Section 2.02(b)
 Sections 3.01(b) 3.01(c)
 Section 1.01(b) Section 1.03(b) Section 1.04
 ARTICLE III  CONDITIONS PRECEDENT TO PLATFORM CLOSING
 Section 3.01. Conditions Precedent to Obligations of Sellers .
 Deliveries by Purchaser Section 2.03(b)
 Representations and Warranties of Purchaser Article V
 Performance of the Obligations of Purchaser
 13




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Legal Proceedings
 No Violation of Orders
 Required Approvals Section 3.01(f)
 Subservicing Agreement (Multi-Transaction); Servicing Agreement (Whole
Loans)
 Facility Lease Section 6.08
 Section 3.02. Conditions Precedent to Obligations of Purchaser .
 Deliveries by Sellers Section 2.02(b)
 Representations and Warranties of Sellers Sections 4.20  4.33
 14




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Performance of the Obligations of Sellers
 Legal Proceedings
 No Violation of Orders
 Required Approvals
 No Platform Material Adverse Effect or Subservicing Material Adverse
Effect
 Subservicing Agreement (Multi-Transaction); Servicing Agreement (Whole
Loans)
 Facility Lease Section 6.08
 15




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ARTICLE IV  REPRESENTATIONS AND WARRANTIES OF SELLERS
 Servicing Disclosure Schedules Sections 4.01  4.19
 Section 4.01. Organization; Power .
 Section 4.02. Authorization and Validity of Agreement .
 16




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Section 4.03. No Conflict or Violation .
   Section
4.03(a) Section 4.03(a)
  Section 4.04. Servicing Operations; Compliance with Law.
   17




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Section 4.04(c)
       Section 4.05. Licenses and Permits .
 Section 4.06. Litigation . Section 4.06
 18




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Section 4.06
 Section 4.07. Title to the Servicing Assets .
 Section 4.08. Brokers and Finders Fees . Section
4.08
 Section 4.09. Solvency .
 Section 4.10. Servicing Files and Records .
 Section 4.11. Certain Information and Schedules .
 Section 4.11(a)
 19




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Section 4.11(b)
 Section 4.12. Conduct of Business Section
4.12
 Section 4.13. [Intentionally left blank]
 Section 4.14. Data File Disclosure Section
4.14 Section 2.02(a)(xv) Section 6.16
 Section 4.15. No Powers of Attorney
 Section 4.16. Investment Company
 Section 4.17. Excluded Amounts Section 4.17
 20




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Section 4.17 Section 6.18
 Section 4.18. Unreimbursed Servicing Advances Section 4.18 Section 4.18
 Section 4.19. Disclaimer Article
IV Purchaser hereby acknowledges and agrees to such
disclaimer and that, except as specifically set forth in this Article IV , Purchaser is
purchasing the Servicing Assets on an  as is, where is  basis.
 PLATFORM CLOSING DATE REPRESENTATIONS AND  WARRANTIES OF SELLERS
 Platform
Disclosure Schedules Disclosure Schedules Sections 4.20  4.33
 Section 4.20. Organization; Power .
 21




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Section 4.21. Authorization and Validity of Agreement .
 Section 4.22. No Conflict or Violation .
   Section
4.22(a) Section 4.22(a)
 22




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Section 4.23. Licenses and Permits .
 Section 4.24. Litigation . Section 4.24 Section 4.24
 Section 4.25. Title to the Collections Platform Assets .
 Section 4.26. Brokers and Finders Fees . Section
4.26
 Section 4.27. Solvency .
 23




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Section 4.28. Powers of Attorney .
 Section 4.29. Employee Benefits; Employment Matters .
 Section 6.04 Employee List
 Section 4.29 (b) Seller Benefit Plans
    24




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Section 4.30. Servicing Operations; Compliance with Law .
          25




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Section 4.31. Existing Lease .
 Section 4.32. [Intentionally Left Blank]
 Section 4.33. Disclaimer . Article
IV Purchaser hereby acknowledges and agrees to such
disclaimer and that, except as specifically set forth in this Article IV , Purchaser is
purchasing the Collections Platform Assets on an  as is, where is  basis.
 ARTICLE V  REPRESENTATIONS AND WARRANTIES OF PURCHASER
  Section 5.01. Organization; Power .
 Section 5.02. Authorization and Validity of Agreement .
 26




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Section 5.03. No Conflict or Violation .
 Section 5.04. Approvals and Consents . Section 5.04
 Section 5.05. Brokers and Finders Fees .
 Section 5.06. Sufficient Funds to Close .
 Section 5.07. Due Diligence Investigation .
 Section 5.08. Disclaimer . Article
V
 27




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Sellers hereby acknowledge and agree to such disclaimer.
 ARTICLE VI  ADDITIONAL COVENANTS
 Section 6.01. Access; Cooperation . Purchaser Group provided however Section 6.01 Article IX
 Section 6.02. Updates to Disclosure Schedules . Sections 4.20  4.33 Article IV Disclosure Schedule Updates Section 6.02
 Section 6.03. Additional Notices and Covenants .
 Section 6.04. Employment Matters .
  28




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provided however Section 6.04(a) Transferred Employees Section 6.04(a)
 Section 6.04(b) Section 6.04(b)
 29




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Section 6.05. Conduct of Servicing Business .
 Section 6.06. Negative Covenants of Sellers.
        30




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Section 6.07. Negotiations . Article IX provided however Section 6.07
 Section 6.08. San Ramon, California Servicing Facility . Sublease Landlord Lease provided
 Section 6.09. Insurance Reimbursement
 31




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provided Section 6.09
 Section 6.10. Requested Modifications of Servicing Agreements
(Securitization)
 Section 6.11. Compliance Certifications
 Section 6.12. Insurance
 32




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provided however Section 6.12
 Section 6.13. Further Actions .
 Section 6.14. Further Assurances .
 Section 6.15. Certain Litigation Matters . provided
 33




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Section 6.16. Post Closing Data Files .
 Section 6.17. Delivery of Original Servicing Agreements (Securitization) .
 Section 6.18. Delivery of Post Closing Excluded Amounts Statement . Post Closing Excluded Amounts Statement
 Section 6.19. Administration Agreements however
 Section 6.20. Subservicing Agreement (Multi-Transaction); Servicing Agreement
(Whole Loans) . Exhibit A Exhibit H
 Section 6.21. Amendments to Insurance Agreements and Servicing Agreements
(Securitization)
 34




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provided however
 ARTICLE VII  TRANSFER OF SERVICING
 Section 7.01. Assumption of Servicing Rights and Obligations .
 Notice to the Mortgagors
 Notice to Insurance Companies
 Delivery of Servicing Records
 Deposits and Reserves
 Payments Received and Disbursements Made Prior to Servicing Transfer Date .
 35




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Remittance Reports
 Transfer of Servicing Assets
 Third Party Payments
 Section 7.02. Payments Received and Disbursements Made After Servicing Closing
Date .
 Section 7.03. Misapplied Payments .
 36




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Section 7.03
 Section 7.04. Insurance Policies .
 Section 7.05. Assignment and Assumption of Servicing Rights and Obligations .
 ARTICLE VIII  INDEMNIFICATION; SURVIVAL
 Section 8.01. Indemnification by Sellers . Article VIII Purchaser Indemnified Parties
 Article IV provided Section 8.01(a) Sections 4.20  4.33
 provided Section 8.01(b)
 37




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provided Section 8.01(e)
 Section 8.02. Indemnification by Purchaser . Article VIII Seller
Indemnified Parties
 Article V provided Section 8.02(a)
 provided Section 8.02(b)
 provided Section 8.02(c)
  38




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Section 8.02(f)
 Section 8.03. Indemnification Notice; Litigation Notice . Sections 8.01 8.02 Claimant Indemnifying Party Indemnification Notice Article VIII Litigation Notice Article VIII
 Section 8.04. Defense of Third Person Claims . Election Notice provided however
 39




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provided however Article VIII
 Section 8.05. Disagreement Notice . Disagreement Notice Article VIII Section 13.11
 Section 8.06. Payment of Losses . Article VIII Section 13.11 Article VIII
 Section 8.07. Survival; Limitations .
 Survival provided however Section 4.01 Section 4.02 Section 4.07 Section 4.08 Section 4.20 Section 4.21 Section 4.25 Section 4.26 Section 5.01 Section 5.02 Section 5.05
 40




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Limitations on Indemnified Costs
 Article VIII Section 8.01(a) Section 4.01 Section 4.02 Section 4.07 Section 4.08 Section 4.20 Section 4.21 Section 4.25 Section 4.26 Article
VIII Aggregate
Minimum Loss Section 8.01(a) Section 8.01(a) Section 4.01 Section 4.02 Section 4.07 Section 4.08 Section 4.20 Section 4.21 Section 4.25 Section 4.26 Cap Section 8.01(b) Section
8.01(c) Section 8.01(d) Section 8.01(e) Section 8.01(e) Section 8.01(e) Section 8.01(a) Section 8.01 provided however Article VIII
 Article VIII Section 8.02(a) Section 5.01 Section 5.02 Section 5.05 Article VIII Section 8.02(a) Section 8.02(a)
 41




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Section 5.01 Section 5.02 Section 5.05 Section 8.02(b) Section 8.02(c) Section 8.02(d) Section 8.02(e) Section 8.02(f) Section 8.02(f) Section
8.02(f) Section 8.02(a) Section 8.02 provided however Article VIII
 Section 8.08. Net Recovery . Section 8.01 Section 8.02 Article VIII provided however Article VIII
 Section 8.09. Sole Remedy .
 Section 13.12 Section 10.01 Article VIII Article VIII
 42




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Section
8.09 provided however Article VIII Article VIII
  Section 8.10. Tax Treatment of Indemnity Payments .
 Section 8.11. Credit Risk . Section 8.01(a) Article
VIII
 43




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ARTICLE IX  TERMINATION; PARTIAL PLATFORM CLOSING
 Section 9.01. Events of Termination .
 Article V Section 3.01
 Sections 4.20  4.33 Section 3.02
 provided Section 9.01(c)
  Section 9.02. Effect of Termination .
 Section 9.01 provided however provided further Section 9.02 Section 9.03 Section 10.01 Section 10.02 Article XIII Section 13.12
 44




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Section 9.01(c) Section 9.03(b) (c)
 Section 9.03. Partial Platform Closing .
 Section 9.01(b) 9.01(c) 9.01(d) Platform
Termination Section 9.03(b) Section
9.03(c) Section 9.03(a) Section 9.03(b) 9.03(c) Section 9.03(a)
 45




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Section
9.03(a)
 Section 2.02(b)(iii) Section 2.02(b)(iv) Section 2.02(b)(v) Section 2.02(b)(vi) Section 2.02(b)(viii) Section 2.02(b)(ix) Section 2.02(b)(x) Section 9.03(b)(ii) Section 3.02(c) Section 9.03(c)(i) Section 9.03(a)
 Sections
4.20  4.24 Sections 4.26-4.28 Section 4.30  Section
4.33
 Section 3.02(c) Section 3.02(d) Section 3.02(e) Section 3.02(f) Section 3.02(h)
  Section
9.03(a)
 Section 2.03(b)(iii) Section 2.03(b)(iv) Section 2.03(b)(v) Section 2.03(b)(vii) Section 2.03(b)(viii) Section 9.03(c)(ii) Section 3.01(c)
 46




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##### 



Section 9.03(b)(i) Section 9.03(a)
 Article V
 Section 3.01(c) Section 3.01(d) Section 3.01(e) Section 3.01(f) Section 3.01(g)
 Section 9.03(a) Section
9.03(d) Exhibit B-1 multiplied further multiplied
 ARTICLE X  RESTRICTIVE COVENANTS
 Section 10.01. Confidential Information . Confidentiality Agreement Confidential Information
 47




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Section
10.01 Section 9.01 et seq Privacy Laws
 Section 10.02. Remedies . Section 10.01
 Injunctive Relief Section 10.01 Section 10.01
 Costs, Expenses and Attorneys Fees Section 10.01 Section 10.01
 ARTICLE XI  OTHER AGREEMENTS
 Section 11.01. Cooperation on Tax Matters .
  48




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Section 11.01(a) Section 11.01
 Allocation of Purchase Price Allocable Purchase Price Proposed Allocation Final Allocation Section 11.01(c)
 49




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Section 11.02. Files and Records .
 Shared
Files and Records provided however
  50




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##### 



provided however
 Requests
 Responsive
Materials Waiting Period
  Section 11.02
 51




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ARTICLE XII  DEFINITIONS
  Accrued Servicing Fees
 Administration Agreements
 Advances
 Affiliate
 Appointment and Assumption Agreement Exhibit D
 Business Day
 Capped Funding Note
 52




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##### 



Closing Data File Section 4.14
 Closing Due Period
 Code
 Collection Period
 Compliance Certification
 Contract
 Control Bank
 Effective Notice
 Employee
 Employee Benefit Plan
 Encumbrance
 53




---



##### 



Enhancers Enhancer
 Environmental Laws
 ERISA
 ERISA Affiliate
 Exchange Act
 Exchange Act Report
 Excluded Amount
 Excluded Assets provided however provided however
 54




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##### 



Excluded Liabilities
 provided
          55




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##### 



Section 1.03(b)(ii)
   Section 7.01(f)
       56




---



##### 



provided
  Existing Lease
 FDIC
 Files and Records
 Finance Laws
 57




---



##### 



FIRPTA
 Force-Placed Premium
 Former Obligors
 Governing Documents
 Governmental Entity
 HELOC Agreement
 HELOC Draws
 HELOC Funding Account Control Agreement
 58




---



##### 



Indemnity Loss other than Indemnity Loss
 Indenture Trustees Indenture Trustee
 Insolvency Event
 Insolvency Law
 Insurance Agreements
 59




---



##### 



Interim-Subservicing Agreement Exhibit E
 IRS
 to the Knowledge of Known to
 Law
 Letter Agreement
 Liability
 Master Servicer
 60




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##### 



Mortgagor
 Opinion of Counsel
 Outside Date
 Owner Trustee
 Permitted Encumbrance Section 12.01
 Person
 Personnel
 Platform Assignment and Assumption Agreement Exhibit G
 Platform Bill of Sale Exhibit F
 Platform Closing Related Agreements
 Platform Licenses and Permits
 61




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Platform Material Adverse Effect
 Post Closing Data File Schedule
4.14
 Proceeding
 Rating Agencies Rating Agency
 Rating Letter
 Related Agreements
 Remittance Report
 San Ramon Facility
 Sarbanes-Oxley Certification
 62




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##### 



Servicer Default
 Servicing Agreements (Primary) Exhibits B-1 B-2 C
 Servicing Agreements (Securitization)
 Servicing Agreement (Whole Loans)
 Servicing Closing Related Agreements Exhibit E
 Servicing Fees
 Servicing Licenses and Permits
 Servicing Material Adverse Effect
 63




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##### 



Servicing Rights and Obligations
 Servicing Transfer Date Article IX
 Subject Employee
 Subservicing Agreement (Multi-Transaction) Exhibit A
 Subervicing Licenses and Permits
 Subservicing Material Adverse Effect
 64




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##### 



Takeover Statute
 Tax Taxes
 Tax Return
 Transitional Services Agreement Exhibit H
 Trusts Trust
 Unreimbursed Servicing Advances
 Variable Funding Note
 WARN Act
 Whole Loans
  65




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Defined term
    
    SectionAggregate Minimum Loss
    
    Section 8.07(b)(i)Agreement
    
    PreambleAllocable Purchase Price
    
    Section 11.01(c)Arbitration Award
    
    Section 13.11(c)(v)Arbitration Demand
    
    Section 13.11(c)(i)Arbitration Response
    
    Section 13.11(c)(i)Arbitrators
    
    Section 13.11(c)(ii)Assets
    
    Section 1.01(b)Assumed Liabilities
    
    Section 1.03(b)Assumed Platform Liabilities
    
    Section 1.03(b)Assumed Servicing Liabilities
    
    Section 1.03(a)Business
    
    First Whereas clauseCap
    
    Section 8.07(b)(i)Claimant
    
    Section 8.03Closings
    
    Section 2.01Closing Dates
    
    Section 2.01Collections Platform Assets
    
    Section 1.01(b)Confidential Information
    
    Section 10.01Confidentiality Agreement
    
    Section 10.01Contingent Payment
    
    Section 1.06(a)Contingent Payments
    
    Section 1.06(a)Contingent Payout Period
    
    Section 1.06(a)Disagreement Notice
    
    Section 8.05Disclosure Schedules
    
    Lead in paragraph following
Platform Closing Date
Representations and Warranties of
Sellers headerDisclosure Schedule Updates
    
    Section 6.02Election Notice
    
    Section 8.04Employee List
    
    Section 4.29(a)Final Allocation
    
    Section 11.01(c)Indemnification Notice
    
    Section 8.03Indemnifying Party
    
    Section 8.03IHE
    
    PreambleIUBT
    
    PreambleLandlord
    
    Section 6.08Lease
    
    Section 6.08Litigation Notice
    
    Section 8.03Material Consents
    
    Section 2.03(a)(v)
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Defined term
    
    SectionNeutral Arbitrator
    
    Section 13.11(c)(ii)Non-Contingent Payment
    
    Section 1.05Platform Closing
    
    Section 2.01Platform Closing Date
    
    Section 2.01Platform Disclosure Schedules
    
    Lead in paragraph following
Platform Closing Date
Representations and Warranties of
Sellers headerPlatform Termination
    
    Section 9.03(a)Post Closing Excluded Amounts Statement
    
    Section 6.18Privacy Laws
    
    Section 10.01Proposed Allocation
    
    Section 11.01(c)Purchaser
    
    PreamblePurchaser Indemnified Parties
    
    Section 8.01Purchaser Group
    
    Section 6.01Purchaser Material Consents
    
    Section 2.03(a)(v)Purchase Price
    
    Section 1.05Responsive Materials
    
    Section 11.02(c)(i)Requests
    
    Section 11.02(c)Seller
    
    PreambleSeller Benefit Plans
    
    Section 4.29(b)Seller Indemnified Parties
    
    Section 8.02Seller Material Consents
    
    Section 2.02(b)(ix)Seller Platform Material Consents
    
    Section 2.02(b)(ix)Seller Servicing Material Consent
    
    Section 2.02(a)(v)Sellers
    
    PreambleServicing Assets
    
    Section 1.01(a)Servicing Closing
    
    Section 2.01Servicing Closing Date
    
    Section 2.01Servicing Disclosure Schedules
    
    Introductory paragraph to Article IVShared Files and Records
    
    Section 11.02(a)Straddle Period
    
    Section 1.07(a)Sublease
    
    Section 6.08Transferred Employees
    
    Section 6.04(a)Waiting Period
    
    Section 11.02(c)(i)
 ARTICLE XIII  MISCELLANEOUS
 Section 13.01. Public Announcements .
 67




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provided however
 Section 13.02. Costs and Expenses . provided however Section 6.21
 Section 13.03. Addresses for Notices, Etc . Section 13.03 provided Section 13.03
 If to Sellers:
    
    Irwin Union Bank and Trust CompanyIrwin Home Equity Corporationc/o Irwin Financial Corporation500 Washington Street  Box 929Columbus, Indiana  47202-0929Attention: Greg EhlingerFacsimile: (812) 379-8608E-mail: greg.ehlinger@irwinfinancial.comWith a copy to (which copy shall
    
    Ice Miller LLPnot constitute notice hereunder):
    
    One American Square, Suite 3100Indianapolis, Indiana  46282Attention:  Steven K. Humke
 68




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Facsimile:  (317) 592-4675E-mail:  steven.humke@icemiller.comAttention:  Janice WilkenFacsimile:  (317) 592-4840E-mail:  janice.wilken@icemiller.comIf to Purchaser:
    
    Green Tree Servicing LLC345 St. Peter Street1100 Landmark TowersSaint Paul, Minnesota 55102-1639Attention:  Keith AndersonFacsimile:  (651) 293-5746E-mail:  Keith.A.Anderson@gtservicing.comWith a copy to (which copy shall
    
    Willkie Farr & Gallagher LLPnot constitute notice hereunder):
    
    787 Seventh AvenueNew York, New York 10019Attention:  Rosalind Fahey KruseFacsimile:  (212) 728-9632E-mail:  rkruse@willkie.comAttention:  Thomas H. FrenchFacsimile:  (212) 728-8124E-mail:  tfrench@willkie.com
 Section 13.03
 Section 13.04. Headings .
 Section 13.05. Construction .
   69




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Section 13.06. Severability .
 70




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Section 13.07. Entire Agreement and Amendment .
 Section 13.08. No Waiver; Cumulative Remedies .
 Section 13.09. Parties in Interest .
 Section 13.10. Successors and Assigns; Assignment .
 Section 13.11. Governing Law; Dispute Resolution; Jurisdiction and Venue .
 71




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Applicable Law
 Dispute Resolution Process Section
10.01 Section 13.11 Section 13.11 Section 10.02 Section 13.12
 Binding Arbitration
 Arbitration Demand/Response/Reply Arbitration Demand Arbitration Response
 Selection/Expense of Arbitrators Arbitrators Neutral Arbitrator
 72




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Location/Timing
 Discovery/Briefing and Presentation of Evidence
 Arbitration Award Arbitration Award
 Court Proceedings
 73




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Section 13.12. Specific Performance
 Article VIII
 Article VIII
 Section 13.13. Waiver of Jury Trial .
 74




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Section 13.14. Counterparts; Facsimile .
 Section 13.15. Certain Understandings .
 [SIGNATURE PAGE FOLLOWS]
 75




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IN WITNESS WHEREOF
 PURCHASERGREEN TREE SERVICING LLCBy:
    
    /s/ Keith A. AndersonPrinted:
    
    Keith A. AndersonTitle:
    
    PresidentSELLERSIRWIN UNION BANK AND TRUST COMPANYBy:
    
    /s/ William I. MillerPrinted:
    
    William I. MillerTitle:
    
    PresidentIRWIN HOME EQUITY CORPORATIONBy:
    
    /s/ Gregory F. EhlingerPrinted:
    
    Gregory F. EhlingerTitle:
    
    Senior Vice President
 Signature Page to Asset Purchase Agreement




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LIST OF EXHIBITS
 Exhibit A
    
    Form of Subservicing Agreement (Multi-Transaction)Exhibit B-1
    
    List of Servicing Agreements (Primary)Exhibit B-2
    
    List of Servicing Agreements (Primary)Exhibit C
    
    List of Servicing Agreements (Primary)Exhibits D
    
    Form of Appointment and Assumption AgreementExhibit E
    
    Form of Interim-Subservicing AgreementExhibit F
    
    Form of Platform Bill of SaleExhibit G
    
    Form of Platform Assignment and Assumption AgreementExhibit H
    
    Form of Transitional Services AgreementExhibit I
    
    Form of Limited Power of Attorney
 Exhibits