Federal Register / Vol. 70, No. 222 / Friday, November 18, 2005 / Notices 69969 

1Commission Rule 4.2(d), 16 CFR 4.2(d). The 

comment must be accompanied by an explicit 

request for confidential treatment, including the 

factual and legal basis for the request, and must 

identify the specific portions of the comment to be 

withheld from the public record. The request will 

be granted or denied by the Commission’s General 

Counsel, consistent with applicable law and the 

public interest. See Commission Rule 4.9(c), 16 CFR 

4.9(c). 

percent of the voting shares of Belmont 

Bank & Trust Company, Chicago, 

Illinois (in organization). 

B. Federal Reserve Bank of St. Louis 

(Glenda Wilson, Community Affairs 

Officer) 411 Locust Street, St. Louis, 

Missouri 63166-2034: 

1. Clayton Bancorp, Inc., Henderson, 

Tennessee; to merge with Bancshares of 

Camden, Inc., Camden, Tennessee, and 

thereby indirectly acquire voting shares 

of Bank of Camden, Camden, Tennessee. 

In connection with this Application, 

Applicant also has applied to acquire 

BOC Reinsurance Company, Ltd., 

Crossville, Tennessee, and thereby 

engage in reinsuring credit life, credit 

accident, and health insurance 

activities, pursuant to section 

225.28(b)(11)(ii) of Regulation Y. 

C. Federal Reserve Bank of Dallas 

(W. Arthur Tribble, Vice President) 2200 

North Pearl Street, Dallas, Texas 75201- 

2272: 

1. LubCo BancShares, Inc., Slaton, 

Texas; to acquire 17 percent of the 

voting shares of Wilson Bancshares, 

Inc., Wilson, Texas, and thereby 

indirectly acquire voting shares of 

Wilson State Bank, Wilson, Texas. 

Board of Governors of the Federal Reserve 

System, November 14, 2005. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. E5–6368 Filed 11–17–05; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL RESERVE SYSTEM 

Formations of, Acquisitions by, and 

Mergers of Bank Holding Companies 

The companies listed in this notice 

have applied to the Board for approval, 

pursuant to the Bank Holding Company 

Act of 1956 (12 U.S.C. 1841 et seq.) 

(BHC Act), Regulation Y (12 CFR Part 

225), and all other applicable statutes 

and regulations to become a bank 

holding company and/or to acquire the 

assets or the ownership of, control of, or 

the power to vote shares of a bank or 

bank holding company and all of the 

banks and nonbanking companies 

owned by the bank holding company, 

including the companies listed below. 

The applications listed below, as well 

as other related filings required by the 

Board, are available for immediate 

inspection at the Federal Reserve Bank 

indicated. The application also will be 

available for inspection at the offices of 

the Board of Governors. Interested 

persons may express their views in 

writing on the standards enumerated in 

the BHC Act (12 U.S.C. 1842(c)). If the 

proposal also involves the acquisition of 

a nonbanking company, the review also 

includes whether the acquisition of the 

nonbanking company complies with the 

standards in section 4 of the BHC Act 

(12 U.S.C. 1843). Unless otherwise 

noted, nonbanking activities will be 

conducted throughout the United States. 

Additional information on all bank 

holding companies may be obtained 

from the National Information Center 

website at www.ffiec.gov/nic/. 

Unless otherwise noted, comments 

regarding each of these applications 

must be received at the Reserve Bank 

indicated or the offices of the Board of 

Governors not later than December 15, 

2005. 

A. Federal Reserve Bank of Atlanta 

(Andre Anderson, Vice President) 1000 

Peachtree Street, N.E., Atlanta, Georgia 

30303: 

1. Synovus Financial Corp., 

Columbus, Georgia; to merge with 

Banking Corporation of Florida, Naples, 

Florida, and thereby indirectly acquire 

voting shares of First Florida Bank, 

Naples, FLorida. 

B. Federal Reserve Bank of St. Louis 

(Glenda Wilson, Community Affairs 

Officer) 411 Locust Street, St. Louis, 

Missouri 63166-2034: 

1. Home Bancshares, Inc., Conway, 

Arkansas; to acquire additional voting 

shares, for a total of 20 percent of the 

voting shares, of White River 

Bancshares Company, Fayetteville, 

Arkansas, and thereby indirectly acquire 

voting shares of Signature Bank, 

Fayetteville, Arkansas. 

Board of Governors of the Federal Reserve 

System, November 15, 2005. 

Robert deV. Frierson, 

Deputy Secretary of the Board. 

[FR Doc. E5–6389 Filed 11–17–05; 8:45 am] 

BILLING CODE 6210–01–S 

FEDERAL TRADE COMMISSION 

Agency Information Collection 

Activities; Proposed Collection; 

Comment Request; Extension 

AGENCY: Federal Trade Commission 

(‘‘FTC’’ or ‘‘Commission’’). 

ACTION: Notice. 

SUMMARY: The FTC has submitted to the 

Office of Management and Budget 

(‘‘OMB’’) for review under the 

Paperwork Reduction Act (‘‘PRA’’) 

information collection requirements 

contained in its Automotive Fuel 

Ratings, Certification and Posting Rule 

(‘‘Fuel Rating Rule’’ or ‘‘Rule’’). The 

FTC is seeking public comments on the 

proposal to extend through December 

31, 2008 the current PRA clearance for 

information collection requirements 

contained in the regulations. That 

clearance expires on December 31, 2005. 

DATES: Comments must be filed by 

December 19, 2005. 

ADDRESSES: Interested parties are 

invited to submit written comments. 

Comments should refer to ‘‘Fuel Rating 

Rule: FTC File No. R811005’’ to 

facilitate the organization of comments. 

A comment filed in paper form should 

include this reference both in the text 

and on the envelope and should be 

mailed or delivered, with two complete 

copies, to the following address: Federal 

Trade Commission, Room H 135 (Annex 

J), 600 Pennsylvania Ave., NW., 

Washington, DC 20580. Because paper 

mail in the Washington area and at the 

Commission is subject to delay, please 

consider submitting your comments in 

electronic form, (in ASCII format, 

WordPerfect, or Microsoft Word) as part 

of or as an attachment to e-mail 

messages directed to the following email box: 

<paperworkcomment@ftc.gov>. 

However, if the comment contains any 

material for which confidential 

treatment is requested, it must be filed 

in paper form, and the first page of the 

document must be clearly labeled 

‘‘Confidential.’’ 1

All comments should additionally be 

submitted to: Office of Management and 

Budget, Attention: Desk Officer for the 

Federal Trade Commission. Comments 

should be submitted via facsimile to 

(202) 395–6974 because U.S. Postal Mail 

is subject to lengthy delays due to 

heightened security precautions. 

The FTC Act and other laws the 

Commission administers permit the 

collection of public comments to 

consider and use in this proceeding as 

appropriate. All timely and responsive 

public comments will be considered by 

the Commission and will be available to 

the public on the FTC website, to the 

extent practicable, at www.ftc.gov. As a 

matter of discretion, the FTC makes 

every effort to remove home contact 

information for individuals from the 

public comments it receives before 

placing those comments on the FTC 

Web site. More information, including 

routine uses permitted by the Privacy 

Act, may be found in the FTC’s privacy 

policy at http://www.ftc.gov/ftc/ 

privacy.htm. 

69970 Federal Register / Vol. 70, No. 222 / Friday, November 18, 2005 / Notices 

2All numbers pertaining to hours and cost 

burden estimates have been rounded to the nearest 

thousand. 

1Commission Rule 4.2(d), 16 CFR 4.2(d). The 

comment must be accompanied by an explicit 

request for confidential treatment, including the 

factual and legal basis for the request, and must 

identify the specific portions of the comment to be 

withheld from the public record. The request will 

be granted or denied by the Commission’s General 

Counsel, consistent with applicable law and the 

public interest. See Commission Rule 4.9(c), 16 CFR 

4.9(c). 

FOR FURTHER INFORMATION CONTACT: 

Requests for additional information or 

copies of the proposed information 

requirements should be sent to Neil 

Blickman, Attorney, Division of 

Enforcement, Bureau of Consumer 

Protection, Federal Trade Commission, 

600 Pennsylvania Ave., NW., 

Washington, DC 20580, (202) 326–3038. 

SUPPLEMENTARY INFORMATION: On August 

25, 2005, the FTC sought comment on 

the information collection requirements 

associated with the Fuel Rating Rule, 16 

CFR Part 306 (OMB Control Number: 

3084–0068). See 70 FR 49925. No 

comments were received. Pursuant to 

the OMB regulations that implement the 

PRA (5 CFR Part 1320), the FTC is 

providing this second opportunity for 

public comment while seeking OMB 

approval to extend the existing 

paperwork clearance for the Rule. All 

comments should be filed as prescribed 

in the ADDRESSES section above, and 

must be received on or before December 

19, 2005. 

The Fuel Rating Rule, 16 CFR Part 306 

(OMB Control Number: 3084–0068), 

establishes standard procedures for 

determining, certifying, and disclosing 

the octane rating of automotive gasoline 

and the automotive fuel rating of 

alternative liquid automotive fuels, as 

required by the Petroleum Marketing 

Practices Act. 15 U.S.C. 2822(a)–(c). The 

Rule also requires refiners, producers, 

importers, distributors, and retailers to 

keep records showing how the ratings 

were determined, including delivery 

tickets or letters of certification. 

Estimated annual hours burden: 2

40,000 total burden hours (16,000 

recordkeeping hours + 24,000 disclosure 

hours). 

Recordkeeping: Based on industry 

sources, staff estimates that 195,000 fuel 

industry members each incur an average 

annual burden of approximately five 

minutes to ensure retention of relevant 

business records for the period required 

by the Rule, resulting in a total of 16,000 

hours. 

Disclosure: Staff estimates that 

affected industry members incur an 

average burden of approximately one 

hour to produce, distribute, and post 

octane rating labels. Because the labels 

are durable, only about one of every 

eight industry members (i.e., 

approximately 24,000 of 195,000 

industry members) incur this burden 

each year, resulting in a total annual 

burden of 24,000 hours. 

Estimated annual cost burden: 

$804,000 ($720,000 in labor costs and 

$84,000 in non-labor costs). 

Labor costs: Staff estimates that the 

work associated with the Rule’s 

recordkeeping and disclosure 

requirements is performed by skilled 

information and record clerks at an 

average rate of $18.00 per hour. Thus, 

the annual labor cost to respondents of 

complying with the recordkeeping and 

disclosure requirements of the Rule is 

estimated to be $720,000 ((16,000 hours 

+ 24,000 hours) × $18.00 per hour). 

Capital or other non-labor costs: 

$84,000. 

Staff believes that there are no current 

start-up costs associated with the Rule. 

Because the Rule has been effective 

since 1979 for gasoline, and since 1993 

for liquid alternative automotive fuels, 

industry members already have in place 

the capital equipment and other means 

necessary to comply with the Rule. 

Retailers (approximately 170,000 

industry members), however, do incur 

the cost of procuring (and replacing) 

fuel dispenser labels to comply with the 

Rule. According to industry input, the 

price per label is about fifty cents. 

Industry estimates of the useful life of 

dispenser labels range from 6 to 10 

years. The estimate is based on the 

bottom of that range, i.e., 6 years. Based 

on industry input, staff believes that the 

average retailer has six dispensers, all 

being obtained or replaced in the same 

year. Assuming that, in any given year, 

1⁄6th of all retailers (28,000 retailers) will 

replace their dispenser labels, staff 

estimates total labeling cost to be 

$84,000 (28,000 × 6 × .50 ). 

William Blumenthal, 

General Counsel. 

[FR Doc. 05–22848 Filed 11–17–05; 8:45 am] 

BILLING CODE 6750–01–P 

FEDERAL TRADE COMMISSION 

Agency Information Collection 

Activities; Submission for OMB 

Review; Comment Request 

AGENCY: Federal Trade Commission 

(‘‘FTC’’ or ‘‘Commission’’). 

ACTION: Notice. 

SUMMARY: The FTC intends to survey 

consumers to advance its understanding 

of the incidence of identity theft (‘‘ID 

Theft’’) and to allow the FTC to better 

serve the people who experience ID 

Theft and the law enforcement agencies 

that investigate and prosecute it. The 

survey is a follow-up to the FTC’s ID 

Theft Survey conducted in March 2003 

and released in September 2003. Before 

gathering this information, the FTC is 

seeking public comments on its 

proposed consumer research. The 

information collection requirements 

described below will be submitted to 

the Office of Management and Budget 

(‘‘OMB’’) for review, as required by the 

Paperwork Reduction Act (‘‘PRA’’) (44 

U.S.C. 3501–3520). 

DATES: Comments on the proposed 

information requests must be received 

on or before December 19, 2005. 

ADDRESSES: Interested parties are 

invited to submit written comments. 

Comments should refer to ‘‘ID Theft 

Survey: FTC File No. P034303’’ to 

facilitate the organization of comments. 

A comment filed in paper form should 

include this reference both in the text 

and on the envelope and should be 

mailed or delivered, with two complete 

copies, to the following address: Federal 

Trade Commission/Office of the 

Secretary, Room H–135 (Annex E), 600 

Pennsylvania Avenue, NW., 

Washington, DC 20580. Because paper 

mail in the Washington area and at the 

Commission is subject to delay, please 

consider submitting your comments in 

electronic form, as prescribed below. 

However, if the comment contains any 

material for which confidential 

treatment is requested, it must be filed 

in paper form, and the first page of the 

document must be clearly labeled 

‘‘Confidential.’’ 1 The FTC is requesting 

that any comment filed in paper form be 

sent by courier or overnight service, if 

possible. 

Comments filed in electronic form 

should be submitted by clicking on the 

following Web link: https:// 

secure.commentworks.com/FTCIDTSurvey and following the 

instructions on the Web-based form. To 

ensure that the Commission considers 

an electronic comment, you must file it 

on the Web-based form at https:// 

secure.commentworks.com/FTCIDTSurvey. If this notice appears at 

http://www.regulations.gov, you may 

also file an electronic comment through 

that Web site. The Commission will 

consider all comments that 

regulations.gov forwards to it. 

Comments should also be submitted 

to: Office of Management and Budget, 

Attention: Desk Officer for the Federal 

Trade Commission. Comments should 

be submitted via facsimile to (202) 395–