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UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWASHINGTON, D. C. 20549

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FORM 10-Q

(Mark One)

| |  | QUARTERLY REPORT PURSUANT
    TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.
| |  | --------------------------------------------------------------------------------------------

FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2005

OR

| |  | TRANSITION REPORT PURSUANT
    TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.
| |  | ---------------------------------------------------------------------------------------------

For
      the transition
period from:_______________ to _________________

Commission File Number: 333-115186

RIVER ROCK ENTERTAINMENT AUTHORITY(Exact name of registrant as specified in its charter)

|Not Applicable                  | 68-0490898         
|------------------------------- | -------------------
|(State or other jurisdiction of | (I.R.S. Employer   
|incorporation or organization)  | Identification No.)

3250 Highway 128 EastGeyserville, California 95441(707) 857-2777

(Address, including zip code, and
    telephone number,including area code, of registrants principal
  executive offices)

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Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for
such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.


| | Yes |  |  | No |  | 
| | --- |  |  | -- |  | 

Indicate by check mark whether the registrant is an accelerated filer (as defined in Rule 12b-2 of the Exchange Act).


| | Yes |  |  | No |  | 
| | --- |  |  | -- |  | 



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RIVER ROCK ENTERTAINMENT AUTHORITYINDEX TO FORM 10-Q

|Item           |  | Description                                                                                                    |  | Page
|-------------- |  | -------------------------------------------------------------------------------------------------------------- |  | ----
|               |  |                                                                                                                |  |     
|               |  | PART I  FINANCIAL INFORMATION                                                                                 |  |     
|               |  |                                                                                                                |  |     
|1.             |  | Financial Statements (unaudited)                                                                               |  |     
|               |  | Balance Sheets -September
    30, 2005 and December 31, 2004                                                   |  | 4   
|               |  | Statement of Revenues, Expenses and Changes
    in Fund Deficit -                                              |  |     
|               |  | Three-Months
          ended September 30, 2005 and 2004 and Nine Months ended September 30,
    2005 and 2004 |  | 5   
|               |  | Statements of Cash Flows -Nine
          months ended September 30, 2005 and 2004                              |  | 6   
|               |  | Notes to Financial Statements                                                                                  |  | 8   
|2.             |  | Managements Discussion
    and Analysis of Financial Condition and Results of Operations                      |  | 19  
|3.             |  | Quantitative and Qualitative Disclosures About
    Market Risk                                                 |  | 28  
|4.             |  | Controls and Procedures                                                                                        |  | 28  
|               |  |                                                                                                                |  |     
|               |  | PART II  OTHER INFORMATION                                                                                    |  |     
|               |  |                                                                                                                |  |     
|1.             |  | Legal Proceedings                                                                                              |  | 29  
|6.             |  | Exhibits and Reports on Form 8-K                                                                               |  | 30  
|               |  |                                                                                                                |  |     
|SIGNATURE      |  | 31                                                                                                            
|EXHIBITS       |  | 32                                                                                                            
|CERTIFICATIONS |  |                                                                                                               

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CAUTIONARY STATEMENT


Except for the historical financial information contained herein, the matters discussed in this report on Form 10-Q (as well as documents incorporated herein by reference) may be considered
forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Such forward-looking statements are based upon current expectations that
involve risks and uncertainties and include declarations regarding the intent, belief or current expectations of us and our management and may be signified by the words believes, anticipates, plans,
expects, intends and similar expressions. Our actual results and the timing of certain events may differ significantly from the results discussed in the forward-looking statements. All forward-looking statements in this
document are based on information available to us as of the date hereof, and we assume no obligation to update any such forward-looking statements, whether as a result of new information, future events, or otherwise. All discussion in this report
should be read in conjunction with our financial statements and the accompanying notes contained in this report.


References in this Form 10-Q to the Authority and the Tribe are to the River Rock Entertainment Authority and the Dry Creek Rancheria Band of Pomo Indians,
respectively. The terms we, "us and our refer to the Authority.


Our key risks are described in our annual report on Form 10-K filed with the Securities and Exchange Commission on March 29, 2005.


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RIVER ROCK ENTERTAINMENT AUTHORITY (A
Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

BALANCE SHEETS(Unaudited)

|ASSETS                                         | September 30, 2005 |             | December 31, 2004 |  
|---------------------------------------------- | ------------------ | ----------- | ----------------- | -
|                                               |                    |             |                   |  
|CURRENT ASSETS:                                |                    |             |                   |  
|Cash and cash equivalents                      | $                  | 18,348,614  |                   | $
|Restricted cash-current                        |                    | 776,284     |                   |  
|Accounts receivable                            |                    | 70,277      |                   |  
|Inventories                                    |                    | 525,405     |                   |  
|Prepaid expenses and other current assets      |                    | 1,227,358   |                   |  
|                                               |                    |             |                   |  
|Total current
 assets                          |                    | 20,947,938  |                   |  
|                                               |                    |             |                   |  
|RESTRICTED CASHNet of Current                 |                    | 6,628,804   |                   |  
|                                               |                    |             |                   |  
|PROPERTY AND EQUIPMENT:                        |                    |             |                   |  
|Buildings and improvements                     |                    | 128,661,398 |                   |  
|Furniture, fixtures and equipment              |                    | 25,520,721  |                   |  
|                                               |                    |             |                   |  
|                                               |                    | 154,182,119 |                   |  
|Accumulated depreciation                       |                    | (18,979,427 | )                 |  
|Construction in progress                       |                    | 1,408,512   |                   |  
|                                               |                    |             |                   |  
|Property and equipmentnet                     |                    | 136,611,204 |                   |  
|                                               |                    |             |                   |  
|DEPOSITS AND OTHER ASSETS                      |                    | 6,640,794   |                   |  
|                                               |                    |             |                   |  
|TOTAL                                          | $                  | 170,828,740 |                   | $
|                                               |                    |             |                   |  
|LIABILITIES AND FUND DEFICIT                   |                    |             |                   |  
|CURRENT LIABILITIES:                           |                    |             |                   |  
|Accounts payable:                              |                    |             |                   |  
|Trade                                          | $                  | 2,402,929   |                   | $
|Construction                                   |                    | 776,284     |                   |  
|Accrued liabilities                            |                    | 11,515,690  |                   |  
|Current maturities of long-term debt           |                    | 107,569     |                   |  
|                                               |                    |             |                   |  
|Total current
 liabilities                     |                    | 14,802,472  |                   |  
|                                               |                    |             |                   |  
|LONG-TERM DEBT  net of current maturities     |                    | 198,182,186 |                   |  
|                                               |                    |             |                   |  
|FUND DEFICIT                                   |                    |             |                   |  
|Invested in capital assets-net of related debt |                    | (61,678,551 | )                 |  
|Restricted for capital projects                |                    | 7,405,088   |                   |  
|Unrestricted                                   |                    | 12,117,545  |                   |  
|                                               |                    |             |                   |  
|Total Fund Deficit                             |                    | (42,155,918 | )                 |  
|                                               |                    |             |                   |  
|TOTAL LIABILITIES AND FUND DEFICIT             | $                  | 170,828,740 |                   | $
|                                               |                    |             |                   |  

The accompanying notes are an integral part of these unaudited financial statements.

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

STATEMENTS OF REVENUES, EXPENSES AND CHANGES IN
FUND DEFICIT
(Unaudited)

|                                         | Three-Month   |             | Nine- Month   |  
|---------------------------------------- | ------------- | ----------- | ------------- | -
|                                         | Period Ended  |             | Period Ended  |  
|                                         | September 30, |             | September 30, |  
|                                         |               |             |               |  
|                                         | 2005          |             | 2004          |  
|                                         |               |             |               |  
|REVENUES:                                |               |             |               |  
|Casino                                   | $             | 34,788,259  |               | $
|Food, beverage & retail                  |               | 2,108,605   |               |  
|Other                                    |               | 159,069     |               |  
|                                         |               |             |               |  
|Gross
 revenues                          |               | 37,055,933  |               |  
|Promotional allowance                    |               | (1,476,730  | )             |  
|                                         |               |             |               |  
|Net
    revenues                         |               | 35,579,203  |               |  
|OPERATING EXPENSES:                      |               |             |               |  
|Casino                                   |               | 5,603,438   |               |  
|Food, beverage & retail                  |               | 1,748,287   |               |  
|Selling, general and administrative      |               | 13,269,422  |               |  
|Depreciation                             |               | 2,798,182   |               |  
|Credit enhancement fee                   |               | 1,861,997   |               |  
|Gaming Commission & surveillance
expense |               | 623,322     |               |  
|Compact revenue sharing trust fund       |               | 333,750     |               |  
|                                         |               |             |               |  
|Total
    operating expenses             |               | 26,238,398  |               |  
|                                         |               |             |               |  
|INCOME FROM OPERATIONS                   |               | 9,340,805   |               |  
|                                         |               |             |               |  
|OTHER EXPENSENet                        |               |             |               |  
|Interest expense                         |               | (5,229,867  | )             |  
|Interest income                          |               | 107,514     |               |  
|Loss on sale of assets                   |               | (70,140     | )             |  
|Other expense                            |               | (344        | )             |  
|                                         |               |             |               |  
|Other
 expense-net                       |               | (5,192,837  | )             |  
|                                         |               |             |               |  
|INCOME BEFORE DISTRIBUTIONS TO TRIBE     |               | 4,147,968   |               |  
|                                         |               |             |               |  
|DISTRIBUTIONS TO TRIBE                   |               | (3,000,000  | )             |  
|                                         |               |             |               |  
|NET INCOME AFTER DISTRIBUTIONS TO TRIBE  |               | 1,147,968   |               |  
|                                         |               |             |               |  
|FUND DEFICITBeginning of period         |               | (43,303,886 | )             |  
|                                         |               |             |               |  
|FUND DEFICITEnd of period               | $             | (42,155,918 | )             | $
|                                         |               |             |               |  

The accompanying notes are an integral part of these
unaudited financial statements.

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

STATEMENTS OF CASH FLOWS
(Unaudited)

|                                                                       |   | Nine- Month Period
EndedSeptember 30, |     
|---------------------------------------------------------------------- | - | ------------------------------------- | ----
|                                                                       |   |                                       |     
|2005                                                                   |   |                                       | 2004
|CASH FLOWS FROM OPERATING ACTIVITIES:                                  |   |                                       |     
|Cash received from gaming winnings and concessions                     | $ | 104,036,522                           |     
|Cash paid for salaries and benefits                                    |   | (22,935,112                           | )   
|Cash paid to suppliers                                                 |   | (38,418,879                           | )   
|Cash paid for compact revenue sharing trust fund                       |   | (1,001,250                            | )   
|                                                                       |   |                                       |     
|Net cash provided by operating activities                              |   | 41,681,281                            |     
|                                                                       |   |                                       |     
|CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES:              |   |                                       |     
|Payments of long-term debt                                             |   | (10,454,846                           | )   
|Purchases of property and equipment                                    |   | (16,687,893                           | )   
|Change in restricted cash                                              |   | 8,796,633                             |     
|Interest paid                                                          |   | (10,002,800                           | )   
|Credit enhancement fee                                                 |   | (5,491,580                            | )   
|Proceeds from sale of assets                                           |   | 9,500                                 |     
|Other                                                                  |   | 59,493                                |     
|                                                                       |   |                                       |     
|Net cash used in capital and related
  financing activities            |   | (33,771,493                           | )   
|                                                                       |   |                                       |     
|CASH FLOW FROM NON-CAPITAL FINANCING ACTIVITIES-Distributions to Tribe |   | (8,180,000                            | )   
|                                                                       |   |                                       |     
|CHANGE IN CASH AND CASH EQUIVALENTS                                    |   | (270,212                              | )   
|                                                                       |   |                                       |     
|CASH AND CASH EQUIVALENTS, Beginning of the period                     |   | 18,618,826                            |     
|                                                                       |   |                                       |     
|CASH AND CASH EQUIVALENTS, End of the period                           | $ | 18,348,614                            |     
|                                                                       |   |                                       |     
|RECONCILIATION OF INCOME BEFORE DISTRIBUTIONS TO TRIBE TO              |   |                                       |     
|NET CASH PROVIDED BY OPERATING ACTIVITIES:                             |   |                                       |     
|Income before Distributions to Tribe                                   | $ | 13,545,324                            |     
|                                                                       |   |                                       |     
|Adjustments to reconcile operating income to net cash                  |   |                                       |     
|provided by operating activities:                                      |   |                                       |     
|Depreciation                                                           |   | 8,189,691                             |     
|Interest Expense, net                                                  |   | 15,822,004                            |     
|Credit enhancement fee                                                 |   | 5,661,648                             |     
|Loss on sale of assets                                                 |   | 104,117                               |     
|Changes in operating assets and liabilities:                           |   |                                       |     
|Accounts receivable                                                    |   | (16,481                               | )   
|Inventories                                                            |   | (141,994                              | )   
|Prepaid expenses and other current assets                              |   | (453,527                              | )   
|Accounts payable-trade                                                 |   | (995,245                              | )   
|Accrued liabilities                                                    |   | (34,256                               | )   
|                                                                       |   |                                       |     
|Total adjustments                                                      |   | 28,135,957                            |     

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

STATEMENTS OF CASH FLOWS
(Unaudited)

|                                                                                     | Nine- MonthPeriod
              Ended
    September
              30, |           
|------------------------------------------------------------------------------------ | --------------------------------------------------------------------- | ----------
|                                                                                    
|2005                                                                                 |                                                                       | 2004      
|                                                                                     |                                                                       |           
|NET CASH PROVIDED BY OPERATING ACTIVITIES                                            | $                                                                     | 41,681,281
|                                                                                     |                                                                       |           
|SUPPLEMENTARY SCHEDULE OF NONCASH CAPITAL AND RELATED
FINANCING ACTIVITIES:          |                                                                       |           
|Acquisition of property and equipment through third
party financing                  | $                                                                     | 227,799   
|Acquisition of property and equipment through accounts
payable construction          |                                                                       | 776,284   
|Capitalized interest included in purchases of property
and equipment paid with notes |                                                                       |          
|                                                                                     |                                                                       |           
|The accompanying notes are an integral part of these
unaudited financial statements.

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|1. | DESCRIPTION OF BUSINESS
|-- | -----------------------

River Rock Entertainment Authority (the Authority) is a governmental instrumentality of the Dry Creek Rancheria Band of Pomo Indians (the Tribe), a federally recognized
Indian tribe. River Rock Casino (the Casino) is a governmental development project of the Authority. The Casino offers Class III gaming (as defined by the Indian Gaming Regulatory Act) on tribal land located in Geyserville, California.
The legal authority for slot machines and table games is provided by the Tribes gaming compact with the State of California (the Compact), which was entered into in September 1999 and became effective upon approval by the Secretary
of Interior on May 5, 2000. The Compact expires on December 31, 2020.


The Tribe opened a portion of the Casino on September 14, 2002. Following completion of construction the Casino was fully opened on April 1, 2003.


The Authority was formed as an unincorporated instrumentality of the Tribe on November 5, 2003 pursuant to a reorganization whereby the Tribes gaming business became owned and operated by
the Authority. This reorganization was accounted for as a reorganization of entities under common control. Accordingly, after the reorganization, the assets and liabilities of the casino operating property were presented by the Authority on a
historical-cost basis.


The Authority operates as a separate, wholly owned operating unit of the Tribe and is not a separate legal entity. These financial statements reflect the financial position and activity of only
the Authority and do not purport to represent the financial position and activity of the Tribe.


Income before distributions to the Tribe was $4,147,968 and $3,762,783 for the three months ended September 30, 2005 and 2004 respectively. Income before distributions to the Tribe was $13,545,324 and
$9,132,135 for the nine months ended September 30, 2005 and 2004 respectively. A fund deficit of $42,155,918 exists as of September 30, 2005. The Authoritys current assets exceeded its current liabilities by $6,145,466 as of
September 31, 2005. On November 7, 2003, the Authority issued $200.0 million in its 93⁄4% Senior Notes, due 2011 (the Notes), and used a portion of the proceeds to reduce its current payables, accruals and debt. The
Authoritys ability to fund future debt service payments is dependent upon the success of the Casino. Management believes that the Casino will attract sufficient patronage levels to continue to provide sufficient cash flows and to repay its
indebtedness. The Authority reached its substantial completion of the construction of the enhanced parking structure on December 29, 2004. On September 13, 2005 the Authority received a certificate of occupancy on the parking structures. On October
1, 2005, the Authoritys certificate of occupancy for the parking structure was revoked and a temporary occupancy permit was issued due to some remaining construction issues. On November 4, 2005, a full certificate of occupancy was issued to
the Authority for the parking structures.


The Authority paid for various expenses for the Tribal
Gaming Commission and surveillance in 2005 and 2004. Prior to July 1, 2005, Tribal
Gaming Commission and surveillance costs were billed and reimbursed as incurred.
 Tribal Gaming Commission expenses were reported as Gaming Commission expenses
and surveillance costs were reported in Selling General and Administrative Expenses
on the Statement of Revenues, Expenses and Change in Fund Balance. Effective
July 1,
2005, the Tribal Gaming Commission adopted a regulation on payments of regulatory
fees from the Authority. The Tribal Gaming Commission charges the Authority a
flat monthly fee of $235,000 to cover any operating expenses incurred by the
Tribal  Gaming Commission and surveillance which are directly related and necessary
to the regulation of the Casino. Thirty days following the end of each calendar
quarter, the Tribal Gaming Commission shall reconcile the monthly regulatory
fee and actual
operating expenses and make necessary adjustments on charges to the Authority
in the following month. As of September 30, 2005, Tribal Gaming Commission and
surveillance expenses are being recorded in Gaming Commission and surveillance
expenses on  the Statement of Revenues, Expenses and Changes in Fund Balance.
For consistency and comparability, this change has been reflected in Gaming Commission
and surveillance expenses for all periods presented. This presentation resulted
in a reclassification of surveillance expenses from Selling General and Administrative
Expenses for the three and nine months ended September 30, 2004 of $206,252 and
$658,514, respectively.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|2. | SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
|-- | ------------------------------------------

Accounting StandardsThe Authority prepares its financial statements in accordance with accounting principles generally accepted in the
United States of America (generally accepted accounting principles). The financial statements presented are prepared on the accrual basis of accounting from the accounts and financial transactions of the Authority. Generally accepted
accounting principles require the Authority to apply all applicable pronouncements of the Governmental Accounting Standards Board (GASB). The Authority is also required to follow Financial Accounting Standards Board (FASB)
Statements and Interpretations, Accounting Principles Board Opinions and Accounting Research Bulletins issued on or before November 30, 1989, unless those pronouncements conflict with or contradict GASB pronouncements. The Authority is given the
option whether to apply all FASB Statements and Interpretations issued after November 30, 1989, except for those that conflict with or contradict GASB pronouncements. Accordingly, the Authority has elected to implement non conflicting FASB
Statements and Interpretations issued after November 30, 1989.


There are differences between financial statements prepared in accordance with GASB pronouncements and those prepared in accordance with FASB pronouncements. The statements of revenues,
expenses and changes in fund deficit is a combined statement under GASB pronouncements, FASB pronouncements allow a statement of income or operations and a separate statement of owners or shareholders equity deficit, which is where
distributions to owners would be presented under FASB pronouncements. The amount shown as income before distributions to Tribe would not be different if the Authority followed all FASB pronouncements to determine net income and would be the most
comparable amount to net income computed under FASB pronouncements. The Authority is a separate fund of the Tribe, a governmental entity, and as such there is no owners or shareholders equity deficit as traditionally represented under
FASB pronouncements. The most comparable measure of owners equity deficit is presented on the Authoritys balance sheet as fund deficit.


New Accounting PronouncementsIn March 2003, GASB issued Statement No. 40, Deposit
        and Investment Risk
Disclosuresan amendment of GASB Statement No. 3, which became effective for the Authority at January 1, 2005. This statement requires state and local governments to communicate key information about deposit
and investment risks. The impact of adoption of this statement on the financial statements of the Authority did not have a material impact.


In November 2003, GASB issued Statement No. 42,Accounting and Financial Reporting for Impairment of Capital Assets and for Insurance
Recoveries, effective for periods beginning after December 15, 2004. This statement establishes accounting and financial reporting standards for impairment of capital assets. This statement also clarifies and
establishes accounting requirements for insurance recoveries. The adoption of this statement did not have a material impact on the financial statements of the Authority.


Use of EstimatesThe preparation of financial statements in conformity with accounting principles generally accepted in the United States
requires management to make estimates and assumptions that affect the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.


Cash and Cash EquivalentsThe Authority considers all highly liquid investments with a maturity of three months or less at date of purchase
as cash equivalents. The carrying amount of cash and cash equivalents approximates its fair value. Cash and cash equivalents include cash on hand, cash on deposit with banks and highly liquid investments. The Federal Deposit Insurance Corporation
(FDIC) has insured $100,000 of the cash on deposit with the bank. The Authority believes that there is little risk of loss regarding the uninsured amounts of cash and cash equivalents on deposit with the bank.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

InventoriesInventories, consisting principally of gaming supplies and concession items, are stated at the lower of cost (first-in,
first-out) or market.


Restricted CashRestricted cash consists of estimated construction expenses for three parking structures, related infrastructure improvements
and construction contingencies. It also includes funds that are reserved for additional construction contingencies and the funds necessary to develop an approximately 18 acre parcel of land adjacent to the Tribes reservation. These funds are
held in escrow accounts which are restricted for authorized construction disbursements. These escrow accounts are invested in CD markets, which generate interest on a monthly basis. The FDIC has insured $100,000 of this balance. The Authority
believes that there is little risk of loss regarding the uninsured amounts of restricted cash held in the escrow account. Restricted cash was $7,405,088 and $16,201,721 at September 30, 2005 and December 31, 2004, respectively.  As of
September 30, 2005, restricted cash includes amounts available for construction of $2,943,059 and land development funds of $4,462,029.


Property and EquipmentProperty and equipment are stated at cost. Depreciation and amortization are computed using the straight-line method
over the estimated useful lives of the assets as follows:


|Buildings and improvements        | 10
39 years
|--------------------------------- | ------------
|Furniture, fixtures and equipment | 5  7 years 

The Authority evaluates its property and equipment for impairment in accordance with the FASBs Statement of Financial Accounting Standards (SFAS) No. 144,Accounting for the Impairment or Disposal of Long-Lived Assets. When events or circumstances indicate that an asset should be reviewed for impairment, the Authority compares the undiscounted
cash flows derived from the asset or asset group to the net carrying value. If impairment is indicated, the impairment loss is measured by the amount in which the carrying value of the asset or asset group exceeds its fair value. Fair value is
measured by comparable sales, solicited offers or discounted cash flow models.


Capitalized InterestThe interest cost associated with major development and construction projects is capitalized and included in the cost of
the Authority. Capitalization of interest ceases when the project is substantially complete or development activity is suspended. Capitalized interest for the nine months ended September 30, 2005 and 2004 were $0 and $2,545,626
respectively.


Deposits and Other Assets As of September 30, 2005 and December 31, 2004, deposits and other assets include $6,217,653 and
$6,983,920 in unamortized loan costs related to the issuance of the Notes, $382,028 and $431,441 of equipment deposits, $4,200 and $4,200 of performance deposits and $36,911 and $47,999 of rental deposits. Deferred loan
costs are amortized to interest expense over the term of the related financial arrangement.


Accrued LiabilitiesAccrued liabilities consist of accrued interest, accrued payroll, accrued credit enhancement fee and other accrued
liabilities.


Accrued Progressive Slot JackpotsAccrued progressive slot jackpots consist of estimates for
prizes relating to various games that have accumulated jackpots. The Authority has recorded the cost of these anticipated payouts as a reduction of casino revenues, and the cost is included as a component of accrued liabilities.


Accrued Slot Players
        ClubIn accordance with Emerging Issues Task Force Issue No. 00-22,Accounting
for Points and Certain Other Time-Based or Volume-Based Sales Incentive Offers and Offers for Free Products or Services to be Delivered in the Future, the Authority has recorded a liability related to
prizes and cash incentives earned by the members of our Players Club and have adjusted the liability for the estimated future breakage. The Authority has recorded the cost of the estimated redemption of the liability related to prizes as an
operating expense and the estimated redemption of the liability related to cash as promotional allowance in the accompanying statements of revenues, expenses and changes in fund deficit.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

Casino RevenuesIn accordance with industry practice, the Authority recognizes as casino revenue the net win from gaming activities, which is
the difference between gaming wins and losses. Casino revenues are net of accruals for anticipated payouts of progressive slot jackpots.


Food, Beverage and RetailThe Authority recognizes as food, beverage and retail revenues the proceeds from its food, beverage and gift shop
sales. The Authority continues to distribute beverages freely in the gaming area for playing guests.


Other RevenuesOther revenues are comprised of commissions on ATM and vending machine transactions.


Promotional AllowancesThe retail value of food and beverages provided to playing customers without charge is included in gross revenues and
then deducted as promotional allowances. The redemption of cash incentives earned by the Players Club members is also recorded as promotional allowances. The estimated costs of providing complimentary services are recorded as casino expenses.
The costs of such services were $976,024 and $709,718 for the three months ended September 30, 2005 and 2004 respectively; and $2,750,505 and $1,740,532 for the nine months ended September 30, 2005 and 2004, respectively.


Food and Beverage CostsFood and beverage costs include costs associated with food and beverage, excluding amounts classified as casino
expenses.


Advertising CostsAdvertising costs are expensed the first time advertising takes place. Advertising costs included in selling, general and
administrative expenses were $2,276,483 and $929,717 for the three months ended September 30, 2005 and 2004, respectively; and $6,045,221 and $2,649,380 for the nine months ended September 30, 2005 and 2004, respectively.


Income TaxesAs a governmental instrumentality of the Dry Creek Rancheria Band of Pomo Indians, a federally recognized Indian tribe, the
Authority is a nontaxable entity for purposes of federal and state income taxes.


Distributions to TribeDistributions to Tribe are made up of a stated draw amount and permitted payments under our Indenture for the Notes.
They are included in the statement of revenues, expenses and changes in fund deficit as distributions to Tribe. From January 1, 2005 to March 31, 2005, the Tribal draw was $500,000 per month. Beginning April 1, 2005, the Tribal draw was
$1,000,000 per month. The total distributions to the Tribe were $3,000,000 and $2,421,198 for the three months ended September 30, 2005 and 2004, respectively.  During the nine months ended September 30, 2005, the Authority also
distributed $680,000 to the Tribe as part of reimbursements for construction costs incurred by the Tribe prior to the formation of the Authority. As of September 30, 2005, there is $1,960,000 remaining to be reimbursed to the Tribe for
construction costs incurred prior to the formation of the Authority.  Total distributions to the Tribe were $8,180,000 and $5,446,198 for the nine months ended September 30, 2005 and 2004, respectively.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|3. | CERTAIN RISKS
    AND UNCERTAINTIES
|-- | -----------------------------------

The Authoritys operations are dependent on the continued licensing and qualification of the Authority by the Tribal Gaming Commission. Such licensing and qualification are reviewed
periodically by the Tribal Gaming Commission and regulatory agencies of the State of California. The Authority believes that no events or circumstances have arisen that would have an adverse effect on the Casinos ability to continue its
licensing and qualification by the Tribal Gaming Commission or regulatory agencies of the State of California to operate the Authority.


|4. | RELATED PARTIES
|-- | ---------------

The Authority has been constructed on federal land beneficially owned by the Tribe. The Authority does not pay the Tribe for the use of the land.


Starting January 1, 2004, the Authority paid for various expenses for the following departments operated by the Tribe: Tribal Gaming Commission, surveillance, plant operations, human resources,
purchasing and warehousing.  On January 1, 2005, the Authority started to operate purchasing and warehousing but continued to pay for expenses for the other departments operated by the Tribe. These departmental expenses include but are not limited
to payroll and related expenses, legal and other operational expenses. Total amounts billed by the Tribe for these departments, excluding Tribal Gaming Commission and surveillance, were $284,006 and $499,034 for the three months ended
September 30, 2005 and 2004 respectively; and were $887,184 and $1,537,701 for the nine months ended September 30, 2005 and 2004, respectively. They are recorded as a component of selling, general and administrative expenses.


The Authority paid for various expenses for the
      Tribal Gaming Commission and surveillance in 2005 and 2004. Prior to July
      1, 2005, Tribal Gaming Commission and surveillance costs were billed and
      reimbursed as incurred. Effective July 1, 2005, the Tribal Gaming Commission
      adopted a regulation on payments of regulatory fees from the Authority.
      The Tribal Gaming Commission charges the Authority a flat monthly fee of
      $235,000 to cover
any operating expenses incurred by the Commission which are directly related
      and necessary to the regulation of the Casino. Thirty days following the
      end of each calendar quarter, the Tribal Gaming Commission reconciles the
      monthly regulatory fee and actual operating expenses and makes necessary
      adjustments
      on charges to the Authority in the following month. These expenses, recorded
      as Tribal Gaming Commission and surveillance expenses were $623,322 and
      $624,489 for the three
months ended September 30, 2005 and 2004, respectively; and $1,991,475 and $1,974,299
  for the nine months ended September 30, 2005 and 2004, respectively.


|5. | DEVELOPMENT AND LOAN AGREEMENT
|-- | ------------------------------

The Tribe entered into a Development and Loan Agreement with Dry Creek Casino, LLC (DCC) on August 26, 2001, which has been amended from time to time (as amended, the
Development Agreement). In consideration of DCCs providing credit enhancement and other services under the Development Agreement, the Tribe is obligated to pay DCC the Credit Enhancement Fee. The Credit Enhancement Fee is defined
as 20% of the Authoritys net income before distributions to the Tribe plus depreciation and amortization plus annual interest on $25.0 million principal amount of the notes less revenues from sales of alcoholic beverages. The Credit
Enhancement Fee is required to be paid monthly for a period of five years commencing on June 1, 2003. The Credit Enhancement Fees were $1,861,997 and $1,061,711 for the three months ended September 30, 2005 and 2004, respectively; and
$5,661,648 and $3,806,665 for the nine months ended September 30, 2005 and 2004, respectively.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

The Authority has the right to terminate the Development Agreement by exercising a buy-out option on or after June 1, 2006 (the Buy-Out Option). If exercised, the Authority is
obligated to pay all amounts outstanding with respect to financing, including outstanding development advances and accrued interest plus an amount determined by multiplying the average monthly credit enhancement fee earned during the 12-month period
immediately preceding the month the Buy-Out Option is exercised, by the number of months remaining in the five-year term (the Remaining Term). The buy-out fee is required to be paid in equal monthly installments of principal plus
interest at the rate of 12% per annum, on the 15th day of each month over a period equal to the Remaining Term.


|6. | CASH AND CASH EQUIVALENTS AND RESTRICTED
    CASH
|-- | -------------------------------------------------

Cash and cash equivalents and restricted
      cash consisted of the following as of September 30, 2005 and December 31,
      2004:


|                                                    | September 30, 2005 |            | December 31, 2004 |  
|--------------------------------------------------- | ------------------ | ---------- | ----------------- | -
|                                                    |                    |            |                   |  
|Operating accounts                                  | $                  | 4,149,407  |                   | $
|Short Term Investments                              |                    | 10,873,779 |                   |  
|Cash on hand                                        |                    | 3,325,428  |                   |  
|                                                    |                    |            |                   |  
|Cash and cash equivalents                           |                    | 18,348,614 |                   |  
|Restricted cash                                     |                    | 7,405,088  |                   |  
|                                                    |                    |            |                   |  
|Total cash and cash equivalents and restricted cash | $                  | 25,753,702 |                   | $
|                                                    |                    |            |                   |  

The Authoritys cash in banks and cash equivalents (the investments) are categorized by level of credit risk assumed by the Authority. Category 1 includes investments that are
insured or registered or for which the investments are held by the Authority or its agent in the Authoritys name. Category 2 includes uninsured and unregistered investments for which the investments are held by the counterpartys trust
department or agent in the Authoritys name. Category 3 includes uninsured and unregistered investments for which the investments are held by the counterpartys agent but not in the Authoritys name. At September 30, 2005, the
Authority had $200,000 in Category 1 investments, $4,049,407 cash in bank and $10,873,779 in short term investments which are Category 2 investments and $7,305,088 restricted cash in bank over the FDIC insurance limits, which are
Category 3 investments.  Amounts in Category 2 and Category 3 investments are invested in short term, highly liquid cash equivalents and investments. As of 2005, these amounts are composed of money market accounts in the amount of $7,340,246 and
A1/P1 bonds in the amount of $10,838,621.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|7. | PROPERTY AND EQUIPMENT                                                                          
|-- | ------------------------------------------------------------------------------------------------
|   |                                                                                                 
|   | Property and equipment at September
    30, 2005 and January 1, 2005 consisted of the following:



|                                      | Balance,
January 1, 2005 |             | Additions |   | Dispositions |   | Balance,
September 30, 2005 |         
|------------------------------------- | ------------------------ | ----------- | --------- | - | ------------ | - | --------------------------- | --------
|                                      |                          |             |           |   |              |   |                             |         
|Buildings
    and improvements        | $                        | 118,941,344 |           | $ | 9,720,054    |   | $                           |        
|Furniture, fixtures and
    equipment |                          | 22,946,294  |           |   | 2,851,125    |   |                             | (276,698
|Less
    accumulated depreciation     |                          | (10,952,816 | )         |   | (8,189,691   | ) |                             | 163,080 
|                                      |                          |             |           |   |              |   |                             |         
|                                      |                          | 130,934,822 |           |   | 4,381,488    |   |                             | (113,618
|Construction in progress              |                          | 379,576     |           |   | 1,028,936    |   |                             |        
|                                      |                          |             |           |   |              |   |                             |         
|Property and equipmentnet            | $                        | 131,314,398 |           | $ | 5,410,424    |   | $                           | (113,618
|                                      |                          |             |           |   |              |   |                             |         

Construction in progress consists of payments to
    various vendors related to the Authoritys
      master plan development and land improvements. Substantially all of the
      Authority's personal property is pledged as collateral to secure its debt.
      The Authority has $314,808 in capital lease assets with related accumulated
    depreciation of $32,494 as of September 30, 2005.


|8. | ACCRUED LIABILITIES
|-- | -------------------

Accrued liabilities consist of the following
      as of September 30, 2005 and December 31, 2004:


|                                           | September 30, 2005 |            | December 31, 2004 |  
|------------------------------------------ | ------------------ | ---------- | ----------------- | -
|                                           |                    |            |                   |  
|Accrued in-house progressive slot jackpots | $                  | 465,986    |                   | $
|Accrued payroll and related benefits       |                    | 1,904,313  |                   |  
|Accrued interest                           |                    | 8,125,000  |                   |  
|Accrued credit enhancement fees            |                    | 559,339    |                   |  
|Accrued other expenses                     |                    | 461,052    |                   |  
|                                           |                    |            |                   |  
|Total accrued liabilities                  | $                  | 11,515,690 |                   | $
|                                           |                    |            |                   |  

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|9. | LONG-TERM DEBT
|-- | --------------

Long-term debt consisted of the following as
      of September 30, 2005 and December 31, 2004:


|                                                     | September 30, 2005 |             | December 31, 2004 |  
|---------------------------------------------------- | ------------------ | ----------- | ----------------- | -
|                                                     |                    |             |                   |  
|9 3/4% Senior Notes, net of amortized issue discount | $                  | 197,948,399 |                   | $
|of $2,051,601 and 2,304,539. Due 2011                |                    |             |                   |  
|DCC Subordinated Note                                |                    |            |                   |  
|Vehicles Notes GMAC                                  |                    | 58,728      |                   |  
|Capital Lease Obligations                            |                    | 282,628     |                   |  
|Total Long Term Debt                                 |                    | 198,289,755 |                   |  
|Less: current portion                                |                    | (107,569    | )                 |  
|                                                     |                    |             |                   |  
|Total long-term debt  net of current maturities     | $                  | 198,182,186 |                   | $
|                                                     |                    |             |                   |  

On November 7, 2003, the Authority issued the Notes. The proceeds were utilized to fund an expansion project, which includes three parking structures and related infrastructure improvement,
repayment of various debt, and advances and fund payment of various accruals and payables, as well as to increase cash on hand. The proceeds were also utilized to fund a land purchase and settle litigation. The Notes were secured by a first priority
pledge of the Authoritys revenue and substantially all of the existing and future tangible and intangible personal property. Before November 1, 2007, the Authority may redeem the Notes, in whole or in part, at a redemption price equal to 100%
of their principal amount plus a make-whole premium and accrued and unpaid interest. On or after November 1, 2007, the Authority may redeem the Notes, in whole or in part, at a redemption price that is at a premium to the principal amount of the
Notes, (expressed as percentages of principal amount) plus accrued and unpaid interest.


On April 29, 2002, the Tribe borrowed $15,000,000
    from DCC. The loan is evidenced by a promissory note bearing an interest
    rate of 12% per annum. In accordance with the Development  Agreement, accrued
    interest on the promissory note was converted to principal through March
    31, 2003. Payments on the promissory note commenced on June 1, 2003. On February
    19, 2003, the Development Agreement dated April 29, 2002, the promissory

note and the Authority Funding and Loan Agreement were amended to provide an
    additional advance of $8,000,000, bearing an interest rate of 12% per annum,
    with principal
    payments commencing on June 1, 2003. On November 7, 2003, the Authority
    refinanced $22,600,000 of the $32,600,000 principal amount of the DCC Development
    Loan from the Notes proceeds. As of December 31, 2004, the outstanding debt
    related to the Development Agreement was $10,000,000. The outstanding debt

related to the Development Agreement was fully repaid on March 13, 2005.


Fair ValueOur long-term debt is recorded at an amortized historical cost basis. The fair value of long-term debt approximates
$223,000,000 at September 30, 2005.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|10. | LEASES
|--- | ------

The Authority leases a sprung structure, which is accounted for as an operating lease. Such lease expense was $377,214 for the nine months ended September 30, 2005. The scheduled remaining
lease payments are expected to be $108,690 for the year ended December 31, 2005. The Authority renewed the lease agreement on August 17, 2005 for $36,230 per month for twenty four (24) months ending August 17, 2007.


On October 1, 2003, the Tribe entered into an operating lease agreement for office and warehouse space to replace existing facilities. The Authority uses a portion of the space and reimburses
the Tribe lease fees allocated based on the square footage utilized. The Authority reimbursed the Tribe such lease fees in the amount of $115,094 and $97,305 for the three months ended September 30, 2005 and 2004, respectively; and
$352,438 and $336,896 for the nine months ended September 30, 2005 and 2004, respectively.


On September 1, 2004, the Authority entered into a five year capital lease to purchase two licenses to operate three-card poker tables in the amount of $120,000. The capital lease is at
7.25% interest with monthly lease fees of $2,390 and a $1 buyout at the end of the lease term, expiring August 31, 2009.


On September 1, 2004, the Authority entered into a twelve month capital lease to purchase two generators in the amount of $550,000. The capital lease is at 24.3% interest with monthly
payments of $56,975 and a $1 buyout at the end of the lease term, expiring August 31, 2005. On September 22, 2005, the Authority made the final lease payment and exercised the buyout option.


Lease expenses were $260,668 and $309,951 for the
    three months ended September 30, 2005 and 2004, respectively. Lease expenses
    were $793,481 and $1,065,009 for the nine months  ended September 30, 2005
    and 2004, respectively, and are included in selling, general and administrative
    expenses in the accompanying statement of revenues, expenses and changes
    in funddeficit. Expected remaining payments under operating leases are
    $288,065, $1,008,710, $867,199, $436,528 and $1,213 for the years ending
    December 31, 2005, 2006, 2007, 2008 and 2009, respectively.


|11.                                             | LEGAL MATTERS
|----------------------------------------------- | -------------
|                                                |              
|Sonoma County Fire Marshal Inspection
     Case

On October 7, 2002, the Sonoma County Fire Chief filed an application in Sonoma County Superior Court for an inspection warrant to allow him to inspect the Tribes reservation,
including the Casino. The Tribe removed the case to federal court. The Tribe had argued that there was no basis for the County Fire Chief to assert jurisdiction over the Tribes lands, which are owned in trust by the United States of America
for the Tribes benefit, and are governed by tribal and federal law and the Compact.


On December 9, 2004, the Court
      entered an order granting in part and denying in part the Tribes
      motion to dismiss for failure to state a claim and
denying the Countys motion for summary judgment. The order reaffirmed the
Courts prior ruling that Public Law 280 does not authorize the County Fire
Chief to inspect the Tribes reservation or Casino. On March 1, 2005, the
Court
issued an Order granting in part and denying in part the Tribes motion
to dismiss for failure to join necessary and indispensable parties, holding that
United States of America is an indispensable party as to the road that provides
ingress and
egress to the Tribes reservation from the public highway. On April 29,
2005, the Court entered its final order granting the Tribe's motion for summary
judgment on the remaining issue of whether exceptional circumstances existed
that supported the issuance of an inspection warrant for the Tribe's casino,
and entered judgment on the entire action in the Tribe's favor. The Sonoma County
Fire Chief has appealed, and the briefing should be completed in November 2005.
No oral argument has been
set  by the Court.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|Inaja Cosmit Band of Mission Indians
    v. CGCC
|------------------------------------------------

Five California tribes that did not enter into
    the same form of tribal-state compact as did the Tribe and 60 other tribes
    (together, the "Compact Tribes"), sued the California Gambling Control Commission
    (CGCC) in Sacramento
Superior Court. The plaintiffs challenge the methodology by which the CGCC calculates
    the amount of payments required under the compacts to be paid by Compact
    Tribes into the Revenue Sharing Trust Fund (RSTF). The plaintiffs allege
    that the  methodology adopted by the CGCC has resulted in underpayment to
    tribes eligible to receive RSTF payments of upwards to $10,000,000.
    The claim is based on the CGCC's treatment of the initial $1,250 license
    fee as refundable and as a
credit, and its exemption of the first 350 gaming device licenses from quarterly
    license fees.


On June 28, 2005, the Superior Court denied the CGCC's motion to dismiss, ruling that the Compact Tribes are, as the CGCC argued, necessary and indispensable parties because the action is
intended to affect the amount of payments they make to the RSTF, and, finding further, that the Compact Tribes can be joined as parties to the litigation despite their sovereign immunity because the plaintiff tribes were third party
beneficiaries of the Compact. The Order directed Plaintiffs to join the Compact Tribes as parties to the lawsuit. Plaintiffs petitioned for a writ of mandate, which the Court of Appeal summarily denied on September 15, 2005. Plaintiffs have
not, to date to our knowledge, attempted to serve summons and complaint upon the Compact Tribes. The defendants subsequently filed a second motion to dismiss, alleging a failure to diligently prosecute the case, which motion is presently set for
hearing on November 15, 2005. If the plaintiffs are successful, the Tribe could be liable for a portion of the damages.


We are involved in other litigation and disputes from time to time in the ordinary course of business with vendors and patrons. We believe that the aggregate liability, if any, arising from such litigation or disputes will
not have a material adverse effect on our results of operations, financial condition or cash flows.

|12. | COMPACT REVENUE SHARING TRUST FUND
|--- | ----------------------------------

The Compact requires the Authority to pay a quarterly fee to the State of Californias revenue sharing trust fund, based on the number of licensed gaming devices operated by the Tribe.
Revenue sharing trust fund fees assessed were $333,750 and $1,001,250 for the three months and nine months ended September 30, 2005 and 2004, respectively.


|13. | COMMITMENTS AND CONTINGENCIES
|--- | -----------------------------

The Authority is an unincorporated instrumentality of the Tribe formed pursuant to a recently adopted law of the Tribe. While the Authority is not a separate corporation or other legal entity
distinct from the Tribe, this tribal law allows the Authority to own and operate its business. This tribal law also provides that the Authoritys obligations and other liabilities are not those of the Tribe and that the obligations and
liabilities of the Tribe are not the Authoritys. This law is untested and generally has no direct counterpart in other areas of the law. If this law should prove to be ineffective at limiting the Authoritys liability, the
Authoritys business and assets could become subject to claims asserted against the Tribe or its assets. Similarly, the Authority would be liable for such claims if the Tribe waived its sovereign immunity to an extent that allowed enforcement
of such claims against the Authoritys business or assets.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

The Authority renewed an employment agreement on December 24, 2004 with Mr. Douglas Searle as the Chief Executive Officer of the Authority. This three year employment agreement provides for the
payment to Mr. Searle of an initial annual base salary of $300,000, with 5% annual increases. Mr. Searle will also receive a fixed annual bonus equal to 15% of his annual base salary. In addition, Mr. Searle will be entitled to an annual
discretionary bonus of up to 25% of his annual base salary based on various subjective criteria. If Mr. Searles employment is terminated for reasons other than cause, including death or disability, Mr. Searle will be entitled to his salary for
three months and a bonus equal to 25% of his prior years bonus. Either party may terminate the agreement with a 90 day written notice.


The Authority renewed an employment agreement with
    Mr. Norman Runyan on November 8, 2005 to continue to serve as the Chief Operations
    Officer of the Authority. This three year employment  agreement commenced
    on October 14, 2005 and provides Mr. Runyan an annual salary of $250,000
    and a discretionary bonus, as determined by the Tribal Board, of not less
    than 7% and not more than 25% of his annual salary based on various criteria.

If Mr. Runyans employment is terminated for other reasons set forth in
the employment agreement including death or disability, Mr. Runyan would be entitled
to his salary for three months. Either party may terminate the agreement with
a 90 day
written notice.


As discussed in Note 5, the Development and Loan Agreement between the Tribe and DCC contains a buy-out option which can only be enforced after June 1, 2006. The Authority has not determined if
it will exercise the buy-out option.


|14. | SUBSEQUENT EVENTS
|--- | -----------------

On October 1, 2005, the Authoritys certificate of occupancy for the parking structure was revoked and a temporary certificate of occupancy was issued due to some remaining construction
issues.  On November 4, 2005, those issues were resolved and a full certificate of occupancy was issued to the Authority for the parking structures.


On November 7, 2005, Douglas Searle resigned as Chief Executive Officer of River Rock Entertainment Authority. The Authority will begin a search for his replacement immediately.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

ITEM 2. MANAGEMENTS DISCUSSION AND ANALYSIS
OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following discussion and analysis of our financial condition and results of operations should be read in conjunction with the accompanying financial statements and related notes included in
Item 1 of this report.


|Overview
|--------
|        
|        

We have historically operated as a separate wholly-owned operating property of the Tribe. We were formed as an unincorporated instrumentality of the Tribe to own and operate the River Rock
Casino. Upon the issuance on November 7, 2003 of our $200.0 million senior notes due 2011 (the Notes), the Tribe reorganized so that its gaming business became owned and operated by us. This reorganization was accounted for as a
reorganization of entities under common control. In accordance with Statement of Financial Accounting Standards 141 Business Combinations, the assets and liabilities of the Casino are presented by us on a historical cost basis.


We offer
  Class III slot and video poker gaming machines, house banked table games (including
      Blackjack, Three Card Poker, Pai Gow poker and Mini-baccarat), comprehensive
      food and beverage offerings, and goods for sale in our gift shop.


Our business has increased since we commenced operations on September 14, 2002, primarily due to increases in the number of gaming positions as we opened additional portions of our facility. On
April 1, 2003, we opened our food and beverage facilities and as of June 18, 2003, we had reached full operations with 1,600 slot machines. The history of our operations is as follows:


| |  | On September 14, 2002, we commenced operations with approximately 66 gaming devices located in a portion of our gaming facility.                                                                                                                             
| | - | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| |   |                                                                                                                                                                                                                                                              
| |  | Between September 14, 2002 and March 31, 2003, we periodically installed and removed a number of our gaming devices in preparation for the opening of our entire gaming facility.
During such period, the number of gaming devices operated increased to 242.
| |   |                                                                                                                                                                                                                                                              
| |  | On April 1, 2003, we opened the remainder of our 62,000 square-foot gaming facility, including our food and beverage facilities, our Players Club, 16 table games and an additional 302
gaming devices.                                                     
| |   |                                                                                                                                                                                                                                                              
| |  | Between April 1, 2003 and June 18, 2003, we gradually increased the number of gaming devices from 544 to our current total of 1,600.                                                                                                                         
| |   |                                                                                                                                                                                                                                                              
| |  | On February 3, 2005, we increased the number of table games from 16 to our current total of 24.                                                                                                                                                              

On November 7, 2003, we issued the Notes. A portion of the net proceeds from the sale of the Notes was used to fund our expansion project, which includes three new parking structures and
infrastructure improvements, to repay various debts and accrued expenses of the Tribe, as well as to increase our cash on hand. The balance of the net proceeds was used to fund a land purchase by the Tribe and settle litigation of the Tribe. The
Notes are secured by a first priority pledge of our revenues and substantially all of our existing and future tangible and intangible personal property.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

At the beginning of 2003, we started our infrastructure projects, including the excavation of a hillside and the construction of retaining walls. In April 2003, we began the design process for the three new parking
structures. The parking structures portion of the expansion project was completed in two phases and our existing gaming facility remained open during construction. On October 29, 2004, we obtained a temporary certificate of occupancy to open the
first parking structure for self and valet parking.  On December 1, 2004, we received a certificate of substantial completion on the first parking structure. The second phase, which included our second and third parking structures with approximately
445 and approximately 470 spaces, respectively, opened on December 29, 2004. On September 13, 2005 the Authority received a certificate of occupancy on the parking structures. On October 1, 2005, the Authoritys certificate of occupancy for the
parking structure was revoked and a temporary occupancy permit was issued due to some remaining construction issues. On November 4, 2005, a new certificate of occupancy was issued to the Authority for the parking structures. As of September 30,
2005, we have parking spaces to accommodate a total of approximately 1,735 customer parked vehicles and 2,100 vehicles when operated by a valet service.


Critical Accounting Policies and Estimates

We have identified the following critical accounting policies and estimates that affect our more significant judgments and estimates used in the preparation of our financial statements. The
preparation of our financial statements in conformity with accounting principles generally accepted in the United States of America requires that we make estimates and judgments that affect the reported amounts of assets and liabilities, revenues
and expenses, and related disclosures of contingent assets and liabilities. On an ongoing basis, we evaluate those estimates, including those related to asset impairment, accruals for our promotional slot club, compensation and related benefits,
revenue recognition, allowance for doubtful accounts, contingencies and litigation. These estimates are based on the information that is currently available to us and on various other assumptions that we believe to be reasonable under the
circumstances. Actual results could vary from those estimates under different assumptions or conditions. We believe that the following critical accounting policies affect significant judgments and estimates used in the preparation of our financial
statements:


| |  | Casino Revenues In accordance with industry practice, casino revenue is recognized as the net win from gaming activities, which is the
difference between gaming wins and losses. Casino revenues are net of accruals for anticipated payouts of progressive slot jackpots. 
| | - | -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| |   |                                                                                                                                                                                                                                                                              
| |  | Capitalized Interest The interest cost associated with major development and construction projects is capitalized and included in the cost of
our casino. Capitalization of interest ceases when the project is substantially complete or development activity is suspended.
| |   |                                                                                                                                                                                                                                                                              
| |  | Property and Equipment Property and equipment are stated at cost. Depreciation and amortization are computed using the straight-line method
over the estimated useful lives of the assets as follows:                                                                       

| |                                   |  |            
| | --------------------------------- |  | -----------
| | Buildings and improvements        |  | 10-39 years
| | Furniture, fixtures and equipment |  | 5-7 years  
| |                                   |  |            

We evaluate our property and
  equipment for impairment in accordance with the Financial Accounting Standards
  Boards Statement of Financial Accounting Standards No. 144 Accounting
  for the Impairment or Disposal of Long-Lived Assets. When events or circumstances
  indicate that an asset should be reviewed for impairment, we compare the undiscounted
  cash flow derived from the asset or asset group to the net carrying value.
  If an impairment is indicated, the impairment loss is measured by the amount
  in which the carrying value of the asset or asset group exceeds its fair value.
  Fair value is measured by comparable sales, solicited offers or discounted
  cash flow models.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

| |  | Accrued Progressive Slot Jackpots Accrued progressive slot jackpots consist of estimates for prizes relating to various games that have
accumulated jackpots. We have recorded the cost of these anticipated payouts as a reduction of casino revenues, and the cost is included as a component of accrued
liabilities.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        
| | - | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| |   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
| |  | Accrued Slot Players Club In accordance with Emerging Issues Task Force Issue No. 00-22, Accounting for Points and Certain
Other Time-Based or Volume-Based Sales Incentive Offers and Offers for Free Products or Services to be Delivered in the Future, we have recorded a liability related to prizes and cash
incentives earned by the members of our Players Club and have adjusted the liability for the estimated future breakage. We have recorded the cost of the estimated redemption of the
liability related to prizes as an operating expense and the estimated redemption of the liability related to cash as promotional allowance in the accompanying statements of revenues,
expenses and changes in fund deficit.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        
| |   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
| |  | Contingencies We assess our exposures to loss contingencies, including legal matters, and provide for an exposure if it is judged to be
probable and estimable. If the actual loss from a contingency differs from managements estimate, operating results could be impacted. As of September 30, 2005, we have
determined that no accruals for claims and legal actions are required. If circumstances surrounding claims and legal actions change, the addition of accruals for such items in future
periods may be required, which accruals may be material.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               
| |   |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
| |  | Accounting Standards There are differences between financial statements prepared in accordance with Governmental Accounting Standards Board
(GASB) pronouncements and those prepared in accordance with Financial Accounting Standards Board (FASB) pronouncements. The statement of revenues, expenses,
and fund deficit is a combined statement under GASB pronouncements. FASB pronouncements allow a statement of income or operations and a statement of owners or shareholders
deficit, which is where distributions to owners would be presented under FASB pronouncements. The amount shown on our statement of revenues, expenses and fund deficit as net income
before tribal distributions would not be different if we followed all FASB pronouncements to determine net income and would be the most comparable amount to net income computed under
FASB pronouncements. We are an unincorporated instrumentality created by tribal law and accounted for as a separate fund of the Tribe; as such there is no owners or
shareholders deficit as traditionally represented under FASB pronouncements. The most comparable measure of owners deficit presented on our balance sheet would be fund
deficit.

Results of Operations

Comparison of the three months ended September 30, 2005 and 2004

Net Revenues.
    Our net revenues for the three months ended September 30, 2005 increased
    by $7.5 million to $35.6 million from $28.1 million  for the three months
    ended September 30, 2004. The increase is attributed to more frequent and
    longer visits from guests due to our increased parking capacity and our expanded
    bus program. Approximately 97.8% of our net revenues was from our
gaming activities in the third quarter of 2005. We generated $31.2 million from
    slot machines and $3.5 million from table games for the three months ended
    September 30, 2005 compared to $24.5 million and $2.6 million for the three
     months ended September 30, 2004. Our win per slot machine per day was $213
    in the third quarter of 2005, which increased from $167 in the third quarter
    of 2004. The increase is a result of the significant increase in the number
    of patrons
from drive ups and the expansion of our bus program.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

We generated $2.1 million and $1.5 million in food, beverage and retail sales for three months ended September 30, 2005 and 2004. The increase is a result of increased number of
patrons. The retail value of our food and beverage provided to customers without charge is included in gross revenues and then deducted as promotional allowances. Such allowances were $1.5 million and $0.7 million for the three months ended
September 30, 2005 and 2004.


Operating expenses.Operating expenses for the three months ended September 30, 2005 were $26.2 million, or 73.7% of net revenues, compared to
$20.2 million, or 71.8% of net revenues, for the three months ended September 30, 2004. Our operating costs increase is a result of our increased casino operations and marketing and advertising costs.


Casino expense includes costs associated with our gaming operations only. Casino expense also includes an allocation of food, beverage and retail expense related to the costs of complimentary
activities. On May 1, 2005, we began charging $1.00 for beverages in our non-gaming areas and increased the value of our complimentary beverage to $1.00.  Our casino expense ratio prior to this adjustment remained fairly consistent. Casino
expense for the three months ended September 30, 2005 increased to $5.6 million, or 16.1% of casino revenues, from $5.2 million, or 19.1% of casino revenues, for the three months ended September 30, 2004.


Food, beverage and retail expense for the three
    months ended September 30, 2005 was $1.7 million, or 82.9% of food, beverage
    and retail revenue, compared to $1.2 million, or 82.0% of
food and beverage revenue for the three months ended September 30, 2004. The
    increase in food, beverage and retail expense is attributable to our increased
    food and beverage promotional efforts.


Selling, general and administrative expenses for the three months ended September 30, 2005 increased by $3.0 million to $13.3 million, or 37.3% of net revenues, from $10.2 million,
or 36.2 % of net revenues, for the three months ended September 30, 2004.  The increase in selling, general and administrative expenses is mainly attributable to increased marketing efforts.


Depreciation expense for the three months ended September 30, 2005 was $2.8 million compared to $1.6 million for the three months ended September 30, 2004. Depreciation expense was
computed using the straight-line method over the useful lives of the property, plant and equipment. The increase in depreciation expenses is due to having a full quarter of depreciation for the three parking structures.


The credit enhancement fee was $1.9 million and
    $1.1 million for the three months ended September 30, 2005 and 2004. The
    increase
    is attributable to our greater net income.


The Authority paid for various expenses for the
    Tribal Gaming Commission and surveillance in 2005 and 2004. Effective July
    1, 2005, the Tribal Gaming Commission adopted a regulation on payments  of
    regulatory fees from the Authority. The Tribal Gaming Commission charges
    the Authority a flat monthly fee of $235,000 to cover any operating expenses
    incurred by the Commission which are directly related and necessary to the
    regulation of the
Casino. Thirty days following the end of each calendar quarter, the Tribal Gaming
    Commission reconciles the monthly regulatory fee and actual operating
    expenses and make necessary adjustments on charges to the Authority in the
    following month.  Gaming Commission and surveillance expenses were $0.6 million
    for the three months ended September 30, 2005 and 2004. Gaming Commission
    and surveillance expenses consists of our reimbursement of the Tribal Gaming
    Commission's and surveillance
costs incurred in connection with the inspection of all gaming operations within
    the Tribe's reservation boundaries, enforcement of all provisions of the
    tribal gaming ordinance, investigation of all allegations of violations of
    the tribal gaming  ordinance, conducting or arranging for background investigations
    of all applicants for tribal gaming licenses, issuing gaming licenses in
    accordance with the tribal gaming ordinance and the Compact, the payment
    of the salaries of the gaming
commissioners and other employees of the Tribal Gaming Commission, and the payment
    of our independent auditor's fees.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

Compact revenue sharing
      trust fund (RSTF) expense remained the same at $0.3 million
      for the three months ended September 30, 2005 and 2004. Compact revenue
      sharing trust fund includes payments associated with operating 1,600 gaming
      devices. These fees became payable by the Tribe when we commenced operations
      in September 2002 and are based on the number of our gaming device licenses.
       Compact revenue sharing trust fund expense
includes payments to the RSTF as required by our Compact with the State of California.
      The Tribe is obligated to remit certain fees to the CGCC on a quarterly
      basis for inclusion in the RSTF. The RSTF is for the benefit of tribes
      that have no or limited gaming. We record these fees as part of our
      gaming operations.


Income from operations.Income from operations for the three months ended September 30, 2005 was $9.3 million, or 26.3% of net revenues, compared to
$7.9 million or 28.1% of net revenues for the three months ended September 30, 2004. Our income from operations as a percentage of net revenues decreased due to our increased marketing and promotional efforts.


Other expense, net.Other expense, net for the three months ended September 30, 2005 increased to $5.2 million, or 14.6% of net revenues from
$4.2 million, or 14.8% of net revenue, for the three months ended September 30, 2004. Other expense, net included $5.2 million of interest expense for the three months ended September 30, 2005, compared to $4.3 million of interest
expense (net of capitalized interest of $1.2 million) for the three months ended September 30, 2004.


Income before distributions to Tribe.Income before distributions to
  Tribe for the three months ended September 30, 2005 increased by $0.3 million to $4.1 million, or 11.7% of net revenues, from $3.8 million, or 13.0% of net revenues for the three months ended September 30, 2004.


Comparison of the nine months ended September 30, 2005 and 2004

Net revenues.Net revenues for the nine months ended September 30, 2005 increased by $24.9 million to $104.1 million from $79.1 million for
the nine months ended September 30, 2004. The increase is attributed to the casinos full-scale operation and having all three parking structures open in the nine months ended September 30, 2005. Approximately 97.8% of our net revenues were
from our gaming activities in the nine months ended September 30, 2005. We generated $90.6 million from slot machines and $10.8 million from table games for the nine months ended September 30, 2005. Our win per slot machine per day was
$209 for the first nine months of 2005, which increased from $156 for the first nine months of 2004. This was a result of the significant increase in the number of drive-up patrons and the expansion of our bus program.


We generated $5.5 million and $3.9 million in food, beverage and retail sales for nine months ended September 30, 2005 and 2004. This was a result of increased number of patrons. The
retail value of our food and beverage provided to customers without charge is included in gross revenues and then deducted as promotional allowances.  Such allowances were $3.3 million and $1.7 million for the nine months ended September 30,
2005 and 2004.


Operating expenses. Operating expenses for the nine months ended September 30, 2005 were $74.8 million, or 71.9% of net revenues, compared to
$56.4 million, or 71.4% of net revenues, for the nine months ended September 30, 2004. The increase in operating expenses of $18.4 million is attributable to increased gaming activities. However, our operating costs as a percentage of net
revenues remained fairly constant as increased gaming and advertising costs were offset by increased revenue.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

Casino expense includes costs associated with our gaming operations. Casino expense also includes an allocation of food, beverage and retail expense related to the costs of complimentary
activities. On May 1, 2005, we began charging $1.00 for beverages in our non-gaming areas and increased the value of our complimentary beverage to $1.00. Our casino expense ratio prior to this adjustment decreased 4.4% from 20.4% to 16.0%
for the nine months ended September 30, 2005 and 2004 respectively due to an increase in casino revenues and increased efficiencies in labor and operations. After this adjustment, our casino expense for the nine months ended September 30, 2005
increased to $16.2 million, or 16.0% of casino revenues, from $15.6 million, or 20.4% of casino revenues, for the nine months ended September 30, 2004.


Food, beverage and retail expense for the nine months ended September 30, 2005 was $4.8 million, or 87.3% of food, beverage and retail revenue, increasing from $3.5 million or 88.4% of
food, beverage and retail revenue for the nine months ended September 30, 2004. Our food, beverage and retail costs as a percentage of food, beverage and retail revenue remained constant.


Selling, general and administrative expense for the nine months ended September 30, 2005 increased by $11.0 million to $36.9 million, or 35.5% of net revenues, from $25.9 million,
or 32.8% of net revenues, for the nine months ended September 30, 2004. The increase in selling, general and administrative expense is mainly attributable to increased marketing efforts.


Depreciation expense for the nine months ended September 30, 2005 was $8.2 million compared to $4.7 million for the nine months ended September 30, 2004. Depreciation expense was
computed using the straight-line method over the useful lives of the property, plant and equipment. The increase in depreciation expenses is due to having a full nine months of depreciation for the three parking structures.


The credit enhancement fee was $5.7 million for the nine months ended September 30, 2005 compared to $3.8 million for the nine months ended September 30, 2004. The increase in the
credit enhancement fee is due to an increase in net income.


The Authority paid for
      various expenses for the Tribal Gaming Commission and surveillance in 2005
      and 2004. Effective July
      1, 2005, the Tribal Gaming Commission adopted a regulation on payments
      of regulatory fees from the Authority. The Tribal Gaming Commission charges
      the Authority a flat monthly fee of $235,000 to cover any operating expenses
      incurred by the Commission which are directly related and necessary to
      the regulation of the Casino. Thirty days following the end of each calendar
      quarter, the Tribal Gaming Commission reconciles the monthly regulatory
      fee and actual operating expenses and makes necessary adjustments on charges
      to the Authority in the
  following month. Gaming Commission and surveillance expenses were $2.0 million
      for the nine months ended September 30, 2005 and 2004. The Gaming Commission
      and surveillance expense consists of our reimbursement of the Tribal Gaming
      Commission's costs in connection with the inspection of all gaming operations
      within the Tribe's reservation boundaries, enforcement of all provisions
      of the tribal gaming ordinance, investigation of all allegations of violations
      of the tribal gaming ordinance,
  conducting or arranging for background investigations of all applicants for
      tribal gaming licenses, issuing gaming licenses in accordance with the
      tribal gaming ordinance and the Compact, the payment of the salaries of
      the gaming commissioners and other employees of the Tribal Gaming Commission,
      and the payment of our independent auditor's fees.


Compact revenue sharing
      trust fund expense remained the same at $1.0 million for the nine months
      ended September 30, 2005 and 2004. Compact
      revenue sharing trust fund includes payments associated with operating
      1,600 gaming devices. These fees became payable by the Tribe when we commenced
      operations in September 2002 and are based on the number of our gaming
      device licenses. Compact revenue sharing trust fund expense includes
payments to the RSTF as required by our Compact with the State of California.
      The Tribe is obligated to remit certain fees to the CGCC on a quarterly
      basis for inclusion in the RSTF. The RSTF is for the benefit of tribes
      that have no or limited
      gaming. We record these fees as part of our gaming operations.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

Income from operations.Income from operations for the nine months ended September 30, 2005 was $29.3 million, or 28.1% of net revenues, compared to
$22.6 million or 28.6% of net revenues, for the nine months ended September 30, 2004.  Our income from operations as a percentage of net revenues decreased slightly due to our increased marketing and promotional efforts.


Other expense, net.Other
    expense, net for the nine months ended September 30, 2005 increased to $15.7
    million, or 15.1% of net revenues from  $13.5 million, or 17.1% of net revenues,
    for the nine months ended September 30, 2004. Other expense, net included
    $15.8 million of interest expense for the nine months ended September 30,
    2005, compared to $13.8 million of interest
expense (net of capitalized interest of $2.5 million) for the nine months ended
    September 30, 2004.


Income before distributions to Tribe. Income before distributions to
Tribe for the nine months ended September 30, 2005 increased by $4.4 million to $13.5 million, or 13.0% of net revenues from $9.1 million, or 11.6% of net revenues for the nine months ended September 30, 2004.


Liquidity and Capital Resources

Since our inception, we have funded our capital expenditures and working capital requirements primarily through gaming equipment supplier financing, other financing, debt financing and
operating cash flow.


Construction of our casino and infrastructure improvements commenced on April 1, 2002. The first portion of our gaming facility was completed in September 2002. As of September 30, 2005, we had
spent approximately $73.8 million on the planning, development and construction of our gaming facility, excluding our expansion project, infrastructure and furniture, fixtures and equipment. We financed the development with borrowings and
development advances, which funded the development of our site and costs associated with construction.


We originally expected completion of our expansion project to cost $64.6 million, which we planned to fund with $61.4 million from the net proceeds of the offering of the Notes and
$3.2 million from an advance from the Tribe.  From the proceeds from the offering of the Notes, we had also placed an additional $10.0 million in a construction escrow account to be available to fund additional construction contingencies.
The original expansion budget included $35.4 million for the three parking structures, $24.1 million for infrastructure improvements and a $5.1 million construction contingency.


During the spring of 2004, we revised our budget for the
expansion project to approximately $73.7 million. We have spent $75.8 million as of September 30, 2005 on design and construction, which was funded through our restricted cash and cash from operations. The excess expenditure of $2.1
million is due to the out of scope work related to our infrastructure portion of the project, which was funded by our operating cash flow. Our final budget estimate is comprised of $39.4 million for the three parking structures, which is
$0.5 million more than our original budget, and $34.3 million for infrastructure improvements, which is $8.6 million more than our original estimate. The budget for the expansion project was greater than original estimates because in an
effort to expedite construction, we commenced construction before all design documents were finalized, which resulted in inefficiencies and modifications that caused actual construction costs to exceed budgeted amounts. In addition, the
infrastructure improvements portion of our expansion project resulted in higher than expected costs due to weather delays and to unforeseeable soil conditions, which required us to substantially increase the scope of the work and quantity of the
construction material.


As of September 30, 2005, we spent $0.7 million on the development of an approximately 18-acre parcel of land adjacent to the Tribes reservation (referred to as the Dugan property
development) which is expected to include an additional access road to our Casino. We have $4.5 million remaining in a restricted account funded from the proceeds of the offering of the Notes for the development of the Dugan property.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

Our capital expenditures for the nine months ended September 30, 2005 and 2004 were $13.6 million and $46.5 million, respectively. This decrease in 2005 is primarily attributable to the
substantial completion of our expansion project and infrastructure improvements.


As of September 30, 2005, we had cash, cash equivalents
      and restricted cash of $25.8 million, as compared to $34.8 million as of December 31, 2004. We had
  restricted cash of $7.4 million as of September 30, 2005 compared to $16.2 million as of December 31, 2004. Our principal source of liquidity during the nine months ended September 30, 2005 consisted of cash flow from operating activities.
  Net cash provided by operating activities for the nine months ended September 30, 2005 was $41.7 million, an increase of $12.8 million from $28.9 million for the nine months ended September 30, 2004.


Restricted cash consists of funds set aside in construction financing accounts for construction costs for the three parking structures, infrastructure improvements and construction
contingencies.  It also includes funds that are reserved for additional construction contingencies and the funds for the development of the Dugan property. Our restricted cash is held in escrow accounts which are restricted for authorized
construction disbursements until the related projects are completed.


Net cash used for capital and related financing activities for the nine months ended September 30, 2005 was $33.8 million, compared to $15.4 million net cash provided by capital and
related financing activities for the nine months ended September 30, 2004. Cash flow used in capital and related financing activities was primarily for repayment of the promissory note to DCC in the amount of $10.0 million and for the completion
of the parking structures and related infrastructure. Cash flow used in non-capital financing activities for the nine months ended September 30, 2005 was $8.2 million, an increase of $2.8 million from $5.4 million for the nine months
ended September 30, 2004. Cash flow used in non-capital financing activities consisted of distributions to the Tribe.


We believe that existing cash balances and cash from operations as well as permitted disbursements from our restricted cash escrow accounts will provide adequate funds for our working capital
needs, planned capital expenditures and debt service requirements for the foreseeable future. However, our ability to fund our operations, make planned capital expenditures, make scheduled debt payments and refinance our indebtedness depends on our
future operating performance and cash flow, which, in turn, are subject to prevailing economic conditions and to financial, business and other factors, some of which are beyond our control. Additionally, the Notes indenture limits our ability to
incur additional indebtedness.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

Contractual Obligations as of September 30, 2005

The following table summarizes our contractual obligations and commitments as of September 30, 2005:


|                               |   | Total       |  | Less than1 year |           | 1-3 years |   | 3-5 years |  | More than5 years
|------------------------------ | - | ----------- |  | --------------- | --------- | --------- | - | --------- |  | ----------------
|                               |   |             |  |                 |           |           |   |           |  |                 
|Long term debt obligations (a) | $ | 200,058,728 |  | $               | 23,484    |           | $ | 35,244    |  | $               
|Operating lease obligations    |   | 2,559,950   |  |                 | 1,006,439 |           |   | 1,551,571 |  | $               
|Capital lease obligations      |   | 282,628     |  |                 | 84,085    |           |   | 187,932   |  |                 
|                               |   |             |  |                 |           |           |   |           |  |                 
|Total obligations (b)          | $ | 202,901,306 |  | $               | 1,114,008 |           | $ | 1,774,747 |  | $               
|                               |   |             |  |                 |           |           |   |           |  |                 

|(a) | Long term debt obligations do not include interest payments of $19.8 million in less than 1 year; $58.5 million in 1-3 years; $39.0 million in 3-5 years and $1.7 million in more than 5
years.                                                  
|--- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|   
|(b) | Total obligations do not include the revenue sharing trust fund payments. The Compact requires us to pay a quarterly fee of $0.3 million to the revenue sharing trust fund, based on the number of licensed gaming
devices operated by the Tribe.

Regulation and Taxes

We are subject to extensive
      regulation by the Tribal Gaming Commission, the California Gambling Control
      Commission and the National Indian Gaming Commission. Changes in applicable
      laws or regulations could have a significant impact on our operations.


We applied for a liquor license for the Casino
      in 2002. A number of protests were filed against the application, and on
      September 15, 2004, the California
        Department of Alcoholic
  Beverage Control (ABC) determined that the protests were without merit. The ABC, however, recommended the denial of our alcohol license application based on its analysis of applicable building codes, despite the issuance of a certificate of
  occupancy for the Casino by the appropriate building code official. In May of 2005, we contested the ABC's recommendation before an administrative law judge. The administrative law judge determined that the ABC's recommendation for denial was
  improper. On August 25, 2005, the ABC adopted the administrative law judge's decision and reversed its recommendation, operative as of October 11, 2005. Since those who protested our license application still have the opportunity to be heard by an
  administrative law judge on the denial of their protests, the ABC cannot issue our liquor license until a hearing has been held and each of the protestants' issues have been heard. The hearing has not yet been set, but we do not believe it will
  occur before the end of 2005.


Since we are an unincorporated instrumentality of the Tribe located on reservation land held in trust by the United States of America, we have not been subject to federal or state income taxes.
Various efforts have been made in Congress over the past several years to enact legislation that would subject the income of tribal business entities, such as us, to federal income tax. Although no such legislation has been enacted, similar
legislation could be passed in the future. It is not possible to determine with certainty the likelihood of possible changes in tax law or in the administration of such law. Such changes, if adopted, could have a material adverse effect on our
operating results and cash flow from operations.


Absent changes in competitive and economic conditions or in specific prices affecting the casino industry, we do not expect that inflation will have a significant impact on our gaming facility
operations. Changes in specific prices, such as fuel and transportation prices, relative to the general rate of inflation may have a material adverse effect on the casino industry in general.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

We have a limited operating history. We anticipate
    that activity at our gaming facility may be modestly seasonal with stronger
    results expected during the summer due in part to the relatively  higher
    levels of tourism during such times of the year. In addition, our operations
    may be impacted by adverse weather conditions and fluctuations in the tourism
    business. Accordingly, our results may fluctuate from quarter to quarter
    and the
results of one quarter may not be indicative of results of future quarters.


On October 1, 2005, the Authoritys certificate of occupancy for the parking structure was revoked and a temporary certificate of occupancy was issued due to some remaining construction
issues. On November 4, 2005, a new certificate of occupancy was issued to the Authority for the parking structures.


On November 7, 2005, Douglas Searle resigned as Chief Executive Officer of River Rock Entertainment Authority. The Authority will begin a search for his replacement immediately.


ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES
ABOUT MARKET RISK

Market risk is the risk of loss arising from adverse changes in market rates and prices, such as interest rates, foreign currency exchange rates and commodity prices.


Through September 30, 2005, we had not invested in derivative or foreign currency-based financial instruments.  Additionally, we primarily have fixed rate debt.  As such, we do not believe we
have material exposure to market risk.


Evaluation of Disclosure Controls and Procedures

We maintain disclosure controls and procedures that are designed to ensure that the information required to be disclosed in our reports filed with, or furnished to, the SEC, pursuant to the
Securities Exchange Act of 1934, as amended (the Exchange Act), is recorded, processed, summarized and reported within the time periods specified in the SECs rules, regulations and forms, and that such information is accumulated
and communicated to our management to allow timely decisions regarding required disclosure based on the definition of disclosure controls and procedures in Rule 13a-15(e) and 15d-15(e) of the Exchange Act.


The Authoritys Chief Operations Officer and Chief Financial Officer have reviewed and evaluated the effectiveness of the Authoritys disclosure controls and procedures (as defined in
Exchange Act Rules 240.13a  15(e) and 15d  15(e)) as of the end of the quarterly period ended September 30, 2005. Based on that evaluation, they have concluded that the Authoritys disclosure controls and procedures as of the end of
the period covered by this report are effective in timely providing them with material information relating to the Authority required to be disclosed in the reports the Authority files or submits under the Exchange Act. The Authoritys
disclosure controls and procedures are designed to provide reasonable assurances of achieving its objectives and the Authoritys Chief Operations Officer and Chief Financial Officer have concluded that the Authoritys disclosure controls
and procedures are effective in reaching that level of reasonable assurance.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)



|PART II. | OTHER INFORMATION
|-------- | -----------------
|         |                  
|ITEM 1.  | LEGAL PROCEEDINGS

Sonoma County Fire Marshal Inspection Case


On October 7, 2002, the Sonoma County Fire Chief filed an application in Sonoma County Superior Court for an inspection warrant to allow him to inspect the Tribes reservation,
including the Casino. The Tribe removed the case to federal court. The Tribe had argued that there was no basis for the County Fire Chief to assert jurisdiction over the Tribes lands, which are owned in trust by the United States of America
for the Tribes benefit, and are governed by tribal and federal law and the Compact.


On December 9, 2004, the Court entered an order
    granting in part and denying in part the Tribes motion to dismiss for
    failure to state a claim and denying the Countys motion for
summary judgment. The order reaffirmed the Courts prior ruling that Public
Law 280 does not authorize the County Fire Chief to inspect the Tribes
reservation or Casino. On March 1, 2005, the Court issued an Order granting in
part and
denying in part the Tribes motion to dismiss for failure to join necessary
and indispensable parties, holding that United States of America is an indispensable
party as to the road that provides ingress and egress to the Tribes
reservation from the public highway. On April 29, 2005, the Court entered its
final order granting the Tribe's motion for summary judgment on the remaining
issue of whether exceptional circumstances existed that supported the issuance
of an  inspection warrant for the Tribe's casino, and entered judgment on the
entire action in the Tribes
favor. The Sonoma County Fire Chief has appealed, and the briefing should be
completed in November, 2005. No oral argument has been set by the
Court.


Inaja Cosmit Band of Mission Indians v. CGCC


Five California tribes
      that did not enter into the same form of tribal-state compact as did the
      Tribe and 60 other tribes (together, the Compact Tribes), sued
      the CGCC in Sacramento Superior Court. The plaintiffs challenge the methodology
      by which the CGCC calculates the amount of payments required under the
      compacts to be paid by Compact Tribes into the Revenue Sharing Trust Fund
      (RSTF). The plaintiffs allege that the
methodology adopted by the CGCC has resulted in underpayment to tribes eligible
      to receive RSTF payments of upwards to $10,000,000. The claim is based
      on the CGCC's treatment of the initial $1,250 license fee as refundable
      and as a credit, and its exemption of the first 350 gaming device licenses
      from quarterly license fees.


On June 28, 2005, the Superior Court denied the CGCCs motion to dismiss, ruling that the Compact Tribes are, as the CGCC argued, necessary and indispensable parties because the action is
intended to affect the amount of payments they make to the RSTF, and, finding further, that the Compact Tribes can be joined as parties to the litigation despite their sovereign immunity because the plaintiff tribes were third party
beneficiaries of the Compact. The Order directed Plaintiffs to join the Compact Tribes as parties to the lawsuit. Plaintiffs petitioned for a writ of mandate, which the Court of Appeal summarily denied on September 15, 2005. Plaintiffs have
not, to date to our knowledge, attempted to serve summons and complaint upon the Compact Tribes. The defendants subsequently filed a second motion to dismiss, alleging a failure to diligently prosecute the case, which motion is presently set for
hearing on November 15, 2005. If the plaintiffs are successful, the Tribe could be liable for a portion of the damages.


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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

The Authority is a litigant in other matters arising in the normal course of business. In the opinion of management, except for the cases listed above, no claims are pending that would not be
adequately covered by insurance.


|ITEM 6. | EXHIBITS
|------- | --------

|    |                                                                                                                                               
|--- | ----------------------------------------------------------------------------------------------------------------------------------------------
|    |                                                                                                                                               
|(a) | Exhibits                                                                                                                                      
|   
|    | The Exhibit Index filed herewith is incorporated herein by reference.                                                                         
|   
|(b) | Reports on Form 8-K                                                                                                                           
|   
|    | An 8-K was filed on September 2, 2005 reporting the decision of the California Department of Alcoholic Beverage Control dated August 25, 2005.

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

SIGNATURE

Pursuant to the requirements of the Securities Exchange
    Act of 1934, the Registrant has duly caused this report to be signed on its
    behalf by the undersigned thereunto duly authorized.


|Dated: November 14, 2005 | RIVER ROCK ENTERTAINMENT AUTHORITY(Registrant)
|------------------------ | ----------------------------------------------
|                         |                                               
|                         | By:                                           
|                         |                                               
|                         |                                               
|                         |                                               
|                         | By:                                           
|                         |                                               
|                         |                                               

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

EXHIBIT INDEX

|Exhibit No. | Exhibit                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            
|----------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|1.1         | Purchase Agreement, dated as of November 4, 2003, by and among the River Rock Entertainment Authority (the "Authority"), an unincorporated instrumentality of the Dry Creek Rancheria Band of Pomo Indians, a federally
recognized Indian Tribe (the "Tribe") and CIBC World Markets Corp.(the "Initial
Purchaser") (filed as Exhibit 1.1 to the Authority's Registration Statement on
Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated
by reference herein)
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|3.1         | Dry Creek Rancheria Band of Pomo Indians Ordinance No. 03-10-25-003 setting forth the River Rock Entertainment Authority Act of 2003 (filed as Exhibit 3.1 to the Authority's Registration Statement on Form S-4, filed with
the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                                               
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|3.2         | Dry Creek Rancheria Band of Pomo Indians Tribal Council Resolution No. 03-10-25-002 (the River Rock Entertainment Authority and Bond Resolution Act) approving, among other things, creation of the River Rock Entertainment
Authority (filed as Exhibit 3.2 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                             
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|3.3         | Dry Creek Rancheria Band of Pomo Indians Ordinance No. 97-08-04, as amended October 25, 2003, authorizing and regulating gaming on the Dry Creek Indian Rancheria (filed as Exhibit 3.3 to the Authority's Registration
Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                  
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|4.1         | Indenture, dated as of November 7, 2003, by and among the Authority, the Tribe and U.S. Bank National Association, as Trustee (the "Trustee"), together with the Exhibits attached thereto (filed as Exhibit 4.1 to the
Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                         
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|4.2         | Form of Global 9 3/4% Senior Note due 2011 (contained in the Indenture filed as Exhibit 4.1 herewith) (filed as Exhibit 4.2 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File
No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                                              
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|4.3         | Registration Rights Agreement, dated as of November 7, 2003, by and between the Authority and the Initial Purchaser (filed as Exhibit 4.3 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5,
2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                                
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|4.4         | Intercreditor Agreement, dated as of November 7, 2003, by and among the Trustee, Dry Creek Casino, LLC, the Authority and the Tribe (filed as Exhibit 4.4 to the Authority's Registration Statement on Form S-4, filed with the
SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                
|            |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.1        | Tribal-State Compact between the Dry Creek Rancheria Band of Pomo Indians and the State of California, effective May 2000 (filed as Exhibit 10.1 to the Authority's Registration Statement on Form S-4, filed with the SEC on
May 5, 2004 (SEC File No. 333-115186), and incorporated by
reference herein)                                                                                                                                                                                         

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|10.2  | Cash Collateral and Disbursement Agreement, dated as of November 7, 2003, by and among the Trustee, U.S. Bank National Association, as USB disbursement agent, Wells Fargo Bank, N.A., as WFB disbursement agent, Merritt &
Harris, Inc., as Independent Construction Consultant, the Authority and the Tribe (filed as Exhibit 10.2 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by
reference herein)                     
|----- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.3  | Amendment No. 1 to Cash Collateral and Disbursement Agreement, dated as of November 17, 2003, by and among the Trustee, U.S. Bank National Association, as USB disbursement agent, Wells Fargo Bank, N.A., as WFB disbursement
agent, Merritt & Harris, Inc., as Independent Construction Consultant, the Authority and the Tribe (filed as Exhibit 10.3 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333- 115186), and
incorporated by reference herein)
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.4  | U.S. Bank National Association Control Agreement, dated as of November 7, 2003, by and among the Trustee, U.S. Bank National Association, as disbursement agent, securities intermediary and depository bank, the Authority and
the Tribe (filed as Exhibit 10.4 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                         
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.5  | Wells Fargo Bank, N.A. Control Agreement, dated as of November 7, 2003, by and among the Trustee, Wells Fargo Bank, N.A., as depository bank, the Authority and the Tribe (filed as Exhibit 10.5 to the Authority's
Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                         
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.6  | Wells Fargo Bank, N.A. side letter dated December 1, 2003, from Wells Fargo Bank, N.A. to the Trustee (filed as Exhibit 10.6 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File
No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                                                             
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.7  | Pledge and Security Agreement, dated as of November 7, 2003, by and among the Authority, the Tribe and the Trustee (filed as Exhibit 10.7 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5,
2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                                                
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.8  | Development and Loan Agreement, dated as of August 26, 2001, by and between the Tribe and Dry Creek Casino, LLC (filed as Exhibit 10.8 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004
(SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                                                   
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.9  | Amendment to the Development and Loan Agreement, dated as of April 29, 2002, by and between the Tribe and Dry Creek Casino, LLC (filed as Exhibit 10.9 to the Authority's Registration Statement on Form S-4, filed with the
SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                                   
|      |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    
|10.10 | Second Amendment to Development and Loan Agreement, dated as of February 19, 2003, by and between the Tribe and Dry Creek Casino, LLC (filed as Exhibit 10.10 to the Authority's Registration Statement on Form S-4, filed with
the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                                                                                                                                                                            

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|10.11 | Third Amendment to Development and Loan Agreement, dated as of May 29, 2003, by and between the Tribe and Dry Creek Casino, LLC (filed as Exhibit 10.11 to the Authority's Registration Statement on Form S-4, filed with the
SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                         
|----- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
|      |                                                                                                                                                                                                                                                                                                                                           
|10.12 | Fourth Amendment to Development and Loan Agreement, dated as of October 9, 2003, by and between the Tribe and Dry Creek Casino, LLC (filed as Exhibit 10.12 to the Authority's Registration Statement on Form S-4, filed with
the SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                     
|      |                                                                                                                                                                                                                                                                                                                                           
|10.13 | Fifth Development and Loan Agreement, dated as of October 9, 2003 by and between the Tribe and Dry Creek Casino, LLC (filed as Exhibit 10.13 to the Authority's Registration Statement on Form S- 4, filed with the SEC on May
5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                                   
|      |                                                                                                                                                                                                                                                                                                                                           
|10.14 | Sixth Amendment to the Development and Loan Agreement, dated as of November 7, 2003, by and between the Authority and Dry Creek Casino, LLC (filed as Exhibit 10.14 to the Authority's Registration Statement on Form S-4,
filed with the SEC on May 5, 2004 (SEC File No. 333- 115186), and incorporated by reference herein)            
|      |                                                                                                                                                                                                                                                                                                                                           
|10.15 | Employment Agreement, dated as of December 24, 2004, by and between the Authority, the Tribe and Douglas Searle (filed as Exhibit 10.1 to the Authoritys Form 8-K, filed with the SEC on December 15, 2004 (SEC File No.
333-115186), and incorporated by reference herein)                                                              
|      |                                                                                                                                                                                                                                                                                                                                           
|10.16 | Employment Agreement, dated as of October 14, 2002, by and between the Tribe and Norman Runyan (filed as Exhibit 10.16 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No.
333-115186), and incorporated by reference herein)                                                          
|      |                                                                                                                                                                                                                                                                                                                                           
|10.17 | Agreement, dated as of May 28, 2003, by and between the Tribe and FFKR Architects/Planners II (filed as Exhibit 10.17 to the Authority's Registration Statement on Form S-4, filed with the SEC on Mazy 5, 2004 (SEC File No.
333-115186), and incorporated by reference herein)                                                          
|      |                                                                                                                                                                                                                                                                                                                                           
|10.18 | Agreement, dated as of October 2, 2003, by and between the Tribe and FFKR Architects/Planners II (filed as Exhibit 10.18 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No.
333-115186), and incorporated by reference herein)                                                        
|      |                                                                                                                                                                                                                                                                                                                                           
|10.19 | Agreement, dated as of April 1, 2004, by and between the Authority and Swinerton Builders (filed as Exhibit 10.19 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC File No.
333-115186), and incorporated by reference herein)                                                               
|      |                                                                                                                                                                                                                                                                                                                                           
|10.20 | Lease Agreement, dated as of May 30, 2002, by and between the Tribe and Sprung Instant Structures, Inc. (filed as Exhibit 10.20 to the Authority's Registration Statement on Form S-4, filed with the SEC on May 5, 2004 (SEC
File No. 333-115186), and incorporated by reference herein)                                                 
|      |                                                                                                                                                                                                                                                                                                                                           
|10.21 | Amendment No. 1 to Lease Agreement, dated as of February 26, 2004, by and between the Tribe and Sprung Instant Structures, Inc. (filed as Exhibit 10.21 to the Authority's Registration Statement on Form S-4, filed with the
SEC on May 5, 2004 (SEC File No. 333-115186), and incorporated by reference herein)                         
|      |                                                                                                                                                                                                                                                                                                                                           
|10.22 | Dry Creek Casino, LLC Amended and Restated Limited
Recourse Promissory Note, datedNovember
7, 2003, by and among the Authority and Dry Creek Casino, LLC (filed as Exhibit
10.22 to the Authority's Registration Statement
on Form S-4, filed with the SEC on May 5, 2004 (SEC File No. 333-115186), and
incorporated by reference herein)

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RIVER ROCK ENTERTAINMENT AUTHORITY(A Governmental Instrumentality of the Dry Creek Rancheria Band of Pomo Indians)

|31.1 | Certification by Norman Runyan, Chief Operations
      Officer, pursuant to Exchange Act Rules 13a- 14(a) and 15d-14(a) (filed
      herewith)         
|---- | -------------------------------------------------------------------------------------------------------------------------------------------------------
|     |                                                                                                                                                        
|31.2 | Certification by Yuan Fang (Yvonne) Mao, Chief
      Financial Officer, pursuant to Exchange Act Rules 13a-14(a) and 15d-14(a)
      (filed herewith)  
|     |                                                                                                                                                        
|32.1 | Certification pursuant to 18 U.S.C. Section 1350,
      as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (furnished
      herewith)
|     |                                                                                                                                                        
|32.2 | Certification pursuant to 18 U.S.C. Section 1350,
      as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (furnished
      herewith)

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