**Exhibit 4**

 

**NAVISTAR FINANCIAL CORPORATION**

**AND SUBSIDIARIES**

 

**INSTRUMENTS DEFINING RIGHTS OF SECURITY HOLDERS,**

**INCLUDING INDENTURES**

 

The following instruments of Navistar Financial Corporation defining the rights of security holders are incorporated herein by reference:

 

 
| 4.1 | Credit Agreement for $820,000,000 Revolving Credit and Competitive Advance Facility dated as of December 8, 2000, between the Corporation, Arrendadora Financiera Navistar, S.A. de C.V., Servicios Financieros Navistar, S.A. de C.V. and Navistar Comercial, S.A. de C.V., as borrowers, lenders party hereto, The Chase Manhattan Bank as Administrative Agent, Bank of America as Syndication Agent and Bank of Nova  Scotia  as  Documentation  Agent.  Filed as Exhibit 10.05 to Navistar Financial Corporation's Form  10-Q  dated  March  15, 2001.  Commission File No. 001-04146. |
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| 4.2 | Guarantee, dated as of December 8, 2000, made by Navistar, in favor of The Chase Manhattan Bank, as Administrative Agent, for the lenders parties to the Credit Agreement, dated as of December 8, 2000, among Navistar Financial Corporation and Arrendadora Financiera Navistar, S.A. DE C.V., Servicios Financieros Navistar, S.A. DE C.V. and Navistar Comercial, S.A. DE C.V., the Lenders, Bank of America, N.A., as syndication agent, The Bank of Nova Scotia, as documentation agent, and the Administrative Agent.  Filed as Exhibit 10.07 to Navistar  Financial  Corporation’s  Form  10-Q  dated  March 15, 2001.  Commission File No. 001-04146. |
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| 4.3 | Registration Rights Agreement, dated as of March 25, 2002, by and among the Corporation, Navistar, Salomon Smith Barney, Inc. and Banc of America Securities, LLC.  Filed as Exhibit 4.2 to Form S-3 dated May 7, 2002.  Commission File No. 333-87716-01. |
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| 4.4 | First Amendment to the Credit Agreement dated as of December 8, 2000, between the Corporation, Arrendadora Financiera Navistar, S.A. de C.V., Servicios Financieros Navistar, S.A. de C.V., and Navistar Comercial, S.A. de C.V., as Borrowers, and the Chase Manhattan Bank, as Administrative Agent, Bank of America, N.A., as Syndication Agent, and the Bank of Nova Scotia, as Documentation Agent, with respect to $820,000,000 Revolving Credit and Competitive Advance Facility.  Filed as Exhibit 3.2 to the Corporation's Form 10-Q dated March 8, 2004.  Commission File No. 001-04146.               |
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**E-2**