**EXHIBIT      31.2**
** **

**CERTIFICATION      OF CHIEF FINANCIAL OFFICER**

1. I      have      reviewed this 10-Q of Wilshire Bancorp, Inc. for the quarter ended June 30,      2005;

2. Based      on      my knowledge, this report does not contain any untrue statement of a material      fact or omit to state a material fact necessary to make the statements made,      in      light of the circumstances under which such statements were made, not misleading      with respect to the period covered by this report;

3. Based      on      my knowledge, the financial statements, and other financial information included      in this report, fairly present in all material respects the financial condition,      results of operations and cash flows of the company as of, and for, the periods      presented in this report;

4. The      company’s other certifying officer(s) and I are responsible for establishing and      maintaining disclosure controls and procedures (as defined in Exchange Act      Rules      13a-15(e) and 15d-15(e)) and internal control over financial reporting (as      defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the company and      have:

a. Designed      such disclosure controls and procedures, or caused such disclosure controls      and      procedures to be designed under our supervision, to ensure that material      information relating to the company, including its consolidated subsidiaries,      is      made known to us by others within those entities, particularly during the period      in which this report is being prepared;

b. Designed      such internal control over financial reporting, or caused such internal control      over financial reporting to be designed under our supervision, to provide      reasonable assurance regarding the reliability of financial reporting and the      preparation of financial statements for external purposes in accordance with      generally accepted accounting principles;

c. Evaluated      the effectiveness of the company’s disclosure controls and procedures and      presented in this report our conclusions about the effectiveness of the      disclosure controls and procedures, as of the end of the period covered by      this      report based on such evaluation; and

d. Disclosed      in this report any change in the company’s internal control over financial      reporting that occurred during the company’s most recent fiscal quarter (the      company’s fourth fiscal quarter in the case of an annual report) that has      materially affected, or is reasonably likely to materially affect, the company’s      internal control over financial reporting; and

5. The      company’s other certifying officer(s) and I have disclosed, based on our most      recent evaluation of internal control over financial reporting, to the company’s      auditors and the audit committee of the company’s board of directors (or persons      performing the equivalent functions):

a. All      significant deficiencies and material weaknesses in the design or operation      of      internal control over financial reporting which are reasonably likely to      adversely affect the company’s ability to record, process, summarize and report      financial information; and

b. Any      fraud, whether or not material, that involves management or other employees      who      have a significant role in the company’s internal control over financial      reporting.

| Date:              August 9, 2005   |   |   |   |
|-----------------------------------------------|--------|--------|--------|
|                                          |   |   |   |
| /s/ Brian              E. Cho            |   |   |   |
| Brian              E. Cho                     |   |   |        |
| Chief              Financial Officer     |   |   |   |

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