Exhibit 21

SUBSIDIARIES OF THE REGISTRANT



|                                                        |  |                                            
|------------------------------------------------------- |  | -------------------------------------------
|Entity name, location and ownership                     |  | Jurisdiction ofIncorporationor Organization
|A.Issuer and Parent Company                             |  |                                            
|First Place Financial Corp.                             |  | Delaware                                   
|Warren, Ohio                                            |  |                                            
|                                                        | 
|B.Bank and Bank-Owned Subsidiaries of Issuer            |  |                                            
|1.      First Place Bank                                |  | Federal                                    
|Warren, Ohio                                            |  |                                            
|First Place Financial Corp. owns 100%                   |  |                                            
|                                                        | 
|a.      Western Reserve Mortgage Corp. (inactive)       |  | Ohio                                       
|Warren, Ohio                                            |  |                                            
|First Place Bank owns 100%                              |  |                                            
|                                                        | 
|b.      Ardent Service Corp. (inactive)                 |  | Ohio                                       
|Warren, Ohio                                            |  |                                            
|First Place Bank owns 100%                              |  |                                            
|                                                        | 
|C.Financial Service Subsidiaries of Issuer              |  |                                            
|1.      First Place Holdings, Inc.                      |  | Ohio                                       
|Boardman, Ohio                                          |  |                                            
|First Place Financial Corp. owns 100%                   |  |                                            
|                                                        | 
|a.      First Place Insurance Agency, Ltd.              |  | Ohio                                       
|Boardman, Ohio                                          |  |                                            
|First Place Holdings, Inc. owns 100%                    |  |                                            
|                                                        | 
|b.      Coldwell Banker First Place Real Estate, Ltd.   |  | Ohio                                       
|Boardman, Ohio                                          |  |                                            
|First Place Holdings, Inc. owns 100%                    |  |                                            
|                                                        | 
|(i).    First Place Referral Network, Ltd.              |  | Ohio                                       
|Boardman, Ohio                                          |  |                                            
|Coldwell Banker First Place Real Estate, Ltd. Owns 100% |  |                                            
|                                                        | 
|c.      APB Financial Group. Ltd.                       |  | Pennsylvania                               
|Warrendale, Pennsylvania                                |  |                                            
|First Place Holdings, Inc. owns 100%                    |  |                                            
|                                                        | 
|d.      American Pension Benefits, Inc.                 |  | Pennsylvania                               
|Warrendale, Pennsylvania                                |  |                                            
|First Place Holdings, Inc. owns 100%                    |  |                                            
|                                                        | 
|e.      Title Works Agency, LLC                         |  | Ohio                                       
|Boardman, Ohio                                          |  |                                            
|First Place Holdings, Inc. owns 75%                     |  |                                            
|                                                        | 
|2.      First Place Capital Trust I                     |  | Delaware                                   
|Wilmington, Delaware                                    |  |                                            
|First Place Financial Corp. owns 100%                   |  |                                            
|                                                        | 
|3.      First Place Capital Trust II                    |  | Delaware                                   
|Wilmington, Delaware                                    |  |                                            
|First Place Financial Corp. owns 100%                   |  |                                            
|                                                        | 
|4.      First Place Capital Trust III                   |  | Delaware                                   
|Wilmington, Delaware                                    |  |                                            
|First Place Financial Corp. owns 100%                   |  |