Exhibit 10.3


 


EXECUTION COPY


 


ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT


 


This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 23rd day of May, 2013, among Redwood Residential
Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc., a Delaware corporation
(“Depositor”), Wilmington Trust, National Association, a national banking association, not in its individual capacity
but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under a Pooling and Servicing
Agreement dated as of May 1, 2013 (the “Pooling and Servicing Agreement”), and PrimeLending, a PlainsCapital Company,
a Texas corporation (“PrimeLending”).


 


In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1A annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of January 30, 2011, between Assignor and PrimeLending (the “Purchase Agreement”), as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.


 


Assignment 


 


1.          Assignor
hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and
warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor
hereby accepts such assignment from Assignor.


 


2.          Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and
warranties made by PrimeLending pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor
hereby accepts such assignment from Assignor.


 


3.          PrimeLending
hereby acknowledges the foregoing assignments.


 


Representations and Warranties


 


4.          Assignor
warrants and represents to, and covenants with, Depositor, Assignee and PrimeLending as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 




    	 



    	 



    

 


(b)          Assignor
is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear
from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as
contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the
extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;


 


(c)          There
are no offsets, counterclaims or other defenses available to PrimeLending with respect to the Purchase Agreement;


 


(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to enter into and perform its obligations under the Purchase Agreement;


 


(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee,
will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms
except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter
in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and


 


(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.


 


5.          Depositor
warrants and represents to, and covenants with, Assignor, Assignee and PrimeLending that as of the date hereof:


 


(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 




    	2



    	 



    

 


(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and


 


(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.


 


6.          Assignee
warrants and represents to, and covenants with, Assignor, Depositor and PrimeLending that as of the date hereof:


 


(a)          Wilmington
Trust, National Association, in its individual capacity is a national banking association duly organized, validly existing and
in good standing under the laws of the jurisdiction of its organization; and


 


(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.


 


7.          PrimeLending
warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:


 




    	3



    	 



    

 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          PrimeLending
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to perform its obligations under the Purchase Agreement;


 


(c)          PrimeLending
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of PrimeLending’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of PrimeLending’s charter or by-laws or any legal restriction, or any material agreement or instrument to which PrimeLending
is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
PrimeLending or its property is subject. The execution, delivery and performance by PrimeLending of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of PrimeLending.
This Agreement has been duly executed and delivered by PrimeLending and, upon the due authorization, execution and delivery by
Assignor, Assignee and the Depositor, will constitute the valid and legally binding obligation of PrimeLending enforceable against
PrimeLending in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium
or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity
regardless of whether enforceability is considered in a proceeding in equity or at law; and


 


(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by PrimeLending in connection with the execution, delivery or performance by PrimeLending of this Agreement,
or the consummation by it of the transactions contemplated hereby.


 


Restated PrimeLending Representations
and Warranties


 


8.          Pursuant
to Section 32(d) of the Purchase Agreement, PrimeLending hereby restates to Depositor and Assignee (a) the representations and
warranties set forth in Subsection 7.01 of the Purchase Agreement as of the related Closing Date and (b) the representations
and warranties set forth in Subsection 7.02 of the Purchase Agreement as of the date hereof, as if such representations and warranties
were set forth herein in full.


 




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In the event of a breach
of any representations and warranties referred to in clauses (a) or (b) above as of the related Closing Date or the date hereof,
as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without limitation,
the right to compel PrimeLending to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject to the
provisions of Section 10.


 


Recognition of Assignee


 


9.          From
and after the date hereof, subject to Section 10 below, PrimeLending shall recognize Assignee as owner of the Mortgage Loans and
will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified
hereby or as may be amended from time to time, as if Assignee and PrimeLending had entered into a separate purchase agreement
for the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference,
as amended by this Agreement.


 


Enforcement of Rights 


 


10.         (a)          Controlling
Holder Rights. PrimeLending agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor,
in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and
Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights as Purchaser
under the following section of the Purchase Agreement:


 


Purchase
Agreement:


 


	Section or Subsection	Matter
	 	 
	7.03, other than 7.03(c)	Repurchase; Substitution


 


(b)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling
Holder pursuant to Section 10(a) shall be exercised by Assignee.


 


Amendments to Purchase Agreement


 


11.         The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:


 


(a)          Definitions.


 


(i)          The
definitions of “Arbitration,” “Business Day” and “Repurchase Price” set forth in Section 1
of the Purchase Agreement shall be deleted and replaced in their entirety as follows:


 




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Arbitration:
Arbitration in accordance with the then governing Commercial Arbitration Rules of the American Arbitration Association and administered
by the American Arbitration Association, which shall be conducted in New York, New York or other place mutually acceptable to the
parties to the arbitration.


 


Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland,
Minnesota, Missouri, New York or Texas, (iii) a day on which banks in the states of California, Delaware, Maryland, Minnesota,
Missouri, New York or Texas, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New
York Stock Exchange or the Federal Reserve Bank of New York is closed.         


 


Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.


 


(b)          The
following sentence shall be added as the new third sentence of Subsection 7.03(a) of the Purchase Agreement:


 


Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.


 


(c)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.


 


Miscellaneous


 


12.         All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:


 




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(a)          In
the case of PrimeLending,


 


PrimeLending, a PlainsCapital
Company


18111 Preston Road, Suite
900


Dallas, Texas 75252


Attention: Mr. Scott
Eggen, SVP


Phone: 972-248-7866


 


with a copy to the


 


General Counsel at the
same address


 


(b)          In
the case of Assignee,


 


Wilmington Trust, National
Association


1100 North Market Street


Rodney Square North


Wilmington, DE 19890


Attention: Dorri Costello


 


(c)          In
the case of Depositor,


 


Sequoia Residential Funding,
Inc.


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(d)          In
the case of Assignor,


 


Redwood Residential Acquisition
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


(e)          In
the case of Master Servicer,


 


Wells Fargo Bank,
N.A.


9062 Old Annapolis
Road


Columbia, Maryland
21045)


Telephone number:
(410) 884-2000


 




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Facsimile number:
(410) 715-2380


Attention: Client
Manager — Sequoia Mortgage Trust 2013-7


 


(f)          In
the case of the initial Controlling Holder,


 


Sequoia Mortgage Funding
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William Moliski


 


with a copy to


 


General Counsel at the
same address


 


13.         This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.


 


14.         No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.


 


15.         This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or PrimeLending may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor,
Depositor, Assignee or PrimeLending, respectively, hereunder.


 


16.         This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by PrimeLending
pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and
the termination of the Purchase Agreement.


 


17.         This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.


 


18.         The Controlling Holder under
the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and
ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. PrimeLending
hereby consents to such exercise and enforcement.


 




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19.         It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Wilmington Trust, National Association (“Wilmington Trust”) not in its individual capacity
but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”)
in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement,
(ii) each of the undertakings and agreements herein made on behalf of the Assignee is made and intended not as a personal undertaking
or agreement of or by Wilmington Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained
shall be construed as creating any liability on the part of Wilmington Trust, individually or personally, to perform any covenant
either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any
person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Wilmington Trust in its individual
capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the
Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness, expenses and other amounts
being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation,
representation, warranty or covenant made under this Agreement or any other related documents.


 


20.         Master
Servicer. PrimeLending hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer
and securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions,
authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master
Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including,
without limitation, the right to enforce the obligations of PrimeLending hereunder and under the Purchase Agreement and the right
to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.


 


PrimeLending shall make
all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:


 


Wells Fargo Bank, N.A.


San Francisco, California


ABA# 121-000-248


Account #3970771416


Account Name: SAS Clearing


FFC: Account #46446300, Sequoia
Mortgage Trust 2013-7 Distribution Account


 


21.         PrimeLending
acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding Section
10 of the Purchase Agreement, PrimeLending shall pay shipping expenses for any Mortgage Loan Documents if there has been a breach
of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.


 




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22.         Rule
17g-5 Compliance. PrimeLending hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination
thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail
at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-7” and an identification of the
type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5
Information Provider (the “Rule 17g-5 Information Provider”) shall notify PrimeLending in writing of any change in
the identity or contact information of the Rule 17g-5 Information Provider. PrimeLending shall have no liability for (i) the Rule
17g-5 Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or
(ii) any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions
in this Section 22 prohibit or restrict oral or written communications, or providing information, between PrimeLending, on
the one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s
review of the ratings it assigns to PrimeLending or (ii) such Rating Agency’s or NRSRO’s evaluation of PrimeLending’s
operations in general; provided, however, that PrimeLending shall not provide any information relating to the Mortgage Loans to
such Rating Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower,
property or deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information
Provider.


 




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IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.


 


	 	REDWOOD RESIDENTIAL ACQUISITION CORPORATION
	 	Assignor
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	Wilmington Trust, National Association,
	 	not in its individual capacity but solely as Trustee,
	 	Assignee
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 
	 	 
	 	PRIMELENDING, A PLAINSCAPITAL COMPANY
	 	 
	 	By:	 
	 	Name:	 
	 	Title:	 


 


	Accepted and agreed to by:	 
	 	 
	WELLS FARGO BANK, N.A.	 
	Master Servicer	 
	 	 
	By:	 	 
	Name:	 	 
	Title:	 	 


 


Signature Page – Assignment of Representations and Warranties – PrimeLending (SEMT 2013-7)


 




    	 



    	 



    

 


ATTACHMENT 1


 


MORTGAGE LOAN SCHEDULE


 


	 	1	2	3	4	5	6	7	8	9	10	11
	 	Primary
    Servicer	Servicing
    Fee %	Servicing
    Fee—Flatdollar	Servicing
    Advance Methodology	Originator	Loan
    Group	Loan
    Number	Amortization
    Type	Lien
    Position	HELOC
    Indicator	Loan
    Purpose
	1	1000383	0.002500	 	 	Prime
    Lending	 	10000011382	1	1	0	7
	2	1000383	0.002500	 	 	Prime
    Lending	 	10000011345	1	1	0	6
	3	1000383	0.002500	 	 	Prime
    Lending	 	10000011010	1	1	0	9
	4	1000383	0.002500	 	 	Prime
    Lending	 	10000010900	1	1	0	7
	5	1000383	0.002500	 	 	Prime
    Lending	 	10000010780	1	1	0	7
	6	1000383	0.002500	 	 	Prime
    Lending	 	10000010736	1	1	0	7
	7	1000383	0.002500	 	 	Prime
    Lending	 	10000010369	1	1	0	9
	8	1000383	0.002500	 	 	Prime
    Lending	 	10000010222	1	1	0	7
	9	1000383	0.002500	 	 	Prime
    Lending	 	10000010219	1	1	0	7
	10	1000383	0.002500	 	 	Prime
    Lending	 	10000010216	1	1	0	6
	11	1000383	0.002500	 	 	Prime
    Lending	 	10000010136	1	1	0	9
	12	1000383	0.002500	 	 	Prime
    Lending	 	10000010121	1	1	0	7
	13	1000383	0.002500	 	 	Prime
    Lending	 	10000010043	1	1	0	9
	14	1000383	0.002500	 	 	Prime
    Lending	 	10000010039	1	1	0	9
	15	1000383	0.002500	 	 	Prime
    Lending	 	10000010032	1	1	0	7
	16	1000383	0.002500	 	 	Prime
    Lending	 	10000010030	1	1	0	9
	17	1000383	0.002500	 	 	Prime
    Lending	 	10000010019	1	1	0	9
	18	1000383	0.002500	 	 	Prime
    Lending	 	10000009859	1	1	0	7
	19	1000383	0.002500	 	 	Prime
    Lending	 	10000009795	1	1	0	6
	20	1000383	0.002500	 	 	Prime
    Lending	 	10000009786	1	1	0	7
	21	1000383	0.002500	 	 	Prime
    Lending	 	10000009710	1	1	0	7
	22	1000383	0.002500	 	 	Prime
    Lending	 	10000009690	1	1	0	9
	23	1000383	0.002500	 	 	Prime
    Lending	 	10000009620	1	1	0	9
	24	1000383	0.002500	 	 	Prime
    Lending	 	10000009538	1	1	0	7
	25	1000383	0.002500	 	 	Prime
    Lending	 	10000009536	1	1	0	7
	26	1000383	0.002500	 	 	Prime
    Lending	 	10000009447	1	1	0	9
	27	1000383	0.002500	 	 	Prime
    Lending	 	10000009337	1	1	0	9
	28	1000383	0.002500	 	 	Prime
    Lending	 	10000009291	1	1	0	9
	29	1000383	0.002500	 	 	Prime
    Lending	 	10000009208	1	1	0	7
	30	1000383	0.002500	 	 	Prime
    Lending	 	10000009201	1	1	0	3
	31	1000383	0.002500	 	 	Prime
    Lending	 	10000008902	1	1	0	9
	32	1000383	0.002500	 	 	Prime
    Lending	 	10000008842	1	1	0	7
	33	1000383	0.002500	 	 	Prime
    Lending	 	10000008835	1	1	0	9
	34	1000383	0.002500	 	 	Prime
    Lending	 	10000008719	1	1	0	7
	35	1000383	0.002500	 	 	Prime
    Lending	 	10000008716	1	1	0	9
	36	1000383	0.002500	 	 	Prime
    Lending	 	10000008611	1	1	0	9
	37	1000383	0.002500	 	 	Prime
    Lending	 	10000008529	1	1	0	3
	38	1000383	0.002500	 	 	Prime
    Lending	 	10000008527	1	1	0	9
	39	1000383	0.002500	 	 	Prime
    Lending	 	10000008301	1	1	0	3
	40	1000383	0.002500	 	 	Prime
    Lending	 	10000008299	1	1	0	3
	41	1000383	0.002500	 	 	Prime
    Lending	 	10000008294	1	1	0	9
	42	1000383	0.002500	 	 	Prime
    Lending	 	10000008222	1	1	0	9
	43	1000383	0.002500	 	 	Prime
    Lending	 	10000007538	1	1	0	9
	44	1000383	0.002500	 	 	Prime
    Lending	 	10000006454	1	1	0	9
	45	1000383	0.002500	 	 	Prime
    Lending	 	10000006289	1	1	0	9


  


	 	12	13	14	15	16	17	18	19	20	21
	 	Cash
    Out Amount	Total
    Origination and Discount Points	Covered/High
    Cost Loan Indicator	Relocation
    Loan Indicator	Broker
    Indicator	Channel	Escrow
    Indicator	Senior
    Loan

    Amount(s)	Loan
    Type of Most

    Senior Lien	Hybrid
    Period of

    Most Senior Lien (in

    months)
	1	 	 	 	 	 	1	4	0	 	 
	2	 	 	 	 	 	1	4	0	 	 
	3	 	 	 	 	 	1	0	0	 	 
	4	 	 	 	 	 	1	4	0	 	 
	5	 	 	 	 	 	1	4	0	 	 
	6	 	 	 	 	 	1	4	0	 	 
	7	 	 	 	 	 	1	0	0	 	 
	8	 	 	 	 	 	1	1	0	 	 
	9	 	 	 	 	 	1	0	0	 	 
	10	 	 	 	 	 	1	4	0	 	 
	11	 	 	 	 	 	1	0	0	 	 
	12	 	 	 	 	 	1	4	0	 	 
	13	 	 	 	 	 	1	4	0	 	 
	14	 	 	 	 	 	1	0	0	 	 
	15	 	 	 	 	 	1	4	0	 	 
	16	 	 	 	 	 	1	0	0	 	 
	17	 	 	 	 	 	1	4	0	 	 
	18	 	 	 	 	 	1	4	0	 	 
	19	 	 	 	 	 	1	0	0	 	 
	20	 	 	 	 	 	1	0	0	 	 
	21	 	 	 	 	 	1	4	0	 	 
	22	 	 	 	 	 	1	0	0	 	 
	23	 	 	 	 	 	1	4	0	 	 
	24	 	 	 	 	 	1	4	0	 	 
	25	 	 	 	 	 	1	4	0	 	 
	26	 	 	 	 	 	1	4	0	 	 
	27	 	 	 	 	 	1	4	0	 	 
	28	 	 	 	 	 	1	0	0	 	 
	29	 	 	 	 	 	1	4	0	 	 
	30	 	 	 	 	 	1	4	0	 	 
	31	 	 	 	 	 	1	4	0	 	 
	32	 	 	 	 	 	1	4	0	 	 
	33	 	 	 	 	 	1	0	0	 	 
	34	 	 	 	 	 	1	0	0	 	 
	35	 	 	 	 	 	1	0	0	 	 
	36	 	 	 	 	 	1	0	0	 	 
	37	 	 	 	 	 	1	0	0	 	 
	38	 	 	 	 	 	1	0	0	 	 
	39	 	 	 	 	 	1	0	0	 	 
	40	 	 	 	 	 	1	0	0	 	 
	41	 	 	 	 	 	1	4	0	 	 
	42	 	 	 	 	 	1	0	0	 	 
	43	 	 	 	 	 	1	0	0	 	 
	44	 	 	 	 	 	1	4	0	 	 
	45	 	 	 	 	 	1	4	0	 	 





 


	 	22	23	24	25	26	27	28	29	30
	 	Neg
    Am Limit of

    Most Senior Lien	Junior
    Mortgage

    Balance	Origination
    Date of

    Most Senior Lien	Origination
    Date	Original
    Loan

    Amount	Original
    Interest

    Rate	Original

    Amortization Term	Original
    Term to

    Maturity	First
    Payment Date

    of Loan
	1	 	0.00	 	20130405	628000.00	0.038750	360	360	20130601
	2	 	0.00	 	20130401	902000.00	0.040000	360	360	20130501
	3	 	0.00	 	20130404	628000.00	0.040000	360	360	20130601
	4	 	0.00	 	20130321	700000.00	0.038750	360	360	20130501
	5	 	0.00	 	20130405	1218750.00	0.037500	360	360	20130601
	6	 	0.00	 	20130401	944000.00	0.040000	360	360	20130601
	7	 	0.00	 	20130313	668000.00	0.036250	360	360	20130501
	8	 	0.00	 	20130405	480000.00	0.037500	360	360	20130601
	9	 	0.00	 	20130322	756000.00	0.033750	360	360	20130501
	10	 	0.00	 	20130325	776450.00	0.033750	360	360	20130501
	11	 	0.00	 	20130328	819000.00	0.038750	360	360	20130501
	12	 	0.00	 	20130328	456000.00	0.040000	360	360	20130501
	13	 	0.00	 	20130314	650000.00	0.038750	360	360	20130501
	14	 	0.00	 	20130401	993000.00	0.038750	360	360	20130501
	15	 	0.00	 	20130327	608000.00	0.036250	360	360	20130501
	16	 	0.00	 	20130325	580000.00	0.041250	360	360	20130501
	17	 	0.00	 	20130320	735000.00	0.041250	360	360	20130501
	18	 	0.00	 	20130314	770000.00	0.036250	360	360	20130501
	19	 	0.00	 	20130322	728000.00	0.038750	360	360	20130501
	20	 	0.00	 	20130328	527800.00	0.042500	360	360	20130501
	21	 	0.00	 	20130325	568800.00	0.038750	360	360	20130501
	22	 	0.00	 	20130321	435000.00	0.037500	360	360	20130501
	23	 	0.00	 	20130315	716800.00	0.038750	360	360	20130501
	24	 	0.00	 	20130325	448000.00	0.036250	360	360	20130501
	25	 	0.00	 	20130312	576000.00	0.036250	360	360	20130501
	26	 	350000.00	 	20130321	657800.00	0.037500	360	360	20130501
	27	 	50000.00	 	20130322	582000.00	0.041250	360	360	20130501
	28	 	0.00	 	20130319	969700.00	0.040000	360	360	20130501
	29	 	0.00	 	20130320	547500.00	0.040000	360	360	20130501
	30	 	0.00	 	20130320	639400.00	0.038750	360	360	20130501
	31	 	0.00	 	20130307	546000.00	0.042500	360	360	20130501
	32	 	0.00	 	20130322	543750.00	0.037500	360	360	20130501
	33	 	0.00	 	20130320	569750.00	0.037500	360	360	20130501
	34	 	0.00	 	20130320	520750.00	0.036250	360	360	20130501
	35	 	0.00	 	20130318	537750.00	0.037500	360	360	20130501
	36	 	0.00	 	20130320	682500.00	0.037500	360	360	20130501
	37	 	0.00	 	20130314	510000.00	0.037500	360	360	20130501
	38	 	0.00	 	20130318	564850.00	0.037500	360	360	20130501
	39	 	0.00	 	20130403	695450.00	0.038750	360	360	20130601
	40	 	0.00	 	20130312	535000.00	0.036250	360	360	20130501
	41	 	0.00	 	20130314	780000.00	0.038750	360	360	20130501
	42	 	0.00	 	20130315	1036500.00	0.037500	360	360	20130501
	43	 	0.00	 	20130325	694000.00	0.036250	360	360	20130501
	44	 	0.00	 	20130326	865000.00	0.038750	360	360	20130501
	45	 	100000.00	 	20130325	710000.00	0.040000	360	360	20130501





 


	 	31	32	33	34	35	36	37	38	39	40	41
	 	Interest
    Type

    Indicator	Original
    Interest

    Only Term	Buy
    Down Period	HELOC
    Draw Period	Current
    Loan

    Amount	Current
    Interest

    Rate	Current
    Payment

    Amount Due	Interest
    Paid

    Through Date	Current
    Payment

    Status	Index
    Type	ARM
    Look-back

    Days
	1	1	0	0	 	628000.00	0.038750	2953.09	20130401	0	0	 
	2	1	0	0	 	900700.38	0.040000	4306.29	20130401	0	0	 
	3	1	0	0	 	628000.00	0.040000	2998.17	20130401	0	0	 
	4	1	0	0	 	698968.76	0.038750	3291.66	20130401	0	0	 
	5	1	0	0	 	1218750.00	0.037500	5644.22	20130401	0	0	 
	6	1	0	0	 	944000.00	0.040000	4506.80	20130401	0	0	 
	7	1	0	0	 	666786.50	0.036250	3046.42	20130401	0	0	 
	8	1	0	0	 	480000.00	0.037500	2222.95	20130401	0	0	 
	9	1	0	0	 	754784.00	0.033750	3342.25	20130401	0	0	 
	10	1	0	0	 	775201.11	0.033750	3432.66	20130401	0	0	 
	11	1	0	0	 	817793.45	0.038750	3851.24	20130401	0	0	 
	12	1	0	0	 	455342.99	0.040000	2177.01	20130401	0	0	 
	13	1	0	0	 	649042.42	0.038750	3056.54	20130401	0	0	 
	14	1	0	0	 	991537.11	0.038750	4669.45	20130401	0	0	 
	15	1	0	0	 	607063.88	0.036250	2772.79	20130401	0	0	 
	16	1	0	0	 	579182.78	0.041250	2810.97	20130401	0	0	 
	17	1	0	0	 	733964.38	0.041250	3562.18	20130401	0	0	 
	18	1	0	0	 	768814.44	0.036250	3511.60	20130401	0	0	 
	19	1	0	0	 	726927.50	0.038750	3423.33	20130401	0	0	 
	20	1	0	0	 	527072.83	0.042500	2596.46	20130401	0	0	 
	21	1	0	0	 	567962.04	0.038750	2674.71	20130401	0	0	 
	22	1	0	0	 	434344.83	0.037500	2014.55	20130401	0	0	 
	23	1	0	0	 	715744.01	0.038750	3370.66	20130401	0	0	 
	24	1	0	0	 	447310.22	0.036250	2043.11	20130401	0	0	 
	25	1	0	0	 	575113.14	0.036250	2626.86	20130401	0	0	 
	26	1	0	0	 	656809.26	0.037500	3046.37	20130401	0	0	 
	27	1	0	0	 	581179.97	0.041250	2820.66	20130401	0	0	 
	28	1	0	0	 	968302.83	0.040000	4629.50	20130401	0	0	 
	29	1	0	0	 	546711.15	0.040000	2613.85	20130401	0	0	 
	30	1	0	0	 	638458.03	0.038750	3006.70	20130401	0	0	 
	31	1	0	0	 	545247.76	0.042500	2685.99	20130401	0	0	 
	32	1	0	0	 	542931.03	0.037500	2518.19	20130401	0	0	 
	33	1	0	0	 	568891.87	0.037500	2638.60	20130401	0	0	 
	34	1	0	0	 	519948.21	0.036250	2374.89	20130401	0	0	 
	35	1	0	0	 	536940.07	0.037500	2490.40	20130401	0	0	 
	36	1	0	0	 	681472.05	0.037500	3160.76	20130401	0	0	 
	37	1	0	0	 	509231.86	0.037500	2361.89	20130401	0	0	 
	38	1	0	0	 	563731.33	0.037500	2615.91	20130401	0	0	 
	39	1	0	0	 	695450.00	0.038750	3270.26	20130401	0	0	 
	40	1	0	0	 	534176.28	0.036250	2439.87	20130401	0	0	 
	41	1	0	0	 	778850.90	0.038750	3667.85	20130401	0	0	 
	42	1	0	0	 	1034938.87	0.037500	4800.19	20130401	0	0	 
	43	1	0	0	 	692931.46	0.036250	3165.00	20130401	0	0	 
	44	1	0	0	 	863725.68	0.038750	4067.55	20130401	0	0	 
	45	1	0	0	 	708977.02	0.040000	3389.65	20130401	0	0	 


  


	 	42	43	44	45	46	47	48	49	50	51	52
	 	Gross
    Margin	ARM
    Round Flag	ARM
    Round Factor	Initial
    Fixed Rate

    Period	Initial
    Interest Rate

    Cap (Change Up)	Initial
    Interest Rate

    Cap (Change Down)	Subsequent
    Interest

    Rate Reset Period	Subsequent
    Interest

    Rate Cap (Change Down)	Subsequent
    Interest

    Rate Cap (Change

    Up)	Lifetime
    Maximum

    Rate (Ceiling)	Lifetime
    Minimum

    Rate (Floor)
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 	 	 


  


	 	53	54	55	56	57	58	59	60	61	62	63
	 	Negative

    Amortization Limit	Initial
    Negative

    Amortization Recast

    Period	Subsequent

    Negative

    Amortization Recast

    Period	Initial
    Fixed

    Payment Period	Subsequent

    Payment Reset

    Period	Initial
    Periodic

    Payment Cap	Subsequent

    Periodic Payment

    Cap	Initial
    Minimum

    Payment Reset

    Period	Subsequent

    Minimum Payment

    Reset Period	Option
    ARM

    Indicator	Options
    at Recast
	1	 	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 	 	 


  


	 	64	65	66	67	68	69	70	71	72	73
	 	Initial
    Minimum

    Payment	Current
    Minimum

    Payment	Prepayment
    

Penalty

    Calculation	Prepayment
    Penalty

    Type	Prepayment
    Penalty

    Total Term	Prepayment
    Penalty

    Hard Term	Primary
    

Borrower ID	Number
    of

    Mortgaged

    Properties	Total
    Number of

    Borrowers	Self-employment

    Flag
	1	 	 	 	 	0	 	270	2	 	0
	2	 	 	 	 	0	 	470	1	 	1
	3	 	 	 	 	0	 	431	1	 	0
	4	 	 	 	 	0	 	115	1	 	0
	5	 	 	 	 	0	 	306	1	 	0
	6	 	 	 	 	0	 	288	2	 	0
	7	 	 	 	 	0	 	301	1	 	0
	8	 	 	 	 	0	 	231	1	 	0
	9	 	 	 	 	0	 	480	1	 	0
	10	 	 	 	 	0	 	258	1	 	0
	11	 	 	 	 	0	 	443	1	 	0
	12	 	 	 	 	0	 	378	2	 	1
	13	 	 	 	 	0	 	117	1	 	1
	14	 	 	 	 	0	 	207	1	 	0
	15	 	 	 	 	0	 	413	1	 	0
	16	 	 	 	 	0	 	545	3	 	0
	17	 	 	 	 	0	 	239	1	 	0
	18	 	 	 	 	0	 	576	1	 	0
	19	 	 	 	 	0	 	364	1	 	0
	20	 	 	 	 	0	 	295	2	 	1
	21	 	 	 	 	0	 	310	1	 	1
	22	 	 	 	 	0	 	246	1	 	0
	23	 	 	 	 	0	 	322	2	 	1
	24	 	 	 	 	0	 	189	2	 	0
	25	 	 	 	 	0	 	110	1	 	0
	26	 	 	 	 	0	 	204	1	 	0
	27	 	 	 	 	0	 	203	1	 	0
	28	 	 	 	 	0	 	347	3	 	1
	29	 	 	 	 	0	 	552	1	 	0
	30	 	 	 	 	0	 	278	1	 	0
	31	 	 	 	 	0	 	293	1	 	0
	32	 	 	 	 	0	 	377	1	 	0
	33	 	 	 	 	0	 	321	1	 	0
	34	 	 	 	 	0	 	318	1	 	0
	35	 	 	 	 	0	 	294	1	 	0
	36	 	 	 	 	0	 	359	2	 	1
	37	 	 	 	 	0	 	332	1	 	0
	38	 	 	 	 	0	 	256	1	 	0
	39	 	 	 	 	0	 	285	1	 	0
	40	 	 	 	 	0	 	81	1	 	0
	41	 	 	 	 	0	 	87	2	 	1
	42	 	 	 	 	0	 	290	1	 	1
	43	 	 	 	 	0	 	297	1	 	1
	44	 	 	 	 	0	 	217	1	 	0
	45	 	 	 	 	0	 	26	1	 	1


  


	 	74	75	76	77	78	79	80	81	82	83	84
	 	Current
    

‘Other’

    Monthly 

Payment	Length
    of

    Employment:

    Borrower	Length
    of

    Employment:

 Co-

    Borrower	Years
    

in 

Home	FICO
    

Model 

Used	Most
    

Recent 

FICO

    Date	Primary
    

Wage

    Earner 

Original

    FICO: 

Equifax	Primary
    

Wage

    Earner 

Original

    FICO: 

Experian	Primary
    

Wage

    Earner 

Original

    FICO: 

TransUnion	Secondary
    

Wage

    Earner 

Original

    FICO: 

Equifax	Secondary
    

Wage

    Earner 

Original

    FICO: 

Experian
	1	 	1	6	0	1	 	 	 	 	 	 
	2	 	7	20	0	1	 	 	 	 	 	 
	3	 	3	0	2.25	1	 	 	 	 	 	 
	4	 	0	 	0	1	 	 	 	 	 	 
	5	 	1	5.5	0	1	 	 	 	 	 	 
	6	 	2.75	 	0	1	 	 	 	 	 	 
	7	 	18	8	6	1	 	 	 	 	 	 
	8	 	8	3.25	0	1	 	 	 	 	 	 
	9	 	0	 	0	1	 	 	 	 	 	 
	10	 	0	 	0	1	 	 	 	 	 	 
	11	 	9	13	1.25	1	 	 	 	 	 	 
	12	 	3	3	0	1	 	 	 	 	 	 
	13	 	9.5	 	4	1	 	 	 	 	 	 
	14	 	11.75	11	2.75	1	 	 	 	 	 	 
	15	 	2.5	 	0	1	 	 	 	 	 	 
	16	 	13.75	23.5	9.5	1	 	 	 	 	 	 
	17	 	10	 	10	1	 	 	 	 	 	 
	18	 	0.75	 	0	1	 	 	 	 	 	 
	19	 	6	 	0	1	 	 	 	 	 	 
	20	 	13	 	0	1	 	 	 	 	 	 
	21	 	18.5	7	0	1	 	 	 	 	 	 
	22	 	0	 	10	1	 	 	 	 	 	 
	23	 	21	 	5.5	1	 	 	 	 	 	 
	24	 	0.25	 	0	1	 	 	 	 	 	 
	25	 	0	 	0	1	 	 	 	 	 	 
	26	 	9	 	1.5	1	 	 	 	 	 	 
	27	 	6.75	 	5	1	 	 	 	 	 	 
	28	 	25	25	7.5	1	 	 	 	 	 	 
	29	 	10	27	0	1	 	 	 	 	 	 
	30	 	26	 	19	1	 	 	 	 	 	 
	31	 	19	 	4	1	 	 	 	 	 	 
	32	 	9.25	 	0	1	 	 	 	 	 	 
	33	 	6.75	 	3.25	1	 	 	 	 	 	 
	34	 	0	 	0	1	 	 	 	 	 	 
	35	 	13	 	3	1	 	 	 	 	 	 
	36	 	7	15	6	1	 	 	 	 	 	 
	37	 	33	 	12	1	 	 	 	 	 	 
	38	 	0	 	6.25	1	 	 	 	 	 	 
	39	 	2.25	 	5.5	1	 	 	 	 	 	 
	40	 	0	 	10	1	 	 	 	 	 	 
	41	 	32	 	6	1	 	 	 	 	 	 
	42	 	21	4	2.5	1	 	 	 	 	 	 
	43	 	0.25	8	10.25	1	 	 	 	 	 	 
	44	 	22.5	 	15	1	 	 	 	 	 	 
	45	 	34	 	12	1	 	 	 	 	 	 





 


	 	85	86	87	88	89	90	91	92	93	94	95	96
	 	Secondary
    

Wage

    Earner

 Original

    FICO: TransUnion	Original

    Primary Borrower

    FICO	Most
    

Recent

    Primary 

Borrower

    FICO	Most
    

Recent 

Co-

    Borrower 

FICO	Most
    

Recent 

FICO

    Method	VantageScore:

    Primary Borrower	VantageScore:
    Co-

    Borrower	Most
    Recent

    VantageScore

    Method	VantageScore
    Date	Credit
    

Report:

    Longest 

Trade 

Line	Credit


    Report:

    Maximum 

Trade

    Line	Credit
    

Report:

    Number

 of

 Trade

    Lines
	1	 	780	 	 	 	 	 	 	 	 	 	 
	2	 	745	 	 	 	 	 	 	 	 	 	 
	3	 	748	 	 	 	 	 	 	 	 	 	 
	4	 	799	 	 	 	 	 	 	 	 	 	 
	5	 	785	 	 	 	 	 	 	 	 	 	 
	6	 	724	 	 	 	 	 	 	 	 	 	 
	7	 	778	 	 	 	 	 	 	 	 	 	 
	8	 	779	 	 	 	 	 	 	 	 	 	 
	9	 	783	 	 	 	 	 	 	 	 	 	 
	10	 	798	 	 	 	 	 	 	 	 	 	 
	11	 	793	 	 	 	 	 	 	 	 	 	 
	12	 	725	 	 	 	 	 	 	 	 	 	 
	13	 	759	 	 	 	 	 	 	 	 	 	 
	14	 	739	 	 	 	 	 	 	 	 	 	 
	15	 	793	 	 	 	 	 	 	 	 	 	 
	16	 	799	 	 	 	 	 	 	 	 	 	 
	17	 	729	 	 	 	 	 	 	 	 	 	 
	18	 	738	 	 	 	 	 	 	 	 	 	 
	19	 	793	 	 	 	 	 	 	 	 	 	 
	20	 	775	 	 	 	 	 	 	 	 	 	 
	21	 	727	 	 	 	 	 	 	 	 	 	 
	22	 	788	 	 	 	 	 	 	 	 	 	 
	23	 	766	 	 	 	 	 	 	 	 	 	 
	24	 	795	 	 	 	 	 	 	 	 	 	 
	25	 	748	 	 	 	 	 	 	 	 	 	 
	26	 	758	 	 	 	 	 	 	 	 	 	 
	27	 	789	 	 	 	 	 	 	 	 	 	 
	28	 	740	 	 	 	 	 	 	 	 	 	 
	29	 	733	 	 	 	 	 	 	 	 	 	 
	30	 	767	 	 	 	 	 	 	 	 	 	 
	31	 	781	 	 	 	 	 	 	 	 	 	 
	32	 	804	 	 	 	 	 	 	 	 	 	 
	33	 	706	 	 	 	 	 	 	 	 	 	 
	34	 	768	 	 	 	 	 	 	 	 	 	 
	35	 	809	 	 	 	 	 	 	 	 	 	 
	36	 	787	 	 	 	 	 	 	 	 	 	 
	37	 	777	 	 	 	 	 	 	 	 	 	 
	38	 	801	 	 	 	 	 	 	 	 	 	 
	39	 	746	 	 	 	 	 	 	 	 	 	 
	40	 	796	 	 	 	 	 	 	 	 	 	 
	41	 	763	 	 	 	 	 	 	 	 	 	 
	42	 	797	 	 	 	 	 	 	 	 	 	 
	43	 	788	 	 	 	 	 	 	 	 	 	 
	44	 	744	 	 	 	 	 	 	 	 	 	 
	45	 	739	 	 	 	 	 	 	 	 	 	 





 


	 	97	98	99	100	101	102	103	104
	 	Credit
    Line 

Usage

    Ratio	Most
    Recent 12-

    month Pay

 History	Months


    Bankruptcy	Months


    Foreclosure	Primary


    Borrower

    Wage Income	Co-Borrower


    Wage

    Income	Primary


    Borrower

    Other Income	Co-Borrower


    Other

    Income
	1	 	000000000000	 	 	11666.67	8571.33	0.00	0.00
	2	 	000000000000	 	 	7697.87	7464.74	0.00	0.00
	3	 	000000000000	 	 	19833.33	0.00	7849.92	0.00
	4	 	000000000000	 	 	13672.25	838.80	0.00	0.00
	5	 	000000000000	 	 	0.00	35462.00	0.00	0.00
	6	 	000000000000	 	 	22500.00	 	0.00	 
	7	 	000000000000	 	 	10002.50	4893.58	0.00	0.00
	8	 	000000000000	 	 	8419.17	16737.50	0.00	0.00
	9	 	000000000000	 	 	20000.00	0.00	0.00	0.00
	10	 	000000000000	 	 	17916.00	 	0.00	 
	11	 	000000000000	 	 	8925.28	4977.85	0.00	0.00
	12	 	000000000000	 	 	19066.67	0.00	0.00	0.00
	13	 	000000000000	 	 	17801.88	0.00	0.00	0.00
	14	 	000000000000	 	 	39583.33	5076.75	0.00	0.00
	15	 	000000000000	 	 	13333.34	 	0.00	 
	16	 	000000000000	 	 	8335.73	7090.28	0.00	0.00
	17	 	000000000000	 	 	47419.50	 	0.00	 
	18	 	000000000000	 	 	15834.00	0.00	0.00	0.00
	19	 	000000000000	 	 	17083.34	0.00	0.00	0.00
	20	 	000000000000	 	 	20011.00	 	0.00	 
	21	 	000000000000	 	 	17027.14	0.00	0.00	0.00
	22	 	000000000000	 	 	2233.80	1650.80	7219.99	0.00
	23	 	000000000000	 	 	38263.42	 	0.00	 
	24	 	000000000000	 	 	13333.34	0.00	0.00	0.00
	25	 	000000000000	 	 	24999.99	0.00	0.00	0.00
	26	 	000000000000	 	 	33574.19	0.00	0.00	0.00
	27	 	000000000000	 	 	13337.68	0.00	0.00	0.00
	28	 	000000000000	 	 	19985.08	19985.08	0.00	0.00
	29	 	000000000000	 	 	10610.17	22138.89	0.00	0.00
	30	 	000000000000	 	 	20500.00	0.00	0.00	0.00
	31	 	000000000000	 	 	9789.94	 	1285.00	 
	32	 	000000000000	 	 	17111.00	 	0.00	 
	33	 	000000000000	 	 	12708.32	 	3583.33	 
	34	 	000000000000	 	 	18829.87	 	0.00	 
	35	 	000000000000	 	 	11041.65	 	0.00	 
	36	 	000000000000	 	 	1251.79	18961.67	0.00	0.00
	37	 	000000000000	 	 	30333.33	 	0.00	 
	38	 	000000000000	 	 	3109.96	0.00	10627.37	0.00
	39	 	000000000000	 	 	14704.58	0.00	0.00	0.00
	40	 	000000000000	 	 	2178.78	 	12900.00	 
	41	 	000000000000	 	 	36000.00	 	0.00	 
	42	 	000000000000	 	 	22624.33	0.00	0.00	0.00
	43	 	000000000000	 	 	2228.50	7324.66	0.00	0.00
	44	 	000000000000	 	 	9211.50	 	7115.58	 
	45	 	000000000000	 	 	8882.67	5788.03	0.00	0.00





 


	 	105	106	107	108	109	110	111	112	113
	 	All
    Borrower 

Wage

    Income	All
    Borrower 

Total

    Income	4506-T


    Indicator	Borrower
    

Income

    Verification 

Level	Co-Borrower

    Income

 Verification	Borrower

    Employment

    Verification	Co-Borrower

    Employment

    Verification	Borrower


    Asset

    Verification	Co-

Borrower


    Asset

    Verification
	1	20238.00	20238.00	1	5	 	3	 	4	 
	2	15162.61	15162.61	1	5	 	3	 	4	 
	3	19833.33	27683.25	1	5	 	3	 	4	 
	4	14511.05	14511.05	1	5	 	3	 	4	 
	5	35462.00	35462.00	1	5	 	3	 	4	 
	6	22500.00	22500.00	1	5	 	3	 	4	 
	7	14896.08	14896.08	1	5	 	3	 	4	 
	8	25156.67	25156.67	1	5	 	3	 	4	 
	9	20000.00	20000.00	1	5	 	3	 	4	 
	10	17916.00	17916.00	1	5	 	3	 	4	 
	11	13903.13	13903.13	1	5	 	3	 	4	 
	12	19066.67	19066.67	1	5	 	3	 	4	 
	13	17801.88	17801.88	1	5	 	3	 	4	 
	14	44660.08	44660.08	1	5	 	3	 	4	 
	15	13333.34	13333.34	1	5	 	3	 	4	 
	16	15426.01	15426.01	1	5	 	3	 	4	 
	17	47419.50	47419.50	1	5	 	3	 	4	 
	18	15834.00	15834.00	1	5	 	3	 	4	 
	19	17083.34	17083.34	1	5	 	3	 	4	 
	20	20011.00	20011.00	1	5	 	3	 	4	 
	21	17027.14	17027.14	1	5	 	3	 	4	 
	22	3884.60	11104.59	1	5	 	3	 	4	 
	23	38263.42	38263.42	1	5	 	3	 	4	 
	24	13333.34	13333.34	1	5	 	3	 	4	 
	25	24999.99	24999.99	1	5	 	3	 	4	 
	26	33574.19	33574.19	1	5	 	3	 	4	 
	27	13337.68	13337.68	1	5	 	3	 	4	 
	28	39970.16	39970.16	1	5	 	3	 	4	 
	29	32749.06	32749.06	1	5	 	3	 	4	 
	30	20500.00	20500.00	1	5	 	3	 	4	 
	31	9789.94	11074.94	1	5	 	3	 	4	 
	32	17111.00	17111.00	1	5	 	3	 	4	 
	33	12708.32	16291.65	1	5	 	3	 	4	 
	34	18829.87	18829.87	1	5	 	3	 	4	 
	35	11041.65	11041.65	1	5	 	3	 	4	 
	36	20213.46	20213.46	1	5	 	3	 	4	 
	37	30333.33	30333.33	1	5	 	3	 	4	 
	38	3109.96	13737.33	1	5	 	3	 	4	 
	39	14704.58	14704.58	1	5	 	3	 	4	 
	40	2178.78	15078.78	1	5	 	3	 	4	 
	41	36000.00	36000.00	1	5	 	3	 	4	 
	42	22624.33	22624.33	1	5	 	3	 	4	 
	43	9553.16	9553.16	1	5	 	3	 	4	 
	44	9211.50	16327.08	1	5	 	3	 	4	 
	45	14670.70	14670.70	1	5	 	3	 	4	 


  


	 	114	115	116	117	118	119	120	121	122
	 	Liquid
    / 

Cash

    Reserves	Monthly
    

Debt All

    Borrowers	Originator
    

DTI	Fully
    

Indexed 

Rate	Qualification

    Method	Percentage
    

of 

Down

    Payment 

from

    Borrower 

Own

    Funds	City	State	Postal
    

Code
	1	293195.30	5743.40	0.283793	 	 	100.000000	SAN
    DIEGO	CA	92127
	2	211615.19	6015.36	0.396723	 	 	100.000000	STUDIO
    CITY	CA	91607
	3	323261.68	5863.98	0.211824	 	 	 	SCOTTSDALE	AZ	85262
	4	1039630.80	4651.44	0.320545	 	 	100.000000	DAVIS	CA	95618
	5	193210.05	8780.92	0.247615	 	 	100.000000	AUSTIN	TX	78703
	6	134985.01	8731.44	0.388064	 	 	100.000000	AUSTIN	TX	78746
	7	85251.33	4828.04	0.324115	 	 	 	DALLAS	TX	75205
	8	174424.67	4960.29	0.197176	 	 	100.000000	DEERFIELD	IL	60015
	9	276051.67	5794.16	0.289708	 	 	100.000000	CARLSBAD	CA	92011
	10	100836.44	5412.08	0.302081	 	 	100.000000	PLANO	TX	75093
	11	47308.02	5215.88	0.375159	 	 	 	LOS
    ANGELES	CA	90039
	12	49198.08	5333.63	0.279736	 	 	100.000000	CHANDLER	AZ	85249
	13	72886.64	4924.64	0.276636	 	 	 	SAN
    DIEGO	CA	92116
	14	236608.66	6710.80	0.150264	 	 	 	DELAWARE	OH	43015
	15	102764.43	3782.96	0.283722	 	 	100.000000	GREENWOOD
    VILLAGE	CO	80111
	16	110008.74	5378.32	0.348653	 	 	 	SALINAS	CA	93908
	17	151604.14	6442.32	0.135858	 	 	 	HINSDALE	IL	60521
	18	97456.89	6434.34	0.406362	 	 	100.000000	SANTA
    CLARITA	CA	91387
	19	264725.92	4547.82	0.266214	 	 	100.000000	SILVERADO	CA	92676
	20	499217.97	7310.92	0.365345	 	 	100.000000	INCLINE
    VILLAGE	NV	89451
	21	180922.86	6828.63	0.401044	 	 	100.000000	DALLAS	TX	75214
	22	1024805.60	5119.07	0.460987	 	 	 	IRVING	TX	75038
	23	115005.30	10812.25	0.282574	 	 	 	DALLAS	TX	75287
	24	75636.98	4147.18	0.311038	 	 	100.000000	FAIR
    OAKS RANCH	TX	78015
	25	814635.04	8587.67	0.343507	 	 	100.000000	CARLSBAD	CA	92009
	26	1113116.48	6345.32	0.188994	 	 	 	WESTFIELD	NJ	07090
	27	72631.60	4718.19	0.353749	 	 	 	NOBLESVILLE	IN	46062
	28	499302.53	12988.82	0.324963	 	 	 	BRECKENRIDGE	CO	80424
	29	279026.71	6385.84	0.194993	 	 	100.000000	PANAMA
    CITY BEACH	FL	32413
	30	730395.03	6193.44	0.302119	 	 	 	HOUSTON	TX	77098
	31	55054.81	4509.41	0.407172	 	 	 	SPRING	TX	77379
	32	138667.88	4601.71	0.268933	 	 	100.000000	AUSTIN	TX	78701
	33	44388.37	5773.60	0.354390	 	 	 	HOUSTON	TX	77055
	34	2524155.72	6150.49	0.326635	 	 	100.000000	IRVING	TX	75038
	35	79188.95	4462.83	0.404181	 	 	 	HOUSTON	TX	77096
	36	65743.39	5631.31	0.278592	 	 	 	KANSAS
    CITY	MO	64110
	37	836449.51	8969.32	0.295692	 	 	 	DALLAS	TX	75230
	38	62357.09	4362.77	0.317585	 	 	 	HOUSTON	TX	77019
	39	92289.63	5890.23	0.400571	 	 	 	HOUSTON	TX	77025
	40	2404980.76	5546.37	0.367826	 	 	 	DALLAS	TX	75230
	41	47835.03	14470.34	0.401954	 	 	 	GREENSBORO	NC	27455
	42	225239.06	8208.47	0.362816	 	 	 	UNIVERSITY
    PARK	TX	75225
	43	156004.83	4562.69	0.477611	 	 	 	AUSTIN	TX	78704
	44	300791.55	6040.01	0.369938	 	 	 	BARRINGTON	IL	60010
	45	315891.96	6153.36	0.419432	 	 	 	SCITUATE	MA	02066


  


	 	123	124	125	126	127	128	129	130	131	132
	 	Property
    

Type	Occupancy	Sales


    Price	Original


    Appraised

    Property

 Value	Original


    Property

    Valuation

 Type	Original


    Property

    Valuation

 Date	Original


    Automated

    Valuation

 Model

    (AVM)

 Model

 Name	Original


    AVM

    Confidence

 Score	Most


    Recent

    Property

 Value2	Most


    Recent

    Property 

Valuation

    Type
	1	7	1	785000.00	785000.00	3	20130314	 	 	 	 
	2	1	1	1203500.00	1203500.00	3	20130321	 	 	 	 
	3	7	1	 	980000.00	3	20130322	 	 	 	 
	4	1	1	875000.00	880000.00	3	20130305	 	 	 	 
	5	1	1	1625000.00	1635000.00	3	20130319	 	 	 	 
	6	1	1	1180000.00	1195000.00	3	20130318	 	 	 	 
	7	1	1	 	990000.00	3	20130226	 	 	 	 
	8	1	1	600000.00	630000.00	3	20130313	 	 	 	 
	9	7	1	945000.00	950000.00	3	20130306	 	 	 	 
	10	7	1	970618.00	975000.00	3	20130311	 	 	 	 
	11	1	1	 	1110000.00	3	20130302	 	 	 	 
	12	7	1	570000.00	575000.00	3	20130222	 	 	 	 
	13	1	1	 	1000000.00	3	20130228	 	 	 	 
	14	7	1	 	1325000.00	3	20130307	 	 	 	 
	15	7	1	760000.00	760000.00	3	20130305	 	 	 	 
	16	1	1	 	730000.00	3	20130225	 	 	 	 
	17	1	1	 	940000.00	3	20130128	 	 	 	 
	18	7	1	1100000.00	1100000.00	3	20130222	 	 	 	 
	19	1	1	910000.00	915000.00	3	20130301	 	 	 	 
	20	1	2	703750.00	750000.00	3	20130227	 	 	 	 
	21	1	1	711000.00	745000.00	3	20130221	 	 	 	 
	22	7	1	 	613000.00	3	20130302	 	 	 	 
	23	7	1	 	896000.00	3	20130218	 	 	 	 
	24	7	1	560000.00	561000.00	3	20130307	 	 	 	 
	25	7	1	967980.00	950000.00	3	20130225	 	 	 	 
	26	1	1	 	2300000.00	3	20130211	 	 	 	 
	27	7	1	 	790000.00	3	20130221	 	 	 	 
	28	7	2	 	1400000.00	3	20130204	 	 	 	 
	29	7	2	730000.00	740000.00	3	20130217	 	 	 	 
	30	1	1	 	1150000.00	3	20130218	 	 	 	 
	31	7	1	 	690000.00	3	20130211	 	 	 	 
	32	4	1	725000.00	726000.00	3	20130213	 	 	 	 
	33	1	1	 	950000.00	3	20130212	 	 	 	 
	34	7	1	717758.00	745000.00	3	20130207	 	 	 	 
	35	7	1	 	885000.00	3	20130220	 	 	 	 
	36	7	1	 	975000.00	98	20130209	 	 	 	 
	37	1	1	 	820000.00	3	20130206	 	 	 	 
	38	1	1	 	875000.00	3	20130201	 	 	 	 
	39	1	1	 	993500.00	3	20130130	 	 	 	 
	40	7	1	 	896000.00	3	20130205	 	 	 	 
	41	7	1	 	975000.00	3	20130204	 	 	 	 
	42	1	1	 	1900000.00	3	20130124	 	 	 	 
	43	1	1	 	1010000.00	3	20130114	 	 	 	 
	44	1	1	 	1700000.00	3	20130111	 	 	 	 
	45	13	1	 	1360000.00	3	20121126	 	 	 	 





 


	 	133	134	135	136	137	138	139	140	141	142
	 	Most


    Recent

    Property

 Valuation

    Date	Most


    Recent

 AVM

    Model

 Name	Most


    Recent

 AVM

    Confidence

 Score	Original
    CLTV	Original


    LTV	Original


    Pledged

    Assets	Mortgage


    Insurance

    Company 

Name	Mortgage


    Insurance

    Percent	MI:
    Lender

 or

    Borrower

 Paid?	Pool


    Insurance

 Co.

    Name
	1	 	 	 	0.800000	0.800000	0	0	0	 	 
	2	 	 	 	0.749400	0.749400	0	0	0	 	 
	3	 	 	 	0.640800	0.640800	0	0	0	 	 
	4	 	 	 	0.800000	0.800000	0	0	0	 	 
	5	 	 	 	0.750000	0.750000	0	0	0	 	 
	6	 	 	 	0.800000	0.800000	0	0	0	 	 
	7	 	 	 	0.674700	0.674700	0	0	0	 	 
	8	 	 	 	0.800000	0.800000	0	0	0	 	 
	9	 	 	 	0.800000	0.800000	0	0	0	 	 
	10	 	 	 	0.799900	0.799900	0	0	0	 	 
	11	 	 	 	0.737800	0.737800	0	0	0	 	 
	12	 	 	 	0.800000	0.800000	0	0	0	 	 
	13	 	 	 	0.650000	0.650000	0	0	0	 	 
	14	 	 	 	0.749400	0.749400	0	0	0	 	 
	15	 	 	 	0.800000	0.800000	0	0	0	 	 
	16	 	 	 	0.794500	0.794500	0	0	0	 	 
	17	 	 	 	0.781900	0.781900	0	0	0	 	 
	18	 	 	 	0.700000	0.700000	0	0	0	 	 
	19	 	 	 	0.800000	0.800000	0	0	0	 	 
	20	 	 	 	0.749900	0.749900	0	0	0	 	 
	21	 	 	 	0.800000	0.800000	0	0	0	 	 
	22	 	 	 	0.709600	0.709600	0	0	0	 	 
	23	 	 	 	0.800000	0.800000	0	0	0	 	 
	24	 	 	 	0.800000	0.800000	0	0	0	 	 
	25	 	 	 	0.606300	0.606300	0	0	0	 	 
	26	 	 	 	0.438100	0.286000	0	0	0	 	 
	27	 	 	 	0.800000	0.736700	0	0	0	 	 
	28	 	 	 	0.692600	0.692600	0	0	0	 	 
	29	 	 	 	0.750000	0.750000	0	0	0	 	 
	30	 	 	 	0.556000	0.556000	0	0	0	 	 
	31	 	 	 	0.791300	0.791300	0	0	0	 	 
	32	 	 	 	0.750000	0.750000	0	0	0	 	 
	33	 	 	 	0.599700	0.599700	0	0	0	 	 
	34	 	 	 	0.725500	0.725500	0	0	0	 	 
	35	 	 	 	0.607600	0.607600	0	0	0	 	 
	36	 	 	 	0.700000	0.700000	0	0	0	 	 
	37	 	 	 	0.621900	0.621900	0	0	0	 	 
	38	 	 	 	0.645500	0.645500	0	0	0	 	 
	39	 	 	 	0.700000	0.700000	0	0	0	 	 
	40	 	 	 	0.597000	0.597000	0	0	0	 	 
	41	 	 	 	0.800000	0.800000	0	0	0	 	 
	42	 	 	 	0.545500	0.545500	0	0	0	 	 
	43	 	 	 	0.687100	0.687100	0	0	0	 	 
	44	 	 	 	0.508800	0.508800	0	0	0	 	 
	45	 	 	 	0.595500	0.522000	0	0	0	 	 


  


	 	143	144	145	146	147	148	149	150	151
	 	Pool
    

Insurance

 Stop

    Loss %	MI


    Certificate

    Number	Updated
    DTI

    (Front-end)	Updated
    DTI

    (Back-end)	Modification

    Effective 

Payment

    Date	Total
    

Capitalized

    Amount	Total
    

Deferred

    Amount	Pre-

Modification

    Interest

 (Note)

 Rate	Pre-

Modification


    P&I

    Payment
	1	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 
	34	 	 	 	 	 	 	 	 	 
	35	 	 	 	 	 	 	 	 	 
	36	 	 	 	 	 	 	 	 	 
	37	 	 	 	 	 	 	 	 	 
	38	 	 	 	 	 	 	 	 	 
	39	 	 	 	 	 	 	 	 	 
	40	 	 	 	 	 	 	 	 	 
	41	 	 	 	 	 	 	 	 	 
	42	 	 	 	 	 	 	 	 	 
	43	 	 	 	 	 	 	 	 	 
	44	 	 	 	 	 	 	 	 	 
	45	 	 	 	 	 	 	 	 	 


  


	 	152	153	154	155	156	157	158	159	160	161
	 	Pre-

Modification

    Initial

 Interest

 Rate

    Change Downward

    Cap	Pre-

Modification

    Subsequent Interest

    Rate Cap	Pre-

Modification

    Next Interest Rate

    Change Date	Pre-

Modification


    I/O

    Term	Forgiven
    Principal

    Amount	Forgiven
    Interest

    Amount	Number
    of



    Modifications	Cash
    

To/From

 Brrw at

 Closing	Brrw
    - 

Yrs at in 

Industry	CoBrrw
    - 

Yrs at 

in Industry
	1	 	 	 	 	 	 	 	 	10	6
	2	 	 	 	 	 	 	 	 	7	20
	3	 	 	 	 	 	 	 	 	3	0
	4	 	 	 	 	 	 	 	 	0	 
	5	 	 	 	 	 	 	 	 	8	 
	6	 	 	 	 	 	 	 	 	8	 
	7	 	 	 	 	 	 	 	 	18	8
	8	 	 	 	 	 	 	 	 	8	4
	9	 	 	 	 	 	 	 	 	15	 
	10	 	 	 	 	 	 	 	 	20	 
	11	 	 	 	 	 	 	 	 	15	13
	12	 	 	 	 	 	 	 	 	28	3
	13	 	 	 	 	 	 	 	 	15	 
	14	 	 	 	 	 	 	 	 	29	25
	15	 	 	 	 	 	 	 	 	9	 
	16	 	 	 	 	 	 	 	 	13.75	23.5
	17	 	 	 	 	 	 	 	 	20	 
	18	 	 	 	 	 	 	 	 	30	 
	19	 	 	 	 	 	 	 	 	6	 
	20	 	 	 	 	 	 	 	 	13	 
	21	 	 	 	 	 	 	 	 	19	10
	22	 	 	 	 	 	 	 	 	0	 
	23	 	 	 	 	 	 	 	 	21	 
	24	 	 	 	 	 	 	 	 	21	 
	25	 	 	 	 	 	 	 	 	31	 
	26	 	 	 	 	 	 	 	 	24	 
	27	 	 	 	 	 	 	 	 	6.75	 
	28	 	 	 	 	 	 	 	 	25	25
	29	 	 	 	 	 	 	 	 	10	27
	30	 	 	 	 	 	 	 	 	41	 
	31	 	 	 	 	 	 	 	 	36	 
	32	 	 	 	 	 	 	 	 	9.25	 
	33	 	 	 	 	 	 	 	 	25	 
	34	 	 	 	 	 	 	 	 	11	 
	35	 	 	 	 	 	 	 	 	16	 
	36	 	 	 	 	 	 	 	 	7	16
	37	 	 	 	 	 	 	 	 	33	 
	38	 	 	 	 	 	 	 	 	0	 
	39	 	 	 	 	 	 	 	 	12	 
	40	 	 	 	 	 	 	 	 	0	 
	41	 	 	 	 	 	 	 	 	32	 
	42	 	 	 	 	 	 	 	 	21	10
	43	 	 	 	 	 	 	 	 	8	26
	44	 	 	 	 	 	 	 	 	0	 
	45	 	 	 	 	 	 	 	 	34	 


  


	 	162	163	164	165	166	167	168	169	170	171	172
	 	Junior
    Mortgage Drawn

 Amount	Maturity
    Date	Primary


    Borrower

 Wage

 Income

 (Salary)	Primary
    

Borrower

 Wage

 Income 

(Bonus)	Primary
    

Borrower

 Wage

 Income

 (Commission)	Co-

Borrower


    Wage

 Income

 (Salary)	Co-

Borrower


    Wage

 Income 

(Bonus)	Co-Borrower


    Wage Income 

(Commission)	Originator


    Doc 

Code	RWT
    

Income 

Verification	RWT
    Asset 

Verification
	1	0	20430501	11666.67	0	0	8571.33	0	0	Full	Two
    Years	Two
    Months
	2	0	20430401	7697.87	0	0	7464.74	0	0	Full	Two
    Years	Two
    Months
	3	0	20430501	19833.33	7849.92	0	0	0	0	Full	Two
    Years	Two
    Months
	4	0	20430401	13672.25	0	0	838.8	0	0	Full	Two
    Years	Two
    Months
	5	0	20430501	0	0	0	35462	0	0	Full	Two
    Years	Two
    Months
	6	0	20430501	22500	0	0	0	0	0	Full	Two
    Years	Two
    Months
	7	0	20430401	10002.5	0	0	4893.58	0	0	Full	Two
    Years	Two
    Months
	8	0	20430501	8419.17	0	0	16737.5	0	0	Full	Two
    Years	Two
    Months
	9	0	20430401	20000	0	0	0	0	0	Full	Two
    Years	Two
    Months
	10	0	20430401	17916	0	0	0	0	0	Full	Two
    Years	Two
    Months
	11	0	20430401	8925.28	0	0	4977.85	0	0	Full	Two
    Years	Two
    Months
	12	0	20430401	19066.67	0	0	0	0	0	Full	Two
    Years	Two
    Months
	13	0	20430401	17801.88	0	0	0	0	0	Full	Two
    Years	Two
    Months
	14	0	20430401	39583.33	0	0	5076.75	0	0	Full	Two
    Years	Two
    Months
	15	0	20430401	13333.34	0	0	0	0	0	Full	Two
    Years	Two
    Months
	16	0	20430401	8335.73	0	0	7090.28	0	0	Full	Two
    Years	Two
    Months
	17	0	20430401	47419.5	0	0	0	0	0	Full	Two
    Years	Two
    Months
	18	0	20430401	15834	0	0	0	0	0	Full	Two
    Years	Two
    Months
	19	0	20430401	17083.34	0	0	0	0	0	Full	Two
    Years	Two
    Months
	20	0	20430401	20011	0	0	0	0	0	Full	Two
    Years	Two
    Months
	21	0	20430401	17027.14	0	0	0	0	0	Full	Two
    Years	Two
    Months
	22	0	20430401	2233.8	0	0	1650.8	0	0	Full	Two
    Years	Two
    Months
	23	0	20430401	38263.42	0	0	0	0	0	Full	Two
    Years	Two
    Months
	24	0	20430401	13333.34	0	0	0	0	0	Full	Two
    Years	Two
    Months
	25	0	20430401	24999.99	0	0	0	0	0	Full	Two
    Years	Two
    Months
	26	208667	20430401	33574.19	0	0	0	0	0	Full	Two
    Years	Two
    Months
	27	50000	20430401	13337.68	0	0	0	0	0	Full	Two
    Years	Two
    Months
	28	0	20430401	19985.08	0	0	19985.08	0	0	Full	Two
    Years	Two
    Months
	29	0	20430401	10610.17	0	0	22138.89	0	0	Full	Two
    Years	Two
    Months
	30	0	20430401	20500	0	0	0	0	0	Full	Two
    Years	Two
    Months
	31	0	20430401	9789.94	0	0	0	0	0	Full	Two
    Years	Two
    Months
	32	0	20430401	17111	0	0	0	0	0	Full	Two
    Years	Two
    Months
	33	0	20430401	12708.32	3583.33	0	0	0	0	Full	Two
    Years	Two
    Months
	34	0	20430401	18829.87	0	0	0	0	0	Full	Two
    Years	Two
    Months
	35	0	20430401	11041.65	0	0	0	0	0	Full	Two
    Years	Two
    Months
	36	0	20430401	1251.79	0	0	18961.67	0	0	Full	Two
    Years	Two
    Months
	37	0	20430401	30333.33	0	0	0	0	0	Full	Two
    Years	Two
    Months
	38	0	20430401	3109.96	0	0	0	0	0	Full	Two
    Years	Two
    Months
	39	0	20430501	14704.58	0	0	0	0	0	Full	Two
    Years	Two
    Months
	40	0	20430401	2178.78	0	0	0	0	0	Full	Two
    Years	Two
    Months
	41	0	20430401	36000	0	0	0	0	0	Full	Two
    Years	Two
    Months
	42	0	20430401	22624.33	0	0	0	0	0	Full	Two
    Years	Two
    Months
	43	0	20430401	2228.5	0	0	7324.66	0	0	Full	Two
    Years	Two
    Months
	44	0	20430401	9211.5	0	7115.58	0	0	0	Full	Two
    Years	Two
    Months
	45	28536	20430401	8882.67	0	0	5788.03	0	0	Full	Two
    Years	Two
    Months


  



    	 



    	 



    

 


ATTACHMENT 2


 


PURCHASE AGREEMENT


 


See Exhibit 10.9