Exhibit 10.8

ASSET PURCHASE AGREEMENT

THIS ASSET PURCHASE AGREEMENT(the "Agreement") is made and entered into as of this 11th day of May,
2001, by and amongVSx CORPORATION, a Georgia corporation ("VSx"),JAMES A. ECKSTEIN, a Georgia resident
("Shareholder"), andCOMPUCREDIT CORPORATION, a Georgia corporation ("Purchaser").

BACKGROUND:

A.    Among other things, CompuCredit is in the business (the "Business") of marketing and selling consumer credit card products and services to
selected consumers in the "underserved," "subprime" and "secured" credit sectors, as those terms are generally known and understood in the credit industry.

B.    Among
other things, VSx is in the business of designing and developing computer software and database programs and providing related data processing services for
companies engaged in the Business.

C.    Shareholder
owns all of the issued and outstanding shares of capital stock of VSx.

D.    Pursuant
to the terms and conditions contained herein, VSx desires to sell to Purchaser, and Purchaser desires to purchase from VSx, substantially all of the assets owned
and used by VSx in connection with the operation of its business.

NOW,
THEREFORE, FOR AND IN CONSIDERATION of the premises, the mutual promises, covenants and agreements contained herein, and other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereby agree as follows:

ARTICLE 1PURCHASE AND SALE OF ASSETS

1.1Transfer of Assets.    Upon the terms and subject to the conditions set forth in
this Agreement, at the "Closing" (as defined in Section 2.1), VSx shall sell, assign, transfer, convey and deliver to Purchaser, and Purchaser shall purchase and accept from VSx, all of the
"Assets" (as hereinafter defined), free and clear of any and all liens (including, without limitation, liens for "Taxes," as defined in Section 3.17), charges, security interests, mortgages,
pledges, claims, rights of third parties and other encumbrances of any kind or nature (collectively "Encumbrances"). For purposes of this Agreement, the "Assets" shall mean all of the assets,
properties and rights of VSx other than the "Excluded Assets" (as defined in Section 1.2). The Assets are identified on Schedule 1.1.

1.2Excluded Assets.    Only the following assets of VSx as of the Closing Date are
being retained by VSx and not transferred to Purchaser pursuant to this Agreement:



1.3No Assumed Liabilities.    It is understood and agreed that Purchaser shall not,
as a result of this Agreement or the transactions contemplated hereby, assume or become liable for the payment of

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any liabilities or obligations of VSx (whether known or unknown, now existing or hereafter arising, of whatever nature or character, and whether absolute or contingent, liquidated or disputed).
Following the Closing, VSx shall remain liable for and shall timely pay, perform and discharge all of the liabilities and obligations of VSx in accordance with their respective terms.

1.4Purchase Price.    As payment for the Assets, Purchaser shall deliver to VSx the
following aggregate consideration at the Closing:



1.5  Allocation.
Purchaser, VSx and Shareholder each hereby agree that the Purchase Price shall be allocated among the Assets as set forth on Exhibit B, attached hereto (the "Allocation Schedule") and that
such allocation is in accordance with the
methodology of valuing the Assets required by Section 1060 of the Internal Revenue Code of 1986, as amended (the "Code"). Purchaser, VSx and Shareholder agree to file IRS Form 8594 and
all tax returns in accordance with the Allocation Schedule.

ARTICLE 2PURCHASE AND SALE OF ASSETS

2.1Closing Date.    Contemporaneously with the execution of this Agreement, the
closing of the transactions contemplated hereby (the "Closing") shall occur at the offices of Purchaser's counsel, Troutman Sanders LLP, 600 Peachtree Street, N.E., Suite 5200, Atlanta, Georgia 30308,
or such other place as is
designated by Purchaser. The date on which the Closing occurs is referred to herein as the "Closing Date." The Closing shall be deemed effective as of 11:59 p.m. on the Closing Date.

2.2Deliveries of VSx and Shareholder.    At the Closing, VSx and Shareholder shall
deliver to Purchaser each of the following, in form and substance reasonably satisfactory to Purchaser:



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2.3Deliveries of Purchaser.    At the Closing, Purchaser shall deliver to or on
behalf of VSx each of the following, in form and substance reasonably satisfactory to VSx and Shareholder:



ARTICLE 3REPRESENTATIONS AND WARRANTIES  OF VSx AND SHAREHOLDER

VSx and Shareholder hereby jointly and severally represent and warrant, as of the Closing Date, to Purchaser as follows:

3.1Power and Authority.    Each of VSx and Shareholder has the full power and
authority to enter into this Agreement, to perform its obligations hereunder and to consummate the transactions contemplated hereby. The execution, delivery and performance of this Agreement and the
consummation of the transactions contemplated hereby have been duly authorized by all necessary corporate or other action on the part of VSx and Shareholder, and no other corporate or other
proceedings on the part of VSx or Shareholder are necessary to authorize the execution, delivery and performance of this Agreement by VSx or Shareholder.

3.2Binding Effect.    This Agreement and any other agreements or documents and
instruments delivered or to be delivered to Purchaser pursuant to this Agreement have been duly executed and delivered by each of VSx and Shareholder and constitute its legal, valid and binding
obligation, enforceable against VSx or Shareholder, as the case may be, in accordance with their terms.

3.3No Violation; Consents.    Neither the execution and delivery of this Agreement by
VSx or Shareholder, nor the performance by either of them of its obligations hereunder, will:



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3.4Capitalization.    The authorized capital stock of VSx consists solely of fifty
thousand (50,000) shares of no par value common stock, of which fifty thousand (50,000) shares are issued and outstanding. All of such issued and outstanding shares are owned solely by Shareholder,
were duly authorized and validly issued, and are fully paid and non-assessable.

3.5Corporate Structure.    VSx is a corporation duly organized, validly existing and
in good standing under the laws of the State of Georgia. VSx has the necessary corporate power and authority to carry on its business as it is now being conducted and to own and lease the properties
and assets it now owns and leases. VSx is qualified to transact business as a foreign corporation in the jurisdictions listed on Schedule 3.5, and VSx is not
required to be qualified to transact business in any other jurisdiction.

3.6Liabilities.    VSx does not have any commitment, debt, liability or obligation of
any kind (whether known or unknown, absolute or contingent, liquidated or disputed, or due or to become due, including, without limitation, liability for "Taxes" (as defined in Section 3.17)),
except for (i) those liabilities identified on Schedule 3.6, and (ii) liabilities for employment related costs incurred in the ordinary course of its
business since May 1, 2001. VSx does not have any obligations (absolute or contingent) to provide funds on behalf of, or to guarantee or assume any debt, liability or obligation of, any person
or entity.

3.7Accounts Receivable.    All accounts receivable, fees receivable and notes
receivable owned by or due to VSx, and the respective amounts thereof as of the date of this Agreement, are identified on Schedule 3.7 and represent obligations of
Purchaser for sales made, services performed or other charges arising on or before the Closing Date.

3.8The Assets.    The Assets listed on
Schedule 1.1 represent all of the assets, properties and rights owned by VSx and used in connection with its business, other than the Excluded Assets. VSx owns, and
after the Closing Purchaser shall own, all rights, title and interest in and to the Assets, free and clear of all Encumbrances. All of the personal property, equipment and other tangible property
included in the Assets are in good operating condition and repair (ordinary wear and tear excepted).

3.9Real Property.    VSx has not at any time owned or leased any real property, and
the Assets do not include any right or interest in real property.

3.10Intellectual Property.    The Assets include, and
Schedule 1.1 contains, a correct and complete list of, all copyrights, trademarks, service marks, logos, trade names, patents, processes, inventions, computer
programs, software, firmware and related documentation, trade secrets, confidential business information, goodwill and other intellectual property (including, to the extent applicable, registrations,
applications, and renewals for registrations of each of the foregoing) which are owned and used by VSx in connection with its business (collectively the "Intellectual Property"), including, without
limitation, the computer software program referred to as the "Brain," the functionality of which is described on Schedule 3.10. VSx owns, and after the Closing
Purchaser shall own, all rights, title and interest in and to the Intellectual Property free and clear of all Encumbrances, and none of the Intellectual Property has been copied in whole or in part
from any work of any other party. VSx has not violated or infringed any patent, copyright, trademark, service mark or other intellectual property or other proprietary rights of any other person or
entity, and there are no claims pending or, to the knowledge of VSx or Shareholder, threatened against VSx or Shareholder asserting that the use or ownership of any of the Intellectual Property by VSx
or any other party infringes the rights of any other person or entity. VSx has not made or asserted any claim of violation or infringement of any of the Intellectual Property against any other person
or entity, and neither VSx nor Shareholder is aware

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of any such violation or infringement. VSx has not granted any outstanding licenses or other rights in or to any of the Intellectual Property to any person or entity other than Purchaser.

3.11Contracts and Commitments.    Except as identified on
Schedule 3.11, VSx is not a party to or bound by any written or oral contracts, agreements, leases, guaranties or commitments.

3.12Ordinary Course of Business.    VSx has operated its business in the ordinary
course consistent with past practices since December 31, 1999.

3.13Litigation.    Except as set forth on
Schedule 3.13, there is no litigation, action, suit, arbitration, mediation, hearing or governmental or administrative proceeding or investigation pending or, to
VSx's or Shareholder's knowledge, threatened by or against VSx or Shareholder or that otherwise relates to or may affect any of the Assets or the business of VSx, or that challenges, or that may have
the effect of preventing, delaying, making illegal, or otherwise interfering with, any of the transactions contemplated by this Agreement. No judgment, award, order or decree has been rendered against
VSx which is still outstanding.

3.14Compliance with Laws.    VSx and Shareholder have complied with all statutes,
laws, rules, regulations, orders, decrees and ordinances applicable to VSx or the operation of its business (collectively, the "Laws"), except to the extent any such non-compliance would
not, individually or in the aggregate, have a material adverse effect on the Assets or its business. Neither VSx nor Shareholder has received any written notice alleging any violations of Laws.

3.15Permits and Licenses.    VSx holds all required permits, licenses, approvals and
authorizations from all governmental or regulatory authorities which are necessary to conduct its business in a manner consistent with its past practices, or which are otherwise material to VSx or to
the operation of its business. VSx is in compliance with the terms of such permits, licenses, approvals and authorizations and there are no pending or, to the knowledge of VSx or Shareholder,
threatened terminations, expirations or revocations thereof.

3.16Insurance.    All material terms, obligations and provisions of all policies of
insurance and bonds or cash deposits in lieu of bonds presently maintained by, or providing coverage for VSx or the Assets have been complied with, all premiums due thereon have been paid, and no
notice of cancellation with respect thereto has been received by VSx or Shareholder. No claims are pending under any of such policies or bonds, and to VSx's or Shareholder's knowledge, no state of
facts exists with respect to which VSx would file any insurance claim in the ordinary course of business consistent with past practices. Such policies and bonds provide adequate coverage to insure the
Assets against such risks and in such amounts as are prudent and customary.

3.17Taxes.    VSx and Shareholder have duly and timely filed all "Tax" (as
hereinafter defined) reports and returns required to be filed by or with respect to VSx, and all of such reports and returns are true, correct and complete in all respects. VSx or Shareholder, as the
case may be, has paid on a timely basis all applicable Taxes with respect to VSx for any period of time prior to the Closing, except for Taxes accrued but not yet due and payable. VSx or Shareholder,
as the case may be, has withheld and paid over all Taxes required to have been withheld and paid over by or with respect to VSx, and complied
with all information reporting and backup withholding requirements of or with respect to VSx, including maintenance of required records with respect thereto, in connection with amounts paid or owing
to any employee, creditor, independent contractor, or other third party. VSx has never been a party or subject to any Tax audit, investigation, levy, assessment, collection or pending action,
proceeding or claim, and no notice of the possible institution of any Tax audit, investigation, levy, assessment or collection action, proceeding or claim against VSx has been received by VSx or
Shareholder. No extension of a statute of limitations relating to Taxes is in effect with respect to VSx. VSx (and any predecessor of VSx) has been a validly electing S corporation within the meaning
of Code Sections 1361 and 1362 at all times during its existence. For purposes of this Agreement, "Taxes" shall mean any

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federal, state, local, or foreign income, gross receipts, license, payroll, employment, excise, severance, stamp, occupation, premium, windfall profits, environmental, customs duties, capital stock,
franchise, profits, withholding, social security (or similar), unemployment, disability, real property, personal property, sales, use, transfer, registration, value added, alternative or
add-on minimum, estimated, or other tax of any kind whatsoever owed by or assessable against VSx (or Shareholder, to the extent arising out of the income, assets or operations of VSx),
including any interest, penalty, or addition thereto, whether disputed or not.

3.18Employees.    Schedule 3.18 contains a true
and complete list of the names, titles, and salaries (including bonuses) of each full-time and part-time employee, consultant and advisor of VSx. Except as set forth on
Schedule 3.18, none of such employees have written employment agreements with VSx. Except as otherwise required by applicable federal and state law, all VSx
employees may be terminated by VSx and may terminate their own employment with VSx at any time for any reason or no reason without further obligation or consequence (other than obligations related to
non-competition or non-disclosure of information).

3.19Employee Benefits.    Schedule 3.19 lists all
bonus, stock option, stock purchase, restricted stock, incentive, deferred compensation, medical or life insurance, dental, retiree medical or life insurance, retirement, severance or other benefit
plans, programs or arrangements, whether written or oral, to which it is a party or which are maintained, contributed to or sponsored by VSx for the benefit of any of its current or former employees,
officers or directors (collectively, the "Plans"). VSx has complied in all material respects with its obligations with respect to each such Plan, and each of the Plans has been maintained in material
compliance with all applicable laws and regulations. All salaries and bonuses, deferred compensation and any other payments pursuant to any Plan that are due and payable as of the date hereof have
been paid in full by VSx.

3.20Labor Matters.    VSx is not a party to any collective bargaining or other
agreement of any kind with any union or labor organization. There are no unfair labor practice charges pending or, to the knowledge of VSx or Shareholder, threatened against VSx, and there are no
charges, complaints, claims or proceedings pending or, to the knowledge of VSx or Shareholder, threatened against VSx with respect to any alleged violation of any legal duty (including, but not
limited to, any wage and hour claims, employment discrimination claims or claims arising out of any employment relationship) as to VSx's employees or as to any person seeking employment therefrom, and
to the knowledge of VSx or Shareholder, no basis for any such charges, complaints or claims exists.

3.21Insolvency Proceedings.    No insolvency proceedings of any kind or nature,
including, without limitation, bankruptcy, receivership, reorganization, or other arrangements with creditors, whether voluntary or involuntary, with respect to VSx are pending or threatened.

3.22Year 2000.



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3.23Securities Matters.    Each of Shareholder and VSx (i) understands that
the Note has not been, and will not be, registered under the Securities Act of 1933, as amended (the "Securities Act"), or under any state securities laws; (ii) acknowledges that VSx is
acquiring the Note solely for its own account and not with a view to the distribution or resale thereof, except the possible distribution of the Note to Shareholder pursuant to liquidation or
otherwise; (iii) is a sophisticated investor with knowledge and experience in business and financial matters; (iv) has received certain information concerning Purchaser and has had the
opportunity to obtain additional information as desired in order to evaluate the merits and the risks inherent in holding the Note; and (v) is an "Accredited Investor" (as defined in
Regulation D of the Securities Act).

3.24Representations and Warranties.    No representation or warranty made by VSx or
Shareholder in this Agreement contains or will contain any untrue statement of a material fact as of the Closing Date, and such representations and warranties do not or will not omit any material fact
necessary in order to make any statement contained therein not misleading as of the Closing Date.

3.25Disclosure.    VSx has furnished or made available to Purchaser a true, correct
and complete copy of each document referred to in this Article 3, including the Schedules hereto.

ARTICLE 4REPRESENTATIONS AND WARRANTIES OF PURCHASER

Purchaser hereby represents and warrants, as of the Closing Date, to VSx and Shareholder as follows:

4.1Organization and Good Standing.    Purchaser is a corporation duly organized,
validly existing and in good standing under the laws of the State of Georgia.

4.2Power and Authority.    Purchaser has the corporate power and authority to enter
into this Agreement, to perform its obligations hereunder and to consummate the transactions contemplated hereby. The execution, delivery and performance of this Agreement and the consummation of the
transactions contemplated hereby have been duly authorized by all necessary corporate action on the part of Purchaser, and no other corporate proceedings on the part of Purchaser are necessary to
authorize the execution, delivery and performance of this Agreement by Purchaser.

4.3Binding Effect.    This Agreement and any other agreements or documents and
instruments delivered or to be delivered to VSx pursuant to this Agreement have been duly executed and delivered by Purchaser and constitute the legal, valid and binding obligation of Purchaser,
enforceable against Purchaser in accordance with their terms.

4.4No Violation; Consents.    Neither the execution and delivery of this Agreement by
Purchaser nor the performance by it of its obligations hereunder will:



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4.5Litigation.    There is no litigation, action, suit, arbitration, mediation,
hearing, governmental investigation or similar proceeding pending or, to Purchaser's knowledge, threatened by or against Purchaser, that challenges, or that may have the effect of preventing,
delaying, making illegal or otherwise interfering with, any of the transactions contemplated by this Agreement.

4.6Insolvency Proceedings.    No insolvency proceedings of any kind or nature,
including, without limitation, bankruptcy, receivership, reorganization, or other arrangements with creditors, whether voluntary or involuntary, with respect to Purchaser are pending or threatened.

4.7Representations and Warranties.    No representation or warranty made by Purchaser
in this Agreement contains or will contain any untrue statement of a material fact as of the Closing Date, and such representations and warranties do not or will not omit any material fact necessary
in order to make any statement contained therein not misleading as of the Closing Date.

ARTICLE 5OTHER AGREEMENTS OF THE PARTIES

5.1Bulk Transfers.    Purchaser and VSx hereby waive compliance with the bulk
transfer provisions of the Uniform Commercial Code (or any similar law) to the extent applicable to the transactions contemplated by this Agreement.

5.2Reasonable Efforts.    Upon the terms and subject to the conditions of this
Agreement, each party hereto shall use all reasonable efforts to take or cause to be taken all actions and to do or cause to be done all things necessary, proper or advisable under applicable laws and
regulations to consummate and make effective the transactions contemplated by this Agreement.

5.3Brokers; Expenses.    Each party hereto hereby represents and warrants to the
other that it has not incurred any liability for brokerage fees, finder's fees, agent's commissions or other similar forms of compensation in connection with or in any way related to the transactions
contemplated by this Agreement. Purchaser shall pay only its own fees and expenses (including the fees and expenses of its attorneys, accountants, and other professionals) incurred in connection with
this Agreement and all
transactions contemplated hereby. The fees and expenses of Shareholder and VSx (including the costs and expenses of their respective attorneys, accountants, and other professionals) incurred in
connection with this Agreement and the transaction contemplated hereby will not be a liability of, and will not be paid by, Purchaser.

5.4Publicity.    Neither party shall issue any press release, written public
statement or announcement relating to this Agreement or the transactions contemplated hereby without the prior written approval of the other party in each instance, except to the extent such
disclosure is required by law (in which case the disclosing party shall use all reasonable efforts to give the other party prior notice thereof).

5.5Transfer Taxes.    VSx or Shareholder shall pay, or make adequate provision for
the payment of, in a timely manner, all transfer, sales or other similar taxes resulting from or payable in connection with the sale of Assets pursuant to this Agreement, regardless of the person on
whom such taxes are imposed by legal requirements.

5.6Corporate, Trade or Brand Names.    Each of VSx and Shareholder agree that after
the Closing Date it shall no longer use any corporate, trade or brand name similar to the "Brain" without the

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prior written consent of Purchaser in each instance. VSx and Shareholder will take any action reasonably requested by Purchaser to terminate any fictitious name filing or other indication of VSx's or
Shareholder's right to use any such name.

5.7Restrictive Covenants.



5.8Non-Disclosure Covenant.



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5.9Acknowledgments; Remedies.



ARTICLE 6INDEMNIFICATION

6.1Indemnification by VSx and Shareholder.    Subject to Sections 6.4 and 6.5, VSx
and Shareholder, jointly and severally, hereby agree to indemnify and to promptly defend and hold harmless Purchaser from and against any and all claims, costs, expenses (including, without
limitation, attorneys' fees and court costs), judgments, actions, suits, proceedings, penalties, fines, damages, losses and liabilities of any kind or nature (collectively, "Losses") incurred by
Purchaser resulting from or arising out of:



6.2Indemnification by Purchaser.    Subject to Section 6.4, Purchaser hereby
agrees to indemnify and to promptly defend and hold harmless VSx and Shareholder from and against any and all Losses incurred by VSx or Shareholder resulting from or arising out of: (i) any
breach of any representation or warranty made by Purchaser in this Agreement or any certificate or instrument delivered pursuant

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hereto; and (ii) any breach of any covenant or agreement of Purchaser contained in this Agreement or any certificate or instrument delivered pursuant hereto.

6.3Administration of Third Party Claims.



6.4Survival.    All representations, warranties, covenants and agreements contained
in this Agreement shall survive the Closing. The representations and warranties of each of the parties hereto contained in Articles 3 and 4 of this Agreement shall survive the Closing only until the
expiration of two (2) years after the Closing Date; provided, however, that the representations and warranties set forth in Sections 3.1, 3.2, 3.8, 3.10, 3.17, 3.23, 4.2 and 4.3 shall survive
indefinitely. Any claim for indemnification under this Article 6 with respect to any representations and warranties contained herein must be asserted during the survival period applicable
thereto, if any. In the event notice of any claim for indemnification is given in good faith within the applicable survival period, an Indemnifying Party's obligations with respect to such
indemnification claim shall survive until such time as such claim is finally resolved.

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6.5Limitation on Indemnities.    The combined liability of VSx and Shareholder to
Purchaser for Losses under this Article 6 shall not exceed $2,400,000 in the aggregate, which amount shall include any amounts set off by Purchaser against the Note.

6.6Subrogation.    In the event an Indemnifying Party pays an Indemnified Party's
Losses pursuant to this Article 6, such Indemnifying Party shall be subrogated to the rights the Indemnified Party has against any insurer or other third party with respect thereto (and, upon
the reasonable request of the Indemnifying Party, the Indemnified Party shall take appropriate actions necessary to transfer and assign such rights to the Indemnifying Party).

ARTICLE 7MISCELLANEOUS

7.1Notices.



| |  | If to VSx or
Shareholder: |  | James A. Eckstein
550 Pharr Road, Suite 525
Atlanta, Georgia 30305                                                                  
| |  | ------------------------- |  | ------------------------------------------------------------------------------------------------------------------------------------
| |  | With a copy to:           |  | Philip E. Tribble, Esq.
Morris, Manning & Martin, LLP
1600 Atlanta Financial Center
3343 Peachtree Road, N.E.
Atlanta, Georgia 30326
| |  | If to Purchaser:          |  | CompuCredit Corporation
245 Perimeter Center Parkway, Suite 600
Atlanta, Georgia 30346
Attention: General Counsel                   
| |  | with a copy to:           |  | Robert W. Grout, Esq.
Troutman Sanders LLP
600 Peachtree Street, N.E., Suite 5200
Atlanta, Georgia 30308                            



7.2Entire Agreement.    This Agreement, including all Exhibits and Schedules hereto
(all of which are incorporated herein by this reference), contains the entire agreement and understanding concerning the subject matter hereof between the parties hereto and specifically supersedes
any other agreement or understanding among the parties related to the subject matter hereof.

7.3Waiver; Amendment.    No waiver, termination or discharge of this Agreement, or
any of the terms or provisions hereof, shall be binding upon any party unless confirmed in writing. No waiver by any party of any term or provision of this Agreement or of any default hereunder shall
affect such party's rights thereafter to enforce such term or provision or to exercise any right or remedy in the

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event of any other default, whether or not similar. This Agreement may not be modified or amended except by a writing executed by all parties.

7.4Severability.    If any provision of this Agreement shall be held void, voidable,
invalid or inoperative, no other provision of this Agreement shall be affected as a result thereof, and, accordingly, the remaining provisions of this Agreement shall remain in full force and effect
as though such void, voidable, invalid or inoperative provision had not been contained herein.

7.5Governing Law.    This Agreement shall be governed by and construed in accordance
with the laws of the State of Georgia, without regard to the principles of conflicts of laws.

7.6Assignment.    No party may assign this Agreement, in whole or in part, without
the prior written consent of the other party or parties hereto, and any attempted assignment not in accordance herewith shall be null and void and of no force or effect. Notwithstanding the foregoing,
Purchaser may assign this Agreement without the consent of the other parties hereto to an affiliate of Purchaser; provided, however, that in no event shall any such transfer or assignment relieve
Purchaser from the obligation to pay the Purchase Price to VSx and Shareholder pursuant to this Agreement and the Note.

7.7Binding Effect.    This Agreement shall be binding upon and shall inure to the
benefit of the parties and their respective heirs, representatives, successors and permitted assigns.

7.8Headings.    The titles, captions and headings contained in this Agreement are
inserted for convenience of reference only and are not intended to be a part of or to affect in any way the meaning or interpretation of this Agreement.

7.9Reference with Agreement.    Numbered or lettered articles, Sections, paragraphs,
subsections, schedules and Exhibits herein contained refer to articles, Sections, paragraphs, subsections, schedules and
Exhibits of this Agreement unless otherwise expressly stated. The words "herein," "hereof," "hereunder," "hereby," "this Agreement" and other similar references shall be construed to mean and include
this Agreement and all Exhibits and Schedules and all amendments to any of them unless the context shall clearly indicate or require otherwise.

7.10Interpretation.    This Agreement shall not be construed more strictly against
either party hereto regardless of which party is responsible for its preparation, it being agreed that this Agreement was fully negotiated by both parties.

7.11Further Assurances.    Upon the reasonable request of the other party, each party
agrees to take any and all actions, including, without limitation, the execution of certificates, documents or instruments, necessary or appropriate to give effect to the terms and conditions set
forth in this Agreement.

7.12Counterparts; Fax Signatures.    This Agreement and any agreement, document or
instrument required or contemplated hereby may be executed in one or more counterparts, each of which shall be deemed to be an original, but all of which together shall constitute the same agreement,
document or instrument. Any signature page of any such counterpart, or any electronic facsimile thereof, may be attached or appended to any other counterpart to complete a fully executed counterpart
of such agreement, document or instrument, and any telecopy or other facsimile transmission of any signature shall be deemed an original and shall bind such party.

7.13Definition of Knowledge.    Any reference in this Agreement to VSx's or
Shareholder's "knowledge" (or other similar expressions relating to the knowledge or awareness of VSx or Shareholder) means all matters of which Shareholder or any of the directors or officers of VSx
knew or should have known after a reasonable investigation.

[Signatures Begin on Next Page]

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IN WITNESS WHEREOF, the undersigned have set their hands and seals to this Agreement as of the date first set forth above.

| | "VSx"                     
| | --------------------------
| | VSx CORPORATION           
| | By:                       
| | Name:                     
| | Title:                    
| | (SEAL)                    
| | "Shareholder"             
| | /s/JAMES A. ECKSTEIN(SEAL)
| |                           
| | James A. Eckstein         
| | "Purchaser"               
| | COMPUCREDIT CORPORATION   
| | By:                       
| | Name:                     
| | Title:                    
| | (SEAL)                    

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