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302 Nebraska Reports

BANK v. MICKELS

Cite as 302 Neb. 1009

Carl Bank and Teresa M. Bank, appellants, 

v. Jason J. Mickels, M.D., and Omaha

Orthopedic Clinic & Sports

Medicine, P.C., appellees.

___ N.W.2d ___

Filed April 25, 2019. No. S-18-427.

1. Expert Witnesses: Appeal and Error. The standard for reviewing the 

admissibility of expert testimony is abuse of discretion.

2. Jury Instructions: Appeal and Error. Whether a jury instruction is 

correct is a question of law, which an appellate court independently 

decides.

3. Jury Instructions: Proof: Appeal and Error. To establish reversible 

error from a court’s failure to give a requested jury instruction, an 

appellant has the burden to show that (1) the tendered instruction is a 

correct statement of the law, (2) the tendered instruction was warranted 

by the evidence, and (3) the appellant was prejudiced by the court’s 

failure to give the requested instruction.

4. Motions for Mistrial: Appeal and Error. Decisions regarding motions 

for mistrial are directed to the discretion of the trial court and will be 

upheld in the absence of an abuse of discretion.

5. Motions for New Trial: Appeal and Error. An appellate court reviews 

a denial of a motion for new trial or, in the alternative, to alter or amend 

the judgment, for an abuse of discretion.

6. Judges: Words and Phrases. A judicial abuse of discretion exists when 

the reasons or rulings of a trial judge are clearly untenable, unfairly 

depriving a litigant of a substantial right and denying just results in matters submitted for disposition.

7. Trial: Evidence: Witnesses: Impeachment. A ruling on evidence of a 

collateral matter intended to affect the credibility of a witness is within 

the discretion of a trial court.

8. Statutes: Appeal and Error. Generally, statutory language is to be 

given its plain and ordinary meaning, and an appellate court will not 

Nebraska Supreme Court Online Library

www.nebraska.gov/apps-courts-epub/

05/24/2019 12:06 AM CDT
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Cite as 302 Neb. 1009

resort to interpretation to ascertain the meaning of statutory words 

which are plain, direct, and unambiguous.

9. Health Care Providers: Informed Consent. Neb. Rev. Stat. § 44-2816 

(Reissue 2010) does not require that informed consent be written.

Appeal from the District Court for Douglas County: Thomas

A. Otepka, Judge. Affirmed.

Jason M. Bruno and Jared C. Olson, of Sherrets, Bruno & 

Vogt, L.L.C., for appellants.

William M. Lamson, Jr., and William R. Settles, of Lamson, 

Dugan & Murray, L.L.P., for appellees.

Heavican, C.J., Miller-Lerman, Cassel, Stacy, Funke, 

Papik, and Freudenberg, JJ.

Miller-Lerman, J.

I. NATURE OF CASE

Carl Bank and Teresa M. Bank sued Dr. Jason J. Mickels 

and Omaha Orthopedic Clinic & Sports Medicine, P.C. (collectively Mickels), in the district court for Douglas County 

for medical malpractice and loss of consortium. Their complaint alleged that Dr. Mickels breached the standard of care 

because he failed to obtain informed consent before performing an injection and manipulation procedure on Carl’s 

shoulder and failed to diagnose and treat an infection that 

ultimately caused permanent injury and serious daily pain. 

During the jury trial, the court made various rulings regarding the admission of evidence, including witness testimony, 

and jury instructions, with which the Banks take issue. A 

jury returned a general verdict in favor of Mickels. The court 

overruled various posttrial motions by which the Banks had 

requested a new trial. The Banks appeal. We analyze the 

Banks’ assignments of error below and determine that they 

are without merit. We specifically conclude that Neb. Rev. 

Stat. § 44-2816 (Reissue 2010) does not require informed 

consent to be written and that the court’s jury instruction to 
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that effect was a correct statement of the law and warranted 

by the evidence. We affirm.

II. STATEMENT OF FACTS

Our statement of facts is taken from the evidence presented at trial. Carl’s physician referred him to Dr. Mickels, 

an orthopedic surgeon, for a rotator cuff tear in August 2012. 

Dr. Mickels performed surgery to repair the rotator cuff in 

September 2012. Following the surgery, Carl kept his arm in a 

sling and completed physical therapy and recommended exercises. At the first postoperative visit, on October 2, Carl was 

recovering as expected. Carl testified that soon after, in early 

October, he was slammed forward into the passenger restraints 

in his automobile when his wife braked to avoid colliding with 

another vehicle. Carl testified that his pain had continued, but 

not worsened, after the braking incident. He returned to Dr. 

Mickels to make sure that the near-collision had not affected 

his shoulder. Carl testified that Dr. Mickels performed x rays 

and stated that “everything was fine, all the pins were in place 

and not to worry about it.”

According to Carl’s testimony, not everything was fine. 

Carl continued to experience pain when he followed up with 

Dr. Mickels on November 20, 2012. Dr. Mickels injected a 

local anesthetic into the shoulder joint to allow him to test 

the range of motion in Carl’s affected shoulder. The purpose 

of the procedure was to assess the range of motion without 

pain to determine if Carl’s limited range of motion was due 

to inadequate pain controls. Dr. Mickels testified that he and 

Carl discussed the risk of increased pain after an injection 

and range of motion procedure and that they discussed the 

risk of infection from any injection. Dr. Mickels noted that 

Carl had tattoos and was not a “stranger to needles,” and 

according to Dr. Mickels, Carl stated he had never had an 

infection from receiving any of his tattoos. Carl testified that 

Dr. Mickels did not explain the risks of the manipulation and 

injection. Carl did not sign an informed consent form for the 
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procedure and testified that he would not have agreed to go 

forward with the injection and procedure if the risks had been 

explained to him. During the range of motion procedure, as 

Dr. Mickels raised the arm, Carl heard cracking and popping noises in his shoulder. He recalled that Dr. Mickels told 

him those sounds were “a good sign” of scar tissue breaking down. During the procedure, Dr. Mickels observed that 

Carl “had a pretty stiff shoulder,” so he prescribed additional 

physical therapy.

Carl testified that his shoulder was more painful after the 

November 2012 procedure. He reported that his range of 

motion was continuing to decline and that his pain was severe. 

At trial, Carl attributed the pain to the November injection 

and procedure. Dr. Mickels testified that his medical records 

attributed Carl’s worsening pain to the automobile incident 

in October.

In December 2012, Dr. Mickels ordered x rays and an 

MRI. Dr. Mickels described the MRI results and testified that 

the findings pointed to a stress fracture or, less likely, avascular necrosis. He recommended that Carl take a break from 

therapy and perform exercises at home to rest over the next 

couple of weeks. At this point, Carl was back to work with 

restrictions.

Carl returned on December 20, 2012, at which time Dr. 

Mickels noted some muscular atrophy in Carl’s shoulder. Dr. 

Mickels asked a partner physician to observe Carl to see if he 

had “any other ideas.” Dr. Mickels ordered electrodiagnostic 

studies to evaluate nerve function, and Carl’s results were 

normal. At the next visit, on January 9, 2013, Dr. Mickels 

recommended that Carl return to therapy and continued his 

work restrictions.

At this point, Carl had not improved, and he sought a second opinion from Dr. Charles Rosipal, an orthopedic surgeon, 

on January 14, 2013. Dr. Rosipal ordered a CT scan and suspected an infection. He requested a radiologist to perform a 

CT-guided needle aspiration to obtain material to culture and 
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check for bacteria. However, the culture was negative and Dr. 

Rosipal noted, “There does not appear to be any active infection in the shoulder.”

Dr. Rosipal scheduled shoulder replacement surgery for 

April 1, 2013, but when he opened Carl’s shoulder, he found 

that a serious infection had eroded essentially all of the cartilage in the joint. Dr. Rosipal installed a temporary joint and 

prescribed strong antibiotics. A permanent replacement joint 

was installed in May 2013.

Carl has severe ongoing shoulder pain and stiffness that 

requires frequent physical therapy treatments and reduces his 

quality of life. He avoids public places because of the risk of 

someone’s bumping into him.

The Banks brought this action in the district court for 

Douglas County, claiming medical malpractice and loss of 

consortium against Mickels. Their complaint alleged that Dr. 

Mickels breached the standard of care required of medical 

providers in Omaha, Nebraska, because he failed to obtain 

informed consent before performing an injection and manipulation procedure on Carl’s shoulder and because he failed to 

diagnose and treat an infection. The Banks alleged that Dr. 

Mickels’ negligence caused the infection to destroy Carl’s joint 

before another doctor could treat it.

Trial was held on December 11 through 14, 2017. Both parties called expert witnesses. The Banks called two experts, Drs. 

Sonny Bal and Roger Massie, the latter of whom appeared by 

deposition. Dr. Bal is an orthopedic surgeon from Columbia, 

Missouri. He testified that Dr. Mickels fell below the standard of care by failing to obtain informed consent for the 

November 20, 2012, procedure, stating, “There’s some question as to whether or not the patient was informed. And if the 

patient was not told or given the information that a reasonable 

health care provider would give, that’s below the standard of 

care.” According to Dr. Bal, the standard of care required the 

patient be given information that there was a risk of a fracture 

and a risk of infection.
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Dr. Bal also testified that Dr. Mickels fell below the standard of care because “despite many, many pieces of evidence 

pointing to an infection, [Carl] never got a workup or evaluation for infection.” Dr. Bal testified that Dr. Mickels performed the rotator cuff repair properly, but that Carl’s lack of 

improvement after surgery was a “red flag.”

On cross-examination, Mickels’ counsel questioned Dr. Bal 

about the compensation he received for his work as an expert 

witness in this case. Mickels’ counsel offered several bills 

into evidence that documented Dr. Bal’s expert witness fees. 

These were received without objection. On redirect, the Banks’ 

counsel asked Dr. Bal what he does with the money he earns 

from expert witness work. Mickels objected on the basis of 

relevancy. In an offer of proof, the Banks’ counsel represented 

that Dr. Bal donated this money to charity. The district court 

sustained Mickels’ objection to this question.

The Banks also called Dr. Massie, a family physician from 

Malcolm, Nebraska, whose opinions were generally similar 

to Dr. Bal’s. Dr. Massie explicitly opined that the standard of 

care required that Dr. Mickels obtain written informed consent from Carl for the November 20, 2012, procedure. Dr. 

Massie explained that written consent is “a generic form that 

is signed by the patient that you have in detail explained to the 

patient the risk, benefits, complications that could accrue to 

such procedure.”

Mickels called Dr. John Wright as an expert witness on 

the standard of care. Dr. Wright is an orthopedic surgeon 

who practices general orthopedics in Kearney, Nebraska. Dr. 

Wright testified to his schooling, training, experience, and publications. Dr. Wright became board certified by the American 

Board of Orthopaedic Surgery in 2001 and recertified in 2010. 

His practice predominantly involves joint replacement surgery 

and sports medicine and includes rotator cuff repairs.

Dr. Wright testified that Dr. Mickels’ care and treatment of 

Carl met the standard of care and that Dr. Mickels obtained 

appropriate informed consent for the November 20, 2012, 
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procedure. He testified that the injection into Carl’s shoulder 

“was done according to acceptable techniques and community 

standards.” He opined that the procedure did not cause Carl’s 

infection or fracture. Later in the trial, the Banks unsuccessfully sought to strike Dr. Wright’s testimony.

Although the Banks had not objected to the following question during the receipt of evidence, after both parties had 

rested, the Banks moved for a mistrial, arguing that Dr. Wright 

had mentioned insurance deductibles during his testimony, 

which violated an order in limine prohibiting the mention of 

insurance. The relevant testimony was as follows:

Q [by Mickels’ counsel:] Okay. Do you have any — 

any operation scheduled where you’re going to be replacing either a shoulder or operating on a shoulder or doing 

a rotator cuff repair?

A [by Dr. Wright:] Several. My surgery schedule is 

booked full through February right now.

Q Okay. This is usually a busy time of year because of 

the deductibles and everybody kind of wants to get that 

elective surgery in, am I right?

A Right.

Q Okay.

A For better, for worse, I don’t have a slow time of 

year anymore.

The district court overruled the Banks’ motion for mistrial.

Next, the Banks moved to strike all of Dr. Wright’s testimony because they claimed he had not established that he was 

familiar with the standard of care in Omaha or similar communities. The district court also overruled this motion.

Dr. Mickels also testified as to his treatment and care of 

Carl. He testified that a rotator cuff repair “is one of the more 

painful surgeries . . . in orthopedics” and that it takes up to 6 

weeks for the shoulder to “heal enough to withstand the individual’s own motion and active motion of that arm.”

At trial, the Banks requested a jury instruction based on 

NJI2d Civ. 4.09 regarding the activation or aggravation of a 
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preexisting condition. The district court refused the proposed 

instruction. Regarding the jury instructions actually delivered, 

the court modified NJI2d Civ. 12.03 and advised the jury that 

“[a] written consent is not required in order for a physician to 

meet the standard of care.”

After the jury returned a general verdict in favor of 

Mickels, the Banks filed a motion to alter or amend the judgment and a motion for a new trial, which were denied. The 

Banks appealed.

III. ASSIGNMENTS OF ERROR

The Banks make various claims on appeal which are summarized and restated as follows: With regard to the expert 

witnesses at trial, the Banks claim that the district court erred 

when it declined to strike Dr. Wright’s testimony for lack of 

familiarity with community standards and should have permitted Dr. Bal’s additional testimony regarding his donative 

intent for his expert witness fee. They assert that the district 

court erred when it instructed the jury that written consent 

is not required for informed consent and when it refused to 

instruct the jury on the aggravation of a preexisting condition. 

They further claim that the district court erred when it overruled the Banks’ various motions concerning the reference to 

insurance and the collateral source rule, their motion for mistrial, their motion to alter or amend the judgment, and their 

motion for new trial.

IV. STANDARDS OF REVIEW

[1] The standard for reviewing the admissibility of expert 

testimony is abuse of discretion. Hemsley v. Langdon, 299 Neb. 

464, 909 N.W.2d 59 (2018).

[2] Whether a jury instruction is correct is a question of 

law, which an appellate court independently decides. First Nat. 

Bank North Platte v. Cardenas, 299 Neb. 497, 909 N.W.2d 

79 (2018).

[3] To establish reversible error from a court’s failure to 

give a requested jury instruction, an appellant has the burden 
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to show that (1) the tendered instruction is a correct statement of the law, (2) the tendered instruction was warranted 

by the evidence, and (3) the appellant was prejudiced by the 

court’s failure to give the requested instruction. Armstrong v. 

Clarkson College, 297 Neb. 595, 901 N.W.2d 1 (2017).

[4] Decisions regarding motions for mistrial are directed 

to the discretion of the trial court, and will be upheld in the 

absence of an abuse of discretion. Hike v. State, 288 Neb. 60, 

846 N.W.2d 205 (2014).

[5,6] An appellate court reviews a denial of a motion for 

new trial or, in the alternative, to alter or amend the judgment, 

for an abuse of discretion. Hemsley v. Langdon, supra. A judicial abuse of discretion exists when the reasons or rulings of 

a trial judge are clearly untenable, unfairly depriving a litigant 

of a substantial right and denying just results in matters submitted for disposition. Id.

V. ANALYSIS

1. Objections to Expert Witness Testimony

(a) Objection to Dr. Wright’s Testimony

The Banks request a new trial because the district court 

declined to strike Dr. Wright’s testimony about the standard of 

care. They argue that Dr. Wright lacked foundation to opine on 

the standard of care in Omaha because he practices in Kearney 

and did not specifically testify he was familiar with the standard of care in Omaha. We reject this assignment of error.

The applicable standard of care for cases arising under 

the Nebraska Hospital-Medical Liability Act, Neb. Rev. Stat. 

§ 44-2801 et seq. (Reissue 2010), includes a locality focus. 

Hemsley v. Langdon, supra. To establish the customary standard of care in a particular case, expert testimony by a 

qualified medical professional is normally required. Id. This 

testimony is premised on the expert’s personal knowledge of, 

and familiarity with, the customary practice among medical 

professionals in the same or similar locality under like circumstances. Id.
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In this case, Mickels designated Dr. Wright to testify regarding the standard of care. Dr. Wright testified that “[w]hen 

[Carl’s] shoulder was injected with local anesthetic, it was 

done according to acceptable techniques and community 

standards.”

Given that Dr. Wright was trained at the national level and, 

at the time of trial, served on the faculty of the University 

of Nebraska, there was evidence from which we can assume 

the jury reasonably found that the locality standard had been 

satisfied when it returned a general verdict for Mickels. 

See, also, Hamilton v. Bares, 267 Neb. 816, 678 N.W.2d 

74 (2004) (comparing Bellevue, Nebraska, and Lincoln, 

Nebraska); Walls v. Shreck, 265 Neb. 683, 658 N.W.2d 686 

(2003) (comparing North Platte, Nebraska, and Scottsbluff, 

Nebraska).

(b) Relevance Objection Regarding 

Dr. Bal’s Expert Witness Fees

The Banks next contend that the district court abused its 

discretion when it sustained Mickels’ objection to testimony 

meant to rehabilitate Dr. Bal. At trial, Mickels attempted to 

impeach Dr. Bal’s credibility by portraying him as a profiteering “traveling witness,” and the Banks wished to show that 

Dr. Bal donates expert witness fees to charity and that he is 

worthy of belief.

[7] Given the context of the ruling, we determine that the 

Banks have failed to demonstrate that they were prejudiced 

by the court’s ruling which excluded additional testimony by 

Dr. Bal. A ruling on evidence of a collateral matter intended 

to affect the credibility of a witness is within the discretion of 

a trial court. Capps v. Manhart, 236 Neb. 16, 458 N.W.2d 742 

(1990). The district court did not abuse its discretion.

2. Jury Instructions

With regard to jury instructions, the Banks claim that the 

district court erred when it modified a pattern instruction 

on informed consent and refused to give an instruction on 
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activation or aggravation of a preexisting condition. Neither 

claim has merit.

(a) Form of Informed Consent 

Under § 44-2816

The Banks contend that oral consent alone is not sufficient 

to satisfy informed consent under § 44-2816 and that the 

district court erred when, in a modification of pattern jury 

instruction NJI2d Civ. 12.03, it instructed the jury over objection that “[a] written consent is not required in order for a 

physician to meet the standard of care.” The Banks contend 

that the modification was contrary to law. We do not agree.

In Nebraska, actions against qualified healthcare providers 

for failure to obtain informed consent are governed by the 

Nebraska Hospital-Medical Liability Act. § 44-2801 et seq. 

Section 44-2816 provides:

Informed consent shall mean consent to a procedure 

based on information which would ordinarily be provided to the patient under like circumstances by health 

care providers engaged in a similar practice in the locality or in similar localities. Failure to obtain informed 

consent shall include failure to obtain any express or 

implied consent for any operation, treatment, or procedure in a case in which a reasonably prudent health 

care provider in the community or similar communities 

would have obtained an express or implied consent for 

such operation, treatment, or procedure under similar 

circumstances.

We have said informed consent concerns a doctor’s duty to 

inform his or her patient of the risks involved in treatment 

or surgery. Curran v. Buser, 271 Neb. 332, 711 N.W.2d 562 

(2006) (citing W. Page Keeton et al., Prosser and Keeton on the 

Law of Torts § 32 (5th ed. 1984)). It is settled that § 44-2816 

requires doctors to

“provide their patients with sufficient information to 

permit the patient himself to make an informed and 
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intelligent decision on whether to submit to a proposed 

course of treatment or surgical procedure. Such a disclosure should include the nature of the pertinent ailment or condition, the risks of the proposed treatment 

or procedure, and the risks of any alternative methods of 

treatment, including the risks of failing to undergo any 

treatment at all. . . .”

Eccleston v. Chait, 241 Neb. 961, 967, 492 N.W.2d 860, 

864 (1992).

Quoting Fay A. Rozovsky, Consent to Treatment: A Practical 

Guide § 1.0 (2d ed. 1990), the Supreme Court of Kentucky 

explained, “‘Consent is a process, not a document. Authorization 

for treatment is the culmination of a discussion . . . . The documentation, the so-called consent form, is not the consent, for 

that lies instead in the conclusion of the discussion between 

the patient and the physician . . . .’” Kovacs v. Freeman, 957 

S.W.2d 251, 254 (1997). We agree with this description of consent and conclude it is consistent with informed consent under 

§ 44-2816.

[8,9] We have not explicitly decided whether informed 

consent reflecting the receipt of information described in 

§ 44-2816 must be in writing. Generally, statutory language is 

to be given its plain and ordinary meaning, and an appellate 

court will not resort to interpretation to ascertain the meaning 

of statutory words which are plain, direct, and unambiguous. 

Wisner v. Vandelay Investments, 300 Neb. 825, 916 N.W.2d 

698 (2018). The statutory language of § 44-2816 is not 

ambiguous, requiring a patient to receive “information which 

would ordinarily be provided to the patient under like circumstances by health care providers engaged in a similar practice 

in the locality or in similar localities.” The plain meaning of 

the language addresses the extent of information to be given. 

Section 44-2816 does not prescribe the form for providing the 

information and, to the contrary, states that informed consent 

may be “express or implied,” suggesting that the requirement of the statute can be met in more than one form. The 
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Legislature did not require that informed consent be written. 

Although some states mention written informed consent in 

their general informed consent statutes, Nebraska does not. 

See Christine Coughlin, E-Consent: Can Informed Consent Be 

Just a Click Away?, 50 Wake Forest L. Rev. 381 (2015). We 

will not insert a writing requirement where the Legislature has 

not restricted the form of informed consent, and we therefore 

hold that § 44-2816 does not require that informed consent 

be written.

Our reading of § 44-2816 is consistent with other jurisdictions that have considered the issue under similar informed 

consent statutes. See, e.g., Cooper v. U.S., 903 F. Supp. 953 

(D. S.C. 1995); Holley v. Huang, 284 P.3d 81 (Colo. App. 

2011); Rowe v. Kim, 824 A.2d 19 (Del. Super. 2003), affirmed

832 A.2d 1252 (Del. 2003); Kovacs v. Freeman, supra; Yahn v. 

Folse, 639 So. 2d 261 (La. App. 1993); Patterson v. Van Wiel, 

91 N.M. 100, 570 P.2d 931 (N.M. App. 1977).

The court’s jury instruction was a correct statement of the 

law and was warranted by the evidence. Although the court’s 

instruction was triggered by the evidence in the case, we do 

not rule that this modified instruction must be given in every 

case. To the extent the Banks suggest they were disadvantaged 

by the instruction, we reject the argument. The jury heard the 

testimony of the Banks’ witness, Dr. Massie, who urged that 

informed consent be written, and by its verdict, the jury did not 

accept that testimony.

(b) Activation or Aggravation of 

Preexisting Condition Proposed 

Jury Instruction

At trial, the Banks requested and the district court rejected 

a jury instruction regarding the activation or aggravation of a 

preexisting condition, based on NJI2d Civ. 4.09. The district 

court rejected the proposed instruction. On appeal, the Banks 

claim the district court erred when it rejected their proposed 

instruction. We find no merit in this assignment of error.
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To establish reversible error from a court’s failure to give 

a requested jury instruction, an appellant has the burden to 

show that (1) the tendered instruction is a correct statement 

of the law, (2) the tendered instruction was warranted by the 

evidence, and (3) the appellant was prejudiced by the court’s 

failure to give the requested instruction. Rodriguez v. Surgical 

Assocs., 298 Neb. 573, 905 N.W.2d 247 (2018). However, if 

the instructions given, which are taken as a whole, correctly 

state the law, are not misleading, and adequately cover the 

issues submissible to a jury, there is no prejudicial error concerning the instructions and necessitating a reversal. Id.

When the jury returns a general verdict for one party, an 

appellate court applies the general verdict rule and presumes 

that the jury found for the successful party on all issues raised 

by that party and presented to the jury. See id. In similar 

cases, we presumed that the jury found for appellees on all 

issues presented to it, and we have interpreted the verdict as 

finding that the plaintiff failed to prove that the defendant 

was the proximate cause of the plaintiff’s injuries. See id. A 

preexisting condition instruction concerns the apportionment 

of damages. See David v. DeLeon, 250 Neb. 109, 547 N.W.2d 

726 (1996). Here, the jury did not reach a special verdict, and 

thus, its verdict was a general verdict. See Neb. Rev. Stat. 

§ 25-1122 (Reissue 2016). When it reached a general verdict, 

the jury presumably decided that Dr. Mickels’ conduct was 

not the proximate cause of Banks’ injuries, and the jury never 

reached the issue of damages or preexisting conditions. The 

Banks were not prejudiced when the district court rejected 

their proposed preexisting condition instruction, and they cannot show reversible error.

3. Collateral Source Rule Violation: 

Reference to Insurance

Finally, the Banks claim that the district court erred when 

it denied the Banks’ motion for mistrial and motion to alter or 

amend and for a new trial based on a question asked by counsel 
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for Mickels of Dr. Wright on direct examination. The Banks 

contend that the question and answer violated both the collateral source rule and the district court’s order in limine that 

prohibited the reference to insurance. See, also, Countryside 

Co-op v. Harry A. Koch Co., 280 Neb. 795, 790 N.W.2d 873 

(2010). Under the circumstances presented by this case, the 

brief, casual, and isolated mention of “deductibles” does not 

warrant a new trial.

The testimony in question was as follows:

Q [by Mickels’ counsel:] Okay. This is usually a busy 

time of the year because of the deductibles and everybody kind of wants to get that elective surgery in, am 

I right?

A [by Dr. Wright:] Right.

Q Okay.

A For better, for worse, I don’t have a slow time of 

year anymore.

Our precedent in Genthon v. Kratville, 270 Neb. 74, 701 

N.W.2d 334 (2005) (superseded by statute on other grounds 

as noted in Kelly v. Saint Francis Med. Ctr., 295 Neb. 650, 

889 N.W.2d 613 (2017)), is relevant here. Not every casual or 

inadvertent reference to an insurance company in the course 

of trial will necessitate a mistrial. Genthon v. Kratville, supra.

We have stated that “[w]hether the disclosure is such as to 

constitute error depends essentially upon the facts and circumstances peculiar to the case under consideration.” Id. at 87, 701 

N.W.2d at 347.

The Banks did not object to Mickels’ counsel’s question 

or move to strike the answer during the receipt of evidence, 

but they did move for a mistrial after the parties had rested. 

Ignoring the issue of whether the “deductibles” reference was 

inadvertent, the exchange was not emphasized. The reference 

did not telegraph to the jury information on whether Carl had 

received the benefits of health insurance which might have 

reduced his damages in this case. The effect of the question 

and answer was mitigated by jury instructions that explained 
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the collateral source rule. Under the circumstances of this 

case, it was not prejudicial to the Banks and does not warrant 

a new trial.

VI. CONCLUSION

For the reasons explained above, we find no merit to 

the Banks’ assignments of errors and specifically hold that 

§ 44-2816 does not require that informed consent be written.

Affirmed.