Exhibit 10.5


 


EXECUTION COPY


 


ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES
AGREEMENT


 


This is an Assignment
of Representations and Warranties Agreement (the “Agreement”) made as of the 23rd day of May, 2013, among
Redwood Residential Acquisition Corporation, a Delaware corporation (“Assignor”), Sequoia Residential Funding, Inc.,
a Delaware corporation (“Depositor”), Wilmington Trust, National Association, a national banking association, not in
its individual capacity but solely as trustee (in such capacity, the “Trustee” or the “Assignee”) under
a Pooling and Servicing Agreement dated as of May 1, 2013 (the “Pooling and Servicing Agreement”), and WJ Bradley Mortgage
Capital, LLC, a Delaware corporation (“WJ Bradley”).


 


In consideration of
the mutual promises contained herein, the parties hereto agree that the mortgage loans (the “Mortgage Loans”) listed
on Attachment 1 annexed hereto (the “Mortgage Loan Schedule”) are subject to the terms of the Flow Mortgage Loan Purchase
and Sale Agreement dated as of July 1, 2012, between Assignor and WJ Bradley (the “Purchase Agreement”) as modified
or supplemented by this Agreement. Unless otherwise specified herein, capitalized terms used herein but not defined shall have
the meanings ascribed to them in the Purchase Agreement. Assignor will sell the Mortgage Loans to Depositor pursuant to a Mortgage
Loan Purchase and Sale Agreement dated the date hereof, and Depositor will sell the Mortgage Loans to Assignee pursuant to the
Pooling and Servicing Agreement.


 


Assignment 


 


1.            Assignor
hereby grants, transfers and assigns to Depositor all of its right, title and interest in, to and under the representations and
warranties made by WJ Bradley pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, and Depositor hereby
accepts such assignment from Assignor.


 


2.            Depositor
hereby grants, transfers and assigns to Assignee all of its right, title and interest in, to and under the representations and
warranties made by WJ Bradley pursuant to the Purchase Agreement to the extent relating to the Mortgage Loans, Depositor is released
from all obligations under the Purchase Agreement, and Assignee hereby accepts such assignment from Depositor.


 


3.            WJ
Bradley hereby acknowledges the foregoing assignments.


 


Representations and Warranties


 


4.            Assignor
warrants and represents to, and covenants with, Depositor, Assignee and WJ Bradley as of the date hereof that:


 


(a)        Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 




    	 



    	 



    

 


(b)          Assignor
is the lawful owner of its interests and rights under the Purchase Agreement to the extent of the Mortgage Loans, free and clear
from any and all claims and encumbrances whatsoever, and upon the transfer of the representations and warranties to Assignee as
contemplated herein, Assignee shall have good title to such representations and warranties under the Purchase Agreement to the
extent of the Mortgage Loans, free and clear of all liens, claims and encumbrances;


 


(c)          There
are no offsets, counterclaims or other defenses available to WJ Bradley with respect to the Purchase Agreement;


 


(d)          Assignor
is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has all requisite
power and authority to enter into and perform its obligations under the Purchase Agreement;


 


(e)          Assignor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Assignor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of
Assignor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Assignor is now
a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which Assignor
or its property is subject. The execution, delivery and performance by Assignor of this Agreement and the consummation by it of
the transactions contemplated hereby, have been duly authorized by all necessary corporate action on the part of Assignor. This
Agreement has been duly executed and delivered by Assignor and, upon the due authorization, execution and delivery by Assignee,
will constitute the valid and legally binding obligation of Assignor enforceable against Assignor in accordance with its terms
except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter
in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability
is considered in a proceeding in equity or at law; and


 


(f)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Assignor in connection with the execution, delivery or performance by Assignor of this Agreement, or
the consummation by it of the transactions contemplated hereby.


 


5.            Depositor
warrants and represents to, and covenants with, Assignor, Assignee and WJ Bradley that as of the date hereof:


 


(a)          Depositor
is a Delaware corporation duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;


 




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(b)          Depositor
has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of Depositor’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of Depositor’s charter or by-laws or any legal restriction, or any material agreement or instrument to which Depositor is
now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
Depositor or its property is subject. The execution, delivery and performance by Depositor of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of Depositor.
This Agreement has been duly executed and delivered by Depositor and, upon the due authorization, execution and delivery by the
other parties hereto, will constitute the valid and legally binding obligation of Depositor enforceable against Depositor in accordance
with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws
now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether
enforceability is considered in a proceeding in equity or at law; and


 


(c)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by Depositor in connection with the execution, delivery or performance by Depositor of this Agreement, or
the consummation by it of the transactions contemplated hereby other than any that have been obtained or made.


 


6.            Assignee
warrants and represents to, and covenants with, Assignor, Depositor and WJ Bradley that as of the date hereof:


 


(a)          Wilmington
Trust, National Association, in its individual capacity is a national banking association duly organized, validly existing and
in good standing under the laws of the jurisdiction of its organization; and


 


(b)          Assignee
has been directed to enter into this Agreement pursuant to the provisions of the Pooling and Servicing Agreement. The execution,
delivery and performance by Assignee of this Agreement and the consummation by it of the transactions contemplated hereby, have
been duly authorized by all necessary action on part of Assignee. This Agreement has been duly executed and delivered by Assignee
and, upon the due authorization, execution and delivery by the other parties hereto, will constitute the valid and legally binding
obligation of Assignee enforceable against Assignee in accordance with its terms except as enforceability may be limited by bankruptcy,
reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally,
and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law.


 




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7.            WJ
Bradley warrants and represents to, and covenants with, Assignor, Depositor and Assignee as of the date hereof that:


 


(a)          Attached
hereto as Attachment 2 is a true and accurate copy of the Purchase Agreement, which agreement is in full force and effect as of
the date hereof and the provisions of which have not been waived, amended or modified in any respect, nor has any notice of termination
been given thereunder;


 


(b)          WJ
Bradley is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation, and has
all requisite power and authority to perform its obligations under the Purchase Agreement;


 


(c)          WJ
Bradley has full corporate power and authority to execute, deliver and perform its obligations under this Agreement, and to consummate
the transactions set forth herein. The consummation of the transactions contemplated by this Agreement is in the ordinary course
of WJ Bradley’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions
of WJ Bradley’s charter or by-laws or any legal restriction, or any material agreement or instrument to which WJ Bradley
is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which
WJ Bradley or its property is subject. The execution, delivery and performance by WJ Bradley of this Agreement and the consummation
by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action on part of WJ Bradley.
This Agreement has been duly executed and delivered by WJ Bradley and, upon the due authorization, execution and delivery by Assignor,
Assignee and the Depositor, will constitute the valid and legally binding obligation of WJ Bradley enforceable against WJ Bradley
in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other
similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless
of whether enforceability is considered in a proceeding in equity or at law; and


 


(d)          No
consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required
to be obtained or made by WJ Bradley in connection with the execution, delivery or performance by WJ Bradley of this Agreement,
or the consummation by it of the transactions contemplated hereby.


 


Restated WJ Bradley Representations and
Warranties


 


8.            Pursuant
to Section 32(d) of the Purchase Agreement, WJ Bradley hereby restates to Depositor and Assignee, as if fully set forth herein,
as of the related Closing Date, the representations and warranties set forth in Subsection 7.01 of the Purchase Agreement, and,
as of the date hereof, the representations and warranties set forth in Subsection 7.02 of the Purchase Agreement.


 




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In the event of a breach
of any representations and warranties referred to in the immediately preceding paragraph as of the related Closing Date or the
date hereof, as the case may be, Assignee shall be entitled to all the remedies under the Purchase Agreement, including, without
limitation, the right to compel WJ Bradley to repurchase Mortgage Loans pursuant to Section 7.03 of the Purchase Agreement, subject
to the provisions of Section 10.


 


Recognition of Assignee


 


9.            From
and after the date hereof, subject to Section 10 below, WJ Bradley shall recognize Assignee as owner of the Mortgage Loans and
will perform its obligations hereunder for the benefit of the Assignee in accordance with the Purchase Agreement, as modified
hereby or as may be amended from time to time, as if Assignee and WJ Bradley had entered into a separate purchase agreement for
the purchase of the Mortgage Loans in the form of the Purchase Agreement, the terms of which are incorporated herein by reference,
as amended by this Agreement. 


 


Enforcement of Rights 


 


10.          (a)          Controlling
Holder Rights. WJ Bradley agrees and acknowledges that Sequoia Mortgage Funding Corporation, an Affiliate of the Depositor,
in its capacity as the initial Controlling Holder (as defined in the Pooling and Servicing Agreement) pursuant to the Pooling and
Servicing Agreement, and for so long as it is the Controlling Holder, will exercise all of Assignee’s rights as Purchaser
under the following section of the Purchase Agreement:


 


Purchase
Agreement:


 


	Section or Subsection	Matter
	 	 
	7.03, other than 7.03(c)	Repurchase and Substitution


 


(b)          If
there is no Controlling Holder under the Pooling and Servicing Agreement, then all rights that are to be exercised by the Controlling
Holder pursuant to Section 10(a) shall be exercised by Assignee.


 


Amendments to Purchase Agreement


 


11.          The
parties agree that the Purchase Agreement shall be amended, solely with respect to the Mortgage Loans, as follows:


 


(a)          Definitions.


 


(i)          The
definitions of “Business Day” and “Repurchase Price” set forth in Section 1 of the Purchase Agreement shall
be deleted and replaced in their entirety as follows:


 




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Business
Day: Any day other than (i) a Saturday or a Sunday, (ii) a legal holiday in the states of California, Delaware, Maryland,
Minnesota, Missouri or New York, (iii) a day on which banks in the states of California, Delaware, Maryland, Minnesota, Missouri
or New York, are authorized or obligated by law or executive order to be closed or (iv) a day on which the New York Stock Exchange
or the Federal Reserve Bank of New York is closed.         


 


Repurchase
Price: With respect to any Mortgage Loan, a price equal to (i) the unpaid principal balance of the Mortgage Loan, plus (ii) interest
on such unpaid principal balance at the related Mortgage Interest Rate from the last date through which interest was last paid
by or on behalf of the Mortgagor to the last day of the month in which such repurchase occurs, plus (iii) reasonable and customary
third party expenses incurred in connection with the transfer of the Mortgage Loan being repurchased, minus (iv) any amounts received
in respect of such repurchased Mortgage Loan and being held for future distribution in connection with such Mortgage Loan.


 


(b)          The
following sentence shall be added as the new third sentence of Subsection 7.03(a):


 


Each determination as to whether
there has been such a breach shall be conducted on a Mortgage Loan-by-Mortgage Loan basis.


 


(c)          The
rights under the Purchase Agreement assigned to the Depositor and the Assignee pursuant to this Agreement shall be under the Purchase
Agreement as amended by this Agreement.


 


Miscellaneous


 


12.          All
demands, notices and communications related to the Mortgage Loans, the Purchase Agreement and this Agreement shall be in writing
and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, as follows:


 


		(a)	In the case of WJ Bradley,



 


WJ Bradley Mortgage
Capital LLC


6465 Greenwood Plaza
Blvd Suite 500


Centennial, CO 80111


Attention: Karin Good


Phone: (720) 250-9836


 


with a copy to




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General Counsel at
the same address


  


		(b)	In the case of Assignee,



 


Wilmington Trust, National Association


1100 North Market Street


Rodney Square North


Wilmington, DE 19890


Attention: Dorri Costello


 


		(c)	In the case of Depositor,



 


Sequoia Residential
Funding, Inc.


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William
Moliski


 


with a copy to


 


General Counsel at
the same address


 


		(d)	In the case of Assignor,



 


Redwood Residential
Acquisition Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William
Moliski


 


with a copy to


 


General Counsel at
the same address


 


		(e)	In the case of Master Servicer,



 


Wells Fargo Bank, N.A.


9062 Old Annapolis
Road


Columbia, Maryland
21045)


Telephone number: (410)
884-2000


Facsimile number: (410)
715-2380


Attention: Client Manager
— Sequoia Mortgage Trust 2013-7


 




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		(f)	In the case of the initial Controlling Holder,



 


Sequoia Mortgage Funding
Corporation


One Belvedere Place,
Suite 360


Mill Valley, California
94941


Attention: William
Moliski


 


with a copy to


 


General Counsel at
the same address


 


13.           This
Agreement shall be construed in accordance with the laws of the State of New York, except to the extent preempted by Federal law,
and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without regard
to the conflicts of laws provisions of the State of New York or any other jurisdiction.


 


14.           No
term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the
party against whom such waiver or modification is sought to be enforced.


 


15.           This
Agreement shall inure to the benefit of the successors and assigns of the parties hereto. Any entity into which Assignor, Depositor,
Assignee or WJ Bradley may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor,
Depositor, Assignee or WJ Bradley, respectively, hereunder.


 


16.           This
Agreement shall survive the conveyance of the Mortgage Loans, the assignment of the representations and warranties made by WJ Bradley
pursuant to the Purchase Agreement to the extent of the Mortgage Loans by Assignor to Depositor and by Depositor to Assignee, and
the termination of the Purchase Agreement.


 


17.           This
Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and
all such counterparts shall constitute one and the same instrument.


 


18.         The Controlling Holder under
the Pooling and Servicing Agreement is an express third party beneficiary of this Agreement, and shall have the same power and
ability to exercise and enforce the rights stated to be provided to it hereunder as if it were a signatory hereto. WJ Bradley hereby
consents to such exercise and enforcement.


 




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19.          It
is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the Trustee (i) this Agreement
is executed and delivered by Wilmington Trust, National Association (“Wilmington Trust”) not in its individual capacity
but solely as Trustee on behalf of the trust created by the Pooling and Servicing Agreement referred to herein (the “Trust”)
in the exercise of the powers and authority conferred upon and vested in it, and as directed in the Pooling and Servicing Agreement,
(ii) each of the undertakings and agreements herein made on behalf of the Assignee is made and intended not as a personal undertaking
or agreement of or by Wilmington Trust but is made and intended for purposes of binding only the Trust, (iii) nothing herein contained
shall be construed as creating any liability on the part of Wilmington Trust, individually or personally, to perform any covenant
either express or implied in this Agreement, all such liability, if any, being expressly waived by the parties hereto and by any
person claiming by, through or under the parties hereto, and (iv) under no circumstances shall Wilmington Trust in its individual
capacity or in its capacity as Trustee be personally liable for the payment of any indebtedness, amounts or expenses owed by the
Assignor under the Purchase Agreement, as modified or supplemented by this Agreement (such indebtedness, expenses and other amounts
being payable solely from and to the extent of funds of the Trust) or be personally liable for the breach or failure of any obligation,
representation, warranty or covenant made under this Agreement or any other related documents.


 


20.          Master
Servicer. WJ Bradley hereby acknowledges that the Assignee has appointed Wells Fargo Bank, N.A. to act as master servicer and
securities administrator under the Pooling and Servicing Agreement and hereby agrees to treat all inquiries, demands, instructions,
authorizations and other communications from the Master Servicer as if the same had been received from the Assignee. The Master
Servicer, acting on behalf of the Assignee, shall have the rights of the Assignee as the Purchaser under this Agreement, including,
without limitation, the right to enforce the obligations of WJ Bradley hereunder and under the Purchase Agreement and the right
to exercise the remedies of the Purchaser hereunder and under the Purchase Agreement.


 


WJ Bradley shall make
all remittances due by it to the Purchaser with respect to the Mortgage Loans to the following account by wire transfer of immediately
available funds:


 


Wells Fargo Bank, N.A.


San Francisco, California


ABA# 121-000-248


Account #3970771416


Account Name: SAS Clearing


FFC: Account #46446300, Sequoia
Mortgage Trust 2013-7 Distribution Account


 


21.          WJ
Bradley acknowledges that the custodian will be Wells Fargo Bank, N.A. acting pursuant to the Custodial Agreement. Notwithstanding
Section 10 of the Purchase Agreement, WJ Bradley shall pay shipping expenses for any Mortgage Loan Documents if there has been
a breach of any representation or warranty made with respect to the related Mortgage Loan in Subsection 7.01 of the Purchase Agreement.


 




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22.           Rule
17g-5 Compliance. WJ Bradley hereby agrees that it shall provide information with respect to the Mortgage Loans or the origination
thereof to any Rating Agency or nationally recognized statistical rating organization (“NRSRO”) via electronic mail
at rmbs17g5informationprovider@wellsfargo.com, with a subject reference of “SEMT 2013-7” and an identification of the
type of information being provided in the body of such electronic mail. The Securities Administrator, as the initial Rule 17g-5
Information Provider (the “Rule 17g-5 Information Provider”) shall notify WJ Bradley in writing of any change in the
identity or contact information of the Rule 17g-5 Information Provider. WJ Bradley shall have no liability for (i) the Rule 17g-5
Information Provider’s failure to post information provided by it in accordance with the terms of this Agreement or (ii)
any malfunction or disabling of the website maintained by the Rule 17g-5 Information Provider. None of the foregoing restrictions
in this Section 22 prohibit or restrict oral or written communications, or providing information, between WJ Bradley, on the
one hand, and any Rating Agency or NRSRO, on the other hand, with regard to (i) such Rating Agency’s or NRSRO’s review
of the ratings it assigns to WJ Bradley or (ii) such Rating Agency’s or NRSRO’s evaluation of WJ Bradley’s operations
in general; provided, however, that WJ Bradley shall not provide any information relating to the Mortgage Loans to such Rating
Agency or NRSRO in connection with such review and evaluation by such Rating Agency or NRSRO unless: (x) borrower, property or
deal specific identifiers are redacted; or (y) such information has already been provided to the Rule 17g-5 Information Provider.


 




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IN WITNESS WHEREOF,
the parties hereto have executed this Agreement the day and year first above written.


 


	 	REDWOOD RESIDENTIAL ACQUISITION

 CORPORATION
	 	Assignor	 
	 	 	 
	 	By:	/s/ William J. Moliski 
	 	Name:	William J. Moliski 
	 	Title:	Authorized Officer
	 	 	 
	 	SEQUOIA RESIDENTIAL FUNDING, INC.
	 	Depositor	 
	 	 	 
	 	By:	/s/ William J. Moliski 
	 	Name:	William J. Moliski  
	 	Title:	Authorized Officer
	 	 	 
	 	Wilmington Trust, National

 Association,
	 	 not in its individual capacity but solely as Trustee,
	 	Assignee	 
	 	 	 
	 	By:	/s/ Dorri Costello
	 	Name:	Dorri Costello
	 	Title:	Assistant Vice President
	 	 	 
	 	WJ BRADLEY MORTGAGE CAPITAL LLC
	 	 	 
	 	By:	/s/ Roy W. Browning, III
	 	Name:	Roy W. Browning, III
	 	Title:	CFO 


 


	Accepted and agreed to by:	 
	 	 
	WELLS FARGO BANK, N.A.	 
	Master Servicer	 
	 	 	 
	By:	/s/ Graham M. Oglesby 
	 
	Name:	Graham M. Oglesby	 
	Title:	Vice President	 


 


Signature Page – Assignment of Representations and Warranties – WJ Bradley (SEMT 2013-7)


 




    	 



    	 



    

 


ATTACHMENT 1


 


MORTGAGE LOAN SCHEDULE


 





	 	1	2	3	4	5	6	7	8	9	10	11
	 	Primary Servicer	Servicing Fee %	Servicing Fee—Flatdollar	Servicing Advance Methodology	Originator	Loan Group	Loan Number	Amortization Type	Lien Position	HELOC Indicator	Loan Purpose
	1	1000383	0.002500	 	 	WJ Bradley	 	10000011389	1	1	0	7
	2	1000383	0.002500	 	 	WJ Bradley	 	10000011337	1	1	0	7
	3	1000383	0.002500	 	 	WJ Bradley	 	10000011258	1	1	0	6
	4	1000383	0.002500	 	 	WJ Bradley	 	10000011154	1	1	0	7
	5	1000383	0.002500	 	 	WJ Bradley	 	10000011060	1	1	0	7
	6	1000383	0.002500	 	 	WJ Bradley	 	10000011053	1	1	0	9
	7	1000383	0.002500	 	 	WJ Bradley	 	10000010691	1	1	0	9
	8	1000383	0.002500	 	 	WJ Bradley	 	10000010608	1	1	0	9
	9	1000383	0.002500	 	 	WJ Bradley	 	10000010432	1	1	0	9
	10	1000383	0.002500	 	 	WJ Bradley	 	10000010385	1	1	0	7
	11	1000383	0.002500	 	 	WJ Bradley	 	10000010362	1	1	0	9
	12	1000383	0.002500	 	 	WJ Bradley	 	10000010350	1	1	0	9
	13	1000383	0.002500	 	 	WJ Bradley	 	10000010349	1	1	0	9
	14	1000383	0.002500	 	 	WJ Bradley	 	10000010185	1	1	0	9
	15	1000383	0.002500	 	 	WJ Bradley	 	10000010180	1	1	0	9
	16	1000383	0.002500	 	 	WJ Bradley	 	10000010159	1	1	0	3
	17	1000383	0.002500	 	 	WJ Bradley	 	10000010054	1	1	0	3
	18	1000383	0.002500	 	 	WJ Bradley	 	10000010047	1	1	0	9
	19	1000383	0.002500	 	 	WJ Bradley	 	10000009716	1	1	0	9
	20	1000383	0.002500	 	 	WJ Bradley	 	10000009675	1	1	0	7
	21	1000383	0.002500	 	 	WJ Bradley	 	10000009645	1	1	0	9
	22	1000383	0.002500	 	 	WJ Bradley	 	10000009644	1	1	0	9
	23	1000383	0.002500	 	 	WJ Bradley	 	10000009612	1	1	0	9
	24	1000383	0.002500	 	 	WJ Bradley	 	10000009579	1	1	0	7
	25	1000383	0.002500	 	 	WJ Bradley	 	10000009555	1	1	0	9
	26	1000383	0.002500	 	 	WJ Bradley	 	10000009458	1	1	0	9
	27	1000383	0.002500	 	 	WJ Bradley	 	10000009412	1	1	0	9
	28	1000383	0.002500	 	 	WJ Bradley	 	10000009296	1	1	0	9
	29	1000383	0.002500	 	 	WJ Bradley	 	10000009072	1	1	0	9
	30	1000383	0.002500	 	 	WJ Bradley	 	10000009038	1	1	0	3
	31	1000383	0.002500	 	 	WJ Bradley	 	10000008735	1	1	0	9
	32	1000383	0.002500	 	 	WJ Bradley	 	10000008154	1	1	0	9
	33	1000383	0.002500	 	 	WJ Bradley	 	10000005625	1	1	0	3


 


	 	12	13	14	15	16	17	18	19	20	21
	 	Cash Out Amount	Total Origination and Discount Points	Covered/High Cost Loan Indicator	Relocation Loan Indicator	Broker Indicator	Channel	Escrow Indicator	Senior Loan

Amount(s)	Loan Type of Most

Senior Lien	Hybrid Period of

Most Senior Lien (in

months)
	1	 	 	 	 	 	1	4	0	 	 
	2	 	 	 	 	 	1	4	0	 	 
	3	 	 	 	 	 	1	0	0	 	 
	4	 	 	 	 	 	1	0	0	 	 
	5	 	 	 	 	 	1	4	0	 	 
	6	 	 	 	 	 	1	0	0	 	 
	7	 	 	 	 	 	1	0	0	 	 
	8	 	 	 	 	 	1	0	0	 	 
	9	 	 	 	 	 	1	4	0	 	 
	10	 	 	 	 	 	1	0	0	 	 
	11	 	 	 	 	 	1	0	0	 	 
	12	 	 	 	 	 	1	0	0	 	 
	13	 	 	 	 	 	1	4	0	 	 
	14	 	 	 	 	 	1	0	0	 	 
	15	 	 	 	 	 	1	0	0	 	 
	16	 	 	 	 	 	1	0	0	 	 
	17	 	 	 	 	 	1	0	0	 	 
	18	 	 	 	 	 	1	0	0	 	 
	19	 	 	 	 	 	1	0	0	 	 
	20	 	 	 	 	 	1	0	0	 	 
	21	 	 	 	 	 	1	0	0	 	 
	22	 	 	 	 	 	1	4	0	 	 
	23	 	 	 	 	 	1	4	0	 	 
	24	 	 	 	 	 	1	0	0	 	 
	25	 	 	 	 	 	1	4	0	 	 
	26	 	 	 	 	 	1	0	0	 	 
	27	 	 	 	 	 	1	0	0	 	 
	28	 	 	 	 	 	1	0	0	 	 
	29	 	 	 	 	 	1	0	0	 	 
	30	 	 	 	 	 	1	4	0	 	 
	31	 	 	 	 	 	1	0	0	 	 
	32	 	 	 	 	 	1	0	0	 	 
	33	 	 	 	 	 	1	4	0	 	 


 


	 	22	23	24	25	26	27	28	29	30	31
	 	Neg Am Limit of

Most Senior Lien	Junior Mortgage

Balance	Origination Date of

Most Senior Lien	Origination Date	Original Loan

Amount	Original Interest

Rate	Original

Amortization Term	Original Term to

Maturity	First Payment Date

of Loan	Interest Type

Indicator
	1	 	0.00	 	20130328	840000.00	0.038750	360	360	20130501	1
	2	 	0.00	 	20130401	700000.00	0.038750	360	360	20130501	1
	3	 	0.00	 	20130326	878000.00	0.038750	360	360	20130501	1
	4	 	0.00	 	20130402	629250.00	0.041250	360	360	20130501	1
	5	 	0.00	 	20130325	738750.00	0.037500	360	360	20130501	1
	6	 	0.00	 	20130322	540000.00	0.036250	360	360	20130501	1
	7	 	100400.00	 	20130402	665000.00	0.038750	360	360	20130601	1
	8	 	250000.00	 	20130319	643059.00	0.038750	360	360	20130501	1
	9	 	0.00	 	20130322	689000.00	0.038750	360	360	20130501	1
	10	 	0.00	 	20130322	1500000.00	0.038750	360	360	20130501	1
	11	 	183500.00	 	20130402	692500.00	0.038750	360	360	20130601	1
	12	 	0.00	 	20130402	887000.00	0.037500	360	360	20130601	1
	13	 	0.00	 	20130315	542000.00	0.038750	360	360	20130501	1
	14	 	0.00	 	20130326	762000.00	0.040000	360	360	20130501	1
	15	 	0.00	 	20130327	880000.00	0.036250	360	360	20130501	1
	16	 	0.00	 	20130319	660000.00	0.037500	360	360	20130501	1
	17	 	200000.00	 	20130306	760000.00	0.038750	360	360	20130501	1
	18	 	0.00	 	20130325	663000.00	0.037500	360	360	20130501	1
	19	 	0.00	 	20130306	1160000.00	0.040000	360	360	20130501	1
	20	 	0.00	 	20130308	800000.00	0.037500	360	360	20130501	1
	21	 	0.00	 	20130321	634000.00	0.038750	360	360	20130501	1
	22	 	0.00	 	20130308	614000.00	0.038750	360	360	20130501	1
	23	 	0.00	 	20130304	514000.00	0.038750	360	360	20130501	1
	24	 	0.00	 	20130321	672000.00	0.038750	360	360	20130501	1
	25	 	0.00	 	20130322	648000.00	0.042500	360	360	20130501	1
	26	 	94000.00	 	20130326	686000.00	0.040000	360	360	20130501	1
	27	 	250000.00	 	20130329	695000.00	0.038750	360	360	20130501	1
	28	 	0.00	 	20130315	759300.00	0.038750	360	360	20130501	1
	29	 	0.00	 	20130320	1026000.00	0.038750	360	360	20130501	1
	30	 	0.00	 	20130318	812500.00	0.038750	360	360	20130501	1
	31	 	0.00	 	20130322	601500.00	0.037500	360	360	20130501	1
	32	 	0.00	 	20130301	700000.00	0.041250	360	360	20130501	1
	33	 	0.00	 	20130321	895000.00	0.037500	360	360	20130501	1


 


	 	32	33	34	35	36	37	38	39	40	41
	 	Original Interest

Only Term	Buy Down Period	HELOC Draw Period	Current Loan

Amount	Current Interest

Rate	Current Payment

Amount Due	Interest Paid

Through Date	Current Payment

Status	Index Type	ARM Look-back

Days
	1	0	0	 	838762.51	0.038750	3949.99	20130401	0	0	 
	2	0	0	 	698968.76	0.038750	3291.66	20130401	0	0	 
	3	0	0	 	876706.53	0.038750	4128.68	20130401	0	0	 
	4	0	0	 	628363.39	0.041250	3049.66	20130401	0	0	 
	5	0	0	 	737637.32	0.037500	3421.27	20130401	0	0	 
	6	0	0	 	539168.57	0.036250	2462.68	20130401	0	0	 
	7	0	0	 	665000.00	0.038750	3127.08	20130401	0	0	 
	8	0	0	 	642111.64	0.038750	3023.90	20130401	0	0	 
	9	0	0	 	687984.97	0.038750	3239.93	20130401	0	0	 
	10	0	0	 	1497790.19	0.038750	7053.56	20130401	0	0	 
	11	0	0	 	692500.00	0.038750	3256.39	20130401	0	0	 
	12	0	0	 	887000.00	0.037500	4107.84	20130401	0	0	 
	13	0	0	 	541201.53	0.038750	2548.68	20130401	0	0	 
	14	0	0	 	760902.10	0.040000	3637.90	20130401	0	0	 
	15	0	0	 	878645.08	0.036250	4013.25	20130401	0	0	 
	16	0	0	 	659005.94	0.037500	3056.56	20130401	0	0	 
	17	0	0	 	758880.37	0.038750	3573.80	20130401	0	0	 
	18	0	0	 	662001.42	0.037500	3070.46	20130401	0	0	 
	19	0	0	 	1158328.65	0.040000	5538.02	20130401	0	0	 
	20	0	0	 	798795.08	0.037500	3704.92	20130401	0	0	 
	21	0	0	 	633065.99	0.038750	2981.30	20130401	0	0	 
	22	0	0	 	613095.45	0.038750	2887.26	20130401	0	0	 
	23	0	0	 	513242.77	0.038750	2417.02	20130401	0	0	 
	24	0	0	 	671010.01	0.038750	3159.99	20130401	0	0	 
	25	0	0	 	647107.23	0.042500	3187.77	20130401	0	0	 
	26	0	0	 	685011.60	0.040000	3275.07	20130401	0	0	 
	27	0	0	 	693976.12	0.038750	3268.15	20130401	0	0	 
	28	0	0	 	758181.40	0.038750	3570.51	20130401	0	0	 
	29	0	0	 	1024488.50	0.038750	4824.63	20130401	0	0	 
	30	0	0	 	811303.02	0.038750	3820.68	20130401	0	0	 
	31	0	0	 	600594.05	0.037500	2785.64	20130401	0	0	 
	32	0	0	 	699013.70	0.041250	3392.55	20130401	0	0	 
	33	0	0	 	893652.00	0.037500	4144.88	20130401	0	0	 


 


	 	42	43	44	45	46	47	48	49	50	51
	 	Gross Margin	ARM Round Flag	ARM Round Factor	Initial Fixed Rate

Period	Initial Interest Rate

Cap (Change Up)	Initial Interest Rate

Cap (Change Down)	Subsequent Interest

Rate Reset Period	Subsequent Interest

Rate Cap (Change Down)	Subsequent Interest

Rate Cap (Change

Up)	Lifetime Maximum

Rate (Ceiling)
	1	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 


 


	 	52	53	54	55	56	57	58	59	60	61
	 	Lifetime Minimum

Rate (Floor)	Negative

Amortization Limit	Initial Negative

Amortization Recast

Period	Subsequent

Negative

Amortization Recast

Period	Initial Fixed

Payment Period	Subsequent

Payment Reset

Period	Initial Periodic

Payment Cap	Subsequent

Periodic Payment

Cap	Initial Minimum

Payment Reset

Period	Subsequent

Minimum Payment

Reset Period
	1	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 


 


	 	62	63	64	65	66	67	68	69	70	71
	 	Option ARM

Indicator	Options at Recast	Initial Minimum

Payment	Current Minimum

Payment	Prepayment Penalty

Calculation	Prepayment Penalty

Type	Prepayment Penalty

Total Term	Prepayment Penalty

Hard Term	Primary Borrower ID	Number of

Mortgaged

Properties
	1	 	 	 	 	 	 	0	 	45	2
	2	 	 	 	 	 	 	0	 	498	2
	3	 	 	 	 	 	 	0	 	485	1
	4	 	 	 	 	 	 	0	 	437	3
	5	 	 	 	 	 	 	0	 	344	2
	6	 	 	 	 	 	 	0	 	78	1
	7	 	 	 	 	 	 	0	 	506	2
	8	 	 	 	 	 	 	0	 	442	1
	9	 	 	 	 	 	 	0	 	577	1
	10	 	 	 	 	 	 	0	 	210	2
	11	 	 	 	 	 	 	0	 	495	1
	12	 	 	 	 	 	 	0	 	578	1
	13	 	 	 	 	 	 	0	 	374	1
	14	 	 	 	 	 	 	0	 	564	2
	15	 	 	 	 	 	 	0	 	6	2
	16	 	 	 	 	 	 	0	 	355	1
	17	 	 	 	 	 	 	0	 	467	2
	18	 	 	 	 	 	 	0	 	527	3
	19	 	 	 	 	 	 	0	 	84	1
	20	 	 	 	 	 	 	0	 	521	1
	21	 	 	 	 	 	 	0	 	265	1
	22	 	 	 	 	 	 	0	 	515	1
	23	 	 	 	 	 	 	0	 	264	2
	24	 	 	 	 	 	 	0	 	173	1
	25	 	 	 	 	 	 	0	 	482	2
	26	 	 	 	 	 	 	0	 	489	1
	27	 	 	 	 	 	 	0	 	342	1
	28	 	 	 	 	 	 	0	 	149	1
	29	 	 	 	 	 	 	0	 	418	2
	30	 	 	 	 	 	 	0	 	192	4
	31	 	 	 	 	 	 	0	 	551	1
	32	 	 	 	 	 	 	0	 	28	1
	33	 	 	 	 	 	 	0	 	535	2


 


	 	72	73	74	75	76	77	78	79	80	81
	 	Total Number of

Borrowers	Self-employment

Flag	Current ‘Other’

Monthly Payment	Length of

Employment:

Borrower	Length of

Employment: Co-

Borrower	Years in Home	FICO Model Used	Most Recent FICO

Date	Primary Wage

Earner Original

FICO: Equifax	Primary Wage

Earner Original

FICO: Experian
	1	 	0	 	9.5	20.5	0	1	 	 	 
	2	 	0	 	6.75	 	0	1	 	 	 
	3	 	0	 	26	 	0	1	 	 	 
	4	 	0	 	14	15.25	0	1	 	 	 
	5	 	0	 	0.75	 	0	1	 	 	 
	6	 	0	 	19	 	7	1	 	 	 
	7	 	1	 	15	 	14	1	 	 	 
	8	 	1	 	10	 	13	1	 	 	 
	9	 	0	 	8.25	23.5	9.5	1	 	 	 
	10	 	1	 	23	 	0	1	 	 	 
	11	 	0	 	10	 	12	1	 	 	 
	12	 	0	 	7.5	 	2	1	 	 	 
	13	 	1	 	10.25	 	3.5	1	 	 	 
	14	 	0	 	15.5	12.75	8	1	 	 	 
	15	 	0	 	14	14	4	1	 	 	 
	16	 	0	 	0	 	16	1	 	 	 
	17	 	0	 	11	29	18	1	 	 	 
	18	 	1	 	6.75	 	2	1	 	 	 
	19	 	0	 	13	 	5	1	 	 	 
	20	 	0	 	18.75	3	0	1	 	 	 
	21	 	0	 	4.25	 	10	1	 	 	 
	22	 	0	 	0	 	24	1	 	 	 
	23	 	1	 	12	15	8	1	 	 	 
	24	 	0	 	7	0	0	1	 	 	 
	25	 	0	 	1.25	16	13	1	 	 	 
	26	 	0	 	6	1	9	1	 	 	 
	27	 	0	 	1.75	 	2.75	1	 	 	 
	28	 	0	 	11	0	12	1	 	 	 
	29	 	0	 	0	23	2	1	 	 	 
	30	 	0	 	4.5	5.75	1	1	 	 	 
	31	 	1	 	24	48	31	1	 	 	 
	32	 	0	 	6	2.75	9	1	 	 	 
	33	 	1	 	11	 	8	1	 	 	 


 


	 	82	83	84	85	86	87	88	89	90	91
	 	Primary Wage

Earner Original

FICO: TransUnion	Secondary Wage

Earner Original

FICO: Equifax	Secondary Wage

Earner Original

FICO: Experian	Secondary Wage

Earner Original

FICO: TransUnion	Original

Primary Borrower

FICO	Most Recent

Primary Borrower

FICO	Most Recent Co-

Borrower FICO	Most Recent FICO

Method	VantageScore:

Primary Borrower	VantageScore: Co-

Borrower
	1	 	 	 	 	765	 	 	 	 	 
	2	 	 	 	 	804	 	 	 	 	 
	3	 	 	 	 	718	 	 	 	 	 
	4	 	 	 	 	787	 	 	 	 	 
	5	 	 	 	 	779	 	 	 	 	 
	6	 	 	 	 	774	 	 	 	 	 
	7	 	 	 	 	803	 	 	 	 	 
	8	 	 	 	 	754	 	 	 	 	 
	9	 	 	 	 	744	 	 	 	 	 
	10	 	 	 	 	739	 	 	 	 	 
	11	 	 	 	 	779	 	 	 	 	 
	12	 	 	 	 	777	 	 	 	 	 
	13	 	 	 	 	776	 	 	 	 	 
	14	 	 	 	 	803	 	 	 	 	 
	15	 	 	 	 	784	 	 	 	 	 
	16	 	 	 	 	768	 	 	 	 	 
	17	 	 	 	 	743	 	 	 	 	 
	18	 	 	 	 	796	 	 	 	 	 
	19	 	 	 	 	753	 	 	 	 	 
	20	 	 	 	 	722	 	 	 	 	 
	21	 	 	 	 	767	 	 	 	 	 
	22	 	 	 	 	750	 	 	 	 	 
	23	 	 	 	 	763	 	 	 	 	 
	24	 	 	 	 	759	 	 	 	 	 
	25	 	 	 	 	720	 	 	 	 	 
	26	 	 	 	 	801	 	 	 	 	 
	27	 	 	 	 	768	 	 	 	 	 
	28	 	 	 	 	735	 	 	 	 	 
	29	 	 	 	 	713	 	 	 	 	 
	30	 	 	 	 	745	 	 	 	 	 
	31	 	 	 	 	798	 	 	 	 	 
	32	 	 	 	 	768	 	 	 	 	 
	33	 	 	 	 	776	 	 	 	 	 


 


	 	92	93	94	95	96	97	98	99	100	101
	 	Most Recent

VantageScore

Method	VantageScore Date	Credit Report:

Longest Trade Line	Credit Report:

Maximum Trade

Line	Credit Report:

Number of Trade

Lines	Credit Line Usage

Ratio	Most Recent 12-

month Pay History	Months Bankruptcy	Months Foreclosure	Primary Borrower

Wage Income
	1	 	 	 	 	 	 	000000000000	 	 	4905.25
	2	 	 	 	 	 	 	000000000000	 	 	15794.48
	3	 	 	 	 	 	 	000000000000	 	 	7999.01
	4	 	 	 	 	 	 	000000000000	 	 	7687.00
	5	 	 	 	 	 	 	000000000000	 	 	14000.00
	6	 	 	 	 	 	 	000000000000	 	 	12500.00
	7	 	 	 	 	 	 	000000000000	 	 	36448.79
	8	 	 	 	 	 	 	000000000000	 	 	58786.25
	9	 	 	 	 	 	 	000000000000	 	 	14166.66
	10	 	 	 	 	 	 	000000000000	 	 	41635.40
	11	 	 	 	 	 	 	000000000000	 	 	14567.77
	12	 	 	 	 	 	 	000000000000	 	 	18333.33
	13	 	 	 	 	 	 	000000000000	 	 	8903.57
	14	 	 	 	 	 	 	000000000000	 	 	24200.00
	15	 	 	 	 	 	 	000000000000	 	 	28165.30
	16	 	 	 	 	 	 	000000000000	 	 	9784.04
	17	 	 	 	 	 	 	000000000000	 	 	14333.34
	18	 	 	 	 	 	 	000000000000	 	 	21941.92
	19	 	 	 	 	 	 	000000000000	 	 	27767.13
	20	 	 	 	 	 	 	000000000000	 	 	14629.62
	21	 	 	 	 	 	 	000000000000	 	 	10810.54
	22	 	 	 	 	 	 	000000000000	 	 	10147.00
	23	 	 	 	 	 	 	000000000000	 	 	7704.59
	24	 	 	 	 	 	 	000000000000	 	 	10311.51
	25	 	 	 	 	 	 	000000000000	 	 	10416.67
	26	 	 	 	 	 	 	000000000000	 	 	10658.35
	27	 	 	 	 	 	 	000000000000	 	 	8333.33
	28	 	 	 	 	 	 	000000000000	 	 	42019.24
	29	 	 	 	 	 	 	000000000000	 	 	0.00
	30	 	 	 	 	 	 	000000000000	 	 	16575.87
	31	 	 	 	 	 	 	000000000000	 	 	779.83
	32	 	 	 	 	 	 	000000000000	 	 	6250.00
	33	 	 	 	 	 	 	000000000000	 	 	36800.00


 


	 	102	103	104	105	106	107	108	109	110	111
	 	Co-Borrower Wage

Income	Primary Borrower

Other Income	Co-Borrower Other

Income	All Borrower Wage

Income	All Borrower Total

Income	4506-T Indicator	Borrower Income

Verification Level	Co-Borrower

Income Verification	Borrower

Employment

Verification	Co-Borrower

Employment

Verification
	1	5305.74	0.00	3600.00	10210.99	13810.99	1	5	 	3	 
	2	 	0.00	 	15794.48	15794.48	1	5	 	3	 
	3	 	11585.94	 	7999.01	19584.95	1	5	 	3	 
	4	21560.36	0.00	0.00	29247.36	29247.36	1	5	 	3	 
	5	0.00	0.00	0.00	14000.00	14000.00	1	5	 	3	 
	6	 	0.00	 	12500.00	12500.00	1	5	 	3	 
	7	0.00	0.00	0.00	36448.79	36448.79	1	5	 	3	 
	8	 	0.00	 	58786.25	58786.25	1	5	 	3	 
	9	26000.00	0.00	0.00	40166.66	40166.66	1	5	 	3	 
	10	 	0.00	 	41635.40	41635.40	1	5	 	3	 
	11	0.00	0.00	0.00	14567.77	14567.77	1	5	 	3	 
	12	0.00	0.00	0.00	18333.33	18333.33	1	5	 	3	 
	13	0.00	4592.95	0.00	8903.57	13496.52	1	5	 	3	 
	14	25096.93	0.00	0.00	49296.93	49296.93	1	5	 	3	 
	15	4710.14	5601.17	0.00	32875.44	38476.61	1	5	 	3	 
	16	 	0.00	 	9784.04	9784.04	1	5	 	3	 
	17	14416.67	0.00	0.00	28750.01	28750.01	1	5	 	3	 
	18	0.00	0.00	0.00	21941.92	21941.92	1	5	 	3	 
	19	0.00	0.00	0.00	27767.13	27767.13	1	5	 	3	 
	20	0.00	0.00	0.00	14629.62	14629.62	1	5	 	3	 
	21	 	0.00	 	10810.54	10810.54	1	5	 	3	 
	22	 	0.00	 	10147.00	10147.00	1	5	 	3	 
	23	1842.73	0.00	0.00	9547.32	9547.32	1	5	 	3	 
	24	8406.66	0.00	0.00	18718.17	18718.17	1	5	 	3	 
	25	4467.39	0.00	0.00	14884.06	14884.06	1	5	 	3	 
	26	5000.00	0.00	0.00	15658.35	15658.35	1	5	 	3	 
	27	 	13122.91	 	8333.33	21456.24	1	5	 	3	 
	28	0.00	0.00	0.00	42019.24	42019.24	1	5	 	3	 
	29	26700.84	0.00	6949.75	26700.84	33650.59	1	5	 	3	 
	30	9199.97	0.00	0.00	25775.84	25775.84	1	5	 	3	 
	31	8940.83	0.00	0.00	9720.66	9720.66	1	5	 	3	 
	32	0.00	21668.02	0.00	6250.00	27918.02	1	5	 	3	 
	33	0.00	0.00	0.00	36800.00	36800.00	1	5	 	3	 


 


	 	112	113	114	115	116	117	118	119	120	121
	 	Borrower Asset

Verification	Co-Borrower Asset

Verification	Liquid / Cash

Reserves	Monthly Debt All

Borrowers	Originator DTI	Fully Indexed Rate	Qualification

Method	Percentage of Down

Payment from

Borrower Own

Funds	City	State
	1	4	 	164471.13	5967.65	0.432094	 	 	100.000000	NEWPORT BEACH	CA
	2	4	 	387101.80	6791.59	0.429998	 	 	100.000000	REDWOOD CITY	CA
	3	4	 	1138059.25	8237.61	0.420609	 	 	100.000000	NEWPORT BEACH	CA
	4	4	 	101359.08	11701.40	0.400084	 	 	100.000000	MAMMOTH LAKES	CA
	5	4	 	86132.74	4965.69	0.354692	 	 	100.000000	SAN DIEGO	CA
	6	4	 	266219.18	3766.96	0.301357	 	 	 	SAN FRANCISCO	CA
	7	4	 	121916.71	7266.58	0.199364	 	 	 	TORRANCE	CA
	8	4	 	414457.79	6356.15	0.108123	 	 	 	NEWPORT BEACH	CA
	9	4	 	425815.41	6850.10	0.170542	 	 	 	CARLSBAD	CA
	10	4	 	184312.49	17866.37	0.429115	 	 	100.000000	LOS GATOS	CA
	11	4	 	482120.38	5057.42	0.347165	 	 	 	SAN MATEO	CA
	12	4	 	56292.03	6749.98	0.368181	 	 	 	MANHATTAN BEACH	CA
	13	4	 	69136.84	3158.37	0.234014	 	 	 	WASHINGTON	UT
	14	4	 	121538.09	7447.93	0.151083	 	 	 	SAN DIEGO	CA
	15	4	 	292202.90	4945.36	0.128529	 	 	 	COLORADO SPRINGS	CO
	16	4	 	222782.63	4349.80	0.444581	 	 	 	MALIBU	CA
	17	4	 	1083557.61	8960.11	0.311656	 	 	 	ORANGE	CA
	18	4	 	125119.34	8258.04	0.376359	 	 	 	PLAYA DEL REY	CA
	19	4	 	280764.63	7589.26	0.273318	 	 	 	MANHATTAN BEACH	CA
	20	4	 	93556.51	6567.25	0.448901	 	 	100.000000	REDONDO BEACH	CA
	21	4	 	45582.51	4419.67	0.408830	 	 	 	SAN DIEGO	CA
	22	4	 	31645.72	4440.56	0.437623	 	 	 	LOS GATOS	CA
	23	4	 	67994.29	3295.81	0.345208	 	 	 	CHANDLER	AZ
	24	4	 	68529.83	4960.95	0.265034	 	 	100.000000	SAN DIEGO	CA
	25	4	 	40980.18	5039.24	0.338566	 	 	 	SAN JOSE	CA
	26	4	 	37460.08	6464.10	0.412821	 	 	 	REDONDO BEACH	CA
	27	4	 	124865.03	6932.15	0.323083	 	 	 	CORONA DEL MAR	CA
	28	4	 	254323.31	6419.70	0.152780	 	 	 	POWAY	CA
	29	4	 	225484.71	11722.72	0.348366	 	 	 	SACRAMENTO	CA
	30	4	 	87688.20	11386.30	0.441743	 	 	 	HENDERSON	NV
	31	4	 	65820.27	3425.11	0.352354	 	 	 	PALO ALTO	CA
	32	4	 	531246.64	4663.68	0.167049	 	 	 	CORONADO	CA
	33	4	 	105971.60	8222.22	0.223430	 	 	 	HALF MOON BAY	CA


 


	 	122	123	124	125	126	127	128	129	130	131
	 	Postal Code	Property Type	Occupancy	Sales Price	Original Appraised

Property Value	Original Property

Valuation Type	Original Property

Valuation Date	Original Automated

Valuation Model

(AVM) Model Name	Original AVM

Confidence Score	Most Recent

Property Value2
	1	92660	1	1	1200000.00	1200000.00	3	20130318	 	 	 
	2	94062	1	1	1000000.00	1000000.00	3	20130315	 	 	 
	3	92663	7	1	1778000.00	1780000.00	3	20130315	 	 	 
	4	93546	1	2	839000.00	839000.00	3	20130313	 	 	 
	5	92131	7	1	985000.00	985000.00	3	20130305	 	 	 
	6	94116	1	1	 	1050000.00	3	20130313	 	 	 
	7	90505	1	1	 	1100000.00	3	20130307	 	 	 
	8	92660	7	1	 	1550000.00	3	20130307	 	 	 
	9	92008	1	1	 	1125000.00	3	20130221	 	 	 
	10	95032	1	1	2001000.00	2000000.00	3	20130227	 	 	 
	11	94402	1	1	 	1580000.00	3	20130306	 	 	 
	12	90266	1	1	 	1300000.00	3	20130308	 	 	 
	13	84780	1	1	 	735000.00	3	20130211	 	 	 
	14	92130	7	1	 	1050000.00	3	20130301	 	 	 
	15	80908	7	1	 	1100000.00	3	20130312	 	 	 
	16	90265	1	1	 	1500000.00	3	20130304	 	 	 
	17	92869	7	1	 	1600000.00	3	20130208	 	 	 
	18	90293	1	1	 	1125000.00	3	20130301	 	 	 
	19	90266	1	1	 	1772000.00	3	20130218	 	 	 
	20	90277	1	1	1000000.00	1000000.00	3	20130220	 	 	 
	21	92130	7	1	 	925000.00	3	20130223	 	 	 
	22	95030	1	1	 	1100000.00	3	20130221	 	 	 
	23	85248	7	1	 	825000.00	3	20130215	 	 	 
	24	92120	1	1	840000.00	850000.00	3	20130225	 	 	 
	25	95125	1	1	 	810000.00	3	20130208	 	 	 
	26	90277	1	1	 	1200000.00	3	20130221	 	 	 
	27	92625	7	1	 	1755000.00	3	20130219	 	 	 
	28	92064	7	1	 	1235000.00	3	20130220	 	 	 
	29	95864	7	1	 	1560000.00	3	20130201	 	 	 
	30	89052	7	1	 	1250000.00	3	20130112	 	 	 
	31	94303	1	1	 	1675000.00	3	20130218	 	 	 
	32	92118	7	1	 	875000.00	3	20130128	 	 	 
	33	94019	1	1	 	1700000.00	3	20121201	 	 	 


 


	 	132	133	134	135	136	137	138	139	140	141
	 	Most Recent

Property Valuation

Type	Most Recent

Property Valuation

Date	Most Recent AVM

Model Name	Most Recent AVM

Confidence Score	Original CLTV	Original LTV	Original Pledged

Assets	Mortgage Insurance

Company Name	Mortgage Insurance

Percent	MI: Lender or

Borrower Paid?
	1	 	 	 	 	0.700000	0.700000	0	0	0	 
	2	 	 	 	 	0.700000	0.700000	0	0	0	 
	3	 	 	 	 	0.493800	0.493800	0	0	0	 
	4	 	 	 	 	0.750000	0.750000	0	0	0	 
	5	 	 	 	 	0.750000	0.750000	0	0	0	 
	6	 	 	 	 	0.514200	0.514200	0	0	0	 
	7	 	 	 	 	0.695800	0.604500	0	0	0	 
	8	 	 	 	 	0.576100	0.414800	0	0	0	 
	9	 	 	 	 	0.612400	0.612400	0	0	0	 
	10	 	 	 	 	0.750000	0.750000	0	0	0	 
	11	 	 	 	 	0.554400	0.438200	0	0	0	 
	12	 	 	 	 	0.682300	0.682300	0	0	0	 
	13	 	 	 	 	0.737400	0.737400	0	0	0	 
	14	 	 	 	 	0.725700	0.725700	0	0	0	 
	15	 	 	 	 	0.800000	0.800000	0	0	0	 
	16	 	 	 	 	0.440000	0.440000	0	0	0	 
	17	 	 	 	 	0.600000	0.475000	0	0	0	 
	18	 	 	 	 	0.589300	0.589300	0	0	0	 
	19	 	 	 	 	0.654600	0.654600	0	0	0	 
	20	 	 	 	 	0.800000	0.800000	0	0	0	 
	21	 	 	 	 	0.685400	0.685400	0	0	0	 
	22	 	 	 	 	0.558100	0.558100	0	0	0	 
	23	 	 	 	 	0.623000	0.623000	0	0	0	 
	24	 	 	 	 	0.800000	0.800000	0	0	0	 
	25	 	 	 	 	0.800000	0.800000	0	0	0	 
	26	 	 	 	 	0.650000	0.571600	0	0	0	 
	27	 	 	 	 	0.538400	0.396000	0	0	0	 
	28	 	 	 	 	0.614800	0.614800	0	0	0	 
	29	 	 	 	 	0.657600	0.657600	0	0	0	 
	30	 	 	 	 	0.650000	0.650000	0	0	0	 
	31	 	 	 	 	0.359100	0.359100	0	0	0	 
	32	 	 	 	 	0.800000	0.800000	0	0	0	 
	33	 	 	 	 	0.526400	0.526400	0	0	0	 


 


	 	142	143	144	145	146	147	148	149	150	151
	 	Pool Insurance Co.

Name	Pool Insurance Stop

Loss %	MI Certificate

Number	Updated DTI

(Front-end)	Updated DTI

(Back-end)	Modification

Effective Payment

Date	Total Capitalized

Amount	Total Deferred

Amount	Pre-Modification

Interest (Note) Rate	Pre-Modification P&I

Payment
	1	 	 	 	 	 	 	 	 	 	 
	2	 	 	 	 	 	 	 	 	 	 
	3	 	 	 	 	 	 	 	 	 	 
	4	 	 	 	 	 	 	 	 	 	 
	5	 	 	 	 	 	 	 	 	 	 
	6	 	 	 	 	 	 	 	 	 	 
	7	 	 	 	 	 	 	 	 	 	 
	8	 	 	 	 	 	 	 	 	 	 
	9	 	 	 	 	 	 	 	 	 	 
	10	 	 	 	 	 	 	 	 	 	 
	11	 	 	 	 	 	 	 	 	 	 
	12	 	 	 	 	 	 	 	 	 	 
	13	 	 	 	 	 	 	 	 	 	 
	14	 	 	 	 	 	 	 	 	 	 
	15	 	 	 	 	 	 	 	 	 	 
	16	 	 	 	 	 	 	 	 	 	 
	17	 	 	 	 	 	 	 	 	 	 
	18	 	 	 	 	 	 	 	 	 	 
	19	 	 	 	 	 	 	 	 	 	 
	20	 	 	 	 	 	 	 	 	 	 
	21	 	 	 	 	 	 	 	 	 	 
	22	 	 	 	 	 	 	 	 	 	 
	23	 	 	 	 	 	 	 	 	 	 
	24	 	 	 	 	 	 	 	 	 	 
	25	 	 	 	 	 	 	 	 	 	 
	26	 	 	 	 	 	 	 	 	 	 
	27	 	 	 	 	 	 	 	 	 	 
	28	 	 	 	 	 	 	 	 	 	 
	29	 	 	 	 	 	 	 	 	 	 
	30	 	 	 	 	 	 	 	 	 	 
	31	 	 	 	 	 	 	 	 	 	 
	32	 	 	 	 	 	 	 	 	 	 
	33	 	 	 	 	 	 	 	 	 	 


 


	 	152	153	154	155	156	157	158	159	160	161
	 	Pre-Modification

Initial Interest Rate

Change Downward

Cap	Pre-Modification

Subsequent Interest

Rate Cap	Pre-Modification

Next Interest Rate

Change Date	Pre-Modification I/O

Term	Forgiven Principal

Amount	Forgiven Interest

Amount	Number of

Modifications	Cash To/From Brrw at Closing	Brrw - Yrs at in Industry	CoBrrw - Yrs at in Industry
	1	 	 	 	 	 	 	 	 	25	25
	2	 	 	 	 	 	 	 	 	6.75	 
	3	 	 	 	 	 	 	 	 	26	 
	4	 	 	 	 	 	 	 	 	22	26
	5	 	 	 	 	 	 	 	 	5	 
	6	 	 	 	 	 	 	 	 	19	 
	7	 	 	 	 	 	 	 	 	18	 
	8	 	 	 	 	 	 	 	 	19	 
	9	 	 	 	 	 	 	 	 	15	25
	10	 	 	 	 	 	 	 	 	23	 
	11	 	 	 	 	 	 	 	 	24	 
	12	 	 	 	 	 	 	 	 	8	 
	13	 	 	 	 	 	 	 	 	17	 
	14	 	 	 	 	 	 	 	 	15.5	14
	15	 	 	 	 	 	 	 	 	30	14
	16	 	 	 	 	 	 	 	 	0	 
	17	 	 	 	 	 	 	 	 	27	29
	18	 	 	 	 	 	 	 	 	28	 
	19	 	 	 	 	 	 	 	 	14	 
	20	 	 	 	 	 	 	 	 	25	10
	21	 	 	 	 	 	 	 	 	13	 
	22	 	 	 	 	 	 	 	 	0	 
	23	 	 	 	 	 	 	 	 	12	15
	24	 	 	 	 	 	 	 	 	7	4.5
	25	 	 	 	 	 	 	 	 	20	16
	26	 	 	 	 	 	 	 	 	30	25
	27	 	 	 	 	 	 	 	 	19	 
	28	 	 	 	 	 	 	 	 	11	0
	29	 	 	 	 	 	 	 	 	0	23
	30	 	 	 	 	 	 	 	 	19	5.75
	31	 	 	 	 	 	 	 	 	24	48
	32	 	 	 	 	 	 	 	 	6	10
	33	 	 	 	 	 	 	 	 	28	 


 


	 	162	163	164	165	166	167	168	169	170	171	172
	 	Junior Mortgage Drawn Amount	Maturity Date	Primary Borrower Wage Income (Salary)	Primary Borrower Wage Income (Bonus)	Primary Borrower Wage Income (Commission)	Co-Borrower Wage Income (Salary)	Co-Borrower Wage Income (Bonus)	Co-Borrower Wage Income (Commission)	Originator Doc Code	RWT Income Verification	RWT Asset Verification
	1	0	20430401	4905.25	0	0	5305.74	0	0	Full	Two Years	Two Months
	2	0	20430401	15794.48	0	0	0	0	0	Full	Two Years	Two Months
	3	0	20430401	7999.01	0	9316.94	0	0	0	Full	Two Years	Two Months
	4	0	20430401	7687	0	0	21560.36	0	0	Full	Two Years	Two Months
	5	0	20430401	14000	0	0	0	0	0	Full	Two Years	Two Months
	6	0	20430401	12500	0	0	0	0	0	Full	Two Years	Two Months
	7	35103	20430501	36448.79	0	0	0	0	0	Full	Two Years	Two Months
	8	250000	20430401	58786.25	0	0	0	0	0	Full	Two Years	Two Months
	9	0	20430401	14166.66	0	0	26000	0	0	Full	Two Years	Two Months
	10	0	20430401	41635.4	0	0	0	0	0	Full	Two Years	Two Months
	11	171517	20430501	14567.77	0	0	0	0	0	Full	Two Years	Two Months
	12	0	20430501	18333.33	0	0	0	0	0	Full	Two Years	Two Months
	13	0	20430401	8903.57	0	0	0	0	0	Full	Two Years	Two Months
	14	0	20430401	24200	0	0	25096.93	0	0	Full	Two Years	Two Months
	15	0	20430401	28165.3	0	0	4710.14	0	0	Full	Two Years	Two Months
	16	0	20430401	9784.04	0	0	0	0	0	Full	Two Years	Two Months
	17	34086	20430401	14333.34	0	0	14416.67	0	0	Full	Two Years	Two Months
	18	0	20430401	21941.92	0	0	0	0	0	Full	Two Years	Two Months
	19	0	20430401	27767.13	0	0	0	0	0	Full	Two Years	Two Months
	20	0	20430401	14629.62	0	0	0	0	0	Full	Two Years	Two Months
	21	0	20430401	10810.54	0	0	0	0	0	Full	Two Years	Two Months
	22	0	20430401	10147	0	0	0	0	0	Full	Two Years	Two Months
	23	0	20430401	7704.59	0	0	1842.73	0	0	Full	Two Years	Two Months
	24	0	20430401	10311.51	0	0	8406.66	0	0	Full	Two Years	Two Months
	25	0	20430401	10416.67	0	0	4467.39	0	0	Full	Two Years	Two Months
	26	94000	20430401	10658.35	0	0	5000	0	0	Full	Two Years	Two Months
	27	223192	20430401	8333.33	0	13122.91	0	0	0	Full	Two Years	Two Months
	28	0	20430401	42019.24	0	0	0	0	0	Full	Two Years	Two Months
	29	0	20430401	0	0	0	26700.84	6949.75	0	Full	Two Years	Two Months
	30	0	20430401	16575.87	0	0	9199.97	0	0	Full	Two Years	Two Months
	31	0	20430401	779.83	0	0	8940.83	0	0	Full	Two Years	Two Months
	32	0	20430401	6250	0	21668.02	0	0	0	Full	Two Years	Two Months
	33	0	20430401	36800	0	0	0	0	0	Full	Two Years	Two Months


 






    	 



    	 



    

 


ATTACHMENT 2


 


See Exhibit 10.11 to the Form 8-K
filed by the Issuing Entity on May 23, 2013