<TABLE> <S> <C>

<PAGE>

<ARTICLE> 9
<LEGEND> This schedule contains summary financial information extracted from
Form 10-K for the period ended 12/31/99 and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                          16,076
<INT-BEARING-DEPOSITS>                           6,645
<FED-FUNDS-SOLD>                                 9,782
<TRADING-ASSETS>                                 7,952
<INVESTMENTS-HELD-FOR-SALE>                     47,912
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        163,877
<ALLOWANCE>                                      2,285
<TOTAL-ASSETS>                                 269,425
<DEPOSITS>                                     162,278
<SHORT-TERM>                                    39,931
<LIABILITIES-OTHER>                             11,691
<LONG-TERM>                                     35,435<F1>
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                        190
<COMMON>                                            12
<OTHER-SE>                                      19,888<F2>
<TOTAL-LIABILITIES-AND-EQUITY>                 269,425
<INTEREST-LOAN>                                 13,051
<INTEREST-INVEST>                                3,137
<INTEREST-OTHER>                                 1,106
<INTEREST-TOTAL>                                17,294
<INTEREST-DEPOSIT>                               4,651
<INTEREST-EXPENSE>                               8,273
<INTEREST-INCOME-NET>                            9,021
<LOAN-LOSSES>                                    1,249
<SECURITIES-GAINS>                                  94<F3>
<EXPENSE-OTHER>                                 11,490
<INCOME-PRETAX>                                  4,974
<INCOME-PRE-EXTRAORDINARY>                       3,479
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,479
<EPS-BASIC>                                       2.97
<EPS-DILUTED>                                     2.95
<YIELD-ACTUAL>                                    4.09
<LOANS-NON>                                      1,053
<LOANS-PAST>                                       703
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,271
<CHARGE-OFFS>                                    1,531
<RECOVERIES>                                       325
<ALLOWANCE-CLOSE>                                2,285
<ALLOWANCE-DOMESTIC>                                 0<F4>
<ALLOWANCE-FOREIGN>                                  0<F4>
<ALLOWANCE-UNALLOCATED>                            679<F4>
<FN>
<F1>GUARANTEED PREFERRED BENEFICIAL INTEREST IN THE CORPORATION'S JUNIOR
SUBORDINATED DEBT OF $1,578 MILLION IS INCLUDED IN LONG-TERM DEBT FOR THE PERIOD
ENDED DECEMBER 31, 1999.
<F2>TREASURY STOCK OF $1,567 MILLION FOR THE PERIOD ENDED DECEMBER 31, 1999, IS
INCLUDED AS A REDUCTION OF STOCKHOLDERS' EQUITY.
<F3>INVESTMENT SECURITIES GAINS DO NOT INCLUDE THE CORPORATION'S EQUITY GAINS,
WHICH TOTALED $415 MILLION FOR THE PERIOD ENDED DECEMBER 31, 1999.
<F4>THE CORPORATION IS NOT REQUIRED TO PRESENT SEPARATE DATA RELATED TO FOREIGN
ACTIVITIES.
</FN>


</TABLE>