<PAGE>
EXHIBIT 13.3


                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549


                                   FORM 10-QSB
          QUARTERLY REPORT UNDER SECTION 13 OR 15(D) OF THE SECURITIES
                              EXCHANGE ACT OF 1934

                  FOR THE QUARTERLY PERIOD ENDED SEPTEMBER 30, 2000

                        Commission file number 000-24927

                                X-Ramp.com, Inc.
                                ----------------
           (Exact Name of Small Business as Specified In Its Charter)


                Nevada                                   33-0199082
(State of Incorporation or Organization)     (I.R.S.Employer Identification No.)

                            2100 First Federal Plaza
                            Rochester, New York 14614
                    (Address of Principal Executive Offices)

                                 (800) 819-9653
                (Issuer's Telephone Number, including Area Code)

                              Classified Online.com
                      1839 S. E. Port Saint Lucie Boulevard
                          Port St. Lucie, Florida 34952
          (Former Name and Former Address if Changed Since Last Report)

Check whether the issuer (1) filed all reports required to be filed by Section
13 or 15(d) of the Exchange Act during the past12 months and (2) has been
subject to such filing requirements for the past 90 days.    Yes X    No__

The number of shares outstanding of the issuer's Common Stock, as of
september 30, 2000: 10,319,997.


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                                X-RAMP.COM, INC.
                        (FORMERLY CLASSIFIED ONLINE.COM)
                        (A DEVELOPMENT STAGE ENTERPRISE)

                      Condensed Consolidated Balance Sheet

                                                                   September 30,
                          ASSETS                                       2000
                                                                       ----
Current assets:
     Cash and cash equivalents                                        $   7,679
     Accounts receivable                                                      -
     Prepaid expenses                                                     4,388
                                                                      ----------
           Total current assets                                          12,067

Other assets                                                             19,194
                                                                      ----------

                                                                      $  31,261
                                                                      ==========

               LIABILITIES AND STOCKHOLDERS' EQUITY (DEFICIT)
Current liabilities:
     Notes payable to stockholders                                       65,017
     Accounts payable and accrued expenses                              287,247
                                                                      ----------
           Total current liabilities                                    352,264

Stockholders' equity (deficit):
     Preferred stock, $.01 par value, authorized 20,000,000
       shares, none issued and outstanding                                    -
     Common stock, $.001 par value, authorized 50,000,000
        shares, issued 10,319,997 shares                                 10,320
     Additional paid-in capital                                         389,885
     Deficit accumulated during development stage                      (680,695)
                                                                      ----------
                                                                       (280,490)

     Less treasury stock, 46,300 common shares, at cost                 (40,513)
                                                                      ----------

           Total stockholders' equity (deficit)                        (321,003)
                                                                      ----------

                                                                      $  31,261
                                                                      ==========

See accompanying notes to condensed consolidated financial statements.


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<TABLE>

                                                    X-RAMP.COM, INC.
                                            (FORMERLY CLASSIFIED ONLINE.COM)
                                            (A DEVELOPMENT STAGE ENTERPRISE)

                                     Condensed Consolidated Statements of Operations
<CAPTION>

                                                                                                      Period from February 9,
                                                Three Months Ended           Nine Months Ended       1999 (Inception) Through
                                                ------------------           -----------------       ------------------------
                                         September 30,      September 30,      September 30,      September 30,     September 30,
                                             2000               1999               2000               1999               2000
                                             ----               ----               ----               ----               ----
<S>                                      <C>                <C>                <C>                <C>                <C>
Net sales                                $         46       $         -        $       442        $         -        $       644
                                         -------------      -------------      -------------      -------------      -------------

Expenses:
   General and administrative                  50,747             22,698            152,767            169,394            334,000
   Consulting and professional                 61,635                  -            134,329             20,000            316,072
   Equipment rental                                 -                  -              7,667                  -             18,429
   Other                                        4,745                  -              7,581                  -             12,838
                                         -------------      -------------      -------------      -------------      -------------

           Total expenses                     117,127             22,698            302,344            189,394            681,339
                                         -------------      -------------      -------------      -------------      -------------

           Loss before income taxes          (117,081)           (22,698)          (301,902)          (189,394)          (680,695)

Income taxes                                        -                  -                  -                  -                  -
                                         -------------      -------------      -------------      -------------      -------------

           Net loss                      $   (117,081)      $    (22,698)      $   (301,902)      $   (189,394)      $   (680,695)
                                         =============      =============      =============      =============      =============

Basic loss per common share              $      (0.01)      $      (0.00)      $      (0.03)      $      (0.02)      $      (0.07)
                                         =============      =============      =============      =============      =============

Weighted average shares outstanding        10,048,258          9,688,033         10,021,183          8,717,783          9,508,580
                                         =============      =============      =============      =============      =============
</TABLE>

See accompanying notes to condensed consolidated financial statements.

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<TABLE>

                                               X-RAMP.COM, INC.
                                       (FORMERLY CLASSIFIED ONLINE.COM)
                                       (A DEVELOPMENT STAGE ENTERPRISE)

                                Condensed Consolidated Statements of Cash Flows
<CAPTION>

                                                                                         Period from February 9,
                                                                 Nine Months Ended       1999 (Inception) Through
                                                                 -----------------       ------------------------
                                                                   September 30,     September 30,       September 30,
                                                                       2000              1999                2000
                                                                       ----              ----                ----
<S>                                                                 <C>                <C>                <C>
Cash flows from operating activities:
     Reconciliation of net loss to net cash provided by
        operating activities:
     Net loss                                                       $(301,902)         $(189,394)         $(680,695)
     Adjustments to reconcile net loss to net cash
         provided by operating activities:
        General, administrative, and consulting expenses
           compensated through the issuance of common stock                 -            161,694            359,381
        (Increase) decrease in accounts receivable                        202                  -                  -
        (Increase) decrease in prepaid expenses and other
           assets                                                      51,551            (26,772)           (23,582)
        Increase in accounts payable and accrued expenses             232,407             54,956            327,574
                                                                    ----------         ----------         ----------
           Total adjustments                                          284,160            189,878            663,373
                                                                    ----------         ----------         ----------

           Net cash provided (used) by operating activities           (17,742)               484            (17,322)
                                                                    ----------         ----------         ----------

Cash flows from investing activities                                        -                  -                  -
                                                                    ----------         ----------         ----------
Cash flows from financing activities:
     Proceeds from the issuance of common stock                        25,001                  -             25,001
                                                                    ----------         ----------         ----------
           Net cash provided by financing activities                   25,001                  -             25,001
                                                                    ----------         ----------         ----------
           Net change in cash and cash equivalents                      7,259                484              7,679

Cash and cash equivalents at beginning of period                          420                  -                  -
                                                                    ----------         ----------         ----------

Cash and cash equivalents at end of period                          $   7,679          $     484          $   7,679
                                                                    ==========         ==========         ==========
</TABLE>

Supplemental schedule of non-cash investing and financing activities:

On May 5, 2000, the Company reclassified certain accounts payable to
stockholders and an affiliate of a stockholder amounting to $65,017 to notes
payable.

See accompanying notes to condensed consolidated financial statements.


<PAGE>

                                X-RAMP.COM, INC.
                        (FORMERLY CLASSIFIED ONLINE.COM)
                        (A DEVELOPMENT STAGE ENTERPRISE)

              Notes to Condensed Consolidated Financial Statements

                               September 30, 2000


(1)      DESCRIPTION OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

         (A)    BUSINESS

                X-Ramp.com, Inc. (formerly Classified OnLine.Com) (the Company),
                a development stage enterprise, was organized and incorporated
                under the laws of the State of Nevada on February 9, 1999 for
                the purpose of designing, developing, and marketing an
                internet-based classified advertising web-site. On April 19,
                2000, the Company changed its name from Classified OnLine.Com to
                X-Ramp.com, Inc. On May 24, 2000, the Company formed a new
                wholly-owned subsidiary, Classified OnLine.com, Inc. The Company
                expects to commence operations during the year 2000.

                On January 24, 2000, the Company formed a new wholly-owned
                subsidiary, SafeVenture.Com, in the state of Nevada for the
                purpose of designing, developing, and marketing an
                internet-based escrow transaction service. The Company
                anticipates commencing operations during the year 2000.

                As of September 30, 2000, the Company was in the development
                stage and had not begun its operations and had no significant
                sources of revenue. Management intends to fund future
                development activities through funding from its principal
                stockholders and officers or through the issuance of capital.
                The Company's ability to continue as a going concern is
                dependent upon the development of revenue sources sufficient to
                fund operations and the Company's ability to issue new capital.

         (B)    PRESENTATION

                The Company's financial statements include the accounts of the
                Company and its wholly-owned subsidiaries, Classified
                OnLine.com, Inc., WantToBuyOnline.Com and SafeVenture.Com. All
                significant intercompany balances and transactions have been
                eliminated in consolidation.

                In the opinion of management, the unaudited financial statements
                contain all adjustments necessary to present fairly the
                Company's financial position as of September 30, 2000 and the
                results of operations and cash flows for the three months and
                nine months ended September 30, 2000 and for the period from
                February 9, 1999 (inception) through September 30, 2000 and
                1999. The accompanying interim financial statements should be
                read in conjunction with the Company's Form 10-KSB filing for
                the period ended December 31, 1999.

         (C)    LOSS PER SHARE

                Earnings per share is accounted for by using the basic and
                diluted earnings per share method prescribed by SFAS No. 128.
                Basic loss per share is based on the weighted average number of
                shares of common stock outstanding during the period. Diluted
                loss per share is based on shares of common stock and dilutive
                potential common stock (stock options) outstanding during the
                period. Diluted loss per share was antidilutive due to the net
                loss generated by the Company during the periods ended September
                30, 2000 and 1999 and is therefore not reported.

                                                                     (Continued)

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                                X-RAMP.COM, INC.
                         (FORMERLY CLASSIFIED ONLINE.COM
                        (A DEVELOPMENT STAGE ENTERPRISE)

              Notes to Condensed Consolidated Financial Statements



         (D)    COMPREHENSIVE INCOME

                The FASB has issued Statement No. 130, REPORTING COMPREHENSIVE
                INCOME (Statement 130), which establishes standards for
                reporting and display of comprehensive income and its components
                in a financial statement having the same prominence as other
                consolidated financial statements. As of September 30, 2000, the
                Company had no components considered to be other comprehensive
                income.

(2)    STOCKHOLDERS' EQUITY

       On September 18, 2000, the Company issued 312,500 shares of restricted
       common stock. Total proceeds amounted to $25,001, or approximately $0.08
       per share.

(3)    RELATED PARTY TRANSACTIONS

       During the nine months ended September 30, 2000 and the period from
       February 9, 1999 (inception) through December 31, 1999, a portion of the
       Company's operating expenses were funded by the Company's president,
       vice-president, and certain stockholders. On May 5, 2000, amounts payable
       to certain stockholders totaling $55,845 were transferred to notes
       payable, bearing interest at 10% and due on June 30, 2000. In addition,
       as of June 30, 2000, the Company owed the officers and the stockholders
       amounts totaling $23,053 for reimbursement of such expenses.

       During the period from February 9, 1999 (inception) through June 30,
       2000, certain expenses totaling $9,172 were funded by an affiliate of the
       Company's former president. On May 5, 2000, the Company transferred the
       balance of $9,172 to a note payable, bearing interest at 10% and due on
       June 30, 2000.

       As of September 30, 2000, amounts due the former president under notes
       payable totaling $65,017 remained outstanding. See note 4 for further
       discussion.


(4)    CONTINGENCIES

       The Company is involved in various claims and legal actions, as discussed
       below, arising in the normal course of business, the ultimate disposition
       or damages of which, if any, are not presently determinable.

       On August 21 , 2000, A former officer of the company commenced an action
       against various defendants, including the company, certain directors, and
       the companies former president, seeking compensatory and punitive damages
       to be determined at trial relating to company stock transferred to the
       plaintiff's former wife. The outcome and merits are not determinable at
       this time. Settlement discussions are continuing and the company has been
       given an indefinite extension in which to answer the complaint.

       The companies former President and director commenced a lawsuit on
       September 13, 2000, against the company for $65,017, alleging the company
       failed to timely pay certain promissory notes he signed on behalf of the
       company to himself and his affiliates. The company believes the claims to
       be without merit and has filed a motion to dismiss the action. The
       company believes it also has substantial counterclaims against the former
       president.

(5)    SUBSEQUENT EVENTS

       During October and November, 2000, the Company entered into employment
       agreements with certain employees that provides, among other provisions,
       stock options to purchase an aggregate of 420,000 shares of common stock
       at $0.08 per share. The stock options vest as follows: 84,000 on December
       31, 2001; 84,000 on December 31, 2002; and 252,000 on December 31, 2003.
       All options terminate on January 5, 2010, unless the employees terminate
       employment, at which point all unexercised options terminate if the
       employee terminates within the first year of the date of grant, or the
       unexercised options terminate sixty days after employment is terminated
       if the employee terminates after the first year of such grant. All
       options vest immediately upon the sale of the Company, or upon completion
       of a public offering.

       On November 9, 2000, the Company issued 400,000 shares of restricted
       common stock to a firm engaged to perform various business advisory
       services. The services will be performed over a one-year period and are
       valued at $32,000. In addition, the Company has agreed to pay the firm
       fees equal to two and one-half percent of any proceeds received by the
       Company from the sale of common stock to a party identified by the
       advisory firm.

       On November 15, 2000, the Company issued 75,000 shares of restricted
       common stock in exchange for marketing services valued at $37,500. Such
       services had been provided to the Company during a portion of 1999 and
       2000, for which accrued expenses was included in the accompanying
       condensed consolidated balance sheet as of September 30, 2000.


<PAGE>

                                     PART I
                              FINANCIAL INFORMATION

Item 1.   Financial Statements

The information required by Item 310(b) of Regulation S-B is set forth as an
Exhibit 1 hereto and is incorporated herein by reference.


Item 2.   Management's Discussion and Analysis or Plan of Operation

The Company has not had meaningful revenues from operations in each of the last
two fiscal years and is currently in the process of developing a plan of
operation for the next twelve months. The Company intends to generally move
forward in implementing its previously announced goal of seeking strategic
alliances as well as targeting companies for possible mergers and acquisitions.
The Company can satisfy its minimal cash requirements indefinitely through
advances and short-term loans by its officers and directors or through private
placement of the Company's authorized but unissued Common Stock. The Company has
no employees as of the date hereof.

                                     PART II
                                OTHER INFORMATION

Item 1.   Legal proceedings

The Company is involved in various claims and legal actions arising in the
normal course of business, the ultimate disposition or damages of which, if any,
are not presently determinable.

Additionally, a former officer of the Company, Barry Raphael, commenced an
action on August 21, 2000 against his former wife, Diane Maureen Raposo, former
Board members of the Company, Rick Oldfield, Steve Hocke, Alan Kipnis, and Steve
Tierney, as well as the Company inthe Superior Court of the State of California,
County of Los Angeles, Central Judicial District, seeking compensatory and
punitive damages to be determined at trial relating to Company stock transfered
to Ms. Raposo. The outcome and merits are not determinable at this time. Mr.
Raphael has offered to settle the matter with respect to the company and the
Company has been given an indefinite extension in which to answer.

The Company's former president and director, Richard Oldfield commenced a
lawsuit on September 13, 2000 against the Company in the Circuit Court of the
19th Judicial Circuit in and for St. Lucie County Florida for $65,017.05,
alleging the Company failed to timely pay certain promissory notes he signed on
behalf of the Company to himself, a female friend, and a corporation he owned.
The Company believes the claims to be without merit and has filed a motion to
dismiss the action. The the Company believes it also has substantial
counterclaims against Mr. Oldfield.

See accompanying notes to consolidated financial statements.




<PAGE>

Item 5. Other Information

On July 31, 2000, Michael Gilbert was appointed a Director of the Company,
replacing Richard J. Oldfield who had previously resigned.


Item 6.   Exhibits and Reports on Form 8-K.

         a) Exhibits required by Item 601 of Regulation S-B.

Index of Exhibits
- -----------------

                  (3 (i)) Articles of Incorporation (incorporated by reference
                  from the Company's Amended Form 10-SB, filed May 10, 1999).

                  (3(ii)) By-laws (incorporated by reference from the Company's
                  Amended Form 10-SB, filed May 10, 1999).


         b) Reports on Form 8-K. None filed during the quarter for which this
report is filed.


<PAGE>


                                   SIGNATURES

In accordance with the requirements of the Exchange Act, the registrant has duly
caused this Report to be signed on its behalf by the undersigned, thereunto duly
authorized.

                                          X-Ramp.com, Inc.


Date: November 20, 2000                   By: /s/ Michael J. Lates
                                              -----------------------
                                              Michael J. Lates, President