<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE FINANCIAL DATA SCHEDULE CONTAINS FINANCIAL INFORMATION FROM THE
CORPORATION'S INTERIM CONSOLIDATED FINANCIAL STATEMENTS CONTAINED IN ITS
QUARTERLY  REPORT ON FORM 10-Q FOR THE PERIOD ENDED SEPTEMBER 30, 1996 AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               SEP-30-1996
<CASH>                                          20,204
<INT-BEARING-DEPOSITS>                           4,782
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     72,641
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        687,752
<ALLOWANCE>                                      3,024
<TOTAL-ASSETS>                                 827,275
<DEPOSITS>                                     615,586
<SHORT-TERM>                                    42,712
<LIABILITIES-OTHER>                             13,668
<LONG-TERM>                                     79,958
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            60
<OTHER-SE>                                      75,291
<TOTAL-LIABILITIES-AND-EQUITY>                 827,275
<INTEREST-LOAN>                                 34,766
<INTEREST-INVEST>                                3,906
<INTEREST-OTHER>                                   546
<INTEREST-TOTAL>                                39,218
<INTEREST-DEPOSIT>                              17,976
<INTEREST-EXPENSE>                               3,602
<INTEREST-INCOME-NET>                           17,640
<LOAN-LOSSES>                                      414
<SECURITIES-GAINS>                                   5
<EXPENSE-OTHER>                                 16,918
<INCOME-PRETAX>                                  2,865
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,617
<EPS-PRIMARY>                                      .29
<EPS-DILUTED>                                      .29
<YIELD-ACTUAL>                                    3.57
<LOANS-NON>                                      1,447
<LOANS-PAST>                                     1,174
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,251
<CHARGE-OFFS>                                       46
<RECOVERIES>                                        65
<ALLOWANCE-CLOSE>                                3,024
<ALLOWANCE-DOMESTIC>                             1,760
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,264


</TABLE>