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                                                                    EXHIBIT 31.2

                    CERTIFICATION PURSUANT TO RULE 13A-14(A)
                     OF THE SECURITIES EXCHANGE ACT OF 1934
                    AS ADOPTED PURSUANT TO SECTION 302 OF THE
                           SARBANES-OXLEY ACT OF 2002


I, Steven R. Doll, Chief Financial Officer of DSA Financial Corporation, certify
that:

1.      I have reviewed this quarterly report on Form 10-QSB of DSA Financial
        Corporation;

2.      Based on my knowledge, this quarterly report does not contain any untrue
        statement of a material fact or omit to state a material fact necessary
        to make the statements made, in light of the circumstances under which
        such statements were made, not misleading with respect to the period
        covered by this quarterly report;

3.      Based on my knowledge, the financial statements, and other financial
        information included in this quarterly report, fairly present in all
        material respects the financial condition, results of operations and
        cash flows of the small business issuer as of, and for, the periods
        presented in this quarterly report;

4.      The small business issuer's other certifying officer and I are
        responsible for establishing and maintaining disclosure controls and
        procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e))
        for the small business issuer and have:

        a.      Designed such disclosure controls and procedures or caused such
                disclosure controls to be designed under our supervision, to
                ensure that material information relating to the small business
                issuer, including its consolidated subsidiaries, is made known
                to us by others within those entities, particularly during the
                period in which this quarterly report is being prepared;

        b.      Evaluated the effectiveness of the small business issuer's
                disclosure controls and procedures and presented in this report
                our conclusions about the effectiveness of the disclosure
                controls and procedures, as of the end of the period covered by
                this quarterly report based on such evaluation; and

        c.      Disclosed in this report any change in the small business
                issuer's internal control over financial reporting that occurred
                during the small business issuer's most recent fiscal quarter
                (the small business issuer's fourth fiscal quarter in the case
                of an annual report) that has materially affected, or is
                reasonably likely to materially affect, the small business
                issuer's internal control over financial reporting; and

5.      The small business issuer's other certifying officer and I have
        disclosed, based on our most recent evaluation of internal control over
        financial reporting, to the small business issuer's auditors and the
        audit committee of small business issuer's board of directors (or
        persons performing the equivalent functions):

        a.      All significant deficiencies and material weaknesses in the
                design or operation of internal control over financial reporting
                which are reasonably likely to adversely affect the small
                business issuer's ability to record, process, summarize and
                report financial information; and

        b.      Any fraud, whether or not material, that involves management or
                other employees who have a significant role in the small
                business issuer's internal control over financial reporting.


Date:   February 10, 2006                        /s/ Steven R. Doll
                                                 -------------------------------
                                                 Steven R. Doll
                                                 Chief Financial Officer
                                                 (principal financial officer)