<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THE FINANCIAL DATA SCHEDULE CONTAINS FINANCIAL INFORMATION FROM THE
CORPORATION'S CONSOLIDATED FINANCIAL STATEMENTS CONTAINED IN ITS ANNUAL REPORT
ON FORM 10-K FOR THE PERIOD ENDED DECEMBER 31, 1997 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             JAN-01-1997
<PERIOD-END>                               DEC-31-1997
<CASH>                                          25,437
<INT-BEARING-DEPOSITS>                           7,087
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                 1,955
<INVESTMENTS-HELD-FOR-SALE>                     57,308
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        750,716
<ALLOWANCE>                                      3,293
<TOTAL-ASSETS>                                 885,817
<DEPOSITS>                                     654,560
<SHORT-TERM>                                    70,500
<LIABILITIES-OTHER>                              9,436
<LONG-TERM>                                     74,958
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            60
<OTHER-SE>                                      76,303
<TOTAL-LIABILITIES-AND-EQUITY>                 885,817
<INTEREST-LOAN>                                 59,948
<INTEREST-INVEST>                                3,707
<INTEREST-OTHER>                                 1,071
<INTEREST-TOTAL>                                64,726
<INTEREST-DEPOSIT>                              29,398
<INTEREST-EXPENSE>                               8,306
<INTEREST-INCOME-NET>                           27,022
<LOAN-LOSSES>                                      660
<SECURITIES-GAINS>                                 143
<EXPENSE-OTHER>                                 18,708
<INCOME-PRETAX>                                 11,800
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,527
<EPS-PRIMARY>                                     1.46
<EPS-DILUTED>                                     1.34
<YIELD-ACTUAL>                                    3.37
<LOANS-NON>                                      2,080
<LOANS-PAST>                                       646
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 3,129
<CHARGE-OFFS>                                      615
<RECOVERIES>                                       119
<ALLOWANCE-CLOSE>                                3,293
<ALLOWANCE-DOMESTIC>                             2,837
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            456





</TABLE>