<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) DIME
BANCORP, INC.'S ANNUAL REPORT ON FORM 10-K FOR THE FISCAL YEAR ENDED DECEMBER
31, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B) FINANCIAL
INFORMATION.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                         414,289
<INT-BEARING-DEPOSITS>                          11,255
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                               177,021
<INVESTMENTS-HELD-FOR-SALE>                  3,849,676
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     16,940,721
<ALLOWANCE>                                    140,296
<TOTAL-ASSETS>                              23,921,325
<DEPOSITS>                                  14,261,449
<SHORT-TERM>                                 6,427,905
<LIABILITIES-OTHER>                            397,779
<LONG-TERM>                                  1,318,087
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,203
<OTHER-SE>                                   1,514,902
<TOTAL-LIABILITIES-AND-EQUITY>              23,921,325
<INTEREST-LOAN>                              1,144,906
<INTEREST-INVEST>                              272,681
<INTEREST-OTHER>                                 1,511
<INTEREST-TOTAL>                             1,419,098
<INTEREST-DEPOSIT>                             482,006
<INTEREST-EXPENSE>                             840,613
<INTEREST-INCOME-NET>                          578,485
<LOAN-LOSSES>                                   29,500
<SECURITIES-GAINS>                               2,062
<EXPENSE-OTHER>                                730,776
<INCOME-PRETAX>                                386,452
<INCOME-PRE-EXTRAORDINARY>                     243,940
<EXTRAORDINARY>                                (4,127)
<CHANGES>                                            0
<NET-INCOME>                                   239,813
<EPS-BASIC>                                       2.15
<EPS-DILUTED>                                     2.13
<YIELD-ACTUAL>                                    2.91
<LOANS-NON>                                     69,362
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                11,320
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               105,081
<CHARGE-OFFS>                                   21,984
<RECOVERIES>                                     8,422
<ALLOWANCE-CLOSE>                              140,296
<ALLOWANCE-DOMESTIC>                           140,296
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>