# Exhibit 14

# FENTURA FINANCIAL,
INC. CODE OF ETHICS

In my role with Fentura
Financial, Inc. and/or subsidiaries or affiliates (the Company), I certify to
the Company and the Audit Committee of the Board of Directors of the Company, that I will
adhere to and advocate the following principles and responsibilities governing my
professional and ethical conduct to the best of my knowledge and ability:

|1. | I
will act with honesty and integrity, avoiding actual or apparent conflicts of
          interest in all personal and professional relationships.
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|2. | I
will provide information that is accurate, complete, objective, relevant,
          timely and understandable.
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|3. | I
will comply with the rules and regulations of federal, state, and local
          governments, and other appropriate private and public regulatory agencies.
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|4. | I
will act in good faith, responsibly, and with due care. I will not           misrepresent
material facts or allow my independent judgment to be subordinated           or otherwise
compromised.
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|5. | I
will respect and maintain the confidentiality of information reviewed or
          acquired in carrying out my duties except when authorized or otherwise legally
          obligated to disclose.
|-- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

|6. | I
will share knowledge and maintain skills important and relevant to the needs           of
the Company.
|-- | --------------------------------------------------------------------------------------------------------

|7. | I
will proactively practice and promote ethical behavior as a professional in my
          role with the Company.
|-- | -----------------------------------------------------------------------------------------------------------------

|8. | I
will not solicit for myself or for a third party anything of value from anyone
          in return for any business, service or confidential information of the Company,
          nor will I accept anything of value from anyone (except for my wages and as
          otherwise permitted by law or by the Companys Employee Handbook) in
          connection with the business of the Company, either before or after a
          transaction is discussed or completed.
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|9. | I
will comply with and adhere to all of the Companys policies and
          practices, including those policies governing accounting and financial
reporting           practices and corporate governance.
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|10. | I
will respond honestly and candidly when dealing with the Companys
          independent and internal auditors, regulators and attorneys.
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|11. | I
will promptly disclose to an appropriate person or persons any material
          transaction or relationship that reasonably could be expected to give rise to a
          conflict of interest, and/or violations of this Code.
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|(Signature) | (Date)