EX-10.101



 Exhibit 10.101 

AMENDMENT TO REVOLVING CREDIT AGREEMENTS 

This Amendment to Revolving Credit Agreements (this “Amendment”) is entered into as of June 13, 2012 (the “Amendment
Effective Date”) by and between GE CAPITAL RETAIL BANK, a federal savings bank organized under the laws of the United States (“Borrower”), and GENERAL ELECTRIC CAPITAL CORPORATION, a Delaware corporation
(“Lender”). 
 WHEREAS, Borrower and Lender are parties, either directly or as successors or assignees to the
original parties, to (i) that certain Revolving Credit Agreement dated as of March 29, 1996, by and between GE Capital Consumer Card Co. and Lender in the principal amount of $2,000,000,000 (“RCA No. 1”); (ii) that certain
Revolving Credit Agreement dated as of March 29, 1996, by and between GE Capital Consumer Card Co. and Lender in the principal amount of $3,500,000,000 (“RCA No. 2”); (iii) that certain Revolving Credit Agreement dated as of
March 29, 1996, by and between GE Capital Consumer Card Co. and GECFS, Inc., in the principal amount of $2,000,000,000 (“RCA No. 3”); (iv) that certain Revolving Credit Agreement dated as of March 29, 1996, by and between GE
Capital Consumer Card Co. and GECFS, Inc., in the principal amount of $6,500,000,000 (“RCA No. 4”); and (v) that certain Revolving Credit Agreement dated as of May 1996, by and between Monogram Credit Card Bank of Georgia and
Lender in the principal amount of $15,000,000.000 (“RCA No. 5”)(as each has been or may be amended, modified or restated, collectively, the “Agreements”); and 

WHEREAS, Borrower and Lender desire to amend the Agreements as set forth in this Amendment.  

NOW, THEREFORE, in consideration of the foregoing and the terms, conditions and mutual covenants and agreements contained herein, and
for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Borrower and Lender agree as follows: 

SECTION 1. Definitions. Unless otherwise defined herein, all capitalized terms used in this Amendment will have the meanings
ascribed to them in each Agreement. 
 SECTION 2. Amendments to Agreements. The amount of the line of credit referenced in the
first paragraph and in section 2 of each Agreement is hereby decreased from the amount corresponding with the “Current Line of Credit” to the amount corresponding with the “Amended Line of Credit,” in each case, as set forth in
the chart below: 
  

									
	 Agreement
	  	Current Line of
Credit	 	  	Amended Line of
Credit	 
	 RCA No. 1
	  	$	2,000,000,000	  	  	$	1,000,000,000	  
	 RCA No. 2
	  	$	3,500,000,000	  	  	$	2,000,000,000	  
	 RCA No. 3
	  	$	2,000,000,000	  	  	$	1,000,000,000	  
	 RCA No. 4
	  	$	6,500,000,000	  	  	$	3,000,000,000	  
	 RCA No. 5
	  	$	15,000,000,000	  	  	$	3,000,000,000	  

 SECTION 3. Effect of Amendment. This Amendment is hereby incorporated into and made a part of
each Agreement. Except as amended by this Amendment, all terms and provisions of each Agreement shall continue and remain in full force and effect and binding upon the parties. 







 SECTION 4. Counterparts. This Amendment may be executed in any number of
counterparts, each of which when so executed shall constitute an original, but all of which when taken together shall constitute but one Amendment. Executed counterparts may be delivered electronically. 

SECTION 5. Governing Law. This Amendment shall in all respects, including all matters of construction, validity, and
performance, be governed by and construed in accordance with the internal laws of the State of New York, without giving effect to choice-of-law principals, and applicable laws of the United States of America. 

[Signature Page Follows] 







 IN WITNESS WHEREOF, the parties have executed this Amendment by their respective officers
thereunto duly authorized as of the Amendment Effective Date. 
  

			
	GE CAPITAL RETAIL BANK
		
	By:	 	 /s/ Michael Lagnese

	Name:	 	Michael Lagnese
	Title:	 	Senior Vice President and Finance Manager
	
	GENERAL ELECTRIC CAPITAL CORPORATION
		
	By:	 	 /s/ Jeffrey S. Bornstein

	Name:	 	Jeffrey S. Bornstein
	Title:	 	Chief Financial Officer