<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A) DIME
BANCORP INC.'S FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 1996 AND IS QUALIFIED
IN ITS ENTIRETY BY REFERENCE TO SUCH (B) FORM 10-K.

</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                         158,753
<INT-BEARING-DEPOSITS>                           5,627
<FED-FUNDS-SOLD>                                19,550
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  2,589,572
<INVESTMENTS-CARRYING>                       4,363,971
<INVESTMENTS-MARKET>                         4,279,937
<LOANS>                                     10,853,382
<ALLOWANCE>                                    106,495
<TOTAL-ASSETS>                              18,870,108
<DEPOSITS>                                  12,856,739
<SHORT-TERM>                                 3,908,677
<LIABILITIES-OTHER>                            175,841
<LONG-TERM>                                    906,514
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         1,083
<OTHER-SE>                                   1,021,254
<TOTAL-LIABILITIES-AND-EQUITY>              18,870,108
<INTEREST-LOAN>                                784,109
<INTEREST-INVEST>                              540,252
<INTEREST-OTHER>                                26,337
<INTEREST-TOTAL>                             1,350,698
<INTEREST-DEPOSIT>                             531,216
<INTEREST-EXPENSE>                             889,403
<INTEREST-INCOME-NET>                          461,295
<LOAN-LOSSES>                                   41,000
<SECURITIES-GAINS>                            (11,265)
<EXPENSE-OTHER>                                344,523
<INCOME-PRETAX>                                154,240
<INCOME-PRE-EXTRAORDINARY>                     154,240
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   104,256
<EPS-PRIMARY>                                     1.00<F1><F2>
<EPS-DILUTED>                                     0.96<F2>
<YIELD-ACTUAL>                                    2.40
<LOANS-NON>                                    191,590
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                               213,007
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               128,295
<CHARGE-OFFS>                                   71,296
<RECOVERIES>                                     8,496
<ALLOWANCE-CLOSE>                              106,495
<ALLOWANCE-DOMESTIC>                           106,495
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>REPRESENTS EPS-BASIC
<F2>RESTATED TO REFLECT THE COMPANY'S ADOPTION OF STATEMENT OF FINANCIAL ACCOUNTING
STANDARDS NO. 128 "EARNINGS PER SHARE."
</FN>
        

</TABLE>