<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from SEC Form
10-KSB and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0000919624
<NAME> HARVEST HOME FINANCIAL
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
       
<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          SEP-30-1996
<PERIOD-END>                               SEP-30-1996
<EXCHANGE-RATE>                                      1
<CASH>                                             520
<INT-BEARING-DEPOSITS>                             788
<FED-FUNDS-SOLD>                                   400
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     32,534
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                         42,267
<ALLOWANCE>                                        111
<TOTAL-ASSETS>                                  78,718
<DEPOSITS>                                      57,958
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              1,035
<LONG-TERM>                                     10,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                       9,725
<TOTAL-LIABILITIES-AND-EQUITY>                  78,718
<INTEREST-LOAN>                                  3,159
<INTEREST-INVEST>                                1,793
<INTEREST-OTHER>                                   257
<INTEREST-TOTAL>                                 5,209
<INTEREST-DEPOSIT>                               2,814
<INTEREST-EXPENSE>                               2,969
<INTEREST-INCOME-NET>                            2,240
<LOAN-LOSSES>                                        1
<SECURITIES-GAINS>                                   2
<EXPENSE-OTHER>                                  2,136
<INCOME-PRETAX>                                    177
<INCOME-PRE-EXTRAORDINARY>                         132
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       132
<EPS-PRIMARY>                                      .16
<EPS-DILUTED>                                      .16
<YIELD-ACTUAL>                                    2.24
<LOANS-NON>                                        164
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                     88
<ALLOWANCE-OPEN>                                   110
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                  111
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            111
        

</TABLE>