CORPORATE INFORMATION
 
     Annual Meeting
 
     The Annual Meeting of Shareholders of Premier Bancorp, Inc. will be held at
The Barley Sheaf Bed and Breakfast Inn, Route 202, Holicong, PA on May 13, 1999,
at 9:00 a.m.
 
     Transfer Agent
     Registrar and Transfer Company
     311 Cox Street
     Roselle, NJ 07203
     (800) 368-5948
 
     Form 10-KSB
 
     A copy of Premier Bancorp Inc.'s Annual Report on Form 10-KSB, as filed
with the Securities and Exchange Commission, is available, without charge to
shareholders, by writing John C. Soffronoff, President and Chief Executive
Officer, Premier Bancorp, Inc., 379 North Main Street, Doylestown, Pennsylvania,
18901-0818. The Annual Report and other Company reports are filed electronically
through the SEC's Electronic Data Gathering, Analysis, and Retrieval System
("EDGAR") which performs automated collection, validation, indexing, acceptance,
and forwarding of submissions to the Securities and Exchange Commission and is
accessible by the public using the Internet at http://www.sec.gov./edgarhp.htm.
 
     Directors of Premier Bancorp, Inc. and Premier Bank
 
<TABLE>
<S>                                                 <C>
Mario Andretti*                                     Brian R. Rich
Daniel E. Cohen                                     Ezio U. Rossi
Peter A. Cooper                                     Richard F. Ryon
Clark S. Frame                                      Gerald Schatz
David C. Frame*                                     Bruce E. Sickel
Thomas E. Mackell                                   John C. Soffronoff
Barry J. Miles, Sr.                                 Irving N. Stein
Daniel A. Nesi                                      Thomas P. Stitt
Neil W. Norton                                      HelenBeth Garofalo Vilcek
Thomas M. O'Mara                                    George H. Wetherill
Michael J. Perrucci                                 John A. Zebrowski
</TABLE>
 
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*Director Emeritus
 
     Officers of Premier Bancorp, Inc.
     Clark S. Frame, Chairman of the Board
     Barry J. Miles, Sr., Vice Chairman
     John C. Soffronoff, President and Chief Executive Officer
     Bruce E. Sickel, Treasurer, Senior Vice President and Chief Financial
     Officer
     John J. Ginley, Secretary, Senior Vice President and Senior Lending Officer
 
     Executive Management of Premier Bank
     John C. Soffronoff, President and Chief Executive Officer
     Bruce E. Sickel, Senior Vice President and Chief Financial Officer
     John J. Ginley, Senior Vice President and Senior Lending Officer
 
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<PAGE>
     Officers of Premier Bank
     Warren Beideman, Vice President and Loan Officer -- Southampton
     Anthony Betz, Vice President and Loan Officer -- Easton
     Joanne M. Calibeo, Controller
     James P. DeBow, Vice President and Loan Officer -- Southampton
     Rose M. DeLaurentis, Vice President and Loan Officer -- Southampton
     Edward A. Grosik, Vice President and Loan Officer -- Floral Vale
     David Grow, Assistant Vice President and Branch Manager -- Easton
     Suzanne Hartshorne, Vice President and Loan Officer -- Doylestown
     Dolores J. Kleppinger, Operations Controller
     Mark Mann, Vice President and Loan Officer -- Floral Vale
     James A. Miller, Vice President and Loan Officer -- Floral Vale
     Karen D. Moffat, Vice President and Branch Manager -- Doylestown
     Christopher A. Nardo, Branch Manager -- Floral Vale
     Stephen A. Patterson, Vice President and Loan Officer -- Easton
     Michele Pedersen, Vice President and Loan Officer -- Doylestown
     Dale O. Smith, Vice President and Branch Manager -- Southampton
 
     Office Locations
 
     Main Office
     379 North Main Street
     Doylestown, PA 18901
     (215) 345-5100
     Karen D. Moffat, Branch Manager
     Kimberly S. Roth, Assistant Branch Manager
 
     Easton Office
     2201 Northampton Street
     Easton, PA 18042
     (610) 258-5100
     David Grow, Branch Manager
 
     Southampton Office
     Southampton Shopping Center
     516 Second Street Pike
     Southampton, PA 18966
     (215) 322-5400
     Dale O. Smith, Branch Manager
     Elaine Lydon, Assistant Branch Manager
 
     Floral Value Office
     101 Floral Vale Boulevard
     Yardley, PA 19067
     (215) 579-6100
     Christopher A. Nardo, Branch Manager
     Michele A. Thompson, Assistant Branch Manager
 
     Commercial Loan Office
     283 Second Street Pike
     Suite 130
     Southampton, PA 18966
     (215) 953-2822
 
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