SUPERIOR COURT OF NEW JERSEY

APPELLATE DIVISION

DOCKET NO. A-5506-18T1

FEDERAL HOME LOAN,

Plaintiff-Respondent,

v.

PEGGY ANNE REINHARDT,

Defendant-Appellant.

____________________________

Submitted July 28, 2020 – Decided August 5, 2020

Before Judges Sumners and Mayer.

On appeal from the Superior Court of New Jersey, 

Chancery Division, Essex County, Docket 

No. F-040191-15.

Peggy Anne Reinhardt, appellant pro se.

Phelan Hallinan Diamond & Jones, PC, attorneys for 

respondent (Brian J. Yoder, on the brief).

PER CURIAM

NOT FOR PUBLICATION WITHOUT THE

APPROVAL OF THE APPELLATE DIVISION

This opinion shall not "constitute precedent or be binding upon any court." Although it is posted on the 

internet, this opinion is binding only on the parties in the case and its use in other cases is limited. R. 1:36-3.
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A-5506-18T1

Defendant Peggy Anne Reinhardt appeals from a July 10, 2019 order 

denying her motion for a stay of eviction. Because defendant has been 

evicted, we dismiss her appeal as moot.

Defendant's eviction relates to a final judgment of foreclosure obtained 

by plaintiff Federal Home Loan Mortgage Corporation on August 18, 2017,

arising from defendant's default on a promissory note. Defendant pledged her 

residential property as collateral for payment of the note and executed a nonpurchase money mortgage. After the entry of the foreclosure judgment, 

defendant received two statutory adjournments of the scheduled sheriff's sale. 

The sheriff's sale eventually took place on November 27, 2018, and plaintiff

purchased the property at the sale. 

Plaintiff obtained a writ of possession on April 4, 2019 and scheduled 

defendant's eviction for July 17, 2019. Defendant's requests for a stay of the 

eviction were denied by the trial court, an appellate court, and the Supreme 

Court for failure to demonstrate grounds for emergent relief consistent with 

Crowe v. DeGioia, 90 N.J. 126 (1982). According to plaintiff, "the eviction 

was completed" on July 17, 2019. 
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A-5506-18T1

On appeal, defendant timely challenges only the July 10, 2019 order 

denying a stay of her eviction. However, defendant's arguments on appeal 

related to the August 2017 final judgment of foreclosure. 

In April 2018, defendant was granted the opportunity to file a motion to 

vacate the foreclosure judgment. However, she failed to do so. Nor did 

defendant file an appeal from the foreclosure judgment. Thus, defendant's 

arguments related to the foreclosure judgment are untimely and are not 

properly before this court. 

Having reviewed the record, we are satisfied that defendant's challenge 

to the July 10, 2019 order denying a stay of eviction is moot. An issue is moot 

when "our decision sought in a matter, when rendered, can have no practical 

effect on the existing controversy." Deutsche Bank Nat'l Tr. Co. v. Mitchell, 

422 N.J. Super. 214, 221-22 (App. Div. 2011) (quoting Greenfield v. N.J. 

Dep't of Corr., 382 N.J. Super. 254, 257-58 (App. Div. 2006)). See also

Sudersan v. Royal, 386 N.J. Super. 246, 251 (App. Div. 2005) (holding in the 

context of a landlord-tenant matter, "[o]rdinarily, where a tenant no longer 

resides in the property, an appeal challenging the propriety of an eviction is 

moot"). 
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A-5506-18T1

Defendant's notice of appeal identified the July 10, 2019 order denying 

her application to stay the eviction, following the sheriff's sale of the 

mortgaged property after a final judgment of foreclosure. Since purchasing the 

property in November 2018, plaintiff paid all carrying costs associated with 

the property. Defendant exhausted her entitlement to the statutory stays of the 

sheriff's sale related to the foreclosure action and the hardship stays associated 

with plaintiff's eviction action. Her request for a stay of eviction was denied 

by three different courts. 

Defendant is no longer in possession of the property because she was 

evicted on July 17, 2019. Thus, defendant's appeal of the trial court's denial of 

a stay of the eviction is dismissed as moot.

Dismissed.