EXHIBIT 10.25

                FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT

           THIS  FOURTH   AMENDMENT  TO  LOAN  AND  SECURITY   AGREEMENT   (this
"Amendment") is made and entered into this 21st day of May, 1999, by and between
TROPICAL  SPORSTWEAR  INT'L  CORPORATION,  a Florida  corporation  ("Tropical"),
TROPICAL  SPORTSWEAR  COMPANY,  INC., a Delaware  corporation  ("TSCI"),  SAVANE
INTERNATIONAL CORP., a Texas corporation  (formerly known as Farah Incorporated)
("Savane"),  and APPAREL NETWORK CORPORATION,  a Florida corporation ("Apparel")
(Tropical,  TSCI,  Savane and Apparel  collectively  referred to  hereinafter as
"Borrowers"  and  individually  as a "Borrower")  each with its chief  executive
office and  principal  place of  business  at 4902 West  Waters  Avenue,  Tampa,
Florida 33634-1302;  the various financial  institutions listed on the signature
pages hereof and their respective  successors and permitted assigns which become
"Lenders"  as  provided in the Loan  Agreement  (as  defined  below);  and FLEET
CAPITAL CORPORATION,  a Rhode Island corporation,  in its capacity as collateral
and  administrative  agent for the Lenders (together with its successors in such
capacity,  "Agent")  with an office at 300 Galleria  Parkway,  N.W.,  Suite 800,
Atlanta, Georgia 30339.

Recitals:

           Borrowers,  Agent and  Lenders,  are  parties  to a certain  Loan and
Security  Agreement  dated  June 10,  1998,  as amended  by that  certain  First
Amendment to Loan and Security Agreement dated July 9, 1998, that certain Second
Amendment to Loan and Security Agreement dated August 27, 1998, and that certain
Third  Amendment to Loan and Security  Agreement  dated December 31, 1998 (as at
any time  amended,  the "Loan  Agreement"),  pursuant to which Lenders have made
certain revolving credit loans and letter of credit accommodations to Borrowers.

           Tropical desires to refinance  certain debt outstanding to SouthTrust
Bank, National  Association with NationsBank,  N.A. and to incur additional debt
in connection  therewith.  Each of TSCI,  Savane and Apparel  desire to guaranty
such debt to NationsBank, N.A.
Each of these transactions  requires that certain amendments be made to the Loan
Agreement.

           Agent and  Lenders  are  willing to amend the Loan  Agreement  on the
terms and conditions as hereinafter set forth.

           NOW, THEREFORE,  for TEN DOLLARS ($10.00) in hand paid and other good
and  valuable  consideration,  the receipt and  sufficiency  of which are hereby
severally  acknowledged,  the  parties  hereto,  intending  to be legally  bound
hereby, agree as follows:

           1. Definitions.  All capitalized terms used in this Amendment, unless
otherwise  defined herein,  shall have the meaning ascribed to such terms in the
Loan Agreement.

           2.         Amendment to Loan Agreement.  The Loan Agreement is hereby
amended as follows:

           (a)        By  adding  the  following new definitions in Section 1 of
         the Loan Agreement in proper alphabetical sequence:

                      NationsBank - NationsBank, N. A., a national bank.

                  NationsBank  Loan Agreement - the Loan Agreement dated May __,
         1999,  between Tropical and NationsBank,  pursuant to which NationsBank
         extended a term loan to Tropical in the  original  principal  amount of
         $15,000,000.

                  NationsBank Guaranties - the Guaranty Agreements dated May __,
         1999,  executed  by each of  TSCI,  Savane  and  Apparel  in  favor  of
         NationsBank,  pursuant to which each  guarantees the obligations at any
         time  owing by  Tropical  to  NationsBank  under the  NationsBank  Loan
         Documents.

                  NationsBank  Loan Documents -  collectively,  the  NationsBank
         Loan Agreement,  the NationsBank Mortgage,  the NationsBank  Guaranties
         and any and all other documents,  agreements or instruments executed in
         connection with any of the foregoing,  including any interest rate swap
         agreement  or other  interest  rate  protection  agreement  between any
         Borrower and NationsBank or any affiliate of NationsBank required under
         the terms of the NationsBank Loan Documents.

                  NationsBank   Mortgage  -  the  Modification  of  Real  Estate
         Mortgage  dated May  ____,  1999,  between  Tropical  and  NationsBank,
         pursuant to which  Tropical  has  conveyed to  NationsBank  a Lien upon
         certain real  Property and the  improvements  thereon owned by Tropical
         and  located at 4924 West Waters  Avenue and 4902 West  Waters  Avenue,
         Tampa, Hillsborough County, Florida.

           (b)        By deleting  the definition of  "Obligations" in Section 1
of the Loan Agreement and by substituting the following
new definition in lieu thereof:

                  Obligations - all debts, liabilities,  obligations,  covenants
         and duties now or at any time or times  hereafter owing by any Borrower
         to Agent or any Lender,  whether arising  pursuant to this Agreement or
         any of the  other  Loan  Documents  and  whether  direct  or  indirect,
         absolute or contingent,  due or to become due, primary or secondary, or
         joint or several,  including all of the Loans and all interest  payable
         in  connection  therewith,  all LC  Outstandings  and  all  other  sums
         chargeable  to or  payable  by any  Borrower  under  any  of  the  Loan
         Documents or Applicable Law but specifically  excluding (i) any amounts
         owing by any Borrower to NationsBanc under its Factoring  Agreement and
         (ii) any  amounts  owing by any  Borrower  under the  NationsBank  Loan
         Documents.

           (c) By  adding  the  following  new  Section  10.2.3(xi)  to the Loan
Agreement immediately following Section 10.2.3(x) thereof:
                           (xi)  Debt  outstanding  to  NationsBank   under  the
         NationsBank   Loan   Documents   (including   contingent    obligations
         outstanding  under  the  NationsBank  Guaranties),  together  with  any
         extension,  renewals or  refinancings  of such Debt  provided  that the
         principal amount of such Debt is not increased.

           (d) By adding  the  following  new  Section  10.2.5(xiv)  to the Loan
Agreement immediately following Section 10.2.5(xiii) thereof:

                           (xiv) Lien in favor of  NationsBank  in certain  real
         Property and improvements thereon owned by Tropical and located at 4924
         West Waters  Avenue and 4902 West Waters  Avenue,  Tampa,  Hillsborough
         County, Florida.

           (e) By deleting Section 12.1.18 of the Loan Agreement in its entirety
and by substituting the following Section 12.1.18 in lieu thereof:

                           12.1.18.  NationsBank  Loan  Documents.  A default or
         event of default  shall occur under,  or any Borrower  shall default in
         the  performance  or  observance  of any term,  covenant,  condition or
         agreement  contained in any of the NationsBank  Loan Documents and such
         default shall continue beyond any applicable grace period.

           3. Acknowledgments and Stipulations.  Each Borrower  acknowledges and
stipulates that the Loan Agreement and the other Loan Documents executed by such
Borrower are legal,  valid and binding  obligations  of such  Borrower  that are
enforceable  against such Borrower in accordance with the terms thereof;  all of
the Obligations are owing and payable  without  defense,  offset or counterclaim
(and to the extent there exists any such defense,  offset or counterclaim on the
date hereof, the same is hereby waived by each Borrower); the security interests
and liens granted by each Borrower in favor of Agent are duly  perfected,  first
priority  security  interests and liens;  and the unpaid principal amount of the
Revolver  Loans on and as of the  close of  business  on May 20,  1999,  totaled
$73,158,320.30.

           4.  Representations  and  Warranties.  Each Borrower  represents  and
warrants to Agent and  Lenders,  to induce  Agent and Lenders to enter into this
Amendment,  that no Default or Event of Default  exists on the date hereof;  the
execution,  delivery and performance of this Amendment have been duly authorized
by all  requisite  corporate  action  on the  part of  such  Borrower  and  this
Amendment has been duly executed and delivered by such Borrowers; and all of the
representations  and warranties made by Borrowers in the Loan Agreement are true
and  correct  on  and  as  of  the  date  hereof,   except  to  the  extent  any
representation or warranty specifically relates to an earlier date.

           5. Conditions Precedent. The effectiveness of the amendment contained
in Section 2 hereof are  subject to the  satisfaction  of each of the  following
conditions precedent,  in form and substance  satisfactory to Agent and Lenders,
unless  satisfaction  thereof  is  specifically  waived in  writing by Agent and
Lenders:

                  (a)  Agent  and   Lenders   shall   have   received   evidence
         satisfactory to them that all Debt  outstanding to SouthTrust under the
         SouthTrust  Loan  Documents  has  been,  or  simultaneously   with  the
         execution  of this  Amendment  will  be,  paid  in full in  immediately
         available funds and that the SouthTrust  Loan Documents  (including the
         SouthTrust Mortgage) have been, or simultaneously with the execution of
         this Amendment will be, terminated; and

                  (b) Agent and Lenders shall have  received a Mortgagee  Waiver
         from  NationsBank,  in form and  substance  satisfactory  to them  with
         respect to Tropical's real property  located at 4924 West Waters Avenue
         and 4902 West Waters Avenue, Tampa, Hillsborough County, Florida.

           6. Expenses of Agent.  Borrowers  jointly and severally agree to pay,
on demand,  all  reasonable  costs and expenses  incurred by Agent in connection
with the preparation,  negotiation and execution of this Amendment and any other
Loan  Documents   executed   pursuant   hereto  and  any  and  all   amendments,
modifications,  and supplements  thereto,  including,  without  limitation,  the
reasonable  costs and fees of Agent's  legal  counsel  and any taxes or expenses
associated  with or incurred in  connection  with any  instrument  or  agreement
referred to herein or contemplated hereby.

           7.  Effectiveness;  Governing Law. This Amendment  shall be effective
upon  acceptance  by Agent and  Lenders  in  Atlanta,  Georgia  (notice of which
acceptance  is hereby  waived),  whereupon  the same  shall be  governed  by and
construed in accordance with the internal laws of the State of Georgia.

           8.  Successors and Assigns.  This Amendment shall be binding upon and
inure to the benefit of the parties hereto and their  respective  successors and
assigns.

           9. No Novation,  etc.. Except as otherwise expressly provided in this
Amendment,  nothing  herein shall be deemed to amend or modify any  provision of
the Loan  Agreement  or any of the other  Loan  Documents,  each of which  shall
remain in full force and effect. This Amendment is not intended to be, nor shall
it be construed to create, a novation or accord and  satisfaction,  and the Loan
Agreement as herein modified shall continue in full force and effect.

           10.  Counterparts;  Telecopied  Signatures.  This  Amendment  may  be
executed  in any  number  of  counterparts  and by  different  parties  to  this
Agreement on separate  counterparts,  each of which, when so executed,  shall be
deemed an original,  but all such counterparts shall constitute one and the same
agreement. Any signature delivered by a party by facsimile transmission shall be
deemed to be an original signature hereto.

           11.  Further  Assurances.  Each Borrower  agrees to take such further
actions  as Agent and  Lenders  shall  reasonably  request  from time to time in
connection  herewith  to evidence  or give  effect to the  amendments  set forth
herein or any of the transactions contemplated hereby.

           12.  Section  Titles.  Section  titles  and  references  used in this
Amendment shall be without substantive meaning or content of any kind whatsoever
and are not a part of the agreements among the parties hereto.

           13. Release of Claims. To induce Agent and Lenders to enter into this
Amendment,  each Borrower hereby release,  acquits and forever  discharges Agent
and Lenders,  and all officers,  directors,  agents,  employees,  successors and
assigns of Agent and Lenders,  from any and all  liabilities,  claims,  demands,
actions or causes or  actions  of any kind or nature (if there be any),  whether
absolute or contingent, disputed or undisputed, at law or in equity, or known or
unknown,  that such  Borrower  now has or ever had  against  Agent  and  Lenders
arising under or in connection with any of the Loan Documents or otherwise.

           14.  Waiver  of  Jury  Trial.  To the  fullest  extent  permitted  by
applicable law, the parties hereto each hereby waives the right to trial by jury
in any action,  suit,  counterclaim  or proceeding  arising out of or related to
this Amendment.

           IN WITNESS WHEREOF,  the parties hereto have caused this Amendment to
be duly executed under seal and delivered by their  respective  duly  authorized
officers on the date first written above.

                                    BORROWERS:

ATTEST:                             TROPICAL SPORTSWEAR INT'L CORPORATION


/s/ Regina Ifland
Assistant Secretary                 By:         /s/ N. Larry McPherson
[CORPORATE SEAL]
                                    Title:   Executive Vice President Finance
                                             & Administration


ATTEST:                             TROPICAL SPORTSWEAR COMPANY, INC.


/s/ Regina Ifland                   By:        /s/ N. Larry McPherson
Assistant Secretary
[CORPORATE SEAL]                    Title:    Executive Vice President Finance
                                              & Administration


ATTEST:                             SAVANE INTERNATIONAL CORP.
                                    (f/k/a Farah Incorporated)


/s/ Regina Ifland                   By:        /s/ N. Larry McPherson
Assistant Secretary
[CORPORATE SEAL]                    Title:    Executive Vice President Finance
                                              & Administration


ATTEST:                             APPAREL NETWORK CORPORATION


/s/ Regina Ifland
Assistant Secretary                 By:        /s/ N. Larry McPherson
[CORPORATE SEAL]                    Title:     Executive Vice President Finance
                                               & Administration


                                    LENDERS:

                                    FLEET CAPITAL CORPORATION


                                    By:       /s/ Elizabeth L. Waller

                                    Title:   Senior Vice President


                                    NATIONSBANC COMMERCIAL CORPORATION


                                    By:      /s/ Andrea Jackson

                                    Title:   Vice President


                                    FIRST UNION NATIONAL BANK

                                    By:      /s/ John T. Trainor

                                    Title:   Vice President



                                    DEUTSCHE FINANCIAL SERVICES CORPORATION

                                    By:      /s/ Pamela D. Patrick

                                    Title:   Vice President


                                    AGENT:

                                    FLEET CAPITAL CORPORATION,
                                    as Agent


                                    By:       /s/ Elizabeth L. Waller

                                    Title:    Senior Vice President