Exhibit 10(52)
 SURETY CANADA QUOTA SHARE TREATY
 Effective: January 1, 2011
  CONTINENTAL CASUALTY COMPANY (Canadian Branch)
  WESTERN SURETY COMPANY
  ARTICLE 1  BUSINESS COVERED
   ARTICLE 2  TERM AND CANCELLATION




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ARTICLE 3  TERRITORY
  ARTICLE 4  ORIGINAL CONDITIONS
   ARTICLE 5  DEFINITIONS
 A.
    
    The term Extra Contractual Obligations as used in this Reinsurance  Agreement
shall mean those liabilities not covered under any other provision of this Reinsurance
Agreement and which arise from the handling of any claim on business covered hereunder, such
liabilities arising because of, but not limited to, the following: failure by the Company to
settle within the Policy limit, or by reason of alleged or actual negligence, fraud or bad
faith in rejecting an offer of settlement or in preparation of the defense or in the trial of
any action against its insured or reinsured or in the preparation or prosecution of an appeal
consequent upon such action.
 B.
    
    The term(s) Loss and Losses as used in this Reinsurance Agreement shall mean that amount
incurred by the Company in respect of any settlements, awards, or judgments (including
interest where classified as loss) incurred in connection with any Policy reinsured hereunder
after deduction for all recoveries, salvages, subrogations and other reinsurances. The
Reinsurer and Company agree that the convention to be followed when determining when a loss is
incurred is that the date of notice of the actual event of loss or default shall be the date
the loss is incurred, except that when the date of notice of the actual event of loss or
default occurs after the expiration of a Policy then the date immediately preceding the date
the Policy expires shall be deemed to be the date the loss is incurred.
 C.
    
    The term Loss Expenses as used in this Reinsurance  Agreement shall mean all
expenses incurred by the Company in the investigation, appraisal, adjustment, litigation
and/or defense of claims under the business reinsured hereunder, including court costs,
interest accrued prior to final judgment if included as expense on reinsured Policies,
interest accrued after final judgment, but excluding internal office expenses, salaries, per
diem, and other remuneration of regular Company employees unless diverted from their normal
duties to handle such Loss.




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D.
    
    The term Net Premiums Written as used in this Reinsurance  Agreement shall mean
the gross written premiums on Policies written, renewed or assumed during the term of this
Reinsurance  Agreement on business the subject of this Reinsurance
Agreement, less cancellation and return premiums and less premiums ceded on all other
reinsurance which inures to the benefit of this Reinsurance  Agreement on business
the subject of this Reinsurance  Agreement.
 E.
    
    The term Net Liability as used in this Reinsurance  Agreement shall mean the
remaining portion of the Companys gross liability on each Policy reinsured under this
Reinsurance  Agreement after deduction of all reinsurance which inures to the benefit
of this Reinsurance  Agreement.
 F.
    
    The term(s) Policy and Policies as used in this Reinsurance  Agreement shall
mean the Companys binders, riders, policies, endorsements, bonds and contracts providing
insurance and reinsurance on the Surety Business covered under this Reinsurance
Agreement.
 G.
    
    The term Surety Business as used in this Reinsurance  Agreement means the
issuance, writing or underwriting of policies or licenses with respect to the following: (i)
bonds required by statutes or ordinances guaranteeing the payment of certain taxes and fees
and providing consumer protection as a condition to granting licenses to engage in various
trades or professions, (ii) bonds required by statutes, courts or legal documents for the
protection of those on whose behalf a fiduciary acts, (iii) bonds required by statutes or
ordinances to guarantee the lawful and faithful performance of the duties of office by public
officials, (iv) bonds required by statutes to protect against improper actions by notaries
public, and (v) bonds which secure the payment and/or performance of an obligation under a
written contract; but it shall not include, without limitation, financial guaranty bonds and
the issuance, writing or underwriting of bonds and licenses which cover Losses arising from
employee dishonesty.
 ARTICLE 6  PREMIUM




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ARTICLE 7  CEDING COMMISSION
   ARTICLE 8  LOSS SETTLEMENTS & NOTICES
     ARTICLE 9  EXCESS OF ORIGINAL POLICY LIMITS




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ARTICLE 10  EXTRA CONTRACTUAL OBLIGATIONS
    ARTICLE 11  REPORTS AND REMITTANCES
 A.
    
    Not later than 30 calendar days following the end of each calendar quarter, the Company or
its representatives shall prepare a report showing:
 1.
    
    Net Premium Written accounted for during the quarter;2.
    
    The ceding commission applicable to the above as provided for in this
Reinsurance  Agreement;3.
    
    Losses and Loss Expenses paid during the quarter, less inuring reinsurance;4.
    
    Subrogation, salvage, or other recoveries credited during the quarter;5.
    
    Outstanding loss reserves.
 The positive balance of (1) less (2) less (3) plus (4) shall be remitted by the Company to
the Reinsurer within 15 calendar days after the date of such report. Any balance shown to
be due the Company shall be remitted by the Reinsurer within 15 calendar days after receipt
of such report.
 B.
    
    Annually the Company or its representatives shall furnish the Reinsurer with such information
as the Reinsurer may require to complete its Annual Convention Statement.
 C.
    
    The Reinsurer shall maintain the required reserves as to the Reinsurers portion of claims
and Losses hereunder. In the event the Company is required to provide collateral for Losses
that the Reinsurer is liable for hereunder, upon mutual consent, the Reinsurer shall provide
funding for such collateral in a manner acceptable to both parties. Unless otherwise agreed
by the Company and the Reinsurer, (i) all interest earned on such funding provided by the
Reinsurer shall first be credited to the Company up to the actual cost of establishing the
collateral mechanism, after which all interest shall be credited to the Reinsurer on a
quarterly basis and (ii) upon final payment of all claims or balances




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associated with such Loss or at such time as all claims associated with such Loss are closed
by the Company, any funding balance shall be returned promptly to the Reinsurer.
 ARTICLE 12  OFFSET
  ARTICLE 13  CURRENCY
   ARTICLE 14  ACCESS TO RECORDS




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ARTICLE 15  ERRORS AND OMISSIONS
  ARTICLE 16  TAXES
  ARTICLE 17  INSOLVENCY




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ARTICLE 18  AMENDMENTS
  ARTICLE 19  ARBITRATION




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ARTICLE 20  CHOICE OF LAW
  ARTICLE 21  NOTICES
  
    
  ARTICLE 22  ENTIRE AGREEMENT
  ARTICLE 23  FUNDING OF RESERVES
  1.
    
    The Reinsurer shall provide collateral (Collateral) sufficient to permit both the Company,
pursuant to Canadian requirements, and Continental Casualty Company (CCC), pursuant to
Illinois requirements, to take credit for the reinsurance provided under this Reinsurance
Agreement and to avoid any penalties. The Reinsurer recognizes that this may require the
Reinsurer to provide collateral in an amount exceeding the Reinsurers liability to the
Company under this Reinsurance Agreement.




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2.
    
    The required Collateral hereunder shall be both:
 (a)
    
    at least such amount of collateral as is required to be vested in trust under
the Office of the Superintendent of Financial Institutions Canada (OSFI) Reinsurance
Collateral Trust in order to permit the Company to take full credit for the reinsurance
herein under Canadian requirements; and(b)
    
    at least the estimated amount needed to prevent a Schedule F penalty to CCC
under Illinois requirements.
 3.
    
    For purposes of Canadian requirements, the Reinsurer shall deliver to the Company, within
thirty (30) calendar days of the effective date of this Reinsurance  Agreement, a
fully executed and funded reinsurance trust agreement in the form required by OSFI, in the
amount determined in paragraph 2(a), for the purpose of securing the Reinsurers Obligations
under this Reinsurance  Agreement. Reinsurers Obligations shall mean unearned
premium, known outstanding losses that have been reported to the Reinsurer and loss expense
relating thereto, losses and loss expenses paid by the Canadian branch but not recovered from
the Reinsurer, plus reserves for losses and loss expenses incurred but not reported. Such
Collateral shall comply with all OSFI requirements, the requirements of this Article, and the
guidelines for eligible assets.
 4.
    
    For purposes of Illinois requirements, cash, Letters of Credit and Reinsurance Collateral
Trusts are acceptable methods of providing the required Collateral in the amount determined
in paragraph 2(b).
 (a)
    
    When funding by a Letter of Credit, the Reinsurer agrees to apply for and
secure timely delivery to CCCs home office in Chicago, Illinois of a clean,
irrevocable and unconditional Letter of Credit issued by a bank consented to by CCC
with such consent not being unreasonably withheld, and containing provisions acceptable
to the insurance regulatory authorities having jurisdiction over CCCs reserves in an
amount as provided in paragraph 2(b). Such Letter of Credit shall be issued for a
period of not less than one year, and shall be automatically extended for one year from
its date of expiration or any future expiration date unless 60 calendar days (90
calendar days where required by insurance regulatory authorities) prior to any
expiration date the issuing bank shall notify CCC by certified or registered mail that
the issuing bank elects not to consider the Letter of Credit extended for any
additional period.(b)
    
    If the Reinsurers choice of funding is or includes a Reinsurance Collateral
Trust Agreement, it shall enter into a Reinsurance Collateral Trust Agreement in a form
and with a bank satisfactory to CCC, and containing provisions acceptable to the
insurance regulatory authorities having jurisdiction over CCCs reserves, and deposit
into the Reinsurance Collateral Trust cash and eligible securities in the amount
required by CCC.(c)
    
    The issuing bank (i) must be approved by the NAIC Securities Valuation Office
for Letters of Credit and (ii) if applicable, have been assigned a Credit Rating by the
LACE Financial Corporation of C or above for both Letters of Credit and Reinsurance
Collateral Trust Agreements.




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(d)
    
    At any time subsequent to the issuance of the Letter of Credit or establishment of the
Reinsurance Collateral Trust Agreement, CCC may withdraw its consent to the use of an
issuing bank, with such withdrawal right to be exercised in CCCs reasonable discretion,
and the Reinsurer shall move the Collateral to another CCC-approved issuing bank.
 5.
    
    The Company and CCC (collectively CNA) and Reinsurer agree that the Letter of Credit, or
other method of funding, provided by the Reinsurer pursuant to the provisions of this Article
may, subject to compliance with any requirements of OSFI and the provisions of the OSFI
Reinsurance Trust Agreement, be drawn upon at any time, notwithstanding any other provision of
this Reinsurance  Agreement, and be utilized by CNA or any successor, by operation of
law, of CNA including, without limitation, any liquidator, rehabilitator, receiver or
conservator of the Company for the following purposes:
 (a)
    
    to reimburse CNA for the Reinsurers Obligations, the payment of which is due
under the terms of this Reinsurance Agreement and which has not been
otherwise paid;(b)
    
    to make refund of any sum which is in excess of the actual amount required to
pay the Reinsurers Obligations under this Reinsurance Agreement;(c)
    
    to pay the Reinsurers share of any other amounts CNA claims are due under this
Reinsurance Agreement.
 6.
    
    In the event the amount drawn by CNA on any Letter of Credit, or other method of funding, is
in excess of the actual amount required for in paragraph 5(a), or in the case of paragraph
5(c), the actual amount determined to be due, the Company shall promptly return to the
Reinsurer the excess amount so drawn. All of the foregoing shall be applied without
diminution because of insolvency on the part of CNA or the Reinsurer.
 7.
    
    At annual intervals from the effective date, or more frequently at the discretion of the CNA,
but never more frequently than quarterly, CNA may review and adjust the Collateral required
hereunder. If the amount of required Collateral is increased, any additions shall be made
within 30 days after CNA notifies Reinsurer of such increase. If the amount of required
Collateral is decreased, CNA shall notify the Reinsurer that it is authorized, but not
required, to reduce the Collateral. Company shall cooperate with Reinsurer and take any
necessary steps to provide for the prompt release of any Collateral in excess of the amount
required. Any adjustment to Collateral held pursuant to the OSFI Reinsurance Trust Agreement
shall be subject to compliance with any requirements of OSFI and the provisions of the OSFI
Reinsurance Trust Agreement.
 8.
    
    The Reinsurers duty to provide Collateral hereunder is continuous and extends until all of
the Reinsurers Obligations under this Reinsurance  Agreement have been met in
accordance with the applicable regulatory requirements of Canada and Illinois. The
Reinsurers liabilities under this Agreement may extend beyond the time during which CNA shall
be receiving premiums under the Policies and beyond the termination of the Policies or this
Reinsurance  Agreement.
 9.
    
    Except as may otherwise be provided in the OSFI Reinsurance Trust Agreement, the Reinsurer
shall be responsible for all costs and fees associated with the establishment and maintenance
of any cash advance, Letter of Credit and/or Trust Agreement mandated by the provisions of
this Article.




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ARTICLE 24  CONTINGENT COLLATERAL
  1.
    
    the Reinsurer has been assigned an A.M. Bests insurer financial strength rating below A-
or a Standard & Poors insurer financial strength rating below A- (a Standard & Poors
Insurance Solvency International rating of less than BBB shall apply as respects alien
Reinsurers other than Underwriting Members of Lloyds, London, and a Lloyds Syndicate
Assessment (LSA) rating of less than three shall apply as respects Underwriting Members of
Lloyds London); or
 2.
    
    the Reinsurers policyholders surplus (or the equivalent under the Reinsuers accounting
system) as reported in such financial statements of the Reinsurer as designated by the Company
has been reduced by 25% of the amount therof from either the inception date of this
Reinsurance  Agreement or from any date during the 12-month period preceding the
inception of this Reinsurance Agreement; or ,
 3.
    
    the Reinsurer ceases writing new or renewal assumed reinsurance business,
  a.
    
    the amount of loss and loss expense paid by the Company but not recovered from the
Reinsurer;b.
    
    reserves for loss and loss expense reported and outstanding;c.
    
    reserves for loss and loss expense incurred but not reported; andd.
    
    if applicable, unearned premium.




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ARTICLE 25  SERVICE OF SUIT
  A.
    
    It is agreed that in the event of the failure of the Reinsurer hereon to pay any amount
claimed to be due hereunder, the Reinsurer hereon, at the request of the Company, shall submit
to the jurisdiction of a Court of competent jurisdiction within Canada and shall comply with
all requirements necessary to give such Court jurisdiction, and all matters arising hereunder
shall be determined in accordance with the law and practice of such Court. Nothing in this
Article constitutes or should be understood to constitute a waiver of the Reinsurers rights
to commence an action in any Court of competent jurisdiction in Canada to seek a transfer of a
case to another Court as permitted by the applicable laws of Canada or of any Province in
Canada.
 B.
    
    (Applicable to a Reinsurer other than Underwriting Members of Lloyds, England.)
 Service of process may be made upon Borden Ladner Gervais, LLP, Scotia Plaza, 40 King Street
West, Toronto, Canada M5H3Y4. In any suit instituted against one of them upon this
Reinsurance  Agreement, the Reinsurer shall abide by the final decision of such
Court or of any Appellate Court in the event of an appeal.
 C.
    
    The above named are authorized and directed to accept service of process on behalf of the
Reinsurer in any such suit and/or upon the request of the Company to give a written
undertaking to the Company that they shall enter a general appearance upon the Reinsurers
behalf in the event such a suit is instituted.
 D.
    
    Further, pursuant to any statute of any province of Canada which makes provision thereof, the
Reinsurer hereon hereby designates the Superintendent, Commissioner or Director of Insurance
or other officer specified for that purpose in the Statute, or his successor or successors in
office, as the Reinsurers true and lawful attorney upon whom may be served any lawful process
in any action, suit or proceeding instituted by or on behalf of the Company or any beneficiary
hereunder arising out of this Reinsurance  Agreement, and hereby designates the above
named as the person to whom the said officer is authorized to mail such process or a true copy
thereof.




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ARTICLE 26  SEVERABILITY
   ARTICLE 27  HONORABLE UNDERTAKING
  ARTICLE 28  SPECIAL PROVISION
  A.
    
    should the ownership, control or management of the Company or the Reinsurer be altered or
changed, in whole or in part, in such a way that receipt or payment of funds or any other
contemplated transaction under this Reinsurance Agreement would be prohibited by
Canadian or United States of America statute, regulation and/or other applicable law, or
 B.
    
    should the Company or the Reinsurer become subject to restrictions imposed by the Canadian or
United States government, so that receipt or payment of funds or any other contemplated
transaction under this Reinsurance Agreement would be prohibited by United States of
America statute, regulation and/or other applicable law,
  ARTICLE 29  CONFIDENTIALITY




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IN WITNESS WHEREOF
 on this
    
    day of
    
    
    2010
 CONTINENTAL CASUALTY COMPANY (Canadian Branch)
 By:Printed Name:Title:
 and on this
    
    day of
    
    
    2010
 WESTERN SURETY COMPANY
 By:Printed Name:Title: