<PAGE>
UNITED STATES
SECURITY AND EXCHANGE COMMISSION
Washington, D.C.  20549

FORM 10-QSB

{X} QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934

For the quarterly period ended June 30, 1997	
or

{ } TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES 
EXCHANGE ACT OF 1934

For the transition period from_____________________to________________________

Commission File Number: 0-24896

Home Building Bancorp, Inc.			
(Exact name of registrant as specified in its charter)

Indiana						
(State or other jurisdiction of incorporation or organization)

35-1935840	
(I.R.S. Employer identification No.)

200 East VanTrees Street, Washington, Indiana	  47501	 
(Address of principal executive offices)	(Zip Code)

(812) 254-2641			
(Registrant's telephone number, including area code)

	N/A	
(Former name, former address and former fiscal year, if changed since last
report)

Indicate by check mark whether the registrant (1) has filed all reports 
required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or shorter period that the registrant
was required to file such reports), and (2) has been subject to such filing for
the past 90 days.   {X}Yes      {  } No

As of August 11, 1997 there were 331,660 shares of the Registrant's common
stock issued and outstanding.  
Indicate the number of shares outstanding of each of the issuer's classes of
common stock as of the latest practicable date.

Transitional Small Business Disclosure Format:
{ } Yes          {X} No  


<PAGE>

HOME BUILDING BANCORP, INC.

INDEX


Part I. Financial Information	Page

	Item 1. Financial Statements (Unaudited)

	Consolidated Statements of Financial Condition at June 30, 1997 	       1
	and September 30, 1996

	Consolidated Statements of Income for the Three and Nine Months 	
	Ended June 30, 1997 and 1996		                                          2

	Consolidated Statements of Shareholders' Equity for the 	
	Nine Months Ended June 30, 1997 and 1996		                              3

	Consolidated Statements of Cash Flows for the Nine Months Ended	
	June 30, 1997 and 1996		                                                4

	Notes to Consolidated Financial Statements		                            6

	Item 2.  Management's Discussion and Analysis of Financial Condition 	  8
	and Results of Operations

Part II. Other Information		                                             12

	Signatures			                                                           13

	Index of Exhibits		                                                     14



<PAGE>
<TABLE>
Home Building Bancorp, Inc.
Washington, Indiana
Consolidated Statements of Financial Condition
<CAPTION>
	                                                     (Unaudited)	
	                                                       June 30,    	    Sept. 30,
                                                         1997        	     1996      	
ASSETS
<S>                                                    <C>              <C>
Cash and due from banks                                $1,420,470       $ 1,428,754 
Interest-bearing deposits with banks                    6,706,113         3,793,704 
Securities available for sale, amortized cost of 
     $7,178,966 and $7,577,212                          7,167,794         7,532,540 
Securities held to maturity, fair market value of 
     $381,000 and $473,000                                377,824           473,104 
Loans receivable, net of allowance for loan losses of
     $82,668 and $77,000                               28,228,835        28,108,279 
Accrued interest receivable                               185,211           174,519 
Premises and equipment                                    783,257           787,008 
Other assets                                              194,350           262,792 
      Total assets                                    $45,063,854       $42,560,700 
</TABLE>
<TABLE>
<CAPTION>
LIABILITIES AND SHAREHOLDERS' EQUITY
Liabilities:                                         
<S>                                                   <C>               <C>
Savings and NOW deposits                              $14,127,836       $11,571,843 
Other time deposits                                    21,084,050        21,055,789 
    Total deposits                                     35,211,886        32,627,632 

Advances from Federal Home Loan Bank                    3,699,985         3,699,985 
Securities sold under agreements to repurchase                  -           273,951 
Accrued expenses and other liabilities                    378,486           460,613 
      Total liabilities                                39,290,357        37,062,181 

Shareholders' equity
    Common stock, $.01 par value, 1 million shares 
     authorized, 331,660 issued and outstanding             3,317             3,317 
    Additional paid in capital                          3,037,240         3,014,935 
     Treasury stock, at cost                             (345,000)         (345,000)
    Retained earnings                                   3,395,735         3,217,134 
    Unrealized loss on available for sale securities,
      net of deferred tax                                  (6,703)          (26,397)
    Unearned ESOP & recognition and retention shares     (311,092)         (365,470)
      Total shareholders' equity                        5,773,497         5,498,519 

      Total liabilities and shareholders' equity      $45,063,854       $42,560,700 
<FN>
See notes to consolidated financial statements.
</TABLE>
-1-
<PAGE>
<TABLE>
Home Building Bancorp., Inc.
Washington, Indiana
Consolidated Statements of Income

<CAPTION>
                                            Three months ended           Nine months ended
                                                 June 30,                     June 30,
                                            1997        1996             1997         1996
                                         (Unaudited)   (Unaudited)     (Unaudited)   (Unaudited)
Interest income:
<S>                                      <C>           <C>             <C>            <C>
     Loans receivable                    $  599,583    $  588,824      $ 1,795,274    $1,818,722 
     Investments                             44,751        39,695          119,176       117,191 
     Mortgage-backed  securities             98,776        94,468          307,637       252,745 
     Deposits with other banks              103,092        72,227          274,071       206,992 
          Total interest income             846,202       795,214        2,496,158     2,395,650 

Interest expense:
     Deposits                               412,239       387,285        1,225,601     1,126,142 
     Repurchase agreements                        -         6,112                -        20,755 
     Other borrowed funds                    52,727        57,411          161,366       162,743 
          Total interest expense            464,966       450,808        1,386,967     1,309,640 

Net interest income                         381,236       344,406        1,109,191     1,086,010 
Provision for loan losses                     5,000             -            5,000       356,500 

  Net interest income after 
        provision for loan losses           376,236       344,406        1,104,191       729,510 

Noninterest income:
     Gain (loss) on sale of assets            9,231         1,106           12,684         5,931 
     Customer service fees                   26,508        54,284           85,423       119,183 
          Total other income                 35,739        55,390           98,107       125,114 

Noninterest expenses:
     Salaries and employee benefits         125,455       105,057          386,778       393,107 
     Occupancy and equipment                 37,807        36,647          111,952       107,372 
     Deposit insurance premium                4,997        19,006           26,389        56,744 
     Computer expense                        12,352        14,281           41,529        42,077 
     Service fees                            12,617         9,508           37,154        33,055 
     Advertising expense                     14,206        11,191           40,321        35,226 
     Professional fees                       10,844        19,622           36,882        46,664 
     Other expense                           50,697        54,821          117,620       112,636 
          Total other expenses              268,975       270,133          798,625       826,881 

Income before income taxes                  143,000       129,663          403,673        27,743 
Income tax expense                           55,963        47,712          153,446         4,912 

Net income                                 $ 87,037      $ 81,951        $ 250,227      $ 22,831 

Net income per share of common stock       $   0.30      $   0.27        $    0.88      $   0.08 
Weighted average shares outstanding         285,973       299,007          284,406       299,007 
<FN>
See notes to consolidated financial statements.
</TABLE>
-2-
<PAGE>
<TABLE>
Home Building Bancorp, Inc.
Washington, Indiana
Consolidated Statements of Shareholders' Equity
<CAPTION>
                                                       	Nine months ended June 30,
	                                                          1997	             1996
	                                                                (Unaudited)   
<S>                                                   <C>                 <C>
Common stock, $.01 par value, 1 million shares
    authorized, 331,660 issued and outstanding   
   Beginning of period                                $    3,317          $   3,220 
   Issuance of 9,660 shares under Recognition 
      and Retention Plan (RRP)                                 -                 97 
   End of Period                                           3,317              3,317 

Additional paid in capital
   Beginning of period                                 3,014,935          2,855,642 
   Allocation of 2,250 ESOP shares                        22,305                  -   
   Issuance of 9,660 shares under Recognition 
      and Retention Plan (RRP)                                 -            159,293 
   End of Period                                       3,037,240          3,014,935 

Treasury stock, at cost                                 (345,000)                 -

Retained earnings:
     Beginning of the period                           3,217,134          3,451,949 
     Net income                                          250,227             22,831 
     Dividends declared                                  (71,626)           (72,450)
     End of the period                                 3,395,735          3,402,330

Unrealized gain (loss) on securities available 
    for sale, net of deferred tax:
     Beginning of the period                             (26,397)            (3,259)
     Change in unrealized gain or loss                    19,694            (11,301)
     End of the period                                    (6,703)           (14,560)

Unearned  ESOP & recognition and retention shares       (311,092)          (391,230)

Total equity                                         $ 5,773,497        $ 6,014,792 

<FN>

See notes to consolidated financial statements.


</TABLE>
-3-
<PAGE>
<TABLE>
Home Building Bancorp, Inc.
Washington, Indiana
Consolidated Statements of Cash Flows
<CAPTION>
	                                                       Nine months ended June 30,
                                                	          1997	            1996
	                                                                 (Unaudited)          
Cash flows from operating activities:
<S>                                                    <C>                <C>
  Net income                                           $  250,227         $  22,831 
  Adjustments to reconcile net income to net cash
     provided by (used by) operating activities:
          Depreciation and amortization                    30,474            28,773 
          Other gains and losses, net                           -            (5,931)
          Net realized gains on available-for-sale 
            securities                                    (10,989)                -   
          (Increase) decrease in accrued interest
            receivable                                    (10,692)           (1,986)
          Increase (decrease) in accrued expenses 
            and other liabilities                          (5,444)         (148,404)
          (Increase) decrease in other assets              54,636           (94,648)
          Provision for loan loss                           5,000           356,500 
          Total adjustments                                62,985           134,304 
Net cash provided by operating activities                 313,212           157,135 

Cash flows from investing activities:
  Net (increase) decrease in interest-bearing 
    deposits with banks                                (2,912,409)          397,129 
  Purchases of available-for-sale securities           (2,283,616)       (2,076,253)
  Proceeds from maturities of available-for-sale 
    securities                                            907,933         1,132,101 
  Proceeds from sales of available-for-sale securities  1,784,918                 -
  Proceed from maturities of held-to-maturity securities   95,280           144,573 
  Net (increase) decrease in loans                       (125,556)          810,974 
  Net purchases of premises and equipment                 (26,723)                -   
  Proceeds from sale of foreclosed collateral                   -            38,477 
  Net cash used in investing activities                (2,560,173)          447,001 

Cash flows from financing activities:
  Net increase (decrease) in savings and NOW 
   deposit accounts                                     2,555,993           376,311 
  Net increase (decrease) in time deposits                 28,261         1,069,593 
  Net decrease in securities sold under 
   agreements to repurchase                              (273,951)         (777,424)
  Proceeds from Federal Home Loan Bank advances                 -         1,000,000 
  Dividends paid                                          (71,626)          (72,450)
  Net cash provided by financing activities             2,238,677         1,596,030 
Net increase (decrease) in cash and due from banks         (8,284)        2,200,166 

Cash and due from banks at beginning of period          1,428,754         3,338,677 
Cash and due from banks at end of period              $ 1,420,470       $ 5,538,843 

<FN>
See notes to consolidated financial statements.
</TABLE>
-4-
<PAGE>
<TABLE>
Home Building Bancorp, Inc.
Washington, Indiana
Consolidated Statements of Cash Flows
<CAPTION>
                                                      	Nine months ended June 30,
                                                        	1997	              1996
	                                                              (Unaudited)       
Cash paid for:
<S>                                                   <C>               <C> 
    Interest                                          $ 1,387,411       $ 1,307,339
    Income taxes                                      $         -       $    66,614


Noncash Investing and Financing Activities:

Aggregate investments at market transferred 
  from held-to-maturity and reclassified as 
  available-for-sale                                  $         -       $ 2,645,719 

  









<FN>
See notes to consolidated financial statements.

</TABLE>
-5-
<PAGE>
Home Building Bancorp, Inc.
Notes to Consolidated Financial Statements
June 30, 1997 and 1996

Note 1:  Basis of Presentation

The unaudited information for the three and nine months ended June 30, 1997 
and June 30, 1996, includes the results of operations of Home Building 
Bancorp, Inc. (the "Company") and its wholly owned subsidiary Home Building
Savings Bank, FSB (the "Bank").  In the opinion of management of the Company,
the financial statements reflect all adjustments (consisting only of normal
recurring adjustments) necessary to present fairly the consolidated financial
statements.  These interim financial statements should be read in conjunction
with the Company's most recent annual financial statements and footnotes
included in the annual report of Home Building Bancorp, Inc. dated September
30, 1996.  The results of the period presented are not necessarily 
representative of the results of operations and cash flows which may be 
expected for the entire year.


Note 2:  Principles of Consolidation

The consolidated financial statements include the accounts of Home Building
Bancorp, Inc., Home Building Savings Bank, FSB, and the Bank's subsidiary.
All significant inter-company balances and transactions have been eliminated
in consolidation.


Note 3:  Stock Conversion

On February 7, 1995, Home Building Bancorp, Inc. began trading as a public 
company on the Nasdaq SmallCap Market.  The Company issued 322,000 shares,
$.01 par value common stock, for proceeds of $2,858,862 net expenses of 
approximately $361,000.  The Bank converted to a federal stock savings bank
following the formation of the holding company and received proceeds of
$1,432,853 in exchange for all its common stock. This transaction was 
accounted for using historical cost in a manner similar to that in a pooling
of interests. 


Note 4:  Earnings Per Common Share

Net income of $0.30 per common share for the three month period and $0.88 for
the nine month period ended June 30, 1997, was computed by dividing net 
income for the periods by the weighted average number of shares outstanding,
less Employee Stock Ownership Plan (ESOP) shares and Recognition and Retention
Plan (RRP) shares not committed to be released.  The weighted average number of
shares outstanding for the periods was 285,973 and 284,406, respectively.










-6-
<PAGE>
Home Building Savings Bank, FSB
Notes to Consolidated Financial Statements
June 30, 1997 and 1996
(Concluded)

Note 5:  Allowance for Loan Losses and Loan Loss Provision

Activity in the allowance for loan losses was as follows:

    	              For the nine months ended June 30, 
	                          1997     	     1996    	
	Beginning	            $   77,000    	$   77,039
	Provision	                 5,000             	-   
	Charge-offs              	(1,108)            	-   
	Recoveries	                1,776	             -   	
	Ending	               $   82,668	    $   77,039























-7-
<PAGE>
Home Building Bancorp, Inc.
Management's Discussion and Analysis of
Financial Condition and Results of Operation

General

Home Building Bancorp, Inc. (the Company) was formed at the direction of Home
Building Savings Bank, FSB (the Bank), for the purpose of owning all the stock
outstanding in the Bank.  The Company incorporated under the laws of the State 
of Indiana and is generally authorized to engage in any activity that is 
permitted under Indiana law.  On February 7, 1995, the Company acquired all
the stock of the Bank in accordance with the approved plan of conversion.  
The Company had not engaged in any material operations at June 30, 1997, and 
had no significant assets other than its equity investment in the Bank's 
stock, cash, investments, and a loan to the Bank's Employee Stock Ownership
Plan (ESOP.)

Established in 1908, the Home Building Savings Bank, FSB is a community oriented
financial institution offering a variety of financial services to meet the needs
of the communities it serves.  The Bank's primary market area covers Daviess and
Pike counties in southwestern Indiana.  The Bank attracts deposits from the 
general public and uses such deposits, together with borrowings and other 
funds, to originate one- to four-family residential mortgages, automobile and 
consumer loans, and to a lesser extent commercial, multifamily and 
construction real estate loans.  The Bank also invests in U.S. government and 
agency obligations and may invest in other permissible investments.

The Bank's results of operations are primarily dependent upon its net 
interest income, which is the difference between interest earned on loans and 
investments and interest paid on deposits and other borrowed funds.  Net 
interest income is directly affected by the relative amounts of interest-
earning assets and interest-bearing liabilities and the interest rates earned
or paid on such amounts.  The Bank's results of operations are also affected
by the provision for loan losses and the level of noninterest income and 
expenses.  The operating results of the Bank are also affected by general 
economic conditions, the monetary and fiscal policies of federal agencies,
and the policies of agencies that regulate financial institutions.  The 
Bank's cost of funds is influenced by interest rates on competing investments
and general market rates of interest.  Lending activities are influenced 
by the demand for real estate loans and other types of loans, which in turn
is affected by the rates of interest at which loans are offered, general 
economic conditions affecting loan demand, and the availability of funds for
lending activities.

Financial Condition  

For the nine months ended June 30, 1997, total assets increased approximately
$2.5 million to $45.1 million from $42.6 million at September 30, 1996.  Cash
and due from banks decreased $9,000, while interest bearing deposits
increased $2.9 million, as public funds and escrow accounts  were invested.  The
Company bids periodically on funds from local units of government, usually 
for terms under six months in length.  These deposits are invested in FHLB time
deposits, certificates of deposit at other depository institutions, and other
short-term investments, providing the Company with additional interest income.
The Company has also been escrow agent for several local real estate 
transactions which have also been a source of short-term deposits.  The 
Company had $7.2 million of its investment portfolio classified as available
for sale as of June 30, 1997.






- 8 -
<PAGE>
Home Building Bancorp, Inc.
Management's Discussion and Analysis of
Financial Condition and Results of Operation
(continued)


Financial Condition, continued  

Liabilities increased by approximately $2.2 million as deposits increased by 
$2.6 compared to September 30, 1996.  The Bank's advances from the FHLB 
remained unchanged.  The Bank has maintained deposit interest rates which are
competitive for its marketplace and was successful during the period at 
retaining and increasing deposits.  The large increase in deposits was due to
short-term public funds and escrow accounts.

The Company recognizes the temporary nature of public-funds and escrow deposits,
and does not rely on them for liquidity or funding lending operations.  The
Company's liabilities are generally shorter in term and subject to repricing
more frequently than assets.  The Company continues to stress consumer and 
installment lending, shorter-term (15 years and under) fixed rate mortgage 
loans, and adjustable rate mortgages.  Investments involve shorter-term and
adjustable rate securities to respond to changing rates.  The Company, as a 
thrift institution, continues to have a below average exposure to interest rate
risk compared to its peers.


Results of Operations:  
Comparison of the three and nine months ended June 30, 1997 and 1996.

General.  The Company experienced a net profit of $87,000 for the three months
and a net profit of $250,000 for the nine months ended June 30, 1997, 
respectively, compared to net profit of $82,000 and $23,000 for the same 
periods in 1996.  The net profit for the same nine month period a year ago was 
affected by the increased loan loss provision during the second quarter of
fiscal year 1996.

Interest Income.  Total interest income increased by $51,000, or 6.4%, to 
$846,000 for the three months ended June 30, 1997, compared to the same
period last year.  Interest income earned by the Company's loan portfolio 
increased $11,000 for the three months ended June 30, 1997, compared to a
year ago.  This increase results from a growth in the loan portfolio compared
to a year ago.  Interest income from mortgage-backed securities increased
$5,000 for the most recent quarter, to $99,000, compared to $94,000 the same 
period a year ago.  For the nine month period, mortgage-backed securities 
interest income increased $55,000, to $308,000, from $253,000 during the same
period in 1996.  Interest income also increased as a result of interest earned 
on the large deposits of public fund and escrow accounts as discussed above.

Interest Expense.  Total interest expense increased $14,000, or 3.1%, to 
$465,000 for the three months ended June 30, 1997, compared to $451,000 for
the same period last year.  The increase was due to interest paid on a much 
larger base of deposits. The weighted average cost of savings remained basically
unchanged at 4.53% at June 30, 1997 compared to 4.55% at March 31, 1997.  The
overall cost of funds, including FHLB advances remains at 4.64% on June 30,
1997, the same as March 31, 1997.  The Company is able to compete aggressively
for savings funds when adequate spreads on loans or investments become 
available.  FHLB advances also remain an efficient, available liability
management tool.

Short-term interest rates, from which the Company determines the rates it offers
deposit customers, had been expected to increase during the most recent quarter.
Instead, interest rates have remained steady.  Consequently, the Company 
benefited throughout the quarter from stable rates and high levels of short-
term deposits on which it paid rates below the Company's overall average cost
of funds.

- 9 -
<PAGE>
Home Building Bancorp, Inc.
Management's Discussion and Analysis of
Financial Condition and Results of Operation
(continued)

Net Interest Income.  Net interest income before provision for loan losses 
increased $37,000, or 10.7%, to $381,000 for the quarter ended June 30, 1997,
compared to the same quarter a year ago.  As of June 30, 1997, interest-
earning assets were 112.8% of interest bearing liabilities.

Nonperforming Assets and Provision for Loan Losses.  The provision for loan 
losses is a result of management's periodic analysis of the adequacy of the 
Company's allowance for loan losses.  During the three month period ended
June 30, 1997, $5,000 in additional provision was taken against earnings.  The 
Company adjusts its allowance in accordance with its Classified Assets Policy.
The Company believes it has taken an appropriate approach toward reserve
levels, consistent with the Company's loan portfolio, its current level of 
reserves, the economy, real estate values and interest rates.  The Company has 
had an extremely low level of loan losses during its history and therefore also 
considers the loss experience of similar portfolios in comparable lending 
markets.  Federal regulators may require additional reserves as a result of 
their examinations of the Company, but have not done so.  Accordingly, the
calculation of the adequacy of the allowance is not solely based directly on 
the level of nonperforming assets at any one time.  No assurance can be made 
that future losses will not exceed the estimated amounts, thereby adversely 
affecting future results of operations.  As of June 30, 1997, the Company's 
allowance for loan losses was $82,700 compared to $77,000 on September 30, 
1996.  Over the nine month period the reserve has increased $5,700 net from the
addition made for this quarter, a small loan write-off and miscellaneous small
recoveries of loans previously written off.

As of June 30, 1997, the Company's nonperforming assets totaled $173,000 or 
0.38% of total assets.  At the same date, the Company's ratio of allowance
for loan losses to nonperforming assets was 47.8%.

Noninterest Income.  Noninterest income was $36,000 for the most recent quarter
compared to $55,000 for the same quarter a year ago. For the nine month period 
Noninterest income decreased $27,000 from $125,000 a year ago to $98,000 for
the period ended June 30, 1997.  The period a year ago had included significant
amounts from the sale of the Company's data center, which is now complete.

Noninterest Expense.  Total noninterest expense decreased $1,000, or .4%, to 
$269,000 for the latest quarter compared to $270,000 the same quarter a year
ago.  For the nine months, noninterest expenses fell $28,000 from $827,000
last year to $799,000 for the nine months ended June 30, 1997.  The change for
the nine month period results from lower FDIC assessments and professional fees.

Income Tax Expense.  The change in income tax expense was related directly to 
the change in net income before income tax provision for the periods reported.







- 10 -
<PAGE>
Home Building Bancorp, Inc.
Management's Discussion and Analysis of
Financial Condition and Results of Operation
(continued)


Liquidity and Capital Requirements.  Home Building's main sources of funds are
deposits, loan and investment repayments, fees and service charges and 
Federal Home Loan Bank (FHLB) advances.  Federal regulations require the Bank
to maintain cash and eligible investments in an amount equal to at least 5% of 
customer accounts and short-term borrowings to assure its ability to meet 
demands for withdrawals and repayments of short-term borrowings.  As of June 
30, 1997, the Bank's liquidity ratio was 17.23% which is well above the 
regulatory requirements.  This high ratio was due to the large amount of public
funds on short-term deposit, which were invested in assets qualifying as 
liquidity.

The Bank uses its capital resources to meet ongoing commitments, to fund 
maturing certificates of deposit and deposit withdrawals, to invest, to fund
existing and future loan commitments, to maintain liquidity, and to meet 
operating expenses.  The Bank anticipates it will have sufficient funds to 
meet current loan commitments.  At June 30, 1997, the Bank had outstanding
commitments to extend credit totaling $555,000.  Management believes loan
repayments, deposits and other sources of funds will be adequate to meet the 
Bank's foreseeable liquidity needs.  FHLB advances may be used to take 
advantage of investment opportunities, but are not relied upon in the 
regular course of business.

Home Building Savings Bank is required to maintain specific amounts of 
regulatory capital pursuant to federal regulations.  The table below 
presents the capital position at June 30, 1997, relative to the regulatory 
capital requirements.



                                       	Amount
	                                  (in thousands)	    Percent of Assets
Tangible Capital	                    $    4,458	            9.89%
Tangible Capital Requirement	               671	            1.50 
Excess	                              $    3,787	            8.39%

Core Capital	                        $    4,458	            9.89%
Core Capital Requirement	                 1,341   	         3.00
Excess	                              $    3,117	            6.89%

Total Capital (Core & Supple.)      	$    4,541	           20.97%
Risk-Based Capital Requirement	           1,733	            8.00
Excess	                              $    2,808	           12.97%









-11-
<PAGE>
PART II. OTHER INFORMATION




Item 6.	Exhibits and Reports on Form 8-K

	(a)	Exhibits

		Exhibit 27:	Financial Data Schedule (electronic filing only)

	(b)	There were no reports on Form 8-K filed during the quarter.


-12- 
<PAGE>
SIGNATURES


Pursuant to the requirement of the Securities Exchange Act of 1934, the 
registrant has duly caused this report to be signed on its behalf by the 
undersigned thereunto duly authorized.

                               				HOME BUILDING BANCORP, INC.
                                   Registrant



Date:    8/11/97                 		/s/ Bruce A. Beesley       	
                               				Bruce A. Beesley, President and Chief
						                             Executive Officer (Duly Authorized Officer)

					

Date:     8/11/97                		/s/ Debra K. Shields                  	
                                   Debra K. Shields, Vice President and 
						                             Chief Financial Officer (Principal Financial
						                             and Accounting Officer)














-13-
<PAGE>

INDEX OF EXHIBITS



Exhibit		Description

27	Financial Data Schedule (electronic filing only)




















-14-