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                                                                   EXHIBIT 10.63
                               MORTGAGE LOAN NOTE

$2,625,000.00                                        Date: February 27, 2003
                                                     Due: February 27, 2010

         FOR VALUE RECEIVED, SYNDICATED BLOOMINGTON I LLC, a Delaware limited
liability company (hereinafter referred to as "Maker"), hereby promises to pay
to the order of OLD NATIONAL BANK, a national banking association having its
principal offices at 121 East Kirkwood Avenue, Bloomington, Indiana 47408
(hereinafter referred to as "Bank"), in lawful money of the United States of
America, at the Bank's principal offices or at such other place or to such other
party as the holder hereof may from time to time designate by written notice,
the principal sum of Two Million Six Hundred Twenty-Five Thousand and No/100
Dollars ($2,625,000.00) together with interest as hereinafter provided as
follows:

         (a)      The Maker shall pay interest on the principal balance of this
                  Note outstanding from time to time from the date of this Note
                  until the next Rate Adjustment Date (as defined below) at a
                  fixed per annum rate equal to Four and 90/100 Percent (4.90%).
                  Commencing as of March 27, 2003 and on the twenty-seventh
                  27th day of each month thereafter until February 27, 2004
                  (dates inclusive), Maker shall repay the principal of and
                  interest on this Note in equal monthly installments of
                  Seventeen Thousand Two Hundred Seventy-Nine and 78/100
                  Dollars ($17,279.78). Effective as of each Rate Adjustment
                  Date, the monthly payment amounts of principal and interest
                  shall be recomputed based upon the Fixed Rate, the remaining
                  outstanding principal amount under this Note and the remaining
                  amortization period (based upon the original amortization
                  period equal to Twenty (20) years). Subject to the further
                  provisions of this Note, monthly payments of principal and
                  interest shall continue on the first day of each month
                  thereafter and the entire outstanding principal amount of this
                  Note, together with all accrued but unpaid interest, late
                  charges and reimbursable expenses, shall be due and payable on
                  February 27, 2010.

         (b)      After maturity or while there exists any uncured Event of
                  Default, or in the event of acceleration hereunder or the
                  exercise by the Bank of any remedies following any Event of
                  Default under the Security Documents, the rate of interest
                  shall be increased to a per annum rate equal to the then
                  applicable interest rate as determined in paragraph (a) above
                  plus Four Hundred (400) Basis Points compounded monthly until
                  paid or until the Event of Default shall have been cured.

         Maker shall pay a late charge to the Bank for the purposes of defraying
expense incidental to handling on any monthly installment of interest and
principal, or portion thereof, not paid within ten (10) days after the date when
due at the rate of Five Percent (5%) of such overdue amount with a minimum
charge of Twenty and No/100 Dollars ($20.00) and an additional late charge for
purposes of defraying the expense incidental to handling on the first day of
each successive calendar month at the rate of Five Percent (5%) for such overdue
amount with a minimum charge of Twenty and No/100 Dollars ($20.00) per month
until any such installment, or portion thereof, has been paid in full. Provided,
however, nothing contained in this Note shall be construed as a waiver by the
Maker or the holder of this Note of its option to declare a default if any
payment of any monthly installment of interest and principal, or portion
thereof, is not made when due, and the assessment of a late charge shall not
affect the right of the holder of the Note to increase the rate of interest as
herein provided if all amounts are not paid when due.

                                      -1-

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         Prior to the Maturity Date, the Note may be prepaid in whole or in
part, upon any scheduled payment date without prepayment premium or penalty.

         All amounts payable by Maker to the Bank under this Note shall be
without relief from valuation and appraisement laws and with attorney's fees and
costs of collection. Interest shall be calculated on the basis of a Three
Hundred Sixty (360) day year. If any payment of principal of or interest on this
Note falls due on a day which is not a Banking Day, the due date shall be
extended to the next succeeding Banking Day and interest shall be payable at the
applicable rate for the period of such extension.

         All amounts which shall be paid with respect to this Note shall be
applied first to costs of collection and expenses reimbursable by the Maker to
the Bank, secondly to the payment of interest due monthly on the balance of the
principal sum or so much thereof as shall from time to time remain unpaid, and
the balance of each monthly payment shall be applied on account of principal.

         This Note evidences the credit facilities as described in that certain
Commitment Letter issued by Bank dated February 12, 2003 and accepted by Maker
and the other parties thereto on February 18, 2003, the terms and provisions of
which are incorporated herein by reference. This Note is secured, in part, by a
certain Real Estate Mortgage, Security Agreement and Fixture Filing executed by
Maker as of the date hereof, as the same may be amended from time to time
("Agreement"), to which reference is made for definitions of capitalized terms
used but not otherwise defined herein, for the terms and conditions upon which
payment of this Note may be accelerated and all amounts outstanding hereunder
declared immediately due and payable, and for the security provided for the
payment of this Note.

         Upon a failure by Maker to pay when due. the principal of or, interest
on the indebtedness evidenced hereby or upon the occurrence of an Event of
Default under or failure to comply with any of the terms, conditions, agreements
or covenants of any Security Documents which secure this Note or any other
documents or agreements executed by Maker in connection with the indebtedness
evidenced by this Note, all of the indebtedness evidenced by this Note and
remaining unpaid together with unpaid balances of interest and expenses shall,
at the option of the holder and without demand or notice, become immediately due
and payable notwithstanding any term or condition in any of the Security
Documents to the contrary. This Note may also be declared due at the option of
the holder hereof prior to its expressed maturity at the time, upon the terms
and in the manner provided in the Security Documents. Failure to exercise any
such option shall not constitute a waiver of the right to exercise any such
option if the Maker is in default hereunder. Time is of the essence of this Note
and all other obligations of the Maker to the Bank.

         Maker and all endorsers, sureties and guarantors hereof severally waive
demand, presentment for payment, notice of dishonor, protest and notice of
protest, and expressly agree that this Note and any payment coming due under it
may be extended from time to time without in any way affecting their liability
hereunder. This Note shall be the joint and several obligation of all makers,
sureties, guarantors, and endorsers, and shall be binding upon them and their
heirs, personal representatives, successors, and assigns. The Bank may renew
this Note or reduce the payments thereon and any such renewal or reduction shall
not release Maker or any sureties, guarantors or endorsers from liability.

         The rights or remedies of the holder hereof as provided in this Note
and the Security Documents shall be cumulative and concurrent, and may be
pursued singly, successively, or together.

                                      -2-

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         Notwithstanding anything herein or in the Security Documents to the
contrary, no provision contained herein and no provision contained in any of the
Security Documents which purports to obligate Maker to pay any amount of
interest or any fees, costs or expenses which are in excess of the maximum
permitted by applicable law, shall be effective to the extent that it requires
the payment of any interest or other sums in excess of such maximum. In the
event Maker shall at any time following the date hereof pay any amount of
interest or any fees, costs or expenses which are in excess of the maximum
permitted by applicable law, such overpayments shall be deemed to be loans from
Maker to the holder hereof, which loans shall be due and payable by the holder
upon demand by Maker together with interest from the date or dates of such
overpayments calculated at the same rate as Maker is required to pay under this
Note, and the repayment of such loans by the holder hereof shall be the sole
remedy at law or in equity of Maker for such overpayments.

         The person executing this Note for and on behalf of Maker hereby
certifies that he is duly empowered by the Maker and has been duly authorized by
all necessary action on the part of Maker to execute and deliver this Note for
and on behalf of the Maker.

         In consideration of Bank's granting the loan evidenced by this Note,
Maker further agrees with Bank as follows:

         1. Warranties. Maker represents and warrants to Bank as follows:

                  1.1 Organization. Maker is a limited liability company duly
         organized and validly existing under Delaware law, with its principal
         office at the address set forth opposite Maker's signature below. Maker
         is duly qualified to transact business in each state or other
         jurisdiction in which Maker owns or leases any Teal property or in
         which Maker's counsel reasonably believes such qualification is
         necessary, including without limitation the State of Indiana.

                  1.2 Authority. Maker has the requisite power and authority to
         enter into this Note. No registration with or approval of any
         governmental agency of any kind is required on the part of Maker for
         the due execution and delivery or for the enforceability of this Note.
         The individual executing and delivering this Note on behalf of Maker
         has been duly authorized to do so. Neither the execution and delivery
         of this Note by Maker nor its performance and observance of the
         respective provisions hereof will violate any existing provision in its
         articles of organization, operating agreement or any applicable law or
         violate or otherwise constitute a default under any contract or other
         obligation now existing and binding upon it. Upon its execution and
         delivery, this Note will become a valid and binding obligation of
         Maker.

                  1.3 Litigation. No litigation or proceeding is pending against
         Maker before any court or any administrative agency which in the
         opinion of Maker's officers or other representatives might, if
         successful, have an adverse effect on Maker, its properties or
         financial condition.

                  1.4 Taxes. Maker as a "disregarded entity" of Syndicated Food
         Service International, Inc. has filed all federal, state and local tax
         returns which are required to be filed by it and paid all taxes due as
         shown thereon. Neither the Internal Revenue Service nor any other
         federal, state or local taxing authority has alleged any default by
         Maker in the payment of any tax or threatened to make any assessment in
         respect thereof which has not been reflected in the financial
         statements referred to in subsection 1.6 herein.

                                      -3-

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                  1.5 Compliance with Law. Maker's operations are in full
         compliance with all material requirements imposed by law, whether
         federal or state, including, without limitation, the Occupational
         Safety and Health Act, federal and state environmental protection laws
         and zoning ordinances.

                  1.6 Financial Statements. All financial statements and credit
         applications delivered by Maker to Bank accurately reflect in
         consolidated format Maker's financial condition and operations at the
         times and for the periods therein stated.

                  1.7 Business Purpose. All funds disbursed under this Note will
         be used for business or commercial purposes.

         2. Affirmative Covenants. Maker agrees that so long as any amounts
remain outstanding under this Note or the Security Documents, Maker shall
perform and observe each of the following:

                  2.1 Financial Statements. (a) Maker will furnish to Bank as
         soon as available and in no event later than Ninety (90) days following
         the close of each fiscal year of Maker, a balance sheet and statement
         of income, expenses and retained earnings, reconciliation of surplus
         and profit and loss statement, together with supporting schedules
         reflecting the financial condition of Maker or the consolidated group
         in which Maker reports at the close of such year and the results of its
         operations during such year, all of such statements which shall be
         audited and prepared in accordance with generally accepted accounting
         principles ("GAAP") excepting for this purpose FAS 141 and 142 applied
         on a consistent basis throughout the periods involved by an independent
         certified public accountant acceptable to the Bank.

                  (b)      Maker will furnish to Bank as soon as available and
         in no event later than thirty (30) days following the close of each
         fiscal quarter a balance sheet and statement of income, expenses and
         retained earnings, reconciliation of surplus and profit and loss
         statement reflecting the financial condition of Maker or the
         consolidated group in which Maker reports at the close of such calendar
         quarter and the results of its operations during such year, all of such
         statements which shall be prepared internally by the Borrower in
         accordance with "GAAP" excepting for this purpose FAS 141 and 142
         applied on a consistent basis throughout the periods involved and
         certified as correct by the chief financial officer of the Borrower.

                  (c)      Maker will furnish to Bank as soon as available and
         in no event later than thirty (30) days after filing the Maker's or the
         consolidated group in which Maker reports annual federal tax returns as
         filed with the Internal Revenue Service.

                  (d)      Maker will cause Beasley Food Service, Inc. and
         Beasley Transportation, Inc. (collectively, "Tenant") to furnish to
         Bank as soon as available and in no event later than Ninety (90) days
         following the close of each fiscal year of Tenant, a balance sheet and
         statement of income, expenses and retained earnings, reconciliation of
         surplus and profit and loss statement, together with supporting
         schedules reflecting the financial condition of Tenant at the close of
         such year and the results of its operations during such year, all of
         such statements which shall be audited and prepared in accordance with
         GAAP excepting for this purpose FAS 141 and 142 applied on a consistent
         basis throughout the periods involved by an independent certified
         public accountant acceptable to the Bank.

                                      -4-

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                  (e)      Maker will cause Tenant to furnish to Bank as soon as
         available and in no event later than thirty (30) days following the
         close of each fiscal quarter a balance sheet and statement of income,
         expenses and retained earnings, reconciliation of surplus and profit
         and loss statement reflecting the financial condition of Tenant at the
         close of such calendar quarter and the results of its operations during
         such year, all of such statements which shall be prepared by Tenant's
         independent certified public accountants on a reviewed basis in
         accordance with GAAP excepting for this purpose FAS 141 and 142 applied
         on a consistent basis throughout the periods involved and certified as
         correct by the chief financial officer of the Tenant.

                  2.2 Record keeping. Maker will at all times keep true and
         complete financial records in accordance with GAAP consistently applied
         and, without limiting the generality of the foregoing, make appropriate
         accruals to reserves for estimated and contingent losses and
         liabilities. Maker will permit Bank at all reasonable times to examine
         Maker's properties and records and to make copies of and extracts from
         such records at Maker's expense.

                  2.3 Insurance. Maker will keep itself and all of its insurable
         properties insured at all times to such extent, by such insurers and
         against such hazards and liabilities as are generally and prudently
         done by similar businesses, and further in accordance with the
         provisions of any Security Documents.

                  2.4 Existence. Maker will at all times maintain its existence,
         rights and franchises as are currently in effect as of this date.

                  2.5 Compliance with Law. Maker will comply with all applicable
         provisions of federal and state environmental protection laws and every
         other law (whether statutory, administrative, judicial or other and
         whether federal, state or local) and every lawful governmental order;
         provided, that any alleged non-compliance shall not be an Event of
         Default if and to the extent:

                  (a)      appropriate corrective measures are commenced within
                           thirty (30) days after the non-compliance becomes
                           apparent or is alleged, and thereafter is diligently
                           pursued to the satisfaction of, or being corrected by
                           procedures satisfactory to, the court, agency or
                           other governmental authority in question,

                  (b)      the alleged non-compliance is contested in good faith
                           by timely and appropriate proceedings effective to
                           stay the enforcement thereof; or

                  (c)      the alleged non-compliance is not material to Maker's
                           operations or business and does not present any
                           reasonable prospect of being or becoming material.

                  2.6 Notices. Maker will give Bank prompt written notice
         whenever:

                  (a)      Maker receives notice from any court, agency or other
                           governmental authority of any alleged non-compliance
                           with any law or order of the kind referred to in
                           subsection 2.5 herein,

                  (b)      the Internal Revenue Service or any other federal,
                           state or local taxing authority shall allege any
                           material default by Debtor in the payment of any tax
                           material in amount or shall threaten or make any
                           assessment in respect thereof,

                                      -5-

<PAGE>

                  (c)      any litigation or proceeding shall be brought against
                           Maker before any court or administrative agency
                           which, if successful, might have a material adverse
                           effect on Maker,

                  (d)      any default under this Note or the Security Documents
                           has occurred or any other representation or warranty
                           made in Section 1 herein shall for any reason have
                           ceased in any material respect to be true, accurate
                           and complete.

                  2.7 Depository/Banking Services. Maker and Bank severally,
         each for itself, acknowledges and agrees that, except as expressly
         provided herein with respect to Maker's obligation to maintain certain
         deposit or escrow accounts with Bank, the extensions of credit provided
         for herein are neither conditional upon nor have the interest rates
         and fees therefor been set based upon Maker's agreement to purchase any
         other product or service from Bank. Further, Maker and Bank severally,
         each for itself, acknowledges and agrees that Bank has not offered
         these extensions of credit or offered to reduce the interest rates or
         fees therefor except as provided herein.

                  2.8 Commitment Fee; Reimbursement of Fees and Expenses. Maker
         has previously paid to Bank a commitment fee in the amount of
         Twenty-Six Thousand Two Hundred Fifty and No/100 Dollars ($26,250.00),
         which fee shall not be refundable to Maker for any reason. Maker shall,
         upon demand by the Bank, promptly reimburse the Bank for all reasonable
         costs incurred by the Bank associated with this Note and the financial
         accommodations contemplated hereby, including but not limited to, title
         insurance premiums, survey charges, the cost of environmental
         inspections, attorneys' fees and disbursements, appraisals, insurance,
         inspecting engineers and architect's fees, brokers' fees and any and
         all other incidental expenses of the Bank in connection with the above.

                  2.9 Depository Accounts. Maker, together with Beasley Food
         Service, Inc. and Beasley Transportation, Inc., on a consolidated
         basis, shall maintain its principal depository account with the Bank so
         long as any outstanding amounts hereunder remain unpaid.

                  2.10 Financial Covenants. Maker, together with Beasley Food
         Service, Inc. and Beasley Transportation, Inc., on a consolidated
         basis, shall maintain the following financial covenants while this Note
         is outstanding:

                  (a)      a minimum Debt Service Coverage Ratio of not less
         than 1.25 to 1.0;

                  (b)      a Current Ratio of not less than 1.7 to 1.0;

                  (c)      a Quick Ratio of not less than 1.0 to 1.0;

                  (d)      a Debt to Tangible Net Worth ratio of not greater
         than 1.0 to 1.0;

                  (e)      a minimum Net Worth of not less than One Million Nine
         Hundred Thousand and No/100 Dollars ($1,900,000.00).

         3. Negative Covenants. Maker further covenants with Bank as follows:

                                      -6-

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                  3.1 Mergers. Maker will not, without the prior written consent
         of Bank, which consent shall not be unreasonably withheld:

                  (a)      be a party to any merger or consolidation,

                  (b)      purchase or otherwise acquire the business or all or
                           substantially all of the assets of another
                           corporation, partnership or business,

                  (c)      lease as lessor, sell, sell-leaseback, encumber or
                           otherwise transfer (whether in one transaction or a
                           series of transactions) all or any substantial part
                           of its assets or properties (other than chattels that
                           shall have become obsolete or no longer useful in its
                           present business) except in the ordinary course of
                           Maker's business, it being understood that Maker
                           leases its only significant asset, the real property
                           and improvements located at 4863 Vernal Pike,
                           Bloomington, Indiana to Beasley Food Service, Inc. or

                  (d)      alter or permit any transfer of any ownership
                           interest of Maker, nor permit any of Maker's members
                           to encumber, transfer, assign or otherwise
                           hypothecate such ownership interests.

                  3.2 Liens and Leases. Maker will not suffer or permit any
         property now owned or hereafter acquired by it and pledged to Bank to
         secure repayment of this Note including, without limitation, the
         Mortgaged Premises, to become encumbered by any mortgage, security
         interest, lien or financing statement except as granted to the Bank;
         provided, that this subsection 3.2 shall not apply to:

                  (a)      any lien for a tax, assessment or government charge
                           or levy,

                  (b)      any lien securing only workers' compensation,
                           unemployment insurance or similar obligations,

                  (c)      zoning or deed restrictions, public utility
                           easements, minor title irregularities and similar
                           matters having no material adverse effect on the
                           ownership or use of the Mortgaged Premises,

                  (d)      any lien securing or given in lieu of surety, stay,
                           appeal or performance bonds, or securing performance
                           of contracts or bids (other than contracts for the
                           payment of money borrowed), or deposits required by
                           law or governmental regulations or by any court
                           order, decree, judgment or rule or as a condition to
                           the transaction of business or the exercise of any
                           right, privilege or license, or

                  (e)      any existing lien fully disclosed in Maker's most
                           recent financial statements.

                  3.3 Additional Indebtedness. Maker shall not incur any
         additional indebtedness or permit any further encumbrance of its assets
         outside the ordinary and normal course of its business.

                                      -7-

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         4. Notices. Except as otherwise provided in this Note, a notice to or
request of Maker shall be deemed to have been given or made hereunder when a
writing to that effect shall have been delivered to and receipted for by an
authorized officer or other representative of Maker designated in writing by
Maker or five (5) days after a writing to that effect shall have been deposited
in the United States mail and sent, with postage prepaid, by registered or
certified mail, to Maker at the address following Maker's execution of this Note
(or to such other address as Maker may hereafter furnish to Bank in writing for
that purpose), irrespective of whether the writing is actually received by
Maker. No other method of giving actual notice to or making a request of Maker
is hereby precluded, but all time periods shall be measured in accordance with
the first sentence of this Section 4.

         5. Interpretation. Any holder's delay or omission in the exercise of
any right under this Note shall not operate as a waiver of that right or of any
other right under this Note. Bank may from time to time in its discretion grant
Maker waivers and consents in respect of this Note or the Security Documents,
but no such waiver or consent shall bind Bank unless specifically granted by
Bank in writing, which writing shall be strictly construed. Each right, power or
privilege specified or referred to in this Note or the Security Documents is in
addition to and not in limitation of any other rights, powers and privileges
that Bank may otherwise have or acquire by operation of law, by other contract
or otherwise. The provisions of this Note and the Security Documents shall bind
and benefit Maker and Bank and their respective successors and assigns,
including each subsequent holder, if any, of this Note. If any provision of this
Note is determined by a court of competent jurisdiction to be invalid, illegal
or unenforceable, that determination shall not affect any other provision of
this Note, and each such other provision shall be construed and enforced as if
the invalid, illegal or unenforceable provision were not contained herein. The
captions to the various sections and subsections of this Note are for
convenience of reference only and shall be disregarded in the interpretation of
this Note.

         THE VALIDITY OF THIS NOTE, ITS CONSTRUCTION, INTERPRETATION AND
ENFORCEMENT AND THE RIGHTS OF THE PARTIES HERETO SHALL BE DETERMINED UNDER,
GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE INTERNAL LAWS OF THE STATE OF
INDIANA, WITHOUT REGARD TO PRINCIPLES OF CONFLICTS OF LAW. MAKER AGREES THAT ALL
ACTIONS OR PROCEEDINGS ARISING IN CONNECTION WITH THIS NOTE SHALL BE TRIED AND
LITIGATED ONLY IN THE STATE COURTS LOCATED IN THE COUNTY OF MONROE, STATE OF
INDIANA, OR THE FEDERAL COURTS WHOSE VENUE INCLUDES THE COUNTY OF MONROE, STATE
OF INDIANA. MAKER WAIVES, TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, THE
RIGHT TO A TRIAL BY JURY AND ANY RIGHT MAKER MAY HAVE TO ASSERT THE DOCTRINE OF
"FORUM NON CONVENIENS" OR TO OBJECT TO VENUE TO THE EXTENT ANY PROCEEDING IS
BROUGHT IN ACCORDANCE WITH THIS PARAGRAPH.

         For purposes of this Note, "Debt Service Coverage Ratio" is defined as
the Maker's total of net income, plus interest expense, plus
depreciation/amortization, less dividends, divided by the sum of current
maturities of long-term debt plus interest expense; "Current Ratio" is defined
as Maker's current assets divided by current liabilities; "Quick Ratio" is
defined as Maker's current assets minus inventories, divided by current
liabilities; "Debt to Tangible Net Worth ratio " is defined as Maker's Debt
divided by its Tangible Net Worth; "Net Worth" is defined as the Maker's net
worth as determined by generally accepted accounting principles; "Debt" is
defined as Maker's total indebtedness associated with borrowed money; "Tangible
Net Worth" shall mean the total of the capital stock (less treasury stock),
paid-in surplus, general contingency reserves and retained earnings (deficit) of
Maker and any subsidiary as determined on a consolidated basis in accordance
with GAP after eliminating all inter-company items

                                      -8-

<PAGE>

and all amounts properly attributable to minority interests, if any, in the
stock and surplus of any subsidiary, minus the following items (without
duplication of deductions), if any, appearing on the consolidated balance sheet
of Maker: (i) all deferred charges (less amortization, unamortized debt discount
and expense and corporate organization expenses); (ii) the book amount of all
assets which would be treated as intangibles under generally accepted accounting
principles, including, without limitation, such items as goodwill, trademark
applications, trade names, service marks, brand names, copyrights, patents,
patent applications and licenses, and rights with respect to the foregoing;
(iii) the amount by which aggregate inventories or aggregate securities
appearing on the asset side of such consolidated balance sheet exceed the lower
of cost or market value (at the date of such balance sheet) thereof; and (iv)
any write-up in the book amount of any asset resulting from a revaluation
thereof from the book amount entered upon acquisition of such asset; and
"Banking Day" means a day which is not (a) a Saturday, Sunday or legal holiday
on which banking institutions in the State of Indiana or the city in which the
office of the Bank is located is authorized to remain closed, or (b) a day on
which the New York Stock Exchange is closed. For the Bank, a "Banking Day" ends
at 2:00 P.M. Eastern Standard Time, and all business transacted after such time
on any particular day shall be deemed to have been transacted as of the next
Banking Day; "Rate Adjustment Date" is defined as each February 27 of each year
that this Note is outstanding; and "Fixed Rate" is defined as the sum of the one
(1) year International Swaps and Derivatives Association mid-market par swap
rate as set out in the "interest Rate Swaps" section of the Federal Reserve
Statistical release of selected interest rates plus Two Hundred Eighty-Two (282)
Basis Points.

         The Maker, together with any endorser, co-signor, guarantor or surety
of this Note, agree to pay, and save the Bank or any holder of this Note
harmless against, any liability for the payment of any costs and expenses,
including reasonable attorneys fees, arising or incurred in connection with the
enforcement by the Bank or any holder of the Note of any rights under this Note.

         The Maker authorizes the Bank and its affiliates without notice, to
apply any balances, credits, deposits or moneys of the Maker in the Bank's
possession to payment of Maker's obligations under this Note. Time is of the
essence of this Note and all other obligations of the Maker to the Bank or any
of its affiliates.

         IN WITNESS WHEREOF, Maker has executed this Note as of the day and year
first above written.

                                        SYNDICATED BLOOMINGTON I LLC

                                        By: /s/ Thomas P. Tanis, Jr.
                                            ---------------------------------
                                            Thomas P. Tanis, Jr., Manager

Address:
4863 West Vernal Pike
Bloomington, Indiana 47404

                                      -9-

<PAGE>

WITNESS:

/s/ Jovita S. VanDerSnick
---------------------------------
Jovita S. VanDerSnick

                                      -10-