<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
STATEMENT OF CONDITION AND THE STATEMENT OF OPERATION AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
<S>                             <C>                     <C>                     <C>                     <C>
<PERIOD-TYPE>                   3-MOS                   YEAR                   9-MOS                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-1997             JUN-30-1996             JUN-30-1996             JUN-30-1996
<PERIOD-START>                             JUL-01-1996             JUL-01-1995             JUL-01-1995             JUL-01-1995
<PERIOD-END>                               SEP-30-1996             JUN-30-1996             MAR-31-1996             DEC-31-1995
<CASH>                                           3,791                   6,670                   4,135                   6,699
<INT-BEARING-DEPOSITS>                           2,008                     245                     162                     538
<FED-FUNDS-SOLD>                                 1,375                   6,875                   4,275                  17,275
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                     11,468                  18,817                   7,774                       0
<INVESTMENTS-CARRYING>                          13,994                  14,094                   9,803                   9,281
<INVESTMENTS-MARKET>                            13,824                  13,894                   9,803                   9,296
<LOANS>                                        305,427                 289,522                 285,282                 271,165
<ALLOWANCE>                                      2,515                   2,565                   2,620                   2,665
<TOTAL-ASSETS>                                 345,279                 331,634                 318,100                 312,466
<DEPOSITS>                                     271,841                 271,045                 270,638                 281,238
<SHORT-TERM>                                    20,000                  16,000                   6,000                       0
<LIABILITIES-OTHER>                              6,902                   7,924                   5,828                   7,715
<LONG-TERM>                                     24,073                  14,192                  14,310                   3,000
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                            23                      23                      15                      15
<OTHER-SE>                                      22,440                  22,451                  21,310                  20,497
<TOTAL-LIABILITIES-AND-EQUITY>                 345,279                 331,634                 318,100                 312,466
<INTEREST-LOAN>                                  7,031                  25,572                  18,799                  12,348
<INTEREST-INVEST>                                  505                   2,189                   1,745                   1,426
<INTEREST-OTHER>                                     0                       0                       0                       0
<INTEREST-TOTAL>                                 7,536                  27,761                  20,544                  13,774
<INTEREST-DEPOSIT>                               3,456                  14,889                  11,496                   7,810
<INTEREST-EXPENSE>                               4,015                  15,703                  11,911                   8,100
<INTEREST-INCOME-NET>                            3,521                  12,058                   8,634                   5,674
<LOAN-LOSSES>                                        0                     417                     417                     394
<SECURITIES-GAINS>                                   0                      75                       0                       0
<EXPENSE-OTHER>                                  3,756                   7,988                   5,706                   3,776
<INCOME-PRETAX>                                    (1)                   5,400                   3,797                   2,406
<INCOME-PRE-EXTRAORDINARY>                           0                   5,400                   3,797                   2,406
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                      (11)                   3,786                   2,603                   1,671
<EPS-PRIMARY>                                    $0.00                    1.48                    1.02                    0.65
<EPS-DILUTED>                                    $0.00                    1.40                    0.96                    0.62
<YIELD-ACTUAL>                                   3.998                    3.45                   3.723                   3.698
<LOANS-NON>                                      1,917                   2,352                   3,785                   3,839
<LOANS-PAST>                                       419                      95                       0                       0
<LOANS-TROUBLED>                                     0                       0                       0                       0
<LOANS-PROBLEM>                                    383                     386                     497                     166
<ALLOWANCE-OPEN>                                 2,617                   2,402                   2,665                   2,381
<CHARGE-OFFS>                                      104                     265                     138                      90
<RECOVERIES>                                         2                      11                       1                       0
<ALLOWANCE-CLOSE>                                2,515                   2,565                   2,620                   2,665
<ALLOWANCE-DOMESTIC>                             2,515                   2,565                   2,620                   2,665
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                          2,427                   2,228                   2,381                   2,252
        

</TABLE>